Century 21 Centaland Property

Down Payment (HKD)

$66,000,000

Monthly Repayment (HKD)

$426,883

Loan Amount (HKD)

$99,000,000

Total Interest (HKD)

$29,064,887

Total Repayment (HKD)

$128,064,887

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$426,883	$177,375	$249,508	$98,750,492
1	2	$426,883	$176,928	$249,955	$98,500,537
1	3	$426,883	$176,480	$250,403	$98,250,134
1	4	$426,883	$176,031	$250,851	$97,999,283
1	5	$426,883	$175,582	$251,301	$97,747,982
1	6	$426,883	$175,132	$251,751	$97,496,231
1	7	$426,883	$174,681	$252,202	$97,244,028
1	8	$426,883	$174,229	$252,654	$96,991,374
1	9	$426,883	$173,776	$253,107	$96,738,268
1	10	$426,883	$173,323	$253,560	$96,484,707
1	11	$426,883	$172,868	$254,015	$96,230,693
1	12	$426,883	$172,413	$254,470	$95,976,223
2	13	$426,883	$171,957	$254,926	$95,721,298
2	14	$426,883	$171,501	$255,382	$95,465,915
2	15	$426,883	$171,043	$255,840	$95,210,076
2	16	$426,883	$170,585	$256,298	$94,953,777
2	17	$426,883	$170,126	$256,757	$94,697,020
2	18	$426,883	$169,665	$257,217	$94,439,802
2	19	$426,883	$169,205	$257,678	$94,182,124
2	20	$426,883	$168,743	$258,140	$93,923,984
2	21	$426,883	$168,280	$258,602	$93,665,382
2	22	$426,883	$167,817	$259,066	$93,406,316
2	23	$426,883	$167,353	$259,530	$93,146,786
2	24	$426,883	$166,888	$259,995	$92,886,791
3	25	$426,883	$166,422	$260,461	$92,626,330
3	26	$426,883	$165,956	$260,927	$92,365,403
3	27	$426,883	$165,488	$261,395	$92,104,008
3	28	$426,883	$165,020	$261,863	$91,842,144
3	29	$426,883	$164,551	$262,332	$91,579,812
3	30	$426,883	$164,080	$262,802	$91,317,010
3	31	$426,883	$163,610	$263,273	$91,053,736
3	32	$426,883	$163,138	$263,745	$90,789,991
3	33	$426,883	$162,665	$264,218	$90,525,774
3	34	$426,883	$162,192	$264,691	$90,261,083
3	35	$426,883	$161,718	$265,165	$89,995,918
3	36	$426,883	$161,243	$265,640	$89,730,277
4	37	$426,883	$160,767	$266,116	$89,464,161
4	38	$426,883	$160,290	$266,593	$89,197,568
4	39	$426,883	$159,812	$267,071	$88,930,497
4	40	$426,883	$159,334	$267,549	$88,662,948
4	41	$426,883	$158,854	$268,029	$88,394,920
4	42	$426,883	$158,374	$268,509	$88,126,411
4	43	$426,883	$157,893	$268,990	$87,857,421
4	44	$426,883	$157,411	$269,472	$87,587,949
4	45	$426,883	$156,928	$269,955	$87,317,995
4	46	$426,883	$156,445	$270,438	$87,047,557
4	47	$426,883	$155,960	$270,923	$86,776,634
4	48	$426,883	$155,475	$271,408	$86,505,226
5	49	$426,883	$154,989	$271,894	$86,233,331
5	50	$426,883	$154,501	$272,382	$85,960,950
5	51	$426,883	$154,013	$272,870	$85,688,080
5	52	$426,883	$153,524	$273,358	$85,414,722
5	53	$426,883	$153,035	$273,848	$85,140,873
5	54	$426,883	$152,544	$274,339	$84,866,535
5	55	$426,883	$152,053	$274,830	$84,591,704
5	56	$426,883	$151,560	$275,323	$84,316,381
5	57	$426,883	$151,067	$275,816	$84,040,565
5	58	$426,883	$150,573	$276,310	$83,764,255
5	59	$426,883	$150,078	$276,805	$83,487,450
5	60	$426,883	$149,582	$277,301	$83,210,148
6	61	$426,883	$149,085	$277,798	$82,932,350
6	62	$426,883	$148,587	$278,296	$82,654,054
6	63	$426,883	$148,089	$278,794	$82,375,260
6	64	$426,883	$147,589	$279,294	$82,095,966
6	65	$426,883	$147,089	$279,794	$81,816,172
6	66	$426,883	$146,587	$280,296	$81,535,876
6	67	$426,883	$146,085	$280,798	$81,255,078
6	68	$426,883	$145,582	$281,301	$80,973,777
6	69	$426,883	$145,078	$281,805	$80,691,972
6	70	$426,883	$144,573	$282,310	$80,409,662
6	71	$426,883	$144,067	$282,816	$80,126,847
6	72	$426,883	$143,561	$283,322	$79,843,524
7	73	$426,883	$143,053	$283,830	$79,559,694
7	74	$426,883	$142,544	$284,339	$79,275,356
7	75	$426,883	$142,035	$284,848	$78,990,508
7	76	$426,883	$141,525	$285,358	$78,705,150
7	77	$426,883	$141,013	$285,870	$78,419,280
7	78	$426,883	$140,501	$286,382	$78,132,898
7	79	$426,883	$139,988	$286,895	$77,846,004
7	80	$426,883	$139,474	$287,409	$77,558,595
7	81	$426,883	$138,959	$287,924	$77,270,671
7	82	$426,883	$138,443	$288,440	$76,982,231
7	83	$426,883	$137,926	$288,956	$76,693,275
7	84	$426,883	$137,409	$289,474	$76,403,801
8	85	$426,883	$136,890	$289,993	$76,113,808
8	86	$426,883	$136,371	$290,512	$75,823,295
8	87	$426,883	$135,850	$291,033	$75,532,263
8	88	$426,883	$135,329	$291,554	$75,240,708
8	89	$426,883	$134,806	$292,077	$74,948,631
8	90	$426,883	$134,283	$292,600	$74,656,032
8	91	$426,883	$133,759	$293,124	$74,362,907
8	92	$426,883	$133,234	$293,649	$74,069,258
8	93	$426,883	$132,707	$294,176	$73,775,082
8	94	$426,883	$132,180	$294,703	$73,480,380
8	95	$426,883	$131,652	$295,231	$73,185,149
8	96	$426,883	$131,123	$295,760	$72,889,390
9	97	$426,883	$130,593	$296,289	$72,593,100
9	98	$426,883	$130,063	$296,820	$72,296,280
9	99	$426,883	$129,531	$297,352	$71,998,928
9	100	$426,883	$128,998	$297,885	$71,701,043
9	101	$426,883	$128,464	$298,419	$71,402,624
9	102	$426,883	$127,930	$298,953	$71,103,671
9	103	$426,883	$127,394	$299,489	$70,804,182
9	104	$426,883	$126,857	$300,025	$70,504,157
9	105	$426,883	$126,320	$300,563	$70,203,594
9	106	$426,883	$125,781	$301,102	$69,902,492
9	107	$426,883	$125,242	$301,641	$69,600,851
9	108	$426,883	$124,702	$302,181	$69,298,670
10	109	$426,883	$124,160	$302,723	$68,995,947
10	110	$426,883	$123,618	$303,265	$68,692,682
10	111	$426,883	$123,074	$303,809	$68,388,873
10	112	$426,883	$122,530	$304,353	$68,084,520
10	113	$426,883	$121,985	$304,898	$67,779,622
10	114	$426,883	$121,438	$305,444	$67,474,177
10	115	$426,883	$120,891	$305,992	$67,168,186
10	116	$426,883	$120,343	$306,540	$66,861,646
10	117	$426,883	$119,794	$307,089	$66,554,557
10	118	$426,883	$119,244	$307,639	$66,246,917
10	119	$426,883	$118,692	$308,191	$65,938,727
10	120	$426,883	$118,140	$308,743	$65,629,984
11	121	$426,883	$117,587	$309,296	$65,320,688
11	122	$426,883	$117,033	$309,850	$65,010,838
11	123	$426,883	$116,478	$310,405	$64,700,433
11	124	$426,883	$115,922	$310,961	$64,389,471
11	125	$426,883	$115,364	$311,518	$64,077,953
11	126	$426,883	$114,806	$312,077	$63,765,876
11	127	$426,883	$114,247	$312,636	$63,453,241
11	128	$426,883	$113,687	$313,196	$63,140,045
11	129	$426,883	$113,126	$313,757	$62,826,288
11	130	$426,883	$112,564	$314,319	$62,511,968
11	131	$426,883	$112,001	$314,882	$62,197,086
11	132	$426,883	$111,436	$315,447	$61,881,640
12	133	$426,883	$110,871	$316,012	$61,565,628
12	134	$426,883	$110,305	$316,578	$61,249,050
12	135	$426,883	$109,738	$317,145	$60,931,905
12	136	$426,883	$109,170	$317,713	$60,614,192
12	137	$426,883	$108,600	$318,283	$60,295,909
12	138	$426,883	$108,030	$318,853	$59,977,056
12	139	$426,883	$107,459	$319,424	$59,657,632
12	140	$426,883	$106,887	$319,996	$59,337,636
12	141	$426,883	$106,313	$320,570	$59,017,066
12	142	$426,883	$105,739	$321,144	$58,695,922
12	143	$426,883	$105,164	$321,719	$58,374,203
12	144	$426,883	$104,587	$322,296	$58,051,907
13	145	$426,883	$104,010	$322,873	$57,729,034
13	146	$426,883	$103,431	$323,452	$57,405,582
13	147	$426,883	$102,852	$324,031	$57,081,550
13	148	$426,883	$102,271	$324,612	$56,756,939
13	149	$426,883	$101,690	$325,193	$56,431,745
13	150	$426,883	$101,107	$325,776	$56,105,969
13	151	$426,883	$100,523	$326,360	$55,779,609
13	152	$426,883	$99,938	$326,944	$55,452,665
13	153	$426,883	$99,353	$327,530	$55,125,135
13	154	$426,883	$98,766	$328,117	$54,797,018
13	155	$426,883	$98,178	$328,705	$54,468,313
13	156	$426,883	$97,589	$329,294	$54,139,019
14	157	$426,883	$96,999	$329,884	$53,809,135
14	158	$426,883	$96,408	$330,475	$53,478,660
14	159	$426,883	$95,816	$331,067	$53,147,593
14	160	$426,883	$95,223	$331,660	$52,815,933
14	161	$426,883	$94,629	$332,254	$52,483,678
14	162	$426,883	$94,033	$332,850	$52,150,829
14	163	$426,883	$93,437	$333,446	$51,817,382
14	164	$426,883	$92,839	$334,043	$51,483,339
14	165	$426,883	$92,241	$334,642	$51,148,697
14	166	$426,883	$91,641	$335,242	$50,813,455
14	167	$426,883	$91,041	$335,842	$50,477,613
14	168	$426,883	$90,439	$336,444	$50,141,169
15	169	$426,883	$89,836	$337,047	$49,804,123
15	170	$426,883	$89,232	$337,651	$49,466,472
15	171	$426,883	$88,627	$338,256	$49,128,217
15	172	$426,883	$88,021	$338,862	$48,789,355
15	173	$426,883	$87,414	$339,469	$48,449,886
15	174	$426,883	$86,806	$340,077	$48,109,809
15	175	$426,883	$86,197	$340,686	$47,769,123
15	176	$426,883	$85,586	$341,297	$47,427,827
15	177	$426,883	$84,975	$341,908	$47,085,918
15	178	$426,883	$84,362	$342,521	$46,743,398
15	179	$426,883	$83,749	$343,134	$46,400,263
15	180	$426,883	$83,134	$343,749	$46,056,514
16	181	$426,883	$82,518	$344,365	$45,712,149
16	182	$426,883	$81,901	$344,982	$45,367,167
16	183	$426,883	$81,283	$345,600	$45,021,567
16	184	$426,883	$80,664	$346,219	$44,675,348
16	185	$426,883	$80,043	$346,840	$44,328,508
16	186	$426,883	$79,422	$347,461	$43,981,047
16	187	$426,883	$78,799	$348,084	$43,632,964
16	188	$426,883	$78,176	$348,707	$43,284,256
16	189	$426,883	$77,551	$349,332	$42,934,924
16	190	$426,883	$76,925	$349,958	$42,584,966
16	191	$426,883	$76,298	$350,585	$42,234,382
16	192	$426,883	$75,670	$351,213	$41,883,169
17	193	$426,883	$75,041	$351,842	$41,531,326
17	194	$426,883	$74,410	$352,473	$41,178,854
17	195	$426,883	$73,779	$353,104	$40,825,749
17	196	$426,883	$73,146	$353,737	$40,472,013
17	197	$426,883	$72,512	$354,371	$40,117,642
17	198	$426,883	$71,877	$355,006	$39,762,636
17	199	$426,883	$71,241	$355,642	$39,406,995
17	200	$426,883	$70,604	$356,279	$39,050,716
17	201	$426,883	$69,966	$356,917	$38,693,799
17	202	$426,883	$69,326	$357,557	$38,336,242
17	203	$426,883	$68,686	$358,197	$37,978,045
17	204	$426,883	$68,044	$358,839	$37,619,206
18	205	$426,883	$67,401	$359,482	$37,259,724
18	206	$426,883	$66,757	$360,126	$36,899,598
18	207	$426,883	$66,112	$360,771	$36,538,827
18	208	$426,883	$65,465	$361,418	$36,177,410
18	209	$426,883	$64,818	$362,065	$35,815,345
18	210	$426,883	$64,169	$362,714	$35,452,631
18	211	$426,883	$63,519	$363,364	$35,089,267
18	212	$426,883	$62,868	$364,015	$34,725,253
18	213	$426,883	$62,216	$364,667	$34,360,586
18	214	$426,883	$61,563	$365,320	$33,995,265
18	215	$426,883	$60,908	$365,975	$33,629,291
18	216	$426,883	$60,252	$366,630	$33,262,660
19	217	$426,883	$59,596	$367,287	$32,895,373
19	218	$426,883	$58,938	$367,945	$32,527,427
19	219	$426,883	$58,278	$368,605	$32,158,823
19	220	$426,883	$57,618	$369,265	$31,789,558
19	221	$426,883	$56,956	$369,927	$31,419,631
19	222	$426,883	$56,294	$370,589	$31,049,042
19	223	$426,883	$55,630	$371,253	$30,677,788
19	224	$426,883	$54,964	$371,919	$30,305,870
19	225	$426,883	$54,298	$372,585	$29,933,285
19	226	$426,883	$53,630	$373,252	$29,560,032
19	227	$426,883	$52,962	$373,921	$29,186,111
19	228	$426,883	$52,292	$374,591	$28,811,520
20	229	$426,883	$51,621	$375,262	$28,436,257
20	230	$426,883	$50,948	$375,935	$28,060,323
20	231	$426,883	$50,275	$376,608	$27,683,714
20	232	$426,883	$49,600	$377,283	$27,306,432
20	233	$426,883	$48,924	$377,959	$26,928,473
20	234	$426,883	$48,247	$378,636	$26,549,836
20	235	$426,883	$47,568	$379,314	$26,170,522
20	236	$426,883	$46,889	$379,994	$25,790,528
20	237	$426,883	$46,208	$380,675	$25,409,853
20	238	$426,883	$45,526	$381,357	$25,028,496
20	239	$426,883	$44,843	$382,040	$24,646,456
20	240	$426,883	$44,158	$382,725	$24,263,731
21	241	$426,883	$43,473	$383,410	$23,880,321
21	242	$426,883	$42,786	$384,097	$23,496,223
21	243	$426,883	$42,097	$384,786	$23,111,438
21	244	$426,883	$41,408	$385,475	$22,725,963
21	245	$426,883	$40,717	$386,166	$22,339,797
21	246	$426,883	$40,025	$386,857	$21,952,940
21	247	$426,883	$39,332	$387,551	$21,565,389
21	248	$426,883	$38,638	$388,245	$21,177,144
21	249	$426,883	$37,942	$388,941	$20,788,203
21	250	$426,883	$37,246	$389,637	$20,398,566
21	251	$426,883	$36,547	$390,336	$20,008,230
21	252	$426,883	$35,848	$391,035	$19,617,196
22	253	$426,883	$35,147	$391,735	$19,225,460
22	254	$426,883	$34,446	$392,437	$18,833,023
22	255	$426,883	$33,742	$393,140	$18,439,882
22	256	$426,883	$33,038	$393,845	$18,046,037
22	257	$426,883	$32,332	$394,550	$17,651,487
22	258	$426,883	$31,626	$395,257	$17,256,230
22	259	$426,883	$30,917	$395,966	$16,860,264
22	260	$426,883	$30,208	$396,675	$16,463,589
22	261	$426,883	$29,497	$397,386	$16,066,203
22	262	$426,883	$28,785	$398,098	$15,668,106
22	263	$426,883	$28,072	$398,811	$15,269,295
22	264	$426,883	$27,357	$399,525	$14,869,769
23	265	$426,883	$26,642	$400,241	$14,469,528
23	266	$426,883	$25,925	$400,958	$14,068,570
23	267	$426,883	$25,206	$401,677	$13,666,893
23	268	$426,883	$24,487	$402,396	$13,264,496
23	269	$426,883	$23,766	$403,117	$12,861,379
23	270	$426,883	$23,043	$403,840	$12,457,539
23	271	$426,883	$22,320	$404,563	$12,052,976
23	272	$426,883	$21,595	$405,288	$11,647,688
23	273	$426,883	$20,869	$406,014	$11,241,674
23	274	$426,883	$20,141	$406,742	$10,834,932
23	275	$426,883	$19,413	$407,470	$10,427,462
23	276	$426,883	$18,683	$408,200	$10,019,262
24	277	$426,883	$17,951	$408,932	$9,610,330
24	278	$426,883	$17,219	$409,664	$9,200,665
24	279	$426,883	$16,485	$410,398	$8,790,267
24	280	$426,883	$15,749	$411,134	$8,379,133
24	281	$426,883	$15,013	$411,870	$7,967,263
24	282	$426,883	$14,275	$412,608	$7,554,655
24	283	$426,883	$13,535	$413,348	$7,141,307
24	284	$426,883	$12,795	$414,088	$6,727,219
24	285	$426,883	$12,053	$414,830	$6,312,389
24	286	$426,883	$11,310	$415,573	$5,896,816
24	287	$426,883	$10,565	$416,318	$5,480,498
24	288	$426,883	$9,819	$417,064	$5,063,434
25	289	$426,883	$9,072	$417,811	$4,645,623
25	290	$426,883	$8,323	$418,560	$4,227,064
25	291	$426,883	$7,573	$419,309	$3,807,754
25	292	$426,883	$6,822	$420,061	$3,387,693
25	293	$426,883	$6,070	$420,813	$2,966,880
25	294	$426,883	$5,316	$421,567	$2,545,313
25	295	$426,883	$4,560	$422,323	$2,122,990
25	296	$426,883	$3,804	$423,079	$1,699,911
25	297	$426,883	$3,046	$423,837	$1,276,074
25	298	$426,883	$2,286	$424,597	$851,477
25	299	$426,883	$1,526	$425,357	$426,119
25	300	$426,883	$763	$426,119	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 66,000,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 67,650,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.