Century 21 Centaland Property

Down Payment (HKD)

$4,320,000

Monthly Repayment (HKD)

$27,941

Loan Amount (HKD)

$6,480,000

Total Interest (HKD)

$1,902,429

Total Repayment (HKD)

$8,382,429

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$27,941	$11,610	$16,331	$6,463,669
1	2	$27,941	$11,581	$16,361	$6,447,308
1	3	$27,941	$11,551	$16,390	$6,430,918
1	4	$27,941	$11,522	$16,419	$6,414,499
1	5	$27,941	$11,493	$16,449	$6,398,050
1	6	$27,941	$11,463	$16,478	$6,381,571
1	7	$27,941	$11,434	$16,508	$6,365,064
1	8	$27,941	$11,404	$16,537	$6,348,526
1	9	$27,941	$11,374	$16,567	$6,331,959
1	10	$27,941	$11,345	$16,597	$6,315,363
1	11	$27,941	$11,315	$16,626	$6,298,736
1	12	$27,941	$11,285	$16,656	$6,282,080
2	13	$27,941	$11,255	$16,686	$6,265,394
2	14	$27,941	$11,225	$16,716	$6,248,678
2	15	$27,941	$11,196	$16,746	$6,231,932
2	16	$27,941	$11,166	$16,776	$6,215,156
2	17	$27,941	$11,135	$16,806	$6,198,350
2	18	$27,941	$11,105	$16,836	$6,181,514
2	19	$27,941	$11,075	$16,866	$6,164,648
2	20	$27,941	$11,045	$16,896	$6,147,752
2	21	$27,941	$11,015	$16,927	$6,130,825
2	22	$27,941	$10,984	$16,957	$6,113,868
2	23	$27,941	$10,954	$16,987	$6,096,881
2	24	$27,941	$10,924	$17,018	$6,079,863
3	25	$27,941	$10,893	$17,048	$6,062,814
3	26	$27,941	$10,863	$17,079	$6,045,735
3	27	$27,941	$10,832	$17,109	$6,028,626
3	28	$27,941	$10,801	$17,140	$6,011,486
3	29	$27,941	$10,771	$17,171	$5,994,315
3	30	$27,941	$10,740	$17,202	$5,977,113
3	31	$27,941	$10,709	$17,232	$5,959,881
3	32	$27,941	$10,678	$17,263	$5,942,618
3	33	$27,941	$10,647	$17,294	$5,925,323
3	34	$27,941	$10,616	$17,325	$5,907,998
3	35	$27,941	$10,585	$17,356	$5,890,642
3	36	$27,941	$10,554	$17,387	$5,873,255
4	37	$27,941	$10,523	$17,419	$5,855,836
4	38	$27,941	$10,492	$17,450	$5,838,386
4	39	$27,941	$10,460	$17,481	$5,820,905
4	40	$27,941	$10,429	$17,512	$5,803,393
4	41	$27,941	$10,398	$17,544	$5,785,849
4	42	$27,941	$10,366	$17,575	$5,768,274
4	43	$27,941	$10,335	$17,607	$5,750,668
4	44	$27,941	$10,303	$17,638	$5,733,029
4	45	$27,941	$10,272	$17,670	$5,715,360
4	46	$27,941	$10,240	$17,701	$5,697,658
4	47	$27,941	$10,208	$17,733	$5,679,925
4	48	$27,941	$10,177	$17,765	$5,662,160
5	49	$27,941	$10,145	$17,797	$5,644,364
5	50	$27,941	$10,113	$17,829	$5,626,535
5	51	$27,941	$10,081	$17,861	$5,608,674
5	52	$27,941	$10,049	$17,893	$5,590,782
5	53	$27,941	$10,017	$17,925	$5,572,857
5	54	$27,941	$9,985	$17,957	$5,554,900
5	55	$27,941	$9,953	$17,989	$5,536,912
5	56	$27,941	$9,920	$18,021	$5,518,890
5	57	$27,941	$9,888	$18,053	$5,500,837
5	58	$27,941	$9,856	$18,086	$5,482,751
5	59	$27,941	$9,823	$18,118	$5,464,633
5	60	$27,941	$9,791	$18,151	$5,446,482
6	61	$27,941	$9,758	$18,183	$5,428,299
6	62	$27,941	$9,726	$18,216	$5,410,084
6	63	$27,941	$9,693	$18,248	$5,391,835
6	64	$27,941	$9,660	$18,281	$5,373,554
6	65	$27,941	$9,628	$18,314	$5,355,240
6	66	$27,941	$9,595	$18,347	$5,336,894
6	67	$27,941	$9,562	$18,379	$5,318,514
6	68	$27,941	$9,529	$18,412	$5,300,102
6	69	$27,941	$9,496	$18,445	$5,281,656
6	70	$27,941	$9,463	$18,478	$5,263,178
6	71	$27,941	$9,430	$18,512	$5,244,666
6	72	$27,941	$9,397	$18,545	$5,226,122
7	73	$27,941	$9,363	$18,578	$5,207,544
7	74	$27,941	$9,330	$18,611	$5,188,932
7	75	$27,941	$9,297	$18,645	$5,170,288
7	76	$27,941	$9,263	$18,678	$5,151,610
7	77	$27,941	$9,230	$18,711	$5,132,898
7	78	$27,941	$9,196	$18,745	$5,114,153
7	79	$27,941	$9,163	$18,779	$5,095,375
7	80	$27,941	$9,129	$18,812	$5,076,563
7	81	$27,941	$9,096	$18,846	$5,057,717
7	82	$27,941	$9,062	$18,880	$5,038,837
7	83	$27,941	$9,028	$18,914	$5,019,923
7	84	$27,941	$8,994	$18,947	$5,000,976
8	85	$27,941	$8,960	$18,981	$4,981,995
8	86	$27,941	$8,926	$19,015	$4,962,979
8	87	$27,941	$8,892	$19,049	$4,943,930
8	88	$27,941	$8,858	$19,084	$4,924,846
8	89	$27,941	$8,824	$19,118	$4,905,729
8	90	$27,941	$8,789	$19,152	$4,886,577
8	91	$27,941	$8,755	$19,186	$4,867,390
8	92	$27,941	$8,721	$19,221	$4,848,170
8	93	$27,941	$8,686	$19,255	$4,828,914
8	94	$27,941	$8,652	$19,290	$4,809,625
8	95	$27,941	$8,617	$19,324	$4,790,301
8	96	$27,941	$8,583	$19,359	$4,770,942
9	97	$27,941	$8,548	$19,393	$4,751,548
9	98	$27,941	$8,513	$19,428	$4,732,120
9	99	$27,941	$8,478	$19,463	$4,712,657
9	100	$27,941	$8,444	$19,498	$4,693,159
9	101	$27,941	$8,409	$19,533	$4,673,626
9	102	$27,941	$8,374	$19,568	$4,654,058
9	103	$27,941	$8,339	$19,603	$4,634,456
9	104	$27,941	$8,303	$19,638	$4,614,818
9	105	$27,941	$8,268	$19,673	$4,595,144
9	106	$27,941	$8,233	$19,708	$4,575,436
9	107	$27,941	$8,198	$19,744	$4,555,692
9	108	$27,941	$8,162	$19,779	$4,535,913
10	109	$27,941	$8,127	$19,815	$4,516,098
10	110	$27,941	$8,091	$19,850	$4,496,248
10	111	$27,941	$8,056	$19,886	$4,476,363
10	112	$27,941	$8,020	$19,921	$4,456,441
10	113	$27,941	$7,984	$19,957	$4,436,484
10	114	$27,941	$7,949	$19,993	$4,416,492
10	115	$27,941	$7,913	$20,029	$4,396,463
10	116	$27,941	$7,877	$20,064	$4,376,399
10	117	$27,941	$7,841	$20,100	$4,356,298
10	118	$27,941	$7,805	$20,136	$4,336,162
10	119	$27,941	$7,769	$20,172	$4,315,989
10	120	$27,941	$7,733	$20,209	$4,295,781
11	121	$27,941	$7,697	$20,245	$4,275,536
11	122	$27,941	$7,660	$20,281	$4,255,255
11	123	$27,941	$7,624	$20,317	$4,234,937
11	124	$27,941	$7,588	$20,354	$4,214,584
11	125	$27,941	$7,551	$20,390	$4,194,193
11	126	$27,941	$7,515	$20,427	$4,173,766
11	127	$27,941	$7,478	$20,463	$4,153,303
11	128	$27,941	$7,441	$20,500	$4,132,803
11	129	$27,941	$7,405	$20,537	$4,112,266
11	130	$27,941	$7,368	$20,574	$4,091,692
11	131	$27,941	$7,331	$20,610	$4,071,082
11	132	$27,941	$7,294	$20,647	$4,050,435
12	133	$27,941	$7,257	$20,684	$4,029,750
12	134	$27,941	$7,220	$20,721	$4,009,029
12	135	$27,941	$7,183	$20,759	$3,988,270
12	136	$27,941	$7,146	$20,796	$3,967,474
12	137	$27,941	$7,108	$20,833	$3,946,641
12	138	$27,941	$7,071	$20,870	$3,925,771
12	139	$27,941	$7,034	$20,908	$3,904,863
12	140	$27,941	$6,996	$20,945	$3,883,918
12	141	$27,941	$6,959	$20,983	$3,862,935
12	142	$27,941	$6,921	$21,020	$3,841,915
12	143	$27,941	$6,883	$21,058	$3,820,857
12	144	$27,941	$6,846	$21,096	$3,799,761
13	145	$27,941	$6,808	$21,134	$3,778,628
13	146	$27,941	$6,770	$21,171	$3,757,456
13	147	$27,941	$6,732	$21,209	$3,736,247
13	148	$27,941	$6,694	$21,247	$3,715,000
13	149	$27,941	$6,656	$21,285	$3,693,714
13	150	$27,941	$6,618	$21,324	$3,672,391
13	151	$27,941	$6,580	$21,362	$3,651,029
13	152	$27,941	$6,541	$21,400	$3,629,629
13	153	$27,941	$6,503	$21,438	$3,608,191
13	154	$27,941	$6,465	$21,477	$3,586,714
13	155	$27,941	$6,426	$21,515	$3,565,199
13	156	$27,941	$6,388	$21,554	$3,543,645
14	157	$27,941	$6,349	$21,592	$3,522,052
14	158	$27,941	$6,310	$21,631	$3,500,421
14	159	$27,941	$6,272	$21,670	$3,478,752
14	160	$27,941	$6,233	$21,709	$3,457,043
14	161	$27,941	$6,194	$21,748	$3,435,295
14	162	$27,941	$6,155	$21,787	$3,413,509
14	163	$27,941	$6,116	$21,826	$3,391,683
14	164	$27,941	$6,077	$21,865	$3,369,819
14	165	$27,941	$6,038	$21,904	$3,347,915
14	166	$27,941	$5,998	$21,943	$3,325,972
14	167	$27,941	$5,959	$21,982	$3,303,989
14	168	$27,941	$5,920	$22,022	$3,281,967
15	169	$27,941	$5,880	$22,061	$3,259,906
15	170	$27,941	$5,841	$22,101	$3,237,805
15	171	$27,941	$5,801	$22,140	$3,215,665
15	172	$27,941	$5,761	$22,180	$3,193,485
15	173	$27,941	$5,722	$22,220	$3,171,265
15	174	$27,941	$5,682	$22,260	$3,149,006
15	175	$27,941	$5,642	$22,299	$3,126,706
15	176	$27,941	$5,602	$22,339	$3,104,367
15	177	$27,941	$5,562	$22,379	$3,081,987
15	178	$27,941	$5,522	$22,420	$3,059,568
15	179	$27,941	$5,482	$22,460	$3,037,108
15	180	$27,941	$5,441	$22,500	$3,014,608
16	181	$27,941	$5,401	$22,540	$2,992,068
16	182	$27,941	$5,361	$22,581	$2,969,487
16	183	$27,941	$5,320	$22,621	$2,946,866
16	184	$27,941	$5,280	$22,662	$2,924,205
16	185	$27,941	$5,239	$22,702	$2,901,502
16	186	$27,941	$5,199	$22,743	$2,878,759
16	187	$27,941	$5,158	$22,784	$2,855,976
16	188	$27,941	$5,117	$22,824	$2,833,151
16	189	$27,941	$5,076	$22,865	$2,810,286
16	190	$27,941	$5,035	$22,906	$2,787,380
16	191	$27,941	$4,994	$22,947	$2,764,432
16	192	$27,941	$4,953	$22,988	$2,741,444
17	193	$27,941	$4,912	$23,030	$2,718,414
17	194	$27,941	$4,870	$23,071	$2,695,343
17	195	$27,941	$4,829	$23,112	$2,672,231
17	196	$27,941	$4,788	$23,154	$2,649,077
17	197	$27,941	$4,746	$23,195	$2,625,882
17	198	$27,941	$4,705	$23,237	$2,602,645
17	199	$27,941	$4,663	$23,278	$2,579,367
17	200	$27,941	$4,621	$23,320	$2,556,047
17	201	$27,941	$4,580	$23,362	$2,532,685
17	202	$27,941	$4,538	$23,404	$2,509,281
17	203	$27,941	$4,496	$23,446	$2,485,836
17	204	$27,941	$4,454	$23,488	$2,462,348
18	205	$27,941	$4,412	$23,530	$2,438,818
18	206	$27,941	$4,370	$23,572	$2,415,246
18	207	$27,941	$4,327	$23,614	$2,391,632
18	208	$27,941	$4,285	$23,656	$2,367,976
18	209	$27,941	$4,243	$23,699	$2,344,277
18	210	$27,941	$4,200	$23,741	$2,320,536
18	211	$27,941	$4,158	$23,784	$2,296,752
18	212	$27,941	$4,115	$23,826	$2,272,926
18	213	$27,941	$4,072	$23,869	$2,249,057
18	214	$27,941	$4,030	$23,912	$2,225,145
18	215	$27,941	$3,987	$23,955	$2,201,190
18	216	$27,941	$3,944	$23,998	$2,177,192
19	217	$27,941	$3,901	$24,041	$2,153,152
19	218	$27,941	$3,858	$24,084	$2,129,068
19	219	$27,941	$3,815	$24,127	$2,104,941
19	220	$27,941	$3,771	$24,170	$2,080,771
19	221	$27,941	$3,728	$24,213	$2,056,558
19	222	$27,941	$3,685	$24,257	$2,032,301
19	223	$27,941	$3,641	$24,300	$2,008,001
19	224	$27,941	$3,598	$24,344	$1,983,657
19	225	$27,941	$3,554	$24,387	$1,959,270
19	226	$27,941	$3,510	$24,431	$1,934,838
19	227	$27,941	$3,467	$24,475	$1,910,364
19	228	$27,941	$3,423	$24,519	$1,885,845
20	229	$27,941	$3,379	$24,563	$1,861,282
20	230	$27,941	$3,335	$24,607	$1,836,676
20	231	$27,941	$3,291	$24,651	$1,812,025
20	232	$27,941	$3,247	$24,695	$1,787,330
20	233	$27,941	$3,202	$24,739	$1,762,591
20	234	$27,941	$3,158	$24,783	$1,737,807
20	235	$27,941	$3,114	$24,828	$1,712,980
20	236	$27,941	$3,069	$24,872	$1,688,107
20	237	$27,941	$3,025	$24,917	$1,663,190
20	238	$27,941	$2,980	$24,962	$1,638,229
20	239	$27,941	$2,935	$25,006	$1,613,223
20	240	$27,941	$2,890	$25,051	$1,588,171
21	241	$27,941	$2,845	$25,096	$1,563,076
21	242	$27,941	$2,801	$25,141	$1,537,935
21	243	$27,941	$2,755	$25,186	$1,512,749
21	244	$27,941	$2,710	$25,231	$1,487,518
21	245	$27,941	$2,665	$25,276	$1,462,241
21	246	$27,941	$2,620	$25,322	$1,436,920
21	247	$27,941	$2,574	$25,367	$1,411,553
21	248	$27,941	$2,529	$25,412	$1,386,140
21	249	$27,941	$2,484	$25,458	$1,360,682
21	250	$27,941	$2,438	$25,504	$1,335,179
21	251	$27,941	$2,392	$25,549	$1,309,630
21	252	$27,941	$2,346	$25,595	$1,284,035
22	253	$27,941	$2,301	$25,641	$1,258,394
22	254	$27,941	$2,255	$25,687	$1,232,707
22	255	$27,941	$2,209	$25,733	$1,206,974
22	256	$27,941	$2,162	$25,779	$1,181,195
22	257	$27,941	$2,116	$25,825	$1,155,370
22	258	$27,941	$2,070	$25,871	$1,129,499
22	259	$27,941	$2,024	$25,918	$1,103,581
22	260	$27,941	$1,977	$25,964	$1,077,617
22	261	$27,941	$1,931	$26,011	$1,051,606
22	262	$27,941	$1,884	$26,057	$1,025,549
22	263	$27,941	$1,837	$26,104	$999,445
22	264	$27,941	$1,791	$26,151	$973,294
23	265	$27,941	$1,744	$26,198	$947,096
23	266	$27,941	$1,697	$26,245	$920,852
23	267	$27,941	$1,650	$26,292	$894,560
23	268	$27,941	$1,603	$26,339	$868,222
23	269	$27,941	$1,556	$26,386	$841,836
23	270	$27,941	$1,508	$26,433	$815,403
23	271	$27,941	$1,461	$26,481	$788,922
23	272	$27,941	$1,413	$26,528	$762,394
23	273	$27,941	$1,366	$26,575	$735,819
23	274	$27,941	$1,318	$26,623	$709,196
23	275	$27,941	$1,271	$26,671	$682,525
23	276	$27,941	$1,223	$26,719	$655,806
24	277	$27,941	$1,175	$26,766	$629,040
24	278	$27,941	$1,127	$26,814	$602,225
24	279	$27,941	$1,079	$26,862	$575,363
24	280	$27,941	$1,031	$26,911	$548,452
24	281	$27,941	$983	$26,959	$521,494
24	282	$27,941	$934	$27,007	$494,486
24	283	$27,941	$886	$27,055	$467,431
24	284	$27,941	$837	$27,104	$440,327
24	285	$27,941	$789	$27,153	$413,175
24	286	$27,941	$740	$27,201	$385,973
24	287	$27,941	$692	$27,250	$358,723
24	288	$27,941	$643	$27,299	$331,425
25	289	$27,941	$594	$27,348	$304,077
25	290	$27,941	$545	$27,397	$276,681
25	291	$27,941	$496	$27,446	$249,235
25	292	$27,941	$447	$27,495	$221,740
25	293	$27,941	$397	$27,544	$194,196
25	294	$27,941	$348	$27,593	$166,602
25	295	$27,941	$298	$27,643	$138,959
25	296	$27,941	$249	$27,692	$111,267
25	297	$27,941	$199	$27,742	$83,525
25	298	$27,941	$150	$27,792	$55,733
25	299	$27,941	$100	$27,842	$27,891
25	300	$27,941	$50	$27,891	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 4,320,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 4,428,000

HOME	RENT	BUY	OUTDOOR AREA	OUR SERVICES	ABOUT US
	Property for Rent Popular Districts Residential Buildings	Property for Sale Popular Districts Residential Buildings	More	New Developments Mortgage & Stamp Duty Calculator	Company Profile Contact Us Careers

	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.