Century 21 Centaland Property

Down Payment (HKD)

$17,400,000

Monthly Repayment (HKD)

$112,542

Loan Amount (HKD)

$26,100,000

Total Interest (HKD)

$7,662,561

Total Repayment (HKD)

$33,762,561

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$112,542	$46,763	$65,779	$26,034,221
1	2	$112,542	$46,645	$65,897	$25,968,323
1	3	$112,542	$46,527	$66,015	$25,902,308
1	4	$112,542	$46,408	$66,134	$25,836,175
1	5	$112,542	$46,290	$66,252	$25,769,922
1	6	$112,542	$46,171	$66,371	$25,703,552
1	7	$112,542	$46,052	$66,490	$25,637,062
1	8	$112,542	$45,933	$66,609	$25,570,453
1	9	$112,542	$45,814	$66,728	$25,503,725
1	10	$112,542	$45,694	$66,848	$25,436,877
1	11	$112,542	$45,574	$66,967	$25,369,910
1	12	$112,542	$45,454	$67,087	$25,302,823
2	13	$112,542	$45,334	$67,208	$25,235,615
2	14	$112,542	$45,214	$67,328	$25,168,287
2	15	$112,542	$45,093	$67,449	$25,100,838
2	16	$112,542	$44,972	$67,570	$25,033,269
2	17	$112,542	$44,851	$67,691	$24,965,578
2	18	$112,542	$44,730	$67,812	$24,897,766
2	19	$112,542	$44,608	$67,933	$24,829,833
2	20	$112,542	$44,487	$68,055	$24,761,778
2	21	$112,542	$44,365	$68,177	$24,693,601
2	22	$112,542	$44,243	$68,299	$24,625,301
2	23	$112,542	$44,120	$68,422	$24,556,880
2	24	$112,542	$43,998	$68,544	$24,488,336
3	25	$112,542	$43,875	$68,667	$24,419,669
3	26	$112,542	$43,752	$68,790	$24,350,879
3	27	$112,542	$43,629	$68,913	$24,281,966
3	28	$112,542	$43,505	$69,037	$24,212,929
3	29	$112,542	$43,381	$69,160	$24,143,769
3	30	$112,542	$43,258	$69,284	$24,074,484
3	31	$112,542	$43,133	$69,408	$24,005,076
3	32	$112,542	$43,009	$69,533	$23,935,543
3	33	$112,542	$42,885	$69,657	$23,865,886
3	34	$112,542	$42,760	$69,782	$23,796,104
3	35	$112,542	$42,635	$69,907	$23,726,196
3	36	$112,542	$42,509	$70,032	$23,656,164
4	37	$112,542	$42,384	$70,158	$23,586,006
4	38	$112,542	$42,258	$70,284	$23,515,722
4	39	$112,542	$42,132	$70,410	$23,445,313
4	40	$112,542	$42,006	$70,536	$23,374,777
4	41	$112,542	$41,880	$70,662	$23,304,115
4	42	$112,542	$41,753	$70,789	$23,233,327
4	43	$112,542	$41,626	$70,915	$23,162,411
4	44	$112,542	$41,499	$71,043	$23,091,368
4	45	$112,542	$41,372	$71,170	$23,020,199
4	46	$112,542	$41,245	$71,297	$22,948,901
4	47	$112,542	$41,117	$71,425	$22,877,476
4	48	$112,542	$40,989	$71,553	$22,805,923
5	49	$112,542	$40,861	$71,681	$22,734,242
5	50	$112,542	$40,732	$71,810	$22,662,432
5	51	$112,542	$40,604	$71,938	$22,590,494
5	52	$112,542	$40,475	$72,067	$22,518,427
5	53	$112,542	$40,346	$72,196	$22,446,230
5	54	$112,542	$40,216	$72,326	$22,373,905
5	55	$112,542	$40,087	$72,455	$22,301,449
5	56	$112,542	$39,957	$72,585	$22,228,864
5	57	$112,542	$39,827	$72,715	$22,156,149
5	58	$112,542	$39,696	$72,845	$22,083,304
5	59	$112,542	$39,566	$72,976	$22,010,328
5	60	$112,542	$39,435	$73,107	$21,937,221
6	61	$112,542	$39,304	$73,238	$21,863,983
6	62	$112,542	$39,173	$73,369	$21,790,614
6	63	$112,542	$39,042	$73,500	$21,717,114
6	64	$112,542	$38,910	$73,632	$21,643,482
6	65	$112,542	$38,778	$73,764	$21,569,718
6	66	$112,542	$38,646	$73,896	$21,495,822
6	67	$112,542	$38,513	$74,029	$21,421,793
6	68	$112,542	$38,381	$74,161	$21,347,632
6	69	$112,542	$38,248	$74,294	$21,273,338
6	70	$112,542	$38,115	$74,427	$21,198,911
6	71	$112,542	$37,981	$74,560	$21,124,351
6	72	$112,542	$37,848	$74,694	$21,049,656
7	73	$112,542	$37,714	$74,828	$20,974,829
7	74	$112,542	$37,580	$74,962	$20,899,867
7	75	$112,542	$37,446	$75,096	$20,824,770
7	76	$112,542	$37,311	$75,231	$20,749,539
7	77	$112,542	$37,176	$75,366	$20,674,174
7	78	$112,542	$37,041	$75,501	$20,598,673
7	79	$112,542	$36,906	$75,636	$20,523,037
7	80	$112,542	$36,770	$75,771	$20,447,266
7	81	$112,542	$36,635	$75,907	$20,371,359
7	82	$112,542	$36,499	$76,043	$20,295,316
7	83	$112,542	$36,362	$76,179	$20,219,136
7	84	$112,542	$36,226	$76,316	$20,142,820
8	85	$112,542	$36,089	$76,453	$20,066,368
8	86	$112,542	$35,952	$76,590	$19,989,778
8	87	$112,542	$35,815	$76,727	$19,913,051
8	88	$112,542	$35,678	$76,864	$19,836,187
8	89	$112,542	$35,540	$77,002	$19,759,185
8	90	$112,542	$35,402	$77,140	$19,682,045
8	91	$112,542	$35,264	$77,278	$19,604,766
8	92	$112,542	$35,125	$77,417	$19,527,350
8	93	$112,542	$34,987	$77,555	$19,449,794
8	94	$112,542	$34,848	$77,694	$19,372,100
8	95	$112,542	$34,708	$77,834	$19,294,267
8	96	$112,542	$34,569	$77,973	$19,216,294
9	97	$112,542	$34,429	$78,113	$19,138,181
9	98	$112,542	$34,289	$78,253	$19,059,928
9	99	$112,542	$34,149	$78,393	$18,981,535
9	100	$112,542	$34,009	$78,533	$18,903,002
9	101	$112,542	$33,868	$78,674	$18,824,328
9	102	$112,542	$33,727	$78,815	$18,745,513
9	103	$112,542	$33,586	$78,956	$18,666,557
9	104	$112,542	$33,444	$79,098	$18,587,459
9	105	$112,542	$33,303	$79,239	$18,508,220
9	106	$112,542	$33,161	$79,381	$18,428,839
9	107	$112,542	$33,018	$79,524	$18,349,315
9	108	$112,542	$32,876	$79,666	$18,269,649
10	109	$112,542	$32,733	$79,809	$18,189,841
10	110	$112,542	$32,590	$79,952	$18,109,889
10	111	$112,542	$32,447	$80,095	$18,029,794
10	112	$112,542	$32,303	$80,238	$17,949,555
10	113	$112,542	$32,160	$80,382	$17,869,173
10	114	$112,542	$32,016	$80,526	$17,788,647
10	115	$112,542	$31,871	$80,671	$17,707,976
10	116	$112,542	$31,727	$80,815	$17,627,161
10	117	$112,542	$31,582	$80,960	$17,546,201
10	118	$112,542	$31,437	$81,105	$17,465,096
10	119	$112,542	$31,292	$81,250	$17,383,846
10	120	$112,542	$31,146	$81,396	$17,302,450
11	121	$112,542	$31,000	$81,542	$17,220,909
11	122	$112,542	$30,854	$81,688	$17,139,221
11	123	$112,542	$30,708	$81,834	$17,057,387
11	124	$112,542	$30,561	$81,981	$16,975,406
11	125	$112,542	$30,414	$82,128	$16,893,278
11	126	$112,542	$30,267	$82,275	$16,811,004
11	127	$112,542	$30,120	$82,422	$16,728,582
11	128	$112,542	$29,972	$82,570	$16,646,012
11	129	$112,542	$29,824	$82,718	$16,563,294
11	130	$112,542	$29,676	$82,866	$16,480,428
11	131	$112,542	$29,527	$83,014	$16,397,414
11	132	$112,542	$29,379	$83,163	$16,314,250
12	133	$112,542	$29,230	$83,312	$16,230,938
12	134	$112,542	$29,080	$83,461	$16,147,477
12	135	$112,542	$28,931	$83,611	$16,063,866
12	136	$112,542	$28,781	$83,761	$15,980,105
12	137	$112,542	$28,631	$83,911	$15,896,194
12	138	$112,542	$28,481	$84,061	$15,812,133
12	139	$112,542	$28,330	$84,212	$15,727,921
12	140	$112,542	$28,179	$84,363	$15,643,559
12	141	$112,542	$28,028	$84,514	$15,559,045
12	142	$112,542	$27,877	$84,665	$15,474,379
12	143	$112,542	$27,725	$84,817	$15,389,563
12	144	$112,542	$27,573	$84,969	$15,304,594
13	145	$112,542	$27,421	$85,121	$15,219,472
13	146	$112,542	$27,268	$85,274	$15,134,199
13	147	$112,542	$27,115	$85,426	$15,048,772
13	148	$112,542	$26,962	$85,579	$14,963,193
13	149	$112,542	$26,809	$85,733	$14,877,460
13	150	$112,542	$26,655	$85,886	$14,791,574
13	151	$112,542	$26,502	$86,040	$14,705,533
13	152	$112,542	$26,347	$86,194	$14,619,339
13	153	$112,542	$26,193	$86,349	$14,532,990
13	154	$112,542	$26,038	$86,504	$14,446,486
13	155	$112,542	$25,883	$86,659	$14,359,828
13	156	$112,542	$25,728	$86,814	$14,273,014
14	157	$112,542	$25,572	$86,969	$14,186,045
14	158	$112,542	$25,417	$87,125	$14,098,919
14	159	$112,542	$25,261	$87,281	$14,011,638
14	160	$112,542	$25,104	$87,438	$13,924,200
14	161	$112,542	$24,948	$87,594	$13,836,606
14	162	$112,542	$24,791	$87,751	$13,748,855
14	163	$112,542	$24,633	$87,909	$13,660,946
14	164	$112,542	$24,476	$88,066	$13,572,880
14	165	$112,542	$24,318	$88,224	$13,484,656
14	166	$112,542	$24,160	$88,382	$13,396,275
14	167	$112,542	$24,002	$88,540	$13,307,734
14	168	$112,542	$23,843	$88,699	$13,219,036
15	169	$112,542	$23,684	$88,858	$13,130,178
15	170	$112,542	$23,525	$89,017	$13,041,161
15	171	$112,542	$23,365	$89,176	$12,951,984
15	172	$112,542	$23,206	$89,336	$12,862,648
15	173	$112,542	$23,046	$89,496	$12,773,152
15	174	$112,542	$22,885	$89,657	$12,683,495
15	175	$112,542	$22,725	$89,817	$12,593,678
15	176	$112,542	$22,564	$89,978	$12,503,700
15	177	$112,542	$22,402	$90,139	$12,413,560
15	178	$112,542	$22,241	$90,301	$12,323,259
15	179	$112,542	$22,079	$90,463	$12,232,797
15	180	$112,542	$21,917	$90,625	$12,142,172
16	181	$112,542	$21,755	$90,787	$12,051,385
16	182	$112,542	$21,592	$90,950	$11,960,435
16	183	$112,542	$21,429	$91,113	$11,869,322
16	184	$112,542	$21,266	$91,276	$11,778,046
16	185	$112,542	$21,102	$91,440	$11,686,607
16	186	$112,542	$20,939	$91,603	$11,595,003
16	187	$112,542	$20,774	$91,767	$11,503,236
16	188	$112,542	$20,610	$91,932	$11,411,304
16	189	$112,542	$20,445	$92,097	$11,319,207
16	190	$112,542	$20,280	$92,262	$11,226,946
16	191	$112,542	$20,115	$92,427	$11,134,519
16	192	$112,542	$19,949	$92,593	$11,041,926
17	193	$112,542	$19,783	$92,758	$10,949,168
17	194	$112,542	$19,617	$92,925	$10,856,243
17	195	$112,542	$19,451	$93,091	$10,763,152
17	196	$112,542	$19,284	$93,258	$10,669,894
17	197	$112,542	$19,117	$93,425	$10,576,469
17	198	$112,542	$18,950	$93,592	$10,482,877
17	199	$112,542	$18,782	$93,760	$10,389,117
17	200	$112,542	$18,614	$93,928	$10,295,189
17	201	$112,542	$18,446	$94,096	$10,201,092
17	202	$112,542	$18,277	$94,265	$10,106,828
17	203	$112,542	$18,108	$94,434	$10,012,394
17	204	$112,542	$17,939	$94,603	$9,917,791
18	205	$112,542	$17,769	$94,772	$9,823,018
18	206	$112,542	$17,600	$94,942	$9,728,076
18	207	$112,542	$17,429	$95,112	$9,632,964
18	208	$112,542	$17,259	$95,283	$9,537,681
18	209	$112,542	$17,088	$95,454	$9,442,227
18	210	$112,542	$16,917	$95,625	$9,346,603
18	211	$112,542	$16,746	$95,796	$9,250,807
18	212	$112,542	$16,574	$95,968	$9,154,839
18	213	$112,542	$16,402	$96,139	$9,058,700
18	214	$112,542	$16,230	$96,312	$8,962,388
18	215	$112,542	$16,058	$96,484	$8,865,904
18	216	$112,542	$15,885	$96,657	$8,769,247
19	217	$112,542	$15,712	$96,830	$8,672,416
19	218	$112,542	$15,538	$97,004	$8,575,413
19	219	$112,542	$15,364	$97,178	$8,478,235
19	220	$112,542	$15,190	$97,352	$8,380,883
19	221	$112,542	$15,016	$97,526	$8,283,357
19	222	$112,542	$14,841	$97,701	$8,185,656
19	223	$112,542	$14,666	$97,876	$8,087,781
19	224	$112,542	$14,491	$98,051	$7,989,729
19	225	$112,542	$14,315	$98,227	$7,891,502
19	226	$112,542	$14,139	$98,403	$7,793,099
19	227	$112,542	$13,963	$98,579	$7,694,520
19	228	$112,542	$13,786	$98,756	$7,595,764
20	229	$112,542	$13,609	$98,933	$7,496,831
20	230	$112,542	$13,432	$99,110	$7,397,721
20	231	$112,542	$13,254	$99,288	$7,298,434
20	232	$112,542	$13,076	$99,466	$7,198,968
20	233	$112,542	$12,898	$99,644	$7,099,325
20	234	$112,542	$12,720	$99,822	$6,999,502
20	235	$112,542	$12,541	$100,001	$6,899,501
20	236	$112,542	$12,362	$100,180	$6,799,321
20	237	$112,542	$12,182	$100,360	$6,698,961
20	238	$112,542	$12,002	$100,540	$6,598,422
20	239	$112,542	$11,822	$100,720	$6,497,702
20	240	$112,542	$11,642	$100,900	$6,396,802
21	241	$112,542	$11,461	$101,081	$6,295,721
21	242	$112,542	$11,280	$101,262	$6,194,459
21	243	$112,542	$11,098	$101,443	$6,093,015
21	244	$112,542	$10,917	$101,625	$5,991,390
21	245	$112,542	$10,735	$101,807	$5,889,583
21	246	$112,542	$10,552	$101,990	$5,787,593
21	247	$112,542	$10,369	$102,172	$5,685,421
21	248	$112,542	$10,186	$102,355	$5,583,065
21	249	$112,542	$10,003	$102,539	$5,480,526
21	250	$112,542	$9,819	$102,723	$5,377,804
21	251	$112,542	$9,635	$102,907	$5,274,897
21	252	$112,542	$9,451	$103,091	$5,171,806
22	253	$112,542	$9,266	$103,276	$5,068,530
22	254	$112,542	$9,081	$103,461	$4,965,070
22	255	$112,542	$8,896	$103,646	$4,861,424
22	256	$112,542	$8,710	$103,832	$4,757,592
22	257	$112,542	$8,524	$104,018	$4,653,574
22	258	$112,542	$8,338	$104,204	$4,549,370
22	259	$112,542	$8,151	$104,391	$4,444,979
22	260	$112,542	$7,964	$104,578	$4,340,401
22	261	$112,542	$7,777	$104,765	$4,235,635
22	262	$112,542	$7,589	$104,953	$4,130,682
22	263	$112,542	$7,401	$105,141	$4,025,541
22	264	$112,542	$7,212	$105,329	$3,920,212
23	265	$112,542	$7,024	$105,518	$3,814,694
23	266	$112,542	$6,835	$105,707	$3,708,987
23	267	$112,542	$6,645	$105,897	$3,603,090
23	268	$112,542	$6,456	$106,086	$3,497,004
23	269	$112,542	$6,265	$106,276	$3,390,727
23	270	$112,542	$6,075	$106,467	$3,284,260
23	271	$112,542	$5,884	$106,658	$3,177,603
23	272	$112,542	$5,693	$106,849	$3,070,754
23	273	$112,542	$5,502	$107,040	$2,963,714
23	274	$112,542	$5,310	$107,232	$2,856,482
23	275	$112,542	$5,118	$107,424	$2,749,058
23	276	$112,542	$4,925	$107,616	$2,641,442
24	277	$112,542	$4,733	$107,809	$2,533,632
24	278	$112,542	$4,539	$108,002	$2,425,630
24	279	$112,542	$4,346	$108,196	$2,317,434
24	280	$112,542	$4,152	$108,390	$2,209,044
24	281	$112,542	$3,958	$108,584	$2,100,460
24	282	$112,542	$3,763	$108,779	$1,991,682
24	283	$112,542	$3,568	$108,973	$1,882,708
24	284	$112,542	$3,373	$109,169	$1,773,540
24	285	$112,542	$3,178	$109,364	$1,664,175
24	286	$112,542	$2,982	$109,560	$1,554,615
24	287	$112,542	$2,785	$109,757	$1,444,859
24	288	$112,542	$2,589	$109,953	$1,334,905
25	289	$112,542	$2,392	$110,150	$1,224,755
25	290	$112,542	$2,194	$110,348	$1,114,408
25	291	$112,542	$1,997	$110,545	$1,003,862
25	292	$112,542	$1,799	$110,743	$893,119
25	293	$112,542	$1,600	$110,942	$782,177
25	294	$112,542	$1,401	$111,140	$671,037
25	295	$112,542	$1,202	$111,340	$559,697
25	296	$112,542	$1,003	$111,539	$448,158
25	297	$112,542	$803	$111,739	$336,419
25	298	$112,542	$603	$111,939	$224,480
25	299	$112,542	$402	$112,140	$112,341
25	300	$112,542	$201	$112,341	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 17,400,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 17,835,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.