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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 7,912,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 8,109,800
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$7,912,000
 
Monthly Repayment (HKD)
$51,174
Loan Amount (HKD)
$11,868,000
+
Total Interest (HKD)
$3,484,263
=
Total Repayment (HKD)
$15,352,263
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $51,174 $21,264 $29,911 $11,838,089
1 2 $51,174 $21,210 $29,964 $11,808,125
1 3 $51,174 $21,156 $30,018 $11,778,107
1 4 $51,174 $21,102 $30,072 $11,748,035
1 5 $51,174 $21,049 $30,126 $11,717,910
1 6 $51,174 $20,995 $30,180 $11,687,730
1 7 $51,174 $20,941 $30,234 $11,657,496
1 8 $51,174 $20,886 $30,288 $11,627,208
1 9 $51,174 $20,832 $30,342 $11,596,866
1 10 $51,174 $20,778 $30,396 $11,566,470
1 11 $51,174 $20,723 $30,451 $11,536,019
1 12 $51,174 $20,669 $30,506 $11,505,513
2 13 $51,174 $20,614 $30,560 $11,474,953
2 14 $51,174 $20,559 $30,615 $11,444,338
2 15 $51,174 $20,504 $30,670 $11,413,668
2 16 $51,174 $20,449 $30,725 $11,382,944
2 17 $51,174 $20,394 $30,780 $11,352,164
2 18 $51,174 $20,339 $30,835 $11,321,329
2 19 $51,174 $20,284 $30,890 $11,290,439
2 20 $51,174 $20,229 $30,946 $11,259,493
2 21 $51,174 $20,173 $31,001 $11,228,492
2 22 $51,174 $20,118 $31,056 $11,197,436
2 23 $51,174 $20,062 $31,112 $11,166,324
2 24 $51,174 $20,006 $31,168 $11,135,156
3 25 $51,174 $19,950 $31,224 $11,103,932
3 26 $51,174 $19,895 $31,280 $11,072,653
3 27 $51,174 $19,839 $31,336 $11,041,317
3 28 $51,174 $19,782 $31,392 $11,009,925
3 29 $51,174 $19,726 $31,448 $10,978,477
3 30 $51,174 $19,670 $31,504 $10,946,972
3 31 $51,174 $19,613 $31,561 $10,915,412
3 32 $51,174 $19,557 $31,617 $10,883,794
3 33 $51,174 $19,500 $31,674 $10,852,120
3 34 $51,174 $19,443 $31,731 $10,820,389
3 35 $51,174 $19,387 $31,788 $10,788,602
3 36 $51,174 $19,330 $31,845 $10,756,757
4 37 $51,174 $19,273 $31,902 $10,724,855
4 38 $51,174 $19,215 $31,959 $10,692,896
4 39 $51,174 $19,158 $32,016 $10,660,880
4 40 $51,174 $19,101 $32,073 $10,628,807
4 41 $51,174 $19,043 $32,131 $10,596,676
4 42 $51,174 $18,986 $32,189 $10,564,487
4 43 $51,174 $18,928 $32,246 $10,532,241
4 44 $51,174 $18,870 $32,304 $10,499,937
4 45 $51,174 $18,812 $32,362 $10,467,575
4 46 $51,174 $18,754 $32,420 $10,435,156
4 47 $51,174 $18,696 $32,478 $10,402,678
4 48 $51,174 $18,638 $32,536 $10,370,142
5 49 $51,174 $18,580 $32,594 $10,337,547
5 50 $51,174 $18,521 $32,653 $10,304,894
5 51 $51,174 $18,463 $32,711 $10,272,183
5 52 $51,174 $18,404 $32,770 $10,239,413
5 53 $51,174 $18,346 $32,829 $10,206,585
5 54 $51,174 $18,287 $32,887 $10,173,697
5 55 $51,174 $18,228 $32,946 $10,140,751
5 56 $51,174 $18,169 $33,005 $10,107,746
5 57 $51,174 $18,110 $33,065 $10,074,681
5 58 $51,174 $18,050 $33,124 $10,041,557
5 59 $51,174 $17,991 $33,183 $10,008,374
5 60 $51,174 $17,932 $33,243 $9,975,132
6 61 $51,174 $17,872 $33,302 $9,941,830
6 62 $51,174 $17,812 $33,362 $9,908,468
6 63 $51,174 $17,753 $33,422 $9,875,046
6 64 $51,174 $17,693 $33,481 $9,841,565
6 65 $51,174 $17,633 $33,541 $9,808,023
6 66 $51,174 $17,573 $33,602 $9,774,422
6 67 $51,174 $17,513 $33,662 $9,740,760
6 68 $51,174 $17,452 $33,722 $9,707,038
6 69 $51,174 $17,392 $33,782 $9,673,256
6 70 $51,174 $17,331 $33,843 $9,639,413
6 71 $51,174 $17,271 $33,904 $9,605,509
6 72 $51,174 $17,210 $33,964 $9,571,545
7 73 $51,174 $17,149 $34,025 $9,537,520
7 74 $51,174 $17,088 $34,086 $9,503,434
7 75 $51,174 $17,027 $34,147 $9,469,286
7 76 $51,174 $16,966 $34,208 $9,435,078
7 77 $51,174 $16,905 $34,270 $9,400,808
7 78 $51,174 $16,843 $34,331 $9,366,477
7 79 $51,174 $16,782 $34,393 $9,332,085
7 80 $51,174 $16,720 $34,454 $9,297,630
7 81 $51,174 $16,658 $34,516 $9,263,114
7 82 $51,174 $16,596 $34,578 $9,228,537
7 83 $51,174 $16,534 $34,640 $9,193,897
7 84 $51,174 $16,472 $34,702 $9,159,195
8 85 $51,174 $16,410 $34,764 $9,124,431
8 86 $51,174 $16,348 $34,826 $9,089,605
8 87 $51,174 $16,286 $34,889 $9,054,716
8 88 $51,174 $16,223 $34,951 $9,019,765
8 89 $51,174 $16,160 $35,014 $8,984,751
8 90 $51,174 $16,098 $35,077 $8,949,675
8 91 $51,174 $16,035 $35,139 $8,914,535
8 92 $51,174 $15,972 $35,202 $8,879,333
8 93 $51,174 $15,909 $35,265 $8,844,067
8 94 $51,174 $15,846 $35,329 $8,808,739
8 95 $51,174 $15,782 $35,392 $8,773,347
8 96 $51,174 $15,719 $35,455 $8,737,892
9 97 $51,174 $15,655 $35,519 $8,702,373
9 98 $51,174 $15,592 $35,582 $8,666,790
9 99 $51,174 $15,528 $35,646 $8,631,144
9 100 $51,174 $15,464 $35,710 $8,595,434
9 101 $51,174 $15,400 $35,774 $8,559,660
9 102 $51,174 $15,336 $35,838 $8,523,822
9 103 $51,174 $15,272 $35,902 $8,487,920
9 104 $51,174 $15,208 $35,967 $8,451,953
9 105 $51,174 $15,143 $36,031 $8,415,922
9 106 $51,174 $15,079 $36,096 $8,379,826
9 107 $51,174 $15,014 $36,160 $8,343,666
9 108 $51,174 $14,949 $36,225 $8,307,441
10 109 $51,174 $14,884 $36,290 $8,271,150
10 110 $51,174 $14,819 $36,355 $8,234,795
10 111 $51,174 $14,754 $36,420 $8,198,375
10 112 $51,174 $14,689 $36,485 $8,161,890
10 113 $51,174 $14,623 $36,551 $8,125,339
10 114 $51,174 $14,558 $36,616 $8,088,723
10 115 $51,174 $14,492 $36,682 $8,052,041
10 116 $51,174 $14,427 $36,748 $8,015,293
10 117 $51,174 $14,361 $36,813 $7,978,480
10 118 $51,174 $14,295 $36,879 $7,941,600
10 119 $51,174 $14,229 $36,946 $7,904,655
10 120 $51,174 $14,163 $37,012 $7,867,643
11 121 $51,174 $14,096 $37,078 $7,830,565
11 122 $51,174 $14,030 $37,144 $7,793,420
11 123 $51,174 $13,963 $37,211 $7,756,209
11 124 $51,174 $13,897 $37,278 $7,718,932
11 125 $51,174 $13,830 $37,344 $7,681,587
11 126 $51,174 $13,763 $37,411 $7,644,176
11 127 $51,174 $13,696 $37,478 $7,606,698
11 128 $51,174 $13,629 $37,546 $7,569,152
11 129 $51,174 $13,561 $37,613 $7,531,539
11 130 $51,174 $13,494 $37,680 $7,493,859
11 131 $51,174 $13,426 $37,748 $7,456,111
11 132 $51,174 $13,359 $37,815 $7,418,296
12 133 $51,174 $13,291 $37,883 $7,380,413
12 134 $51,174 $13,223 $37,951 $7,342,462
12 135 $51,174 $13,155 $38,019 $7,304,443
12 136 $51,174 $13,087 $38,087 $7,266,356
12 137 $51,174 $13,019 $38,155 $7,228,200
12 138 $51,174 $12,951 $38,224 $7,189,977
12 139 $51,174 $12,882 $38,292 $7,151,685
12 140 $51,174 $12,813 $38,361 $7,113,324
12 141 $51,174 $12,745 $38,430 $7,074,894
12 142 $51,174 $12,676 $38,498 $7,036,396
12 143 $51,174 $12,607 $38,567 $6,997,829
12 144 $51,174 $12,538 $38,636 $6,959,192
13 145 $51,174 $12,469 $38,706 $6,920,487
13 146 $51,174 $12,399 $38,775 $6,881,712
13 147 $51,174 $12,330 $38,844 $6,842,867
13 148 $51,174 $12,260 $38,914 $6,803,953
13 149 $51,174 $12,190 $38,984 $6,764,969
13 150 $51,174 $12,121 $39,054 $6,725,916
13 151 $51,174 $12,051 $39,124 $6,686,792
13 152 $51,174 $11,981 $39,194 $6,647,598
13 153 $51,174 $11,910 $39,264 $6,608,334
13 154 $51,174 $11,840 $39,334 $6,569,000
13 155 $51,174 $11,769 $39,405 $6,529,595
13 156 $51,174 $11,699 $39,475 $6,490,120
14 157 $51,174 $11,628 $39,546 $6,450,574
14 158 $51,174 $11,557 $39,617 $6,410,957
14 159 $51,174 $11,486 $39,688 $6,371,269
14 160 $51,174 $11,415 $39,759 $6,331,510
14 161 $51,174 $11,344 $39,830 $6,291,680
14 162 $51,174 $11,273 $39,902 $6,251,778
14 163 $51,174 $11,201 $39,973 $6,211,805
14 164 $51,174 $11,129 $40,045 $6,171,760
14 165 $51,174 $11,058 $40,116 $6,131,644
14 166 $51,174 $10,986 $40,188 $6,091,455
14 167 $51,174 $10,914 $40,260 $6,051,195
14 168 $51,174 $10,842 $40,332 $6,010,863
15 169 $51,174 $10,769 $40,405 $5,970,458
15 170 $51,174 $10,697 $40,477 $5,929,981
15 171 $51,174 $10,625 $40,550 $5,889,431
15 172 $51,174 $10,552 $40,622 $5,848,809
15 173 $51,174 $10,479 $40,695 $5,808,114
15 174 $51,174 $10,406 $40,768 $5,767,346
15 175 $51,174 $10,333 $40,841 $5,726,505
15 176 $51,174 $10,260 $40,914 $5,685,590
15 177 $51,174 $10,187 $40,988 $5,644,603
15 178 $51,174 $10,113 $41,061 $5,603,542
15 179 $51,174 $10,040 $41,135 $5,562,407
15 180 $51,174 $9,966 $41,208 $5,521,199
16 181 $51,174 $9,892 $41,282 $5,479,917
16 182 $51,174 $9,818 $41,356 $5,438,561
16 183 $51,174 $9,744 $41,430 $5,397,131
16 184 $51,174 $9,670 $41,504 $5,355,627
16 185 $51,174 $9,595 $41,579 $5,314,048
16 186 $51,174 $9,521 $41,653 $5,272,395
16 187 $51,174 $9,446 $41,728 $5,230,667
16 188 $51,174 $9,372 $41,803 $5,188,864
16 189 $51,174 $9,297 $41,877 $5,146,987
16 190 $51,174 $9,222 $41,953 $5,105,034
16 191 $51,174 $9,147 $42,028 $5,063,006
16 192 $51,174 $9,071 $42,103 $5,020,903
17 193 $51,174 $8,996 $42,178 $4,978,725
17 194 $51,174 $8,920 $42,254 $4,936,471
17 195 $51,174 $8,845 $42,330 $4,894,141
17 196 $51,174 $8,769 $42,406 $4,851,736
17 197 $51,174 $8,693 $42,482 $4,809,254
17 198 $51,174 $8,617 $42,558 $4,766,697
17 199 $51,174 $8,540 $42,634 $4,724,063
17 200 $51,174 $8,464 $42,710 $4,681,353
17 201 $51,174 $8,387 $42,787 $4,638,566
17 202 $51,174 $8,311 $42,863 $4,595,702
17 203 $51,174 $8,234 $42,940 $4,552,762
17 204 $51,174 $8,157 $43,017 $4,509,745
18 205 $51,174 $8,080 $43,094 $4,466,651
18 206 $51,174 $8,003 $43,171 $4,423,479
18 207 $51,174 $7,925 $43,249 $4,380,230
18 208 $51,174 $7,848 $43,326 $4,336,904
18 209 $51,174 $7,770 $43,404 $4,293,500
18 210 $51,174 $7,693 $43,482 $4,250,018
18 211 $51,174 $7,615 $43,560 $4,206,459
18 212 $51,174 $7,537 $43,638 $4,162,821
18 213 $51,174 $7,458 $43,716 $4,119,105
18 214 $51,174 $7,380 $43,794 $4,075,311
18 215 $51,174 $7,302 $43,873 $4,031,439
18 216 $51,174 $7,223 $43,951 $3,987,487
19 217 $51,174 $7,144 $44,030 $3,943,457
19 218 $51,174 $7,065 $44,109 $3,899,349
19 219 $51,174 $6,986 $44,188 $3,855,161
19 220 $51,174 $6,907 $44,267 $3,810,894
19 221 $51,174 $6,828 $44,346 $3,766,547
19 222 $51,174 $6,748 $44,426 $3,722,121
19 223 $51,174 $6,669 $44,505 $3,677,616
19 224 $51,174 $6,589 $44,585 $3,633,031
19 225 $51,174 $6,509 $44,665 $3,588,366
19 226 $51,174 $6,429 $44,745 $3,543,621
19 227 $51,174 $6,349 $44,825 $3,498,796
19 228 $51,174 $6,269 $44,906 $3,453,890
20 229 $51,174 $6,188 $44,986 $3,408,904
20 230 $51,174 $6,108 $45,067 $3,363,837
20 231 $51,174 $6,027 $45,147 $3,318,690
20 232 $51,174 $5,946 $45,228 $3,273,462
20 233 $51,174 $5,865 $45,309 $3,228,153
20 234 $51,174 $5,784 $45,390 $3,182,762
20 235 $51,174 $5,702 $45,472 $3,137,290
20 236 $51,174 $5,621 $45,553 $3,091,737
20 237 $51,174 $5,539 $45,635 $3,046,102
20 238 $51,174 $5,458 $45,717 $3,000,386
20 239 $51,174 $5,376 $45,799 $2,954,587
20 240 $51,174 $5,294 $45,881 $2,908,707
21 241 $51,174 $5,211 $45,963 $2,862,744
21 242 $51,174 $5,129 $46,045 $2,816,699
21 243 $51,174 $5,047 $46,128 $2,770,571
21 244 $51,174 $4,964 $46,210 $2,724,361
21 245 $51,174 $4,881 $46,293 $2,678,068
21 246 $51,174 $4,798 $46,376 $2,631,692
21 247 $51,174 $4,715 $46,459 $2,585,233
21 248 $51,174 $4,632 $46,542 $2,538,690
21 249 $51,174 $4,548 $46,626 $2,492,065
21 250 $51,174 $4,465 $46,709 $2,445,355
21 251 $51,174 $4,381 $46,793 $2,398,562
21 252 $51,174 $4,297 $46,877 $2,351,686
22 253 $51,174 $4,213 $46,961 $2,304,725
22 254 $51,174 $4,129 $47,045 $2,257,680
22 255 $51,174 $4,045 $47,129 $2,210,551
22 256 $51,174 $3,961 $47,214 $2,163,337
22 257 $51,174 $3,876 $47,298 $2,116,039
22 258 $51,174 $3,791 $47,383 $2,068,656
22 259 $51,174 $3,706 $47,468 $2,021,188
22 260 $51,174 $3,621 $47,553 $1,973,635
22 261 $51,174 $3,536 $47,638 $1,925,997
22 262 $51,174 $3,451 $47,723 $1,878,274
22 263 $51,174 $3,365 $47,809 $1,830,465
22 264 $51,174 $3,280 $47,895 $1,782,570
23 265 $51,174 $3,194 $47,980 $1,734,589
23 266 $51,174 $3,108 $48,066 $1,686,523
23 267 $51,174 $3,022 $48,153 $1,638,371
23 268 $51,174 $2,935 $48,239 $1,590,132
23 269 $51,174 $2,849 $48,325 $1,541,807
23 270 $51,174 $2,762 $48,412 $1,493,395
23 271 $51,174 $2,676 $48,499 $1,444,896
23 272 $51,174 $2,589 $48,585 $1,396,311
23 273 $51,174 $2,502 $48,672 $1,347,638
23 274 $51,174 $2,415 $48,760 $1,298,879
23 275 $51,174 $2,327 $48,847 $1,250,032
23 276 $51,174 $2,240 $48,935 $1,201,097
24 277 $51,174 $2,152 $49,022 $1,152,075
24 278 $51,174 $2,064 $49,110 $1,102,965
24 279 $51,174 $1,976 $49,198 $1,053,767
24 280 $51,174 $1,888 $49,286 $1,004,480
24 281 $51,174 $1,800 $49,375 $955,106
24 282 $51,174 $1,711 $49,463 $905,643
24 283 $51,174 $1,623 $49,552 $856,091
24 284 $51,174 $1,534 $49,640 $806,451
24 285 $51,174 $1,445 $49,729 $756,722
24 286 $51,174 $1,356 $49,818 $706,903
24 287 $51,174 $1,267 $49,908 $656,995
24 288 $51,174 $1,177 $49,997 $606,998
25 289 $51,174 $1,088 $50,087 $556,912
25 290 $51,174 $998 $50,176 $506,735
25 291 $51,174 $908 $50,266 $456,469
25 292 $51,174 $818 $50,356 $406,113
25 293 $51,174 $728 $50,447 $355,666
25 294 $51,174 $637 $50,537 $305,129
25 295 $51,174 $547 $50,628 $254,501
25 296 $51,174 $456 $50,718 $203,783
25 297 $51,174 $365 $50,809 $152,974
25 298 $51,174 $274 $50,900 $102,074
25 299 $51,174 $183 $50,991 $51,083
25 300 $51,174 $92 $51,083 $0