Century 21 Centaland Property

Down Payment (HKD)

$14,548,000

Monthly Repayment (HKD)

$94,095

Loan Amount (HKD)

$21,822,000

Total Interest (HKD)

$6,406,606

Total Repayment (HKD)

$28,228,606

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$94,095	$39,098	$54,998	$21,767,002
1	2	$94,095	$38,999	$55,096	$21,711,906
1	3	$94,095	$38,900	$55,195	$21,656,711
1	4	$94,095	$38,802	$55,294	$21,601,418
1	5	$94,095	$38,703	$55,393	$21,546,025
1	6	$94,095	$38,603	$55,492	$21,490,533
1	7	$94,095	$38,504	$55,591	$21,434,941
1	8	$94,095	$38,404	$55,691	$21,379,250
1	9	$94,095	$38,304	$55,791	$21,323,459
1	10	$94,095	$38,205	$55,891	$21,267,569
1	11	$94,095	$38,104	$55,991	$21,211,578
1	12	$94,095	$38,004	$56,091	$21,155,486
2	13	$94,095	$37,904	$56,192	$21,099,295
2	14	$94,095	$37,803	$56,292	$21,043,002
2	15	$94,095	$37,702	$56,393	$20,986,609
2	16	$94,095	$37,601	$56,494	$20,930,114
2	17	$94,095	$37,500	$56,596	$20,873,519
2	18	$94,095	$37,398	$56,697	$20,816,822
2	19	$94,095	$37,297	$56,799	$20,760,023
2	20	$94,095	$37,195	$56,900	$20,703,123
2	21	$94,095	$37,093	$57,002	$20,646,121
2	22	$94,095	$36,991	$57,104	$20,589,016
2	23	$94,095	$36,889	$57,207	$20,531,810
2	24	$94,095	$36,786	$57,309	$20,474,501
3	25	$94,095	$36,683	$57,412	$20,417,089
3	26	$94,095	$36,581	$57,515	$20,359,574
3	27	$94,095	$36,478	$57,618	$20,301,956
3	28	$94,095	$36,374	$57,721	$20,244,235
3	29	$94,095	$36,271	$57,824	$20,186,411
3	30	$94,095	$36,167	$57,928	$20,128,483
3	31	$94,095	$36,064	$58,032	$20,070,451
3	32	$94,095	$35,960	$58,136	$20,012,315
3	33	$94,095	$35,855	$58,240	$19,954,075
3	34	$94,095	$35,751	$58,344	$19,895,731
3	35	$94,095	$35,647	$58,449	$19,837,282
3	36	$94,095	$35,542	$58,554	$19,778,728
4	37	$94,095	$35,437	$58,658	$19,720,070
4	38	$94,095	$35,332	$58,764	$19,661,306
4	39	$94,095	$35,227	$58,869	$19,602,438
4	40	$94,095	$35,121	$58,974	$19,543,463
4	41	$94,095	$35,015	$59,080	$19,484,383
4	42	$94,095	$34,910	$59,186	$19,425,197
4	43	$94,095	$34,803	$59,292	$19,365,906
4	44	$94,095	$34,697	$59,398	$19,306,507
4	45	$94,095	$34,591	$59,505	$19,247,003
4	46	$94,095	$34,484	$59,611	$19,187,392
4	47	$94,095	$34,377	$59,718	$19,127,674
4	48	$94,095	$34,270	$59,825	$19,067,849
5	49	$94,095	$34,163	$59,932	$19,007,917
5	50	$94,095	$34,056	$60,040	$18,947,877
5	51	$94,095	$33,948	$60,147	$18,887,730
5	52	$94,095	$33,841	$60,255	$18,827,475
5	53	$94,095	$33,733	$60,363	$18,767,113
5	54	$94,095	$33,624	$60,471	$18,706,642
5	55	$94,095	$33,516	$60,579	$18,646,062
5	56	$94,095	$33,408	$60,688	$18,585,374
5	57	$94,095	$33,299	$60,797	$18,524,578
5	58	$94,095	$33,190	$60,905	$18,463,672
5	59	$94,095	$33,081	$61,015	$18,402,658
5	60	$94,095	$32,971	$61,124	$18,341,534
6	61	$94,095	$32,862	$61,233	$18,280,300
6	62	$94,095	$32,752	$61,343	$18,218,957
6	63	$94,095	$32,642	$61,453	$18,157,504
6	64	$94,095	$32,532	$61,563	$18,095,941
6	65	$94,095	$32,422	$61,673	$18,034,268
6	66	$94,095	$32,311	$61,784	$17,972,484
6	67	$94,095	$32,201	$61,895	$17,910,589
6	68	$94,095	$32,090	$62,006	$17,848,584
6	69	$94,095	$31,979	$62,117	$17,786,467
6	70	$94,095	$31,867	$62,228	$17,724,239
6	71	$94,095	$31,756	$62,339	$17,661,900
6	72	$94,095	$31,644	$62,451	$17,599,448
7	73	$94,095	$31,532	$62,563	$17,536,885
7	74	$94,095	$31,420	$62,675	$17,474,210
7	75	$94,095	$31,308	$62,787	$17,411,423
7	76	$94,095	$31,195	$62,900	$17,348,523
7	77	$94,095	$31,083	$63,013	$17,285,510
7	78	$94,095	$30,970	$63,125	$17,222,385
7	79	$94,095	$30,857	$63,239	$17,159,146
7	80	$94,095	$30,743	$63,352	$17,095,794
7	81	$94,095	$30,630	$63,465	$17,032,329
7	82	$94,095	$30,516	$63,579	$16,968,750
7	83	$94,095	$30,402	$63,693	$16,905,057
7	84	$94,095	$30,288	$63,807	$16,841,250
8	85	$94,095	$30,174	$63,921	$16,777,328
8	86	$94,095	$30,059	$64,036	$16,713,292
8	87	$94,095	$29,945	$64,151	$16,649,142
8	88	$94,095	$29,830	$64,266	$16,584,876
8	89	$94,095	$29,715	$64,381	$16,520,495
8	90	$94,095	$29,599	$64,496	$16,455,999
8	91	$94,095	$29,484	$64,612	$16,391,387
8	92	$94,095	$29,368	$64,727	$16,326,660
8	93	$94,095	$29,252	$64,843	$16,261,817
8	94	$94,095	$29,136	$64,960	$16,196,857
8	95	$94,095	$29,019	$65,076	$16,131,781
8	96	$94,095	$28,903	$65,193	$16,066,588
9	97	$94,095	$28,786	$65,309	$16,001,279
9	98	$94,095	$28,669	$65,426	$15,935,853
9	99	$94,095	$28,552	$65,544	$15,870,309
9	100	$94,095	$28,434	$65,661	$15,804,648
9	101	$94,095	$28,317	$65,779	$15,738,869
9	102	$94,095	$28,199	$65,897	$15,672,973
9	103	$94,095	$28,081	$66,015	$15,606,958
9	104	$94,095	$27,962	$66,133	$15,540,825
9	105	$94,095	$27,844	$66,251	$15,474,574
9	106	$94,095	$27,725	$66,370	$15,408,204
9	107	$94,095	$27,606	$66,489	$15,341,715
9	108	$94,095	$27,487	$66,608	$15,275,107
10	109	$94,095	$27,368	$66,727	$15,208,379
10	110	$94,095	$27,248	$66,847	$15,141,532
10	111	$94,095	$27,129	$66,967	$15,074,566
10	112	$94,095	$27,009	$67,087	$15,007,479
10	113	$94,095	$26,888	$67,207	$14,940,272
10	114	$94,095	$26,768	$67,327	$14,872,944
10	115	$94,095	$26,647	$67,448	$14,805,496
10	116	$94,095	$26,527	$67,569	$14,737,928
10	117	$94,095	$26,405	$67,690	$14,670,238
10	118	$94,095	$26,284	$67,811	$14,602,427
10	119	$94,095	$26,163	$67,933	$14,534,494
10	120	$94,095	$26,041	$68,054	$14,466,439
11	121	$94,095	$25,919	$68,176	$14,398,263
11	122	$94,095	$25,797	$68,298	$14,329,965
11	123	$94,095	$25,675	$68,421	$14,261,544
11	124	$94,095	$25,552	$68,543	$14,193,000
11	125	$94,095	$25,429	$68,666	$14,124,334
11	126	$94,095	$25,306	$68,789	$14,055,545
11	127	$94,095	$25,183	$68,913	$13,986,632
11	128	$94,095	$25,059	$69,036	$13,917,597
11	129	$94,095	$24,936	$69,160	$13,848,437
11	130	$94,095	$24,812	$69,284	$13,779,153
11	131	$94,095	$24,688	$69,408	$13,709,746
11	132	$94,095	$24,563	$69,532	$13,640,214
12	133	$94,095	$24,439	$69,657	$13,570,557
12	134	$94,095	$24,314	$69,781	$13,500,775
12	135	$94,095	$24,189	$69,906	$13,430,869
12	136	$94,095	$24,064	$70,032	$13,360,837
12	137	$94,095	$23,938	$70,157	$13,290,680
12	138	$94,095	$23,812	$70,283	$13,220,397
12	139	$94,095	$23,687	$70,409	$13,149,988
12	140	$94,095	$23,560	$70,535	$13,079,453
12	141	$94,095	$23,434	$70,661	$13,008,792
12	142	$94,095	$23,307	$70,788	$12,938,004
12	143	$94,095	$23,181	$70,915	$12,867,089
12	144	$94,095	$23,054	$71,042	$12,796,048
13	145	$94,095	$22,926	$71,169	$12,724,878
13	146	$94,095	$22,799	$71,297	$12,653,582
13	147	$94,095	$22,671	$71,424	$12,582,158
13	148	$94,095	$22,543	$71,552	$12,510,605
13	149	$94,095	$22,415	$71,681	$12,438,925
13	150	$94,095	$22,286	$71,809	$12,367,116
13	151	$94,095	$22,158	$71,938	$12,295,178
13	152	$94,095	$22,029	$72,066	$12,223,112
13	153	$94,095	$21,900	$72,196	$12,150,916
13	154	$94,095	$21,770	$72,325	$12,078,591
13	155	$94,095	$21,641	$72,455	$12,006,137
13	156	$94,095	$21,511	$72,584	$11,933,552
14	157	$94,095	$21,381	$72,714	$11,860,838
14	158	$94,095	$21,251	$72,845	$11,787,993
14	159	$94,095	$21,120	$72,975	$11,715,018
14	160	$94,095	$20,989	$73,106	$11,641,912
14	161	$94,095	$20,858	$73,237	$11,568,675
14	162	$94,095	$20,727	$73,368	$11,495,307
14	163	$94,095	$20,596	$73,500	$11,421,807
14	164	$94,095	$20,464	$73,631	$11,348,176
14	165	$94,095	$20,332	$73,763	$11,274,413
14	166	$94,095	$20,200	$73,895	$11,200,517
14	167	$94,095	$20,068	$74,028	$11,126,490
14	168	$94,095	$19,935	$74,160	$11,052,329
15	169	$94,095	$19,802	$74,293	$10,978,036
15	170	$94,095	$19,669	$74,426	$10,903,610
15	171	$94,095	$19,536	$74,560	$10,829,050
15	172	$94,095	$19,402	$74,693	$10,754,357
15	173	$94,095	$19,268	$74,827	$10,679,529
15	174	$94,095	$19,134	$74,961	$10,604,568
15	175	$94,095	$19,000	$75,096	$10,529,473
15	176	$94,095	$18,865	$75,230	$10,454,243
15	177	$94,095	$18,731	$75,365	$10,378,878
15	178	$94,095	$18,595	$75,500	$10,303,378
15	179	$94,095	$18,460	$75,635	$10,227,743
15	180	$94,095	$18,325	$75,771	$10,151,972
16	181	$94,095	$18,189	$75,906	$10,076,066
16	182	$94,095	$18,053	$76,042	$10,000,023
16	183	$94,095	$17,917	$76,179	$9,923,845
16	184	$94,095	$17,780	$76,315	$9,847,530
16	185	$94,095	$17,643	$76,452	$9,771,078
16	186	$94,095	$17,507	$76,589	$9,694,489
16	187	$94,095	$17,369	$76,726	$9,617,763
16	188	$94,095	$17,232	$76,864	$9,540,899
16	189	$94,095	$17,094	$77,001	$9,463,898
16	190	$94,095	$16,956	$77,139	$9,386,759
16	191	$94,095	$16,818	$77,277	$9,309,482
16	192	$94,095	$16,679	$77,416	$9,232,066
17	193	$94,095	$16,541	$77,555	$9,154,511
17	194	$94,095	$16,402	$77,694	$9,076,818
17	195	$94,095	$16,263	$77,833	$8,998,985
17	196	$94,095	$16,123	$77,972	$8,921,013
17	197	$94,095	$15,983	$78,112	$8,842,901
17	198	$94,095	$15,844	$78,252	$8,764,649
17	199	$94,095	$15,703	$78,392	$8,686,257
17	200	$94,095	$15,563	$78,532	$8,607,725
17	201	$94,095	$15,422	$78,673	$8,529,051
17	202	$94,095	$15,281	$78,814	$8,450,237
17	203	$94,095	$15,140	$78,955	$8,371,282
17	204	$94,095	$14,999	$79,097	$8,292,185
18	205	$94,095	$14,857	$79,239	$8,212,947
18	206	$94,095	$14,715	$79,380	$8,133,566
18	207	$94,095	$14,573	$79,523	$8,054,043
18	208	$94,095	$14,430	$79,665	$7,974,378
18	209	$94,095	$14,287	$79,808	$7,894,570
18	210	$94,095	$14,144	$79,951	$7,814,619
18	211	$94,095	$14,001	$80,094	$7,734,525
18	212	$94,095	$13,858	$80,238	$7,654,287
18	213	$94,095	$13,714	$80,381	$7,573,906
18	214	$94,095	$13,570	$80,525	$7,493,381
18	215	$94,095	$13,426	$80,670	$7,412,711
18	216	$94,095	$13,281	$80,814	$7,331,897
19	217	$94,095	$13,136	$80,959	$7,250,938
19	218	$94,095	$12,991	$81,104	$7,169,834
19	219	$94,095	$12,846	$81,249	$7,088,584
19	220	$94,095	$12,700	$81,395	$7,007,189
19	221	$94,095	$12,555	$81,541	$6,925,648
19	222	$94,095	$12,408	$81,687	$6,843,961
19	223	$94,095	$12,262	$81,833	$6,762,128
19	224	$94,095	$12,115	$81,980	$6,680,148
19	225	$94,095	$11,969	$82,127	$6,598,022
19	226	$94,095	$11,821	$82,274	$6,515,748
19	227	$94,095	$11,674	$82,421	$6,433,326
19	228	$94,095	$11,526	$82,569	$6,350,757
20	229	$94,095	$11,378	$82,717	$6,268,040
20	230	$94,095	$11,230	$82,865	$6,185,175
20	231	$94,095	$11,082	$83,014	$6,102,162
20	232	$94,095	$10,933	$83,162	$6,018,999
20	233	$94,095	$10,784	$83,311	$5,935,688
20	234	$94,095	$10,635	$83,461	$5,852,228
20	235	$94,095	$10,485	$83,610	$5,768,617
20	236	$94,095	$10,335	$83,760	$5,684,858
20	237	$94,095	$10,185	$83,910	$5,600,948
20	238	$94,095	$10,035	$84,060	$5,516,887
20	239	$94,095	$9,884	$84,211	$5,432,676
20	240	$94,095	$9,734	$84,362	$5,348,315
21	241	$94,095	$9,582	$84,513	$5,263,802
21	242	$94,095	$9,431	$84,664	$5,179,137
21	243	$94,095	$9,279	$84,816	$5,094,321
21	244	$94,095	$9,127	$84,968	$5,009,353
21	245	$94,095	$8,975	$85,120	$4,924,233
21	246	$94,095	$8,823	$85,273	$4,838,960
21	247	$94,095	$8,670	$85,426	$4,753,535
21	248	$94,095	$8,517	$85,579	$4,667,956
21	249	$94,095	$8,363	$85,732	$4,582,224
21	250	$94,095	$8,210	$85,886	$4,496,338
21	251	$94,095	$8,056	$86,039	$4,410,299
21	252	$94,095	$7,902	$86,194	$4,324,105
22	253	$94,095	$7,747	$86,348	$4,237,757
22	254	$94,095	$7,593	$86,503	$4,151,255
22	255	$94,095	$7,438	$86,658	$4,064,597
22	256	$94,095	$7,282	$86,813	$3,977,784
22	257	$94,095	$7,127	$86,968	$3,890,816
22	258	$94,095	$6,971	$87,124	$3,803,691
22	259	$94,095	$6,815	$87,280	$3,716,411
22	260	$94,095	$6,659	$87,437	$3,628,974
22	261	$94,095	$6,502	$87,593	$3,541,381
22	262	$94,095	$6,345	$87,750	$3,453,630
22	263	$94,095	$6,188	$87,908	$3,365,723
22	264	$94,095	$6,030	$88,065	$3,277,658
23	265	$94,095	$5,872	$88,223	$3,189,435
23	266	$94,095	$5,714	$88,381	$3,101,054
23	267	$94,095	$5,556	$88,539	$3,012,515
23	268	$94,095	$5,397	$88,698	$2,923,817
23	269	$94,095	$5,239	$88,857	$2,834,960
23	270	$94,095	$5,079	$89,016	$2,745,944
23	271	$94,095	$4,920	$89,176	$2,656,768
23	272	$94,095	$4,760	$89,335	$2,567,433
23	273	$94,095	$4,600	$89,495	$2,477,937
23	274	$94,095	$4,440	$89,656	$2,388,282
23	275	$94,095	$4,279	$89,816	$2,298,465
23	276	$94,095	$4,118	$89,977	$2,208,488
24	277	$94,095	$3,957	$90,138	$2,118,350
24	278	$94,095	$3,795	$90,300	$2,028,050
24	279	$94,095	$3,634	$90,462	$1,937,588
24	280	$94,095	$3,472	$90,624	$1,846,964
24	281	$94,095	$3,309	$90,786	$1,756,178
24	282	$94,095	$3,146	$90,949	$1,665,229
24	283	$94,095	$2,984	$91,112	$1,574,117
24	284	$94,095	$2,820	$91,275	$1,482,842
24	285	$94,095	$2,657	$91,439	$1,391,404
24	286	$94,095	$2,493	$91,602	$1,299,801
24	287	$94,095	$2,329	$91,767	$1,208,035
24	288	$94,095	$2,164	$91,931	$1,116,104
25	289	$94,095	$2,000	$92,096	$1,024,008
25	290	$94,095	$1,835	$92,261	$931,747
25	291	$94,095	$1,669	$92,426	$839,321
25	292	$94,095	$1,504	$92,592	$746,730
25	293	$94,095	$1,338	$92,757	$653,972
25	294	$94,095	$1,172	$92,924	$561,049
25	295	$94,095	$1,005	$93,090	$467,958
25	296	$94,095	$838	$93,257	$374,702
25	297	$94,095	$671	$93,424	$281,278
25	298	$94,095	$504	$93,591	$187,686
25	299	$94,095	$336	$93,759	$93,927
25	300	$94,095	$168	$93,927	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 14,548,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 14,911,700

HOME	RENT	BUY	OUTDOOR AREA	OUR SERVICES	ABOUT US
	Property for Rent Popular Districts Residential Buildings	Property for Sale Popular Districts Residential Buildings	More	New Developments Mortgage & Stamp Duty Calculator	Company Profile Contact Us Careers

	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.