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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 7,280,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 7,462,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$7,280,000
 
Monthly Repayment (HKD)
$47,086
Loan Amount (HKD)
$10,920,000
+
Total Interest (HKD)
$3,205,945
=
Total Repayment (HKD)
$14,125,945
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $47,086 $19,565 $27,521 $10,892,479
1 2 $47,086 $19,516 $27,571 $10,864,908
1 3 $47,086 $19,466 $27,620 $10,837,288
1 4 $47,086 $19,417 $27,670 $10,809,618
1 5 $47,086 $19,367 $27,719 $10,781,899
1 6 $47,086 $19,318 $27,769 $10,754,130
1 7 $47,086 $19,268 $27,819 $10,726,311
1 8 $47,086 $19,218 $27,869 $10,698,443
1 9 $47,086 $19,168 $27,918 $10,670,524
1 10 $47,086 $19,118 $27,968 $10,642,556
1 11 $47,086 $19,068 $28,019 $10,614,537
1 12 $47,086 $19,018 $28,069 $10,586,468
2 13 $47,086 $18,967 $28,119 $10,558,349
2 14 $47,086 $18,917 $28,169 $10,530,180
2 15 $47,086 $18,867 $28,220 $10,501,960
2 16 $47,086 $18,816 $28,270 $10,473,689
2 17 $47,086 $18,765 $28,321 $10,445,368
2 18 $47,086 $18,715 $28,372 $10,416,996
2 19 $47,086 $18,664 $28,423 $10,388,574
2 20 $47,086 $18,613 $28,474 $10,360,100
2 21 $47,086 $18,562 $28,525 $10,331,575
2 22 $47,086 $18,511 $28,576 $10,303,000
2 23 $47,086 $18,460 $28,627 $10,274,373
2 24 $47,086 $18,408 $28,678 $10,245,695
3 25 $47,086 $18,357 $28,730 $10,216,965
3 26 $47,086 $18,305 $28,781 $10,188,184
3 27 $47,086 $18,254 $28,833 $10,159,351
3 28 $47,086 $18,202 $28,884 $10,130,467
3 29 $47,086 $18,150 $28,936 $10,101,531
3 30 $47,086 $18,099 $28,988 $10,072,543
3 31 $47,086 $18,047 $29,040 $10,043,503
3 32 $47,086 $17,995 $29,092 $10,014,411
3 33 $47,086 $17,942 $29,144 $9,985,267
3 34 $47,086 $17,890 $29,196 $9,956,071
3 35 $47,086 $17,838 $29,249 $9,926,822
3 36 $47,086 $17,786 $29,301 $9,897,521
4 37 $47,086 $17,733 $29,353 $9,868,168
4 38 $47,086 $17,680 $29,406 $9,838,762
4 39 $47,086 $17,628 $29,459 $9,809,303
4 40 $47,086 $17,575 $29,511 $9,779,792
4 41 $47,086 $17,522 $29,564 $9,750,228
4 42 $47,086 $17,469 $29,617 $9,720,610
4 43 $47,086 $17,416 $29,670 $9,690,940
4 44 $47,086 $17,363 $29,724 $9,661,216
4 45 $47,086 $17,310 $29,777 $9,631,439
4 46 $47,086 $17,256 $29,830 $9,601,609
4 47 $47,086 $17,203 $29,884 $9,571,726
4 48 $47,086 $17,149 $29,937 $9,541,789
5 49 $47,086 $17,096 $29,991 $9,511,798
5 50 $47,086 $17,042 $30,045 $9,481,753
5 51 $47,086 $16,988 $30,098 $9,451,655
5 52 $47,086 $16,934 $30,152 $9,421,503
5 53 $47,086 $16,880 $30,206 $9,391,296
5 54 $47,086 $16,826 $30,260 $9,361,036
5 55 $47,086 $16,772 $30,315 $9,330,721
5 56 $47,086 $16,718 $30,369 $9,300,352
5 57 $47,086 $16,663 $30,423 $9,269,929
5 58 $47,086 $16,609 $30,478 $9,239,451
5 59 $47,086 $16,554 $30,532 $9,208,919
5 60 $47,086 $16,499 $30,587 $9,178,332
6 61 $47,086 $16,445 $30,642 $9,147,690
6 62 $47,086 $16,390 $30,697 $9,116,993
6 63 $47,086 $16,335 $30,752 $9,086,241
6 64 $47,086 $16,280 $30,807 $9,055,434
6 65 $47,086 $16,224 $30,862 $9,024,572
6 66 $47,086 $16,169 $30,917 $8,993,654
6 67 $47,086 $16,114 $30,973 $8,962,681
6 68 $47,086 $16,058 $31,028 $8,931,653
6 69 $47,086 $16,003 $31,084 $8,900,569
6 70 $47,086 $15,947 $31,140 $8,869,429
6 71 $47,086 $15,891 $31,195 $8,838,234
6 72 $47,086 $15,835 $31,251 $8,806,983
7 73 $47,086 $15,779 $31,307 $8,775,675
7 74 $47,086 $15,723 $31,363 $8,744,312
7 75 $47,086 $15,667 $31,420 $8,712,892
7 76 $47,086 $15,611 $31,476 $8,681,417
7 77 $47,086 $15,554 $31,532 $8,649,884
7 78 $47,086 $15,498 $31,589 $8,618,295
7 79 $47,086 $15,441 $31,645 $8,586,650
7 80 $47,086 $15,384 $31,702 $8,554,948
7 81 $47,086 $15,328 $31,759 $8,523,189
7 82 $47,086 $15,271 $31,816 $8,491,373
7 83 $47,086 $15,214 $31,873 $8,459,501
7 84 $47,086 $15,157 $31,930 $8,427,571
8 85 $47,086 $15,099 $31,987 $8,395,584
8 86 $47,086 $15,042 $32,044 $8,363,539
8 87 $47,086 $14,985 $32,102 $8,331,437
8 88 $47,086 $14,927 $32,159 $8,299,278
8 89 $47,086 $14,870 $32,217 $8,267,061
8 90 $47,086 $14,812 $32,275 $8,234,787
8 91 $47,086 $14,754 $32,332 $8,202,454
8 92 $47,086 $14,696 $32,390 $8,170,064
8 93 $47,086 $14,638 $32,448 $8,137,615
8 94 $47,086 $14,580 $32,507 $8,105,109
8 95 $47,086 $14,522 $32,565 $8,072,544
8 96 $47,086 $14,463 $32,623 $8,039,921
9 97 $47,086 $14,405 $32,682 $8,007,239
9 98 $47,086 $14,346 $32,740 $7,974,499
9 99 $47,086 $14,288 $32,799 $7,941,700
9 100 $47,086 $14,229 $32,858 $7,908,842
9 101 $47,086 $14,170 $32,916 $7,875,926
9 102 $47,086 $14,111 $32,975 $7,842,950
9 103 $47,086 $14,052 $33,035 $7,809,916
9 104 $47,086 $13,993 $33,094 $7,776,822
9 105 $47,086 $13,933 $33,153 $7,743,669
9 106 $47,086 $13,874 $33,212 $7,710,457
9 107 $47,086 $13,815 $33,272 $7,677,185
9 108 $47,086 $13,755 $33,332 $7,643,853
10 109 $47,086 $13,695 $33,391 $7,610,462
10 110 $47,086 $13,635 $33,451 $7,577,011
10 111 $47,086 $13,575 $33,511 $7,543,500
10 112 $47,086 $13,515 $33,571 $7,509,929
10 113 $47,086 $13,455 $33,631 $7,476,298
10 114 $47,086 $13,395 $33,691 $7,442,606
10 115 $47,086 $13,335 $33,752 $7,408,854
10 116 $47,086 $13,274 $33,812 $7,375,042
10 117 $47,086 $13,214 $33,873 $7,341,169
10 118 $47,086 $13,153 $33,934 $7,307,236
10 119 $47,086 $13,092 $33,994 $7,273,241
10 120 $47,086 $13,031 $34,055 $7,239,186
11 121 $47,086 $12,970 $34,116 $7,205,070
11 122 $47,086 $12,909 $34,177 $7,170,892
11 123 $47,086 $12,848 $34,239 $7,136,654
11 124 $47,086 $12,787 $34,300 $7,102,354
11 125 $47,086 $12,725 $34,361 $7,067,992
11 126 $47,086 $12,663 $34,423 $7,033,569
11 127 $47,086 $12,602 $34,485 $6,999,085
11 128 $47,086 $12,540 $34,546 $6,964,538
11 129 $47,086 $12,478 $34,608 $6,929,930
11 130 $47,086 $12,416 $34,670 $6,895,260
11 131 $47,086 $12,354 $34,732 $6,860,527
11 132 $47,086 $12,292 $34,795 $6,825,732
12 133 $47,086 $12,229 $34,857 $6,790,875
12 134 $47,086 $12,167 $34,919 $6,755,956
12 135 $47,086 $12,104 $34,982 $6,720,974
12 136 $47,086 $12,042 $35,045 $6,685,929
12 137 $47,086 $11,979 $35,108 $6,650,821
12 138 $47,086 $11,916 $35,170 $6,615,651
12 139 $47,086 $11,853 $35,233 $6,580,418
12 140 $47,086 $11,790 $35,297 $6,545,121
12 141 $47,086 $11,727 $35,360 $6,509,761
12 142 $47,086 $11,663 $35,423 $6,474,338
12 143 $47,086 $11,600 $35,487 $6,438,851
12 144 $47,086 $11,536 $35,550 $6,403,301
13 145 $47,086 $11,473 $35,614 $6,367,687
13 146 $47,086 $11,409 $35,678 $6,332,010
13 147 $47,086 $11,345 $35,742 $6,296,268
13 148 $47,086 $11,281 $35,806 $6,260,462
13 149 $47,086 $11,217 $35,870 $6,224,592
13 150 $47,086 $11,152 $35,934 $6,188,658
13 151 $47,086 $11,088 $35,998 $6,152,660
13 152 $47,086 $11,024 $36,063 $6,116,597
13 153 $47,086 $10,959 $36,128 $6,080,469
13 154 $47,086 $10,894 $36,192 $6,044,277
13 155 $47,086 $10,829 $36,257 $6,008,020
13 156 $47,086 $10,764 $36,322 $5,971,698
14 157 $47,086 $10,699 $36,387 $5,935,311
14 158 $47,086 $10,634 $36,452 $5,898,858
14 159 $47,086 $10,569 $36,518 $5,862,341
14 160 $47,086 $10,503 $36,583 $5,825,757
14 161 $47,086 $10,438 $36,649 $5,789,109
14 162 $47,086 $10,372 $36,714 $5,752,394
14 163 $47,086 $10,306 $36,780 $5,715,614
14 164 $47,086 $10,240 $36,846 $5,678,768
14 165 $47,086 $10,174 $36,912 $5,641,856
14 166 $47,086 $10,108 $36,978 $5,604,878
14 167 $47,086 $10,042 $37,044 $5,567,834
14 168 $47,086 $9,976 $37,111 $5,530,723
15 169 $47,086 $9,909 $37,177 $5,493,546
15 170 $47,086 $9,843 $37,244 $5,456,302
15 171 $47,086 $9,776 $37,311 $5,418,991
15 172 $47,086 $9,709 $37,377 $5,381,614
15 173 $47,086 $9,642 $37,444 $5,344,169
15 174 $47,086 $9,575 $37,512 $5,306,658
15 175 $47,086 $9,508 $37,579 $5,269,079
15 176 $47,086 $9,440 $37,646 $5,231,433
15 177 $47,086 $9,373 $37,713 $5,193,719
15 178 $47,086 $9,305 $37,781 $5,155,938
15 179 $47,086 $9,238 $37,849 $5,118,090
15 180 $47,086 $9,170 $37,917 $5,080,173
16 181 $47,086 $9,102 $37,985 $5,042,189
16 182 $47,086 $9,034 $38,053 $5,004,136
16 183 $47,086 $8,966 $38,121 $4,966,015
16 184 $47,086 $8,897 $38,189 $4,927,826
16 185 $47,086 $8,829 $38,257 $4,889,569
16 186 $47,086 $8,760 $38,326 $4,851,243
16 187 $47,086 $8,692 $38,395 $4,812,848
16 188 $47,086 $8,623 $38,463 $4,774,385
16 189 $47,086 $8,554 $38,532 $4,735,852
16 190 $47,086 $8,485 $38,601 $4,697,251
16 191 $47,086 $8,416 $38,671 $4,658,580
16 192 $47,086 $8,347 $38,740 $4,619,840
17 193 $47,086 $8,277 $38,809 $4,581,031
17 194 $47,086 $8,208 $38,879 $4,542,152
17 195 $47,086 $8,138 $38,948 $4,503,204
17 196 $47,086 $8,068 $39,018 $4,464,186
17 197 $47,086 $7,998 $39,088 $4,425,097
17 198 $47,086 $7,928 $39,158 $4,385,939
17 199 $47,086 $7,858 $39,228 $4,346,711
17 200 $47,086 $7,788 $39,299 $4,307,412
17 201 $47,086 $7,717 $39,369 $4,268,043
17 202 $47,086 $7,647 $39,440 $4,228,604
17 203 $47,086 $7,576 $39,510 $4,189,093
17 204 $47,086 $7,505 $39,581 $4,149,512
18 205 $47,086 $7,435 $39,652 $4,109,861
18 206 $47,086 $7,364 $39,723 $4,070,138
18 207 $47,086 $7,292 $39,794 $4,030,343
18 208 $47,086 $7,221 $39,865 $3,990,478
18 209 $47,086 $7,150 $39,937 $3,950,541
18 210 $47,086 $7,078 $40,008 $3,910,533
18 211 $47,086 $7,006 $40,080 $3,870,453
18 212 $47,086 $6,935 $40,152 $3,830,301
18 213 $47,086 $6,863 $40,224 $3,790,077
18 214 $47,086 $6,791 $40,296 $3,749,781
18 215 $47,086 $6,718 $40,368 $3,709,413
18 216 $47,086 $6,646 $40,440 $3,668,972
19 217 $47,086 $6,574 $40,513 $3,628,459
19 218 $47,086 $6,501 $40,585 $3,587,874
19 219 $47,086 $6,428 $40,658 $3,547,216
19 220 $47,086 $6,355 $40,731 $3,506,485
19 221 $47,086 $6,282 $40,804 $3,465,681
19 222 $47,086 $6,209 $40,877 $3,424,803
19 223 $47,086 $6,136 $40,950 $3,383,853
19 224 $47,086 $6,063 $41,024 $3,342,829
19 225 $47,086 $5,989 $41,097 $3,301,732
19 226 $47,086 $5,916 $41,171 $3,260,561
19 227 $47,086 $5,842 $41,245 $3,219,316
19 228 $47,086 $5,768 $41,319 $3,177,998
20 229 $47,086 $5,694 $41,393 $3,136,605
20 230 $47,086 $5,620 $41,467 $3,095,139
20 231 $47,086 $5,545 $41,541 $3,053,598
20 232 $47,086 $5,471 $41,615 $3,011,982
20 233 $47,086 $5,396 $41,690 $2,970,292
20 234 $47,086 $5,322 $41,765 $2,928,527
20 235 $47,086 $5,247 $41,840 $2,886,688
20 236 $47,086 $5,172 $41,915 $2,844,773
20 237 $47,086 $5,097 $41,990 $2,802,784
20 238 $47,086 $5,022 $42,065 $2,760,719
20 239 $47,086 $4,946 $42,140 $2,718,579
20 240 $47,086 $4,871 $42,216 $2,676,363
21 241 $47,086 $4,795 $42,291 $2,634,072
21 242 $47,086 $4,719 $42,367 $2,591,705
21 243 $47,086 $4,643 $42,443 $2,549,262
21 244 $47,086 $4,567 $42,519 $2,506,743
21 245 $47,086 $4,491 $42,595 $2,464,147
21 246 $47,086 $4,415 $42,672 $2,421,476
21 247 $47,086 $4,338 $42,748 $2,378,728
21 248 $47,086 $4,262 $42,825 $2,335,903
21 249 $47,086 $4,185 $42,901 $2,293,002
21 250 $47,086 $4,108 $42,978 $2,250,024
21 251 $47,086 $4,031 $43,055 $2,206,968
21 252 $47,086 $3,954 $43,132 $2,163,836
22 253 $47,086 $3,877 $43,210 $2,120,627
22 254 $47,086 $3,799 $43,287 $2,077,339
22 255 $47,086 $3,722 $43,365 $2,033,975
22 256 $47,086 $3,644 $43,442 $1,990,533
22 257 $47,086 $3,566 $43,520 $1,947,013
22 258 $47,086 $3,488 $43,598 $1,903,414
22 259 $47,086 $3,410 $43,676 $1,859,738
22 260 $47,086 $3,332 $43,754 $1,815,984
22 261 $47,086 $3,254 $43,833 $1,772,151
22 262 $47,086 $3,175 $43,911 $1,728,240
22 263 $47,086 $3,096 $43,990 $1,684,249
22 264 $47,086 $3,018 $44,069 $1,640,181
23 265 $47,086 $2,939 $44,148 $1,596,033
23 266 $47,086 $2,860 $44,227 $1,551,806
23 267 $47,086 $2,780 $44,306 $1,507,500
23 268 $47,086 $2,701 $44,386 $1,463,114
23 269 $47,086 $2,621 $44,465 $1,418,649
23 270 $47,086 $2,542 $44,545 $1,374,104
23 271 $47,086 $2,462 $44,625 $1,329,480
23 272 $47,086 $2,382 $44,704 $1,284,775
23 273 $47,086 $2,302 $44,785 $1,239,991
23 274 $47,086 $2,222 $44,865 $1,195,126
23 275 $47,086 $2,141 $44,945 $1,150,181
23 276 $47,086 $2,061 $45,026 $1,105,155
24 277 $47,086 $1,980 $45,106 $1,060,048
24 278 $47,086 $1,899 $45,187 $1,014,861
24 279 $47,086 $1,818 $45,268 $969,593
24 280 $47,086 $1,737 $45,349 $924,244
24 281 $47,086 $1,656 $45,431 $878,813
24 282 $47,086 $1,575 $45,512 $833,301
24 283 $47,086 $1,493 $45,593 $787,708
24 284 $47,086 $1,411 $45,675 $742,033
24 285 $47,086 $1,329 $45,757 $696,276
24 286 $47,086 $1,247 $45,839 $650,437
24 287 $47,086 $1,165 $45,921 $604,516
24 288 $47,086 $1,083 $46,003 $558,512
25 289 $47,086 $1,001 $46,086 $512,426
25 290 $47,086 $918 $46,168 $466,258
25 291 $47,086 $835 $46,251 $420,007
25 292 $47,086 $753 $46,334 $373,673
25 293 $47,086 $669 $46,417 $327,256
25 294 $47,086 $586 $46,500 $280,756
25 295 $47,086 $503 $46,583 $234,172
25 296 $47,086 $420 $46,667 $187,505
25 297 $47,086 $336 $46,751 $140,755
25 298 $47,086 $252 $46,834 $93,920
25 299 $47,086 $168 $46,918 $47,002
25 300 $47,086 $84 $47,002 $0