Century 21 Centaland Property

Down Payment (HKD)

$11,128,000

Monthly Repayment (HKD)

$71,975

Loan Amount (HKD)

$16,692,000

Total Interest (HKD)

$4,900,516

Total Repayment (HKD)

$21,592,516

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$71,975	$29,907	$42,069	$16,649,931
1	2	$71,975	$29,831	$42,144	$16,607,788
1	3	$71,975	$29,756	$42,219	$16,565,568
1	4	$71,975	$29,680	$42,295	$16,523,273
1	5	$71,975	$29,604	$42,371	$16,480,902
1	6	$71,975	$29,528	$42,447	$16,438,455
1	7	$71,975	$29,452	$42,523	$16,395,933
1	8	$71,975	$29,376	$42,599	$16,353,334
1	9	$71,975	$29,300	$42,675	$16,310,658
1	10	$71,975	$29,223	$42,752	$16,267,906
1	11	$71,975	$29,147	$42,828	$16,225,078
1	12	$71,975	$29,070	$42,905	$16,182,173
2	13	$71,975	$28,993	$42,982	$16,139,191
2	14	$71,975	$28,916	$43,059	$16,096,132
2	15	$71,975	$28,839	$43,136	$16,052,996
2	16	$71,975	$28,762	$43,213	$16,009,782
2	17	$71,975	$28,684	$43,291	$15,966,491
2	18	$71,975	$28,607	$43,368	$15,923,123
2	19	$71,975	$28,529	$43,446	$15,879,677
2	20	$71,975	$28,451	$43,524	$15,836,153
2	21	$71,975	$28,373	$43,602	$15,792,551
2	22	$71,975	$28,295	$43,680	$15,748,871
2	23	$71,975	$28,217	$43,758	$15,705,113
2	24	$71,975	$28,138	$43,837	$15,661,276
3	25	$71,975	$28,060	$43,915	$15,617,361
3	26	$71,975	$27,981	$43,994	$15,573,367
3	27	$71,975	$27,902	$44,073	$15,529,294
3	28	$71,975	$27,823	$44,152	$15,485,142
3	29	$71,975	$27,744	$44,231	$15,440,911
3	30	$71,975	$27,665	$44,310	$15,396,601
3	31	$71,975	$27,586	$44,389	$15,352,212
3	32	$71,975	$27,506	$44,469	$15,307,743
3	33	$71,975	$27,426	$44,549	$15,263,194
3	34	$71,975	$27,347	$44,628	$15,218,566
3	35	$71,975	$27,267	$44,708	$15,173,857
3	36	$71,975	$27,186	$44,789	$15,129,069
4	37	$71,975	$27,106	$44,869	$15,084,200
4	38	$71,975	$27,026	$44,949	$15,039,251
4	39	$71,975	$26,945	$45,030	$14,994,221
4	40	$71,975	$26,865	$45,110	$14,949,110
4	41	$71,975	$26,784	$45,191	$14,903,919
4	42	$71,975	$26,703	$45,272	$14,858,647
4	43	$71,975	$26,622	$45,353	$14,813,294
4	44	$71,975	$26,540	$45,435	$14,767,859
4	45	$71,975	$26,459	$45,516	$14,722,343
4	46	$71,975	$26,378	$45,598	$14,676,746
4	47	$71,975	$26,296	$45,679	$14,631,066
4	48	$71,975	$26,214	$45,761	$14,585,305
5	49	$71,975	$26,132	$45,843	$14,539,462
5	50	$71,975	$26,050	$45,925	$14,493,537
5	51	$71,975	$25,968	$46,007	$14,447,530
5	52	$71,975	$25,885	$46,090	$14,401,440
5	53	$71,975	$25,803	$46,172	$14,355,267
5	54	$71,975	$25,720	$46,255	$14,309,012
5	55	$71,975	$25,637	$46,338	$14,262,674
5	56	$71,975	$25,554	$46,421	$14,216,253
5	57	$71,975	$25,471	$46,504	$14,169,749
5	58	$71,975	$25,387	$46,588	$14,123,161
5	59	$71,975	$25,304	$46,671	$14,076,490
5	60	$71,975	$25,220	$46,755	$14,029,735
6	61	$71,975	$25,137	$46,838	$13,982,897
6	62	$71,975	$25,053	$46,922	$13,935,975
6	63	$71,975	$24,969	$47,006	$13,888,968
6	64	$71,975	$24,884	$47,091	$13,841,877
6	65	$71,975	$24,800	$47,175	$13,794,702
6	66	$71,975	$24,716	$47,260	$13,747,443
6	67	$71,975	$24,631	$47,344	$13,700,099
6	68	$71,975	$24,546	$47,429	$13,652,670
6	69	$71,975	$24,461	$47,514	$13,605,156
6	70	$71,975	$24,376	$47,599	$13,557,556
6	71	$71,975	$24,291	$47,684	$13,509,872
6	72	$71,975	$24,205	$47,770	$13,462,102
7	73	$71,975	$24,120	$47,855	$13,414,247
7	74	$71,975	$24,034	$47,941	$13,366,305
7	75	$71,975	$23,948	$48,027	$13,318,278
7	76	$71,975	$23,862	$48,113	$13,270,165
7	77	$71,975	$23,776	$48,199	$13,221,966
7	78	$71,975	$23,689	$48,286	$13,173,680
7	79	$71,975	$23,603	$48,372	$13,125,308
7	80	$71,975	$23,516	$48,459	$13,076,849
7	81	$71,975	$23,429	$48,546	$13,028,303
7	82	$71,975	$23,342	$48,633	$12,979,671
7	83	$71,975	$23,255	$48,720	$12,930,951
7	84	$71,975	$23,168	$48,807	$12,882,144
8	85	$71,975	$23,081	$48,895	$12,833,249
8	86	$71,975	$22,993	$48,982	$12,784,267
8	87	$71,975	$22,905	$49,070	$12,735,197
8	88	$71,975	$22,817	$49,158	$12,686,039
8	89	$71,975	$22,729	$49,246	$12,636,794
8	90	$71,975	$22,641	$49,334	$12,587,459
8	91	$71,975	$22,553	$49,423	$12,538,037
8	92	$71,975	$22,464	$49,511	$12,488,526
8	93	$71,975	$22,375	$49,600	$12,438,926
8	94	$71,975	$22,286	$49,689	$12,389,237
8	95	$71,975	$22,197	$49,778	$12,339,460
8	96	$71,975	$22,108	$49,867	$12,289,593
9	97	$71,975	$22,019	$49,956	$12,239,637
9	98	$71,975	$21,929	$50,046	$12,189,591
9	99	$71,975	$21,840	$50,135	$12,139,456
9	100	$71,975	$21,750	$50,225	$12,089,230
9	101	$71,975	$21,660	$50,315	$12,038,915
9	102	$71,975	$21,570	$50,405	$11,988,510
9	103	$71,975	$21,479	$50,496	$11,938,014
9	104	$71,975	$21,389	$50,586	$11,887,428
9	105	$71,975	$21,298	$50,677	$11,836,751
9	106	$71,975	$21,208	$50,768	$11,785,984
9	107	$71,975	$21,117	$50,858	$11,735,125
9	108	$71,975	$21,025	$50,950	$11,684,176
10	109	$71,975	$20,934	$51,041	$11,633,135
10	110	$71,975	$20,843	$51,132	$11,582,002
10	111	$71,975	$20,751	$51,224	$11,530,778
10	112	$71,975	$20,659	$51,316	$11,479,463
10	113	$71,975	$20,567	$51,408	$11,428,055
10	114	$71,975	$20,475	$51,500	$11,376,555
10	115	$71,975	$20,383	$51,592	$11,324,963
10	116	$71,975	$20,291	$51,684	$11,273,279
10	117	$71,975	$20,198	$51,777	$11,221,502
10	118	$71,975	$20,105	$51,870	$11,169,632
10	119	$71,975	$20,012	$51,963	$11,117,669
10	120	$71,975	$19,919	$52,056	$11,065,613
11	121	$71,975	$19,826	$52,149	$11,013,464
11	122	$71,975	$19,732	$52,243	$10,961,221
11	123	$71,975	$19,639	$52,336	$10,908,885
11	124	$71,975	$19,545	$52,430	$10,856,455
11	125	$71,975	$19,451	$52,524	$10,803,931
11	126	$71,975	$19,357	$52,618	$10,751,313
11	127	$71,975	$19,263	$52,712	$10,698,601
11	128	$71,975	$19,168	$52,807	$10,645,794
11	129	$71,975	$19,074	$52,901	$10,592,893
11	130	$71,975	$18,979	$52,996	$10,539,897
11	131	$71,975	$18,884	$53,091	$10,486,806
11	132	$71,975	$18,789	$53,186	$10,433,619
12	133	$71,975	$18,694	$53,281	$10,380,338
12	134	$71,975	$18,598	$53,377	$10,326,961
12	135	$71,975	$18,502	$53,473	$10,273,488
12	136	$71,975	$18,407	$53,568	$10,219,920
12	137	$71,975	$18,311	$53,664	$10,166,256
12	138	$71,975	$18,215	$53,761	$10,112,495
12	139	$71,975	$18,118	$53,857	$10,058,638
12	140	$71,975	$18,022	$53,953	$10,004,685
12	141	$71,975	$17,925	$54,050	$9,950,635
12	142	$71,975	$17,828	$54,147	$9,896,488
12	143	$71,975	$17,731	$54,244	$9,842,244
12	144	$71,975	$17,634	$54,341	$9,787,903
13	145	$71,975	$17,537	$54,438	$9,733,465
13	146	$71,975	$17,439	$54,536	$9,678,929
13	147	$71,975	$17,341	$54,634	$9,624,295
13	148	$71,975	$17,244	$54,732	$9,569,564
13	149	$71,975	$17,145	$54,830	$9,514,734
13	150	$71,975	$17,047	$54,928	$9,459,806
13	151	$71,975	$16,949	$55,026	$9,404,780
13	152	$71,975	$16,850	$55,125	$9,349,655
13	153	$71,975	$16,751	$55,224	$9,294,432
13	154	$71,975	$16,653	$55,323	$9,239,109
13	155	$71,975	$16,553	$55,422	$9,183,688
13	156	$71,975	$16,454	$55,521	$9,128,167
14	157	$71,975	$16,355	$55,620	$9,072,546
14	158	$71,975	$16,255	$55,720	$9,016,826
14	159	$71,975	$16,155	$55,820	$8,961,006
14	160	$71,975	$16,055	$55,920	$8,905,086
14	161	$71,975	$15,955	$56,020	$8,849,066
14	162	$71,975	$15,855	$56,120	$8,792,946
14	163	$71,975	$15,754	$56,221	$8,736,725
14	164	$71,975	$15,653	$56,322	$8,680,403
14	165	$71,975	$15,552	$56,423	$8,623,980
14	166	$71,975	$15,451	$56,524	$8,567,457
14	167	$71,975	$15,350	$56,625	$8,510,832
14	168	$71,975	$15,249	$56,726	$8,454,105
15	169	$71,975	$15,147	$56,828	$8,397,277
15	170	$71,975	$15,045	$56,930	$8,340,347
15	171	$71,975	$14,943	$57,032	$8,283,315
15	172	$71,975	$14,841	$57,134	$8,226,181
15	173	$71,975	$14,739	$57,236	$8,168,944
15	174	$71,975	$14,636	$57,339	$8,111,605
15	175	$71,975	$14,533	$57,442	$8,054,164
15	176	$71,975	$14,430	$57,545	$7,996,619
15	177	$71,975	$14,327	$57,648	$7,938,971
15	178	$71,975	$14,224	$57,751	$7,881,220
15	179	$71,975	$14,121	$57,855	$7,823,366
15	180	$71,975	$14,017	$57,958	$7,765,407
16	181	$71,975	$13,913	$58,062	$7,707,345
16	182	$71,975	$13,809	$58,166	$7,649,179
16	183	$71,975	$13,705	$58,270	$7,590,909
16	184	$71,975	$13,600	$58,375	$7,532,534
16	185	$71,975	$13,496	$58,479	$7,474,055
16	186	$71,975	$13,391	$58,584	$7,415,471
16	187	$71,975	$13,286	$58,689	$7,356,782
16	188	$71,975	$13,181	$58,794	$7,297,988
16	189	$71,975	$13,076	$58,899	$7,239,088
16	190	$71,975	$12,970	$59,005	$7,180,083
16	191	$71,975	$12,864	$59,111	$7,120,973
16	192	$71,975	$12,758	$59,217	$7,061,756
17	193	$71,975	$12,652	$59,323	$7,002,433
17	194	$71,975	$12,546	$59,429	$6,943,004
17	195	$71,975	$12,440	$59,536	$6,883,469
17	196	$71,975	$12,333	$59,642	$6,823,827
17	197	$71,975	$12,226	$59,749	$6,764,078
17	198	$71,975	$12,119	$59,856	$6,704,221
17	199	$71,975	$12,012	$59,963	$6,644,258
17	200	$71,975	$11,904	$60,071	$6,584,187
17	201	$71,975	$11,797	$60,178	$6,524,009
17	202	$71,975	$11,689	$60,286	$6,463,723
17	203	$71,975	$11,581	$60,394	$6,403,329
17	204	$71,975	$11,473	$60,502	$6,342,826
18	205	$71,975	$11,364	$60,611	$6,282,215
18	206	$71,975	$11,256	$60,719	$6,221,496
18	207	$71,975	$11,147	$60,828	$6,160,668
18	208	$71,975	$11,038	$60,937	$6,099,731
18	209	$71,975	$10,929	$61,046	$6,038,684
18	210	$71,975	$10,819	$61,156	$5,977,528
18	211	$71,975	$10,710	$61,265	$5,916,263
18	212	$71,975	$10,600	$61,375	$5,854,888
18	213	$71,975	$10,490	$61,485	$5,793,403
18	214	$71,975	$10,380	$61,595	$5,731,808
18	215	$71,975	$10,269	$61,706	$5,670,102
18	216	$71,975	$10,159	$61,816	$5,608,286
19	217	$71,975	$10,048	$61,927	$5,546,359
19	218	$71,975	$9,937	$62,038	$5,484,321
19	219	$71,975	$9,826	$62,149	$5,422,172
19	220	$71,975	$9,715	$62,260	$5,359,912
19	221	$71,975	$9,603	$62,372	$5,297,540
19	222	$71,975	$9,491	$62,484	$5,235,057
19	223	$71,975	$9,379	$62,596	$5,172,461
19	224	$71,975	$9,267	$62,708	$5,109,753
19	225	$71,975	$9,155	$62,820	$5,046,933
19	226	$71,975	$9,042	$62,933	$4,984,001
19	227	$71,975	$8,930	$63,045	$4,920,955
19	228	$71,975	$8,817	$63,158	$4,857,797
20	229	$71,975	$8,704	$63,272	$4,794,525
20	230	$71,975	$8,590	$63,385	$4,731,140
20	231	$71,975	$8,477	$63,498	$4,667,642
20	232	$71,975	$8,363	$63,612	$4,604,030
20	233	$71,975	$8,249	$63,726	$4,540,304
20	234	$71,975	$8,135	$63,840	$4,476,463
20	235	$71,975	$8,020	$63,955	$4,412,509
20	236	$71,975	$7,906	$64,069	$4,348,439
20	237	$71,975	$7,791	$64,184	$4,284,255
20	238	$71,975	$7,676	$64,299	$4,219,956
20	239	$71,975	$7,561	$64,414	$4,155,542
20	240	$71,975	$7,445	$64,530	$4,091,012
21	241	$71,975	$7,330	$64,645	$4,026,367
21	242	$71,975	$7,214	$64,761	$3,961,606
21	243	$71,975	$7,098	$64,877	$3,896,728
21	244	$71,975	$6,982	$64,993	$3,831,735
21	245	$71,975	$6,865	$65,110	$3,766,625
21	246	$71,975	$6,749	$65,227	$3,701,399
21	247	$71,975	$6,632	$65,343	$3,636,055
21	248	$71,975	$6,515	$65,460	$3,570,595
21	249	$71,975	$6,397	$65,578	$3,505,017
21	250	$71,975	$6,280	$65,695	$3,439,322
21	251	$71,975	$6,162	$65,813	$3,373,509
21	252	$71,975	$6,044	$65,931	$3,307,578
22	253	$71,975	$5,926	$66,049	$3,241,529
22	254	$71,975	$5,808	$66,167	$3,175,362
22	255	$71,975	$5,689	$66,286	$3,109,076
22	256	$71,975	$5,570	$66,405	$3,042,671
22	257	$71,975	$5,451	$66,524	$2,976,148
22	258	$71,975	$5,332	$66,643	$2,909,505
22	259	$71,975	$5,213	$66,762	$2,842,743
22	260	$71,975	$5,093	$66,882	$2,775,861
22	261	$71,975	$4,973	$67,002	$2,708,859
22	262	$71,975	$4,853	$67,122	$2,641,738
22	263	$71,975	$4,733	$67,242	$2,574,496
22	264	$71,975	$4,613	$67,362	$2,507,133
23	265	$71,975	$4,492	$67,483	$2,439,650
23	266	$71,975	$4,371	$67,604	$2,372,046
23	267	$71,975	$4,250	$67,725	$2,304,321
23	268	$71,975	$4,129	$67,846	$2,236,474
23	269	$71,975	$4,007	$67,968	$2,168,506
23	270	$71,975	$3,885	$68,090	$2,100,417
23	271	$71,975	$3,763	$68,212	$2,032,205
23	272	$71,975	$3,641	$68,334	$1,963,871
23	273	$71,975	$3,519	$68,456	$1,895,414
23	274	$71,975	$3,396	$68,579	$1,826,835
23	275	$71,975	$3,273	$68,702	$1,758,133
23	276	$71,975	$3,150	$68,825	$1,689,308
24	277	$71,975	$3,027	$68,948	$1,620,360
24	278	$71,975	$2,903	$69,072	$1,551,288
24	279	$71,975	$2,779	$69,196	$1,482,092
24	280	$71,975	$2,655	$69,320	$1,412,773
24	281	$71,975	$2,531	$69,444	$1,343,329
24	282	$71,975	$2,407	$69,568	$1,273,761
24	283	$71,975	$2,282	$69,693	$1,204,068
24	284	$71,975	$2,157	$69,818	$1,134,250
24	285	$71,975	$2,032	$69,943	$1,064,307
24	286	$71,975	$1,907	$70,068	$994,239
24	287	$71,975	$1,781	$70,194	$924,045
24	288	$71,975	$1,656	$70,319	$853,726
25	289	$71,975	$1,530	$70,445	$783,280
25	290	$71,975	$1,403	$70,572	$712,709
25	291	$71,975	$1,277	$70,698	$642,010
25	292	$71,975	$1,150	$70,825	$571,186
25	293	$71,975	$1,023	$70,952	$500,234
25	294	$71,975	$896	$71,079	$429,155
25	295	$71,975	$769	$71,206	$357,949
25	296	$71,975	$641	$71,334	$286,615
25	297	$71,975	$514	$71,462	$215,154
25	298	$71,975	$385	$71,590	$143,564
25	299	$71,975	$257	$71,718	$71,846
25	300	$71,975	$129	$71,846	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 11,128,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 11,406,200

HOME	RENT	BUY	OUTDOOR AREA	OUR SERVICES	ABOUT US
	Property for Rent Popular Districts Residential Buildings	Property for Sale Popular Districts Residential Buildings	More	New Developments Mortgage & Stamp Duty Calculator	Company Profile Contact Us Careers

	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.