MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.

(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.

BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option



Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 52,000,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 53,300,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$52,000,000
 
Monthly Repayment (HKD)
$336,332
Loan Amount (HKD)
$78,000,000
+
Total Interest (HKD)
$22,899,608
=
Total Repayment (HKD)
$100,899,608
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $336,332 $139,750 $196,582 $77,803,418
1 2 $336,332 $139,398 $196,934 $77,606,484
1 3 $336,332 $139,045 $197,287 $77,409,197
1 4 $336,332 $138,691 $197,641 $77,211,556
1 5 $336,332 $138,337 $197,995 $77,013,561
1 6 $336,332 $137,983 $198,349 $76,815,212
1 7 $336,332 $137,627 $198,705 $76,616,507
1 8 $336,332 $137,271 $199,061 $76,417,447
1 9 $336,332 $136,915 $199,417 $76,218,029
1 10 $336,332 $136,557 $199,775 $76,018,254
1 11 $336,332 $136,199 $200,133 $75,818,122
1 12 $336,332 $135,841 $200,491 $75,617,630
2 13 $336,332 $135,482 $200,850 $75,416,780
2 14 $336,332 $135,122 $201,210 $75,215,570
2 15 $336,332 $134,761 $201,571 $75,013,999
2 16 $336,332 $134,400 $201,932 $74,812,067
2 17 $336,332 $134,038 $202,294 $74,609,773
2 18 $336,332 $133,676 $202,656 $74,407,117
2 19 $336,332 $133,313 $203,019 $74,204,098
2 20 $336,332 $132,949 $203,383 $74,000,715
2 21 $336,332 $132,585 $203,747 $73,796,967
2 22 $336,332 $132,220 $204,112 $73,592,855
2 23 $336,332 $131,854 $204,478 $73,388,377
2 24 $336,332 $131,488 $204,845 $73,183,532
3 25 $336,332 $131,120 $205,212 $72,978,321
3 26 $336,332 $130,753 $205,579 $72,772,741
3 27 $336,332 $130,384 $205,948 $72,566,794
3 28 $336,332 $130,016 $206,317 $72,360,477
3 29 $336,332 $129,646 $206,686 $72,153,791
3 30 $336,332 $129,276 $207,056 $71,946,735
3 31 $336,332 $128,905 $207,427 $71,739,307
3 32 $336,332 $128,533 $207,799 $71,531,508
3 33 $336,332 $128,161 $208,171 $71,323,337
3 34 $336,332 $127,788 $208,544 $71,114,792
3 35 $336,332 $127,414 $208,918 $70,905,874
3 36 $336,332 $127,040 $209,292 $70,696,582
4 37 $336,332 $126,665 $209,667 $70,486,915
4 38 $336,332 $126,289 $210,043 $70,276,872
4 39 $336,332 $125,913 $210,419 $70,066,452
4 40 $336,332 $125,536 $210,796 $69,855,656
4 41 $336,332 $125,158 $211,174 $69,644,482
4 42 $336,332 $124,780 $211,552 $69,432,930
4 43 $336,332 $124,401 $211,931 $69,220,999
4 44 $336,332 $124,021 $212,311 $69,008,687
4 45 $336,332 $123,641 $212,691 $68,795,996
4 46 $336,332 $123,259 $213,073 $68,582,923
4 47 $336,332 $122,878 $213,454 $68,369,469
4 48 $336,332 $122,495 $213,837 $68,155,632
5 49 $336,332 $122,112 $214,220 $67,941,413
5 50 $336,332 $121,728 $214,604 $67,726,809
5 51 $336,332 $121,344 $214,988 $67,511,821
5 52 $336,332 $120,959 $215,373 $67,296,447
5 53 $336,332 $120,573 $215,759 $67,080,688
5 54 $336,332 $120,186 $216,146 $66,864,542
5 55 $336,332 $119,799 $216,533 $66,648,009
5 56 $336,332 $119,411 $216,921 $66,431,088
5 57 $336,332 $119,022 $217,310 $66,213,779
5 58 $336,332 $118,633 $217,699 $65,996,080
5 59 $336,332 $118,243 $218,089 $65,777,991
5 60 $336,332 $117,852 $218,480 $65,559,511
6 61 $336,332 $117,461 $218,871 $65,340,640
6 62 $336,332 $117,069 $219,263 $65,121,376
6 63 $336,332 $116,676 $219,656 $64,901,720
6 64 $336,332 $116,282 $220,050 $64,681,670
6 65 $336,332 $115,888 $220,444 $64,461,226
6 66 $336,332 $115,493 $220,839 $64,240,387
6 67 $336,332 $115,097 $221,235 $64,019,152
6 68 $336,332 $114,701 $221,631 $63,797,521
6 69 $336,332 $114,304 $222,028 $63,575,493
6 70 $336,332 $113,906 $222,426 $63,353,067
6 71 $336,332 $113,508 $222,824 $63,130,243
6 72 $336,332 $113,108 $223,224 $62,907,019
7 73 $336,332 $112,708 $223,624 $62,683,396
7 74 $336,332 $112,308 $224,024 $62,459,371
7 75 $336,332 $111,906 $224,426 $62,234,946
7 76 $336,332 $111,504 $224,828 $62,010,118
7 77 $336,332 $111,101 $225,231 $61,784,887
7 78 $336,332 $110,698 $225,634 $61,559,253
7 79 $336,332 $110,294 $226,038 $61,333,215
7 80 $336,332 $109,889 $226,443 $61,106,772
7 81 $336,332 $109,483 $226,849 $60,879,923
7 82 $336,332 $109,077 $227,255 $60,652,667
7 83 $336,332 $108,669 $227,663 $60,425,004
7 84 $336,332 $108,261 $228,071 $60,196,934
8 85 $336,332 $107,853 $228,479 $59,968,455
8 86 $336,332 $107,443 $228,889 $59,739,566
8 87 $336,332 $107,033 $229,299 $59,510,267
8 88 $336,332 $106,623 $229,709 $59,280,558
8 89 $336,332 $106,211 $230,121 $59,050,437
8 90 $336,332 $105,799 $230,533 $58,819,904
8 91 $336,332 $105,386 $230,946 $58,588,957
8 92 $336,332 $104,972 $231,360 $58,357,597
8 93 $336,332 $104,557 $231,775 $58,125,822
8 94 $336,332 $104,142 $232,190 $57,893,633
8 95 $336,332 $103,726 $232,606 $57,661,027
8 96 $336,332 $103,309 $233,023 $57,428,004
9 97 $336,332 $102,892 $233,440 $57,194,564
9 98 $336,332 $102,474 $233,858 $56,960,705
9 99 $336,332 $102,055 $234,277 $56,726,428
9 100 $336,332 $101,635 $234,697 $56,491,731
9 101 $336,332 $101,214 $235,118 $56,256,613
9 102 $336,332 $100,793 $235,539 $56,021,074
9 103 $336,332 $100,371 $235,961 $55,785,113
9 104 $336,332 $99,948 $236,384 $55,548,729
9 105 $336,332 $99,525 $236,807 $55,311,922
9 106 $336,332 $99,101 $237,231 $55,074,691
9 107 $336,332 $98,675 $237,657 $54,837,034
9 108 $336,332 $98,250 $238,082 $54,598,952
10 109 $336,332 $97,823 $238,509 $54,360,443
10 110 $336,332 $97,396 $238,936 $54,121,507
10 111 $336,332 $96,968 $239,364 $53,882,142
10 112 $336,332 $96,539 $239,793 $53,642,349
10 113 $336,332 $96,109 $240,223 $53,402,126
10 114 $336,332 $95,679 $240,653 $53,161,473
10 115 $336,332 $95,248 $241,084 $52,920,389
10 116 $336,332 $94,816 $241,516 $52,678,872
10 117 $336,332 $94,383 $241,949 $52,436,923
10 118 $336,332 $93,949 $242,383 $52,194,541
10 119 $336,332 $93,515 $242,817 $51,951,724
10 120 $336,332 $93,080 $243,252 $51,708,472
11 121 $336,332 $92,644 $243,688 $51,464,784
11 122 $336,332 $92,208 $244,124 $51,220,660
11 123 $336,332 $91,770 $244,562 $50,976,099
11 124 $336,332 $91,332 $245,000 $50,731,099
11 125 $336,332 $90,893 $245,439 $50,485,660
11 126 $336,332 $90,453 $245,879 $50,239,781
11 127 $336,332 $90,013 $246,319 $49,993,462
11 128 $336,332 $89,572 $246,760 $49,746,702
11 129 $336,332 $89,130 $247,203 $49,499,499
11 130 $336,332 $88,687 $247,645 $49,251,854
11 131 $336,332 $88,243 $248,089 $49,003,765
11 132 $336,332 $87,798 $248,534 $48,755,231
12 133 $336,332 $87,353 $248,979 $48,506,252
12 134 $336,332 $86,907 $249,425 $48,256,827
12 135 $336,332 $86,460 $249,872 $48,006,955
12 136 $336,332 $86,012 $250,320 $47,756,636
12 137 $336,332 $85,564 $250,768 $47,505,868
12 138 $336,332 $85,115 $251,217 $47,254,650
12 139 $336,332 $84,665 $251,667 $47,002,983
12 140 $336,332 $84,214 $252,118 $46,750,865
12 141 $336,332 $83,762 $252,570 $46,498,295
12 142 $336,332 $83,309 $253,023 $46,245,272
12 143 $336,332 $82,856 $253,476 $45,991,796
12 144 $336,332 $82,402 $253,930 $45,737,866
13 145 $336,332 $81,947 $254,385 $45,483,481
13 146 $336,332 $81,491 $254,841 $45,228,640
13 147 $336,332 $81,035 $255,297 $44,973,343
13 148 $336,332 $80,577 $255,755 $44,717,588
13 149 $336,332 $80,119 $256,213 $44,461,375
13 150 $336,332 $79,660 $256,672 $44,204,703
13 151 $336,332 $79,200 $257,132 $43,947,571
13 152 $336,332 $78,739 $257,593 $43,689,978
13 153 $336,332 $78,278 $258,054 $43,431,924
13 154 $336,332 $77,816 $258,516 $43,173,408
13 155 $336,332 $77,352 $258,980 $42,914,428
13 156 $336,332 $76,888 $259,444 $42,654,984
14 157 $336,332 $76,424 $259,909 $42,395,076
14 158 $336,332 $75,958 $260,374 $42,134,702
14 159 $336,332 $75,491 $260,841 $41,873,861
14 160 $336,332 $75,024 $261,308 $41,612,553
14 161 $336,332 $74,556 $261,776 $41,350,777
14 162 $336,332 $74,087 $262,245 $41,088,532
14 163 $336,332 $73,617 $262,715 $40,825,816
14 164 $336,332 $73,146 $263,186 $40,562,631
14 165 $336,332 $72,675 $263,657 $40,298,973
14 166 $336,332 $72,202 $264,130 $40,034,844
14 167 $336,332 $71,729 $264,603 $39,770,241
14 168 $336,332 $71,255 $265,077 $39,505,164
15 169 $336,332 $70,780 $265,552 $39,239,612
15 170 $336,332 $70,304 $266,028 $38,973,584
15 171 $336,332 $69,828 $266,504 $38,707,080
15 172 $336,332 $69,350 $266,982 $38,440,098
15 173 $336,332 $68,872 $267,460 $38,172,638
15 174 $336,332 $68,393 $267,939 $37,904,698
15 175 $336,332 $67,913 $268,419 $37,636,279
15 176 $336,332 $67,432 $268,900 $37,367,379
15 177 $336,332 $66,950 $269,382 $37,097,996
15 178 $336,332 $66,467 $269,865 $36,828,132
15 179 $336,332 $65,984 $270,348 $36,557,783
15 180 $336,332 $65,499 $270,833 $36,286,951
16 181 $336,332 $65,014 $271,318 $36,015,633
16 182 $336,332 $64,528 $271,804 $35,743,829
16 183 $336,332 $64,041 $272,291 $35,471,538
16 184 $336,332 $63,553 $272,779 $35,198,759
16 185 $336,332 $63,064 $273,268 $34,925,491
16 186 $336,332 $62,575 $273,757 $34,651,734
16 187 $336,332 $62,084 $274,248 $34,377,486
16 188 $336,332 $61,593 $274,739 $34,102,747
16 189 $336,332 $61,101 $275,231 $33,827,516
16 190 $336,332 $60,608 $275,724 $33,551,792
16 191 $336,332 $60,114 $276,218 $33,275,573
16 192 $336,332 $59,619 $276,713 $32,998,860
17 193 $336,332 $59,123 $277,209 $32,721,651
17 194 $336,332 $58,626 $277,706 $32,443,945
17 195 $336,332 $58,129 $278,203 $32,165,742
17 196 $336,332 $57,630 $278,702 $31,887,040
17 197 $336,332 $57,131 $279,201 $31,607,839
17 198 $336,332 $56,631 $279,701 $31,328,138
17 199 $336,332 $56,130 $280,202 $31,047,935
17 200 $336,332 $55,628 $280,704 $30,767,231
17 201 $336,332 $55,125 $281,207 $30,486,023
17 202 $336,332 $54,621 $281,711 $30,204,312
17 203 $336,332 $54,116 $282,216 $29,922,096
17 204 $336,332 $53,610 $282,722 $29,639,375
18 205 $336,332 $53,104 $283,228 $29,356,147
18 206 $336,332 $52,596 $283,736 $29,072,411
18 207 $336,332 $52,088 $284,244 $28,788,167
18 208 $336,332 $51,579 $284,753 $28,503,414
18 209 $336,332 $51,069 $285,263 $28,218,150
18 210 $336,332 $50,558 $285,775 $27,932,376
18 211 $336,332 $50,046 $286,287 $27,646,089
18 212 $336,332 $49,533 $286,799 $27,359,290
18 213 $336,332 $49,019 $287,313 $27,071,977
18 214 $336,332 $48,504 $287,828 $26,784,148
18 215 $336,332 $47,988 $288,344 $26,495,805
18 216 $336,332 $47,472 $288,860 $26,206,944
19 217 $336,332 $46,954 $289,378 $25,917,566
19 218 $336,332 $46,436 $289,896 $25,627,670
19 219 $336,332 $45,916 $290,416 $25,337,254
19 220 $336,332 $45,396 $290,936 $25,046,318
19 221 $336,332 $44,875 $291,457 $24,754,861
19 222 $336,332 $44,352 $291,980 $24,462,881
19 223 $336,332 $43,829 $292,503 $24,170,379
19 224 $336,332 $43,305 $293,027 $23,877,352
19 225 $336,332 $42,780 $293,552 $23,583,800
19 226 $336,332 $42,254 $294,078 $23,289,722
19 227 $336,332 $41,727 $294,605 $22,995,118
19 228 $336,332 $41,200 $295,132 $22,699,985
20 229 $336,332 $40,671 $295,661 $22,404,324
20 230 $336,332 $40,141 $296,191 $22,108,133
20 231 $336,332 $39,610 $296,722 $21,811,411
20 232 $336,332 $39,079 $297,253 $21,514,158
20 233 $336,332 $38,546 $297,786 $21,216,372
20 234 $336,332 $38,013 $298,319 $20,918,053
20 235 $336,332 $37,478 $298,854 $20,619,199
20 236 $336,332 $36,943 $299,389 $20,319,810
20 237 $336,332 $36,406 $299,926 $20,019,884
20 238 $336,332 $35,869 $300,463 $19,719,421
20 239 $336,332 $35,331 $301,001 $19,418,420
20 240 $336,332 $34,791 $301,541 $19,116,879
21 241 $336,332 $34,251 $302,081 $18,814,798
21 242 $336,332 $33,710 $302,622 $18,512,176
21 243 $336,332 $33,168 $303,164 $18,209,011
21 244 $336,332 $32,624 $303,708 $17,905,304
21 245 $336,332 $32,080 $304,252 $17,601,052
21 246 $336,332 $31,535 $304,797 $17,296,255
21 247 $336,332 $30,989 $305,343 $16,990,913
21 248 $336,332 $30,442 $305,890 $16,685,023
21 249 $336,332 $29,894 $306,438 $16,378,585
21 250 $336,332 $29,345 $306,987 $16,071,597
21 251 $336,332 $28,795 $307,537 $15,764,060
21 252 $336,332 $28,244 $308,088 $15,455,972
22 253 $336,332 $27,692 $308,640 $15,147,332
22 254 $336,332 $27,139 $309,193 $14,838,139
22 255 $336,332 $26,585 $309,747 $14,528,392
22 256 $336,332 $26,030 $310,302 $14,218,090
22 257 $336,332 $25,474 $310,858 $13,907,232
22 258 $336,332 $24,917 $311,415 $13,595,817
22 259 $336,332 $24,359 $311,973 $13,283,844
22 260 $336,332 $23,800 $312,532 $12,971,313
22 261 $336,332 $23,240 $313,092 $12,658,221
22 262 $336,332 $22,679 $313,653 $12,344,568
22 263 $336,332 $22,117 $314,215 $12,030,353
22 264 $336,332 $21,554 $314,778 $11,715,576
23 265 $336,332 $20,990 $315,342 $11,400,234
23 266 $336,332 $20,425 $315,907 $11,084,328
23 267 $336,332 $19,859 $316,473 $10,767,855
23 268 $336,332 $19,292 $317,040 $10,450,815
23 269 $336,332 $18,724 $317,608 $10,133,208
23 270 $336,332 $18,155 $318,177 $9,815,031
23 271 $336,332 $17,585 $318,747 $9,496,284
23 272 $336,332 $17,014 $319,318 $9,176,966
23 273 $336,332 $16,442 $319,890 $8,857,076
23 274 $336,332 $15,869 $320,463 $8,536,613
23 275 $336,332 $15,295 $321,037 $8,215,576
23 276 $336,332 $14,720 $321,612 $7,893,964
24 277 $336,332 $14,143 $322,189 $7,571,775
24 278 $336,332 $13,566 $322,766 $7,249,009
24 279 $336,332 $12,988 $323,344 $6,925,665
24 280 $336,332 $12,408 $323,924 $6,601,741
24 281 $336,332 $11,828 $324,504 $6,277,237
24 282 $336,332 $11,247 $325,085 $5,952,152
24 283 $336,332 $10,664 $325,668 $5,626,484
24 284 $336,332 $10,081 $326,251 $5,300,233
24 285 $336,332 $9,496 $326,836 $4,973,397
24 286 $336,332 $8,911 $327,421 $4,645,976
24 287 $336,332 $8,324 $328,008 $4,317,968
24 288 $336,332 $7,736 $328,596 $3,989,372
25 289 $336,332 $7,148 $329,184 $3,660,188
25 290 $336,332 $6,558 $329,774 $3,330,414
25 291 $336,332 $5,967 $330,365 $3,000,049
25 292 $336,332 $5,375 $330,957 $2,669,092
25 293 $336,332 $4,782 $331,550 $2,337,542
25 294 $336,332 $4,188 $332,144 $2,005,398
25 295 $336,332 $3,593 $332,739 $1,672,659
25 296 $336,332 $2,997 $333,335 $1,339,324
25 297 $336,332 $2,400 $333,932 $1,005,391
25 298 $336,332 $1,801 $334,531 $670,861
25 299 $336,332 $1,202 $335,130 $335,731
25 300 $336,332 $602 $335,731 $0