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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 6,720,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 6,888,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$6,720,000
 
Monthly Repayment (HKD)
$43,464
Loan Amount (HKD)
$10,080,000
+
Total Interest (HKD)
$2,959,334
=
Total Repayment (HKD)
$13,039,334
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $43,464 $18,060 $25,404 $10,054,596
1 2 $43,464 $18,014 $25,450 $10,029,146
1 3 $43,464 $17,969 $25,496 $10,003,650
1 4 $43,464 $17,923 $25,541 $9,978,109
1 5 $43,464 $17,877 $25,587 $9,952,522
1 6 $43,464 $17,832 $25,633 $9,926,889
1 7 $43,464 $17,786 $25,679 $9,901,210
1 8 $43,464 $17,740 $25,725 $9,875,485
1 9 $43,464 $17,694 $25,771 $9,849,715
1 10 $43,464 $17,647 $25,817 $9,823,897
1 11 $43,464 $17,601 $25,863 $9,798,034
1 12 $43,464 $17,555 $25,910 $9,772,125
2 13 $43,464 $17,508 $25,956 $9,746,168
2 14 $43,464 $17,462 $26,003 $9,720,166
2 15 $43,464 $17,415 $26,049 $9,694,117
2 16 $43,464 $17,369 $26,096 $9,668,021
2 17 $43,464 $17,322 $26,143 $9,641,878
2 18 $43,464 $17,275 $26,189 $9,615,689
2 19 $43,464 $17,228 $26,236 $9,589,453
2 20 $43,464 $17,181 $26,283 $9,563,169
2 21 $43,464 $17,134 $26,330 $9,536,839
2 22 $43,464 $17,087 $26,378 $9,510,461
2 23 $43,464 $17,040 $26,425 $9,484,036
2 24 $43,464 $16,992 $26,472 $9,457,564
3 25 $43,464 $16,945 $26,520 $9,431,045
3 26 $43,464 $16,897 $26,567 $9,404,477
3 27 $43,464 $16,850 $26,615 $9,377,863
3 28 $43,464 $16,802 $26,662 $9,351,200
3 29 $43,464 $16,754 $26,710 $9,324,490
3 30 $43,464 $16,706 $26,758 $9,297,732
3 31 $43,464 $16,658 $26,806 $9,270,926
3 32 $43,464 $16,610 $26,854 $9,244,072
3 33 $43,464 $16,562 $26,902 $9,217,170
3 34 $43,464 $16,514 $26,950 $9,190,219
3 35 $43,464 $16,466 $26,999 $9,163,221
3 36 $43,464 $16,417 $27,047 $9,136,174
4 37 $43,464 $16,369 $27,095 $9,109,078
4 38 $43,464 $16,320 $27,144 $9,081,934
4 39 $43,464 $16,272 $27,193 $9,054,742
4 40 $43,464 $16,223 $27,241 $9,027,500
4 41 $43,464 $16,174 $27,290 $9,000,210
4 42 $43,464 $16,125 $27,339 $8,972,871
4 43 $43,464 $16,076 $27,388 $8,945,483
4 44 $43,464 $16,027 $27,437 $8,918,046
4 45 $43,464 $15,978 $27,486 $8,890,559
4 46 $43,464 $15,929 $27,536 $8,863,024
4 47 $43,464 $15,880 $27,585 $8,835,439
4 48 $43,464 $15,830 $27,634 $8,807,805
5 49 $43,464 $15,781 $27,684 $8,780,121
5 50 $43,464 $15,731 $27,733 $8,752,388
5 51 $43,464 $15,681 $27,783 $8,724,605
5 52 $43,464 $15,632 $27,833 $8,696,772
5 53 $43,464 $15,582 $27,883 $8,668,889
5 54 $43,464 $15,532 $27,933 $8,640,956
5 55 $43,464 $15,482 $27,983 $8,612,974
5 56 $43,464 $15,432 $28,033 $8,584,941
5 57 $43,464 $15,381 $28,083 $8,556,858
5 58 $43,464 $15,331 $28,133 $8,528,724
5 59 $43,464 $15,281 $28,184 $8,500,540
5 60 $43,464 $15,230 $28,234 $8,472,306
6 61 $43,464 $15,180 $28,285 $8,444,021
6 62 $43,464 $15,129 $28,336 $8,415,686
6 63 $43,464 $15,078 $28,386 $8,387,299
6 64 $43,464 $15,027 $28,437 $8,358,862
6 65 $43,464 $14,976 $28,488 $8,330,374
6 66 $43,464 $14,925 $28,539 $8,301,835
6 67 $43,464 $14,874 $28,590 $8,273,244
6 68 $43,464 $14,823 $28,642 $8,244,603
6 69 $43,464 $14,772 $28,693 $8,215,910
6 70 $43,464 $14,720 $28,744 $8,187,166
6 71 $43,464 $14,669 $28,796 $8,158,370
6 72 $43,464 $14,617 $28,847 $8,129,522
7 73 $43,464 $14,565 $28,899 $8,100,623
7 74 $43,464 $14,514 $28,951 $8,071,673
7 75 $43,464 $14,462 $29,003 $8,042,670
7 76 $43,464 $14,410 $29,055 $8,013,615
7 77 $43,464 $14,358 $29,107 $7,984,509
7 78 $43,464 $14,306 $29,159 $7,955,350
7 79 $43,464 $14,253 $29,211 $7,926,139
7 80 $43,464 $14,201 $29,263 $7,896,875
7 81 $43,464 $14,149 $29,316 $7,867,559
7 82 $43,464 $14,096 $29,368 $7,838,191
7 83 $43,464 $14,043 $29,421 $7,808,770
7 84 $43,464 $13,991 $29,474 $7,779,296
8 85 $43,464 $13,938 $29,527 $7,749,770
8 86 $43,464 $13,885 $29,579 $7,720,190
8 87 $43,464 $13,832 $29,632 $7,690,558
8 88 $43,464 $13,779 $29,686 $7,660,872
8 89 $43,464 $13,726 $29,739 $7,631,133
8 90 $43,464 $13,672 $29,792 $7,601,341
8 91 $43,464 $13,619 $29,845 $7,571,496
8 92 $43,464 $13,566 $29,899 $7,541,597
8 93 $43,464 $13,512 $29,952 $7,511,645
8 94 $43,464 $13,458 $30,006 $7,481,639
8 95 $43,464 $13,405 $30,060 $7,451,579
8 96 $43,464 $13,351 $30,114 $7,421,465
9 97 $43,464 $13,297 $30,168 $7,391,297
9 98 $43,464 $13,243 $30,222 $7,361,076
9 99 $43,464 $13,189 $30,276 $7,330,800
9 100 $43,464 $13,134 $30,330 $7,300,470
9 101 $43,464 $13,080 $30,384 $7,270,085
9 102 $43,464 $13,026 $30,439 $7,239,646
9 103 $43,464 $12,971 $30,493 $7,209,153
9 104 $43,464 $12,916 $30,548 $7,178,605
9 105 $43,464 $12,862 $30,603 $7,148,002
9 106 $43,464 $12,807 $30,658 $7,117,345
9 107 $43,464 $12,752 $30,713 $7,086,632
9 108 $43,464 $12,697 $30,768 $7,055,865
10 109 $43,464 $12,642 $30,823 $7,025,042
10 110 $43,464 $12,587 $30,878 $6,994,164
10 111 $43,464 $12,531 $30,933 $6,963,231
10 112 $43,464 $12,476 $30,989 $6,932,242
10 113 $43,464 $12,420 $31,044 $6,901,198
10 114 $43,464 $12,365 $31,100 $6,870,098
10 115 $43,464 $12,309 $31,156 $6,838,943
10 116 $43,464 $12,253 $31,211 $6,807,731
10 117 $43,464 $12,197 $31,267 $6,776,464
10 118 $43,464 $12,141 $31,323 $6,745,141
10 119 $43,464 $12,085 $31,379 $6,713,761
10 120 $43,464 $12,029 $31,436 $6,682,326
11 121 $43,464 $11,973 $31,492 $6,650,834
11 122 $43,464 $11,916 $31,548 $6,619,285
11 123 $43,464 $11,860 $31,605 $6,587,680
11 124 $43,464 $11,803 $31,662 $6,556,019
11 125 $43,464 $11,746 $31,718 $6,524,301
11 126 $43,464 $11,689 $31,775 $6,492,526
11 127 $43,464 $11,632 $31,832 $6,460,694
11 128 $43,464 $11,575 $31,889 $6,428,805
11 129 $43,464 $11,518 $31,946 $6,396,858
11 130 $43,464 $11,461 $32,003 $6,364,855
11 131 $43,464 $11,404 $32,061 $6,332,794
11 132 $43,464 $11,346 $32,118 $6,300,676
12 133 $43,464 $11,289 $32,176 $6,268,500
12 134 $43,464 $11,231 $32,233 $6,236,267
12 135 $43,464 $11,173 $32,291 $6,203,976
12 136 $43,464 $11,115 $32,349 $6,171,627
12 137 $43,464 $11,057 $32,407 $6,139,220
12 138 $43,464 $10,999 $32,465 $6,106,755
12 139 $43,464 $10,941 $32,523 $6,074,232
12 140 $43,464 $10,883 $32,581 $6,041,650
12 141 $43,464 $10,825 $32,640 $6,009,010
12 142 $43,464 $10,766 $32,698 $5,976,312
12 143 $43,464 $10,708 $32,757 $5,943,555
12 144 $43,464 $10,649 $32,816 $5,910,740
13 145 $43,464 $10,590 $32,874 $5,877,865
13 146 $43,464 $10,531 $32,933 $5,844,932
13 147 $43,464 $10,472 $32,992 $5,811,940
13 148 $43,464 $10,413 $33,051 $5,778,888
13 149 $43,464 $10,354 $33,111 $5,745,778
13 150 $43,464 $10,295 $33,170 $5,712,608
13 151 $43,464 $10,235 $33,229 $5,679,378
13 152 $43,464 $10,176 $33,289 $5,646,090
13 153 $43,464 $10,116 $33,349 $5,612,741
13 154 $43,464 $10,056 $33,408 $5,579,333
13 155 $43,464 $9,996 $33,468 $5,545,865
13 156 $43,464 $9,936 $33,528 $5,512,336
14 157 $43,464 $9,876 $33,588 $5,478,748
14 158 $43,464 $9,816 $33,648 $5,445,100
14 159 $43,464 $9,756 $33,709 $5,411,391
14 160 $43,464 $9,695 $33,769 $5,377,622
14 161 $43,464 $9,635 $33,830 $5,343,793
14 162 $43,464 $9,574 $33,890 $5,309,903
14 163 $43,464 $9,514 $33,951 $5,275,952
14 164 $43,464 $9,453 $34,012 $5,241,940
14 165 $43,464 $9,392 $34,073 $5,207,867
14 166 $43,464 $9,331 $34,134 $5,173,734
14 167 $43,464 $9,270 $34,195 $5,139,539
14 168 $43,464 $9,208 $34,256 $5,105,283
15 169 $43,464 $9,147 $34,317 $5,070,965
15 170 $43,464 $9,085 $34,379 $5,036,586
15 171 $43,464 $9,024 $34,441 $5,002,146
15 172 $43,464 $8,962 $34,502 $4,967,643
15 173 $43,464 $8,900 $34,564 $4,933,079
15 174 $43,464 $8,838 $34,626 $4,898,453
15 175 $43,464 $8,776 $34,688 $4,863,765
15 176 $43,464 $8,714 $34,750 $4,829,015
15 177 $43,464 $8,652 $34,812 $4,794,203
15 178 $43,464 $8,590 $34,875 $4,759,328
15 179 $43,464 $8,527 $34,937 $4,724,390
15 180 $43,464 $8,465 $35,000 $4,689,391
16 181 $43,464 $8,402 $35,063 $4,654,328
16 182 $43,464 $8,339 $35,125 $4,619,202
16 183 $43,464 $8,276 $35,188 $4,584,014
16 184 $43,464 $8,213 $35,251 $4,548,763
16 185 $43,464 $8,150 $35,315 $4,513,448
16 186 $43,464 $8,087 $35,378 $4,478,070
16 187 $43,464 $8,023 $35,441 $4,442,629
16 188 $43,464 $7,960 $35,505 $4,407,124
16 189 $43,464 $7,896 $35,568 $4,371,556
16 190 $43,464 $7,832 $35,632 $4,335,924
16 191 $43,464 $7,769 $35,696 $4,300,228
16 192 $43,464 $7,705 $35,760 $4,264,468
17 193 $43,464 $7,641 $35,824 $4,228,644
17 194 $43,464 $7,576 $35,888 $4,192,756
17 195 $43,464 $7,512 $35,952 $4,156,804
17 196 $43,464 $7,448 $36,017 $4,120,787
17 197 $43,464 $7,383 $36,081 $4,084,705
17 198 $43,464 $7,318 $36,146 $4,048,559
17 199 $43,464 $7,254 $36,211 $4,012,349
17 200 $43,464 $7,189 $36,276 $3,976,073
17 201 $43,464 $7,124 $36,341 $3,939,732
17 202 $43,464 $7,059 $36,406 $3,903,327
17 203 $43,464 $6,993 $36,471 $3,866,856
17 204 $43,464 $6,928 $36,536 $3,830,319
18 205 $43,464 $6,863 $36,602 $3,793,717
18 206 $43,464 $6,797 $36,667 $3,757,050
18 207 $43,464 $6,731 $36,733 $3,720,317
18 208 $43,464 $6,666 $36,799 $3,683,518
18 209 $43,464 $6,600 $36,865 $3,646,653
18 210 $43,464 $6,534 $36,931 $3,609,722
18 211 $43,464 $6,467 $36,997 $3,572,725
18 212 $43,464 $6,401 $37,063 $3,535,662
18 213 $43,464 $6,335 $37,130 $3,498,532
18 214 $43,464 $6,268 $37,196 $3,461,336
18 215 $43,464 $6,202 $37,263 $3,424,073
18 216 $43,464 $6,135 $37,330 $3,386,744
19 217 $43,464 $6,068 $37,397 $3,349,347
19 218 $43,464 $6,001 $37,464 $3,311,884
19 219 $43,464 $5,934 $37,531 $3,274,353
19 220 $43,464 $5,867 $37,598 $3,236,755
19 221 $43,464 $5,799 $37,665 $3,199,090
19 222 $43,464 $5,732 $37,733 $3,161,357
19 223 $43,464 $5,664 $37,800 $3,123,557
19 224 $43,464 $5,596 $37,868 $3,085,689
19 225 $43,464 $5,529 $37,936 $3,047,753
19 226 $43,464 $5,461 $38,004 $3,009,749
19 227 $43,464 $5,392 $38,072 $2,971,677
19 228 $43,464 $5,324 $38,140 $2,933,537
20 229 $43,464 $5,256 $38,209 $2,895,328
20 230 $43,464 $5,187 $38,277 $2,857,051
20 231 $43,464 $5,119 $38,346 $2,818,705
20 232 $43,464 $5,050 $38,414 $2,780,291
20 233 $43,464 $4,981 $38,483 $2,741,808
20 234 $43,464 $4,912 $38,552 $2,703,256
20 235 $43,464 $4,843 $38,621 $2,664,635
20 236 $43,464 $4,774 $38,690 $2,625,945
20 237 $43,464 $4,705 $38,760 $2,587,185
20 238 $43,464 $4,635 $38,829 $2,548,356
20 239 $43,464 $4,566 $38,899 $2,509,457
20 240 $43,464 $4,496 $38,968 $2,470,489
21 241 $43,464 $4,426 $39,038 $2,431,451
21 242 $43,464 $4,356 $39,108 $2,392,343
21 243 $43,464 $4,286 $39,178 $2,353,165
21 244 $43,464 $4,216 $39,248 $2,313,916
21 245 $43,464 $4,146 $39,319 $2,274,598
21 246 $43,464 $4,075 $39,389 $2,235,208
21 247 $43,464 $4,005 $39,460 $2,195,749
21 248 $43,464 $3,934 $39,530 $2,156,218
21 249 $43,464 $3,863 $39,601 $2,116,617
21 250 $43,464 $3,792 $39,672 $2,076,945
21 251 $43,464 $3,721 $39,743 $2,037,202
21 252 $43,464 $3,650 $39,814 $1,997,387
22 253 $43,464 $3,579 $39,886 $1,957,501
22 254 $43,464 $3,507 $39,957 $1,917,544
22 255 $43,464 $3,436 $40,029 $1,877,515
22 256 $43,464 $3,364 $40,101 $1,837,415
22 257 $43,464 $3,292 $40,172 $1,797,242
22 258 $43,464 $3,220 $40,244 $1,756,998
22 259 $43,464 $3,148 $40,316 $1,716,681
22 260 $43,464 $3,076 $40,389 $1,676,293
22 261 $43,464 $3,003 $40,461 $1,635,832
22 262 $43,464 $2,931 $40,534 $1,595,298
22 263 $43,464 $2,858 $40,606 $1,554,692
22 264 $43,464 $2,785 $40,679 $1,514,013
23 265 $43,464 $2,713 $40,752 $1,473,261
23 266 $43,464 $2,640 $40,825 $1,432,436
23 267 $43,464 $2,566 $40,898 $1,391,538
23 268 $43,464 $2,493 $40,971 $1,350,567
23 269 $43,464 $2,420 $41,045 $1,309,522
23 270 $43,464 $2,346 $41,118 $1,268,404
23 271 $43,464 $2,273 $41,192 $1,227,212
23 272 $43,464 $2,199 $41,266 $1,185,946
23 273 $43,464 $2,125 $41,340 $1,144,607
23 274 $43,464 $2,051 $41,414 $1,103,193
23 275 $43,464 $1,977 $41,488 $1,061,705
23 276 $43,464 $1,902 $41,562 $1,020,143
24 277 $43,464 $1,828 $41,637 $978,506
24 278 $43,464 $1,753 $41,711 $936,795
24 279 $43,464 $1,678 $41,786 $895,009
24 280 $43,464 $1,604 $41,861 $853,148
24 281 $43,464 $1,529 $41,936 $811,212
24 282 $43,464 $1,453 $42,011 $769,201
24 283 $43,464 $1,378 $42,086 $727,115
24 284 $43,464 $1,303 $42,162 $684,953
24 285 $43,464 $1,227 $42,237 $642,716
24 286 $43,464 $1,152 $42,313 $600,403
24 287 $43,464 $1,076 $42,389 $558,014
24 288 $43,464 $1,000 $42,465 $515,550
25 289 $43,464 $924 $42,541 $473,009
25 290 $43,464 $847 $42,617 $430,392
25 291 $43,464 $771 $42,693 $387,699
25 292 $43,464 $695 $42,770 $344,929
25 293 $43,464 $618 $42,846 $302,082
25 294 $43,464 $541 $42,923 $259,159
25 295 $43,464 $464 $43,000 $216,159
25 296 $43,464 $387 $43,077 $173,082
25 297 $43,464 $310 $43,154 $129,927
25 298 $43,464 $233 $43,232 $86,696
25 299 $43,464 $155 $43,309 $43,387
25 300 $43,464 $78 $43,387 $0