Century 21 Centaland Property

Down Payment (HKD)

$147,200,000

Monthly Repayment (HKD)

$952,078

Loan Amount (HKD)

$220,800,000

Total Interest (HKD)

$64,823,506

Total Repayment (HKD)

$285,623,506

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$952,078	$395,600	$556,478	$220,243,522
1	2	$952,078	$394,603	$557,475	$219,686,046
1	3	$952,078	$393,604	$558,474	$219,127,572
1	4	$952,078	$392,604	$559,475	$218,568,097
1	5	$952,078	$391,601	$560,477	$218,007,620
1	6	$952,078	$390,597	$561,481	$217,446,139
1	7	$952,078	$389,591	$562,487	$216,883,651
1	8	$952,078	$388,583	$563,495	$216,320,156
1	9	$952,078	$387,574	$564,505	$215,755,652
1	10	$952,078	$386,562	$565,516	$215,190,135
1	11	$952,078	$385,549	$566,529	$214,623,606
1	12	$952,078	$384,534	$567,544	$214,056,062
2	13	$952,078	$383,517	$568,561	$213,487,500
2	14	$952,078	$382,498	$569,580	$212,917,920
2	15	$952,078	$381,478	$570,600	$212,347,320
2	16	$952,078	$380,456	$571,623	$211,775,697
2	17	$952,078	$379,431	$572,647	$211,203,050
2	18	$952,078	$378,405	$573,673	$210,629,378
2	19	$952,078	$377,378	$574,701	$210,054,677
2	20	$952,078	$376,348	$575,730	$209,478,946
2	21	$952,078	$375,316	$576,762	$208,902,185
2	22	$952,078	$374,283	$577,795	$208,324,389
2	23	$952,078	$373,248	$578,830	$207,745,559
2	24	$952,078	$372,211	$579,868	$207,165,691
3	25	$952,078	$371,172	$580,906	$206,584,785
3	26	$952,078	$370,131	$581,947	$206,002,837
3	27	$952,078	$369,088	$582,990	$205,419,847
3	28	$952,078	$368,044	$584,034	$204,835,813
3	29	$952,078	$366,997	$585,081	$204,250,732
3	30	$952,078	$365,949	$586,129	$203,664,603
3	31	$952,078	$364,899	$587,179	$203,077,424
3	32	$952,078	$363,847	$588,231	$202,489,192
3	33	$952,078	$362,793	$589,285	$201,899,907
3	34	$952,078	$361,737	$590,341	$201,309,566
3	35	$952,078	$360,680	$591,399	$200,718,168
3	36	$952,078	$359,620	$592,458	$200,125,709
4	37	$952,078	$358,559	$593,520	$199,532,189
4	38	$952,078	$357,495	$594,583	$198,937,606
4	39	$952,078	$356,430	$595,648	$198,341,958
4	40	$952,078	$355,363	$596,716	$197,745,242
4	41	$952,078	$354,294	$597,785	$197,147,457
4	42	$952,078	$353,223	$598,856	$196,548,601
4	43	$952,078	$352,150	$599,929	$195,948,673
4	44	$952,078	$351,075	$601,004	$195,347,669
4	45	$952,078	$349,998	$602,080	$194,745,589
4	46	$952,078	$348,919	$603,159	$194,142,429
4	47	$952,078	$347,839	$604,240	$193,538,190
4	48	$952,078	$346,756	$605,322	$192,932,867
5	49	$952,078	$345,671	$606,407	$192,326,460
5	50	$952,078	$344,585	$607,493	$191,718,967
5	51	$952,078	$343,496	$608,582	$191,110,385
5	52	$952,078	$342,406	$609,672	$190,500,713
5	53	$952,078	$341,314	$610,765	$189,889,948
5	54	$952,078	$340,219	$611,859	$189,278,089
5	55	$952,078	$339,123	$612,955	$188,665,134
5	56	$952,078	$338,025	$614,053	$188,051,081
5	57	$952,078	$336,925	$615,153	$187,435,927
5	58	$952,078	$335,823	$616,256	$186,819,672
5	59	$952,078	$334,719	$617,360	$186,202,312
5	60	$952,078	$333,612	$618,466	$185,583,846
6	61	$952,078	$332,504	$619,574	$184,964,272
6	62	$952,078	$331,394	$620,684	$184,343,588
6	63	$952,078	$330,282	$621,796	$183,721,792
6	64	$952,078	$329,168	$622,910	$183,098,882
6	65	$952,078	$328,052	$624,026	$182,474,856
6	66	$952,078	$326,934	$625,144	$181,849,711
6	67	$952,078	$325,814	$626,264	$181,223,447
6	68	$952,078	$324,692	$627,386	$180,596,061
6	69	$952,078	$323,568	$628,510	$179,967,550
6	70	$952,078	$322,442	$629,636	$179,337,914
6	71	$952,078	$321,314	$630,765	$178,707,149
6	72	$952,078	$320,184	$631,895	$178,075,255
7	73	$952,078	$319,051	$633,027	$177,442,228
7	74	$952,078	$317,917	$634,161	$176,808,067
7	75	$952,078	$316,781	$635,297	$176,172,769
7	76	$952,078	$315,643	$636,435	$175,536,334
7	77	$952,078	$314,503	$637,576	$174,898,758
7	78	$952,078	$313,360	$638,718	$174,260,040
7	79	$952,078	$312,216	$639,862	$173,620,178
7	80	$952,078	$311,069	$641,009	$172,979,169
7	81	$952,078	$309,921	$642,157	$172,337,011
7	82	$952,078	$308,770	$643,308	$171,693,704
7	83	$952,078	$307,618	$644,460	$171,049,243
7	84	$952,078	$306,463	$645,615	$170,403,628
8	85	$952,078	$305,307	$646,772	$169,756,856
8	86	$952,078	$304,148	$647,931	$169,108,925
8	87	$952,078	$302,987	$649,092	$168,459,834
8	88	$952,078	$301,824	$650,254	$167,809,579
8	89	$952,078	$300,659	$651,420	$167,158,160
8	90	$952,078	$299,492	$652,587	$166,505,573
8	91	$952,078	$298,322	$653,756	$165,851,817
8	92	$952,078	$297,151	$654,927	$165,196,890
8	93	$952,078	$295,978	$656,101	$164,540,790
8	94	$952,078	$294,802	$657,276	$163,883,514
8	95	$952,078	$293,625	$658,454	$163,225,060
8	96	$952,078	$292,445	$659,633	$162,565,426
9	97	$952,078	$291,263	$660,815	$161,904,611
9	98	$952,078	$290,079	$661,999	$161,242,612
9	99	$952,078	$288,893	$663,185	$160,579,426
9	100	$952,078	$287,705	$664,374	$159,915,053
9	101	$952,078	$286,514	$665,564	$159,249,489
9	102	$952,078	$285,322	$666,756	$158,582,733
9	103	$952,078	$284,127	$667,951	$157,914,782
9	104	$952,078	$282,931	$669,148	$157,245,634
9	105	$952,078	$281,732	$670,347	$156,575,287
9	106	$952,078	$280,531	$671,548	$155,903,740
9	107	$952,078	$279,328	$672,751	$155,230,989
9	108	$952,078	$278,122	$673,956	$154,557,033
10	109	$952,078	$276,915	$675,164	$153,881,869
10	110	$952,078	$275,705	$676,373	$153,205,496
10	111	$952,078	$274,493	$677,585	$152,527,911
10	112	$952,078	$273,279	$678,799	$151,849,111
10	113	$952,078	$272,063	$680,015	$151,169,096
10	114	$952,078	$270,845	$681,234	$150,487,862
10	115	$952,078	$269,624	$682,454	$149,805,408
10	116	$952,078	$268,401	$683,677	$149,121,731
10	117	$952,078	$267,176	$684,902	$148,436,829
10	118	$952,078	$265,949	$686,129	$147,750,700
10	119	$952,078	$264,720	$687,358	$147,063,342
10	120	$952,078	$263,488	$688,590	$146,374,752
11	121	$952,078	$262,255	$689,824	$145,684,928
11	122	$952,078	$261,019	$691,060	$144,993,869
11	123	$952,078	$259,781	$692,298	$144,301,571
11	124	$952,078	$258,540	$693,538	$143,608,033
11	125	$952,078	$257,298	$694,781	$142,913,253
11	126	$952,078	$256,053	$696,025	$142,217,227
11	127	$952,078	$254,806	$697,272	$141,519,955
11	128	$952,078	$253,557	$698,522	$140,821,433
11	129	$952,078	$252,305	$699,773	$140,121,660
11	130	$952,078	$251,051	$701,027	$139,420,633
11	131	$952,078	$249,795	$702,283	$138,718,349
11	132	$952,078	$248,537	$703,541	$138,014,808
12	133	$952,078	$247,277	$704,802	$137,310,006
12	134	$952,078	$246,014	$706,065	$136,603,942
12	135	$952,078	$244,749	$707,330	$135,896,612
12	136	$952,078	$243,481	$708,597	$135,188,015
12	137	$952,078	$242,212	$709,866	$134,478,149
12	138	$952,078	$240,940	$711,138	$133,767,010
12	139	$952,078	$239,666	$712,412	$133,054,598
12	140	$952,078	$238,389	$713,689	$132,340,909
12	141	$952,078	$237,111	$714,968	$131,625,941
12	142	$952,078	$235,830	$716,249	$130,909,693
12	143	$952,078	$234,547	$717,532	$130,192,161
12	144	$952,078	$233,261	$718,817	$129,473,344
13	145	$952,078	$231,973	$720,105	$128,753,238
13	146	$952,078	$230,683	$721,395	$128,031,843
13	147	$952,078	$229,390	$722,688	$127,309,155
13	148	$952,078	$228,096	$723,983	$126,585,172
13	149	$952,078	$226,798	$725,280	$125,859,892
13	150	$952,078	$225,499	$726,579	$125,133,313
13	151	$952,078	$224,197	$727,881	$124,405,432
13	152	$952,078	$222,893	$729,185	$123,676,246
13	153	$952,078	$221,587	$730,492	$122,945,755
13	154	$952,078	$220,278	$731,801	$122,213,954
13	155	$952,078	$218,967	$733,112	$121,480,843
13	156	$952,078	$217,653	$734,425	$120,746,417
14	157	$952,078	$216,337	$735,741	$120,010,676
14	158	$952,078	$215,019	$737,059	$119,273,617
14	159	$952,078	$213,699	$738,380	$118,535,237
14	160	$952,078	$212,376	$739,703	$117,795,535
14	161	$952,078	$211,050	$741,028	$117,054,507
14	162	$952,078	$209,723	$742,356	$116,312,151
14	163	$952,078	$208,393	$743,686	$115,568,465
14	164	$952,078	$207,060	$745,018	$114,823,447
14	165	$952,078	$205,725	$746,353	$114,077,094
14	166	$952,078	$204,388	$747,690	$113,329,404
14	167	$952,078	$203,049	$749,030	$112,580,374
14	168	$952,078	$201,707	$750,372	$111,830,002
15	169	$952,078	$200,362	$751,716	$111,078,286
15	170	$952,078	$199,015	$753,063	$110,325,223
15	171	$952,078	$197,666	$754,412	$109,570,810
15	172	$952,078	$196,314	$755,764	$108,815,046
15	173	$952,078	$194,960	$757,118	$108,057,928
15	174	$952,078	$193,604	$758,475	$107,299,454
15	175	$952,078	$192,245	$759,833	$106,539,620
15	176	$952,078	$190,883	$761,195	$105,778,425
15	177	$952,078	$189,520	$762,559	$105,015,867
15	178	$952,078	$188,153	$763,925	$104,251,942
15	179	$952,078	$186,785	$765,294	$103,486,648
15	180	$952,078	$185,414	$766,665	$102,719,983
16	181	$952,078	$184,040	$768,038	$101,951,945
16	182	$952,078	$182,664	$769,414	$101,182,531
16	183	$952,078	$181,285	$770,793	$100,411,738
16	184	$952,078	$179,904	$772,174	$99,639,564
16	185	$952,078	$178,521	$773,557	$98,866,006
16	186	$952,078	$177,135	$774,943	$98,091,063
16	187	$952,078	$175,746	$776,332	$97,314,731
16	188	$952,078	$174,356	$777,723	$96,537,008
16	189	$952,078	$172,962	$779,116	$95,757,892
16	190	$952,078	$171,566	$780,512	$94,977,380
16	191	$952,078	$170,168	$781,911	$94,195,469
16	192	$952,078	$168,767	$783,311	$93,412,158
17	193	$952,078	$167,363	$784,715	$92,627,443
17	194	$952,078	$165,958	$786,121	$91,841,322
17	195	$952,078	$164,549	$787,529	$91,053,793
17	196	$952,078	$163,138	$788,940	$90,264,852
17	197	$952,078	$161,725	$790,354	$89,474,498
17	198	$952,078	$160,308	$791,770	$88,682,729
17	199	$952,078	$158,890	$793,188	$87,889,540
17	200	$952,078	$157,469	$794,610	$87,094,930
17	201	$952,078	$156,045	$796,033	$86,298,897
17	202	$952,078	$154,619	$797,459	$85,501,438
17	203	$952,078	$153,190	$798,888	$84,702,549
17	204	$952,078	$151,759	$800,320	$83,902,230
18	205	$952,078	$150,325	$801,754	$83,100,476
18	206	$952,078	$148,888	$803,190	$82,297,286
18	207	$952,078	$147,449	$804,629	$81,492,657
18	208	$952,078	$146,008	$806,071	$80,686,587
18	209	$952,078	$144,563	$807,515	$79,879,072
18	210	$952,078	$143,117	$808,962	$79,070,110
18	211	$952,078	$141,667	$810,411	$78,259,699
18	212	$952,078	$140,215	$811,863	$77,447,836
18	213	$952,078	$138,761	$813,318	$76,634,518
18	214	$952,078	$137,304	$814,775	$75,819,743
18	215	$952,078	$135,844	$816,235	$75,003,509
18	216	$952,078	$134,381	$817,697	$74,185,812
19	217	$952,078	$132,916	$819,162	$73,366,650
19	218	$952,078	$131,449	$820,630	$72,546,020
19	219	$952,078	$129,978	$822,100	$71,723,920
19	220	$952,078	$128,505	$823,573	$70,900,347
19	221	$952,078	$127,030	$825,049	$70,075,298
19	222	$952,078	$125,552	$826,527	$69,248,771
19	223	$952,078	$124,071	$828,008	$68,420,764
19	224	$952,078	$122,587	$829,491	$67,591,273
19	225	$952,078	$121,101	$830,977	$66,760,295
19	226	$952,078	$119,612	$832,466	$65,927,829
19	227	$952,078	$118,121	$833,958	$65,093,871
19	228	$952,078	$116,627	$835,452	$64,258,420
20	229	$952,078	$115,130	$836,949	$63,421,471
20	230	$952,078	$113,630	$838,448	$62,583,023
20	231	$952,078	$112,128	$839,950	$61,743,072
20	232	$952,078	$110,623	$841,455	$60,901,617
20	233	$952,078	$109,115	$842,963	$60,058,654
20	234	$952,078	$107,605	$844,473	$59,214,181
20	235	$952,078	$106,092	$845,986	$58,368,194
20	236	$952,078	$104,576	$847,502	$57,520,692
20	237	$952,078	$103,058	$849,020	$56,671,672
20	238	$952,078	$101,537	$850,542	$55,821,130
20	239	$952,078	$100,013	$852,065	$54,969,065
20	240	$952,078	$98,486	$853,592	$54,115,473
21	241	$952,078	$96,957	$855,121	$53,260,351
21	242	$952,078	$95,425	$856,654	$52,403,698
21	243	$952,078	$93,890	$858,188	$51,545,509
21	244	$952,078	$92,352	$859,726	$50,685,783
21	245	$952,078	$90,812	$861,266	$49,824,517
21	246	$952,078	$89,269	$862,809	$48,961,708
21	247	$952,078	$87,723	$864,355	$48,097,352
21	248	$952,078	$86,174	$865,904	$47,231,448
21	249	$952,078	$84,623	$867,455	$46,363,993
21	250	$952,078	$83,069	$869,010	$45,494,984
21	251	$952,078	$81,512	$870,567	$44,624,417
21	252	$952,078	$79,952	$872,126	$43,752,291
22	253	$952,078	$78,390	$873,689	$42,878,602
22	254	$952,078	$76,824	$875,254	$42,003,348
22	255	$952,078	$75,256	$876,822	$41,126,525
22	256	$952,078	$73,685	$878,393	$40,248,132
22	257	$952,078	$72,111	$879,967	$39,368,165
22	258	$952,078	$70,535	$881,544	$38,486,621
22	259	$952,078	$68,955	$883,123	$37,603,498
22	260	$952,078	$67,373	$884,705	$36,718,793
22	261	$952,078	$65,788	$886,291	$35,832,502
22	262	$952,078	$64,200	$887,878	$34,944,624
22	263	$952,078	$62,609	$889,469	$34,055,154
22	264	$952,078	$61,015	$891,063	$33,164,092
23	265	$952,078	$59,419	$892,659	$32,271,432
23	266	$952,078	$57,820	$894,259	$31,377,174
23	267	$952,078	$56,217	$895,861	$30,481,313
23	268	$952,078	$54,612	$897,466	$29,583,847
23	269	$952,078	$53,004	$899,074	$28,684,773
23	270	$952,078	$51,394	$900,685	$27,784,088
23	271	$952,078	$49,780	$902,299	$26,881,789
23	272	$952,078	$48,163	$903,915	$25,977,874
23	273	$952,078	$46,544	$905,535	$25,072,340
23	274	$952,078	$44,921	$907,157	$24,165,182
23	275	$952,078	$43,296	$908,782	$23,256,400
23	276	$952,078	$41,668	$910,411	$22,345,989
24	277	$952,078	$40,037	$912,042	$21,433,948
24	278	$952,078	$38,402	$913,676	$20,520,272
24	279	$952,078	$36,765	$915,313	$19,604,959
24	280	$952,078	$35,126	$916,953	$18,688,006
24	281	$952,078	$33,483	$918,596	$17,769,410
24	282	$952,078	$31,837	$920,241	$16,849,169
24	283	$952,078	$30,188	$921,890	$15,927,279
24	284	$952,078	$28,536	$923,542	$15,003,737
24	285	$952,078	$26,882	$925,197	$14,078,540
24	286	$952,078	$25,224	$926,854	$13,151,686
24	287	$952,078	$23,563	$928,515	$12,223,171
24	288	$952,078	$21,900	$930,179	$11,292,992
25	289	$952,078	$20,233	$931,845	$10,361,147
25	290	$952,078	$18,564	$933,515	$9,427,633
25	291	$952,078	$16,891	$935,187	$8,492,445
25	292	$952,078	$15,216	$936,863	$7,555,583
25	293	$952,078	$13,537	$938,541	$6,617,041
25	294	$952,078	$11,856	$940,223	$5,676,819
25	295	$952,078	$10,171	$941,907	$4,734,911
25	296	$952,078	$8,483	$943,595	$3,791,316
25	297	$952,078	$6,793	$945,286	$2,846,031
25	298	$952,078	$5,099	$946,979	$1,899,051
25	299	$952,078	$3,402	$948,676	$950,376
25	300	$952,078	$1,703	$950,376	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 147,200,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 150,880,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.