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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 102,000,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 104,550,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$102,000,000
 
Monthly Repayment (HKD)
$659,728
Loan Amount (HKD)
$153,000,000
+
Total Interest (HKD)
$44,918,462
=
Total Repayment (HKD)
$197,918,462
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $659,728 $274,125 $385,603 $152,614,397
1 2 $659,728 $273,434 $386,294 $152,228,103
1 3 $659,728 $272,742 $386,986 $151,841,117
1 4 $659,728 $272,049 $387,680 $151,453,437
1 5 $659,728 $271,354 $388,374 $151,065,063
1 6 $659,728 $270,658 $389,070 $150,675,993
1 7 $659,728 $269,961 $389,767 $150,286,226
1 8 $659,728 $269,263 $390,465 $149,895,760
1 9 $659,728 $268,563 $391,165 $149,504,595
1 10 $659,728 $267,862 $391,866 $149,112,730
1 11 $659,728 $267,160 $392,568 $148,720,162
1 12 $659,728 $266,457 $393,271 $148,326,891
2 13 $659,728 $265,752 $393,976 $147,932,915
2 14 $659,728 $265,046 $394,682 $147,538,233
2 15 $659,728 $264,339 $395,389 $147,142,844
2 16 $659,728 $263,631 $396,097 $146,746,747
2 17 $659,728 $262,921 $396,807 $146,349,940
2 18 $659,728 $262,210 $397,518 $145,952,422
2 19 $659,728 $261,498 $398,230 $145,554,192
2 20 $659,728 $260,785 $398,944 $145,155,248
2 21 $659,728 $260,070 $399,658 $144,755,590
2 22 $659,728 $259,354 $400,374 $144,355,215
2 23 $659,728 $258,636 $401,092 $143,954,124
2 24 $659,728 $257,918 $401,810 $143,552,313
3 25 $659,728 $257,198 $402,530 $143,149,783
3 26 $659,728 $256,477 $403,252 $142,746,531
3 27 $659,728 $255,754 $403,974 $142,342,557
3 28 $659,728 $255,030 $404,698 $141,937,860
3 29 $659,728 $254,305 $405,423 $141,532,437
3 30 $659,728 $253,579 $406,149 $141,126,287
3 31 $659,728 $252,851 $406,877 $140,719,411
3 32 $659,728 $252,122 $407,606 $140,311,805
3 33 $659,728 $251,392 $408,336 $139,903,468
3 34 $659,728 $250,660 $409,068 $139,494,401
3 35 $659,728 $249,927 $409,801 $139,084,600
3 36 $659,728 $249,193 $410,535 $138,674,065
4 37 $659,728 $248,458 $411,271 $138,262,794
4 38 $659,728 $247,721 $412,007 $137,850,787
4 39 $659,728 $246,983 $412,746 $137,438,041
4 40 $659,728 $246,243 $413,485 $137,024,556
4 41 $659,728 $245,502 $414,226 $136,610,330
4 42 $659,728 $244,760 $414,968 $136,195,362
4 43 $659,728 $244,017 $415,712 $135,779,651
4 44 $659,728 $243,272 $416,456 $135,363,195
4 45 $659,728 $242,526 $417,202 $134,945,992
4 46 $659,728 $241,778 $417,950 $134,528,042
4 47 $659,728 $241,029 $418,699 $134,109,343
4 48 $659,728 $240,279 $419,449 $133,689,894
5 49 $659,728 $239,528 $420,200 $133,269,694
5 50 $659,728 $238,775 $420,953 $132,848,741
5 51 $659,728 $238,021 $421,708 $132,427,033
5 52 $659,728 $237,265 $422,463 $132,004,570
5 53 $659,728 $236,508 $423,220 $131,581,350
5 54 $659,728 $235,750 $423,978 $131,157,372
5 55 $659,728 $234,990 $424,738 $130,732,634
5 56 $659,728 $234,229 $425,499 $130,307,135
5 57 $659,728 $233,467 $426,261 $129,880,874
5 58 $659,728 $232,703 $427,025 $129,453,849
5 59 $659,728 $231,938 $427,790 $129,026,059
5 60 $659,728 $231,172 $428,557 $128,597,502
6 61 $659,728 $230,404 $429,324 $128,168,178
6 62 $659,728 $229,635 $430,094 $127,738,084
6 63 $659,728 $228,864 $430,864 $127,307,220
6 64 $659,728 $228,092 $431,636 $126,875,584
6 65 $659,728 $227,319 $432,409 $126,443,174
6 66 $659,728 $226,544 $433,184 $126,009,990
6 67 $659,728 $225,768 $433,960 $125,576,030
6 68 $659,728 $224,990 $434,738 $125,141,292
6 69 $659,728 $224,211 $435,517 $124,705,775
6 70 $659,728 $223,431 $436,297 $124,269,478
6 71 $659,728 $222,649 $437,079 $123,832,400
6 72 $659,728 $221,866 $437,862 $123,394,538
7 73 $659,728 $221,082 $438,646 $122,955,891
7 74 $659,728 $220,296 $439,432 $122,516,459
7 75 $659,728 $219,509 $440,220 $122,076,240
7 76 $659,728 $218,720 $441,008 $121,635,231
7 77 $659,728 $217,930 $441,798 $121,193,433
7 78 $659,728 $217,138 $442,590 $120,750,843
7 79 $659,728 $216,345 $443,383 $120,307,460
7 80 $659,728 $215,551 $444,177 $119,863,283
7 81 $659,728 $214,755 $444,973 $119,418,310
7 82 $659,728 $213,958 $445,770 $118,972,539
7 83 $659,728 $213,159 $446,569 $118,525,970
7 84 $659,728 $212,359 $447,369 $118,078,601
8 85 $659,728 $211,557 $448,171 $117,630,430
8 86 $659,728 $210,755 $448,974 $117,181,457
8 87 $659,728 $209,950 $449,778 $116,731,678
8 88 $659,728 $209,144 $450,584 $116,281,094
8 89 $659,728 $208,337 $451,391 $115,829,703
8 90 $659,728 $207,528 $452,200 $115,377,503
8 91 $659,728 $206,718 $453,010 $114,924,493
8 92 $659,728 $205,906 $453,822 $114,470,671
8 93 $659,728 $205,093 $454,635 $114,016,036
8 94 $659,728 $204,279 $455,449 $113,560,587
8 95 $659,728 $203,463 $456,265 $113,104,321
8 96 $659,728 $202,645 $457,083 $112,647,238
9 97 $659,728 $201,826 $457,902 $112,189,336
9 98 $659,728 $201,006 $458,722 $111,730,614
9 99 $659,728 $200,184 $459,544 $111,271,070
9 100 $659,728 $199,361 $460,368 $110,810,702
9 101 $659,728 $198,536 $461,192 $110,349,510
9 102 $659,728 $197,710 $462,019 $109,887,491
9 103 $659,728 $196,882 $462,846 $109,424,645
9 104 $659,728 $196,052 $463,676 $108,960,969
9 105 $659,728 $195,222 $464,506 $108,496,463
9 106 $659,728 $194,389 $465,339 $108,031,124
9 107 $659,728 $193,556 $466,172 $107,564,952
9 108 $659,728 $192,721 $467,008 $107,097,944
10 109 $659,728 $191,884 $467,844 $106,630,100
10 110 $659,728 $191,046 $468,683 $106,161,417
10 111 $659,728 $190,206 $469,522 $105,691,895
10 112 $659,728 $189,365 $470,364 $105,221,531
10 113 $659,728 $188,522 $471,206 $104,750,325
10 114 $659,728 $187,678 $472,051 $104,278,274
10 115 $659,728 $186,832 $472,896 $103,805,378
10 116 $659,728 $185,985 $473,744 $103,331,634
10 117 $659,728 $185,136 $474,592 $102,857,042
10 118 $659,728 $184,286 $475,443 $102,381,599
10 119 $659,728 $183,434 $476,295 $101,905,305
10 120 $659,728 $182,580 $477,148 $101,428,157
11 121 $659,728 $181,725 $478,003 $100,950,154
11 122 $659,728 $180,869 $478,859 $100,471,295
11 123 $659,728 $180,011 $479,717 $99,991,578
11 124 $659,728 $179,152 $480,577 $99,511,001
11 125 $659,728 $178,291 $481,438 $99,029,564
11 126 $659,728 $177,428 $482,300 $98,547,263
11 127 $659,728 $176,564 $483,164 $98,064,099
11 128 $659,728 $175,698 $484,030 $97,580,069
11 129 $659,728 $174,831 $484,897 $97,095,172
11 130 $659,728 $173,962 $485,766 $96,609,406
11 131 $659,728 $173,092 $486,636 $96,122,769
11 132 $659,728 $172,220 $487,508 $95,635,261
12 133 $659,728 $171,347 $488,382 $95,146,879
12 134 $659,728 $170,471 $489,257 $94,657,623
12 135 $659,728 $169,595 $490,133 $94,167,489
12 136 $659,728 $168,717 $491,011 $93,676,478
12 137 $659,728 $167,837 $491,891 $93,184,587
12 138 $659,728 $166,956 $492,772 $92,691,814
12 139 $659,728 $166,073 $493,655 $92,198,159
12 140 $659,728 $165,188 $494,540 $91,703,619
12 141 $659,728 $164,302 $495,426 $91,208,193
12 142 $659,728 $163,415 $496,314 $90,711,880
12 143 $659,728 $162,525 $497,203 $90,214,677
12 144 $659,728 $161,635 $498,094 $89,716,583
13 145 $659,728 $160,742 $498,986 $89,217,597
13 146 $659,728 $159,848 $499,880 $88,717,717
13 147 $659,728 $158,953 $500,776 $88,216,942
13 148 $659,728 $158,055 $501,673 $87,715,269
13 149 $659,728 $157,157 $502,572 $87,212,697
13 150 $659,728 $156,256 $503,472 $86,709,225
13 151 $659,728 $155,354 $504,374 $86,204,851
13 152 $659,728 $154,450 $505,278 $85,699,573
13 153 $659,728 $153,545 $506,183 $85,193,390
13 154 $659,728 $152,638 $507,090 $84,686,300
13 155 $659,728 $151,730 $507,999 $84,178,301
13 156 $659,728 $150,819 $508,909 $83,669,392
14 157 $659,728 $149,908 $509,821 $83,159,572
14 158 $659,728 $148,994 $510,734 $82,648,838
14 159 $659,728 $148,079 $511,649 $82,137,189
14 160 $659,728 $147,162 $512,566 $81,624,623
14 161 $659,728 $146,244 $513,484 $81,111,139
14 162 $659,728 $145,324 $514,404 $80,596,735
14 163 $659,728 $144,402 $515,326 $80,081,409
14 164 $659,728 $143,479 $516,249 $79,565,160
14 165 $659,728 $142,554 $517,174 $79,047,986
14 166 $659,728 $141,628 $518,101 $78,529,886
14 167 $659,728 $140,699 $519,029 $78,010,857
14 168 $659,728 $139,769 $519,959 $77,490,898
15 169 $659,728 $138,838 $520,890 $76,970,008
15 170 $659,728 $137,905 $521,824 $76,448,184
15 171 $659,728 $136,970 $522,759 $75,925,426
15 172 $659,728 $136,033 $523,695 $75,401,730
15 173 $659,728 $135,095 $524,633 $74,877,097
15 174 $659,728 $134,155 $525,573 $74,351,524
15 175 $659,728 $133,213 $526,515 $73,825,009
15 176 $659,728 $132,270 $527,458 $73,297,550
15 177 $659,728 $131,325 $528,403 $72,769,147
15 178 $659,728 $130,378 $529,350 $72,239,797
15 179 $659,728 $129,430 $530,299 $71,709,498
15 180 $659,728 $128,480 $531,249 $71,178,249
16 181 $659,728 $127,528 $532,201 $70,646,049
16 182 $659,728 $126,574 $533,154 $70,112,895
16 183 $659,728 $125,619 $534,109 $69,578,786
16 184 $659,728 $124,662 $535,066 $69,043,719
16 185 $659,728 $123,703 $536,025 $68,507,694
16 186 $659,728 $122,743 $536,985 $67,970,709
16 187 $659,728 $121,781 $537,947 $67,432,762
16 188 $659,728 $120,817 $538,911 $66,893,851
16 189 $659,728 $119,851 $539,877 $66,353,974
16 190 $659,728 $118,884 $540,844 $65,813,130
16 191 $659,728 $117,915 $541,813 $65,271,317
16 192 $659,728 $116,944 $542,784 $64,728,533
17 193 $659,728 $115,972 $543,756 $64,184,777
17 194 $659,728 $114,998 $544,730 $63,640,046
17 195 $659,728 $114,022 $545,706 $63,094,340
17 196 $659,728 $113,044 $546,684 $62,547,656
17 197 $659,728 $112,065 $547,664 $61,999,992
17 198 $659,728 $111,083 $548,645 $61,451,347
17 199 $659,728 $110,100 $549,628 $60,901,719
17 200 $659,728 $109,116 $550,613 $60,351,107
17 201 $659,728 $108,129 $551,599 $59,799,508
17 202 $659,728 $107,141 $552,587 $59,246,920
17 203 $659,728 $106,151 $553,577 $58,693,343
17 204 $659,728 $105,159 $554,569 $58,138,773
18 205 $659,728 $104,165 $555,563 $57,583,210
18 206 $659,728 $103,170 $556,558 $57,026,652
18 207 $659,728 $102,173 $557,555 $56,469,097
18 208 $659,728 $101,174 $558,554 $55,910,542
18 209 $659,728 $100,173 $559,555 $55,350,987
18 210 $659,728 $99,171 $560,558 $54,790,429
18 211 $659,728 $98,166 $561,562 $54,228,867
18 212 $659,728 $97,160 $562,568 $53,666,299
18 213 $659,728 $96,152 $563,576 $53,102,723
18 214 $659,728 $95,142 $564,586 $52,538,137
18 215 $659,728 $94,131 $565,597 $51,972,540
18 216 $659,728 $93,117 $566,611 $51,405,929
19 217 $659,728 $92,102 $567,626 $50,838,303
19 218 $659,728 $91,085 $568,643 $50,269,660
19 219 $659,728 $90,066 $569,662 $49,699,999
19 220 $659,728 $89,046 $570,682 $49,129,316
19 221 $659,728 $88,023 $571,705 $48,557,612
19 222 $659,728 $86,999 $572,729 $47,984,882
19 223 $659,728 $85,973 $573,755 $47,411,127
19 224 $659,728 $84,945 $574,783 $46,836,344
19 225 $659,728 $83,915 $575,813 $46,260,531
19 226 $659,728 $82,883 $576,845 $45,683,686
19 227 $659,728 $81,850 $577,878 $45,105,808
19 228 $659,728 $80,815 $578,914 $44,526,894
20 229 $659,728 $79,777 $579,951 $43,946,943
20 230 $659,728 $78,738 $580,990 $43,365,953
20 231 $659,728 $77,697 $582,031 $42,783,922
20 232 $659,728 $76,655 $583,074 $42,200,849
20 233 $659,728 $75,610 $584,118 $41,616,730
20 234 $659,728 $74,563 $585,165 $41,031,565
20 235 $659,728 $73,515 $586,213 $40,445,352
20 236 $659,728 $72,465 $587,264 $39,858,089
20 237 $659,728 $71,412 $588,316 $39,269,773
20 238 $659,728 $70,358 $589,370 $38,680,403
20 239 $659,728 $69,302 $590,426 $38,089,977
20 240 $659,728 $68,245 $591,484 $37,498,493
21 241 $659,728 $67,185 $592,543 $36,905,950
21 242 $659,728 $66,123 $593,605 $36,312,345
21 243 $659,728 $65,060 $594,669 $35,717,676
21 244 $659,728 $63,994 $595,734 $35,121,942
21 245 $659,728 $62,927 $596,801 $34,525,141
21 246 $659,728 $61,858 $597,871 $33,927,270
21 247 $659,728 $60,786 $598,942 $33,328,328
21 248 $659,728 $59,713 $600,015 $32,728,313
21 249 $659,728 $58,638 $601,090 $32,127,223
21 250 $659,728 $57,561 $602,167 $31,525,057
21 251 $659,728 $56,482 $603,246 $30,921,811
21 252 $659,728 $55,402 $604,327 $30,317,484
22 253 $659,728 $54,319 $605,409 $29,712,075
22 254 $659,728 $53,234 $606,494 $29,105,581
22 255 $659,728 $52,147 $607,581 $28,498,000
22 256 $659,728 $51,059 $608,669 $27,889,331
22 257 $659,728 $49,968 $609,760 $27,279,571
22 258 $659,728 $48,876 $610,852 $26,668,719
22 259 $659,728 $47,781 $611,947 $26,056,772
22 260 $659,728 $46,685 $613,043 $25,443,729
22 261 $659,728 $45,587 $614,142 $24,829,587
22 262 $659,728 $44,486 $615,242 $24,214,345
22 263 $659,728 $43,384 $616,344 $23,598,001
22 264 $659,728 $42,280 $617,448 $22,980,553
23 265 $659,728 $41,173 $618,555 $22,361,998
23 266 $659,728 $40,065 $619,663 $21,742,335
23 267 $659,728 $38,955 $620,773 $21,121,562
23 268 $659,728 $37,843 $621,885 $20,499,676
23 269 $659,728 $36,729 $623,000 $19,876,677
23 270 $659,728 $35,612 $624,116 $19,252,561
23 271 $659,728 $34,494 $625,234 $18,627,327
23 272 $659,728 $33,374 $626,354 $18,000,973
23 273 $659,728 $32,252 $627,476 $17,373,496
23 274 $659,728 $31,128 $628,601 $16,744,895
23 275 $659,728 $30,001 $629,727 $16,115,169
23 276 $659,728 $28,873 $630,855 $15,484,313
24 277 $659,728 $27,743 $631,985 $14,852,328
24 278 $659,728 $26,610 $633,118 $14,219,210
24 279 $659,728 $25,476 $634,252 $13,584,958
24 280 $659,728 $24,340 $635,388 $12,949,569
24 281 $659,728 $23,201 $636,527 $12,313,043
24 282 $659,728 $22,061 $637,667 $11,675,375
24 283 $659,728 $20,918 $638,810 $11,036,565
24 284 $659,728 $19,774 $639,954 $10,396,611
24 285 $659,728 $18,627 $641,101 $9,755,510
24 286 $659,728 $17,479 $642,250 $9,113,260
24 287 $659,728 $16,328 $643,400 $8,469,860
24 288 $659,728 $15,175 $644,553 $7,825,307
25 289 $659,728 $14,020 $645,708 $7,179,599
25 290 $659,728 $12,863 $646,865 $6,532,735
25 291 $659,728 $11,704 $648,024 $5,884,711
25 292 $659,728 $10,543 $649,185 $5,235,526
25 293 $659,728 $9,380 $650,348 $4,585,178
25 294 $659,728 $8,215 $651,513 $3,933,665
25 295 $659,728 $7,048 $652,680 $3,280,985
25 296 $659,728 $5,878 $653,850 $2,627,135
25 297 $659,728 $4,707 $655,021 $1,972,114
25 298 $659,728 $3,533 $656,195 $1,315,919
25 299 $659,728 $2,358 $657,371 $658,548
25 300 $659,728 $1,180 $658,548 $0