Century 21 Centaland Property

Down Payment (HKD)

$2,580,000

Monthly Repayment (HKD)

$16,687

Loan Amount (HKD)

$3,870,000

Total Interest (HKD)

$1,136,173

Total Repayment (HKD)

$5,006,173

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$16,687	$6,934	$9,753	$3,860,247
1	2	$16,687	$6,916	$9,771	$3,850,476
1	3	$16,687	$6,899	$9,788	$3,840,687
1	4	$16,687	$6,881	$9,806	$3,830,881
1	5	$16,687	$6,864	$9,824	$3,821,057
1	6	$16,687	$6,846	$9,841	$3,811,216
1	7	$16,687	$6,828	$9,859	$3,801,357
1	8	$16,687	$6,811	$9,876	$3,791,481
1	9	$16,687	$6,793	$9,894	$3,781,587
1	10	$16,687	$6,775	$9,912	$3,771,675
1	11	$16,687	$6,758	$9,930	$3,761,745
1	12	$16,687	$6,740	$9,947	$3,751,798
2	13	$16,687	$6,722	$9,965	$3,741,833
2	14	$16,687	$6,704	$9,983	$3,731,849
2	15	$16,687	$6,686	$10,001	$3,721,848
2	16	$16,687	$6,668	$10,019	$3,711,829
2	17	$16,687	$6,650	$10,037	$3,701,793
2	18	$16,687	$6,632	$10,055	$3,691,738
2	19	$16,687	$6,614	$10,073	$3,681,665
2	20	$16,687	$6,596	$10,091	$3,671,574
2	21	$16,687	$6,578	$10,109	$3,661,465
2	22	$16,687	$6,560	$10,127	$3,651,338
2	23	$16,687	$6,542	$10,145	$3,641,193
2	24	$16,687	$6,524	$10,163	$3,631,029
3	25	$16,687	$6,506	$10,182	$3,620,847
3	26	$16,687	$6,487	$10,200	$3,610,648
3	27	$16,687	$6,469	$10,218	$3,600,429
3	28	$16,687	$6,451	$10,236	$3,590,193
3	29	$16,687	$6,432	$10,255	$3,579,938
3	30	$16,687	$6,414	$10,273	$3,569,665
3	31	$16,687	$6,396	$10,292	$3,559,373
3	32	$16,687	$6,377	$10,310	$3,549,063
3	33	$16,687	$6,359	$10,329	$3,538,735
3	34	$16,687	$6,340	$10,347	$3,528,388
3	35	$16,687	$6,322	$10,366	$3,518,022
3	36	$16,687	$6,303	$10,384	$3,507,638
4	37	$16,687	$6,285	$10,403	$3,497,235
4	38	$16,687	$6,266	$10,421	$3,486,814
4	39	$16,687	$6,247	$10,440	$3,476,374
4	40	$16,687	$6,229	$10,459	$3,465,915
4	41	$16,687	$6,210	$10,477	$3,455,438
4	42	$16,687	$6,191	$10,496	$3,444,942
4	43	$16,687	$6,172	$10,515	$3,434,426
4	44	$16,687	$6,153	$10,534	$3,423,893
4	45	$16,687	$6,134	$10,553	$3,413,340
4	46	$16,687	$6,116	$10,572	$3,402,768
4	47	$16,687	$6,097	$10,591	$3,392,178
4	48	$16,687	$6,078	$10,610	$3,381,568
5	49	$16,687	$6,059	$10,629	$3,370,939
5	50	$16,687	$6,040	$10,648	$3,360,292
5	51	$16,687	$6,021	$10,667	$3,349,625
5	52	$16,687	$6,001	$10,686	$3,338,939
5	53	$16,687	$5,982	$10,705	$3,328,234
5	54	$16,687	$5,963	$10,724	$3,317,510
5	55	$16,687	$5,944	$10,743	$3,306,767
5	56	$16,687	$5,925	$10,763	$3,296,004
5	57	$16,687	$5,905	$10,782	$3,285,222
5	58	$16,687	$5,886	$10,801	$3,274,421
5	59	$16,687	$5,867	$10,821	$3,263,600
5	60	$16,687	$5,847	$10,840	$3,252,760
6	61	$16,687	$5,828	$10,859	$3,241,901
6	62	$16,687	$5,808	$10,879	$3,231,022
6	63	$16,687	$5,789	$10,898	$3,220,124
6	64	$16,687	$5,769	$10,918	$3,209,206
6	65	$16,687	$5,750	$10,937	$3,198,269
6	66	$16,687	$5,730	$10,957	$3,187,312
6	67	$16,687	$5,711	$10,977	$3,176,335
6	68	$16,687	$5,691	$10,996	$3,165,339
6	69	$16,687	$5,671	$11,016	$3,154,323
6	70	$16,687	$5,651	$11,036	$3,143,287
6	71	$16,687	$5,632	$11,056	$3,132,231
6	72	$16,687	$5,612	$11,075	$3,121,156
7	73	$16,687	$5,592	$11,095	$3,110,061
7	74	$16,687	$5,572	$11,115	$3,098,946
7	75	$16,687	$5,552	$11,135	$3,087,811
7	76	$16,687	$5,532	$11,155	$3,076,656
7	77	$16,687	$5,512	$11,175	$3,065,481
7	78	$16,687	$5,492	$11,195	$3,054,286
7	79	$16,687	$5,472	$11,215	$3,043,071
7	80	$16,687	$5,452	$11,235	$3,031,836
7	81	$16,687	$5,432	$11,255	$3,020,581
7	82	$16,687	$5,412	$11,275	$3,009,305
7	83	$16,687	$5,392	$11,296	$2,998,010
7	84	$16,687	$5,371	$11,316	$2,986,694
8	85	$16,687	$5,351	$11,336	$2,975,358
8	86	$16,687	$5,331	$11,356	$2,964,002
8	87	$16,687	$5,311	$11,377	$2,952,625
8	88	$16,687	$5,290	$11,397	$2,941,228
8	89	$16,687	$5,270	$11,418	$2,929,810
8	90	$16,687	$5,249	$11,438	$2,918,372
8	91	$16,687	$5,229	$11,458	$2,906,914
8	92	$16,687	$5,208	$11,479	$2,895,435
8	93	$16,687	$5,188	$11,500	$2,883,935
8	94	$16,687	$5,167	$11,520	$2,872,415
8	95	$16,687	$5,146	$11,541	$2,860,874
8	96	$16,687	$5,126	$11,562	$2,849,313
9	97	$16,687	$5,105	$11,582	$2,837,730
9	98	$16,687	$5,084	$11,603	$2,826,127
9	99	$16,687	$5,063	$11,624	$2,814,504
9	100	$16,687	$5,043	$11,645	$2,802,859
9	101	$16,687	$5,022	$11,665	$2,791,193
9	102	$16,687	$5,001	$11,686	$2,779,507
9	103	$16,687	$4,980	$11,707	$2,767,800
9	104	$16,687	$4,959	$11,728	$2,756,072
9	105	$16,687	$4,938	$11,749	$2,744,322
9	106	$16,687	$4,917	$11,770	$2,732,552
9	107	$16,687	$4,896	$11,791	$2,720,761
9	108	$16,687	$4,875	$11,813	$2,708,948
10	109	$16,687	$4,854	$11,834	$2,697,114
10	110	$16,687	$4,832	$11,855	$2,685,259
10	111	$16,687	$4,811	$11,876	$2,673,383
10	112	$16,687	$4,790	$11,897	$2,661,486
10	113	$16,687	$4,768	$11,919	$2,649,567
10	114	$16,687	$4,747	$11,940	$2,637,627
10	115	$16,687	$4,726	$11,961	$2,625,665
10	116	$16,687	$4,704	$11,983	$2,613,683
10	117	$16,687	$4,683	$12,004	$2,601,678
10	118	$16,687	$4,661	$12,026	$2,589,652
10	119	$16,687	$4,640	$12,047	$2,577,605
10	120	$16,687	$4,618	$12,069	$2,565,536
11	121	$16,687	$4,597	$12,091	$2,553,445
11	122	$16,687	$4,575	$12,112	$2,541,333
11	123	$16,687	$4,553	$12,134	$2,529,199
11	124	$16,687	$4,531	$12,156	$2,517,043
11	125	$16,687	$4,510	$12,178	$2,504,865
11	126	$16,687	$4,488	$12,199	$2,492,666
11	127	$16,687	$4,466	$12,221	$2,480,445
11	128	$16,687	$4,444	$12,243	$2,468,202
11	129	$16,687	$4,422	$12,265	$2,455,937
11	130	$16,687	$4,400	$12,287	$2,443,650
11	131	$16,687	$4,378	$12,309	$2,431,341
11	132	$16,687	$4,356	$12,331	$2,419,010
12	133	$16,687	$4,334	$12,353	$2,406,656
12	134	$16,687	$4,312	$12,375	$2,394,281
12	135	$16,687	$4,290	$12,397	$2,381,884
12	136	$16,687	$4,268	$12,420	$2,369,464
12	137	$16,687	$4,245	$12,442	$2,357,022
12	138	$16,687	$4,223	$12,464	$2,344,558
12	139	$16,687	$4,201	$12,487	$2,332,071
12	140	$16,687	$4,178	$12,509	$2,319,562
12	141	$16,687	$4,156	$12,531	$2,307,031
12	142	$16,687	$4,133	$12,554	$2,294,477
12	143	$16,687	$4,111	$12,576	$2,281,901
12	144	$16,687	$4,088	$12,599	$2,269,302
13	145	$16,687	$4,066	$12,621	$2,256,680
13	146	$16,687	$4,043	$12,644	$2,244,036
13	147	$16,687	$4,021	$12,667	$2,231,370
13	148	$16,687	$3,998	$12,689	$2,218,680
13	149	$16,687	$3,975	$12,712	$2,205,968
13	150	$16,687	$3,952	$12,735	$2,193,233
13	151	$16,687	$3,930	$12,758	$2,180,476
13	152	$16,687	$3,907	$12,781	$2,167,695
13	153	$16,687	$3,884	$12,803	$2,154,892
13	154	$16,687	$3,861	$12,826	$2,142,065
13	155	$16,687	$3,838	$12,849	$2,129,216
13	156	$16,687	$3,815	$12,872	$2,116,343
14	157	$16,687	$3,792	$12,895	$2,103,448
14	158	$16,687	$3,769	$12,919	$2,090,529
14	159	$16,687	$3,746	$12,942	$2,077,588
14	160	$16,687	$3,722	$12,965	$2,064,623
14	161	$16,687	$3,699	$12,988	$2,051,635
14	162	$16,687	$3,676	$13,011	$2,038,623
14	163	$16,687	$3,653	$13,035	$2,025,589
14	164	$16,687	$3,629	$13,058	$2,012,531
14	165	$16,687	$3,606	$13,081	$1,999,449
14	166	$16,687	$3,582	$13,105	$1,986,344
14	167	$16,687	$3,559	$13,128	$1,973,216
14	168	$16,687	$3,535	$13,152	$1,960,064
15	169	$16,687	$3,512	$13,175	$1,946,888
15	170	$16,687	$3,488	$13,199	$1,933,689
15	171	$16,687	$3,465	$13,223	$1,920,467
15	172	$16,687	$3,441	$13,246	$1,907,220
15	173	$16,687	$3,417	$13,270	$1,893,950
15	174	$16,687	$3,393	$13,294	$1,880,656
15	175	$16,687	$3,370	$13,318	$1,867,338
15	176	$16,687	$3,346	$13,342	$1,853,997
15	177	$16,687	$3,322	$13,365	$1,840,631
15	178	$16,687	$3,298	$13,389	$1,827,242
15	179	$16,687	$3,274	$13,413	$1,813,828
15	180	$16,687	$3,250	$13,437	$1,800,391
16	181	$16,687	$3,226	$13,462	$1,786,929
16	182	$16,687	$3,202	$13,486	$1,773,444
16	183	$16,687	$3,177	$13,510	$1,759,934
16	184	$16,687	$3,153	$13,534	$1,746,400
16	185	$16,687	$3,129	$13,558	$1,732,842
16	186	$16,687	$3,105	$13,583	$1,719,259
16	187	$16,687	$3,080	$13,607	$1,705,652
16	188	$16,687	$3,056	$13,631	$1,692,021
16	189	$16,687	$3,032	$13,656	$1,678,365
16	190	$16,687	$3,007	$13,680	$1,664,685
16	191	$16,687	$2,983	$13,705	$1,650,980
16	192	$16,687	$2,958	$13,729	$1,637,251
17	193	$16,687	$2,933	$13,754	$1,623,497
17	194	$16,687	$2,909	$13,778	$1,609,719
17	195	$16,687	$2,884	$13,803	$1,595,916
17	196	$16,687	$2,859	$13,828	$1,582,088
17	197	$16,687	$2,835	$13,853	$1,568,235
17	198	$16,687	$2,810	$13,877	$1,554,358
17	199	$16,687	$2,785	$13,902	$1,540,455
17	200	$16,687	$2,760	$13,927	$1,526,528
17	201	$16,687	$2,735	$13,952	$1,512,576
17	202	$16,687	$2,710	$13,977	$1,498,599
17	203	$16,687	$2,685	$14,002	$1,484,596
17	204	$16,687	$2,660	$14,027	$1,470,569
18	205	$16,687	$2,635	$14,052	$1,456,517
18	206	$16,687	$2,610	$14,078	$1,442,439
18	207	$16,687	$2,584	$14,103	$1,428,336
18	208	$16,687	$2,559	$14,128	$1,414,208
18	209	$16,687	$2,534	$14,153	$1,400,054
18	210	$16,687	$2,508	$14,179	$1,385,876
18	211	$16,687	$2,483	$14,204	$1,371,671
18	212	$16,687	$2,458	$14,230	$1,357,442
18	213	$16,687	$2,432	$14,255	$1,343,187
18	214	$16,687	$2,407	$14,281	$1,328,906
18	215	$16,687	$2,381	$14,306	$1,314,600
18	216	$16,687	$2,355	$14,332	$1,300,268
19	217	$16,687	$2,330	$14,358	$1,285,910
19	218	$16,687	$2,304	$14,383	$1,271,527
19	219	$16,687	$2,278	$14,409	$1,257,118
19	220	$16,687	$2,252	$14,435	$1,242,683
19	221	$16,687	$2,226	$14,461	$1,228,222
19	222	$16,687	$2,201	$14,487	$1,213,735
19	223	$16,687	$2,175	$14,513	$1,199,223
19	224	$16,687	$2,149	$14,539	$1,184,684
19	225	$16,687	$2,123	$14,565	$1,170,119
19	226	$16,687	$2,096	$14,591	$1,155,529
19	227	$16,687	$2,070	$14,617	$1,140,912
19	228	$16,687	$2,044	$14,643	$1,126,268
20	229	$16,687	$2,018	$14,669	$1,111,599
20	230	$16,687	$1,992	$14,696	$1,096,904
20	231	$16,687	$1,965	$14,722	$1,082,182
20	232	$16,687	$1,939	$14,748	$1,067,433
20	233	$16,687	$1,912	$14,775	$1,052,658
20	234	$16,687	$1,886	$14,801	$1,037,857
20	235	$16,687	$1,859	$14,828	$1,023,029
20	236	$16,687	$1,833	$14,854	$1,008,175
20	237	$16,687	$1,806	$14,881	$993,294
20	238	$16,687	$1,780	$14,908	$978,387
20	239	$16,687	$1,753	$14,934	$963,452
20	240	$16,687	$1,726	$14,961	$948,491
21	241	$16,687	$1,699	$14,988	$933,503
21	242	$16,687	$1,673	$15,015	$918,489
21	243	$16,687	$1,646	$15,042	$903,447
21	244	$16,687	$1,619	$15,069	$888,379
21	245	$16,687	$1,592	$15,096	$873,283
21	246	$16,687	$1,565	$15,123	$858,160
21	247	$16,687	$1,538	$15,150	$843,011
21	248	$16,687	$1,510	$15,177	$827,834
21	249	$16,687	$1,483	$15,204	$812,630
21	250	$16,687	$1,456	$15,231	$797,398
21	251	$16,687	$1,429	$15,259	$782,140
21	252	$16,687	$1,401	$15,286	$766,854
22	253	$16,687	$1,374	$15,313	$751,541
22	254	$16,687	$1,347	$15,341	$736,200
22	255	$16,687	$1,319	$15,368	$720,832
22	256	$16,687	$1,291	$15,396	$705,436
22	257	$16,687	$1,264	$15,423	$690,013
22	258	$16,687	$1,236	$15,451	$674,562
22	259	$16,687	$1,209	$15,479	$659,083
22	260	$16,687	$1,181	$15,506	$643,577
22	261	$16,687	$1,153	$15,534	$628,042
22	262	$16,687	$1,125	$15,562	$612,480
22	263	$16,687	$1,097	$15,590	$596,891
22	264	$16,687	$1,069	$15,618	$581,273
23	265	$16,687	$1,041	$15,646	$565,627
23	266	$16,687	$1,013	$15,674	$549,953
23	267	$16,687	$985	$15,702	$534,251
23	268	$16,687	$957	$15,730	$518,521
23	269	$16,687	$929	$15,758	$502,763
23	270	$16,687	$901	$15,786	$486,977
23	271	$16,687	$872	$15,815	$471,162
23	272	$16,687	$844	$15,843	$455,319
23	273	$16,687	$816	$15,871	$439,447
23	274	$16,687	$787	$15,900	$423,547
23	275	$16,687	$759	$15,928	$407,619
23	276	$16,687	$730	$15,957	$391,662
24	277	$16,687	$702	$15,986	$375,677
24	278	$16,687	$673	$16,014	$359,662
24	279	$16,687	$644	$16,043	$343,620
24	280	$16,687	$616	$16,072	$327,548
24	281	$16,687	$587	$16,100	$311,448
24	282	$16,687	$558	$16,129	$295,318
24	283	$16,687	$529	$16,158	$279,160
24	284	$16,687	$500	$16,187	$262,973
24	285	$16,687	$471	$16,216	$246,757
24	286	$16,687	$442	$16,245	$230,512
24	287	$16,687	$413	$16,274	$214,238
24	288	$16,687	$384	$16,303	$197,934
25	289	$16,687	$355	$16,333	$181,602
25	290	$16,687	$325	$16,362	$165,240
25	291	$16,687	$296	$16,391	$148,849
25	292	$16,687	$267	$16,421	$132,428
25	293	$16,687	$237	$16,450	$115,978
25	294	$16,687	$208	$16,479	$99,499
25	295	$16,687	$178	$16,509	$82,990
25	296	$16,687	$149	$16,539	$66,451
25	297	$16,687	$119	$16,568	$49,883
25	298	$16,687	$89	$16,598	$33,285
25	299	$16,687	$60	$16,628	$16,657
25	300	$16,687	$30	$16,657	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 2,580,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 2,644,500

HOME	RENT	BUY	OUTDOOR AREA	OUR SERVICES	ABOUT US
	Property for Rent Popular Districts Residential Buildings	Property for Sale Popular Districts Residential Buildings	More	New Developments Mortgage & Stamp Duty Calculator	Company Profile Contact Us Careers

	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.