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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 55,200,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 56,580,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$55,200,000
 
Monthly Repayment (HKD)
$357,029
Loan Amount (HKD)
$82,800,000
+
Total Interest (HKD)
$24,308,815
=
Total Repayment (HKD)
$107,108,815
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $357,029 $148,350 $208,679 $82,591,321
1 2 $357,029 $147,976 $209,053 $82,382,267
1 3 $357,029 $147,602 $209,428 $82,172,840
1 4 $357,029 $147,226 $209,803 $81,963,036
1 5 $357,029 $146,850 $210,179 $81,752,858
1 6 $357,029 $146,474 $210,556 $81,542,302
1 7 $357,029 $146,097 $210,933 $81,331,369
1 8 $357,029 $145,719 $211,311 $81,120,059
1 9 $357,029 $145,340 $211,689 $80,908,369
1 10 $357,029 $144,961 $212,069 $80,696,301
1 11 $357,029 $144,581 $212,449 $80,483,852
1 12 $357,029 $144,200 $212,829 $80,271,023
2 13 $357,029 $143,819 $213,210 $80,057,813
2 14 $357,029 $143,437 $213,592 $79,844,220
2 15 $357,029 $143,054 $213,975 $79,630,245
2 16 $357,029 $142,671 $214,359 $79,415,886
2 17 $357,029 $142,287 $214,743 $79,201,144
2 18 $357,029 $141,902 $215,127 $78,986,017
2 19 $357,029 $141,517 $215,513 $78,770,504
2 20 $357,029 $141,130 $215,899 $78,554,605
2 21 $357,029 $140,744 $216,286 $78,338,319
2 22 $357,029 $140,356 $216,673 $78,121,646
2 23 $357,029 $139,968 $217,061 $77,904,585
2 24 $357,029 $139,579 $217,450 $77,687,134
3 25 $357,029 $139,189 $217,840 $77,469,294
3 26 $357,029 $138,799 $218,230 $77,251,064
3 27 $357,029 $138,408 $218,621 $77,032,443
3 28 $357,029 $138,016 $219,013 $76,813,430
3 29 $357,029 $137,624 $219,405 $76,594,025
3 30 $357,029 $137,231 $219,798 $76,374,226
3 31 $357,029 $136,837 $220,192 $76,154,034
3 32 $357,029 $136,443 $220,587 $75,933,447
3 33 $357,029 $136,047 $220,982 $75,712,465
3 34 $357,029 $135,652 $221,378 $75,491,087
3 35 $357,029 $135,255 $221,775 $75,269,313
3 36 $357,029 $134,858 $222,172 $75,047,141
4 37 $357,029 $134,459 $222,570 $74,824,571
4 38 $357,029 $134,061 $222,969 $74,601,602
4 39 $357,029 $133,661 $223,368 $74,378,234
4 40 $357,029 $133,261 $223,768 $74,154,466
4 41 $357,029 $132,860 $224,169 $73,930,296
4 42 $357,029 $132,458 $224,571 $73,705,726
4 43 $357,029 $132,056 $224,973 $73,480,752
4 44 $357,029 $131,653 $225,376 $73,255,376
4 45 $357,029 $131,249 $225,780 $73,029,596
4 46 $357,029 $130,845 $226,185 $72,803,411
4 47 $357,029 $130,439 $226,590 $72,576,821
4 48 $357,029 $130,033 $226,996 $72,349,825
5 49 $357,029 $129,627 $227,403 $72,122,423
5 50 $357,029 $129,219 $227,810 $71,894,613
5 51 $357,029 $128,811 $228,218 $71,666,394
5 52 $357,029 $128,402 $228,627 $71,437,767
5 53 $357,029 $127,993 $229,037 $71,208,731
5 54 $357,029 $127,582 $229,447 $70,979,283
5 55 $357,029 $127,171 $229,858 $70,749,425
5 56 $357,029 $126,759 $230,270 $70,519,155
5 57 $357,029 $126,347 $230,683 $70,288,473
5 58 $357,029 $125,934 $231,096 $70,057,377
5 59 $357,029 $125,519 $231,510 $69,825,867
5 60 $357,029 $125,105 $231,925 $69,593,942
6 61 $357,029 $124,689 $232,340 $69,361,602
6 62 $357,029 $124,273 $232,757 $69,128,846
6 63 $357,029 $123,856 $233,174 $68,895,672
6 64 $357,029 $123,438 $233,591 $68,662,081
6 65 $357,029 $123,020 $234,010 $68,428,071
6 66 $357,029 $122,600 $234,429 $68,193,642
6 67 $357,029 $122,180 $234,849 $67,958,793
6 68 $357,029 $121,760 $235,270 $67,723,523
6 69 $357,029 $121,338 $235,691 $67,487,831
6 70 $357,029 $120,916 $236,114 $67,251,718
6 71 $357,029 $120,493 $236,537 $67,015,181
6 72 $357,029 $120,069 $236,961 $66,778,220
7 73 $357,029 $119,644 $237,385 $66,540,835
7 74 $357,029 $119,219 $237,810 $66,303,025
7 75 $357,029 $118,793 $238,236 $66,064,789
7 76 $357,029 $118,366 $238,663 $65,826,125
7 77 $357,029 $117,938 $239,091 $65,587,034
7 78 $357,029 $117,510 $239,519 $65,347,515
7 79 $357,029 $117,081 $239,948 $65,107,567
7 80 $357,029 $116,651 $240,378 $64,867,188
7 81 $357,029 $116,220 $240,809 $64,626,379
7 82 $357,029 $115,789 $241,240 $64,385,139
7 83 $357,029 $115,357 $241,673 $64,143,466
7 84 $357,029 $114,924 $242,106 $63,901,360
8 85 $357,029 $114,490 $242,539 $63,658,821
8 86 $357,029 $114,055 $242,974 $63,415,847
8 87 $357,029 $113,620 $243,409 $63,172,438
8 88 $357,029 $113,184 $243,845 $62,928,592
8 89 $357,029 $112,747 $244,282 $62,684,310
8 90 $357,029 $112,309 $244,720 $62,439,590
8 91 $357,029 $111,871 $245,158 $62,194,432
8 92 $357,029 $111,432 $245,598 $61,948,834
8 93 $357,029 $110,992 $246,038 $61,702,796
8 94 $357,029 $110,551 $246,479 $61,456,318
8 95 $357,029 $110,109 $246,920 $61,209,397
8 96 $357,029 $109,667 $247,363 $60,962,035
9 97 $357,029 $109,224 $247,806 $60,714,229
9 98 $357,029 $108,780 $248,250 $60,465,979
9 99 $357,029 $108,335 $248,695 $60,217,285
9 100 $357,029 $107,889 $249,140 $59,968,145
9 101 $357,029 $107,443 $249,586 $59,718,558
9 102 $357,029 $106,996 $250,034 $59,468,525
9 103 $357,029 $106,548 $250,482 $59,218,043
9 104 $357,029 $106,099 $250,930 $58,967,113
9 105 $357,029 $105,649 $251,380 $58,715,733
9 106 $357,029 $105,199 $251,830 $58,463,902
9 107 $357,029 $104,748 $252,282 $58,211,621
9 108 $357,029 $104,296 $252,734 $57,958,887
10 109 $357,029 $103,843 $253,186 $57,705,701
10 110 $357,029 $103,389 $253,640 $57,452,061
10 111 $357,029 $102,935 $254,094 $57,197,966
10 112 $357,029 $102,480 $254,550 $56,943,417
10 113 $357,029 $102,024 $255,006 $56,688,411
10 114 $357,029 $101,567 $255,463 $56,432,948
10 115 $357,029 $101,109 $255,920 $56,177,028
10 116 $357,029 $100,651 $256,379 $55,920,649
10 117 $357,029 $100,191 $256,838 $55,663,811
10 118 $357,029 $99,731 $257,298 $55,406,513
10 119 $357,029 $99,270 $257,759 $55,148,753
10 120 $357,029 $98,808 $258,221 $54,890,532
11 121 $357,029 $98,346 $258,684 $54,631,848
11 122 $357,029 $97,882 $259,147 $54,372,701
11 123 $357,029 $97,418 $259,612 $54,113,089
11 124 $357,029 $96,953 $260,077 $53,853,012
11 125 $357,029 $96,487 $260,543 $53,592,470
11 126 $357,029 $96,020 $261,010 $53,331,460
11 127 $357,029 $95,552 $261,477 $53,069,983
11 128 $357,029 $95,084 $261,946 $52,808,037
11 129 $357,029 $94,614 $262,415 $52,545,622
11 130 $357,029 $94,144 $262,885 $52,282,737
11 131 $357,029 $93,673 $263,356 $52,019,381
11 132 $357,029 $93,201 $263,828 $51,755,553
12 133 $357,029 $92,729 $264,301 $51,491,252
12 134 $357,029 $92,255 $264,774 $51,226,478
12 135 $357,029 $91,781 $265,249 $50,961,230
12 136 $357,029 $91,306 $265,724 $50,695,506
12 137 $357,029 $90,829 $266,200 $50,429,306
12 138 $357,029 $90,353 $266,677 $50,162,629
12 139 $357,029 $89,875 $267,155 $49,895,474
12 140 $357,029 $89,396 $267,633 $49,627,841
12 141 $357,029 $88,917 $268,113 $49,359,728
12 142 $357,029 $88,436 $268,593 $49,091,135
12 143 $357,029 $87,955 $269,074 $48,822,060
12 144 $357,029 $87,473 $269,557 $48,552,504
13 145 $357,029 $86,990 $270,039 $48,282,464
13 146 $357,029 $86,506 $270,523 $48,011,941
13 147 $357,029 $86,021 $271,008 $47,740,933
13 148 $357,029 $85,536 $271,494 $47,469,440
13 149 $357,029 $85,049 $271,980 $47,197,460
13 150 $357,029 $84,562 $272,467 $46,924,992
13 151 $357,029 $84,074 $272,955 $46,652,037
13 152 $357,029 $83,585 $273,444 $46,378,592
13 153 $357,029 $83,095 $273,934 $46,104,658
13 154 $357,029 $82,604 $274,425 $45,830,233
13 155 $357,029 $82,113 $274,917 $45,555,316
13 156 $357,029 $81,620 $275,409 $45,279,906
14 157 $357,029 $81,126 $275,903 $45,004,004
14 158 $357,029 $80,632 $276,397 $44,727,606
14 159 $357,029 $80,137 $276,892 $44,450,714
14 160 $357,029 $79,641 $277,389 $44,173,325
14 161 $357,029 $79,144 $277,886 $43,895,440
14 162 $357,029 $78,646 $278,383 $43,617,057
14 163 $357,029 $78,147 $278,882 $43,338,174
14 164 $357,029 $77,648 $279,382 $43,058,793
14 165 $357,029 $77,147 $279,882 $42,778,910
14 166 $357,029 $76,646 $280,384 $42,498,526
14 167 $357,029 $76,143 $280,886 $42,217,640
14 168 $357,029 $75,640 $281,389 $41,936,251
15 169 $357,029 $75,136 $281,894 $41,654,357
15 170 $357,029 $74,631 $282,399 $41,371,958
15 171 $357,029 $74,125 $282,905 $41,089,054
15 172 $357,029 $73,618 $283,411 $40,805,642
15 173 $357,029 $73,110 $283,919 $40,521,723
15 174 $357,029 $72,601 $284,428 $40,237,295
15 175 $357,029 $72,092 $284,938 $39,952,358
15 176 $357,029 $71,581 $285,448 $39,666,910
15 177 $357,029 $71,070 $285,960 $39,380,950
15 178 $357,029 $70,558 $286,472 $39,094,478
15 179 $357,029 $70,044 $286,985 $38,807,493
15 180 $357,029 $69,530 $287,499 $38,519,994
16 181 $357,029 $69,015 $288,014 $38,231,979
16 182 $357,029 $68,499 $288,530 $37,943,449
16 183 $357,029 $67,982 $289,047 $37,654,402
16 184 $357,029 $67,464 $289,565 $37,364,836
16 185 $357,029 $66,945 $290,084 $37,074,752
16 186 $357,029 $66,426 $290,604 $36,784,148
16 187 $357,029 $65,905 $291,124 $36,493,024
16 188 $357,029 $65,383 $291,646 $36,201,378
16 189 $357,029 $64,861 $292,169 $35,909,209
16 190 $357,029 $64,337 $292,692 $35,616,517
16 191 $357,029 $63,813 $293,216 $35,323,301
16 192 $357,029 $63,288 $293,742 $35,029,559
17 193 $357,029 $62,761 $294,268 $34,735,291
17 194 $357,029 $62,234 $294,795 $34,440,496
17 195 $357,029 $61,706 $295,323 $34,145,172
17 196 $357,029 $61,177 $295,853 $33,849,320
17 197 $357,029 $60,647 $296,383 $33,552,937
17 198 $357,029 $60,116 $296,914 $33,256,023
17 199 $357,029 $59,584 $297,446 $32,958,578
17 200 $357,029 $59,051 $297,979 $32,660,599
17 201 $357,029 $58,517 $298,512 $32,362,086
17 202 $357,029 $57,982 $299,047 $32,063,039
17 203 $357,029 $57,446 $299,583 $31,763,456
17 204 $357,029 $56,910 $300,120 $31,463,336
18 205 $357,029 $56,372 $300,658 $31,162,679
18 206 $357,029 $55,833 $301,196 $30,861,482
18 207 $357,029 $55,293 $301,736 $30,559,746
18 208 $357,029 $54,753 $302,277 $30,257,470
18 209 $357,029 $54,211 $302,818 $29,954,652
18 210 $357,029 $53,669 $303,361 $29,651,291
18 211 $357,029 $53,125 $303,904 $29,347,387
18 212 $357,029 $52,581 $304,449 $29,042,938
18 213 $357,029 $52,035 $304,994 $28,737,944
18 214 $357,029 $51,489 $305,541 $28,432,404
18 215 $357,029 $50,941 $306,088 $28,126,316
18 216 $357,029 $50,393 $306,636 $27,819,679
19 217 $357,029 $49,844 $307,186 $27,512,494
19 218 $357,029 $49,293 $307,736 $27,204,757
19 219 $357,029 $48,742 $308,288 $26,896,470
19 220 $357,029 $48,190 $308,840 $26,587,630
19 221 $357,029 $47,636 $309,393 $26,278,237
19 222 $357,029 $47,082 $309,948 $25,968,289
19 223 $357,029 $46,527 $310,503 $25,657,786
19 224 $357,029 $45,970 $311,059 $25,346,727
19 225 $357,029 $45,413 $311,616 $25,035,111
19 226 $357,029 $44,855 $312,175 $24,722,936
19 227 $357,029 $44,295 $312,734 $24,410,202
19 228 $357,029 $43,735 $313,294 $24,096,907
20 229 $357,029 $43,174 $313,856 $23,783,052
20 230 $357,029 $42,611 $314,418 $23,468,634
20 231 $357,029 $42,048 $314,981 $23,153,652
20 232 $357,029 $41,484 $315,546 $22,838,106
20 233 $357,029 $40,918 $316,111 $22,521,995
20 234 $357,029 $40,352 $316,677 $22,205,318
20 235 $357,029 $39,785 $317,245 $21,888,073
20 236 $357,029 $39,216 $317,813 $21,570,260
20 237 $357,029 $38,647 $318,383 $21,251,877
20 238 $357,029 $38,076 $318,953 $20,932,924
20 239 $357,029 $37,505 $319,525 $20,613,399
20 240 $357,029 $36,932 $320,097 $20,293,302
21 241 $357,029 $36,359 $320,671 $19,972,632
21 242 $357,029 $35,784 $321,245 $19,651,387
21 243 $357,029 $35,209 $321,821 $19,329,566
21 244 $357,029 $34,632 $322,397 $19,007,169
21 245 $357,029 $34,055 $322,975 $18,684,194
21 246 $357,029 $33,476 $323,554 $18,360,640
21 247 $357,029 $32,896 $324,133 $18,036,507
21 248 $357,029 $32,315 $324,714 $17,711,793
21 249 $357,029 $31,734 $325,296 $17,386,497
21 250 $357,029 $31,151 $325,879 $17,060,619
21 251 $357,029 $30,567 $326,462 $16,734,156
21 252 $357,029 $29,982 $327,047 $16,407,109
22 253 $357,029 $29,396 $327,633 $16,079,476
22 254 $357,029 $28,809 $328,220 $15,751,255
22 255 $357,029 $28,221 $328,808 $15,422,447
22 256 $357,029 $27,632 $329,397 $15,093,050
22 257 $357,029 $27,042 $329,988 $14,763,062
22 258 $357,029 $26,450 $330,579 $14,432,483
22 259 $357,029 $25,858 $331,171 $14,101,312
22 260 $357,029 $25,265 $331,765 $13,769,547
22 261 $357,029 $24,670 $332,359 $13,437,188
22 262 $357,029 $24,075 $332,954 $13,104,234
22 263 $357,029 $23,478 $333,551 $12,770,683
22 264 $357,029 $22,881 $334,149 $12,436,534
23 265 $357,029 $22,282 $334,747 $12,101,787
23 266 $357,029 $21,682 $335,347 $11,766,440
23 267 $357,029 $21,082 $335,948 $11,430,492
23 268 $357,029 $20,480 $336,550 $11,093,942
23 269 $357,029 $19,877 $337,153 $10,756,790
23 270 $357,029 $19,273 $337,757 $10,419,033
23 271 $357,029 $18,667 $338,362 $10,080,671
23 272 $357,029 $18,061 $338,968 $9,741,703
23 273 $357,029 $17,454 $339,575 $9,402,127
23 274 $357,029 $16,845 $340,184 $9,061,943
23 275 $357,029 $16,236 $340,793 $8,721,150
23 276 $357,029 $15,625 $341,404 $8,379,746
24 277 $357,029 $15,014 $342,016 $8,037,730
24 278 $357,029 $14,401 $342,628 $7,695,102
24 279 $357,029 $13,787 $343,242 $7,351,860
24 280 $357,029 $13,172 $343,857 $7,008,002
24 281 $357,029 $12,556 $344,473 $6,663,529
24 282 $357,029 $11,939 $345,091 $6,318,438
24 283 $357,029 $11,321 $345,709 $5,972,730
24 284 $357,029 $10,701 $346,328 $5,626,401
24 285 $357,029 $10,081 $346,949 $5,279,453
24 286 $357,029 $9,459 $347,570 $4,931,882
24 287 $357,029 $8,836 $348,193 $4,583,689
24 288 $357,029 $8,212 $348,817 $4,234,872
25 289 $357,029 $7,587 $349,442 $3,885,430
25 290 $357,029 $6,961 $350,068 $3,535,362
25 291 $357,029 $6,334 $350,695 $3,184,667
25 292 $357,029 $5,706 $351,324 $2,833,344
25 293 $357,029 $5,076 $351,953 $2,481,391
25 294 $357,029 $4,446 $352,584 $2,128,807
25 295 $357,029 $3,814 $353,215 $1,775,592
25 296 $357,029 $3,181 $353,848 $1,421,744
25 297 $357,029 $2,547 $354,482 $1,067,262
25 298 $357,029 $1,912 $355,117 $712,144
25 299 $357,029 $1,276 $355,753 $356,391
25 300 $357,029 $639 $356,391 $0