Century 21 Centaland Property

Down Payment (HKD)

$22,080,000

Monthly Repayment (HKD)

$142,812

Loan Amount (HKD)

$33,120,000

Total Interest (HKD)

$9,723,526

Total Repayment (HKD)

$42,843,526

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$142,812	$59,340	$83,472	$33,036,528
1	2	$142,812	$59,190	$83,621	$32,952,907
1	3	$142,812	$59,041	$83,771	$32,869,136
1	4	$142,812	$58,891	$83,921	$32,785,215
1	5	$142,812	$58,740	$84,072	$32,701,143
1	6	$142,812	$58,590	$84,222	$32,616,921
1	7	$142,812	$58,439	$84,373	$32,532,548
1	8	$142,812	$58,287	$84,524	$32,448,023
1	9	$142,812	$58,136	$84,676	$32,363,348
1	10	$142,812	$57,984	$84,827	$32,278,520
1	11	$142,812	$57,832	$84,979	$32,193,541
1	12	$142,812	$57,680	$85,132	$32,108,409
2	13	$142,812	$57,528	$85,284	$32,023,125
2	14	$142,812	$57,375	$85,437	$31,937,688
2	15	$142,812	$57,222	$85,590	$31,852,098
2	16	$142,812	$57,068	$85,743	$31,766,355
2	17	$142,812	$56,915	$85,897	$31,680,458
2	18	$142,812	$56,761	$86,051	$31,594,407
2	19	$142,812	$56,607	$86,205	$31,508,202
2	20	$142,812	$56,452	$86,360	$31,421,842
2	21	$142,812	$56,297	$86,514	$31,335,328
2	22	$142,812	$56,142	$86,669	$31,248,658
2	23	$142,812	$55,987	$86,825	$31,161,834
2	24	$142,812	$55,832	$86,980	$31,074,854
3	25	$142,812	$55,676	$87,136	$30,987,718
3	26	$142,812	$55,520	$87,292	$30,900,426
3	27	$142,812	$55,363	$87,448	$30,812,977
3	28	$142,812	$55,207	$87,605	$30,725,372
3	29	$142,812	$55,050	$87,762	$30,637,610
3	30	$142,812	$54,892	$87,919	$30,549,690
3	31	$142,812	$54,735	$88,077	$30,461,614
3	32	$142,812	$54,577	$88,235	$30,373,379
3	33	$142,812	$54,419	$88,393	$30,284,986
3	34	$142,812	$54,261	$88,551	$30,196,435
3	35	$142,812	$54,102	$88,710	$30,107,725
3	36	$142,812	$53,943	$88,869	$30,018,856
4	37	$142,812	$53,784	$89,028	$29,929,828
4	38	$142,812	$53,624	$89,187	$29,840,641
4	39	$142,812	$53,464	$89,347	$29,751,294
4	40	$142,812	$53,304	$89,507	$29,661,786
4	41	$142,812	$53,144	$89,668	$29,572,119
4	42	$142,812	$52,983	$89,828	$29,482,290
4	43	$142,812	$52,822	$89,989	$29,392,301
4	44	$142,812	$52,661	$90,151	$29,302,150
4	45	$142,812	$52,500	$90,312	$29,211,838
4	46	$142,812	$52,338	$90,474	$29,121,364
4	47	$142,812	$52,176	$90,636	$29,030,728
4	48	$142,812	$52,013	$90,798	$28,939,930
5	49	$142,812	$51,851	$90,961	$28,848,969
5	50	$142,812	$51,688	$91,124	$28,757,845
5	51	$142,812	$51,524	$91,287	$28,666,558
5	52	$142,812	$51,361	$91,451	$28,575,107
5	53	$142,812	$51,197	$91,615	$28,483,492
5	54	$142,812	$51,033	$91,779	$28,391,713
5	55	$142,812	$50,868	$91,943	$28,299,770
5	56	$142,812	$50,704	$92,108	$28,207,662
5	57	$142,812	$50,539	$92,273	$28,115,389
5	58	$142,812	$50,373	$92,438	$28,022,951
5	59	$142,812	$50,208	$92,604	$27,930,347
5	60	$142,812	$50,042	$92,770	$27,837,577
6	61	$142,812	$49,876	$92,936	$27,744,641
6	62	$142,812	$49,709	$93,103	$27,651,538
6	63	$142,812	$49,542	$93,269	$27,558,269
6	64	$142,812	$49,375	$93,437	$27,464,832
6	65	$142,812	$49,208	$93,604	$27,371,228
6	66	$142,812	$49,040	$93,772	$27,277,457
6	67	$142,812	$48,872	$93,940	$27,183,517
6	68	$142,812	$48,704	$94,108	$27,089,409
6	69	$142,812	$48,535	$94,277	$26,995,133
6	70	$142,812	$48,366	$94,445	$26,900,687
6	71	$142,812	$48,197	$94,615	$26,806,072
6	72	$142,812	$48,028	$94,784	$26,711,288
7	73	$142,812	$47,858	$94,954	$26,616,334
7	74	$142,812	$47,688	$95,124	$26,521,210
7	75	$142,812	$47,517	$95,295	$26,425,915
7	76	$142,812	$47,346	$95,465	$26,330,450
7	77	$142,812	$47,175	$95,636	$26,234,814
7	78	$142,812	$47,004	$95,808	$26,139,006
7	79	$142,812	$46,832	$95,979	$26,043,027
7	80	$142,812	$46,660	$96,151	$25,946,875
7	81	$142,812	$46,488	$96,324	$25,850,552
7	82	$142,812	$46,316	$96,496	$25,754,056
7	83	$142,812	$46,143	$96,669	$25,657,386
7	84	$142,812	$45,969	$96,842	$25,560,544
8	85	$142,812	$45,796	$97,016	$25,463,528
8	86	$142,812	$45,622	$97,190	$25,366,339
8	87	$142,812	$45,448	$97,364	$25,268,975
8	88	$142,812	$45,274	$97,538	$25,171,437
8	89	$142,812	$45,099	$97,713	$25,073,724
8	90	$142,812	$44,924	$97,888	$24,975,836
8	91	$142,812	$44,748	$98,063	$24,877,773
8	92	$142,812	$44,573	$98,239	$24,779,534
8	93	$142,812	$44,397	$98,415	$24,681,118
8	94	$142,812	$44,220	$98,591	$24,582,527
8	95	$142,812	$44,044	$98,768	$24,483,759
8	96	$142,812	$43,867	$98,945	$24,384,814
9	97	$142,812	$43,689	$99,122	$24,285,692
9	98	$142,812	$43,512	$99,300	$24,186,392
9	99	$142,812	$43,334	$99,478	$24,086,914
9	100	$142,812	$43,156	$99,656	$23,987,258
9	101	$142,812	$42,977	$99,835	$23,887,423
9	102	$142,812	$42,798	$100,013	$23,787,410
9	103	$142,812	$42,619	$100,193	$23,687,217
9	104	$142,812	$42,440	$100,372	$23,586,845
9	105	$142,812	$42,260	$100,552	$23,486,293
9	106	$142,812	$42,080	$100,732	$23,385,561
9	107	$142,812	$41,899	$100,913	$23,284,648
9	108	$142,812	$41,718	$101,093	$23,183,555
10	109	$142,812	$41,537	$101,275	$23,082,280
10	110	$142,812	$41,356	$101,456	$22,980,824
10	111	$142,812	$41,174	$101,638	$22,879,187
10	112	$142,812	$40,992	$101,820	$22,777,367
10	113	$142,812	$40,809	$102,002	$22,675,364
10	114	$142,812	$40,627	$102,185	$22,573,179
10	115	$142,812	$40,444	$102,368	$22,470,811
10	116	$142,812	$40,260	$102,552	$22,368,260
10	117	$142,812	$40,076	$102,735	$22,265,524
10	118	$142,812	$39,892	$102,919	$22,162,605
10	119	$142,812	$39,708	$103,104	$22,059,501
10	120	$142,812	$39,523	$103,288	$21,956,213
11	121	$142,812	$39,338	$103,474	$21,852,739
11	122	$142,812	$39,153	$103,659	$21,749,080
11	123	$142,812	$38,967	$103,845	$21,645,236
11	124	$142,812	$38,781	$104,031	$21,541,205
11	125	$142,812	$38,595	$104,217	$21,436,988
11	126	$142,812	$38,408	$104,404	$21,332,584
11	127	$142,812	$38,221	$104,591	$21,227,993
11	128	$142,812	$38,033	$104,778	$21,123,215
11	129	$142,812	$37,846	$104,966	$21,018,249
11	130	$142,812	$37,658	$105,154	$20,913,095
11	131	$142,812	$37,469	$105,342	$20,807,752
11	132	$142,812	$37,281	$105,531	$20,702,221
12	133	$142,812	$37,091	$105,720	$20,596,501
12	134	$142,812	$36,902	$105,910	$20,490,591
12	135	$142,812	$36,712	$106,099	$20,384,492
12	136	$142,812	$36,522	$106,290	$20,278,202
12	137	$142,812	$36,332	$106,480	$20,171,722
12	138	$142,812	$36,141	$106,671	$20,065,052
12	139	$142,812	$35,950	$106,862	$19,958,190
12	140	$142,812	$35,758	$107,053	$19,851,136
12	141	$142,812	$35,567	$107,245	$19,743,891
12	142	$142,812	$35,374	$107,437	$19,636,454
12	143	$142,812	$35,182	$107,630	$19,528,824
12	144	$142,812	$34,989	$107,823	$19,421,002
13	145	$142,812	$34,796	$108,016	$19,312,986
13	146	$142,812	$34,602	$108,209	$19,204,776
13	147	$142,812	$34,409	$108,403	$19,096,373
13	148	$142,812	$34,214	$108,597	$18,987,776
13	149	$142,812	$34,020	$108,792	$18,878,984
13	150	$142,812	$33,825	$108,987	$18,769,997
13	151	$142,812	$33,630	$109,182	$18,660,815
13	152	$142,812	$33,434	$109,378	$18,551,437
13	153	$142,812	$33,238	$109,574	$18,441,863
13	154	$142,812	$33,042	$109,770	$18,332,093
13	155	$142,812	$32,845	$109,967	$18,222,126
13	156	$142,812	$32,648	$110,164	$18,111,963
14	157	$142,812	$32,451	$110,361	$18,001,601
14	158	$142,812	$32,253	$110,559	$17,891,043
14	159	$142,812	$32,055	$110,757	$17,780,286
14	160	$142,812	$31,856	$110,955	$17,669,330
14	161	$142,812	$31,658	$111,154	$17,558,176
14	162	$142,812	$31,458	$111,353	$17,446,823
14	163	$142,812	$31,259	$111,553	$17,335,270
14	164	$142,812	$31,059	$111,753	$17,223,517
14	165	$142,812	$30,859	$111,953	$17,111,564
14	166	$142,812	$30,658	$112,154	$16,999,411
14	167	$142,812	$30,457	$112,354	$16,887,056
14	168	$142,812	$30,256	$112,556	$16,774,500
15	169	$142,812	$30,054	$112,757	$16,661,743
15	170	$142,812	$29,852	$112,959	$16,548,783
15	171	$142,812	$29,650	$113,162	$16,435,622
15	172	$142,812	$29,447	$113,365	$16,322,257
15	173	$142,812	$29,244	$113,568	$16,208,689
15	174	$142,812	$29,041	$113,771	$16,094,918
15	175	$142,812	$28,837	$113,975	$15,980,943
15	176	$142,812	$28,633	$114,179	$15,866,764
15	177	$142,812	$28,428	$114,384	$15,752,380
15	178	$142,812	$28,223	$114,589	$15,637,791
15	179	$142,812	$28,018	$114,794	$15,522,997
15	180	$142,812	$27,812	$115,000	$15,407,998
16	181	$142,812	$27,606	$115,206	$15,292,792
16	182	$142,812	$27,400	$115,412	$15,177,380
16	183	$142,812	$27,193	$115,619	$15,061,761
16	184	$142,812	$26,986	$115,826	$14,945,935
16	185	$142,812	$26,778	$116,034	$14,829,901
16	186	$142,812	$26,570	$116,242	$14,713,659
16	187	$142,812	$26,362	$116,450	$14,597,210
16	188	$142,812	$26,153	$116,658	$14,480,551
16	189	$142,812	$25,944	$116,867	$14,363,684
16	190	$142,812	$25,735	$117,077	$14,246,607
16	191	$142,812	$25,525	$117,287	$14,129,320
16	192	$142,812	$25,315	$117,497	$14,011,824
17	193	$142,812	$25,105	$117,707	$13,894,116
17	194	$142,812	$24,894	$117,918	$13,776,198
17	195	$142,812	$24,682	$118,129	$13,658,069
17	196	$142,812	$24,471	$118,341	$13,539,728
17	197	$142,812	$24,259	$118,553	$13,421,175
17	198	$142,812	$24,046	$118,765	$13,302,409
17	199	$142,812	$23,833	$118,978	$13,183,431
17	200	$142,812	$23,620	$119,191	$13,064,240
17	201	$142,812	$23,407	$119,405	$12,944,835
17	202	$142,812	$23,193	$119,619	$12,825,216
17	203	$142,812	$22,979	$119,833	$12,705,382
17	204	$142,812	$22,764	$120,048	$12,585,334
18	205	$142,812	$22,549	$120,263	$12,465,071
18	206	$142,812	$22,333	$120,478	$12,344,593
18	207	$142,812	$22,117	$120,694	$12,223,899
18	208	$142,812	$21,901	$120,911	$12,102,988
18	209	$142,812	$21,685	$121,127	$11,981,861
18	210	$142,812	$21,468	$121,344	$11,860,517
18	211	$142,812	$21,250	$121,562	$11,738,955
18	212	$142,812	$21,032	$121,779	$11,617,175
18	213	$142,812	$20,814	$121,998	$11,495,178
18	214	$142,812	$20,596	$122,216	$11,372,962
18	215	$142,812	$20,377	$122,435	$11,250,526
18	216	$142,812	$20,157	$122,655	$11,127,872
19	217	$142,812	$19,937	$122,874	$11,004,997
19	218	$142,812	$19,717	$123,094	$10,881,903
19	219	$142,812	$19,497	$123,315	$10,758,588
19	220	$142,812	$19,276	$123,536	$10,635,052
19	221	$142,812	$19,054	$123,757	$10,511,295
19	222	$142,812	$18,833	$123,979	$10,387,316
19	223	$142,812	$18,611	$124,201	$10,263,115
19	224	$142,812	$18,388	$124,424	$10,138,691
19	225	$142,812	$18,165	$124,647	$10,014,044
19	226	$142,812	$17,942	$124,870	$9,889,174
19	227	$142,812	$17,718	$125,094	$9,764,081
19	228	$142,812	$17,494	$125,318	$9,638,763
20	229	$142,812	$17,269	$125,542	$9,513,221
20	230	$142,812	$17,045	$125,767	$9,387,453
20	231	$142,812	$16,819	$125,993	$9,261,461
20	232	$142,812	$16,593	$126,218	$9,135,243
20	233	$142,812	$16,367	$126,444	$9,008,798
20	234	$142,812	$16,141	$126,671	$8,882,127
20	235	$142,812	$15,914	$126,898	$8,755,229
20	236	$142,812	$15,686	$127,125	$8,628,104
20	237	$142,812	$15,459	$127,353	$8,500,751
20	238	$142,812	$15,231	$127,581	$8,373,170
20	239	$142,812	$15,002	$127,810	$8,245,360
20	240	$142,812	$14,773	$128,039	$8,117,321
21	241	$142,812	$14,544	$128,268	$7,989,053
21	242	$142,812	$14,314	$128,498	$7,860,555
21	243	$142,812	$14,083	$128,728	$7,731,826
21	244	$142,812	$13,853	$128,959	$7,602,868
21	245	$142,812	$13,622	$129,190	$7,473,678
21	246	$142,812	$13,390	$129,421	$7,344,256
21	247	$142,812	$13,158	$129,653	$7,214,603
21	248	$142,812	$12,926	$129,886	$7,084,717
21	249	$142,812	$12,693	$130,118	$6,954,599
21	250	$142,812	$12,460	$130,351	$6,824,248
21	251	$142,812	$12,227	$130,585	$6,693,663
21	252	$142,812	$11,993	$130,819	$6,562,844
22	253	$142,812	$11,758	$131,053	$6,431,790
22	254	$142,812	$11,524	$131,288	$6,300,502
22	255	$142,812	$11,288	$131,523	$6,168,979
22	256	$142,812	$11,053	$131,759	$6,037,220
22	257	$142,812	$10,817	$131,995	$5,905,225
22	258	$142,812	$10,580	$132,232	$5,772,993
22	259	$142,812	$10,343	$132,468	$5,640,525
22	260	$142,812	$10,106	$132,706	$5,507,819
22	261	$142,812	$9,868	$132,944	$5,374,875
22	262	$142,812	$9,630	$133,182	$5,241,694
22	263	$142,812	$9,391	$133,420	$5,108,273
22	264	$142,812	$9,152	$133,659	$4,974,614
23	265	$142,812	$8,913	$133,899	$4,840,715
23	266	$142,812	$8,673	$134,139	$4,706,576
23	267	$142,812	$8,433	$134,379	$4,572,197
23	268	$142,812	$8,192	$134,620	$4,437,577
23	269	$142,812	$7,951	$134,861	$4,302,716
23	270	$142,812	$7,709	$135,103	$4,167,613
23	271	$142,812	$7,467	$135,345	$4,032,268
23	272	$142,812	$7,224	$135,587	$3,896,681
23	273	$142,812	$6,982	$135,830	$3,760,851
23	274	$142,812	$6,738	$136,074	$3,624,777
23	275	$142,812	$6,494	$136,317	$3,488,460
23	276	$142,812	$6,250	$136,562	$3,351,898
24	277	$142,812	$6,005	$136,806	$3,215,092
24	278	$142,812	$5,760	$137,051	$3,078,041
24	279	$142,812	$5,515	$137,297	$2,940,744
24	280	$142,812	$5,269	$137,543	$2,803,201
24	281	$142,812	$5,022	$137,789	$2,665,412
24	282	$142,812	$4,776	$138,036	$2,527,375
24	283	$142,812	$4,528	$138,284	$2,389,092
24	284	$142,812	$4,280	$138,531	$2,250,561
24	285	$142,812	$4,032	$138,779	$2,111,781
24	286	$142,812	$3,784	$139,028	$1,972,753
24	287	$142,812	$3,535	$139,277	$1,833,476
24	288	$142,812	$3,285	$139,527	$1,693,949
25	289	$142,812	$3,035	$139,777	$1,554,172
25	290	$142,812	$2,785	$140,027	$1,414,145
25	291	$142,812	$2,534	$140,278	$1,273,867
25	292	$142,812	$2,282	$140,529	$1,133,337
25	293	$142,812	$2,031	$140,781	$992,556
25	294	$142,812	$1,778	$141,033	$851,523
25	295	$142,812	$1,526	$141,286	$710,237
25	296	$142,812	$1,273	$141,539	$568,697
25	297	$142,812	$1,019	$141,793	$426,905
25	298	$142,812	$765	$142,047	$284,858
25	299	$142,812	$510	$142,301	$142,556
25	300	$142,812	$255	$142,556	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 22,080,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 22,632,000

HOME	RENT	BUY	OUTDOOR AREA	OUR SERVICES	ABOUT US
	Property for Rent Popular Districts Residential Buildings	Property for Sale Popular Districts Residential Buildings	More	New Developments Mortgage & Stamp Duty Calculator	Company Profile Contact Us Careers

	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.