Century 21 Centaland Property

Down Payment (HKD)

$67,200,000

Monthly Repayment (HKD)

$434,644

Loan Amount (HKD)

$100,800,000

Total Interest (HKD)

$29,593,340

Total Repayment (HKD)

$130,393,340

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$434,644	$180,600	$254,044	$100,545,956
1	2	$434,644	$180,145	$254,500	$100,291,456
1	3	$434,644	$179,689	$254,956	$100,036,500
1	4	$434,644	$179,232	$255,412	$99,781,088
1	5	$434,644	$178,774	$255,870	$99,525,218
1	6	$434,644	$178,316	$256,328	$99,268,889
1	7	$434,644	$177,857	$256,788	$99,012,102
1	8	$434,644	$177,397	$257,248	$98,754,854
1	9	$434,644	$176,936	$257,709	$98,497,145
1	10	$434,644	$176,474	$258,170	$98,238,975
1	11	$434,644	$176,011	$258,633	$97,980,342
1	12	$434,644	$175,548	$259,096	$97,721,246
2	13	$434,644	$175,084	$259,561	$97,461,685
2	14	$434,644	$174,619	$260,026	$97,201,659
2	15	$434,644	$174,153	$260,491	$96,941,168
2	16	$434,644	$173,686	$260,958	$96,680,210
2	17	$434,644	$173,219	$261,426	$96,418,784
2	18	$434,644	$172,750	$261,894	$96,156,890
2	19	$434,644	$172,281	$262,363	$95,894,526
2	20	$434,644	$171,811	$262,833	$95,631,693
2	21	$434,644	$171,340	$263,304	$95,368,389
2	22	$434,644	$170,868	$263,776	$95,104,612
2	23	$434,644	$170,396	$264,249	$94,840,364
2	24	$434,644	$169,922	$264,722	$94,575,642
3	25	$434,644	$169,448	$265,196	$94,310,445
3	26	$434,644	$168,973	$265,672	$94,044,774
3	27	$434,644	$168,497	$266,148	$93,778,626
3	28	$434,644	$168,020	$266,624	$93,512,002
3	29	$434,644	$167,542	$267,102	$93,244,899
3	30	$434,644	$167,064	$267,581	$92,977,319
3	31	$434,644	$166,584	$268,060	$92,709,259
3	32	$434,644	$166,104	$268,540	$92,440,718
3	33	$434,644	$165,623	$269,022	$92,171,697
3	34	$434,644	$165,141	$269,504	$91,902,193
3	35	$434,644	$164,658	$269,986	$91,632,207
3	36	$434,644	$164,174	$270,470	$91,361,737
4	37	$434,644	$163,690	$270,955	$91,090,782
4	38	$434,644	$163,204	$271,440	$90,819,342
4	39	$434,644	$162,718	$271,926	$90,547,416
4	40	$434,644	$162,231	$272,414	$90,275,002
4	41	$434,644	$161,743	$272,902	$90,002,100
4	42	$434,644	$161,254	$273,391	$89,728,709
4	43	$434,644	$160,764	$273,881	$89,454,829
4	44	$434,644	$160,273	$274,371	$89,180,458
4	45	$434,644	$159,782	$274,863	$88,905,595
4	46	$434,644	$159,289	$275,355	$88,630,240
4	47	$434,644	$158,796	$275,849	$88,354,391
4	48	$434,644	$158,302	$276,343	$88,078,048
5	49	$434,644	$157,807	$276,838	$87,801,210
5	50	$434,644	$157,311	$277,334	$87,523,876
5	51	$434,644	$156,814	$277,831	$87,246,045
5	52	$434,644	$156,316	$278,329	$86,967,717
5	53	$434,644	$155,817	$278,827	$86,688,889
5	54	$434,644	$155,318	$279,327	$86,409,562
5	55	$434,644	$154,817	$279,827	$86,129,735
5	56	$434,644	$154,316	$280,329	$85,849,406
5	57	$434,644	$153,814	$280,831	$85,568,576
5	58	$434,644	$153,310	$281,334	$85,287,241
5	59	$434,644	$152,806	$281,838	$85,005,403
5	60	$434,644	$152,301	$282,343	$84,723,060
6	61	$434,644	$151,795	$282,849	$84,440,211
6	62	$434,644	$151,289	$283,356	$84,156,855
6	63	$434,644	$150,781	$283,863	$83,872,992
6	64	$434,644	$150,272	$284,372	$83,588,620
6	65	$434,644	$149,763	$284,882	$83,303,738
6	66	$434,644	$149,253	$285,392	$83,018,346
6	67	$434,644	$148,741	$285,903	$82,732,443
6	68	$434,644	$148,229	$286,416	$82,446,028
6	69	$434,644	$147,716	$286,929	$82,159,099
6	70	$434,644	$147,202	$287,443	$81,871,656
6	71	$434,644	$146,687	$287,958	$81,583,699
6	72	$434,644	$146,171	$288,474	$81,295,225
7	73	$434,644	$145,654	$288,991	$81,006,234
7	74	$434,644	$145,136	$289,508	$80,716,726
7	75	$434,644	$144,617	$290,027	$80,426,699
7	76	$434,644	$144,098	$290,547	$80,136,152
7	77	$434,644	$143,577	$291,067	$79,845,085
7	78	$434,644	$143,056	$291,589	$79,553,497
7	79	$434,644	$142,533	$292,111	$79,261,385
7	80	$434,644	$142,010	$292,634	$78,968,751
7	81	$434,644	$141,486	$293,159	$78,675,592
7	82	$434,644	$140,960	$293,684	$78,381,908
7	83	$434,644	$140,434	$294,210	$78,087,698
7	84	$434,644	$139,907	$294,737	$77,792,961
8	85	$434,644	$139,379	$295,265	$77,497,695
8	86	$434,644	$138,850	$295,794	$77,201,901
8	87	$434,644	$138,320	$296,324	$76,905,576
8	88	$434,644	$137,789	$296,855	$76,608,721
8	89	$434,644	$137,257	$297,387	$76,311,334
8	90	$434,644	$136,724	$297,920	$76,013,414
8	91	$434,644	$136,191	$298,454	$75,714,960
8	92	$434,644	$135,656	$298,988	$75,415,972
8	93	$434,644	$135,120	$299,524	$75,116,447
8	94	$434,644	$134,584	$300,061	$74,816,387
8	95	$434,644	$134,046	$300,598	$74,515,788
8	96	$434,644	$133,507	$301,137	$74,214,651
9	97	$434,644	$132,968	$301,677	$73,912,975
9	98	$434,644	$132,427	$302,217	$73,610,758
9	99	$434,644	$131,886	$302,759	$73,307,999
9	100	$434,644	$131,343	$303,301	$73,004,698
9	101	$434,644	$130,800	$303,844	$72,700,854
9	102	$434,644	$130,256	$304,389	$72,396,465
9	103	$434,644	$129,710	$304,934	$72,091,531
9	104	$434,644	$129,164	$305,480	$71,786,050
9	105	$434,644	$128,617	$306,028	$71,480,023
9	106	$434,644	$128,068	$306,576	$71,173,446
9	107	$434,644	$127,519	$307,125	$70,866,321
9	108	$434,644	$126,969	$307,676	$70,558,645
10	109	$434,644	$126,418	$308,227	$70,250,419
10	110	$434,644	$125,865	$308,779	$69,941,639
10	111	$434,644	$125,312	$309,332	$69,632,307
10	112	$434,644	$124,758	$309,887	$69,322,420
10	113	$434,644	$124,203	$310,442	$69,011,979
10	114	$434,644	$123,646	$310,998	$68,700,981
10	115	$434,644	$123,089	$311,555	$68,389,425
10	116	$434,644	$122,531	$312,113	$68,077,312
10	117	$434,644	$121,972	$312,673	$67,764,639
10	118	$434,644	$121,412	$313,233	$67,451,407
10	119	$434,644	$120,850	$313,794	$67,137,613
10	120	$434,644	$120,288	$314,356	$66,823,256
11	121	$434,644	$119,725	$314,919	$66,508,337
11	122	$434,644	$119,161	$315,484	$66,192,853
11	123	$434,644	$118,596	$316,049	$65,876,804
11	124	$434,644	$118,029	$316,615	$65,560,189
11	125	$434,644	$117,462	$317,182	$65,243,007
11	126	$434,644	$116,894	$317,751	$64,925,256
11	127	$434,644	$116,324	$318,320	$64,606,936
11	128	$434,644	$115,754	$318,890	$64,288,045
11	129	$434,644	$115,183	$319,462	$63,968,584
11	130	$434,644	$114,610	$320,034	$63,648,550
11	131	$434,644	$114,037	$320,607	$63,327,942
11	132	$434,644	$113,463	$321,182	$63,006,760
12	133	$434,644	$112,887	$321,757	$62,685,003
12	134	$434,644	$112,311	$322,334	$62,362,669
12	135	$434,644	$111,733	$322,911	$62,039,758
12	136	$434,644	$111,155	$323,490	$61,716,268
12	137	$434,644	$110,575	$324,069	$61,392,198
12	138	$434,644	$109,994	$324,650	$61,067,548
12	139	$434,644	$109,413	$325,232	$60,742,316
12	140	$434,644	$108,830	$325,814	$60,416,502
12	141	$434,644	$108,246	$326,398	$60,090,104
12	142	$434,644	$107,661	$326,983	$59,763,121
12	143	$434,644	$107,076	$327,569	$59,435,552
12	144	$434,644	$106,489	$328,156	$59,107,396
13	145	$434,644	$105,901	$328,744	$58,778,652
13	146	$434,644	$105,312	$329,333	$58,449,320
13	147	$434,644	$104,722	$329,923	$58,119,397
13	148	$434,644	$104,131	$330,514	$57,788,883
13	149	$434,644	$103,538	$331,106	$57,457,777
13	150	$434,644	$102,945	$331,699	$57,126,078
13	151	$434,644	$102,351	$332,294	$56,793,784
13	152	$434,644	$101,756	$332,889	$56,460,895
13	153	$434,644	$101,159	$333,485	$56,127,410
13	154	$434,644	$100,562	$334,083	$55,793,327
13	155	$434,644	$99,963	$334,681	$55,458,645
13	156	$434,644	$99,363	$335,281	$55,123,364
14	157	$434,644	$98,763	$335,882	$54,787,483
14	158	$434,644	$98,161	$336,484	$54,450,999
14	159	$434,644	$97,558	$337,086	$54,113,913
14	160	$434,644	$96,954	$337,690	$53,776,222
14	161	$434,644	$96,349	$338,295	$53,437,927
14	162	$434,644	$95,743	$338,902	$53,099,025
14	163	$434,644	$95,136	$339,509	$52,759,517
14	164	$434,644	$94,527	$340,117	$52,419,400
14	165	$434,644	$93,918	$340,726	$52,078,673
14	166	$434,644	$93,308	$341,337	$51,737,336
14	167	$434,644	$92,696	$341,948	$51,395,388
14	168	$434,644	$92,083	$342,561	$51,052,827
15	169	$434,644	$91,470	$343,175	$50,709,652
15	170	$434,644	$90,855	$343,790	$50,365,863
15	171	$434,644	$90,239	$344,406	$50,021,457
15	172	$434,644	$89,622	$345,023	$49,676,434
15	173	$434,644	$89,004	$345,641	$49,330,793
15	174	$434,644	$88,384	$346,260	$48,984,533
15	175	$434,644	$87,764	$346,881	$48,637,653
15	176	$434,644	$87,142	$347,502	$48,290,151
15	177	$434,644	$86,520	$348,125	$47,942,026
15	178	$434,644	$85,896	$348,748	$47,593,278
15	179	$434,644	$85,271	$349,373	$47,243,905
15	180	$434,644	$84,645	$349,999	$46,893,905
16	181	$434,644	$84,018	$350,626	$46,543,279
16	182	$434,644	$83,390	$351,254	$46,192,025
16	183	$434,644	$82,761	$351,884	$45,840,141
16	184	$434,644	$82,130	$352,514	$45,487,627
16	185	$434,644	$81,499	$353,146	$45,134,481
16	186	$434,644	$80,866	$353,779	$44,780,703
16	187	$434,644	$80,232	$354,412	$44,426,290
16	188	$434,644	$79,597	$355,047	$44,071,243
16	189	$434,644	$78,961	$355,683	$43,715,559
16	190	$434,644	$78,324	$356,321	$43,359,239
16	191	$434,644	$77,685	$356,959	$43,002,279
16	192	$434,644	$77,046	$357,599	$42,644,681
17	193	$434,644	$76,405	$358,239	$42,286,441
17	194	$434,644	$75,763	$358,881	$41,927,560
17	195	$434,644	$75,120	$359,524	$41,568,036
17	196	$434,644	$74,476	$360,168	$41,207,867
17	197	$434,644	$73,831	$360,814	$40,847,054
17	198	$434,644	$73,184	$361,460	$40,485,593
17	199	$434,644	$72,537	$362,108	$40,123,486
17	200	$434,644	$71,888	$362,757	$39,760,729
17	201	$434,644	$71,238	$363,406	$39,397,323
17	202	$434,644	$70,587	$364,058	$39,033,265
17	203	$434,644	$69,935	$364,710	$38,668,555
17	204	$434,644	$69,281	$365,363	$38,303,192
18	205	$434,644	$68,627	$366,018	$37,937,174
18	206	$434,644	$67,971	$366,674	$37,570,500
18	207	$434,644	$67,314	$367,331	$37,203,170
18	208	$434,644	$66,656	$367,989	$36,835,181
18	209	$434,644	$65,996	$368,648	$36,466,533
18	210	$434,644	$65,336	$369,309	$36,097,224
18	211	$434,644	$64,674	$369,970	$35,727,254
18	212	$434,644	$64,011	$370,633	$35,356,621
18	213	$434,644	$63,347	$371,297	$34,985,324
18	214	$434,644	$62,682	$371,962	$34,613,361
18	215	$434,644	$62,016	$372,629	$34,240,732
18	216	$434,644	$61,348	$373,296	$33,867,436
19	217	$434,644	$60,679	$373,965	$33,493,470
19	218	$434,644	$60,009	$374,635	$33,118,835
19	219	$434,644	$59,338	$375,307	$32,743,529
19	220	$434,644	$58,665	$375,979	$32,367,550
19	221	$434,644	$57,992	$376,653	$31,990,897
19	222	$434,644	$57,317	$377,327	$31,613,570
19	223	$434,644	$56,641	$378,003	$31,235,566
19	224	$434,644	$55,964	$378,681	$30,856,885
19	225	$434,644	$55,285	$379,359	$30,477,526
19	226	$434,644	$54,606	$380,039	$30,097,487
19	227	$434,644	$53,925	$380,720	$29,716,767
19	228	$434,644	$53,243	$381,402	$29,335,365
20	229	$434,644	$52,559	$382,085	$28,953,280
20	230	$434,644	$51,875	$382,770	$28,570,510
20	231	$434,644	$51,189	$383,456	$28,187,055
20	232	$434,644	$50,502	$384,143	$27,802,912
20	233	$434,644	$49,814	$384,831	$27,418,081
20	234	$434,644	$49,124	$385,520	$27,032,561
20	235	$434,644	$48,433	$386,211	$26,646,350
20	236	$434,644	$47,741	$386,903	$26,259,447
20	237	$434,644	$47,048	$387,596	$25,871,850
20	238	$434,644	$46,354	$388,291	$25,483,560
20	239	$434,644	$45,658	$388,986	$25,094,573
20	240	$434,644	$44,961	$389,683	$24,704,890
21	241	$434,644	$44,263	$390,382	$24,314,508
21	242	$434,644	$43,563	$391,081	$23,923,427
21	243	$434,644	$42,863	$391,782	$23,531,646
21	244	$434,644	$42,161	$392,484	$23,139,162
21	245	$434,644	$41,458	$393,187	$22,745,975
21	246	$434,644	$40,753	$393,891	$22,352,084
21	247	$434,644	$40,047	$394,597	$21,957,487
21	248	$434,644	$39,340	$395,304	$21,562,183
21	249	$434,644	$38,632	$396,012	$21,166,171
21	250	$434,644	$37,923	$396,722	$20,769,449
21	251	$434,644	$37,212	$397,433	$20,372,016
21	252	$434,644	$36,500	$398,145	$19,973,872
22	253	$434,644	$35,787	$398,858	$19,575,014
22	254	$434,644	$35,072	$399,573	$19,175,441
22	255	$434,644	$34,356	$400,288	$18,775,153
22	256	$434,644	$33,639	$401,006	$18,374,147
22	257	$434,644	$32,920	$401,724	$17,972,423
22	258	$434,644	$32,201	$402,444	$17,569,979
22	259	$434,644	$31,480	$403,165	$17,166,814
22	260	$434,644	$30,757	$403,887	$16,762,927
22	261	$434,644	$30,034	$404,611	$16,358,316
22	262	$434,644	$29,309	$405,336	$15,952,980
22	263	$434,644	$28,582	$406,062	$15,546,918
22	264	$434,644	$27,855	$406,790	$15,140,129
23	265	$434,644	$27,126	$407,518	$14,732,610
23	266	$434,644	$26,396	$408,249	$14,324,362
23	267	$434,644	$25,664	$408,980	$13,915,382
23	268	$434,644	$24,932	$409,713	$13,505,669
23	269	$434,644	$24,198	$410,447	$13,095,222
23	270	$434,644	$23,462	$411,182	$12,684,040
23	271	$434,644	$22,726	$411,919	$12,272,121
23	272	$434,644	$21,988	$412,657	$11,859,464
23	273	$434,644	$21,248	$413,396	$11,446,068
23	274	$434,644	$20,508	$414,137	$11,031,931
23	275	$434,644	$19,766	$414,879	$10,617,052
23	276	$434,644	$19,022	$415,622	$10,201,430
24	277	$434,644	$18,278	$416,367	$9,785,063
24	278	$434,644	$17,532	$417,113	$9,367,950
24	279	$434,644	$16,784	$417,860	$8,950,090
24	280	$434,644	$16,036	$418,609	$8,531,481
24	281	$434,644	$15,286	$419,359	$8,112,122
24	282	$434,644	$14,534	$420,110	$7,692,012
24	283	$434,644	$13,782	$420,863	$7,271,149
24	284	$434,644	$13,027	$421,617	$6,849,532
24	285	$434,644	$12,272	$422,372	$6,427,160
24	286	$434,644	$11,515	$423,129	$6,004,030
24	287	$434,644	$10,757	$423,887	$5,580,143
24	288	$434,644	$9,998	$424,647	$5,155,496
25	289	$434,644	$9,237	$425,408	$4,730,089
25	290	$434,644	$8,475	$426,170	$4,303,919
25	291	$434,644	$7,711	$426,933	$3,876,986
25	292	$434,644	$6,946	$427,698	$3,449,288
25	293	$434,644	$6,180	$428,464	$3,020,823
25	294	$434,644	$5,412	$429,232	$2,591,591
25	295	$434,644	$4,643	$430,001	$2,161,590
25	296	$434,644	$3,873	$430,772	$1,730,818
25	297	$434,644	$3,101	$431,543	$1,299,275
25	298	$434,644	$2,328	$432,317	$866,958
25	299	$434,644	$1,553	$433,091	$433,867
25	300	$434,644	$777	$433,867	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 67,200,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 68,880,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.