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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 14,320,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 14,678,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$14,320,000
 
Monthly Repayment (HKD)
$92,621
Loan Amount (HKD)
$21,480,000
+
Total Interest (HKD)
$6,306,200
=
Total Repayment (HKD)
$27,786,200
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $92,621 $38,485 $54,136 $21,425,864
1 2 $92,621 $38,388 $54,233 $21,371,632
1 3 $92,621 $38,291 $54,330 $21,317,302
1 4 $92,621 $38,193 $54,427 $21,262,875
1 5 $92,621 $38,096 $54,525 $21,208,350
1 6 $92,621 $37,998 $54,622 $21,153,728
1 7 $92,621 $37,900 $54,720 $21,099,007
1 8 $92,621 $37,802 $54,818 $21,044,189
1 9 $92,621 $37,704 $54,916 $20,989,273
1 10 $92,621 $37,606 $55,015 $20,934,258
1 11 $92,621 $37,507 $55,113 $20,879,144
1 12 $92,621 $37,408 $55,212 $20,823,932
2 13 $92,621 $37,310 $55,311 $20,768,621
2 14 $92,621 $37,210 $55,410 $20,713,211
2 15 $92,621 $37,111 $55,509 $20,657,701
2 16 $92,621 $37,012 $55,609 $20,602,092
2 17 $92,621 $36,912 $55,709 $20,546,384
2 18 $92,621 $36,812 $55,808 $20,490,575
2 19 $92,621 $36,712 $55,908 $20,434,667
2 20 $92,621 $36,612 $56,009 $20,378,658
2 21 $92,621 $36,512 $56,109 $20,322,549
2 22 $92,621 $36,411 $56,209 $20,266,340
2 23 $92,621 $36,311 $56,310 $20,210,030
2 24 $92,621 $36,210 $56,411 $20,153,619
3 25 $92,621 $36,109 $56,512 $20,097,107
3 26 $92,621 $36,007 $56,613 $20,040,493
3 27 $92,621 $35,906 $56,715 $19,983,779
3 28 $92,621 $35,804 $56,816 $19,926,962
3 29 $92,621 $35,702 $56,918 $19,870,044
3 30 $92,621 $35,600 $57,020 $19,813,024
3 31 $92,621 $35,498 $57,122 $19,755,902
3 32 $92,621 $35,396 $57,225 $19,698,677
3 33 $92,621 $35,293 $57,327 $19,641,350
3 34 $92,621 $35,191 $57,430 $19,583,920
3 35 $92,621 $35,088 $57,533 $19,526,387
3 36 $92,621 $34,985 $57,636 $19,468,751
4 37 $92,621 $34,882 $57,739 $19,411,012
4 38 $92,621 $34,778 $57,843 $19,353,169
4 39 $92,621 $34,674 $57,946 $19,295,223
4 40 $92,621 $34,571 $58,050 $19,237,173
4 41 $92,621 $34,467 $58,154 $19,179,019
4 42 $92,621 $34,362 $58,258 $19,120,761
4 43 $92,621 $34,258 $58,363 $19,062,398
4 44 $92,621 $34,153 $58,467 $19,003,931
4 45 $92,621 $34,049 $58,572 $18,945,359
4 46 $92,621 $33,944 $58,677 $18,886,682
4 47 $92,621 $33,839 $58,782 $18,827,900
4 48 $92,621 $33,733 $58,887 $18,769,013
5 49 $92,621 $33,628 $58,993 $18,710,020
5 50 $92,621 $33,522 $59,099 $18,650,921
5 51 $92,621 $33,416 $59,204 $18,591,717
5 52 $92,621 $33,310 $59,311 $18,532,406
5 53 $92,621 $33,204 $59,417 $18,472,990
5 54 $92,621 $33,097 $59,523 $18,413,466
5 55 $92,621 $32,991 $59,630 $18,353,836
5 56 $92,621 $32,884 $59,737 $18,294,100
5 57 $92,621 $32,777 $59,844 $18,234,256
5 58 $92,621 $32,670 $59,951 $18,174,305
5 59 $92,621 $32,562 $60,058 $18,114,247
5 60 $92,621 $32,455 $60,166 $18,054,081
6 61 $92,621 $32,347 $60,274 $17,993,807
6 62 $92,621 $32,239 $60,382 $17,933,425
6 63 $92,621 $32,131 $60,490 $17,872,935
6 64 $92,621 $32,022 $60,598 $17,812,337
6 65 $92,621 $31,914 $60,707 $17,751,630
6 66 $92,621 $31,805 $60,816 $17,690,814
6 67 $92,621 $31,696 $60,925 $17,629,890
6 68 $92,621 $31,587 $61,034 $17,568,856
6 69 $92,621 $31,478 $61,143 $17,507,713
6 70 $92,621 $31,368 $61,253 $17,446,460
6 71 $92,621 $31,258 $61,362 $17,385,098
6 72 $92,621 $31,148 $61,472 $17,323,625
7 73 $92,621 $31,038 $61,583 $17,262,043
7 74 $92,621 $30,928 $61,693 $17,200,350
7 75 $92,621 $30,817 $61,803 $17,138,547
7 76 $92,621 $30,707 $61,914 $17,076,632
7 77 $92,621 $30,596 $62,025 $17,014,607
7 78 $92,621 $30,485 $62,136 $16,952,471
7 79 $92,621 $30,373 $62,247 $16,890,224
7 80 $92,621 $30,262 $62,359 $16,827,865
7 81 $92,621 $30,150 $62,471 $16,765,394
7 82 $92,621 $30,038 $62,583 $16,702,811
7 83 $92,621 $29,926 $62,695 $16,640,117
7 84 $92,621 $29,814 $62,807 $16,577,309
8 85 $92,621 $29,701 $62,920 $16,514,390
8 86 $92,621 $29,588 $63,032 $16,451,357
8 87 $92,621 $29,475 $63,145 $16,388,212
8 88 $92,621 $29,362 $63,258 $16,324,954
8 89 $92,621 $29,249 $63,372 $16,261,582
8 90 $92,621 $29,135 $63,485 $16,198,097
8 91 $92,621 $29,022 $63,599 $16,134,497
8 92 $92,621 $28,908 $63,713 $16,070,784
8 93 $92,621 $28,793 $63,827 $16,006,957
8 94 $92,621 $28,679 $63,942 $15,943,016
8 95 $92,621 $28,565 $64,056 $15,878,960
8 96 $92,621 $28,450 $64,171 $15,814,789
9 97 $92,621 $28,335 $64,286 $15,750,503
9 98 $92,621 $28,220 $64,401 $15,686,102
9 99 $92,621 $28,104 $64,516 $15,621,586
9 100 $92,621 $27,989 $64,632 $15,556,954
9 101 $92,621 $27,873 $64,748 $15,492,206
9 102 $92,621 $27,757 $64,864 $15,427,342
9 103 $92,621 $27,641 $64,980 $15,362,362
9 104 $92,621 $27,524 $65,096 $15,297,265
9 105 $92,621 $27,408 $65,213 $15,232,052
9 106 $92,621 $27,291 $65,330 $15,166,723
9 107 $92,621 $27,174 $65,447 $15,101,276
9 108 $92,621 $27,056 $65,564 $15,035,711
10 109 $92,621 $26,939 $65,682 $14,970,030
10 110 $92,621 $26,821 $65,799 $14,904,230
10 111 $92,621 $26,703 $65,917 $14,838,313
10 112 $92,621 $26,585 $66,035 $14,772,278
10 113 $92,621 $26,467 $66,154 $14,706,124
10 114 $92,621 $26,348 $66,272 $14,639,852
10 115 $92,621 $26,230 $66,391 $14,573,461
10 116 $92,621 $26,111 $66,510 $14,506,951
10 117 $92,621 $25,992 $66,629 $14,440,322
10 118 $92,621 $25,872 $66,748 $14,373,574
10 119 $92,621 $25,753 $66,868 $14,306,706
10 120 $92,621 $25,633 $66,988 $14,239,718
11 121 $92,621 $25,513 $67,108 $14,172,610
11 122 $92,621 $25,393 $67,228 $14,105,382
11 123 $92,621 $25,272 $67,349 $14,038,033
11 124 $92,621 $25,151 $67,469 $13,970,564
11 125 $92,621 $25,031 $67,590 $13,902,974
11 126 $92,621 $24,909 $67,711 $13,835,263
11 127 $92,621 $24,788 $67,832 $13,767,430
11 128 $92,621 $24,667 $67,954 $13,699,476
11 129 $92,621 $24,545 $68,076 $13,631,401
11 130 $92,621 $24,423 $68,198 $13,563,203
11 131 $92,621 $24,301 $68,320 $13,494,883
11 132 $92,621 $24,178 $68,442 $13,426,441
12 133 $92,621 $24,056 $68,565 $13,357,876
12 134 $92,621 $23,933 $68,688 $13,289,188
12 135 $92,621 $23,810 $68,811 $13,220,377
12 136 $92,621 $23,687 $68,934 $13,151,443
12 137 $92,621 $23,563 $69,058 $13,082,385
12 138 $92,621 $23,439 $69,181 $13,013,204
12 139 $92,621 $23,315 $69,305 $12,943,898
12 140 $92,621 $23,191 $69,430 $12,874,469
12 141 $92,621 $23,067 $69,554 $12,804,915
12 142 $92,621 $22,942 $69,679 $12,735,236
12 143 $92,621 $22,817 $69,803 $12,665,433
12 144 $92,621 $22,692 $69,928 $12,595,505
13 145 $92,621 $22,567 $70,054 $12,525,451
13 146 $92,621 $22,441 $70,179 $12,455,272
13 147 $92,621 $22,316 $70,305 $12,384,967
13 148 $92,621 $22,190 $70,431 $12,314,536
13 149 $92,621 $22,064 $70,557 $12,243,979
13 150 $92,621 $21,937 $70,684 $12,173,295
13 151 $92,621 $21,810 $70,810 $12,102,485
13 152 $92,621 $21,684 $70,937 $12,031,548
13 153 $92,621 $21,557 $71,064 $11,960,484
13 154 $92,621 $21,429 $71,191 $11,889,292
13 155 $92,621 $21,302 $71,319 $11,817,973
13 156 $92,621 $21,174 $71,447 $11,746,526
14 157 $92,621 $21,046 $71,575 $11,674,952
14 158 $92,621 $20,918 $71,703 $11,603,249
14 159 $92,621 $20,789 $71,832 $11,531,417
14 160 $92,621 $20,660 $71,960 $11,459,457
14 161 $92,621 $20,532 $72,089 $11,387,368
14 162 $92,621 $20,402 $72,218 $11,315,149
14 163 $92,621 $20,273 $72,348 $11,242,802
14 164 $92,621 $20,143 $72,477 $11,170,324
14 165 $92,621 $20,013 $72,607 $11,097,717
14 166 $92,621 $19,883 $72,737 $11,024,980
14 167 $92,621 $19,753 $72,868 $10,952,112
14 168 $92,621 $19,623 $72,998 $10,879,114
15 169 $92,621 $19,492 $73,129 $10,805,985
15 170 $92,621 $19,361 $73,260 $10,732,725
15 171 $92,621 $19,229 $73,391 $10,659,334
15 172 $92,621 $19,098 $73,523 $10,585,812
15 173 $92,621 $18,966 $73,654 $10,512,157
15 174 $92,621 $18,834 $73,786 $10,438,371
15 175 $92,621 $18,702 $73,919 $10,364,452
15 176 $92,621 $18,570 $74,051 $10,290,401
15 177 $92,621 $18,437 $74,184 $10,216,217
15 178 $92,621 $18,304 $74,317 $10,141,901
15 179 $92,621 $18,171 $74,450 $10,067,451
15 180 $92,621 $18,038 $74,583 $9,992,868
16 181 $92,621 $17,904 $74,717 $9,918,151
16 182 $92,621 $17,770 $74,851 $9,843,301
16 183 $92,621 $17,636 $74,985 $9,768,316
16 184 $92,621 $17,502 $75,119 $9,693,197
16 185 $92,621 $17,367 $75,254 $9,617,943
16 186 $92,621 $17,232 $75,389 $9,542,554
16 187 $92,621 $17,097 $75,524 $9,467,031
16 188 $92,621 $16,962 $75,659 $9,391,372
16 189 $92,621 $16,826 $75,794 $9,315,578
16 190 $92,621 $16,690 $75,930 $9,239,647
16 191 $92,621 $16,554 $76,066 $9,163,581
16 192 $92,621 $16,418 $76,203 $9,087,378
17 193 $92,621 $16,282 $76,339 $9,011,039
17 194 $92,621 $16,145 $76,476 $8,934,563
17 195 $92,621 $16,008 $76,613 $8,857,950
17 196 $92,621 $15,870 $76,750 $8,781,200
17 197 $92,621 $15,733 $76,888 $8,704,313
17 198 $92,621 $15,595 $77,025 $8,627,287
17 199 $92,621 $15,457 $77,163 $8,550,124
17 200 $92,621 $15,319 $77,302 $8,472,822
17 201 $92,621 $15,180 $77,440 $8,395,382
17 202 $92,621 $15,042 $77,579 $8,317,803
17 203 $92,621 $14,903 $77,718 $8,240,085
17 204 $92,621 $14,763 $77,857 $8,162,228
18 205 $92,621 $14,624 $77,997 $8,084,231
18 206 $92,621 $14,484 $78,136 $8,006,095
18 207 $92,621 $14,344 $78,276 $7,927,818
18 208 $92,621 $14,204 $78,417 $7,849,402
18 209 $92,621 $14,064 $78,557 $7,770,844
18 210 $92,621 $13,923 $78,698 $7,692,147
18 211 $92,621 $13,782 $78,839 $7,613,308
18 212 $92,621 $13,641 $78,980 $7,534,328
18 213 $92,621 $13,499 $79,122 $7,455,206
18 214 $92,621 $13,357 $79,263 $7,375,942
18 215 $92,621 $13,215 $79,405 $7,296,537
18 216 $92,621 $13,073 $79,548 $7,216,989
19 217 $92,621 $12,930 $79,690 $7,137,299
19 218 $92,621 $12,788 $79,833 $7,057,466
19 219 $92,621 $12,645 $79,976 $6,977,490
19 220 $92,621 $12,501 $80,119 $6,897,371
19 221 $92,621 $12,358 $80,263 $6,817,108
19 222 $92,621 $12,214 $80,407 $6,736,701
19 223 $92,621 $12,070 $80,551 $6,656,150
19 224 $92,621 $11,926 $80,695 $6,575,455
19 225 $92,621 $11,781 $80,840 $6,494,616
19 226 $92,621 $11,636 $80,984 $6,413,631
19 227 $92,621 $11,491 $81,130 $6,332,502
19 228 $92,621 $11,346 $81,275 $6,251,227
20 229 $92,621 $11,200 $81,421 $6,169,806
20 230 $92,621 $11,054 $81,566 $6,088,240
20 231 $92,621 $10,908 $81,713 $6,006,527
20 232 $92,621 $10,762 $81,859 $5,924,668
20 233 $92,621 $10,615 $82,006 $5,842,663
20 234 $92,621 $10,468 $82,153 $5,760,510
20 235 $92,621 $10,321 $82,300 $5,678,210
20 236 $92,621 $10,173 $82,447 $5,595,763
20 237 $92,621 $10,026 $82,595 $5,513,168
20 238 $92,621 $9,878 $82,743 $5,430,425
20 239 $92,621 $9,730 $82,891 $5,347,534
20 240 $92,621 $9,581 $83,040 $5,264,494
21 241 $92,621 $9,432 $83,188 $5,181,306
21 242 $92,621 $9,283 $83,337 $5,097,968
21 243 $92,621 $9,134 $83,487 $5,014,482
21 244 $92,621 $8,984 $83,636 $4,930,845
21 245 $92,621 $8,834 $83,786 $4,847,059
21 246 $92,621 $8,684 $83,936 $4,763,123
21 247 $92,621 $8,534 $84,087 $4,679,036
21 248 $92,621 $8,383 $84,237 $4,594,799
21 249 $92,621 $8,232 $84,388 $4,510,410
21 250 $92,621 $8,081 $84,540 $4,425,871
21 251 $92,621 $7,930 $84,691 $4,341,180
21 252 $92,621 $7,778 $84,843 $4,256,337
22 253 $92,621 $7,626 $84,995 $4,171,342
22 254 $92,621 $7,474 $85,147 $4,086,195
22 255 $92,621 $7,321 $85,300 $4,000,896
22 256 $92,621 $7,168 $85,452 $3,915,443
22 257 $92,621 $7,015 $85,605 $3,829,838
22 258 $92,621 $6,862 $85,759 $3,744,079
22 259 $92,621 $6,708 $85,913 $3,658,166
22 260 $92,621 $6,554 $86,066 $3,572,100
22 261 $92,621 $6,400 $86,221 $3,485,879
22 262 $92,621 $6,246 $86,375 $3,399,504
22 263 $92,621 $6,091 $86,530 $3,312,974
22 264 $92,621 $5,936 $86,685 $3,226,289
23 265 $92,621 $5,780 $86,840 $3,139,449
23 266 $92,621 $5,625 $86,996 $3,052,453
23 267 $92,621 $5,469 $87,152 $2,965,302
23 268 $92,621 $5,313 $87,308 $2,877,994
23 269 $92,621 $5,156 $87,464 $2,790,530
23 270 $92,621 $5,000 $87,621 $2,702,909
23 271 $92,621 $4,843 $87,778 $2,615,131
23 272 $92,621 $4,685 $87,935 $2,527,195
23 273 $92,621 $4,528 $88,093 $2,439,103
23 274 $92,621 $4,370 $88,251 $2,350,852
23 275 $92,621 $4,212 $88,409 $2,262,443
23 276 $92,621 $4,054 $88,567 $2,173,876
24 277 $92,621 $3,895 $88,726 $2,085,150
24 278 $92,621 $3,736 $88,885 $1,996,266
24 279 $92,621 $3,577 $89,044 $1,907,222
24 280 $92,621 $3,417 $89,204 $1,818,018
24 281 $92,621 $3,257 $89,363 $1,728,655
24 282 $92,621 $3,097 $89,523 $1,639,131
24 283 $92,621 $2,937 $89,684 $1,549,447
24 284 $92,621 $2,776 $89,845 $1,459,603
24 285 $92,621 $2,615 $90,006 $1,369,597
24 286 $92,621 $2,454 $90,167 $1,279,430
24 287 $92,621 $2,292 $90,328 $1,189,102
24 288 $92,621 $2,130 $90,490 $1,098,612
25 289 $92,621 $1,968 $90,652 $1,007,959
25 290 $92,621 $1,806 $90,815 $917,145
25 291 $92,621 $1,643 $90,977 $826,167
25 292 $92,621 $1,480 $91,140 $735,027
25 293 $92,621 $1,317 $91,304 $643,723
25 294 $92,621 $1,153 $91,467 $552,256
25 295 $92,621 $989 $91,631 $460,625
25 296 $92,621 $825 $91,795 $368,829
25 297 $92,621 $661 $91,960 $276,869
25 298 $92,621 $496 $92,125 $184,745
25 299 $92,621 $331 $92,290 $92,455
25 300 $92,621 $166 $92,455 $0