Century 21 Centaland Property

Down Payment (HKD)

$6,560,000

Monthly Repayment (HKD)

$42,430

Loan Amount (HKD)

$9,840,000

Total Interest (HKD)

$2,888,874

Total Repayment (HKD)

$12,728,874

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$42,430	$17,630	$24,800	$9,815,200
1	2	$42,430	$17,586	$24,844	$9,790,356
1	3	$42,430	$17,541	$24,889	$9,765,468
1	4	$42,430	$17,496	$24,933	$9,740,535
1	5	$42,430	$17,452	$24,978	$9,715,557
1	6	$42,430	$17,407	$25,023	$9,690,534
1	7	$42,430	$17,362	$25,067	$9,665,467
1	8	$42,430	$17,317	$25,112	$9,640,355
1	9	$42,430	$17,272	$25,157	$9,615,198
1	10	$42,430	$17,227	$25,202	$9,589,995
1	11	$42,430	$17,182	$25,248	$9,564,748
1	12	$42,430	$17,137	$25,293	$9,539,455
2	13	$42,430	$17,092	$25,338	$9,514,117
2	14	$42,430	$17,046	$25,383	$9,488,733
2	15	$42,430	$17,001	$25,429	$9,463,304
2	16	$42,430	$16,955	$25,474	$9,437,830
2	17	$42,430	$16,909	$25,520	$9,412,310
2	18	$42,430	$16,864	$25,566	$9,386,744
2	19	$42,430	$16,818	$25,612	$9,361,132
2	20	$42,430	$16,772	$25,658	$9,335,475
2	21	$42,430	$16,726	$25,704	$9,309,771
2	22	$42,430	$16,680	$25,750	$9,284,022
2	23	$42,430	$16,634	$25,796	$9,258,226
2	24	$42,430	$16,588	$25,842	$9,232,384
3	25	$42,430	$16,541	$25,888	$9,206,496
3	26	$42,430	$16,495	$25,935	$9,180,561
3	27	$42,430	$16,449	$25,981	$9,154,580
3	28	$42,430	$16,402	$26,028	$9,128,553
3	29	$42,430	$16,355	$26,074	$9,102,478
3	30	$42,430	$16,309	$26,121	$9,076,357
3	31	$42,430	$16,262	$26,168	$9,050,190
3	32	$42,430	$16,215	$26,215	$9,023,975
3	33	$42,430	$16,168	$26,262	$8,997,713
3	34	$42,430	$16,121	$26,309	$8,971,405
3	35	$42,430	$16,074	$26,356	$8,945,049
3	36	$42,430	$16,027	$26,403	$8,918,646
4	37	$42,430	$15,979	$26,450	$8,892,195
4	38	$42,430	$15,932	$26,498	$8,865,698
4	39	$42,430	$15,884	$26,545	$8,839,152
4	40	$42,430	$15,837	$26,593	$8,812,560
4	41	$42,430	$15,789	$26,640	$8,785,919
4	42	$42,430	$15,741	$26,688	$8,759,231
4	43	$42,430	$15,694	$26,736	$8,732,495
4	44	$42,430	$15,646	$26,784	$8,705,711
4	45	$42,430	$15,598	$26,832	$8,678,879
4	46	$42,430	$15,550	$26,880	$8,652,000
4	47	$42,430	$15,501	$26,928	$8,625,071
4	48	$42,430	$15,453	$26,976	$8,598,095
5	49	$42,430	$15,405	$27,025	$8,571,071
5	50	$42,430	$15,357	$27,073	$8,543,997
5	51	$42,430	$15,308	$27,122	$8,516,876
5	52	$42,430	$15,259	$27,170	$8,489,706
5	53	$42,430	$15,211	$27,219	$8,462,487
5	54	$42,430	$15,162	$27,268	$8,435,219
5	55	$42,430	$15,113	$27,316	$8,407,903
5	56	$42,430	$15,064	$27,365	$8,380,537
5	57	$42,430	$15,015	$27,414	$8,353,123
5	58	$42,430	$14,966	$27,464	$8,325,659
5	59	$42,430	$14,917	$27,513	$8,298,147
5	60	$42,430	$14,868	$27,562	$8,270,584
6	61	$42,430	$14,818	$27,611	$8,242,973
6	62	$42,430	$14,769	$27,661	$8,215,312
6	63	$42,430	$14,719	$27,710	$8,187,602
6	64	$42,430	$14,669	$27,760	$8,159,841
6	65	$42,430	$14,620	$27,810	$8,132,032
6	66	$42,430	$14,570	$27,860	$8,104,172
6	67	$42,430	$14,520	$27,910	$8,076,262
6	68	$42,430	$14,470	$27,960	$8,048,303
6	69	$42,430	$14,420	$28,010	$8,020,293
6	70	$42,430	$14,370	$28,060	$7,992,233
6	71	$42,430	$14,319	$28,110	$7,964,123
6	72	$42,430	$14,269	$28,161	$7,935,962
7	73	$42,430	$14,219	$28,211	$7,907,751
7	74	$42,430	$14,168	$28,262	$7,879,490
7	75	$42,430	$14,117	$28,312	$7,851,178
7	76	$42,430	$14,067	$28,363	$7,822,815
7	77	$42,430	$14,016	$28,414	$7,794,401
7	78	$42,430	$13,965	$28,465	$7,765,937
7	79	$42,430	$13,914	$28,516	$7,737,421
7	80	$42,430	$13,863	$28,567	$7,708,854
7	81	$42,430	$13,812	$28,618	$7,680,236
7	82	$42,430	$13,760	$28,669	$7,651,567
7	83	$42,430	$13,709	$28,721	$7,622,847
7	84	$42,430	$13,658	$28,772	$7,594,075
8	85	$42,430	$13,606	$28,824	$7,565,251
8	86	$42,430	$13,554	$28,875	$7,536,376
8	87	$42,430	$13,503	$28,927	$7,507,449
8	88	$42,430	$13,451	$28,979	$7,478,470
8	89	$42,430	$13,399	$29,031	$7,449,440
8	90	$42,430	$13,347	$29,083	$7,420,357
8	91	$42,430	$13,295	$29,135	$7,391,222
8	92	$42,430	$13,243	$29,187	$7,362,035
8	93	$42,430	$13,190	$29,239	$7,332,796
8	94	$42,430	$13,138	$29,292	$7,303,504
8	95	$42,430	$13,085	$29,344	$7,274,160
8	96	$42,430	$13,033	$29,397	$7,244,764
9	97	$42,430	$12,980	$29,449	$7,215,314
9	98	$42,430	$12,927	$29,502	$7,185,812
9	99	$42,430	$12,875	$29,555	$7,156,257
9	100	$42,430	$12,822	$29,608	$7,126,649
9	101	$42,430	$12,769	$29,661	$7,096,988
9	102	$42,430	$12,715	$29,714	$7,067,274
9	103	$42,430	$12,662	$29,767	$7,037,507
9	104	$42,430	$12,609	$29,821	$7,007,686
9	105	$42,430	$12,555	$29,874	$6,977,812
9	106	$42,430	$12,502	$29,928	$6,947,884
9	107	$42,430	$12,448	$29,981	$6,917,903
9	108	$42,430	$12,395	$30,035	$6,887,868
10	109	$42,430	$12,341	$30,089	$6,857,779
10	110	$42,430	$12,287	$30,143	$6,827,636
10	111	$42,430	$12,233	$30,197	$6,797,439
10	112	$42,430	$12,179	$30,251	$6,767,189
10	113	$42,430	$12,125	$30,305	$6,736,884
10	114	$42,430	$12,070	$30,359	$6,706,524
10	115	$42,430	$12,016	$30,414	$6,676,111
10	116	$42,430	$11,961	$30,468	$6,645,642
10	117	$42,430	$11,907	$30,523	$6,615,120
10	118	$42,430	$11,852	$30,577	$6,584,542
10	119	$42,430	$11,797	$30,632	$6,553,910
10	120	$42,430	$11,742	$30,687	$6,523,223
11	121	$42,430	$11,687	$30,742	$6,492,481
11	122	$42,430	$11,632	$30,797	$6,461,683
11	123	$42,430	$11,577	$30,852	$6,430,831
11	124	$42,430	$11,522	$30,908	$6,399,923
11	125	$42,430	$11,467	$30,963	$6,368,960
11	126	$42,430	$11,411	$31,019	$6,337,942
11	127	$42,430	$11,355	$31,074	$6,306,868
11	128	$42,430	$11,300	$31,130	$6,275,738
11	129	$42,430	$11,244	$31,186	$6,244,552
11	130	$42,430	$11,188	$31,241	$6,213,311
11	131	$42,430	$11,132	$31,297	$6,182,013
11	132	$42,430	$11,076	$31,353	$6,150,660
12	133	$42,430	$11,020	$31,410	$6,119,250
12	134	$42,430	$10,964	$31,466	$6,087,784
12	135	$42,430	$10,907	$31,522	$6,056,262
12	136	$42,430	$10,851	$31,579	$6,024,683
12	137	$42,430	$10,794	$31,635	$5,993,048
12	138	$42,430	$10,738	$31,692	$5,961,356
12	139	$42,430	$10,681	$31,749	$5,929,607
12	140	$42,430	$10,624	$31,806	$5,897,801
12	141	$42,430	$10,567	$31,863	$5,865,939
12	142	$42,430	$10,510	$31,920	$5,834,019
12	143	$42,430	$10,453	$31,977	$5,802,042
12	144	$42,430	$10,395	$32,034	$5,770,008
13	145	$42,430	$10,338	$32,092	$5,737,916
13	146	$42,430	$10,280	$32,149	$5,705,767
13	147	$42,430	$10,223	$32,207	$5,673,560
13	148	$42,430	$10,165	$32,264	$5,641,296
13	149	$42,430	$10,107	$32,322	$5,608,973
13	150	$42,430	$10,049	$32,380	$5,576,593
13	151	$42,430	$9,991	$32,438	$5,544,155
13	152	$42,430	$9,933	$32,496	$5,511,659
13	153	$42,430	$9,875	$32,555	$5,479,104
13	154	$42,430	$9,817	$32,613	$5,446,491
13	155	$42,430	$9,758	$32,671	$5,413,820
13	156	$42,430	$9,700	$32,730	$5,381,090
14	157	$42,430	$9,641	$32,788	$5,348,302
14	158	$42,430	$9,582	$32,847	$5,315,455
14	159	$42,430	$9,524	$32,906	$5,282,549
14	160	$42,430	$9,465	$32,965	$5,249,584
14	161	$42,430	$9,406	$33,024	$5,216,560
14	162	$42,430	$9,346	$33,083	$5,183,476
14	163	$42,430	$9,287	$33,143	$5,150,334
14	164	$42,430	$9,228	$33,202	$5,117,132
14	165	$42,430	$9,168	$33,261	$5,083,870
14	166	$42,430	$9,109	$33,321	$5,050,550
14	167	$42,430	$9,049	$33,381	$5,017,169
14	168	$42,430	$8,989	$33,440	$4,983,728
15	169	$42,430	$8,929	$33,500	$4,950,228
15	170	$42,430	$8,869	$33,560	$4,916,668
15	171	$42,430	$8,809	$33,621	$4,883,047
15	172	$42,430	$8,749	$33,681	$4,849,366
15	173	$42,430	$8,688	$33,741	$4,815,625
15	174	$42,430	$8,628	$33,802	$4,781,823
15	175	$42,430	$8,567	$33,862	$4,747,961
15	176	$42,430	$8,507	$33,923	$4,714,039
15	177	$42,430	$8,446	$33,984	$4,680,055
15	178	$42,430	$8,385	$34,044	$4,646,010
15	179	$42,430	$8,324	$34,105	$4,611,905
15	180	$42,430	$8,263	$34,167	$4,577,738
16	181	$42,430	$8,202	$34,228	$4,543,511
16	182	$42,430	$8,140	$34,289	$4,509,221
16	183	$42,430	$8,079	$34,351	$4,474,871
16	184	$42,430	$8,017	$34,412	$4,440,459
16	185	$42,430	$7,956	$34,474	$4,405,985
16	186	$42,430	$7,894	$34,536	$4,371,450
16	187	$42,430	$7,832	$34,597	$4,336,852
16	188	$42,430	$7,770	$34,659	$4,302,193
16	189	$42,430	$7,708	$34,721	$4,267,471
16	190	$42,430	$7,646	$34,784	$4,232,688
16	191	$42,430	$7,584	$34,846	$4,197,842
16	192	$42,430	$7,521	$34,908	$4,162,933
17	193	$42,430	$7,459	$34,971	$4,127,962
17	194	$42,430	$7,396	$35,034	$4,092,928
17	195	$42,430	$7,333	$35,096	$4,057,832
17	196	$42,430	$7,270	$35,159	$4,022,673
17	197	$42,430	$7,207	$35,222	$3,987,450
17	198	$42,430	$7,144	$35,285	$3,952,165
17	199	$42,430	$7,081	$35,349	$3,916,816
17	200	$42,430	$7,018	$35,412	$3,881,405
17	201	$42,430	$6,954	$35,475	$3,845,929
17	202	$42,430	$6,891	$35,539	$3,810,390
17	203	$42,430	$6,827	$35,603	$3,774,788
17	204	$42,430	$6,763	$35,666	$3,739,121
18	205	$42,430	$6,699	$35,730	$3,703,391
18	206	$42,430	$6,635	$35,794	$3,667,596
18	207	$42,430	$6,571	$35,858	$3,631,738
18	208	$42,430	$6,507	$35,923	$3,595,815
18	209	$42,430	$6,443	$35,987	$3,559,828
18	210	$42,430	$6,378	$36,052	$3,523,777
18	211	$42,430	$6,313	$36,116	$3,487,660
18	212	$42,430	$6,249	$36,181	$3,451,480
18	213	$42,430	$6,184	$36,246	$3,415,234
18	214	$42,430	$6,119	$36,311	$3,378,923
18	215	$42,430	$6,054	$36,376	$3,342,548
18	216	$42,430	$5,989	$36,441	$3,306,107
19	217	$42,430	$5,923	$36,506	$3,269,601
19	218	$42,430	$5,858	$36,572	$3,233,029
19	219	$42,430	$5,793	$36,637	$3,196,392
19	220	$42,430	$5,727	$36,703	$3,159,689
19	221	$42,430	$5,661	$36,768	$3,122,921
19	222	$42,430	$5,595	$36,834	$3,086,087
19	223	$42,430	$5,529	$36,900	$3,049,186
19	224	$42,430	$5,463	$36,966	$3,012,220
19	225	$42,430	$5,397	$37,033	$2,975,187
19	226	$42,430	$5,331	$37,099	$2,938,088
19	227	$42,430	$5,264	$37,166	$2,900,923
19	228	$42,430	$5,197	$37,232	$2,863,690
20	229	$42,430	$5,131	$37,299	$2,826,392
20	230	$42,430	$5,064	$37,366	$2,789,026
20	231	$42,430	$4,997	$37,433	$2,751,593
20	232	$42,430	$4,930	$37,500	$2,714,094
20	233	$42,430	$4,863	$37,567	$2,676,527
20	234	$42,430	$4,795	$37,634	$2,638,893
20	235	$42,430	$4,728	$37,702	$2,601,191
20	236	$42,430	$4,660	$37,769	$2,563,422
20	237	$42,430	$4,593	$37,837	$2,525,585
20	238	$42,430	$4,525	$37,905	$2,487,681
20	239	$42,430	$4,457	$37,972	$2,449,708
20	240	$42,430	$4,389	$38,041	$2,411,668
21	241	$42,430	$4,321	$38,109	$2,373,559
21	242	$42,430	$4,253	$38,177	$2,335,382
21	243	$42,430	$4,184	$38,245	$2,297,137
21	244	$42,430	$4,116	$38,314	$2,258,823
21	245	$42,430	$4,047	$38,383	$2,220,440
21	246	$42,430	$3,978	$38,451	$2,181,989
21	247	$42,430	$3,909	$38,520	$2,143,469
21	248	$42,430	$3,840	$38,589	$2,104,880
21	249	$42,430	$3,771	$38,658	$2,066,221
21	250	$42,430	$3,702	$38,728	$2,027,494
21	251	$42,430	$3,633	$38,797	$1,988,697
21	252	$42,430	$3,563	$38,866	$1,949,830
22	253	$42,430	$3,493	$38,936	$1,910,894
22	254	$42,430	$3,424	$39,006	$1,871,888
22	255	$42,430	$3,354	$39,076	$1,832,813
22	256	$42,430	$3,284	$39,146	$1,793,667
22	257	$42,430	$3,214	$39,216	$1,754,451
22	258	$42,430	$3,143	$39,286	$1,715,165
22	259	$42,430	$3,073	$39,357	$1,675,808
22	260	$42,430	$3,002	$39,427	$1,636,381
22	261	$42,430	$2,932	$39,498	$1,596,883
22	262	$42,430	$2,861	$39,568	$1,557,315
22	263	$42,430	$2,790	$39,639	$1,517,675
22	264	$42,430	$2,719	$39,710	$1,477,965
23	265	$42,430	$2,648	$39,782	$1,438,183
23	266	$42,430	$2,577	$39,853	$1,398,331
23	267	$42,430	$2,505	$39,924	$1,358,406
23	268	$42,430	$2,434	$39,996	$1,318,411
23	269	$42,430	$2,362	$40,067	$1,278,343
23	270	$42,430	$2,290	$40,139	$1,238,204
23	271	$42,430	$2,218	$40,211	$1,197,993
23	272	$42,430	$2,146	$40,283	$1,157,710
23	273	$42,430	$2,074	$40,355	$1,117,354
23	274	$42,430	$2,002	$40,428	$1,076,927
23	275	$42,430	$1,929	$40,500	$1,036,427
23	276	$42,430	$1,857	$40,573	$995,854
24	277	$42,430	$1,784	$40,645	$955,209
24	278	$42,430	$1,711	$40,718	$914,490
24	279	$42,430	$1,638	$40,791	$873,699
24	280	$42,430	$1,565	$40,864	$832,835
24	281	$42,430	$1,492	$40,937	$791,898
24	282	$42,430	$1,419	$41,011	$750,887
24	283	$42,430	$1,345	$41,084	$709,803
24	284	$42,430	$1,272	$41,158	$668,645
24	285	$42,430	$1,198	$41,232	$627,413
24	286	$42,430	$1,124	$41,305	$586,108
24	287	$42,430	$1,050	$41,379	$544,728
24	288	$42,430	$976	$41,454	$503,275
25	289	$42,430	$902	$41,528	$461,747
25	290	$42,430	$827	$41,602	$420,144
25	291	$42,430	$753	$41,677	$378,468
25	292	$42,430	$678	$41,751	$336,716
25	293	$42,430	$603	$41,826	$294,890
25	294	$42,430	$528	$41,901	$252,989
25	295	$42,430	$453	$41,976	$211,012
25	296	$42,430	$378	$42,052	$168,961
25	297	$42,430	$303	$42,127	$126,834
25	298	$42,430	$227	$42,202	$84,632
25	299	$42,430	$152	$42,278	$42,354
25	300	$42,430	$76	$42,354	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 6,560,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 6,724,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.