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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 10,352,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 10,610,800
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$10,352,000
 
Monthly Repayment (HKD)
$66,956
Loan Amount (HKD)
$15,528,000
+
Total Interest (HKD)
$4,558,783
=
Total Repayment (HKD)
$20,086,783
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $66,956 $27,821 $39,135 $15,488,865
1 2 $66,956 $27,751 $39,205 $15,449,660
1 3 $66,956 $27,681 $39,275 $15,410,385
1 4 $66,956 $27,610 $39,346 $15,371,039
1 5 $66,956 $27,540 $39,416 $15,331,623
1 6 $66,956 $27,469 $39,487 $15,292,136
1 7 $66,956 $27,398 $39,558 $15,252,579
1 8 $66,956 $27,328 $39,628 $15,212,950
1 9 $66,956 $27,257 $39,699 $15,173,251
1 10 $66,956 $27,185 $39,771 $15,133,480
1 11 $66,956 $27,114 $39,842 $15,093,638
1 12 $66,956 $27,043 $39,913 $15,053,725
2 13 $66,956 $26,971 $39,985 $15,013,741
2 14 $66,956 $26,900 $40,056 $14,973,684
2 15 $66,956 $26,828 $40,128 $14,933,556
2 16 $66,956 $26,756 $40,200 $14,893,356
2 17 $66,956 $26,684 $40,272 $14,853,084
2 18 $66,956 $26,612 $40,344 $14,812,740
2 19 $66,956 $26,539 $40,416 $14,772,323
2 20 $66,956 $26,467 $40,489 $14,731,835
2 21 $66,956 $26,395 $40,561 $14,691,273
2 22 $66,956 $26,322 $40,634 $14,650,639
2 23 $66,956 $26,249 $40,707 $14,609,932
2 24 $66,956 $26,176 $40,780 $14,569,152
3 25 $66,956 $26,103 $40,853 $14,528,300
3 26 $66,956 $26,030 $40,926 $14,487,373
3 27 $66,956 $25,957 $40,999 $14,446,374
3 28 $66,956 $25,883 $41,073 $14,405,301
3 29 $66,956 $25,809 $41,146 $14,364,155
3 30 $66,956 $25,736 $41,220 $14,322,935
3 31 $66,956 $25,662 $41,294 $14,281,641
3 32 $66,956 $25,588 $41,368 $14,240,273
3 33 $66,956 $25,514 $41,442 $14,198,830
3 34 $66,956 $25,440 $41,516 $14,157,314
3 35 $66,956 $25,365 $41,591 $14,115,723
3 36 $66,956 $25,291 $41,665 $14,074,058
4 37 $66,956 $25,216 $41,740 $14,032,318
4 38 $66,956 $25,141 $41,815 $13,990,503
4 39 $66,956 $25,066 $41,890 $13,948,614
4 40 $66,956 $24,991 $41,965 $13,906,649
4 41 $66,956 $24,916 $42,040 $13,864,609
4 42 $66,956 $24,841 $42,115 $13,822,494
4 43 $66,956 $24,765 $42,191 $13,780,303
4 44 $66,956 $24,690 $42,266 $13,738,037
4 45 $66,956 $24,614 $42,342 $13,695,695
4 46 $66,956 $24,538 $42,418 $13,653,277
4 47 $66,956 $24,462 $42,494 $13,610,784
4 48 $66,956 $24,386 $42,570 $13,568,214
5 49 $66,956 $24,310 $42,646 $13,525,567
5 50 $66,956 $24,233 $42,723 $13,482,845
5 51 $66,956 $24,157 $42,799 $13,440,046
5 52 $66,956 $24,080 $42,876 $13,397,170
5 53 $66,956 $24,003 $42,953 $13,354,217
5 54 $66,956 $23,926 $43,030 $13,311,187
5 55 $66,956 $23,849 $43,107 $13,268,081
5 56 $66,956 $23,772 $43,184 $13,224,897
5 57 $66,956 $23,695 $43,261 $13,181,635
5 58 $66,956 $23,617 $43,339 $13,138,296
5 59 $66,956 $23,539 $43,416 $13,094,880
5 60 $66,956 $23,462 $43,494 $13,051,386
6 61 $66,956 $23,384 $43,572 $13,007,813
6 62 $66,956 $23,306 $43,650 $12,964,163
6 63 $66,956 $23,227 $43,728 $12,920,435
6 64 $66,956 $23,149 $43,807 $12,876,628
6 65 $66,956 $23,071 $43,885 $12,832,743
6 66 $66,956 $22,992 $43,964 $12,788,779
6 67 $66,956 $22,913 $44,043 $12,744,736
6 68 $66,956 $22,834 $44,122 $12,700,614
6 69 $66,956 $22,755 $44,201 $12,656,414
6 70 $66,956 $22,676 $44,280 $12,612,134
6 71 $66,956 $22,597 $44,359 $12,567,775
6 72 $66,956 $22,517 $44,439 $12,523,336
7 73 $66,956 $22,438 $44,518 $12,478,818
7 74 $66,956 $22,358 $44,598 $12,434,219
7 75 $66,956 $22,278 $44,678 $12,389,542
7 76 $66,956 $22,198 $44,758 $12,344,783
7 77 $66,956 $22,118 $44,838 $12,299,945
7 78 $66,956 $22,037 $44,919 $12,255,027
7 79 $66,956 $21,957 $44,999 $12,210,028
7 80 $66,956 $21,876 $45,080 $12,164,948
7 81 $66,956 $21,796 $45,160 $12,119,788
7 82 $66,956 $21,715 $45,241 $12,074,546
7 83 $66,956 $21,634 $45,322 $12,029,224
7 84 $66,956 $21,552 $45,404 $11,983,820
8 85 $66,956 $21,471 $45,485 $11,938,335
8 86 $66,956 $21,390 $45,566 $11,892,769
8 87 $66,956 $21,308 $45,648 $11,847,121
8 88 $66,956 $21,226 $45,730 $11,801,391
8 89 $66,956 $21,144 $45,812 $11,755,579
8 90 $66,956 $21,062 $45,894 $11,709,685
8 91 $66,956 $20,980 $45,976 $11,663,709
8 92 $66,956 $20,897 $46,058 $11,617,651
8 93 $66,956 $20,815 $46,141 $11,571,510
8 94 $66,956 $20,732 $46,224 $11,525,286
8 95 $66,956 $20,649 $46,306 $11,478,980
8 96 $66,956 $20,567 $46,389 $11,432,590
9 97 $66,956 $20,483 $46,473 $11,386,118
9 98 $66,956 $20,400 $46,556 $11,339,562
9 99 $66,956 $20,317 $46,639 $11,292,923
9 100 $66,956 $20,233 $46,723 $11,246,200
9 101 $66,956 $20,149 $46,807 $11,199,393
9 102 $66,956 $20,066 $46,890 $11,152,503
9 103 $66,956 $19,982 $46,974 $11,105,529
9 104 $66,956 $19,897 $47,059 $11,058,470
9 105 $66,956 $19,813 $47,143 $11,011,327
9 106 $66,956 $19,729 $47,227 $10,964,100
9 107 $66,956 $19,644 $47,312 $10,916,788
9 108 $66,956 $19,559 $47,397 $10,869,391
10 109 $66,956 $19,474 $47,482 $10,821,910
10 110 $66,956 $19,389 $47,567 $10,774,343
10 111 $66,956 $19,304 $47,652 $10,726,691
10 112 $66,956 $19,219 $47,737 $10,678,954
10 113 $66,956 $19,133 $47,823 $10,631,131
10 114 $66,956 $19,047 $47,909 $10,583,222
10 115 $66,956 $18,962 $47,994 $10,535,228
10 116 $66,956 $18,876 $48,080 $10,487,148
10 117 $66,956 $18,789 $48,166 $10,438,981
10 118 $66,956 $18,703 $48,253 $10,390,729
10 119 $66,956 $18,617 $48,339 $10,342,389
10 120 $66,956 $18,530 $48,426 $10,293,964
11 121 $66,956 $18,443 $48,513 $10,245,451
11 122 $66,956 $18,356 $48,600 $10,196,851
11 123 $66,956 $18,269 $48,687 $10,148,165
11 124 $66,956 $18,182 $48,774 $10,099,391
11 125 $66,956 $18,095 $48,861 $10,050,530
11 126 $66,956 $18,007 $48,949 $10,001,581
11 127 $66,956 $17,919 $49,036 $9,952,545
11 128 $66,956 $17,832 $49,124 $9,903,420
11 129 $66,956 $17,744 $49,212 $9,854,208
11 130 $66,956 $17,655 $49,300 $9,804,908
11 131 $66,956 $17,567 $49,389 $9,755,519
11 132 $66,956 $17,479 $49,477 $9,706,041
12 133 $66,956 $17,390 $49,566 $9,656,475
12 134 $66,956 $17,301 $49,655 $9,606,821
12 135 $66,956 $17,212 $49,744 $9,557,077
12 136 $66,956 $17,123 $49,833 $9,507,244
12 137 $66,956 $17,034 $49,922 $9,457,322
12 138 $66,956 $16,944 $50,012 $9,407,310
12 139 $66,956 $16,855 $50,101 $9,357,209
12 140 $66,956 $16,765 $50,191 $9,307,018
12 141 $66,956 $16,675 $50,281 $9,256,737
12 142 $66,956 $16,585 $50,371 $9,206,366
12 143 $66,956 $16,495 $50,461 $9,155,905
12 144 $66,956 $16,404 $50,552 $9,105,354
13 145 $66,956 $16,314 $50,642 $9,054,711
13 146 $66,956 $16,223 $50,733 $9,003,979
13 147 $66,956 $16,132 $50,824 $8,953,155
13 148 $66,956 $16,041 $50,915 $8,902,240
13 149 $66,956 $15,950 $51,006 $8,851,234
13 150 $66,956 $15,858 $51,097 $8,800,136
13 151 $66,956 $15,767 $51,189 $8,748,947
13 152 $66,956 $15,675 $51,281 $8,697,666
13 153 $66,956 $15,583 $51,373 $8,646,294
13 154 $66,956 $15,491 $51,465 $8,594,829
13 155 $66,956 $15,399 $51,557 $8,543,272
13 156 $66,956 $15,307 $51,649 $8,491,623
14 157 $66,956 $15,214 $51,742 $8,439,881
14 158 $66,956 $15,121 $51,834 $8,388,047
14 159 $66,956 $15,029 $51,927 $8,336,119
14 160 $66,956 $14,936 $52,020 $8,284,099
14 161 $66,956 $14,842 $52,114 $8,231,985
14 162 $66,956 $14,749 $52,207 $8,179,778
14 163 $66,956 $14,655 $52,301 $8,127,478
14 164 $66,956 $14,562 $52,394 $8,075,084
14 165 $66,956 $14,468 $52,488 $8,022,596
14 166 $66,956 $14,374 $52,582 $7,970,013
14 167 $66,956 $14,280 $52,676 $7,917,337
14 168 $66,956 $14,185 $52,771 $7,864,566
15 169 $66,956 $14,091 $52,865 $7,811,701
15 170 $66,956 $13,996 $52,960 $7,758,741
15 171 $66,956 $13,901 $53,055 $7,705,686
15 172 $66,956 $13,806 $53,150 $7,652,536
15 173 $66,956 $13,711 $53,245 $7,599,291
15 174 $66,956 $13,615 $53,341 $7,545,951
15 175 $66,956 $13,520 $53,436 $7,492,515
15 176 $66,956 $13,424 $53,532 $7,438,983
15 177 $66,956 $13,328 $53,628 $7,385,355
15 178 $66,956 $13,232 $53,724 $7,331,631
15 179 $66,956 $13,136 $53,820 $7,277,811
15 180 $66,956 $13,039 $53,917 $7,223,894
16 181 $66,956 $12,943 $54,013 $7,169,881
16 182 $66,956 $12,846 $54,110 $7,115,771
16 183 $66,956 $12,749 $54,207 $7,061,565
16 184 $66,956 $12,652 $54,304 $7,007,261
16 185 $66,956 $12,555 $54,401 $6,952,859
16 186 $66,956 $12,457 $54,499 $6,898,361
16 187 $66,956 $12,360 $54,596 $6,843,764
16 188 $66,956 $12,262 $54,694 $6,789,070
16 189 $66,956 $12,164 $54,792 $6,734,278
16 190 $66,956 $12,066 $54,890 $6,679,387
16 191 $66,956 $11,967 $54,989 $6,624,399
16 192 $66,956 $11,869 $55,087 $6,569,312
17 193 $66,956 $11,770 $55,186 $6,514,126
17 194 $66,956 $11,671 $55,285 $6,458,841
17 195 $66,956 $11,572 $55,384 $6,403,457
17 196 $66,956 $11,473 $55,483 $6,347,974
17 197 $66,956 $11,373 $55,582 $6,292,391
17 198 $66,956 $11,274 $55,682 $6,236,709
17 199 $66,956 $11,174 $55,782 $6,180,927
17 200 $66,956 $11,074 $55,882 $6,125,046
17 201 $66,956 $10,974 $55,982 $6,069,064
17 202 $66,956 $10,874 $56,082 $6,012,982
17 203 $66,956 $10,773 $56,183 $5,956,799
17 204 $66,956 $10,673 $56,283 $5,900,516
18 205 $66,956 $10,572 $56,384 $5,844,131
18 206 $66,956 $10,471 $56,485 $5,787,646
18 207 $66,956 $10,370 $56,586 $5,731,060
18 208 $66,956 $10,268 $56,688 $5,674,372
18 209 $66,956 $10,167 $56,789 $5,617,583
18 210 $66,956 $10,065 $56,891 $5,560,691
18 211 $66,956 $9,963 $56,993 $5,503,698
18 212 $66,956 $9,861 $57,095 $5,446,603
18 213 $66,956 $9,758 $57,197 $5,389,406
18 214 $66,956 $9,656 $57,300 $5,332,106
18 215 $66,956 $9,553 $57,403 $5,274,703
18 216 $66,956 $9,451 $57,505 $5,217,198
19 217 $66,956 $9,347 $57,608 $5,159,589
19 218 $66,956 $9,244 $57,712 $5,101,878
19 219 $66,956 $9,141 $57,815 $5,044,063
19 220 $66,956 $9,037 $57,919 $4,986,144
19 221 $66,956 $8,934 $58,022 $4,928,122
19 222 $66,956 $8,830 $58,126 $4,869,995
19 223 $66,956 $8,725 $58,231 $4,811,765
19 224 $66,956 $8,621 $58,335 $4,753,430
19 225 $66,956 $8,517 $58,439 $4,694,990
19 226 $66,956 $8,412 $58,544 $4,636,446
19 227 $66,956 $8,307 $58,649 $4,577,797
19 228 $66,956 $8,202 $58,754 $4,519,043
20 229 $66,956 $8,097 $58,859 $4,460,184
20 230 $66,956 $7,991 $58,965 $4,401,219
20 231 $66,956 $7,886 $59,070 $4,342,149
20 232 $66,956 $7,780 $59,176 $4,282,972
20 233 $66,956 $7,674 $59,282 $4,223,690
20 234 $66,956 $7,567 $59,389 $4,164,302
20 235 $66,956 $7,461 $59,495 $4,104,807
20 236 $66,956 $7,354 $59,601 $4,045,205
20 237 $66,956 $7,248 $59,708 $3,985,497
20 238 $66,956 $7,141 $59,815 $3,925,682
20 239 $66,956 $7,034 $59,922 $3,865,759
20 240 $66,956 $6,926 $60,030 $3,805,729
21 241 $66,956 $6,819 $60,137 $3,745,592
21 242 $66,956 $6,711 $60,245 $3,685,347
21 243 $66,956 $6,603 $60,353 $3,624,994
21 244 $66,956 $6,495 $60,461 $3,564,533
21 245 $66,956 $6,386 $60,569 $3,503,963
21 246 $66,956 $6,278 $60,678 $3,443,285
21 247 $66,956 $6,169 $60,787 $3,382,499
21 248 $66,956 $6,060 $60,896 $3,321,603
21 249 $66,956 $5,951 $61,005 $3,260,598
21 250 $66,956 $5,842 $61,114 $3,199,484
21 251 $66,956 $5,732 $61,224 $3,138,261
21 252 $66,956 $5,623 $61,333 $3,076,927
22 253 $66,956 $5,513 $61,443 $3,015,484
22 254 $66,956 $5,403 $61,553 $2,953,931
22 255 $66,956 $5,292 $61,663 $2,892,268
22 256 $66,956 $5,182 $61,774 $2,830,494
22 257 $66,956 $5,071 $61,885 $2,768,609
22 258 $66,956 $4,960 $61,996 $2,706,613
22 259 $66,956 $4,849 $62,107 $2,644,507
22 260 $66,956 $4,738 $62,218 $2,582,289
22 261 $66,956 $4,627 $62,329 $2,519,960
22 262 $66,956 $4,515 $62,441 $2,457,519
22 263 $66,956 $4,403 $62,553 $2,394,966
22 264 $66,956 $4,291 $62,665 $2,332,301
23 265 $66,956 $4,179 $62,777 $2,269,524
23 266 $66,956 $4,066 $62,890 $2,206,634
23 267 $66,956 $3,954 $63,002 $2,143,631
23 268 $66,956 $3,841 $63,115 $2,080,516
23 269 $66,956 $3,728 $63,228 $2,017,288
23 270 $66,956 $3,614 $63,342 $1,953,946
23 271 $66,956 $3,501 $63,455 $1,890,491
23 272 $66,956 $3,387 $63,569 $1,826,922
23 273 $66,956 $3,273 $63,683 $1,763,240
23 274 $66,956 $3,159 $63,797 $1,699,443
23 275 $66,956 $3,045 $63,911 $1,635,532
23 276 $66,956 $2,930 $64,026 $1,571,506
24 277 $66,956 $2,816 $64,140 $1,507,366
24 278 $66,956 $2,701 $64,255 $1,443,110
24 279 $66,956 $2,586 $64,370 $1,378,740
24 280 $66,956 $2,470 $64,486 $1,314,254
24 281 $66,956 $2,355 $64,601 $1,249,653
24 282 $66,956 $2,239 $64,717 $1,184,936
24 283 $66,956 $2,123 $64,833 $1,120,103
24 284 $66,956 $2,007 $64,949 $1,055,154
24 285 $66,956 $1,890 $65,065 $990,089
24 286 $66,956 $1,774 $65,182 $924,907
24 287 $66,956 $1,657 $65,299 $859,608
24 288 $66,956 $1,540 $65,416 $794,192
25 289 $66,956 $1,423 $65,533 $728,659
25 290 $66,956 $1,306 $65,650 $663,009
25 291 $66,956 $1,188 $65,768 $597,240
25 292 $66,956 $1,070 $65,886 $531,355
25 293 $66,956 $952 $66,004 $465,351
25 294 $66,956 $834 $66,122 $399,228
25 295 $66,956 $715 $66,241 $332,988
25 296 $66,956 $597 $66,359 $266,628
25 297 $66,956 $478 $66,478 $200,150
25 298 $66,956 $359 $66,597 $133,553
25 299 $66,956 $239 $66,717 $66,836
25 300 $66,956 $120 $66,836 $0