Century 21 Centaland Property

Down Payment (HKD)

$112,000,000

Monthly Repayment (HKD)

$724,407

Loan Amount (HKD)

$168,000,000

Total Interest (HKD)

$49,322,233

Total Repayment (HKD)

$217,322,233

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$724,407	$301,000	$423,407	$167,576,593
1	2	$724,407	$300,241	$424,166	$167,152,427
1	3	$724,407	$299,481	$424,926	$166,727,500
1	4	$724,407	$298,720	$425,687	$166,301,813
1	5	$724,407	$297,957	$426,450	$165,875,363
1	6	$724,407	$297,193	$427,214	$165,448,149
1	7	$724,407	$296,428	$427,980	$165,020,170
1	8	$724,407	$295,661	$428,746	$164,591,423
1	9	$724,407	$294,893	$429,514	$164,161,909
1	10	$724,407	$294,123	$430,284	$163,731,625
1	11	$724,407	$293,352	$431,055	$163,300,570
1	12	$724,407	$292,580	$431,827	$162,868,743
2	13	$724,407	$291,806	$432,601	$162,436,142
2	14	$724,407	$291,031	$433,376	$162,002,766
2	15	$724,407	$290,255	$434,152	$161,568,613
2	16	$724,407	$289,477	$434,930	$161,133,683
2	17	$724,407	$288,698	$435,710	$160,697,973
2	18	$724,407	$287,917	$436,490	$160,261,483
2	19	$724,407	$287,135	$437,272	$159,824,211
2	20	$724,407	$286,352	$438,056	$159,386,155
2	21	$724,407	$285,567	$438,841	$158,947,314
2	22	$724,407	$284,781	$439,627	$158,507,687
2	23	$724,407	$283,993	$440,415	$158,067,273
2	24	$724,407	$283,204	$441,204	$157,626,069
3	25	$724,407	$282,413	$441,994	$157,184,075
3	26	$724,407	$281,621	$442,786	$156,741,289
3	27	$724,407	$280,828	$443,579	$156,297,710
3	28	$724,407	$280,033	$444,374	$155,853,336
3	29	$724,407	$279,237	$445,170	$155,408,166
3	30	$724,407	$278,440	$445,968	$154,962,198
3	31	$724,407	$277,641	$446,767	$154,515,431
3	32	$724,407	$276,840	$447,567	$154,067,864
3	33	$724,407	$276,038	$448,369	$153,619,495
3	34	$724,407	$275,235	$449,173	$153,170,322
3	35	$724,407	$274,430	$449,977	$152,720,345
3	36	$724,407	$273,624	$450,783	$152,269,561
4	37	$724,407	$272,816	$451,591	$151,817,970
4	38	$724,407	$272,007	$452,400	$151,365,570
4	39	$724,407	$271,197	$453,211	$150,912,359
4	40	$724,407	$270,385	$454,023	$150,458,336
4	41	$724,407	$269,571	$454,836	$150,003,500
4	42	$724,407	$268,756	$455,651	$149,547,849
4	43	$724,407	$267,940	$456,468	$149,091,381
4	44	$724,407	$267,122	$457,285	$148,634,096
4	45	$724,407	$266,303	$458,105	$148,175,991
4	46	$724,407	$265,482	$458,925	$147,717,066
4	47	$724,407	$264,660	$459,748	$147,257,318
4	48	$724,407	$263,836	$460,571	$146,796,747
5	49	$724,407	$263,011	$461,397	$146,335,350
5	50	$724,407	$262,184	$462,223	$145,873,127
5	51	$724,407	$261,356	$463,051	$145,410,075
5	52	$724,407	$260,526	$463,881	$144,946,194
5	53	$724,407	$259,695	$464,712	$144,481,482
5	54	$724,407	$258,863	$465,545	$144,015,937
5	55	$724,407	$258,029	$466,379	$143,549,559
5	56	$724,407	$257,193	$467,214	$143,082,344
5	57	$724,407	$256,356	$468,052	$142,614,293
5	58	$724,407	$255,517	$468,890	$142,145,402
5	59	$724,407	$254,677	$469,730	$141,675,672
5	60	$724,407	$253,836	$470,572	$141,205,100
6	61	$724,407	$252,992	$471,415	$140,733,685
6	62	$724,407	$252,148	$472,260	$140,261,426
6	63	$724,407	$251,302	$473,106	$139,788,320
6	64	$724,407	$250,454	$473,953	$139,314,367
6	65	$724,407	$249,605	$474,803	$138,839,564
6	66	$724,407	$248,754	$475,653	$138,363,911
6	67	$724,407	$247,902	$476,505	$137,887,405
6	68	$724,407	$247,048	$477,359	$137,410,046
6	69	$724,407	$246,193	$478,214	$136,931,832
6	70	$724,407	$245,336	$479,071	$136,452,761
6	71	$724,407	$244,478	$479,930	$135,972,831
6	72	$724,407	$243,618	$480,789	$135,492,041
7	73	$724,407	$242,757	$481,651	$135,010,391
7	74	$724,407	$241,894	$482,514	$134,527,877
7	75	$724,407	$241,029	$483,378	$134,044,498
7	76	$724,407	$240,163	$484,244	$133,560,254
7	77	$724,407	$239,295	$485,112	$133,075,142
7	78	$724,407	$238,426	$485,981	$132,589,161
7	79	$724,407	$237,556	$486,852	$132,102,309
7	80	$724,407	$236,683	$487,724	$131,614,585
7	81	$724,407	$235,809	$488,598	$131,125,987
7	82	$724,407	$234,934	$489,473	$130,636,514
7	83	$724,407	$234,057	$490,350	$130,146,163
7	84	$724,407	$233,179	$491,229	$129,654,934
8	85	$724,407	$232,298	$492,109	$129,162,825
8	86	$724,407	$231,417	$492,991	$128,669,835
8	87	$724,407	$230,533	$493,874	$128,175,961
8	88	$724,407	$229,649	$494,759	$127,681,202
8	89	$724,407	$228,762	$495,645	$127,185,556
8	90	$724,407	$227,874	$496,533	$126,689,023
8	91	$724,407	$226,984	$497,423	$126,191,600
8	92	$724,407	$226,093	$498,314	$125,693,286
8	93	$724,407	$225,200	$499,207	$125,194,079
8	94	$724,407	$224,306	$500,101	$124,693,978
8	95	$724,407	$223,410	$500,997	$124,192,980
8	96	$724,407	$222,512	$501,895	$123,691,085
9	97	$724,407	$221,613	$502,794	$123,188,291
9	98	$724,407	$220,712	$503,695	$122,684,596
9	99	$724,407	$219,810	$504,598	$122,179,998
9	100	$724,407	$218,906	$505,502	$121,674,497
9	101	$724,407	$218,000	$506,407	$121,168,089
9	102	$724,407	$217,093	$507,315	$120,660,775
9	103	$724,407	$216,184	$508,224	$120,152,551
9	104	$724,407	$215,273	$509,134	$119,643,417
9	105	$724,407	$214,361	$510,046	$119,133,371
9	106	$724,407	$213,447	$510,960	$118,622,411
9	107	$724,407	$212,532	$511,876	$118,110,535
9	108	$724,407	$211,615	$512,793	$117,597,742
10	109	$724,407	$210,696	$513,711	$117,084,031
10	110	$724,407	$209,776	$514,632	$116,569,399
10	111	$724,407	$208,854	$515,554	$116,053,845
10	112	$724,407	$207,930	$516,478	$115,537,367
10	113	$724,407	$207,004	$517,403	$115,019,964
10	114	$724,407	$206,077	$518,330	$114,501,634
10	115	$724,407	$205,149	$519,259	$113,982,376
10	116	$724,407	$204,218	$520,189	$113,462,187
10	117	$724,407	$203,286	$521,121	$112,941,066
10	118	$724,407	$202,353	$522,055	$112,419,011
10	119	$724,407	$201,417	$522,990	$111,896,021
10	120	$724,407	$200,480	$523,927	$111,372,094
11	121	$724,407	$199,542	$524,866	$110,847,228
11	122	$724,407	$198,601	$525,806	$110,321,422
11	123	$724,407	$197,659	$526,748	$109,794,674
11	124	$724,407	$196,715	$527,692	$109,266,982
11	125	$724,407	$195,770	$528,637	$108,738,344
11	126	$724,407	$194,823	$529,585	$108,208,760
11	127	$724,407	$193,874	$530,533	$107,678,226
11	128	$724,407	$192,923	$531,484	$107,146,742
11	129	$724,407	$191,971	$532,436	$106,614,306
11	130	$724,407	$191,017	$533,390	$106,080,916
11	131	$724,407	$190,062	$534,346	$105,546,570
11	132	$724,407	$189,104	$535,303	$105,011,267
12	133	$724,407	$188,145	$536,262	$104,475,005
12	134	$724,407	$187,184	$537,223	$103,937,782
12	135	$724,407	$186,222	$538,186	$103,399,596
12	136	$724,407	$185,258	$539,150	$102,860,446
12	137	$724,407	$184,292	$540,116	$102,320,331
12	138	$724,407	$183,324	$541,084	$101,779,247
12	139	$724,407	$182,354	$542,053	$101,237,194
12	140	$724,407	$181,383	$543,024	$100,694,170
12	141	$724,407	$180,410	$543,997	$100,150,173
12	142	$724,407	$179,436	$544,972	$99,605,201
12	143	$724,407	$178,459	$545,948	$99,059,253
12	144	$724,407	$177,481	$546,926	$98,512,327
13	145	$724,407	$176,501	$547,906	$97,964,421
13	146	$724,407	$175,520	$548,888	$97,415,533
13	147	$724,407	$174,536	$549,871	$96,865,661
13	148	$724,407	$173,551	$550,856	$96,314,805
13	149	$724,407	$172,564	$551,843	$95,762,962
13	150	$724,407	$171,575	$552,832	$95,210,129
13	151	$724,407	$170,585	$553,823	$94,656,307
13	152	$724,407	$169,593	$554,815	$94,101,492
13	153	$724,407	$168,599	$555,809	$93,545,683
13	154	$724,407	$167,603	$556,805	$92,988,878
13	155	$724,407	$166,605	$557,802	$92,431,076
13	156	$724,407	$165,606	$558,802	$91,872,274
14	157	$724,407	$164,604	$559,803	$91,312,471
14	158	$724,407	$163,602	$560,806	$90,751,665
14	159	$724,407	$162,597	$561,811	$90,189,854
14	160	$724,407	$161,590	$562,817	$89,627,037
14	161	$724,407	$160,582	$563,826	$89,063,212
14	162	$724,407	$159,572	$564,836	$88,498,376
14	163	$724,407	$158,560	$565,848	$87,932,528
14	164	$724,407	$157,546	$566,862	$87,365,666
14	165	$724,407	$156,530	$567,877	$86,797,789
14	166	$724,407	$155,513	$568,895	$86,228,894
14	167	$724,407	$154,493	$569,914	$85,658,980
14	168	$724,407	$153,472	$570,935	$85,088,045
15	169	$724,407	$152,449	$571,958	$84,516,087
15	170	$724,407	$151,425	$572,983	$83,943,104
15	171	$724,407	$150,398	$574,009	$83,369,095
15	172	$724,407	$149,370	$575,038	$82,794,057
15	173	$724,407	$148,339	$576,068	$82,217,989
15	174	$724,407	$147,307	$577,100	$81,640,889
15	175	$724,407	$146,273	$578,134	$81,062,755
15	176	$724,407	$145,237	$579,170	$80,483,585
15	177	$724,407	$144,200	$580,208	$79,903,377
15	178	$724,407	$143,160	$581,247	$79,322,130
15	179	$724,407	$142,119	$582,289	$78,739,841
15	180	$724,407	$141,076	$583,332	$78,156,509
16	181	$724,407	$140,030	$584,377	$77,572,132
16	182	$724,407	$138,983	$585,424	$76,986,708
16	183	$724,407	$137,935	$586,473	$76,400,235
16	184	$724,407	$136,884	$587,524	$75,812,711
16	185	$724,407	$135,831	$588,576	$75,224,135
16	186	$724,407	$134,777	$589,631	$74,634,504
16	187	$724,407	$133,720	$590,687	$74,043,817
16	188	$724,407	$132,662	$591,746	$73,452,071
16	189	$724,407	$131,602	$592,806	$72,859,265
16	190	$724,407	$130,540	$593,868	$72,265,398
16	191	$724,407	$129,476	$594,932	$71,670,466
16	192	$724,407	$128,410	$595,998	$71,074,468
17	193	$724,407	$127,342	$597,066	$70,477,402
17	194	$724,407	$126,272	$598,135	$69,879,267
17	195	$724,407	$125,200	$599,207	$69,280,060
17	196	$724,407	$124,127	$600,281	$68,679,779
17	197	$724,407	$123,051	$601,356	$68,078,423
17	198	$724,407	$121,974	$602,434	$67,475,989
17	199	$724,407	$120,894	$603,513	$66,872,476
17	200	$724,407	$119,813	$604,594	$66,267,882
17	201	$724,407	$118,730	$605,677	$65,662,204
17	202	$724,407	$117,645	$606,763	$65,055,442
17	203	$724,407	$116,558	$607,850	$64,447,592
17	204	$724,407	$115,469	$608,939	$63,838,653
18	205	$724,407	$114,378	$610,030	$63,228,623
18	206	$724,407	$113,285	$611,123	$62,617,500
18	207	$724,407	$112,190	$612,218	$62,005,283
18	208	$724,407	$111,093	$613,315	$61,391,968
18	209	$724,407	$109,994	$614,413	$60,777,555
18	210	$724,407	$108,893	$615,514	$60,162,040
18	211	$724,407	$107,790	$616,617	$59,545,423
18	212	$724,407	$106,686	$617,722	$58,927,701
18	213	$724,407	$105,579	$618,829	$58,308,873
18	214	$724,407	$104,470	$619,937	$57,688,935
18	215	$724,407	$103,359	$621,048	$57,067,887
18	216	$724,407	$102,247	$622,161	$56,445,726
19	217	$724,407	$101,132	$623,276	$55,822,451
19	218	$724,407	$100,015	$624,392	$55,198,059
19	219	$724,407	$98,897	$625,511	$54,572,548
19	220	$724,407	$97,776	$626,632	$53,945,916
19	221	$724,407	$96,653	$627,754	$53,318,162
19	222	$724,407	$95,528	$628,879	$52,689,283
19	223	$724,407	$94,402	$630,006	$52,059,277
19	224	$724,407	$93,273	$631,135	$51,428,142
19	225	$724,407	$92,142	$632,265	$50,795,877
19	226	$724,407	$91,009	$633,398	$50,162,479
19	227	$724,407	$89,874	$634,533	$49,527,946
19	228	$724,407	$88,738	$635,670	$48,892,276
20	229	$724,407	$87,599	$636,809	$48,255,467
20	230	$724,407	$86,458	$637,950	$47,617,517
20	231	$724,407	$85,315	$639,093	$46,978,425
20	232	$724,407	$84,170	$640,238	$46,338,187
20	233	$724,407	$83,023	$641,385	$45,696,802
20	234	$724,407	$81,873	$642,534	$45,054,268
20	235	$724,407	$80,722	$643,685	$44,410,583
20	236	$724,407	$79,569	$644,838	$43,765,744
20	237	$724,407	$78,414	$645,994	$43,119,750
20	238	$724,407	$77,256	$647,151	$42,472,599
20	239	$724,407	$76,097	$648,311	$41,824,289
20	240	$724,407	$74,935	$649,472	$41,174,816
21	241	$724,407	$73,772	$650,636	$40,524,180
21	242	$724,407	$72,606	$651,802	$39,872,379
21	243	$724,407	$71,438	$652,969	$39,219,409
21	244	$724,407	$70,268	$654,139	$38,565,270
21	245	$724,407	$69,096	$655,311	$37,909,959
21	246	$724,407	$67,922	$656,485	$37,253,473
21	247	$724,407	$66,746	$657,662	$36,595,812
21	248	$724,407	$65,567	$658,840	$35,936,972
21	249	$724,407	$64,387	$660,020	$35,276,951
21	250	$724,407	$63,205	$661,203	$34,615,748
21	251	$724,407	$62,020	$662,388	$33,953,361
21	252	$724,407	$60,833	$663,574	$33,289,786
22	253	$724,407	$59,644	$664,763	$32,625,023
22	254	$724,407	$58,453	$665,954	$31,959,069
22	255	$724,407	$57,260	$667,147	$31,291,922
22	256	$724,407	$56,065	$668,343	$30,623,579
22	257	$724,407	$54,867	$669,540	$29,954,039
22	258	$724,407	$53,668	$670,740	$29,283,299
22	259	$724,407	$52,466	$671,942	$28,611,357
22	260	$724,407	$51,262	$673,145	$27,938,212
22	261	$724,407	$50,056	$674,351	$27,263,860
22	262	$724,407	$48,848	$675,560	$26,588,301
22	263	$724,407	$47,637	$676,770	$25,911,531
22	264	$724,407	$46,425	$677,983	$25,233,548
23	265	$724,407	$45,210	$679,197	$24,554,351
23	266	$724,407	$43,993	$680,414	$23,873,936
23	267	$724,407	$42,774	$681,633	$23,192,303
23	268	$724,407	$41,553	$682,855	$22,509,449
23	269	$724,407	$40,329	$684,078	$21,825,371
23	270	$724,407	$39,104	$685,304	$21,140,067
23	271	$724,407	$37,876	$686,531	$20,453,535
23	272	$724,407	$36,646	$687,762	$19,765,774
23	273	$724,407	$35,414	$688,994	$19,076,780
23	274	$724,407	$34,179	$690,228	$18,386,552
23	275	$724,407	$32,943	$691,465	$17,695,087
23	276	$724,407	$31,704	$692,704	$17,002,383
24	277	$724,407	$30,463	$693,945	$16,308,438
24	278	$724,407	$29,219	$695,188	$15,613,250
24	279	$724,407	$27,974	$696,434	$14,916,817
24	280	$724,407	$26,726	$697,681	$14,219,135
24	281	$724,407	$25,476	$698,931	$13,520,204
24	282	$724,407	$24,224	$700,184	$12,820,020
24	283	$724,407	$22,969	$701,438	$12,118,582
24	284	$724,407	$21,712	$702,695	$11,415,887
24	285	$724,407	$20,453	$703,954	$10,711,933
24	286	$724,407	$19,192	$705,215	$10,006,717
24	287	$724,407	$17,929	$706,479	$9,300,239
24	288	$724,407	$16,663	$707,745	$8,592,494
25	289	$724,407	$15,395	$709,013	$7,883,482
25	290	$724,407	$14,125	$710,283	$7,173,199
25	291	$724,407	$12,852	$711,555	$6,461,643
25	292	$724,407	$11,577	$712,830	$5,748,813
25	293	$724,407	$10,300	$714,107	$5,034,705
25	294	$724,407	$9,021	$715,387	$4,319,319
25	295	$724,407	$7,739	$716,669	$3,602,650
25	296	$724,407	$6,455	$717,953	$2,884,697
25	297	$724,407	$5,168	$719,239	$2,165,458
25	298	$724,407	$3,880	$720,528	$1,444,930
25	299	$724,407	$2,589	$721,819	$723,112
25	300	$724,407	$1,296	$723,112	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 112,000,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 114,800,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.