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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 42,000,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 43,050,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$42,000,000
 
Monthly Repayment (HKD)
$271,653
Loan Amount (HKD)
$63,000,000
+
Total Interest (HKD)
$18,495,837
=
Total Repayment (HKD)
$81,495,837
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $271,653 $112,875 $158,778 $62,841,222
1 2 $271,653 $112,591 $159,062 $62,682,160
1 3 $271,653 $112,306 $159,347 $62,522,813
1 4 $271,653 $112,020 $159,633 $62,363,180
1 5 $271,653 $111,734 $159,919 $62,203,261
1 6 $271,653 $111,448 $160,205 $62,043,056
1 7 $271,653 $111,160 $160,492 $61,882,564
1 8 $271,653 $110,873 $160,780 $61,721,784
1 9 $271,653 $110,585 $161,068 $61,560,716
1 10 $271,653 $110,296 $161,357 $61,399,359
1 11 $271,653 $110,007 $161,646 $61,237,714
1 12 $271,653 $109,718 $161,935 $61,075,778
2 13 $271,653 $109,427 $162,225 $60,913,553
2 14 $271,653 $109,137 $162,516 $60,751,037
2 15 $271,653 $108,846 $162,807 $60,588,230
2 16 $271,653 $108,554 $163,099 $60,425,131
2 17 $271,653 $108,262 $163,391 $60,261,740
2 18 $271,653 $107,969 $163,684 $60,098,056
2 19 $271,653 $107,676 $163,977 $59,934,079
2 20 $271,653 $107,382 $164,271 $59,769,808
2 21 $271,653 $107,088 $164,565 $59,605,243
2 22 $271,653 $106,793 $164,860 $59,440,383
2 23 $271,653 $106,497 $165,155 $59,275,227
2 24 $271,653 $106,201 $165,451 $59,109,776
3 25 $271,653 $105,905 $165,748 $58,944,028
3 26 $271,653 $105,608 $166,045 $58,777,984
3 27 $271,653 $105,311 $166,342 $58,611,641
3 28 $271,653 $105,013 $166,640 $58,445,001
3 29 $271,653 $104,714 $166,939 $58,278,062
3 30 $271,653 $104,415 $167,238 $58,110,824
3 31 $271,653 $104,115 $167,538 $57,943,287
3 32 $271,653 $103,815 $167,838 $57,775,449
3 33 $271,653 $103,514 $168,138 $57,607,310
3 34 $271,653 $103,213 $168,440 $57,438,871
3 35 $271,653 $102,911 $168,741 $57,270,129
3 36 $271,653 $102,609 $169,044 $57,101,086
4 37 $271,653 $102,306 $169,347 $56,931,739
4 38 $271,653 $102,003 $169,650 $56,762,089
4 39 $271,653 $101,699 $169,954 $56,592,135
4 40 $271,653 $101,394 $170,259 $56,421,876
4 41 $271,653 $101,089 $170,564 $56,251,313
4 42 $271,653 $100,784 $170,869 $56,080,443
4 43 $271,653 $100,477 $171,175 $55,909,268
4 44 $271,653 $100,171 $171,482 $55,737,786
4 45 $271,653 $99,864 $171,789 $55,565,997
4 46 $271,653 $99,556 $172,097 $55,393,900
4 47 $271,653 $99,247 $172,405 $55,221,494
4 48 $271,653 $98,939 $172,714 $55,048,780
5 49 $271,653 $98,629 $173,024 $54,875,756
5 50 $271,653 $98,319 $173,334 $54,702,423
5 51 $271,653 $98,009 $173,644 $54,528,778
5 52 $271,653 $97,697 $173,955 $54,354,823
5 53 $271,653 $97,386 $174,267 $54,180,556
5 54 $271,653 $97,073 $174,579 $54,005,977
5 55 $271,653 $96,761 $174,892 $53,831,084
5 56 $271,653 $96,447 $175,205 $53,655,879
5 57 $271,653 $96,133 $175,519 $53,480,360
5 58 $271,653 $95,819 $175,834 $53,304,526
5 59 $271,653 $95,504 $176,149 $53,128,377
5 60 $271,653 $95,188 $176,464 $52,951,913
6 61 $271,653 $94,872 $176,781 $52,775,132
6 62 $271,653 $94,555 $177,097 $52,598,035
6 63 $271,653 $94,238 $177,415 $52,420,620
6 64 $271,653 $93,920 $177,733 $52,242,887
6 65 $271,653 $93,602 $178,051 $52,064,837
6 66 $271,653 $93,283 $178,370 $51,886,467
6 67 $271,653 $92,963 $178,690 $51,707,777
6 68 $271,653 $92,643 $179,010 $51,528,767
6 69 $271,653 $92,322 $179,330 $51,349,437
6 70 $271,653 $92,001 $179,652 $51,169,785
6 71 $271,653 $91,679 $179,974 $50,989,812
6 72 $271,653 $91,357 $180,296 $50,809,516
7 73 $271,653 $91,034 $180,619 $50,628,896
7 74 $271,653 $90,710 $180,943 $50,447,954
7 75 $271,653 $90,386 $181,267 $50,266,687
7 76 $271,653 $90,061 $181,592 $50,085,095
7 77 $271,653 $89,736 $181,917 $49,903,178
7 78 $271,653 $89,410 $182,243 $49,720,935
7 79 $271,653 $89,083 $182,569 $49,538,366
7 80 $271,653 $88,756 $182,897 $49,355,469
7 81 $271,653 $88,429 $183,224 $49,172,245
7 82 $271,653 $88,100 $183,553 $48,988,693
7 83 $271,653 $87,771 $183,881 $48,804,811
7 84 $271,653 $87,442 $184,211 $48,620,600
8 85 $271,653 $87,112 $184,541 $48,436,059
8 86 $271,653 $86,781 $184,872 $48,251,188
8 87 $271,653 $86,450 $185,203 $48,065,985
8 88 $271,653 $86,118 $185,535 $47,880,451
8 89 $271,653 $85,786 $185,867 $47,694,584
8 90 $271,653 $85,453 $186,200 $47,508,384
8 91 $271,653 $85,119 $186,534 $47,321,850
8 92 $271,653 $84,785 $186,868 $47,134,982
8 93 $271,653 $84,450 $187,203 $46,947,780
8 94 $271,653 $84,115 $187,538 $46,760,242
8 95 $271,653 $83,779 $187,874 $46,572,368
8 96 $271,653 $83,442 $188,211 $46,384,157
9 97 $271,653 $83,105 $188,548 $46,195,609
9 98 $271,653 $82,767 $188,886 $46,006,723
9 99 $271,653 $82,429 $189,224 $45,817,499
9 100 $271,653 $82,090 $189,563 $45,627,936
9 101 $271,653 $81,750 $189,903 $45,438,034
9 102 $271,653 $81,410 $190,243 $45,247,791
9 103 $271,653 $81,069 $190,584 $45,057,207
9 104 $271,653 $80,727 $190,925 $44,866,281
9 105 $271,653 $80,385 $191,267 $44,675,014
9 106 $271,653 $80,043 $191,610 $44,483,404
9 107 $271,653 $79,699 $191,953 $44,291,451
9 108 $271,653 $79,356 $192,297 $44,099,153
10 109 $271,653 $79,011 $192,642 $43,906,512
10 110 $271,653 $78,666 $192,987 $43,713,525
10 111 $271,653 $78,320 $193,333 $43,520,192
10 112 $271,653 $77,974 $193,679 $43,326,513
10 113 $271,653 $77,627 $194,026 $43,132,487
10 114 $271,653 $77,279 $194,374 $42,938,113
10 115 $271,653 $76,931 $194,722 $42,743,391
10 116 $271,653 $76,582 $195,071 $42,548,320
10 117 $271,653 $76,232 $195,420 $42,352,900
10 118 $271,653 $75,882 $195,771 $42,157,129
10 119 $271,653 $75,532 $196,121 $41,961,008
10 120 $271,653 $75,180 $196,473 $41,764,535
11 121 $271,653 $74,828 $196,825 $41,567,711
11 122 $271,653 $74,475 $197,177 $41,370,533
11 123 $271,653 $74,122 $197,531 $41,173,003
11 124 $271,653 $73,768 $197,884 $40,975,118
11 125 $271,653 $73,414 $198,239 $40,776,879
11 126 $271,653 $73,059 $198,594 $40,578,285
11 127 $271,653 $72,703 $198,950 $40,379,335
11 128 $271,653 $72,346 $199,306 $40,180,028
11 129 $271,653 $71,989 $199,664 $39,980,365
11 130 $271,653 $71,631 $200,021 $39,780,344
11 131 $271,653 $71,273 $200,380 $39,579,964
11 132 $271,653 $70,914 $200,739 $39,379,225
12 133 $271,653 $70,554 $201,098 $39,178,127
12 134 $271,653 $70,194 $201,459 $38,976,668
12 135 $271,653 $69,833 $201,820 $38,774,849
12 136 $271,653 $69,472 $202,181 $38,572,667
12 137 $271,653 $69,109 $202,543 $38,370,124
12 138 $271,653 $68,746 $202,906 $38,167,218
12 139 $271,653 $68,383 $203,270 $37,963,948
12 140 $271,653 $68,019 $203,634 $37,760,314
12 141 $271,653 $67,654 $203,999 $37,556,315
12 142 $271,653 $67,288 $204,364 $37,351,950
12 143 $271,653 $66,922 $204,731 $37,147,220
12 144 $271,653 $66,555 $205,097 $36,942,123
13 145 $271,653 $66,188 $205,465 $36,736,658
13 146 $271,653 $65,820 $205,833 $36,530,825
13 147 $271,653 $65,451 $206,202 $36,324,623
13 148 $271,653 $65,082 $206,571 $36,118,052
13 149 $271,653 $64,712 $206,941 $35,911,111
13 150 $271,653 $64,341 $207,312 $35,703,799
13 151 $271,653 $63,969 $207,683 $35,496,115
13 152 $271,653 $63,597 $208,056 $35,288,059
13 153 $271,653 $63,224 $208,428 $35,079,631
13 154 $271,653 $62,851 $208,802 $34,870,829
13 155 $271,653 $62,477 $209,176 $34,661,653
13 156 $271,653 $62,102 $209,551 $34,452,103
14 157 $271,653 $61,727 $209,926 $34,242,177
14 158 $271,653 $61,351 $210,302 $34,031,874
14 159 $271,653 $60,974 $210,679 $33,821,195
14 160 $271,653 $60,596 $211,056 $33,610,139
14 161 $271,653 $60,218 $211,435 $33,398,704
14 162 $271,653 $59,839 $211,813 $33,186,891
14 163 $271,653 $59,460 $212,193 $32,974,698
14 164 $271,653 $59,080 $212,573 $32,762,125
14 165 $271,653 $58,699 $212,954 $32,549,171
14 166 $271,653 $58,317 $213,336 $32,335,835
14 167 $271,653 $57,935 $213,718 $32,122,118
14 168 $271,653 $57,552 $214,101 $31,908,017
15 169 $271,653 $57,169 $214,484 $31,693,533
15 170 $271,653 $56,784 $214,869 $31,478,664
15 171 $271,653 $56,399 $215,254 $31,263,411
15 172 $271,653 $56,014 $215,639 $31,047,771
15 173 $271,653 $55,627 $216,026 $30,831,746
15 174 $271,653 $55,240 $216,413 $30,615,333
15 175 $271,653 $54,852 $216,800 $30,398,533
15 176 $271,653 $54,464 $217,189 $30,181,344
15 177 $271,653 $54,075 $217,578 $29,963,766
15 178 $271,653 $53,685 $217,968 $29,745,799
15 179 $271,653 $53,295 $218,358 $29,527,440
15 180 $271,653 $52,903 $218,749 $29,308,691
16 181 $271,653 $52,511 $219,141 $29,089,550
16 182 $271,653 $52,119 $219,534 $28,870,015
16 183 $271,653 $51,725 $219,927 $28,650,088
16 184 $271,653 $51,331 $220,321 $28,429,767
16 185 $271,653 $50,937 $220,716 $28,209,051
16 186 $271,653 $50,541 $221,112 $27,987,939
16 187 $271,653 $50,145 $221,508 $27,766,431
16 188 $271,653 $49,748 $221,905 $27,544,527
16 189 $271,653 $49,351 $222,302 $27,322,225
16 190 $271,653 $48,952 $222,700 $27,099,524
16 191 $271,653 $48,553 $223,099 $26,876,425
16 192 $271,653 $48,154 $223,499 $26,652,925
17 193 $271,653 $47,753 $223,900 $26,429,026
17 194 $271,653 $47,352 $224,301 $26,204,725
17 195 $271,653 $46,950 $224,703 $25,980,022
17 196 $271,653 $46,548 $225,105 $25,754,917
17 197 $271,653 $46,144 $225,509 $25,529,409
17 198 $271,653 $45,740 $225,913 $25,303,496
17 199 $271,653 $45,335 $226,317 $25,077,179
17 200 $271,653 $44,930 $226,723 $24,850,456
17 201 $271,653 $44,524 $227,129 $24,623,327
17 202 $271,653 $44,117 $227,536 $24,395,791
17 203 $271,653 $43,709 $227,944 $24,167,847
17 204 $271,653 $43,301 $228,352 $23,939,495
18 205 $271,653 $42,892 $228,761 $23,710,734
18 206 $271,653 $42,482 $229,171 $23,481,563
18 207 $271,653 $42,071 $229,582 $23,251,981
18 208 $271,653 $41,660 $229,993 $23,021,988
18 209 $271,653 $41,248 $230,405 $22,791,583
18 210 $271,653 $40,835 $230,818 $22,560,765
18 211 $271,653 $40,421 $231,231 $22,329,534
18 212 $271,653 $40,007 $231,646 $22,097,888
18 213 $271,653 $39,592 $232,061 $21,865,827
18 214 $271,653 $39,176 $232,477 $21,633,351
18 215 $271,653 $38,760 $232,893 $21,400,458
18 216 $271,653 $38,342 $233,310 $21,167,147
19 217 $271,653 $37,924 $233,728 $20,933,419
19 218 $271,653 $37,506 $234,147 $20,699,272
19 219 $271,653 $37,086 $234,567 $20,464,705
19 220 $271,653 $36,666 $234,987 $20,229,719
19 221 $271,653 $36,245 $235,408 $19,994,311
19 222 $271,653 $35,823 $235,830 $19,758,481
19 223 $271,653 $35,401 $236,252 $19,522,229
19 224 $271,653 $34,977 $236,675 $19,285,553
19 225 $271,653 $34,553 $237,100 $19,048,454
19 226 $271,653 $34,128 $237,524 $18,810,930
19 227 $271,653 $33,703 $237,950 $18,572,980
19 228 $271,653 $33,277 $238,376 $18,334,603
20 229 $271,653 $32,849 $238,803 $18,095,800
20 230 $271,653 $32,422 $239,231 $17,856,569
20 231 $271,653 $31,993 $239,660 $17,616,909
20 232 $271,653 $31,564 $240,089 $17,376,820
20 233 $271,653 $31,133 $240,519 $17,136,301
20 234 $271,653 $30,703 $240,950 $16,895,350
20 235 $271,653 $30,271 $241,382 $16,653,969
20 236 $271,653 $29,838 $241,814 $16,412,154
20 237 $271,653 $29,405 $242,248 $16,169,906
20 238 $271,653 $28,971 $242,682 $15,927,225
20 239 $271,653 $28,536 $243,117 $15,684,108
20 240 $271,653 $28,101 $243,552 $15,440,556
21 241 $271,653 $27,664 $243,988 $15,196,568
21 242 $271,653 $27,227 $244,426 $14,952,142
21 243 $271,653 $26,789 $244,864 $14,707,278
21 244 $271,653 $26,351 $245,302 $14,461,976
21 245 $271,653 $25,911 $245,742 $14,216,234
21 246 $271,653 $25,471 $246,182 $13,970,052
21 247 $271,653 $25,030 $246,623 $13,723,429
21 248 $271,653 $24,588 $247,065 $13,476,364
21 249 $271,653 $24,145 $247,508 $13,228,857
21 250 $271,653 $23,702 $247,951 $12,980,906
21 251 $271,653 $23,257 $248,395 $12,732,510
21 252 $271,653 $22,812 $248,840 $12,483,670
22 253 $271,653 $22,367 $249,286 $12,234,384
22 254 $271,653 $21,920 $249,733 $11,984,651
22 255 $271,653 $21,472 $250,180 $11,734,471
22 256 $271,653 $21,024 $250,629 $11,483,842
22 257 $271,653 $20,575 $251,078 $11,232,764
22 258 $271,653 $20,125 $251,527 $10,981,237
22 259 $271,653 $19,675 $251,978 $10,729,259
22 260 $271,653 $19,223 $252,430 $10,476,829
22 261 $271,653 $18,771 $252,882 $10,223,948
22 262 $271,653 $18,318 $253,335 $9,970,613
22 263 $271,653 $17,864 $253,789 $9,716,824
22 264 $271,653 $17,409 $254,243 $9,462,580
23 265 $271,653 $16,954 $254,699 $9,207,881
23 266 $271,653 $16,497 $255,155 $8,952,726
23 267 $271,653 $16,040 $255,612 $8,697,114
23 268 $271,653 $15,582 $256,070 $8,441,043
23 269 $271,653 $15,124 $256,529 $8,184,514
23 270 $271,653 $14,664 $256,989 $7,927,525
23 271 $271,653 $14,203 $257,449 $7,670,076
23 272 $271,653 $13,742 $257,911 $7,412,165
23 273 $271,653 $13,280 $258,373 $7,153,793
23 274 $271,653 $12,817 $258,836 $6,894,957
23 275 $271,653 $12,353 $259,299 $6,635,658
23 276 $271,653 $11,889 $259,764 $6,375,894
24 277 $271,653 $11,423 $260,229 $6,115,664
24 278 $271,653 $10,957 $260,696 $5,854,969
24 279 $271,653 $10,490 $261,163 $5,593,806
24 280 $271,653 $10,022 $261,631 $5,332,176
24 281 $271,653 $9,553 $262,099 $5,070,076
24 282 $271,653 $9,084 $262,569 $4,807,507
24 283 $271,653 $8,613 $263,039 $4,544,468
24 284 $271,653 $8,142 $263,511 $4,280,957
24 285 $271,653 $7,670 $263,983 $4,016,975
24 286 $271,653 $7,197 $264,456 $3,752,519
24 287 $271,653 $6,723 $264,930 $3,487,590
24 288 $271,653 $6,249 $265,404 $3,222,185
25 289 $271,653 $5,773 $265,880 $2,956,306
25 290 $271,653 $5,297 $266,356 $2,689,950
25 291 $271,653 $4,819 $266,833 $2,423,116
25 292 $271,653 $4,341 $267,311 $2,155,805
25 293 $271,653 $3,862 $267,790 $1,888,015
25 294 $271,653 $3,383 $268,270 $1,619,744
25 295 $271,653 $2,902 $268,751 $1,350,994
25 296 $271,653 $2,421 $269,232 $1,081,761
25 297 $271,653 $1,938 $269,715 $812,047
25 298 $271,653 $1,455 $270,198 $541,849
25 299 $271,653 $971 $270,682 $271,167
25 300 $271,653 $486 $271,167 $0