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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 7,680,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 7,872,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$7,680,000
 
Monthly Repayment (HKD)
$49,674
Loan Amount (HKD)
$11,520,000
+
Total Interest (HKD)
$3,382,096
=
Total Repayment (HKD)
$14,902,096
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $49,674 $20,640 $29,034 $11,490,966
1 2 $49,674 $20,588 $29,086 $11,461,881
1 3 $49,674 $20,536 $29,138 $11,432,743
1 4 $49,674 $20,484 $29,190 $11,403,553
1 5 $49,674 $20,431 $29,242 $11,374,311
1 6 $49,674 $20,379 $29,295 $11,345,016
1 7 $49,674 $20,326 $29,347 $11,315,669
1 8 $49,674 $20,274 $29,400 $11,286,269
1 9 $49,674 $20,221 $29,452 $11,256,817
1 10 $49,674 $20,168 $29,505 $11,227,311
1 11 $49,674 $20,116 $29,558 $11,197,753
1 12 $49,674 $20,063 $29,611 $11,168,142
2 13 $49,674 $20,010 $29,664 $11,138,478
2 14 $49,674 $19,956 $29,717 $11,108,761
2 15 $49,674 $19,903 $29,770 $11,078,991
2 16 $49,674 $19,850 $29,824 $11,049,167
2 17 $49,674 $19,796 $29,877 $11,019,290
2 18 $49,674 $19,743 $29,931 $10,989,359
2 19 $49,674 $19,689 $29,984 $10,959,374
2 20 $49,674 $19,636 $30,038 $10,929,336
2 21 $49,674 $19,582 $30,092 $10,899,244
2 22 $49,674 $19,528 $30,146 $10,869,099
2 23 $49,674 $19,474 $30,200 $10,838,899
2 24 $49,674 $19,420 $30,254 $10,808,645
3 25 $49,674 $19,365 $30,308 $10,778,337
3 26 $49,674 $19,311 $30,362 $10,747,974
3 27 $49,674 $19,257 $30,417 $10,717,557
3 28 $49,674 $19,202 $30,471 $10,687,086
3 29 $49,674 $19,148 $30,526 $10,656,560
3 30 $49,674 $19,093 $30,581 $10,625,979
3 31 $49,674 $19,038 $30,635 $10,595,344
3 32 $49,674 $18,983 $30,690 $10,564,654
3 33 $49,674 $18,928 $30,745 $10,533,908
3 34 $49,674 $18,873 $30,800 $10,503,108
3 35 $49,674 $18,818 $30,856 $10,472,252
3 36 $49,674 $18,763 $30,911 $10,441,341
4 37 $49,674 $18,707 $30,966 $10,410,375
4 38 $49,674 $18,652 $31,022 $10,379,353
4 39 $49,674 $18,596 $31,077 $10,348,276
4 40 $49,674 $18,541 $31,133 $10,317,143
4 41 $49,674 $18,485 $31,189 $10,285,954
4 42 $49,674 $18,429 $31,245 $10,254,710
4 43 $49,674 $18,373 $31,301 $10,223,409
4 44 $49,674 $18,317 $31,357 $10,192,052
4 45 $49,674 $18,261 $31,413 $10,160,639
4 46 $49,674 $18,204 $31,469 $10,129,170
4 47 $49,674 $18,148 $31,526 $10,097,645
4 48 $49,674 $18,092 $31,582 $10,066,063
5 49 $49,674 $18,035 $31,639 $10,034,424
5 50 $49,674 $17,978 $31,695 $10,002,729
5 51 $49,674 $17,922 $31,752 $9,970,977
5 52 $49,674 $17,865 $31,809 $9,939,168
5 53 $49,674 $17,808 $31,866 $9,907,302
5 54 $49,674 $17,751 $31,923 $9,875,379
5 55 $49,674 $17,693 $31,980 $9,843,398
5 56 $49,674 $17,636 $32,038 $9,811,361
5 57 $49,674 $17,579 $32,095 $9,779,266
5 58 $49,674 $17,521 $32,152 $9,747,113
5 59 $49,674 $17,464 $32,210 $9,714,903
5 60 $49,674 $17,406 $32,268 $9,682,635
6 61 $49,674 $17,348 $32,326 $9,650,310
6 62 $49,674 $17,290 $32,384 $9,617,926
6 63 $49,674 $17,232 $32,442 $9,585,485
6 64 $49,674 $17,174 $32,500 $9,552,985
6 65 $49,674 $17,116 $32,558 $9,520,427
6 66 $49,674 $17,057 $32,616 $9,487,811
6 67 $49,674 $16,999 $32,675 $9,455,136
6 68 $49,674 $16,940 $32,733 $9,422,403
6 69 $49,674 $16,882 $32,792 $9,389,611
6 70 $49,674 $16,823 $32,851 $9,356,761
6 71 $49,674 $16,764 $32,909 $9,323,851
6 72 $49,674 $16,705 $32,968 $9,290,883
7 73 $49,674 $16,646 $33,027 $9,257,855
7 74 $49,674 $16,587 $33,087 $9,224,769
7 75 $49,674 $16,528 $33,146 $9,191,623
7 76 $49,674 $16,468 $33,205 $9,158,417
7 77 $49,674 $16,409 $33,265 $9,125,153
7 78 $49,674 $16,349 $33,324 $9,091,828
7 79 $49,674 $16,290 $33,384 $9,058,444
7 80 $49,674 $16,230 $33,444 $9,025,000
7 81 $49,674 $16,170 $33,504 $8,991,496
7 82 $49,674 $16,110 $33,564 $8,957,932
7 83 $49,674 $16,050 $33,624 $8,924,308
7 84 $49,674 $15,989 $33,684 $8,890,624
8 85 $49,674 $15,929 $33,745 $8,856,879
8 86 $49,674 $15,869 $33,805 $8,823,074
8 87 $49,674 $15,808 $33,866 $8,789,209
8 88 $49,674 $15,747 $33,926 $8,755,282
8 89 $49,674 $15,687 $33,987 $8,721,295
8 90 $49,674 $15,626 $34,048 $8,687,247
8 91 $49,674 $15,565 $34,109 $8,653,138
8 92 $49,674 $15,504 $34,170 $8,618,968
8 93 $49,674 $15,442 $34,231 $8,584,737
8 94 $49,674 $15,381 $34,293 $8,550,444
8 95 $49,674 $15,320 $34,354 $8,516,090
8 96 $49,674 $15,258 $34,416 $8,481,674
9 97 $49,674 $15,196 $34,477 $8,447,197
9 98 $49,674 $15,135 $34,539 $8,412,658
9 99 $49,674 $15,073 $34,601 $8,378,057
9 100 $49,674 $15,011 $34,663 $8,343,394
9 101 $49,674 $14,949 $34,725 $8,308,669
9 102 $49,674 $14,886 $34,787 $8,273,882
9 103 $49,674 $14,824 $34,850 $8,239,032
9 104 $49,674 $14,762 $34,912 $8,204,120
9 105 $49,674 $14,699 $34,975 $8,169,145
9 106 $49,674 $14,636 $35,037 $8,134,108
9 107 $49,674 $14,574 $35,100 $8,099,008
9 108 $49,674 $14,511 $35,163 $8,063,845
10 109 $49,674 $14,448 $35,226 $8,028,619
10 110 $49,674 $14,385 $35,289 $7,993,330
10 111 $49,674 $14,321 $35,352 $7,957,978
10 112 $49,674 $14,258 $35,416 $7,922,562
10 113 $49,674 $14,195 $35,479 $7,887,083
10 114 $49,674 $14,131 $35,543 $7,851,541
10 115 $49,674 $14,067 $35,606 $7,815,934
10 116 $49,674 $14,004 $35,670 $7,780,264
10 117 $49,674 $13,940 $35,734 $7,744,530
10 118 $49,674 $13,876 $35,798 $7,708,732
10 119 $49,674 $13,811 $35,862 $7,672,870
10 120 $49,674 $13,747 $35,926 $7,636,944
11 121 $49,674 $13,683 $35,991 $7,600,953
11 122 $49,674 $13,618 $36,055 $7,564,898
11 123 $49,674 $13,554 $36,120 $7,528,778
11 124 $49,674 $13,489 $36,185 $7,492,593
11 125 $49,674 $13,424 $36,249 $7,456,344
11 126 $49,674 $13,359 $36,314 $7,420,029
11 127 $49,674 $13,294 $36,379 $7,383,650
11 128 $49,674 $13,229 $36,445 $7,347,205
11 129 $49,674 $13,164 $36,510 $7,310,695
11 130 $49,674 $13,098 $36,575 $7,274,120
11 131 $49,674 $13,033 $36,641 $7,237,479
11 132 $49,674 $12,967 $36,707 $7,200,773
12 133 $49,674 $12,901 $36,772 $7,164,000
12 134 $49,674 $12,836 $36,838 $7,127,162
12 135 $49,674 $12,769 $36,904 $7,090,258
12 136 $49,674 $12,703 $36,970 $7,053,288
12 137 $49,674 $12,637 $37,037 $7,016,251
12 138 $49,674 $12,571 $37,103 $6,979,148
12 139 $49,674 $12,504 $37,169 $6,941,979
12 140 $49,674 $12,438 $37,236 $6,904,743
12 141 $49,674 $12,371 $37,303 $6,867,440
12 142 $49,674 $12,304 $37,369 $6,830,071
12 143 $49,674 $12,237 $37,436 $6,792,634
12 144 $49,674 $12,170 $37,504 $6,755,131
13 145 $49,674 $12,103 $37,571 $6,717,560
13 146 $49,674 $12,036 $37,638 $6,679,922
13 147 $49,674 $11,968 $37,705 $6,642,217
13 148 $49,674 $11,901 $37,773 $6,604,444
13 149 $49,674 $11,833 $37,841 $6,566,603
13 150 $49,674 $11,765 $37,908 $6,528,695
13 151 $49,674 $11,697 $37,976 $6,490,718
13 152 $49,674 $11,629 $38,044 $6,452,674
13 153 $49,674 $11,561 $38,113 $6,414,561
13 154 $49,674 $11,493 $38,181 $6,376,380
13 155 $49,674 $11,424 $38,249 $6,338,131
13 156 $49,674 $11,356 $38,318 $6,299,813
14 157 $49,674 $11,287 $38,386 $6,261,427
14 158 $49,674 $11,218 $38,455 $6,222,971
14 159 $49,674 $11,149 $38,524 $6,184,447
14 160 $49,674 $11,080 $38,593 $6,145,854
14 161 $49,674 $11,011 $38,662 $6,107,192
14 162 $49,674 $10,942 $38,732 $6,068,460
14 163 $49,674 $10,873 $38,801 $6,029,659
14 164 $49,674 $10,803 $38,871 $5,990,789
14 165 $49,674 $10,733 $38,940 $5,951,848
14 166 $49,674 $10,664 $39,010 $5,912,838
14 167 $49,674 $10,594 $39,080 $5,873,759
14 168 $49,674 $10,524 $39,150 $5,834,609
15 169 $49,674 $10,454 $39,220 $5,795,389
15 170 $49,674 $10,383 $39,290 $5,756,099
15 171 $49,674 $10,313 $39,361 $5,716,738
15 172 $49,674 $10,242 $39,431 $5,677,307
15 173 $49,674 $10,172 $39,502 $5,637,805
15 174 $49,674 $10,101 $39,573 $5,598,232
15 175 $49,674 $10,030 $39,643 $5,558,589
15 176 $49,674 $9,959 $39,715 $5,518,874
15 177 $49,674 $9,888 $39,786 $5,479,089
15 178 $49,674 $9,817 $39,857 $5,439,232
15 179 $49,674 $9,745 $39,928 $5,399,303
15 180 $49,674 $9,674 $40,000 $5,359,303
16 181 $49,674 $9,602 $40,072 $5,319,232
16 182 $49,674 $9,530 $40,143 $5,279,089
16 183 $49,674 $9,458 $40,215 $5,238,873
16 184 $49,674 $9,386 $40,287 $5,198,586
16 185 $49,674 $9,314 $40,360 $5,158,226
16 186 $49,674 $9,242 $40,432 $5,117,795
16 187 $49,674 $9,169 $40,504 $5,077,290
16 188 $49,674 $9,097 $40,577 $5,036,713
16 189 $49,674 $9,024 $40,650 $4,996,064
16 190 $49,674 $8,951 $40,722 $4,955,342
16 191 $49,674 $8,878 $40,795 $4,914,546
16 192 $49,674 $8,805 $40,868 $4,873,678
17 193 $49,674 $8,732 $40,942 $4,832,736
17 194 $49,674 $8,659 $41,015 $4,791,721
17 195 $49,674 $8,585 $41,088 $4,750,633
17 196 $49,674 $8,512 $41,162 $4,709,471
17 197 $49,674 $8,438 $41,236 $4,668,235
17 198 $49,674 $8,364 $41,310 $4,626,925
17 199 $49,674 $8,290 $41,384 $4,585,541
17 200 $49,674 $8,216 $41,458 $4,544,083
17 201 $49,674 $8,141 $41,532 $4,502,551
17 202 $49,674 $8,067 $41,607 $4,460,945
17 203 $49,674 $7,993 $41,681 $4,419,263
17 204 $49,674 $7,918 $41,756 $4,377,508
18 205 $49,674 $7,843 $41,831 $4,335,677
18 206 $49,674 $7,768 $41,906 $4,293,771
18 207 $49,674 $7,693 $41,981 $4,251,791
18 208 $49,674 $7,618 $42,056 $4,209,735
18 209 $49,674 $7,542 $42,131 $4,167,604
18 210 $49,674 $7,467 $42,207 $4,125,397
18 211 $49,674 $7,391 $42,282 $4,083,115
18 212 $49,674 $7,316 $42,358 $4,040,757
18 213 $49,674 $7,240 $42,434 $3,998,323
18 214 $49,674 $7,164 $42,510 $3,955,813
18 215 $49,674 $7,087 $42,586 $3,913,227
18 216 $49,674 $7,011 $42,662 $3,870,564
19 217 $49,674 $6,935 $42,739 $3,827,825
19 218 $49,674 $6,858 $42,815 $3,785,010
19 219 $49,674 $6,781 $42,892 $3,742,118
19 220 $49,674 $6,705 $42,969 $3,699,149
19 221 $49,674 $6,628 $43,046 $3,656,103
19 222 $49,674 $6,551 $43,123 $3,612,979
19 223 $49,674 $6,473 $43,200 $3,569,779
19 224 $49,674 $6,396 $43,278 $3,526,501
19 225 $49,674 $6,318 $43,355 $3,483,146
19 226 $49,674 $6,241 $43,433 $3,439,713
19 227 $49,674 $6,163 $43,511 $3,396,202
19 228 $49,674 $6,085 $43,589 $3,352,613
20 229 $49,674 $6,007 $43,667 $3,308,946
20 230 $49,674 $5,929 $43,745 $3,265,201
20 231 $49,674 $5,850 $43,824 $3,221,378
20 232 $49,674 $5,772 $43,902 $3,177,476
20 233 $49,674 $5,693 $43,981 $3,133,495
20 234 $49,674 $5,614 $44,059 $3,089,436
20 235 $49,674 $5,535 $44,138 $3,045,297
20 236 $49,674 $5,456 $44,217 $3,001,080
20 237 $49,674 $5,377 $44,297 $2,956,783
20 238 $49,674 $5,298 $44,376 $2,912,407
20 239 $49,674 $5,218 $44,456 $2,867,951
20 240 $49,674 $5,138 $44,535 $2,823,416
21 241 $49,674 $5,059 $44,615 $2,778,801
21 242 $49,674 $4,979 $44,695 $2,734,106
21 243 $49,674 $4,899 $44,775 $2,689,331
21 244 $49,674 $4,818 $44,855 $2,644,476
21 245 $49,674 $4,738 $44,936 $2,599,540
21 246 $49,674 $4,658 $45,016 $2,554,524
21 247 $49,674 $4,577 $45,097 $2,509,427
21 248 $49,674 $4,496 $45,178 $2,464,249
21 249 $49,674 $4,415 $45,259 $2,418,991
21 250 $49,674 $4,334 $45,340 $2,373,651
21 251 $49,674 $4,253 $45,421 $2,328,230
21 252 $49,674 $4,171 $45,502 $2,282,728
22 253 $49,674 $4,090 $45,584 $2,237,144
22 254 $49,674 $4,008 $45,665 $2,191,479
22 255 $49,674 $3,926 $45,747 $2,145,732
22 256 $49,674 $3,844 $45,829 $2,099,903
22 257 $49,674 $3,762 $45,911 $2,053,991
22 258 $49,674 $3,680 $45,994 $2,007,998
22 259 $49,674 $3,598 $46,076 $1,961,922
22 260 $49,674 $3,515 $46,159 $1,915,763
22 261 $49,674 $3,432 $46,241 $1,869,522
22 262 $49,674 $3,350 $46,324 $1,823,198
22 263 $49,674 $3,267 $46,407 $1,776,791
22 264 $49,674 $3,183 $46,490 $1,730,300
23 265 $49,674 $3,100 $46,574 $1,683,727
23 266 $49,674 $3,017 $46,657 $1,637,070
23 267 $49,674 $2,933 $46,741 $1,590,329
23 268 $49,674 $2,849 $46,824 $1,543,505
23 269 $49,674 $2,765 $46,908 $1,496,597
23 270 $49,674 $2,681 $46,992 $1,449,605
23 271 $49,674 $2,597 $47,076 $1,402,528
23 272 $49,674 $2,513 $47,161 $1,355,367
23 273 $49,674 $2,428 $47,245 $1,308,122
23 274 $49,674 $2,344 $47,330 $1,260,792
23 275 $49,674 $2,259 $47,415 $1,213,377
23 276 $49,674 $2,174 $47,500 $1,165,878
24 277 $49,674 $2,089 $47,585 $1,118,293
24 278 $49,674 $2,004 $47,670 $1,070,623
24 279 $49,674 $1,918 $47,755 $1,022,867
24 280 $49,674 $1,833 $47,841 $975,026
24 281 $49,674 $1,747 $47,927 $927,100
24 282 $49,674 $1,661 $48,013 $879,087
24 283 $49,674 $1,575 $48,099 $830,988
24 284 $49,674 $1,489 $48,185 $782,804
24 285 $49,674 $1,403 $48,271 $734,533
24 286 $49,674 $1,316 $48,358 $686,175
24 287 $49,674 $1,229 $48,444 $637,731
24 288 $49,674 $1,143 $48,531 $589,200
25 289 $49,674 $1,056 $48,618 $540,582
25 290 $49,674 $969 $48,705 $491,876
25 291 $49,674 $881 $48,792 $443,084
25 292 $49,674 $794 $48,880 $394,204
25 293 $49,674 $706 $48,967 $345,237
25 294 $49,674 $619 $49,055 $296,182
25 295 $49,674 $531 $49,143 $247,039
25 296 $49,674 $443 $49,231 $197,808
25 297 $49,674 $354 $49,319 $148,489
25 298 $49,674 $266 $49,408 $99,081
25 299 $49,674 $178 $49,496 $49,585
25 300 $49,674 $89 $49,585 $0