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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 7,800,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 7,995,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$7,800,000
 
Monthly Repayment (HKD)
$50,450
Loan Amount (HKD)
$11,700,000
+
Total Interest (HKD)
$3,434,941
=
Total Repayment (HKD)
$15,134,941
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $50,450 $20,963 $29,487 $11,670,513
1 2 $50,450 $20,910 $29,540 $11,640,973
1 3 $50,450 $20,857 $29,593 $11,611,379
1 4 $50,450 $20,804 $29,646 $11,581,733
1 5 $50,450 $20,751 $29,699 $11,552,034
1 6 $50,450 $20,697 $29,752 $11,522,282
1 7 $50,450 $20,644 $29,806 $11,492,476
1 8 $50,450 $20,591 $29,859 $11,462,617
1 9 $50,450 $20,537 $29,913 $11,432,704
1 10 $50,450 $20,484 $29,966 $11,402,738
1 11 $50,450 $20,430 $30,020 $11,372,718
1 12 $50,450 $20,376 $30,074 $11,342,645
2 13 $50,450 $20,322 $30,128 $11,312,517
2 14 $50,450 $20,268 $30,182 $11,282,335
2 15 $50,450 $20,214 $30,236 $11,252,100
2 16 $50,450 $20,160 $30,290 $11,221,810
2 17 $50,450 $20,106 $30,344 $11,191,466
2 18 $50,450 $20,051 $30,398 $11,161,068
2 19 $50,450 $19,997 $30,453 $11,130,615
2 20 $50,450 $19,942 $30,507 $11,100,107
2 21 $50,450 $19,888 $30,562 $11,069,545
2 22 $50,450 $19,833 $30,617 $11,038,928
2 23 $50,450 $19,778 $30,672 $11,008,257
2 24 $50,450 $19,723 $30,727 $10,977,530
3 25 $50,450 $19,668 $30,782 $10,946,748
3 26 $50,450 $19,613 $30,837 $10,915,911
3 27 $50,450 $19,558 $30,892 $10,885,019
3 28 $50,450 $19,502 $30,947 $10,854,072
3 29 $50,450 $19,447 $31,003 $10,823,069
3 30 $50,450 $19,391 $31,058 $10,792,010
3 31 $50,450 $19,336 $31,114 $10,760,896
3 32 $50,450 $19,280 $31,170 $10,729,726
3 33 $50,450 $19,224 $31,226 $10,698,501
3 34 $50,450 $19,168 $31,282 $10,667,219
3 35 $50,450 $19,112 $31,338 $10,635,881
3 36 $50,450 $19,056 $31,394 $10,604,487
4 37 $50,450 $19,000 $31,450 $10,573,037
4 38 $50,450 $18,943 $31,506 $10,541,531
4 39 $50,450 $18,887 $31,563 $10,509,968
4 40 $50,450 $18,830 $31,619 $10,478,348
4 41 $50,450 $18,774 $31,676 $10,446,672
4 42 $50,450 $18,717 $31,733 $10,414,939
4 43 $50,450 $18,660 $31,790 $10,383,150
4 44 $50,450 $18,603 $31,847 $10,351,303
4 45 $50,450 $18,546 $31,904 $10,319,399
4 46 $50,450 $18,489 $31,961 $10,287,439
4 47 $50,450 $18,432 $32,018 $10,255,420
4 48 $50,450 $18,374 $32,076 $10,223,345
5 49 $50,450 $18,317 $32,133 $10,191,212
5 50 $50,450 $18,259 $32,191 $10,159,021
5 51 $50,450 $18,202 $32,248 $10,126,773
5 52 $50,450 $18,144 $32,306 $10,094,467
5 53 $50,450 $18,086 $32,364 $10,062,103
5 54 $50,450 $18,028 $32,422 $10,029,681
5 55 $50,450 $17,970 $32,480 $9,997,201
5 56 $50,450 $17,912 $32,538 $9,964,663
5 57 $50,450 $17,853 $32,596 $9,932,067
5 58 $50,450 $17,795 $32,655 $9,899,412
5 59 $50,450 $17,736 $32,713 $9,866,699
5 60 $50,450 $17,678 $32,772 $9,833,927
6 61 $50,450 $17,619 $32,831 $9,801,096
6 62 $50,450 $17,560 $32,890 $9,768,206
6 63 $50,450 $17,501 $32,948 $9,735,258
6 64 $50,450 $17,442 $33,007 $9,702,251
6 65 $50,450 $17,383 $33,067 $9,669,184
6 66 $50,450 $17,324 $33,126 $9,636,058
6 67 $50,450 $17,265 $33,185 $9,602,873
6 68 $50,450 $17,205 $33,245 $9,569,628
6 69 $50,450 $17,146 $33,304 $9,536,324
6 70 $50,450 $17,086 $33,364 $9,502,960
6 71 $50,450 $17,026 $33,424 $9,469,536
6 72 $50,450 $16,966 $33,484 $9,436,053
7 73 $50,450 $16,906 $33,544 $9,402,509
7 74 $50,450 $16,846 $33,604 $9,368,906
7 75 $50,450 $16,786 $33,664 $9,335,242
7 76 $50,450 $16,726 $33,724 $9,301,518
7 77 $50,450 $16,665 $33,785 $9,267,733
7 78 $50,450 $16,605 $33,845 $9,233,888
7 79 $50,450 $16,544 $33,906 $9,199,982
7 80 $50,450 $16,483 $33,967 $9,166,016
7 81 $50,450 $16,422 $34,027 $9,131,988
7 82 $50,450 $16,361 $34,088 $9,097,900
7 83 $50,450 $16,300 $34,149 $9,063,751
7 84 $50,450 $16,239 $34,211 $9,029,540
8 85 $50,450 $16,178 $34,272 $8,995,268
8 86 $50,450 $16,117 $34,333 $8,960,935
8 87 $50,450 $16,055 $34,395 $8,926,540
8 88 $50,450 $15,993 $34,456 $8,892,084
8 89 $50,450 $15,932 $34,518 $8,857,566
8 90 $50,450 $15,870 $34,580 $8,822,986
8 91 $50,450 $15,808 $34,642 $8,788,344
8 92 $50,450 $15,746 $34,704 $8,753,640
8 93 $50,450 $15,684 $34,766 $8,718,873
8 94 $50,450 $15,621 $34,828 $8,684,045
8 95 $50,450 $15,559 $34,891 $8,649,154
8 96 $50,450 $15,496 $34,953 $8,614,201
9 97 $50,450 $15,434 $35,016 $8,579,185
9 98 $50,450 $15,371 $35,079 $8,544,106
9 99 $50,450 $15,308 $35,142 $8,508,964
9 100 $50,450 $15,245 $35,205 $8,473,760
9 101 $50,450 $15,182 $35,268 $8,438,492
9 102 $50,450 $15,119 $35,331 $8,403,161
9 103 $50,450 $15,056 $35,394 $8,367,767
9 104 $50,450 $14,992 $35,458 $8,332,309
9 105 $50,450 $14,929 $35,521 $8,296,788
9 106 $50,450 $14,865 $35,585 $8,261,204
9 107 $50,450 $14,801 $35,648 $8,225,555
9 108 $50,450 $14,737 $35,712 $8,189,843
10 109 $50,450 $14,673 $35,776 $8,154,066
10 110 $50,450 $14,609 $35,840 $8,118,226
10 111 $50,450 $14,545 $35,905 $8,082,321
10 112 $50,450 $14,481 $35,969 $8,046,352
10 113 $50,450 $14,416 $36,033 $8,010,319
10 114 $50,450 $14,352 $36,098 $7,974,221
10 115 $50,450 $14,287 $36,163 $7,938,058
10 116 $50,450 $14,222 $36,227 $7,901,831
10 117 $50,450 $14,157 $36,292 $7,865,539
10 118 $50,450 $14,092 $36,357 $7,829,181
10 119 $50,450 $14,027 $36,423 $7,792,759
10 120 $50,450 $13,962 $36,488 $7,756,271
11 121 $50,450 $13,897 $36,553 $7,719,718
11 122 $50,450 $13,831 $36,619 $7,683,099
11 123 $50,450 $13,766 $36,684 $7,646,415
11 124 $50,450 $13,700 $36,750 $7,609,665
11 125 $50,450 $13,634 $36,816 $7,572,849
11 126 $50,450 $13,568 $36,882 $7,535,967
11 127 $50,450 $13,502 $36,948 $7,499,019
11 128 $50,450 $13,436 $37,014 $7,462,005
11 129 $50,450 $13,369 $37,080 $7,424,925
11 130 $50,450 $13,303 $37,147 $7,387,778
11 131 $50,450 $13,236 $37,213 $7,350,565
11 132 $50,450 $13,170 $37,280 $7,313,285
12 133 $50,450 $13,103 $37,347 $7,275,938
12 134 $50,450 $13,036 $37,414 $7,238,524
12 135 $50,450 $12,969 $37,481 $7,201,043
12 136 $50,450 $12,902 $37,548 $7,163,495
12 137 $50,450 $12,835 $37,615 $7,125,880
12 138 $50,450 $12,767 $37,683 $7,088,198
12 139 $50,450 $12,700 $37,750 $7,050,447
12 140 $50,450 $12,632 $37,818 $7,012,630
12 141 $50,450 $12,564 $37,886 $6,974,744
12 142 $50,450 $12,496 $37,953 $6,936,791
12 143 $50,450 $12,428 $38,021 $6,898,769
12 144 $50,450 $12,360 $38,090 $6,860,680
13 145 $50,450 $12,292 $38,158 $6,822,522
13 146 $50,450 $12,224 $38,226 $6,784,296
13 147 $50,450 $12,155 $38,295 $6,746,001
13 148 $50,450 $12,087 $38,363 $6,707,638
13 149 $50,450 $12,018 $38,432 $6,669,206
13 150 $50,450 $11,949 $38,501 $6,630,705
13 151 $50,450 $11,880 $38,570 $6,592,136
13 152 $50,450 $11,811 $38,639 $6,553,497
13 153 $50,450 $11,742 $38,708 $6,514,789
13 154 $50,450 $11,672 $38,777 $6,476,011
13 155 $50,450 $11,603 $38,847 $6,437,164
13 156 $50,450 $11,533 $38,917 $6,398,248
14 157 $50,450 $11,464 $38,986 $6,359,261
14 158 $50,450 $11,394 $39,056 $6,320,205
14 159 $50,450 $11,324 $39,126 $6,281,079
14 160 $50,450 $11,254 $39,196 $6,241,883
14 161 $50,450 $11,183 $39,266 $6,202,617
14 162 $50,450 $11,113 $39,337 $6,163,280
14 163 $50,450 $11,043 $39,407 $6,123,872
14 164 $50,450 $10,972 $39,478 $6,084,395
14 165 $50,450 $10,901 $39,549 $6,044,846
14 166 $50,450 $10,830 $39,619 $6,005,227
14 167 $50,450 $10,759 $39,690 $5,965,536
14 168 $50,450 $10,688 $39,762 $5,925,775
15 169 $50,450 $10,617 $39,833 $5,885,942
15 170 $50,450 $10,546 $39,904 $5,846,038
15 171 $50,450 $10,474 $39,976 $5,806,062
15 172 $50,450 $10,403 $40,047 $5,766,015
15 173 $50,450 $10,331 $40,119 $5,725,896
15 174 $50,450 $10,259 $40,191 $5,685,705
15 175 $50,450 $10,187 $40,263 $5,645,442
15 176 $50,450 $10,115 $40,335 $5,605,107
15 177 $50,450 $10,042 $40,407 $5,564,699
15 178 $50,450 $9,970 $40,480 $5,524,220
15 179 $50,450 $9,898 $40,552 $5,483,667
15 180 $50,450 $9,825 $40,625 $5,443,043
16 181 $50,450 $9,752 $40,698 $5,402,345
16 182 $50,450 $9,679 $40,771 $5,361,574
16 183 $50,450 $9,606 $40,844 $5,320,731
16 184 $50,450 $9,533 $40,917 $5,279,814
16 185 $50,450 $9,460 $40,990 $5,238,824
16 186 $50,450 $9,386 $41,064 $5,197,760
16 187 $50,450 $9,313 $41,137 $5,156,623
16 188 $50,450 $9,239 $41,211 $5,115,412
16 189 $50,450 $9,165 $41,285 $5,074,127
16 190 $50,450 $9,091 $41,359 $5,032,769
16 191 $50,450 $9,017 $41,433 $4,991,336
16 192 $50,450 $8,943 $41,507 $4,949,829
17 193 $50,450 $8,868 $41,581 $4,908,248
17 194 $50,450 $8,794 $41,656 $4,866,592
17 195 $50,450 $8,719 $41,730 $4,824,861
17 196 $50,450 $8,645 $41,805 $4,783,056
17 197 $50,450 $8,570 $41,880 $4,741,176
17 198 $50,450 $8,495 $41,955 $4,699,221
17 199 $50,450 $8,419 $42,030 $4,657,190
17 200 $50,450 $8,344 $42,106 $4,615,085
17 201 $50,450 $8,269 $42,181 $4,572,904
17 202 $50,450 $8,193 $42,257 $4,530,647
17 203 $50,450 $8,117 $42,332 $4,488,314
17 204 $50,450 $8,042 $42,408 $4,445,906
18 205 $50,450 $7,966 $42,484 $4,403,422
18 206 $50,450 $7,889 $42,560 $4,360,862
18 207 $50,450 $7,813 $42,637 $4,318,225
18 208 $50,450 $7,737 $42,713 $4,275,512
18 209 $50,450 $7,660 $42,790 $4,232,723
18 210 $50,450 $7,584 $42,866 $4,189,856
18 211 $50,450 $7,507 $42,943 $4,146,913
18 212 $50,450 $7,430 $43,020 $4,103,893
18 213 $50,450 $7,353 $43,097 $4,060,796
18 214 $50,450 $7,276 $43,174 $4,017,622
18 215 $50,450 $7,198 $43,252 $3,974,371
18 216 $50,450 $7,121 $43,329 $3,931,042
19 217 $50,450 $7,043 $43,407 $3,887,635
19 218 $50,450 $6,965 $43,484 $3,844,151
19 219 $50,450 $6,887 $43,562 $3,800,588
19 220 $50,450 $6,809 $43,640 $3,756,948
19 221 $50,450 $6,731 $43,719 $3,713,229
19 222 $50,450 $6,653 $43,797 $3,669,432
19 223 $50,450 $6,574 $43,875 $3,625,557
19 224 $50,450 $6,496 $43,954 $3,581,603
19 225 $50,450 $6,417 $44,033 $3,537,570
19 226 $50,450 $6,338 $44,112 $3,493,458
19 227 $50,450 $6,259 $44,191 $3,449,268
19 228 $50,450 $6,180 $44,270 $3,404,998
20 229 $50,450 $6,101 $44,349 $3,360,649
20 230 $50,450 $6,021 $44,429 $3,316,220
20 231 $50,450 $5,942 $44,508 $3,271,712
20 232 $50,450 $5,862 $44,588 $3,227,124
20 233 $50,450 $5,782 $44,668 $3,182,456
20 234 $50,450 $5,702 $44,748 $3,137,708
20 235 $50,450 $5,622 $44,828 $3,092,880
20 236 $50,450 $5,541 $44,908 $3,047,971
20 237 $50,450 $5,461 $44,989 $3,002,983
20 238 $50,450 $5,380 $45,069 $2,957,913
20 239 $50,450 $5,300 $45,150 $2,912,763
20 240 $50,450 $5,219 $45,231 $2,867,532
21 241 $50,450 $5,138 $45,312 $2,822,220
21 242 $50,450 $5,056 $45,393 $2,776,826
21 243 $50,450 $4,975 $45,475 $2,731,352
21 244 $50,450 $4,894 $45,556 $2,685,796
21 245 $50,450 $4,812 $45,638 $2,640,158
21 246 $50,450 $4,730 $45,720 $2,594,438
21 247 $50,450 $4,648 $45,801 $2,548,637
21 248 $50,450 $4,566 $45,883 $2,502,753
21 249 $50,450 $4,484 $45,966 $2,456,788
21 250 $50,450 $4,402 $46,048 $2,410,740
21 251 $50,450 $4,319 $46,131 $2,364,609
21 252 $50,450 $4,237 $46,213 $2,318,396
22 253 $50,450 $4,154 $46,296 $2,272,100
22 254 $50,450 $4,071 $46,379 $2,225,721
22 255 $50,450 $3,988 $46,462 $2,179,259
22 256 $50,450 $3,905 $46,545 $2,132,714
22 257 $50,450 $3,821 $46,629 $2,086,085
22 258 $50,450 $3,738 $46,712 $2,039,373
22 259 $50,450 $3,654 $46,796 $1,992,577
22 260 $50,450 $3,570 $46,880 $1,945,697
22 261 $50,450 $3,486 $46,964 $1,898,733
22 262 $50,450 $3,402 $47,048 $1,851,685
22 263 $50,450 $3,318 $47,132 $1,804,553
22 264 $50,450 $3,233 $47,217 $1,757,336
23 265 $50,450 $3,149 $47,301 $1,710,035
23 266 $50,450 $3,064 $47,386 $1,662,649
23 267 $50,450 $2,979 $47,471 $1,615,178
23 268 $50,450 $2,894 $47,556 $1,567,622
23 269 $50,450 $2,809 $47,641 $1,519,981
23 270 $50,450 $2,723 $47,727 $1,472,255
23 271 $50,450 $2,638 $47,812 $1,424,443
23 272 $50,450 $2,552 $47,898 $1,376,545
23 273 $50,450 $2,466 $47,983 $1,328,561
23 274 $50,450 $2,380 $48,069 $1,280,492
23 275 $50,450 $2,294 $48,156 $1,232,336
23 276 $50,450 $2,208 $48,242 $1,184,095
24 277 $50,450 $2,122 $48,328 $1,135,766
24 278 $50,450 $2,035 $48,415 $1,087,351
24 279 $50,450 $1,948 $48,502 $1,038,850
24 280 $50,450 $1,861 $48,589 $990,261
24 281 $50,450 $1,774 $48,676 $941,586
24 282 $50,450 $1,687 $48,763 $892,823
24 283 $50,450 $1,600 $48,850 $843,973
24 284 $50,450 $1,512 $48,938 $795,035
24 285 $50,450 $1,424 $49,025 $746,010
24 286 $50,450 $1,337 $49,113 $696,896
24 287 $50,450 $1,249 $49,201 $647,695
24 288 $50,450 $1,160 $49,289 $598,406
25 289 $50,450 $1,072 $49,378 $549,028
25 290 $50,450 $984 $49,466 $499,562
25 291 $50,450 $895 $49,555 $450,007
25 292 $50,450 $806 $49,644 $400,364
25 293 $50,450 $717 $49,732 $350,631
25 294 $50,450 $628 $49,822 $300,810
25 295 $50,450 $539 $49,911 $250,899
25 296 $50,450 $450 $50,000 $200,899
25 297 $50,450 $360 $50,090 $150,809
25 298 $50,450 $270 $50,180 $100,629
25 299 $50,450 $180 $50,270 $50,360
25 300 $50,450 $90 $50,360 $0