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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 9,400,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 9,635,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$9,400,000
 
Monthly Repayment (HKD)
$60,798
Loan Amount (HKD)
$14,100,000
+
Total Interest (HKD)
$4,139,545
=
Total Repayment (HKD)
$18,239,545
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $60,798 $25,263 $35,536 $14,064,464
1 2 $60,798 $25,199 $35,600 $14,028,864
1 3 $60,798 $25,135 $35,663 $13,993,201
1 4 $60,798 $25,071 $35,727 $13,957,474
1 5 $60,798 $25,007 $35,791 $13,921,682
1 6 $60,798 $24,943 $35,855 $13,885,827
1 7 $60,798 $24,879 $35,920 $13,849,907
1 8 $60,798 $24,814 $35,984 $13,813,923
1 9 $60,798 $24,750 $36,049 $13,777,874
1 10 $60,798 $24,685 $36,113 $13,741,761
1 11 $60,798 $24,621 $36,178 $13,705,584
1 12 $60,798 $24,556 $36,243 $13,669,341
2 13 $60,798 $24,491 $36,308 $13,633,033
2 14 $60,798 $24,426 $36,373 $13,596,661
2 15 $60,798 $24,361 $36,438 $13,560,223
2 16 $60,798 $24,295 $36,503 $13,523,720
2 17 $60,798 $24,230 $36,568 $13,487,151
2 18 $60,798 $24,164 $36,634 $13,450,517
2 19 $60,798 $24,099 $36,700 $13,413,818
2 20 $60,798 $24,033 $36,765 $13,377,052
2 21 $60,798 $23,967 $36,831 $13,340,221
2 22 $60,798 $23,901 $36,897 $13,303,324
2 23 $60,798 $23,835 $36,963 $13,266,360
2 24 $60,798 $23,769 $37,030 $13,229,331
3 25 $60,798 $23,703 $37,096 $13,192,235
3 26 $60,798 $23,636 $37,162 $13,155,072
3 27 $60,798 $23,570 $37,229 $13,117,844
3 28 $60,798 $23,503 $37,296 $13,080,548
3 29 $60,798 $23,436 $37,363 $13,043,185
3 30 $60,798 $23,369 $37,429 $13,005,756
3 31 $60,798 $23,302 $37,497 $12,968,259
3 32 $60,798 $23,235 $37,564 $12,930,696
3 33 $60,798 $23,167 $37,631 $12,893,065
3 34 $60,798 $23,100 $37,698 $12,855,366
3 35 $60,798 $23,033 $37,766 $12,817,600
3 36 $60,798 $22,965 $37,834 $12,779,767
4 37 $60,798 $22,897 $37,901 $12,741,865
4 38 $60,798 $22,829 $37,969 $12,703,896
4 39 $60,798 $22,761 $38,037 $12,665,859
4 40 $60,798 $22,693 $38,105 $12,627,753
4 41 $60,798 $22,625 $38,174 $12,589,579
4 42 $60,798 $22,556 $38,242 $12,551,337
4 43 $60,798 $22,488 $38,311 $12,513,027
4 44 $60,798 $22,419 $38,379 $12,474,647
4 45 $60,798 $22,350 $38,448 $12,436,199
4 46 $60,798 $22,282 $38,517 $12,397,682
4 47 $60,798 $22,213 $38,586 $12,359,096
4 48 $60,798 $22,143 $38,655 $12,320,441
5 49 $60,798 $22,074 $38,724 $12,281,717
5 50 $60,798 $22,005 $38,794 $12,242,923
5 51 $60,798 $21,935 $38,863 $12,204,060
5 52 $60,798 $21,866 $38,933 $12,165,127
5 53 $60,798 $21,796 $39,003 $12,126,124
5 54 $60,798 $21,726 $39,073 $12,087,052
5 55 $60,798 $21,656 $39,143 $12,047,909
5 56 $60,798 $21,586 $39,213 $12,008,697
5 57 $60,798 $21,516 $39,283 $11,969,414
5 58 $60,798 $21,445 $39,353 $11,930,061
5 59 $60,798 $21,375 $39,424 $11,890,637
5 60 $60,798 $21,304 $39,494 $11,851,142
6 61 $60,798 $21,233 $39,565 $11,811,577
6 62 $60,798 $21,162 $39,636 $11,771,941
6 63 $60,798 $21,091 $39,707 $11,732,234
6 64 $60,798 $21,020 $39,778 $11,692,456
6 65 $60,798 $20,949 $39,849 $11,652,606
6 66 $60,798 $20,878 $39,921 $11,612,685
6 67 $60,798 $20,806 $39,992 $11,572,693
6 68 $60,798 $20,734 $40,064 $11,532,629
6 69 $60,798 $20,663 $40,136 $11,492,493
6 70 $60,798 $20,591 $40,208 $11,452,285
6 71 $60,798 $20,519 $40,280 $11,412,005
6 72 $60,798 $20,447 $40,352 $11,371,653
7 73 $60,798 $20,374 $40,424 $11,331,229
7 74 $60,798 $20,302 $40,497 $11,290,733
7 75 $60,798 $20,229 $40,569 $11,250,163
7 76 $60,798 $20,157 $40,642 $11,209,521
7 77 $60,798 $20,084 $40,715 $11,168,807
7 78 $60,798 $20,011 $40,788 $11,128,019
7 79 $60,798 $19,938 $40,861 $11,087,158
7 80 $60,798 $19,864 $40,934 $11,046,224
7 81 $60,798 $19,791 $41,007 $11,005,217
7 82 $60,798 $19,718 $41,081 $10,964,136
7 83 $60,798 $19,644 $41,154 $10,922,982
7 84 $60,798 $19,570 $41,228 $10,881,753
8 85 $60,798 $19,496 $41,302 $10,840,451
8 86 $60,798 $19,422 $41,376 $10,799,075
8 87 $60,798 $19,348 $41,450 $10,757,625
8 88 $60,798 $19,274 $41,524 $10,716,101
8 89 $60,798 $19,200 $41,599 $10,674,502
8 90 $60,798 $19,125 $41,673 $10,632,829
8 91 $60,798 $19,050 $41,748 $10,591,081
8 92 $60,798 $18,976 $41,823 $10,549,258
8 93 $60,798 $18,901 $41,898 $10,507,360
8 94 $60,798 $18,826 $41,973 $10,465,387
8 95 $60,798 $18,750 $42,048 $10,423,339
8 96 $60,798 $18,675 $42,123 $10,381,216
9 97 $60,798 $18,600 $42,199 $10,339,017
9 98 $60,798 $18,524 $42,274 $10,296,743
9 99 $60,798 $18,448 $42,350 $10,254,393
9 100 $60,798 $18,372 $42,426 $10,211,967
9 101 $60,798 $18,296 $42,502 $10,169,465
9 102 $60,798 $18,220 $42,578 $10,126,886
9 103 $60,798 $18,144 $42,654 $10,084,232
9 104 $60,798 $18,068 $42,731 $10,041,501
9 105 $60,798 $17,991 $42,807 $9,998,694
9 106 $60,798 $17,914 $42,884 $9,955,809
9 107 $60,798 $17,837 $42,961 $9,912,848
9 108 $60,798 $17,761 $43,038 $9,869,811
10 109 $60,798 $17,683 $43,115 $9,826,695
10 110 $60,798 $17,606 $43,192 $9,783,503
10 111 $60,798 $17,529 $43,270 $9,740,233
10 112 $60,798 $17,451 $43,347 $9,696,886
10 113 $60,798 $17,374 $43,425 $9,653,461
10 114 $60,798 $17,296 $43,503 $9,609,959
10 115 $60,798 $17,218 $43,581 $9,566,378
10 116 $60,798 $17,140 $43,659 $9,522,719
10 117 $60,798 $17,062 $43,737 $9,478,982
10 118 $60,798 $16,983 $43,815 $9,435,167
10 119 $60,798 $16,905 $43,894 $9,391,273
10 120 $60,798 $16,826 $43,972 $9,347,301
11 121 $60,798 $16,747 $44,051 $9,303,250
11 122 $60,798 $16,668 $44,130 $9,259,119
11 123 $60,798 $16,589 $44,209 $9,214,910
11 124 $60,798 $16,510 $44,288 $9,170,622
11 125 $60,798 $16,431 $44,368 $9,126,254
11 126 $60,798 $16,351 $44,447 $9,081,807
11 127 $60,798 $16,272 $44,527 $9,037,280
11 128 $60,798 $16,192 $44,607 $8,992,673
11 129 $60,798 $16,112 $44,687 $8,947,986
11 130 $60,798 $16,032 $44,767 $8,903,220
11 131 $60,798 $15,952 $44,847 $8,858,373
11 132 $60,798 $15,871 $44,927 $8,813,446
12 133 $60,798 $15,791 $45,008 $8,768,438
12 134 $60,798 $15,710 $45,088 $8,723,350
12 135 $60,798 $15,629 $45,169 $8,678,180
12 136 $60,798 $15,548 $45,250 $8,632,930
12 137 $60,798 $15,467 $45,331 $8,587,599
12 138 $60,798 $15,386 $45,412 $8,542,187
12 139 $60,798 $15,305 $45,494 $8,496,693
12 140 $60,798 $15,223 $45,575 $8,451,118
12 141 $60,798 $15,142 $45,657 $8,405,461
12 142 $60,798 $15,060 $45,739 $8,359,722
12 143 $60,798 $14,978 $45,821 $8,313,902
12 144 $60,798 $14,896 $45,903 $8,267,999
13 145 $60,798 $14,813 $45,985 $8,222,014
13 146 $60,798 $14,731 $46,067 $8,175,946
13 147 $60,798 $14,649 $46,150 $8,129,797
13 148 $60,798 $14,566 $46,233 $8,083,564
13 149 $60,798 $14,483 $46,315 $8,037,249
13 150 $60,798 $14,400 $46,398 $7,990,850
13 151 $60,798 $14,317 $46,482 $7,944,369
13 152 $60,798 $14,234 $46,565 $7,897,804
13 153 $60,798 $14,150 $46,648 $7,851,156
13 154 $60,798 $14,067 $46,732 $7,804,424
13 155 $60,798 $13,983 $46,816 $7,757,608
13 156 $60,798 $13,899 $46,899 $7,710,709
14 157 $60,798 $13,815 $46,983 $7,663,725
14 158 $60,798 $13,731 $47,068 $7,616,658
14 159 $60,798 $13,647 $47,152 $7,569,506
14 160 $60,798 $13,562 $47,236 $7,522,269
14 161 $60,798 $13,477 $47,321 $7,474,948
14 162 $60,798 $13,393 $47,406 $7,427,542
14 163 $60,798 $13,308 $47,491 $7,380,051
14 164 $60,798 $13,223 $47,576 $7,332,476
14 165 $60,798 $13,137 $47,661 $7,284,814
14 166 $60,798 $13,052 $47,747 $7,237,068
14 167 $60,798 $12,966 $47,832 $7,189,236
14 168 $60,798 $12,881 $47,918 $7,141,318
15 169 $60,798 $12,795 $48,004 $7,093,314
15 170 $60,798 $12,709 $48,090 $7,045,225
15 171 $60,798 $12,623 $48,176 $6,997,049
15 172 $60,798 $12,536 $48,262 $6,948,787
15 173 $60,798 $12,450 $48,349 $6,900,438
15 174 $60,798 $12,363 $48,435 $6,852,003
15 175 $60,798 $12,277 $48,522 $6,803,481
15 176 $60,798 $12,190 $48,609 $6,754,872
15 177 $60,798 $12,102 $48,696 $6,706,176
15 178 $60,798 $12,015 $48,783 $6,657,393
15 179 $60,798 $11,928 $48,871 $6,608,522
15 180 $60,798 $11,840 $48,958 $6,559,564
16 181 $60,798 $11,753 $49,046 $6,510,518
16 182 $60,798 $11,665 $49,134 $6,461,384
16 183 $60,798 $11,577 $49,222 $6,412,163
16 184 $60,798 $11,488 $49,310 $6,362,853
16 185 $60,798 $11,400 $49,398 $6,313,454
16 186 $60,798 $11,312 $49,487 $6,263,967
16 187 $60,798 $11,223 $49,576 $6,214,392
16 188 $60,798 $11,134 $49,664 $6,164,727
16 189 $60,798 $11,045 $49,753 $6,114,974
16 190 $60,798 $10,956 $49,842 $6,065,132
16 191 $60,798 $10,867 $49,932 $6,015,200
16 192 $60,798 $10,777 $50,021 $5,965,179
17 193 $60,798 $10,688 $50,111 $5,915,068
17 194 $60,798 $10,598 $50,201 $5,864,867
17 195 $60,798 $10,508 $50,291 $5,814,576
17 196 $60,798 $10,418 $50,381 $5,764,196
17 197 $60,798 $10,328 $50,471 $5,713,725
17 198 $60,798 $10,237 $50,561 $5,663,163
17 199 $60,798 $10,147 $50,652 $5,612,511
17 200 $60,798 $10,056 $50,743 $5,561,769
17 201 $60,798 $9,965 $50,834 $5,510,935
17 202 $60,798 $9,874 $50,925 $5,460,010
17 203 $60,798 $9,783 $51,016 $5,408,994
17 204 $60,798 $9,691 $51,107 $5,357,887
18 205 $60,798 $9,600 $51,199 $5,306,688
18 206 $60,798 $9,508 $51,291 $5,255,397
18 207 $60,798 $9,416 $51,383 $5,204,015
18 208 $60,798 $9,324 $51,475 $5,152,540
18 209 $60,798 $9,232 $51,567 $5,100,973
18 210 $60,798 $9,139 $51,659 $5,049,314
18 211 $60,798 $9,047 $51,752 $4,997,562
18 212 $60,798 $8,954 $51,845 $4,945,718
18 213 $60,798 $8,861 $51,937 $4,893,780
18 214 $60,798 $8,768 $52,030 $4,841,750
18 215 $60,798 $8,675 $52,124 $4,789,626
18 216 $60,798 $8,581 $52,217 $4,737,409
19 217 $60,798 $8,488 $52,311 $4,685,099
19 218 $60,798 $8,394 $52,404 $4,632,694
19 219 $60,798 $8,300 $52,498 $4,580,196
19 220 $60,798 $8,206 $52,592 $4,527,604
19 221 $60,798 $8,112 $52,687 $4,474,917
19 222 $60,798 $8,018 $52,781 $4,422,136
19 223 $60,798 $7,923 $52,875 $4,369,261
19 224 $60,798 $7,828 $52,970 $4,316,291
19 225 $60,798 $7,733 $53,065 $4,263,225
19 226 $60,798 $7,638 $53,160 $4,210,065
19 227 $60,798 $7,543 $53,255 $4,156,810
19 228 $60,798 $7,448 $53,351 $4,103,459
20 229 $60,798 $7,352 $53,446 $4,050,012
20 230 $60,798 $7,256 $53,542 $3,996,470
20 231 $60,798 $7,160 $53,638 $3,942,832
20 232 $60,798 $7,064 $53,734 $3,889,098
20 233 $60,798 $6,968 $53,831 $3,835,267
20 234 $60,798 $6,872 $53,927 $3,781,340
20 235 $60,798 $6,775 $54,024 $3,727,317
20 236 $60,798 $6,678 $54,120 $3,673,196
20 237 $60,798 $6,581 $54,217 $3,618,979
20 238 $60,798 $6,484 $54,314 $3,564,665
20 239 $60,798 $6,387 $54,412 $3,510,253
20 240 $60,798 $6,289 $54,509 $3,455,744
21 241 $60,798 $6,192 $54,607 $3,401,137
21 242 $60,798 $6,094 $54,705 $3,346,432
21 243 $60,798 $5,996 $54,803 $3,291,629
21 244 $60,798 $5,898 $54,901 $3,236,728
21 245 $60,798 $5,799 $54,999 $3,181,729
21 246 $60,798 $5,701 $55,098 $3,126,631
21 247 $60,798 $5,602 $55,197 $3,071,434
21 248 $60,798 $5,503 $55,295 $3,016,139
21 249 $60,798 $5,404 $55,395 $2,960,744
21 250 $60,798 $5,305 $55,494 $2,905,250
21 251 $60,798 $5,205 $55,593 $2,849,657
21 252 $60,798 $5,106 $55,693 $2,793,964
22 253 $60,798 $5,006 $55,793 $2,738,172
22 254 $60,798 $4,906 $55,893 $2,682,279
22 255 $60,798 $4,806 $55,993 $2,626,286
22 256 $60,798 $4,705 $56,093 $2,570,193
22 257 $60,798 $4,605 $56,194 $2,514,000
22 258 $60,798 $4,504 $56,294 $2,457,705
22 259 $60,798 $4,403 $56,395 $2,401,310
22 260 $60,798 $4,302 $56,496 $2,344,814
22 261 $60,798 $4,201 $56,597 $2,288,217
22 262 $60,798 $4,100 $56,699 $2,231,518
22 263 $60,798 $3,998 $56,800 $2,174,718
22 264 $60,798 $3,896 $56,902 $2,117,816
23 265 $60,798 $3,794 $57,004 $2,060,812
23 266 $60,798 $3,692 $57,106 $2,003,705
23 267 $60,798 $3,590 $57,209 $1,946,497
23 268 $60,798 $3,487 $57,311 $1,889,186
23 269 $60,798 $3,385 $57,414 $1,831,772
23 270 $60,798 $3,282 $57,517 $1,774,256
23 271 $60,798 $3,179 $57,620 $1,716,636
23 272 $60,798 $3,076 $57,723 $1,658,913
23 273 $60,798 $2,972 $57,826 $1,601,087
23 274 $60,798 $2,869 $57,930 $1,543,157
23 275 $60,798 $2,765 $58,034 $1,485,123
23 276 $60,798 $2,661 $58,138 $1,426,986
24 277 $60,798 $2,557 $58,242 $1,368,744
24 278 $60,798 $2,452 $58,346 $1,310,398
24 279 $60,798 $2,348 $58,451 $1,251,947
24 280 $60,798 $2,243 $58,555 $1,193,392
24 281 $60,798 $2,138 $58,660 $1,134,731
24 282 $60,798 $2,033 $58,765 $1,075,966
24 283 $60,798 $1,928 $58,871 $1,017,095
24 284 $60,798 $1,822 $58,976 $958,119
24 285 $60,798 $1,717 $59,082 $899,037
24 286 $60,798 $1,611 $59,188 $839,849
24 287 $60,798 $1,505 $59,294 $780,556
24 288 $60,798 $1,398 $59,400 $721,156
25 289 $60,798 $1,292 $59,506 $661,649
25 290 $60,798 $1,185 $59,613 $602,036
25 291 $60,798 $1,079 $59,720 $542,316
25 292 $60,798 $972 $59,827 $482,490
25 293 $60,798 $864 $59,934 $422,556
25 294 $60,798 $757 $60,041 $362,514
25 295 $60,798 $650 $60,149 $302,365
25 296 $60,798 $542 $60,257 $242,109
25 297 $60,798 $434 $60,365 $181,744
25 298 $60,798 $326 $60,473 $121,271
25 299 $60,798 $217 $60,581 $60,690
25 300 $60,798 $109 $60,690 $0