Century 21 Centaland Property

Down Payment (HKD)

$9,428,000

Monthly Repayment (HKD)

$60,980

Loan Amount (HKD)

$14,142,000

Total Interest (HKD)

$4,151,875

Total Repayment (HKD)

$18,293,875

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$60,980	$25,338	$35,642	$14,106,358
1	2	$60,980	$25,274	$35,706	$14,070,652
1	3	$60,980	$25,210	$35,770	$14,034,883
1	4	$60,980	$25,146	$35,834	$13,999,049
1	5	$60,980	$25,082	$35,898	$13,963,151
1	6	$60,980	$25,017	$35,962	$13,927,189
1	7	$60,980	$24,953	$36,027	$13,891,162
1	8	$60,980	$24,888	$36,091	$13,855,071
1	9	$60,980	$24,824	$36,156	$13,818,915
1	10	$60,980	$24,759	$36,221	$13,782,694
1	11	$60,980	$24,694	$36,286	$13,746,409
1	12	$60,980	$24,629	$36,351	$13,710,058
2	13	$60,980	$24,564	$36,416	$13,673,642
2	14	$60,980	$24,499	$36,481	$13,637,161
2	15	$60,980	$24,433	$36,546	$13,600,615
2	16	$60,980	$24,368	$36,612	$13,564,003
2	17	$60,980	$24,302	$36,677	$13,527,326
2	18	$60,980	$24,236	$36,743	$13,490,583
2	19	$60,980	$24,171	$36,809	$13,453,774
2	20	$60,980	$24,105	$36,875	$13,416,899
2	21	$60,980	$24,039	$36,941	$13,379,958
2	22	$60,980	$23,972	$37,007	$13,342,951
2	23	$60,980	$23,906	$37,073	$13,305,877
2	24	$60,980	$23,840	$37,140	$13,268,737
3	25	$60,980	$23,773	$37,206	$13,231,531
3	26	$60,980	$23,706	$37,273	$13,194,258
3	27	$60,980	$23,640	$37,340	$13,156,918
3	28	$60,980	$23,573	$37,407	$13,119,511
3	29	$60,980	$23,506	$37,474	$13,082,037
3	30	$60,980	$23,439	$37,541	$13,044,496
3	31	$60,980	$23,371	$37,608	$13,006,888
3	32	$60,980	$23,304	$37,676	$12,969,213
3	33	$60,980	$23,237	$37,743	$12,931,470
3	34	$60,980	$23,169	$37,811	$12,893,659
3	35	$60,980	$23,101	$37,878	$12,855,780
3	36	$60,980	$23,033	$37,946	$12,817,834
4	37	$60,980	$22,965	$38,014	$12,779,820
4	38	$60,980	$22,897	$38,082	$12,741,737
4	39	$60,980	$22,829	$38,151	$12,703,587
4	40	$60,980	$22,761	$38,219	$12,665,368
4	41	$60,980	$22,692	$38,287	$12,627,080
4	42	$60,980	$22,624	$38,356	$12,588,724
4	43	$60,980	$22,555	$38,425	$12,550,300
4	44	$60,980	$22,486	$38,494	$12,511,806
4	45	$60,980	$22,417	$38,563	$12,473,243
4	46	$60,980	$22,348	$38,632	$12,434,612
4	47	$60,980	$22,279	$38,701	$12,395,911
4	48	$60,980	$22,209	$38,770	$12,357,140
5	49	$60,980	$22,140	$38,840	$12,318,301
5	50	$60,980	$22,070	$38,909	$12,279,391
5	51	$60,980	$22,001	$38,979	$12,240,412
5	52	$60,980	$21,931	$39,049	$12,201,364
5	53	$60,980	$21,861	$39,119	$12,162,245
5	54	$60,980	$21,791	$39,189	$12,123,056
5	55	$60,980	$21,720	$39,259	$12,083,797
5	56	$60,980	$21,650	$39,329	$12,044,467
5	57	$60,980	$21,580	$39,400	$12,005,067
5	58	$60,980	$21,509	$39,471	$11,965,597
5	59	$60,980	$21,438	$39,541	$11,926,056
5	60	$60,980	$21,368	$39,612	$11,886,444
6	61	$60,980	$21,297	$39,683	$11,846,761
6	62	$60,980	$21,225	$39,754	$11,807,006
6	63	$60,980	$21,154	$39,825	$11,767,181
6	64	$60,980	$21,083	$39,897	$11,727,284
6	65	$60,980	$21,011	$39,968	$11,687,316
6	66	$60,980	$20,940	$40,040	$11,647,276
6	67	$60,980	$20,868	$40,112	$11,607,165
6	68	$60,980	$20,796	$40,183	$11,566,981
6	69	$60,980	$20,724	$40,255	$11,526,726
6	70	$60,980	$20,652	$40,328	$11,486,398
6	71	$60,980	$20,580	$40,400	$11,445,999
6	72	$60,980	$20,507	$40,472	$11,405,526
7	73	$60,980	$20,435	$40,545	$11,364,982
7	74	$60,980	$20,362	$40,617	$11,324,364
7	75	$60,980	$20,289	$40,690	$11,283,674
7	76	$60,980	$20,217	$40,763	$11,242,911
7	77	$60,980	$20,144	$40,836	$11,202,075
7	78	$60,980	$20,070	$40,909	$11,161,166
7	79	$60,980	$19,997	$40,982	$11,120,184
7	80	$60,980	$19,924	$41,056	$11,079,128
7	81	$60,980	$19,850	$41,129	$11,037,998
7	82	$60,980	$19,776	$41,203	$10,996,795
7	83	$60,980	$19,703	$41,277	$10,955,518
7	84	$60,980	$19,629	$41,351	$10,914,167
8	85	$60,980	$19,555	$41,425	$10,872,742
8	86	$60,980	$19,480	$41,499	$10,831,243
8	87	$60,980	$19,406	$41,574	$10,789,669
8	88	$60,980	$19,331	$41,648	$10,748,021
8	89	$60,980	$19,257	$41,723	$10,706,298
8	90	$60,980	$19,182	$41,797	$10,664,501
8	91	$60,980	$19,107	$41,872	$10,622,629
8	92	$60,980	$19,032	$41,947	$10,580,681
8	93	$60,980	$18,957	$42,023	$10,538,659
8	94	$60,980	$18,882	$42,098	$10,496,561
8	95	$60,980	$18,806	$42,173	$10,454,388
8	96	$60,980	$18,731	$42,249	$10,412,139
9	97	$60,980	$18,655	$42,325	$10,369,814
9	98	$60,980	$18,579	$42,400	$10,327,414
9	99	$60,980	$18,503	$42,476	$10,284,938
9	100	$60,980	$18,427	$42,552	$10,242,385
9	101	$60,980	$18,351	$42,629	$10,199,757
9	102	$60,980	$18,275	$42,705	$10,157,052
9	103	$60,980	$18,198	$42,782	$10,114,270
9	104	$60,980	$18,121	$42,858	$10,071,412
9	105	$60,980	$18,045	$42,935	$10,028,477
9	106	$60,980	$17,968	$43,012	$9,985,465
9	107	$60,980	$17,891	$43,089	$9,942,376
9	108	$60,980	$17,813	$43,166	$9,899,210
10	109	$60,980	$17,736	$43,243	$9,855,966
10	110	$60,980	$17,659	$43,321	$9,812,645
10	111	$60,980	$17,581	$43,399	$9,769,247
10	112	$60,980	$17,503	$43,476	$9,725,771
10	113	$60,980	$17,425	$43,554	$9,682,216
10	114	$60,980	$17,347	$43,632	$9,638,584
10	115	$60,980	$17,269	$43,710	$9,594,874
10	116	$60,980	$17,191	$43,789	$9,551,085
10	117	$60,980	$17,112	$43,867	$9,507,218
10	118	$60,980	$17,034	$43,946	$9,463,272
10	119	$60,980	$16,955	$44,025	$9,419,247
10	120	$60,980	$16,876	$44,103	$9,375,144
11	121	$60,980	$16,797	$44,182	$9,330,961
11	122	$60,980	$16,718	$44,262	$9,286,700
11	123	$60,980	$16,639	$44,341	$9,242,359
11	124	$60,980	$16,559	$44,420	$9,197,938
11	125	$60,980	$16,480	$44,500	$9,153,438
11	126	$60,980	$16,400	$44,580	$9,108,859
11	127	$60,980	$16,320	$44,660	$9,064,199
11	128	$60,980	$16,240	$44,740	$9,019,460
11	129	$60,980	$16,160	$44,820	$8,974,640
11	130	$60,980	$16,080	$44,900	$8,929,740
11	131	$60,980	$15,999	$44,980	$8,884,760
11	132	$60,980	$15,919	$45,061	$8,839,698
12	133	$60,980	$15,838	$45,142	$8,794,557
12	134	$60,980	$15,757	$45,223	$8,749,334
12	135	$60,980	$15,676	$45,304	$8,704,030
12	136	$60,980	$15,595	$45,385	$8,658,645
12	137	$60,980	$15,513	$45,466	$8,613,179
12	138	$60,980	$15,432	$45,548	$8,567,632
12	139	$60,980	$15,350	$45,629	$8,522,002
12	140	$60,980	$15,269	$45,711	$8,476,291
12	141	$60,980	$15,187	$45,793	$8,430,498
12	142	$60,980	$15,105	$45,875	$8,384,624
12	143	$60,980	$15,022	$45,957	$8,338,666
12	144	$60,980	$14,940	$46,039	$8,292,627
13	145	$60,980	$14,858	$46,122	$8,246,505
13	146	$60,980	$14,775	$46,205	$8,200,300
13	147	$60,980	$14,692	$46,287	$8,154,013
13	148	$60,980	$14,609	$46,370	$8,107,643
13	149	$60,980	$14,526	$46,453	$8,061,189
13	150	$60,980	$14,443	$46,537	$8,014,653
13	151	$60,980	$14,360	$46,620	$7,968,033
13	152	$60,980	$14,276	$46,704	$7,921,329
13	153	$60,980	$14,192	$46,787	$7,874,542
13	154	$60,980	$14,109	$46,871	$7,827,671
13	155	$60,980	$14,025	$46,955	$7,780,716
13	156	$60,980	$13,940	$47,039	$7,733,677
14	157	$60,980	$13,856	$47,123	$7,686,553
14	158	$60,980	$13,772	$47,208	$7,639,346
14	159	$60,980	$13,687	$47,292	$7,592,053
14	160	$60,980	$13,602	$47,377	$7,544,676
14	161	$60,980	$13,518	$47,462	$7,497,214
14	162	$60,980	$13,433	$47,547	$7,449,667
14	163	$60,980	$13,347	$47,632	$7,402,035
14	164	$60,980	$13,262	$47,718	$7,354,317
14	165	$60,980	$13,176	$47,803	$7,306,514
14	166	$60,980	$13,091	$47,889	$7,258,625
14	167	$60,980	$13,005	$47,975	$7,210,651
14	168	$60,980	$12,919	$48,061	$7,162,590
15	169	$60,980	$12,833	$48,147	$7,114,443
15	170	$60,980	$12,747	$48,233	$7,066,211
15	171	$60,980	$12,660	$48,319	$7,017,891
15	172	$60,980	$12,574	$48,406	$6,969,485
15	173	$60,980	$12,487	$48,493	$6,920,993
15	174	$60,980	$12,400	$48,579	$6,872,413
15	175	$60,980	$12,313	$48,667	$6,823,747
15	176	$60,980	$12,226	$48,754	$6,774,993
15	177	$60,980	$12,139	$48,841	$6,726,152
15	178	$60,980	$12,051	$48,929	$6,677,224
15	179	$60,980	$11,963	$49,016	$6,628,207
15	180	$60,980	$11,876	$49,104	$6,579,103
16	181	$60,980	$11,788	$49,192	$6,529,911
16	182	$60,980	$11,699	$49,280	$6,480,631
16	183	$60,980	$11,611	$49,368	$6,431,263
16	184	$60,980	$11,523	$49,457	$6,381,806
16	185	$60,980	$11,434	$49,546	$6,332,260
16	186	$60,980	$11,345	$49,634	$6,282,626
16	187	$60,980	$11,256	$49,723	$6,232,903
16	188	$60,980	$11,167	$49,812	$6,183,090
16	189	$60,980	$11,078	$49,902	$6,133,189
16	190	$60,980	$10,989	$49,991	$6,083,198
16	191	$60,980	$10,899	$50,081	$6,033,117
16	192	$60,980	$10,809	$50,170	$5,982,947
17	193	$60,980	$10,719	$50,260	$5,932,687
17	194	$60,980	$10,629	$50,350	$5,882,337
17	195	$60,980	$10,539	$50,440	$5,831,896
17	196	$60,980	$10,449	$50,531	$5,781,366
17	197	$60,980	$10,358	$50,621	$5,730,744
17	198	$60,980	$10,268	$50,712	$5,680,032
17	199	$60,980	$10,177	$50,803	$5,629,230
17	200	$60,980	$10,086	$50,894	$5,578,336
17	201	$60,980	$9,995	$50,985	$5,527,351
17	202	$60,980	$9,903	$51,076	$5,476,274
17	203	$60,980	$9,812	$51,168	$5,425,106
17	204	$60,980	$9,720	$51,260	$5,373,847
18	205	$60,980	$9,628	$51,351	$5,322,495
18	206	$60,980	$9,536	$51,443	$5,271,052
18	207	$60,980	$9,444	$51,536	$5,219,516
18	208	$60,980	$9,352	$51,628	$5,167,888
18	209	$60,980	$9,259	$51,720	$5,116,168
18	210	$60,980	$9,166	$51,813	$5,064,355
18	211	$60,980	$9,074	$51,906	$5,012,449
18	212	$60,980	$8,981	$51,999	$4,960,450
18	213	$60,980	$8,887	$52,092	$4,908,358
18	214	$60,980	$8,794	$52,185	$4,856,172
18	215	$60,980	$8,701	$52,279	$4,803,893
18	216	$60,980	$8,607	$52,373	$4,751,521
19	217	$60,980	$8,513	$52,466	$4,699,054
19	218	$60,980	$8,419	$52,560	$4,646,494
19	219	$60,980	$8,325	$52,655	$4,593,839
19	220	$60,980	$8,231	$52,749	$4,541,090
19	221	$60,980	$8,136	$52,843	$4,488,247
19	222	$60,980	$8,041	$52,938	$4,435,309
19	223	$60,980	$7,947	$53,033	$4,382,276
19	224	$60,980	$7,852	$53,128	$4,329,148
19	225	$60,980	$7,756	$53,223	$4,275,924
19	226	$60,980	$7,661	$53,319	$4,222,606
19	227	$60,980	$7,566	$53,414	$4,169,192
19	228	$60,980	$7,470	$53,510	$4,115,682
20	229	$60,980	$7,374	$53,606	$4,062,076
20	230	$60,980	$7,278	$53,702	$4,008,375
20	231	$60,980	$7,182	$53,798	$3,954,577
20	232	$60,980	$7,085	$53,894	$3,900,682
20	233	$60,980	$6,989	$53,991	$3,846,692
20	234	$60,980	$6,892	$54,088	$3,792,604
20	235	$60,980	$6,795	$54,185	$3,738,419
20	236	$60,980	$6,698	$54,282	$3,684,138
20	237	$60,980	$6,601	$54,379	$3,629,759
20	238	$60,980	$6,503	$54,476	$3,575,283
20	239	$60,980	$6,406	$54,574	$3,520,709
20	240	$60,980	$6,308	$54,672	$3,466,037
21	241	$60,980	$6,210	$54,770	$3,411,268
21	242	$60,980	$6,112	$54,868	$3,356,400
21	243	$60,980	$6,014	$54,966	$3,301,434
21	244	$60,980	$5,915	$55,065	$3,246,369
21	245	$60,980	$5,816	$55,163	$3,191,206
21	246	$60,980	$5,718	$55,262	$3,135,944
21	247	$60,980	$5,619	$55,361	$3,080,583
21	248	$60,980	$5,519	$55,460	$3,025,123
21	249	$60,980	$5,420	$55,560	$2,969,563
21	250	$60,980	$5,320	$55,659	$2,913,904
21	251	$60,980	$5,221	$55,759	$2,858,145
21	252	$60,980	$5,121	$55,859	$2,802,287
22	253	$60,980	$5,021	$55,959	$2,746,328
22	254	$60,980	$4,921	$56,059	$2,690,269
22	255	$60,980	$4,820	$56,160	$2,634,109
22	256	$60,980	$4,719	$56,260	$2,577,849
22	257	$60,980	$4,619	$56,361	$2,521,488
22	258	$60,980	$4,518	$56,462	$2,465,026
22	259	$60,980	$4,417	$56,563	$2,408,463
22	260	$60,980	$4,315	$56,664	$2,351,799
22	261	$60,980	$4,214	$56,766	$2,295,033
22	262	$60,980	$4,112	$56,868	$2,238,165
22	263	$60,980	$4,010	$56,970	$2,181,196
22	264	$60,980	$3,908	$57,072	$2,124,124
23	265	$60,980	$3,806	$57,174	$2,066,950
23	266	$60,980	$3,703	$57,276	$2,009,674
23	267	$60,980	$3,601	$57,379	$1,952,295
23	268	$60,980	$3,498	$57,482	$1,894,813
23	269	$60,980	$3,395	$57,585	$1,837,229
23	270	$60,980	$3,292	$57,688	$1,779,541
23	271	$60,980	$3,188	$57,791	$1,721,749
23	272	$60,980	$3,085	$57,895	$1,663,855
23	273	$60,980	$2,981	$57,999	$1,605,856
23	274	$60,980	$2,877	$58,102	$1,547,754
23	275	$60,980	$2,773	$58,207	$1,489,547
23	276	$60,980	$2,669	$58,311	$1,431,236
24	277	$60,980	$2,564	$58,415	$1,372,821
24	278	$60,980	$2,460	$58,520	$1,314,301
24	279	$60,980	$2,355	$58,625	$1,255,676
24	280	$60,980	$2,250	$58,730	$1,196,946
24	281	$60,980	$2,145	$58,835	$1,138,111
24	282	$60,980	$2,039	$58,940	$1,079,171
24	283	$60,980	$1,934	$59,046	$1,020,125
24	284	$60,980	$1,828	$59,152	$960,973
24	285	$60,980	$1,722	$59,258	$901,715
24	286	$60,980	$1,616	$59,364	$842,351
24	287	$60,980	$1,509	$59,470	$782,881
24	288	$60,980	$1,403	$59,577	$723,304
25	289	$60,980	$1,296	$59,684	$663,620
25	290	$60,980	$1,189	$59,791	$603,830
25	291	$60,980	$1,082	$59,898	$543,932
25	292	$60,980	$975	$60,005	$483,927
25	293	$60,980	$867	$60,113	$423,814
25	294	$60,980	$759	$60,220	$363,594
25	295	$60,980	$651	$60,328	$303,266
25	296	$60,980	$543	$60,436	$242,830
25	297	$60,980	$435	$60,545	$182,285
25	298	$60,980	$327	$60,653	$121,632
25	299	$60,980	$218	$60,762	$60,871
25	300	$60,980	$109	$60,871	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 9,428,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 9,663,700

HOME	RENT	BUY	OUTDOOR AREA	OUR SERVICES	ABOUT US
	Property for Rent Popular Districts Residential Buildings	Property for Sale Popular Districts Residential Buildings	More	New Developments Mortgage & Stamp Duty Calculator	Company Profile Contact Us Careers

	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.