Home
Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 5,680,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 5,822,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$5,680,000
 
Monthly Repayment (HKD)
$36,738
Loan Amount (HKD)
$8,520,000
+
Total Interest (HKD)
$2,501,342
=
Total Repayment (HKD)
$11,021,342
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $36,738 $15,265 $21,473 $8,498,527
1 2 $36,738 $15,227 $21,511 $8,477,016
1 3 $36,738 $15,188 $21,550 $8,455,466
1 4 $36,738 $15,149 $21,588 $8,433,878
1 5 $36,738 $15,111 $21,627 $8,412,251
1 6 $36,738 $15,072 $21,666 $8,390,585
1 7 $36,738 $15,033 $21,705 $8,368,880
1 8 $36,738 $14,994 $21,744 $8,347,136
1 9 $36,738 $14,955 $21,783 $8,325,354
1 10 $36,738 $14,916 $21,822 $8,303,532
1 11 $36,738 $14,877 $21,861 $8,281,672
1 12 $36,738 $14,838 $21,900 $8,259,772
2 13 $36,738 $14,799 $21,939 $8,237,833
2 14 $36,738 $14,759 $21,978 $8,215,855
2 15 $36,738 $14,720 $22,018 $8,193,837
2 16 $36,738 $14,681 $22,057 $8,171,780
2 17 $36,738 $14,641 $22,097 $8,149,683
2 18 $36,738 $14,602 $22,136 $8,127,547
2 19 $36,738 $14,562 $22,176 $8,105,371
2 20 $36,738 $14,522 $22,216 $8,083,155
2 21 $36,738 $14,482 $22,255 $8,060,900
2 22 $36,738 $14,442 $22,295 $8,038,604
2 23 $36,738 $14,402 $22,335 $8,016,269
2 24 $36,738 $14,362 $22,375 $7,993,894
3 25 $36,738 $14,322 $22,415 $7,971,478
3 26 $36,738 $14,282 $22,456 $7,949,023
3 27 $36,738 $14,242 $22,496 $7,926,527
3 28 $36,738 $14,202 $22,536 $7,903,991
3 29 $36,738 $14,161 $22,576 $7,881,414
3 30 $36,738 $14,121 $22,617 $7,858,797
3 31 $36,738 $14,080 $22,657 $7,836,140
3 32 $36,738 $14,040 $22,698 $7,813,442
3 33 $36,738 $13,999 $22,739 $7,790,703
3 34 $36,738 $13,958 $22,779 $7,767,923
3 35 $36,738 $13,918 $22,820 $7,745,103
3 36 $36,738 $13,877 $22,861 $7,722,242
4 37 $36,738 $13,836 $22,902 $7,699,340
4 38 $36,738 $13,795 $22,943 $7,676,397
4 39 $36,738 $13,754 $22,984 $7,653,413
4 40 $36,738 $13,712 $23,025 $7,630,387
4 41 $36,738 $13,671 $23,067 $7,607,320
4 42 $36,738 $13,630 $23,108 $7,584,212
4 43 $36,738 $13,588 $23,149 $7,561,063
4 44 $36,738 $13,547 $23,191 $7,537,872
4 45 $36,738 $13,505 $23,232 $7,514,640
4 46 $36,738 $13,464 $23,274 $7,491,365
4 47 $36,738 $13,422 $23,316 $7,468,050
4 48 $36,738 $13,380 $23,358 $7,444,692
5 49 $36,738 $13,338 $23,399 $7,421,293
5 50 $36,738 $13,296 $23,441 $7,397,851
5 51 $36,738 $13,254 $23,483 $7,374,368
5 52 $36,738 $13,212 $23,525 $7,350,843
5 53 $36,738 $13,170 $23,568 $7,327,275
5 54 $36,738 $13,128 $23,610 $7,303,665
5 55 $36,738 $13,086 $23,652 $7,280,013
5 56 $36,738 $13,043 $23,694 $7,256,319
5 57 $36,738 $13,001 $23,737 $7,232,582
5 58 $36,738 $12,958 $23,779 $7,208,803
5 59 $36,738 $12,916 $23,822 $7,184,981
5 60 $36,738 $12,873 $23,865 $7,161,116
6 61 $36,738 $12,830 $23,907 $7,137,208
6 62 $36,738 $12,787 $23,950 $7,113,258
6 63 $36,738 $12,745 $23,993 $7,089,265
6 64 $36,738 $12,702 $24,036 $7,065,229
6 65 $36,738 $12,659 $24,079 $7,041,149
6 66 $36,738 $12,615 $24,122 $7,017,027
6 67 $36,738 $12,572 $24,166 $6,992,861
6 68 $36,738 $12,529 $24,209 $6,968,652
6 69 $36,738 $12,486 $24,252 $6,944,400
6 70 $36,738 $12,442 $24,296 $6,920,104
6 71 $36,738 $12,399 $24,339 $6,895,765
6 72 $36,738 $12,355 $24,383 $6,871,382
7 73 $36,738 $12,311 $24,427 $6,846,956
7 74 $36,738 $12,267 $24,470 $6,822,485
7 75 $36,738 $12,224 $24,514 $6,797,971
7 76 $36,738 $12,180 $24,558 $6,773,413
7 77 $36,738 $12,136 $24,602 $6,748,811
7 78 $36,738 $12,092 $24,646 $6,724,165
7 79 $36,738 $12,047 $24,690 $6,699,474
7 80 $36,738 $12,003 $24,735 $6,674,740
7 81 $36,738 $11,959 $24,779 $6,649,961
7 82 $36,738 $11,915 $24,823 $6,625,137
7 83 $36,738 $11,870 $24,868 $6,600,270
7 84 $36,738 $11,825 $24,912 $6,575,357
8 85 $36,738 $11,781 $24,957 $6,550,400
8 86 $36,738 $11,736 $25,002 $6,525,399
8 87 $36,738 $11,691 $25,046 $6,500,352
8 88 $36,738 $11,646 $25,091 $6,475,261
8 89 $36,738 $11,602 $25,136 $6,450,125
8 90 $36,738 $11,556 $25,181 $6,424,943
8 91 $36,738 $11,511 $25,226 $6,399,717
8 92 $36,738 $11,466 $25,272 $6,374,445
8 93 $36,738 $11,421 $25,317 $6,349,128
8 94 $36,738 $11,376 $25,362 $6,323,766
8 95 $36,738 $11,330 $25,408 $6,298,358
8 96 $36,738 $11,285 $25,453 $6,272,905
9 97 $36,738 $11,239 $25,499 $6,247,406
9 98 $36,738 $11,193 $25,545 $6,221,862
9 99 $36,738 $11,148 $25,590 $6,196,271
9 100 $36,738 $11,102 $25,636 $6,170,635
9 101 $36,738 $11,056 $25,682 $6,144,953
9 102 $36,738 $11,010 $25,728 $6,119,225
9 103 $36,738 $10,964 $25,774 $6,093,451
9 104 $36,738 $10,917 $25,820 $6,067,630
9 105 $36,738 $10,871 $25,867 $6,041,764
9 106 $36,738 $10,825 $25,913 $6,015,851
9 107 $36,738 $10,778 $25,959 $5,989,891
9 108 $36,738 $10,732 $26,006 $5,963,886
10 109 $36,738 $10,685 $26,053 $5,937,833
10 110 $36,738 $10,639 $26,099 $5,911,734
10 111 $36,738 $10,592 $26,146 $5,885,588
10 112 $36,738 $10,545 $26,193 $5,859,395
10 113 $36,738 $10,498 $26,240 $5,833,155
10 114 $36,738 $10,451 $26,287 $5,806,869
10 115 $36,738 $10,404 $26,334 $5,780,535
10 116 $36,738 $10,357 $26,381 $5,754,154
10 117 $36,738 $10,310 $26,428 $5,727,725
10 118 $36,738 $10,262 $26,476 $5,701,250
10 119 $36,738 $10,215 $26,523 $5,674,727
10 120 $36,738 $10,167 $26,571 $5,648,156
11 121 $36,738 $10,120 $26,618 $5,621,538
11 122 $36,738 $10,072 $26,666 $5,594,872
11 123 $36,738 $10,024 $26,714 $5,568,158
11 124 $36,738 $9,976 $26,762 $5,541,397
11 125 $36,738 $9,928 $26,809 $5,514,587
11 126 $36,738 $9,880 $26,858 $5,487,730
11 127 $36,738 $9,832 $26,906 $5,460,824
11 128 $36,738 $9,784 $26,954 $5,433,871
11 129 $36,738 $9,736 $27,002 $5,406,868
11 130 $36,738 $9,687 $27,051 $5,379,818
11 131 $36,738 $9,639 $27,099 $5,352,719
11 132 $36,738 $9,590 $27,148 $5,325,571
12 133 $36,738 $9,542 $27,196 $5,298,375
12 134 $36,738 $9,493 $27,245 $5,271,130
12 135 $36,738 $9,444 $27,294 $5,243,837
12 136 $36,738 $9,395 $27,343 $5,216,494
12 137 $36,738 $9,346 $27,392 $5,189,102
12 138 $36,738 $9,297 $27,441 $5,161,662
12 139 $36,738 $9,248 $27,490 $5,134,172
12 140 $36,738 $9,199 $27,539 $5,106,633
12 141 $36,738 $9,149 $27,588 $5,079,044
12 142 $36,738 $9,100 $27,638 $5,051,407
12 143 $36,738 $9,050 $27,687 $5,023,719
12 144 $36,738 $9,001 $27,737 $4,995,982
13 145 $36,738 $8,951 $27,787 $4,968,196
13 146 $36,738 $8,901 $27,836 $4,940,359
13 147 $36,738 $8,851 $27,886 $4,912,473
13 148 $36,738 $8,802 $27,936 $4,884,537
13 149 $36,738 $8,751 $27,986 $4,856,550
13 150 $36,738 $8,701 $28,036 $4,828,514
13 151 $36,738 $8,651 $28,087 $4,800,427
13 152 $36,738 $8,601 $28,137 $4,772,290
13 153 $36,738 $8,550 $28,187 $4,744,102
13 154 $36,738 $8,500 $28,238 $4,715,865
13 155 $36,738 $8,449 $28,289 $4,687,576
13 156 $36,738 $8,399 $28,339 $4,659,237
14 157 $36,738 $8,348 $28,390 $4,630,847
14 158 $36,738 $8,297 $28,441 $4,602,406
14 159 $36,738 $8,246 $28,492 $4,573,914
14 160 $36,738 $8,195 $28,543 $4,545,371
14 161 $36,738 $8,144 $28,594 $4,516,777
14 162 $36,738 $8,093 $28,645 $4,488,132
14 163 $36,738 $8,041 $28,697 $4,459,435
14 164 $36,738 $7,990 $28,748 $4,430,687
14 165 $36,738 $7,938 $28,799 $4,401,888
14 166 $36,738 $7,887 $28,851 $4,373,037
14 167 $36,738 $7,835 $28,903 $4,344,134
14 168 $36,738 $7,783 $28,955 $4,315,179
15 169 $36,738 $7,731 $29,006 $4,286,173
15 170 $36,738 $7,679 $29,058 $4,257,115
15 171 $36,738 $7,627 $29,110 $4,228,004
15 172 $36,738 $7,575 $29,163 $4,198,841
15 173 $36,738 $7,523 $29,215 $4,169,627
15 174 $36,738 $7,471 $29,267 $4,140,359
15 175 $36,738 $7,418 $29,320 $4,111,040
15 176 $36,738 $7,366 $29,372 $4,081,667
15 177 $36,738 $7,313 $29,425 $4,052,243
15 178 $36,738 $7,260 $29,478 $4,022,765
15 179 $36,738 $7,207 $29,530 $3,993,235
15 180 $36,738 $7,155 $29,583 $3,963,652
16 181 $36,738 $7,102 $29,636 $3,934,015
16 182 $36,738 $7,048 $29,689 $3,904,326
16 183 $36,738 $6,995 $29,743 $3,874,583
16 184 $36,738 $6,942 $29,796 $3,844,788
16 185 $36,738 $6,889 $29,849 $3,814,938
16 186 $36,738 $6,835 $29,903 $3,785,036
16 187 $36,738 $6,782 $29,956 $3,755,079
16 188 $36,738 $6,728 $30,010 $3,725,069
16 189 $36,738 $6,674 $30,064 $3,695,006
16 190 $36,738 $6,620 $30,118 $3,664,888
16 191 $36,738 $6,566 $30,172 $3,634,716
16 192 $36,738 $6,512 $30,226 $3,604,491
17 193 $36,738 $6,458 $30,280 $3,574,211
17 194 $36,738 $6,404 $30,334 $3,543,877
17 195 $36,738 $6,349 $30,388 $3,513,489
17 196 $36,738 $6,295 $30,443 $3,483,046
17 197 $36,738 $6,240 $30,497 $3,452,549
17 198 $36,738 $6,186 $30,552 $3,421,997
17 199 $36,738 $6,131 $30,607 $3,391,390
17 200 $36,738 $6,076 $30,662 $3,360,728
17 201 $36,738 $6,021 $30,717 $3,330,012
17 202 $36,738 $5,966 $30,772 $3,299,240
17 203 $36,738 $5,911 $30,827 $3,268,414
17 204 $36,738 $5,856 $30,882 $3,237,532
18 205 $36,738 $5,801 $30,937 $3,206,594
18 206 $36,738 $5,745 $30,993 $3,175,602
18 207 $36,738 $5,690 $31,048 $3,144,554
18 208 $36,738 $5,634 $31,104 $3,113,450
18 209 $36,738 $5,578 $31,160 $3,082,290
18 210 $36,738 $5,522 $31,215 $3,051,075
18 211 $36,738 $5,467 $31,271 $3,019,804
18 212 $36,738 $5,410 $31,327 $2,988,476
18 213 $36,738 $5,354 $31,383 $2,957,093
18 214 $36,738 $5,298 $31,440 $2,925,653
18 215 $36,738 $5,242 $31,496 $2,894,157
18 216 $36,738 $5,185 $31,552 $2,862,605
19 217 $36,738 $5,129 $31,609 $2,830,996
19 218 $36,738 $5,072 $31,666 $2,799,330
19 219 $36,738 $5,015 $31,722 $2,767,608
19 220 $36,738 $4,959 $31,779 $2,735,829
19 221 $36,738 $4,902 $31,836 $2,703,992
19 222 $36,738 $4,845 $31,893 $2,672,099
19 223 $36,738 $4,788 $31,950 $2,640,149
19 224 $36,738 $4,730 $32,008 $2,608,141
19 225 $36,738 $4,673 $32,065 $2,576,077
19 226 $36,738 $4,615 $32,122 $2,543,954
19 227 $36,738 $4,558 $32,180 $2,511,774
19 228 $36,738 $4,500 $32,238 $2,479,537
20 229 $36,738 $4,443 $32,295 $2,447,242
20 230 $36,738 $4,385 $32,353 $2,414,888
20 231 $36,738 $4,327 $32,411 $2,382,477
20 232 $36,738 $4,269 $32,469 $2,350,008
20 233 $36,738 $4,210 $32,527 $2,317,481
20 234 $36,738 $4,152 $32,586 $2,284,895
20 235 $36,738 $4,094 $32,644 $2,252,251
20 236 $36,738 $4,035 $32,703 $2,219,548
20 237 $36,738 $3,977 $32,761 $2,186,787
20 238 $36,738 $3,918 $32,820 $2,153,968
20 239 $36,738 $3,859 $32,879 $2,121,089
20 240 $36,738 $3,800 $32,938 $2,088,151
21 241 $36,738 $3,741 $32,997 $2,055,155
21 242 $36,738 $3,682 $33,056 $2,022,099
21 243 $36,738 $3,623 $33,115 $1,988,984
21 244 $36,738 $3,564 $33,174 $1,955,810
21 245 $36,738 $3,504 $33,234 $1,922,576
21 246 $36,738 $3,445 $33,293 $1,889,283
21 247 $36,738 $3,385 $33,353 $1,855,930
21 248 $36,738 $3,325 $33,413 $1,822,518
21 249 $36,738 $3,265 $33,472 $1,789,045
21 250 $36,738 $3,205 $33,532 $1,755,513
21 251 $36,738 $3,145 $33,593 $1,721,920
21 252 $36,738 $3,085 $33,653 $1,688,268
22 253 $36,738 $3,025 $33,713 $1,654,555
22 254 $36,738 $2,964 $33,773 $1,620,781
22 255 $36,738 $2,904 $33,834 $1,586,947
22 256 $36,738 $2,843 $33,895 $1,553,053
22 257 $36,738 $2,783 $33,955 $1,519,098
22 258 $36,738 $2,722 $34,016 $1,485,082
22 259 $36,738 $2,661 $34,077 $1,451,005
22 260 $36,738 $2,600 $34,138 $1,416,866
22 261 $36,738 $2,539 $34,199 $1,382,667
22 262 $36,738 $2,477 $34,261 $1,348,407
22 263 $36,738 $2,416 $34,322 $1,314,085
22 264 $36,738 $2,354 $34,383 $1,279,701
23 265 $36,738 $2,293 $34,445 $1,245,256
23 266 $36,738 $2,231 $34,507 $1,210,750
23 267 $36,738 $2,169 $34,569 $1,176,181
23 268 $36,738 $2,107 $34,630 $1,141,551
23 269 $36,738 $2,045 $34,693 $1,106,858
23 270 $36,738 $1,983 $34,755 $1,072,103
23 271 $36,738 $1,921 $34,817 $1,037,286
23 272 $36,738 $1,858 $34,879 $1,002,407
23 273 $36,738 $1,796 $34,942 $967,465
23 274 $36,738 $1,733 $35,004 $932,461
23 275 $36,738 $1,671 $35,067 $897,394
23 276 $36,738 $1,608 $35,130 $862,264
24 277 $36,738 $1,545 $35,193 $827,071
24 278 $36,738 $1,482 $35,256 $791,815
24 279 $36,738 $1,419 $35,319 $756,496
24 280 $36,738 $1,355 $35,382 $721,113
24 281 $36,738 $1,292 $35,446 $685,667
24 282 $36,738 $1,228 $35,509 $650,158
24 283 $36,738 $1,165 $35,573 $614,585
24 284 $36,738 $1,101 $35,637 $578,949
24 285 $36,738 $1,037 $35,701 $543,248
24 286 $36,738 $973 $35,764 $507,484
24 287 $36,738 $909 $35,829 $471,655
24 288 $36,738 $845 $35,893 $435,762
25 289 $36,738 $781 $35,957 $399,805
25 290 $36,738 $716 $36,021 $363,784
25 291 $36,738 $652 $36,086 $327,698
25 292 $36,738 $587 $36,151 $291,547
25 293 $36,738 $522 $36,215 $255,331
25 294 $36,738 $457 $36,280 $219,051
25 295 $36,738 $392 $36,345 $182,706
25 296 $36,738 $327 $36,410 $146,295
25 297 $36,738 $262 $36,476 $109,820
25 298 $36,738 $197 $36,541 $73,279
25 299 $36,738 $131 $36,607 $36,672
25 300 $36,738 $66 $36,672 $0