Century 21 Centaland Property

Down Payment (HKD)

$68,000,000

Monthly Repayment (HKD)

$439,819

Loan Amount (HKD)

$102,000,000

Total Interest (HKD)

$29,945,641

Total Repayment (HKD)

$131,945,641

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$439,819	$182,750	$257,069	$101,742,931
1	2	$439,819	$182,289	$257,529	$101,485,402
1	3	$439,819	$181,828	$257,991	$101,227,411
1	4	$439,819	$181,366	$258,453	$100,968,958
1	5	$439,819	$180,903	$258,916	$100,710,042
1	6	$439,819	$180,439	$259,380	$100,450,662
1	7	$439,819	$179,974	$259,845	$100,190,817
1	8	$439,819	$179,509	$260,310	$99,930,507
1	9	$439,819	$179,042	$260,777	$99,669,730
1	10	$439,819	$178,575	$261,244	$99,408,486
1	11	$439,819	$178,107	$261,712	$99,146,775
1	12	$439,819	$177,638	$262,181	$98,884,594
2	13	$439,819	$177,168	$262,651	$98,621,943
2	14	$439,819	$176,698	$263,121	$98,358,822
2	15	$439,819	$176,226	$263,593	$98,095,229
2	16	$439,819	$175,754	$264,065	$97,831,165
2	17	$439,819	$175,281	$264,538	$97,566,627
2	18	$439,819	$174,807	$265,012	$97,301,615
2	19	$439,819	$174,332	$265,487	$97,036,128
2	20	$439,819	$173,856	$265,962	$96,770,165
2	21	$439,819	$173,380	$266,439	$96,503,727
2	22	$439,819	$172,903	$266,916	$96,236,810
2	23	$439,819	$172,424	$267,395	$95,969,416
2	24	$439,819	$171,945	$267,874	$95,701,542
3	25	$439,819	$171,465	$268,354	$95,433,189
3	26	$439,819	$170,984	$268,834	$95,164,354
3	27	$439,819	$170,503	$269,316	$94,895,038
3	28	$439,819	$170,020	$269,799	$94,625,240
3	29	$439,819	$169,537	$270,282	$94,354,958
3	30	$439,819	$169,053	$270,766	$94,084,192
3	31	$439,819	$168,568	$271,251	$93,812,940
3	32	$439,819	$168,082	$271,737	$93,541,203
3	33	$439,819	$167,595	$272,224	$93,268,979
3	34	$439,819	$167,107	$272,712	$92,996,267
3	35	$439,819	$166,618	$273,200	$92,723,067
3	36	$439,819	$166,129	$273,690	$92,449,377
4	37	$439,819	$165,638	$274,180	$92,175,196
4	38	$439,819	$165,147	$274,672	$91,900,525
4	39	$439,819	$164,655	$275,164	$91,625,361
4	40	$439,819	$164,162	$275,657	$91,349,704
4	41	$439,819	$163,668	$276,151	$91,073,554
4	42	$439,819	$163,173	$276,645	$90,796,908
4	43	$439,819	$162,678	$277,141	$90,519,767
4	44	$439,819	$162,181	$277,638	$90,242,130
4	45	$439,819	$161,684	$278,135	$89,963,995
4	46	$439,819	$161,185	$278,633	$89,685,361
4	47	$439,819	$160,686	$279,133	$89,406,229
4	48	$439,819	$160,186	$279,633	$89,126,596
5	49	$439,819	$159,685	$280,134	$88,846,463
5	50	$439,819	$159,183	$280,636	$88,565,827
5	51	$439,819	$158,680	$281,138	$88,284,689
5	52	$439,819	$158,177	$281,642	$88,003,047
5	53	$439,819	$157,672	$282,147	$87,720,900
5	54	$439,819	$157,167	$282,652	$87,438,248
5	55	$439,819	$156,660	$283,159	$87,155,089
5	56	$439,819	$156,153	$283,666	$86,871,423
5	57	$439,819	$155,645	$284,174	$86,587,249
5	58	$439,819	$155,135	$284,683	$86,302,566
5	59	$439,819	$154,625	$285,193	$86,017,372
5	60	$439,819	$154,114	$285,704	$85,731,668
6	61	$439,819	$153,603	$286,216	$85,445,452
6	62	$439,819	$153,090	$286,729	$85,158,723
6	63	$439,819	$152,576	$287,243	$84,871,480
6	64	$439,819	$152,061	$287,757	$84,583,723
6	65	$439,819	$151,546	$288,273	$84,295,450
6	66	$439,819	$151,029	$288,789	$84,006,660
6	67	$439,819	$150,512	$289,307	$83,717,353
6	68	$439,819	$149,994	$289,825	$83,427,528
6	69	$439,819	$149,474	$290,344	$83,137,184
6	70	$439,819	$148,954	$290,865	$82,846,319
6	71	$439,819	$148,433	$291,386	$82,554,933
6	72	$439,819	$147,911	$291,908	$82,263,025
7	73	$439,819	$147,388	$292,431	$81,970,594
7	74	$439,819	$146,864	$292,955	$81,677,639
7	75	$439,819	$146,339	$293,480	$81,384,160
7	76	$439,819	$145,813	$294,006	$81,090,154
7	77	$439,819	$145,287	$294,532	$80,795,622
7	78	$439,819	$144,759	$295,060	$80,500,562
7	79	$439,819	$144,230	$295,589	$80,204,973
7	80	$439,819	$143,701	$296,118	$79,908,855
7	81	$439,819	$143,170	$296,649	$79,612,206
7	82	$439,819	$142,639	$297,180	$79,315,026
7	83	$439,819	$142,106	$297,713	$79,017,313
7	84	$439,819	$141,573	$298,246	$78,719,067
8	85	$439,819	$141,038	$298,780	$78,420,287
8	86	$439,819	$140,503	$299,316	$78,120,971
8	87	$439,819	$139,967	$299,852	$77,821,119
8	88	$439,819	$139,430	$300,389	$77,520,730
8	89	$439,819	$138,891	$300,927	$77,219,802
8	90	$439,819	$138,352	$301,467	$76,918,335
8	91	$439,819	$137,812	$302,007	$76,616,329
8	92	$439,819	$137,271	$302,548	$76,313,781
8	93	$439,819	$136,729	$303,090	$76,010,691
8	94	$439,819	$136,186	$303,633	$75,707,058
8	95	$439,819	$135,642	$304,177	$75,402,881
8	96	$439,819	$135,097	$304,722	$75,098,159
9	97	$439,819	$134,551	$305,268	$74,792,891
9	98	$439,819	$134,004	$305,815	$74,487,076
9	99	$439,819	$133,456	$306,363	$74,180,713
9	100	$439,819	$132,907	$306,912	$73,873,802
9	101	$439,819	$132,357	$307,462	$73,566,340
9	102	$439,819	$131,806	$308,012	$73,258,328
9	103	$439,819	$131,255	$308,564	$72,949,763
9	104	$439,819	$130,702	$309,117	$72,640,646
9	105	$439,819	$130,148	$309,671	$72,330,975
9	106	$439,819	$129,593	$310,226	$72,020,749
9	107	$439,819	$129,037	$310,782	$71,709,968
9	108	$439,819	$128,480	$311,338	$71,398,629
10	109	$439,819	$127,923	$311,896	$71,086,733
10	110	$439,819	$127,364	$312,455	$70,774,278
10	111	$439,819	$126,804	$313,015	$70,461,263
10	112	$439,819	$126,243	$313,576	$70,147,687
10	113	$439,819	$125,681	$314,138	$69,833,550
10	114	$439,819	$125,118	$314,700	$69,518,849
10	115	$439,819	$124,555	$315,264	$69,203,585
10	116	$439,819	$123,990	$315,829	$68,887,756
10	117	$439,819	$123,424	$316,395	$68,571,361
10	118	$439,819	$122,857	$316,962	$68,254,400
10	119	$439,819	$122,289	$317,530	$67,936,870
10	120	$439,819	$121,720	$318,099	$67,618,771
11	121	$439,819	$121,150	$318,669	$67,300,103
11	122	$439,819	$120,579	$319,239	$66,980,863
11	123	$439,819	$120,007	$319,811	$66,661,052
11	124	$439,819	$119,434	$320,384	$66,340,667
11	125	$439,819	$118,860	$320,958	$66,019,709
11	126	$439,819	$118,285	$321,533	$65,698,176
11	127	$439,819	$117,709	$322,110	$65,376,066
11	128	$439,819	$117,132	$322,687	$65,053,379
11	129	$439,819	$116,554	$323,265	$64,730,114
11	130	$439,819	$115,975	$323,844	$64,406,270
11	131	$439,819	$115,395	$324,424	$64,081,846
11	132	$439,819	$114,813	$325,005	$63,756,841
12	133	$439,819	$114,231	$325,588	$63,431,253
12	134	$439,819	$113,648	$326,171	$63,105,082
12	135	$439,819	$113,063	$326,756	$62,778,326
12	136	$439,819	$112,478	$327,341	$62,450,985
12	137	$439,819	$111,891	$327,927	$62,123,058
12	138	$439,819	$111,304	$328,515	$61,794,543
12	139	$439,819	$110,715	$329,104	$61,465,439
12	140	$439,819	$110,126	$329,693	$61,135,746
12	141	$439,819	$109,535	$330,284	$60,805,462
12	142	$439,819	$108,943	$330,876	$60,474,586
12	143	$439,819	$108,350	$331,469	$60,143,118
12	144	$439,819	$107,756	$332,062	$59,811,056
13	145	$439,819	$107,161	$332,657	$59,478,398
13	146	$439,819	$106,565	$333,253	$59,145,145
13	147	$439,819	$105,968	$333,850	$58,811,294
13	148	$439,819	$105,370	$334,449	$58,476,846
13	149	$439,819	$104,771	$335,048	$58,141,798
13	150	$439,819	$104,171	$335,648	$57,806,150
13	151	$439,819	$103,569	$336,249	$57,469,901
13	152	$439,819	$102,967	$336,852	$57,133,049
13	153	$439,819	$102,363	$337,455	$56,795,593
13	154	$439,819	$101,759	$338,060	$56,457,533
13	155	$439,819	$101,153	$338,666	$56,118,867
13	156	$439,819	$100,546	$339,272	$55,779,595
14	157	$439,819	$99,938	$339,880	$55,439,715
14	158	$439,819	$99,329	$340,489	$55,099,225
14	159	$439,819	$98,719	$341,099	$54,758,126
14	160	$439,819	$98,108	$341,710	$54,416,415
14	161	$439,819	$97,496	$342,323	$54,074,093
14	162	$439,819	$96,883	$342,936	$53,731,157
14	163	$439,819	$96,268	$343,550	$53,387,606
14	164	$439,819	$95,653	$344,166	$53,043,440
14	165	$439,819	$95,036	$344,783	$52,698,658
14	166	$439,819	$94,418	$345,400	$52,353,257
14	167	$439,819	$93,800	$346,019	$52,007,238
14	168	$439,819	$93,180	$346,639	$51,660,599
15	169	$439,819	$92,559	$347,260	$51,313,339
15	170	$439,819	$91,936	$347,882	$50,965,456
15	171	$439,819	$91,313	$348,506	$50,616,950
15	172	$439,819	$90,689	$349,130	$50,267,820
15	173	$439,819	$90,063	$349,756	$49,918,065
15	174	$439,819	$89,437	$350,382	$49,567,682
15	175	$439,819	$88,809	$351,010	$49,216,672
15	176	$439,819	$88,180	$351,639	$48,865,033
15	177	$439,819	$87,550	$352,269	$48,512,764
15	178	$439,819	$86,919	$352,900	$48,159,864
15	179	$439,819	$86,286	$353,532	$47,806,332
15	180	$439,819	$85,653	$354,166	$47,452,166
16	181	$439,819	$85,018	$354,800	$47,097,366
16	182	$439,819	$84,383	$355,436	$46,741,930
16	183	$439,819	$83,746	$356,073	$46,385,857
16	184	$439,819	$83,108	$356,711	$46,029,146
16	185	$439,819	$82,469	$357,350	$45,671,796
16	186	$439,819	$81,829	$357,990	$45,313,806
16	187	$439,819	$81,187	$358,632	$44,955,175
16	188	$439,819	$80,545	$359,274	$44,595,900
16	189	$439,819	$79,901	$359,918	$44,235,983
16	190	$439,819	$79,256	$360,563	$43,875,420
16	191	$439,819	$78,610	$361,209	$43,514,211
16	192	$439,819	$77,963	$361,856	$43,152,355
17	193	$439,819	$77,315	$362,504	$42,789,851
17	194	$439,819	$76,665	$363,154	$42,426,698
17	195	$439,819	$76,014	$363,804	$42,062,893
17	196	$439,819	$75,363	$364,456	$41,698,437
17	197	$439,819	$74,710	$365,109	$41,333,328
17	198	$439,819	$74,056	$365,763	$40,967,565
17	199	$439,819	$73,400	$366,419	$40,601,146
17	200	$439,819	$72,744	$367,075	$40,234,071
17	201	$439,819	$72,086	$367,733	$39,866,338
17	202	$439,819	$71,427	$368,392	$39,497,947
17	203	$439,819	$70,767	$369,052	$39,128,895
17	204	$439,819	$70,106	$369,713	$38,759,182
18	205	$439,819	$69,444	$370,375	$38,388,807
18	206	$439,819	$68,780	$371,039	$38,017,768
18	207	$439,819	$68,115	$371,704	$37,646,064
18	208	$439,819	$67,449	$372,370	$37,273,695
18	209	$439,819	$66,782	$373,037	$36,900,658
18	210	$439,819	$66,114	$373,705	$36,526,953
18	211	$439,819	$65,444	$374,375	$36,152,578
18	212	$439,819	$64,773	$375,045	$35,777,533
18	213	$439,819	$64,101	$375,717	$35,401,815
18	214	$439,819	$63,428	$376,391	$35,025,425
18	215	$439,819	$62,754	$377,065	$34,648,360
18	216	$439,819	$62,078	$377,740	$34,270,620
19	217	$439,819	$61,402	$378,417	$33,892,202
19	218	$439,819	$60,724	$379,095	$33,513,107
19	219	$439,819	$60,044	$379,774	$33,133,332
19	220	$439,819	$59,364	$380,455	$32,752,878
19	221	$439,819	$58,682	$381,137	$32,371,741
19	222	$439,819	$57,999	$381,819	$31,989,922
19	223	$439,819	$57,315	$382,504	$31,607,418
19	224	$439,819	$56,630	$383,189	$31,224,229
19	225	$439,819	$55,943	$383,875	$30,840,354
19	226	$439,819	$55,256	$384,563	$30,455,791
19	227	$439,819	$54,567	$385,252	$30,070,538
19	228	$439,819	$53,876	$385,942	$29,684,596
20	229	$439,819	$53,185	$386,634	$29,297,962
20	230	$439,819	$52,492	$387,327	$28,910,636
20	231	$439,819	$51,798	$388,021	$28,522,615
20	232	$439,819	$51,103	$388,716	$28,133,899
20	233	$439,819	$50,407	$389,412	$27,744,487
20	234	$439,819	$49,709	$390,110	$27,354,377
20	235	$439,819	$49,010	$390,809	$26,963,568
20	236	$439,819	$48,310	$391,509	$26,572,059
20	237	$439,819	$47,608	$392,211	$26,179,848
20	238	$439,819	$46,906	$392,913	$25,786,935
20	239	$439,819	$46,202	$393,617	$25,393,318
20	240	$439,819	$45,496	$394,322	$24,998,996
21	241	$439,819	$44,790	$395,029	$24,603,967
21	242	$439,819	$44,082	$395,737	$24,208,230
21	243	$439,819	$43,373	$396,446	$23,811,784
21	244	$439,819	$42,663	$397,156	$23,414,628
21	245	$439,819	$41,951	$397,868	$23,016,761
21	246	$439,819	$41,238	$398,580	$22,618,180
21	247	$439,819	$40,524	$399,295	$22,218,886
21	248	$439,819	$39,809	$400,010	$21,818,876
21	249	$439,819	$39,092	$400,727	$21,418,149
21	250	$439,819	$38,374	$401,445	$21,016,704
21	251	$439,819	$37,655	$402,164	$20,614,540
21	252	$439,819	$36,934	$402,884	$20,211,656
22	253	$439,819	$36,213	$403,606	$19,808,050
22	254	$439,819	$35,489	$404,329	$19,403,720
22	255	$439,819	$34,765	$405,054	$18,998,667
22	256	$439,819	$34,039	$405,780	$18,592,887
22	257	$439,819	$33,312	$406,507	$18,186,381
22	258	$439,819	$32,584	$407,235	$17,779,146
22	259	$439,819	$31,854	$407,965	$17,371,181
22	260	$439,819	$31,123	$408,695	$16,962,486
22	261	$439,819	$30,391	$409,428	$16,553,058
22	262	$439,819	$29,658	$410,161	$16,142,897
22	263	$439,819	$28,923	$410,896	$15,732,001
22	264	$439,819	$28,187	$411,632	$15,320,368
23	265	$439,819	$27,449	$412,370	$14,907,999
23	266	$439,819	$26,710	$413,109	$14,494,890
23	267	$439,819	$25,970	$413,849	$14,081,041
23	268	$439,819	$25,229	$414,590	$13,666,451
23	269	$439,819	$24,486	$415,333	$13,251,118
23	270	$439,819	$23,742	$416,077	$12,835,041
23	271	$439,819	$22,996	$416,823	$12,418,218
23	272	$439,819	$22,249	$417,569	$12,000,648
23	273	$439,819	$21,501	$418,318	$11,582,331
23	274	$439,819	$20,752	$419,067	$11,163,264
23	275	$439,819	$20,001	$419,818	$10,743,446
23	276	$439,819	$19,249	$420,570	$10,322,876
24	277	$439,819	$18,495	$421,324	$9,901,552
24	278	$439,819	$17,740	$422,079	$9,479,473
24	279	$439,819	$16,984	$422,835	$9,056,639
24	280	$439,819	$16,226	$423,592	$8,633,046
24	281	$439,819	$15,468	$424,351	$8,208,695
24	282	$439,819	$14,707	$425,112	$7,783,583
24	283	$439,819	$13,946	$425,873	$7,357,710
24	284	$439,819	$13,183	$426,636	$6,931,074
24	285	$439,819	$12,418	$427,401	$6,503,673
24	286	$439,819	$11,652	$428,166	$6,075,507
24	287	$439,819	$10,885	$428,934	$5,646,573
24	288	$439,819	$10,117	$429,702	$5,216,871
25	289	$439,819	$9,347	$430,472	$4,786,400
25	290	$439,819	$8,576	$431,243	$4,355,156
25	291	$439,819	$7,803	$432,016	$3,923,141
25	292	$439,819	$7,029	$432,790	$3,490,351
25	293	$439,819	$6,254	$433,565	$3,056,785
25	294	$439,819	$5,477	$434,342	$2,622,443
25	295	$439,819	$4,699	$435,120	$2,187,323
25	296	$439,819	$3,919	$435,900	$1,751,423
25	297	$439,819	$3,138	$436,681	$1,314,742
25	298	$439,819	$2,356	$437,463	$877,279
25	299	$439,819	$1,572	$438,247	$439,032
25	300	$439,819	$787	$439,032	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 68,000,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 69,700,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.