MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.

(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.

BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option



Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 11,680,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 11,972,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$11,680,000
 
Monthly Repayment (HKD)
$75,545
Loan Amount (HKD)
$17,520,000
+
Total Interest (HKD)
$5,143,604
=
Total Repayment (HKD)
$22,663,604
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $75,545 $31,390 $44,155 $17,475,845
1 2 $75,545 $31,311 $44,234 $17,431,610
1 3 $75,545 $31,232 $44,314 $17,387,296
1 4 $75,545 $31,152 $44,393 $17,342,903
1 5 $75,545 $31,073 $44,473 $17,298,431
1 6 $75,545 $30,993 $44,552 $17,253,878
1 7 $75,545 $30,913 $44,632 $17,209,246
1 8 $75,545 $30,833 $44,712 $17,164,534
1 9 $75,545 $30,753 $44,792 $17,119,742
1 10 $75,545 $30,673 $44,872 $17,074,869
1 11 $75,545 $30,592 $44,953 $17,029,917
1 12 $75,545 $30,512 $45,033 $16,984,883
2 13 $75,545 $30,431 $45,114 $16,939,769
2 14 $75,545 $30,350 $45,195 $16,894,574
2 15 $75,545 $30,269 $45,276 $16,849,298
2 16 $75,545 $30,188 $45,357 $16,803,941
2 17 $75,545 $30,107 $45,438 $16,758,503
2 18 $75,545 $30,026 $45,520 $16,712,983
2 19 $75,545 $29,944 $45,601 $16,667,382
2 20 $75,545 $29,862 $45,683 $16,621,699
2 21 $75,545 $29,781 $45,765 $16,575,934
2 22 $75,545 $29,699 $45,847 $16,530,087
2 23 $75,545 $29,616 $45,929 $16,484,158
2 24 $75,545 $29,534 $46,011 $16,438,147
3 25 $75,545 $29,452 $46,094 $16,392,054
3 26 $75,545 $29,369 $46,176 $16,345,877
3 27 $75,545 $29,286 $46,259 $16,299,618
3 28 $75,545 $29,203 $46,342 $16,253,276
3 29 $75,545 $29,120 $46,425 $16,206,852
3 30 $75,545 $29,037 $46,508 $16,160,344
3 31 $75,545 $28,954 $46,591 $16,113,752
3 32 $75,545 $28,870 $46,675 $16,067,077
3 33 $75,545 $28,787 $46,759 $16,020,319
3 34 $75,545 $28,703 $46,842 $15,973,476
3 35 $75,545 $28,619 $46,926 $15,926,550
3 36 $75,545 $28,535 $47,010 $15,879,540
4 37 $75,545 $28,451 $47,095 $15,832,445
4 38 $75,545 $28,366 $47,179 $15,785,267
4 39 $75,545 $28,282 $47,263 $15,738,003
4 40 $75,545 $28,197 $47,348 $15,690,655
4 41 $75,545 $28,112 $47,433 $15,643,222
4 42 $75,545 $28,027 $47,518 $15,595,704
4 43 $75,545 $27,942 $47,603 $15,548,101
4 44 $75,545 $27,857 $47,688 $15,500,413
4 45 $75,545 $27,772 $47,774 $15,452,639
4 46 $75,545 $27,686 $47,859 $15,404,780
4 47 $75,545 $27,600 $47,945 $15,356,835
4 48 $75,545 $27,514 $48,031 $15,308,804
5 49 $75,545 $27,428 $48,117 $15,260,687
5 50 $75,545 $27,342 $48,203 $15,212,483
5 51 $75,545 $27,256 $48,290 $15,164,194
5 52 $75,545 $27,169 $48,376 $15,115,817
5 53 $75,545 $27,083 $48,463 $15,067,355
5 54 $75,545 $26,996 $48,550 $15,018,805
5 55 $75,545 $26,909 $48,637 $14,970,168
5 56 $75,545 $26,822 $48,724 $14,921,444
5 57 $75,545 $26,734 $48,811 $14,872,633
5 58 $75,545 $26,647 $48,899 $14,823,735
5 59 $75,545 $26,559 $48,986 $14,774,749
5 60 $75,545 $26,471 $49,074 $14,725,675
6 61 $75,545 $26,384 $49,162 $14,676,513
6 62 $75,545 $26,295 $49,250 $14,627,263
6 63 $75,545 $26,207 $49,338 $14,577,925
6 64 $75,545 $26,119 $49,427 $14,528,498
6 65 $75,545 $26,030 $49,515 $14,478,983
6 66 $75,545 $25,942 $49,604 $14,429,379
6 67 $75,545 $25,853 $49,693 $14,379,687
6 68 $75,545 $25,764 $49,782 $14,329,905
6 69 $75,545 $25,674 $49,871 $14,280,034
6 70 $75,545 $25,585 $49,960 $14,230,074
6 71 $75,545 $25,496 $50,050 $14,180,024
6 72 $75,545 $25,406 $50,139 $14,129,884
7 73 $75,545 $25,316 $50,229 $14,079,655
7 74 $75,545 $25,226 $50,319 $14,029,336
7 75 $75,545 $25,136 $50,409 $13,978,926
7 76 $75,545 $25,046 $50,500 $13,928,426
7 77 $75,545 $24,955 $50,590 $13,877,836
7 78 $75,545 $24,864 $50,681 $13,827,155
7 79 $75,545 $24,774 $50,772 $13,776,384
7 80 $75,545 $24,683 $50,863 $13,725,521
7 81 $75,545 $24,592 $50,954 $13,674,567
7 82 $75,545 $24,500 $51,045 $13,623,522
7 83 $75,545 $24,409 $51,137 $13,572,386
7 84 $75,545 $24,317 $51,228 $13,521,157
8 85 $75,545 $24,225 $51,320 $13,469,837
8 86 $75,545 $24,133 $51,412 $13,418,426
8 87 $75,545 $24,041 $51,504 $13,366,922
8 88 $75,545 $23,949 $51,596 $13,315,325
8 89 $75,545 $23,857 $51,689 $13,263,637
8 90 $75,545 $23,764 $51,781 $13,211,855
8 91 $75,545 $23,671 $51,874 $13,159,981
8 92 $75,545 $23,578 $51,967 $13,108,014
8 93 $75,545 $23,485 $52,060 $13,055,954
8 94 $75,545 $23,392 $52,153 $13,003,801
8 95 $75,545 $23,298 $52,247 $12,951,554
8 96 $75,545 $23,205 $52,340 $12,899,213
9 97 $75,545 $23,111 $52,434 $12,846,779
9 98 $75,545 $23,017 $52,528 $12,794,251
9 99 $75,545 $22,923 $52,622 $12,741,628
9 100 $75,545 $22,829 $52,717 $12,688,912
9 101 $75,545 $22,734 $52,811 $12,636,101
9 102 $75,545 $22,640 $52,906 $12,583,195
9 103 $75,545 $22,545 $53,000 $12,530,195
9 104 $75,545 $22,450 $53,095 $12,477,099
9 105 $75,545 $22,355 $53,191 $12,423,909
9 106 $75,545 $22,260 $53,286 $12,370,623
9 107 $75,545 $22,164 $53,381 $12,317,242
9 108 $75,545 $22,068 $53,477 $12,263,765
10 109 $75,545 $21,973 $53,573 $12,210,192
10 110 $75,545 $21,877 $53,669 $12,156,523
10 111 $75,545 $21,780 $53,765 $12,102,758
10 112 $75,545 $21,684 $53,861 $12,048,897
10 113 $75,545 $21,588 $53,958 $11,994,939
10 114 $75,545 $21,491 $54,054 $11,940,885
10 115 $75,545 $21,394 $54,151 $11,886,733
10 116 $75,545 $21,297 $54,248 $11,832,485
10 117 $75,545 $21,200 $54,345 $11,778,140
10 118 $75,545 $21,103 $54,443 $11,723,697
10 119 $75,545 $21,005 $54,540 $11,669,156
10 120 $75,545 $20,907 $54,638 $11,614,518
11 121 $75,545 $20,809 $54,736 $11,559,782
11 122 $75,545 $20,711 $54,834 $11,504,948
11 123 $75,545 $20,613 $54,932 $11,450,016
11 124 $75,545 $20,515 $55,031 $11,394,985
11 125 $75,545 $20,416 $55,129 $11,339,856
11 126 $75,545 $20,317 $55,228 $11,284,628
11 127 $75,545 $20,218 $55,327 $11,229,301
11 128 $75,545 $20,119 $55,426 $11,173,875
11 129 $75,545 $20,020 $55,525 $11,118,349
11 130 $75,545 $19,920 $55,625 $11,062,724
11 131 $75,545 $19,821 $55,725 $11,006,999
11 132 $75,545 $19,721 $55,824 $10,951,175
12 133 $75,545 $19,621 $55,924 $10,895,251
12 134 $75,545 $19,521 $56,025 $10,839,226
12 135 $75,545 $19,420 $56,125 $10,783,101
12 136 $75,545 $19,320 $56,226 $10,726,875
12 137 $75,545 $19,219 $56,326 $10,670,549
12 138 $75,545 $19,118 $56,427 $10,614,121
12 139 $75,545 $19,017 $56,528 $10,557,593
12 140 $75,545 $18,916 $56,630 $10,500,963
12 141 $75,545 $18,814 $56,731 $10,444,232
12 142 $75,545 $18,713 $56,833 $10,387,400
12 143 $75,545 $18,611 $56,935 $10,330,465
12 144 $75,545 $18,509 $57,037 $10,273,428
13 145 $75,545 $18,407 $57,139 $10,216,290
13 146 $75,545 $18,304 $57,241 $10,159,048
13 147 $75,545 $18,202 $57,344 $10,101,705
13 148 $75,545 $18,099 $57,446 $10,044,258
13 149 $75,545 $17,996 $57,549 $9,986,709
13 150 $75,545 $17,893 $57,652 $9,929,056
13 151 $75,545 $17,790 $57,756 $9,871,301
13 152 $75,545 $17,686 $57,859 $9,813,441
13 153 $75,545 $17,582 $57,963 $9,755,478
13 154 $75,545 $17,479 $58,067 $9,697,412
13 155 $75,545 $17,375 $58,171 $9,639,241
13 156 $75,545 $17,270 $58,275 $9,580,966
14 157 $75,545 $17,166 $58,379 $9,522,586
14 158 $75,545 $17,061 $58,484 $9,464,102
14 159 $75,545 $16,957 $58,589 $9,405,513
14 160 $75,545 $16,852 $58,694 $9,346,820
14 161 $75,545 $16,746 $58,799 $9,288,021
14 162 $75,545 $16,641 $58,904 $9,229,116
14 163 $75,545 $16,536 $59,010 $9,170,106
14 164 $75,545 $16,430 $59,116 $9,110,991
14 165 $75,545 $16,324 $59,221 $9,051,769
14 166 $75,545 $16,218 $59,328 $8,992,442
14 167 $75,545 $16,111 $59,434 $8,933,008
14 168 $75,545 $16,005 $59,540 $8,873,468
15 169 $75,545 $15,898 $59,647 $8,813,820
15 170 $75,545 $15,791 $59,754 $8,754,067
15 171 $75,545 $15,684 $59,861 $8,694,206
15 172 $75,545 $15,577 $59,968 $8,634,237
15 173 $75,545 $15,470 $60,076 $8,574,162
15 174 $75,545 $15,362 $60,183 $8,513,978
15 175 $75,545 $15,254 $60,291 $8,453,687
15 176 $75,545 $15,146 $60,399 $8,393,288
15 177 $75,545 $15,038 $60,507 $8,332,781
15 178 $75,545 $14,930 $60,616 $8,272,165
15 179 $75,545 $14,821 $60,724 $8,211,441
15 180 $75,545 $14,712 $60,833 $8,150,607
16 181 $75,545 $14,603 $60,942 $8,089,665
16 182 $75,545 $14,494 $61,051 $8,028,614
16 183 $75,545 $14,385 $61,161 $7,967,453
16 184 $75,545 $14,275 $61,270 $7,906,183
16 185 $75,545 $14,165 $61,380 $7,844,803
16 186 $75,545 $14,055 $61,490 $7,783,313
16 187 $75,545 $13,945 $61,600 $7,721,712
16 188 $75,545 $13,835 $61,711 $7,660,002
16 189 $75,545 $13,724 $61,821 $7,598,181
16 190 $75,545 $13,613 $61,932 $7,536,249
16 191 $75,545 $13,502 $62,043 $7,474,206
16 192 $75,545 $13,391 $62,154 $7,412,052
17 193 $75,545 $13,280 $62,265 $7,349,786
17 194 $75,545 $13,168 $62,377 $7,287,409
17 195 $75,545 $13,057 $62,489 $7,224,920
17 196 $75,545 $12,945 $62,601 $7,162,320
17 197 $75,545 $12,832 $62,713 $7,099,607
17 198 $75,545 $12,720 $62,825 $7,036,782
17 199 $75,545 $12,608 $62,938 $6,973,844
17 200 $75,545 $12,495 $63,051 $6,910,793
17 201 $75,545 $12,382 $63,164 $6,847,630
17 202 $75,545 $12,269 $63,277 $6,784,353
17 203 $75,545 $12,155 $63,390 $6,720,963
17 204 $75,545 $12,042 $63,504 $6,657,460
18 205 $75,545 $11,928 $63,617 $6,593,842
18 206 $75,545 $11,814 $63,731 $6,530,111
18 207 $75,545 $11,700 $63,846 $6,466,265
18 208 $75,545 $11,585 $63,960 $6,402,305
18 209 $75,545 $11,471 $64,075 $6,338,231
18 210 $75,545 $11,356 $64,189 $6,274,041
18 211 $75,545 $11,241 $64,304 $6,209,737
18 212 $75,545 $11,126 $64,420 $6,145,317
18 213 $75,545 $11,010 $64,535 $6,080,782
18 214 $75,545 $10,895 $64,651 $6,016,132
18 215 $75,545 $10,779 $64,766 $5,951,365
18 216 $75,545 $10,663 $64,882 $5,886,483
19 217 $75,545 $10,547 $64,999 $5,821,484
19 218 $75,545 $10,430 $65,115 $5,756,369
19 219 $75,545 $10,313 $65,232 $5,691,137
19 220 $75,545 $10,197 $65,349 $5,625,788
19 221 $75,545 $10,080 $65,466 $5,560,323
19 222 $75,545 $9,962 $65,583 $5,494,739
19 223 $75,545 $9,845 $65,701 $5,429,039
19 224 $75,545 $9,727 $65,818 $5,363,221
19 225 $75,545 $9,609 $65,936 $5,297,284
19 226 $75,545 $9,491 $66,054 $5,231,230
19 227 $75,545 $9,373 $66,173 $5,165,057
19 228 $75,545 $9,254 $66,291 $5,098,766
20 229 $75,545 $9,135 $66,410 $5,032,356
20 230 $75,545 $9,016 $66,529 $4,965,827
20 231 $75,545 $8,897 $66,648 $4,899,179
20 232 $75,545 $8,778 $66,768 $4,832,411
20 233 $75,545 $8,658 $66,887 $4,765,524
20 234 $75,545 $8,538 $67,007 $4,698,517
20 235 $75,545 $8,418 $67,127 $4,631,389
20 236 $75,545 $8,298 $67,247 $4,564,142
20 237 $75,545 $8,177 $67,368 $4,496,774
20 238 $75,545 $8,057 $67,489 $4,429,285
20 239 $75,545 $7,936 $67,610 $4,361,676
20 240 $75,545 $7,815 $67,731 $4,293,945
21 241 $75,545 $7,693 $67,852 $4,226,093
21 242 $75,545 $7,572 $67,974 $4,158,119
21 243 $75,545 $7,450 $68,095 $4,090,024
21 244 $75,545 $7,328 $68,217 $4,021,807
21 245 $75,545 $7,206 $68,340 $3,953,467
21 246 $75,545 $7,083 $68,462 $3,885,005
21 247 $75,545 $6,961 $68,585 $3,816,420
21 248 $75,545 $6,838 $68,708 $3,747,713
21 249 $75,545 $6,715 $68,831 $3,678,882
21 250 $75,545 $6,591 $68,954 $3,609,928
21 251 $75,545 $6,468 $69,078 $3,540,850
21 252 $75,545 $6,344 $69,201 $3,471,649
22 253 $75,545 $6,220 $69,325 $3,402,324
22 254 $75,545 $6,096 $69,450 $3,332,874
22 255 $75,545 $5,971 $69,574 $3,263,300
22 256 $75,545 $5,847 $69,699 $3,193,602
22 257 $75,545 $5,722 $69,823 $3,123,778
22 258 $75,545 $5,597 $69,949 $3,053,830
22 259 $75,545 $5,471 $70,074 $2,983,756
22 260 $75,545 $5,346 $70,199 $2,913,556
22 261 $75,545 $5,220 $70,325 $2,843,231
22 262 $75,545 $5,094 $70,451 $2,772,780
22 263 $75,545 $4,968 $70,577 $2,702,202
22 264 $75,545 $4,841 $70,704 $2,631,499
23 265 $75,545 $4,715 $70,831 $2,560,668
23 266 $75,545 $4,588 $70,957 $2,489,711
23 267 $75,545 $4,461 $71,085 $2,418,626
23 268 $75,545 $4,333 $71,212 $2,347,414
23 269 $75,545 $4,206 $71,340 $2,276,074
23 270 $75,545 $4,078 $71,467 $2,204,607
23 271 $75,545 $3,950 $71,595 $2,133,012
23 272 $75,545 $3,822 $71,724 $2,061,288
23 273 $75,545 $3,693 $71,852 $1,989,436
23 274 $75,545 $3,564 $71,981 $1,917,455
23 275 $75,545 $3,435 $72,110 $1,845,345
23 276 $75,545 $3,306 $72,239 $1,773,106
24 277 $75,545 $3,177 $72,369 $1,700,737
24 278 $75,545 $3,047 $72,498 $1,628,239
24 279 $75,545 $2,917 $72,628 $1,555,611
24 280 $75,545 $2,787 $72,758 $1,482,853
24 281 $75,545 $2,657 $72,889 $1,409,964
24 282 $75,545 $2,526 $73,019 $1,336,945
24 283 $75,545 $2,395 $73,150 $1,263,795
24 284 $75,545 $2,264 $73,281 $1,190,514
24 285 $75,545 $2,133 $73,412 $1,117,102
24 286 $75,545 $2,001 $73,544 $1,043,558
24 287 $75,545 $1,870 $73,676 $969,882
24 288 $75,545 $1,738 $73,808 $896,074
25 289 $75,545 $1,605 $73,940 $822,135
25 290 $75,545 $1,473 $74,072 $748,062
25 291 $75,545 $1,340 $74,205 $673,857
25 292 $75,545 $1,207 $74,338 $599,519
25 293 $75,545 $1,074 $74,471 $525,048
25 294 $75,545 $941 $74,605 $450,443
25 295 $75,545 $807 $74,738 $375,705
25 296 $75,545 $673 $74,872 $300,833
25 297 $75,545 $539 $75,006 $225,826
25 298 $75,545 $405 $75,141 $150,686
25 299 $75,545 $270 $75,275 $75,410
25 300 $75,545 $135 $75,410 $0