Century 21 Centaland Property

Down Payment (HKD)

$8,800,000

Monthly Repayment (HKD)

$56,918

Loan Amount (HKD)

$13,200,000

Total Interest (HKD)

$3,875,318

Total Repayment (HKD)

$17,075,318

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$56,918	$23,650	$33,268	$13,166,732
1	2	$56,918	$23,590	$33,327	$13,133,405
1	3	$56,918	$23,531	$33,387	$13,100,018
1	4	$56,918	$23,471	$33,447	$13,066,571
1	5	$56,918	$23,411	$33,507	$13,033,064
1	6	$56,918	$23,351	$33,567	$12,999,497
1	7	$56,918	$23,291	$33,627	$12,965,870
1	8	$56,918	$23,231	$33,687	$12,932,183
1	9	$56,918	$23,170	$33,748	$12,898,436
1	10	$56,918	$23,110	$33,808	$12,864,628
1	11	$56,918	$23,049	$33,869	$12,830,759
1	12	$56,918	$22,988	$33,929	$12,796,830
2	13	$56,918	$22,928	$33,990	$12,762,840
2	14	$56,918	$22,867	$34,051	$12,728,789
2	15	$56,918	$22,806	$34,112	$12,694,677
2	16	$56,918	$22,745	$34,173	$12,660,504
2	17	$56,918	$22,683	$34,234	$12,626,269
2	18	$56,918	$22,622	$34,296	$12,591,974
2	19	$56,918	$22,561	$34,357	$12,557,617
2	20	$56,918	$22,499	$34,419	$12,523,198
2	21	$56,918	$22,437	$34,480	$12,488,718
2	22	$56,918	$22,376	$34,542	$12,454,175
2	23	$56,918	$22,314	$34,604	$12,419,571
2	24	$56,918	$22,252	$34,666	$12,384,905
3	25	$56,918	$22,190	$34,728	$12,350,177
3	26	$56,918	$22,127	$34,790	$12,315,387
3	27	$56,918	$22,065	$34,853	$12,280,534
3	28	$56,918	$22,003	$34,915	$12,245,619
3	29	$56,918	$21,940	$34,978	$12,210,642
3	30	$56,918	$21,877	$35,040	$12,175,601
3	31	$56,918	$21,815	$35,103	$12,140,498
3	32	$56,918	$21,752	$35,166	$12,105,332
3	33	$56,918	$21,689	$35,229	$12,070,103
3	34	$56,918	$21,626	$35,292	$12,034,811
3	35	$56,918	$21,562	$35,355	$11,999,456
3	36	$56,918	$21,499	$35,419	$11,964,037
4	37	$56,918	$21,436	$35,482	$11,928,555
4	38	$56,918	$21,372	$35,546	$11,893,009
4	39	$56,918	$21,308	$35,609	$11,857,400
4	40	$56,918	$21,245	$35,673	$11,821,726
4	41	$56,918	$21,181	$35,737	$11,785,989
4	42	$56,918	$21,117	$35,801	$11,750,188
4	43	$56,918	$21,052	$35,865	$11,714,323
4	44	$56,918	$20,988	$35,930	$11,678,393
4	45	$56,918	$20,924	$35,994	$11,642,399
4	46	$56,918	$20,859	$36,058	$11,606,341
4	47	$56,918	$20,795	$36,123	$11,570,218
4	48	$56,918	$20,730	$36,188	$11,534,030
5	49	$56,918	$20,665	$36,253	$11,497,778
5	50	$56,918	$20,600	$36,318	$11,461,460
5	51	$56,918	$20,535	$36,383	$11,425,077
5	52	$56,918	$20,470	$36,448	$11,388,630
5	53	$56,918	$20,405	$36,513	$11,352,116
5	54	$56,918	$20,339	$36,579	$11,315,538
5	55	$56,918	$20,274	$36,644	$11,278,894
5	56	$56,918	$20,208	$36,710	$11,242,184
5	57	$56,918	$20,142	$36,775	$11,205,409
5	58	$56,918	$20,076	$36,841	$11,168,567
5	59	$56,918	$20,010	$36,907	$11,131,660
5	60	$56,918	$19,944	$36,974	$11,094,686
6	61	$56,918	$19,878	$37,040	$11,057,647
6	62	$56,918	$19,812	$37,106	$11,020,541
6	63	$56,918	$19,745	$37,173	$10,983,368
6	64	$56,918	$19,679	$37,239	$10,946,129
6	65	$56,918	$19,612	$37,306	$10,908,823
6	66	$56,918	$19,545	$37,373	$10,871,450
6	67	$56,918	$19,478	$37,440	$10,834,010
6	68	$56,918	$19,411	$37,507	$10,796,504
6	69	$56,918	$19,344	$37,574	$10,758,930
6	70	$56,918	$19,276	$37,641	$10,721,288
6	71	$56,918	$19,209	$37,709	$10,683,580
6	72	$56,918	$19,141	$37,776	$10,645,803
7	73	$56,918	$19,074	$37,844	$10,607,959
7	74	$56,918	$19,006	$37,912	$10,570,047
7	75	$56,918	$18,938	$37,980	$10,532,068
7	76	$56,918	$18,870	$38,048	$10,494,020
7	77	$56,918	$18,802	$38,116	$10,455,904
7	78	$56,918	$18,733	$38,184	$10,417,720
7	79	$56,918	$18,665	$38,253	$10,379,467
7	80	$56,918	$18,597	$38,321	$10,341,146
7	81	$56,918	$18,528	$38,390	$10,302,756
7	82	$56,918	$18,459	$38,459	$10,264,297
7	83	$56,918	$18,390	$38,528	$10,225,770
7	84	$56,918	$18,321	$38,597	$10,187,173
8	85	$56,918	$18,252	$38,666	$10,148,508
8	86	$56,918	$18,183	$38,735	$10,109,773
8	87	$56,918	$18,113	$38,804	$10,070,968
8	88	$56,918	$18,044	$38,874	$10,032,094
8	89	$56,918	$17,974	$38,944	$9,993,151
8	90	$56,918	$17,904	$39,013	$9,954,138
8	91	$56,918	$17,834	$39,083	$9,915,054
8	92	$56,918	$17,764	$39,153	$9,875,901
8	93	$56,918	$17,694	$39,223	$9,836,678
8	94	$56,918	$17,624	$39,294	$9,797,384
8	95	$56,918	$17,554	$39,364	$9,758,020
8	96	$56,918	$17,483	$39,435	$9,718,585
9	97	$56,918	$17,412	$39,505	$9,679,080
9	98	$56,918	$17,342	$39,576	$9,639,504
9	99	$56,918	$17,271	$39,647	$9,599,857
9	100	$56,918	$17,200	$39,718	$9,560,139
9	101	$56,918	$17,129	$39,789	$9,520,350
9	102	$56,918	$17,057	$39,860	$9,480,489
9	103	$56,918	$16,986	$39,932	$9,440,558
9	104	$56,918	$16,914	$40,003	$9,400,554
9	105	$56,918	$16,843	$40,075	$9,360,479
9	106	$56,918	$16,771	$40,147	$9,320,332
9	107	$56,918	$16,699	$40,219	$9,280,113
9	108	$56,918	$16,627	$40,291	$9,239,823
10	109	$56,918	$16,555	$40,363	$9,199,460
10	110	$56,918	$16,482	$40,435	$9,159,024
10	111	$56,918	$16,410	$40,508	$9,118,516
10	112	$56,918	$16,337	$40,580	$9,077,936
10	113	$56,918	$16,265	$40,653	$9,037,283
10	114	$56,918	$16,192	$40,726	$8,996,557
10	115	$56,918	$16,119	$40,799	$8,955,758
10	116	$56,918	$16,046	$40,872	$8,914,886
10	117	$56,918	$15,973	$40,945	$8,873,941
10	118	$56,918	$15,899	$41,019	$8,832,922
10	119	$56,918	$15,826	$41,092	$8,791,830
10	120	$56,918	$15,752	$41,166	$8,750,665
11	121	$56,918	$15,678	$41,239	$8,709,425
11	122	$56,918	$15,604	$41,313	$8,668,112
11	123	$56,918	$15,530	$41,387	$8,626,724
11	124	$56,918	$15,456	$41,462	$8,585,263
11	125	$56,918	$15,382	$41,536	$8,543,727
11	126	$56,918	$15,308	$41,610	$8,502,117
11	127	$56,918	$15,233	$41,685	$8,460,432
11	128	$56,918	$15,158	$41,759	$8,418,673
11	129	$56,918	$15,083	$41,834	$8,376,838
11	130	$56,918	$15,009	$41,909	$8,334,929
11	131	$56,918	$14,933	$41,984	$8,292,945
11	132	$56,918	$14,858	$42,060	$8,250,885
12	133	$56,918	$14,783	$42,135	$8,208,750
12	134	$56,918	$14,707	$42,210	$8,166,540
12	135	$56,918	$14,632	$42,286	$8,124,254
12	136	$56,918	$14,556	$42,362	$8,081,892
12	137	$56,918	$14,480	$42,438	$8,039,455
12	138	$56,918	$14,404	$42,514	$7,996,941
12	139	$56,918	$14,328	$42,590	$7,954,351
12	140	$56,918	$14,252	$42,666	$7,911,685
12	141	$56,918	$14,175	$42,743	$7,868,942
12	142	$56,918	$14,099	$42,819	$7,826,123
12	143	$56,918	$14,022	$42,896	$7,783,227
12	144	$56,918	$13,945	$42,973	$7,740,254
13	145	$56,918	$13,868	$43,050	$7,697,204
13	146	$56,918	$13,791	$43,127	$7,654,078
13	147	$56,918	$13,714	$43,204	$7,610,873
13	148	$56,918	$13,636	$43,282	$7,567,592
13	149	$56,918	$13,559	$43,359	$7,524,233
13	150	$56,918	$13,481	$43,437	$7,480,796
13	151	$56,918	$13,403	$43,515	$7,437,281
13	152	$56,918	$13,325	$43,593	$7,393,689
13	153	$56,918	$13,247	$43,671	$7,350,018
13	154	$56,918	$13,169	$43,749	$7,306,269
13	155	$56,918	$13,090	$43,827	$7,262,442
13	156	$56,918	$13,012	$43,906	$7,218,536
14	157	$56,918	$12,933	$43,985	$7,174,551
14	158	$56,918	$12,854	$44,063	$7,130,488
14	159	$56,918	$12,775	$44,142	$7,086,346
14	160	$56,918	$12,696	$44,221	$7,042,124
14	161	$56,918	$12,617	$44,301	$6,997,824
14	162	$56,918	$12,538	$44,380	$6,953,444
14	163	$56,918	$12,458	$44,459	$6,908,984
14	164	$56,918	$12,379	$44,539	$6,864,445
14	165	$56,918	$12,299	$44,619	$6,819,826
14	166	$56,918	$12,219	$44,699	$6,775,127
14	167	$56,918	$12,139	$44,779	$6,730,348
14	168	$56,918	$12,059	$44,859	$6,685,489
15	169	$56,918	$11,978	$44,940	$6,640,550
15	170	$56,918	$11,898	$45,020	$6,595,530
15	171	$56,918	$11,817	$45,101	$6,550,429
15	172	$56,918	$11,736	$45,182	$6,505,247
15	173	$56,918	$11,655	$45,262	$6,459,985
15	174	$56,918	$11,574	$45,344	$6,414,641
15	175	$56,918	$11,493	$45,425	$6,369,216
15	176	$56,918	$11,412	$45,506	$6,323,710
15	177	$56,918	$11,330	$45,588	$6,278,122
15	178	$56,918	$11,248	$45,669	$6,232,453
15	179	$56,918	$11,166	$45,751	$6,186,702
15	180	$56,918	$11,085	$45,833	$6,140,869
16	181	$56,918	$11,002	$45,915	$6,094,953
16	182	$56,918	$10,920	$45,998	$6,048,956
16	183	$56,918	$10,838	$46,080	$6,002,876
16	184	$56,918	$10,755	$46,163	$5,956,713
16	185	$56,918	$10,672	$46,245	$5,910,468
16	186	$56,918	$10,590	$46,328	$5,864,140
16	187	$56,918	$10,507	$46,411	$5,817,728
16	188	$56,918	$10,423	$46,494	$5,771,234
16	189	$56,918	$10,340	$46,578	$5,724,657
16	190	$56,918	$10,257	$46,661	$5,677,996
16	191	$56,918	$10,173	$46,745	$5,631,251
16	192	$56,918	$10,089	$46,828	$5,584,422
17	193	$56,918	$10,005	$46,912	$5,537,510
17	194	$56,918	$9,921	$46,996	$5,490,514
17	195	$56,918	$9,837	$47,081	$5,443,433
17	196	$56,918	$9,753	$47,165	$5,396,268
17	197	$56,918	$9,668	$47,249	$5,349,019
17	198	$56,918	$9,584	$47,334	$5,301,685
17	199	$56,918	$9,499	$47,419	$5,254,266
17	200	$56,918	$9,414	$47,504	$5,206,762
17	201	$56,918	$9,329	$47,589	$5,159,173
17	202	$56,918	$9,244	$47,674	$5,111,499
17	203	$56,918	$9,158	$47,760	$5,063,739
17	204	$56,918	$9,073	$47,845	$5,015,894
18	205	$56,918	$8,987	$47,931	$4,967,963
18	206	$56,918	$8,901	$48,017	$4,919,946
18	207	$56,918	$8,815	$48,103	$4,871,844
18	208	$56,918	$8,729	$48,189	$4,823,655
18	209	$56,918	$8,642	$48,275	$4,775,379
18	210	$56,918	$8,556	$48,362	$4,727,017
18	211	$56,918	$8,469	$48,448	$4,678,569
18	212	$56,918	$8,382	$48,535	$4,630,034
18	213	$56,918	$8,295	$48,622	$4,581,411
18	214	$56,918	$8,208	$48,709	$4,532,702
18	215	$56,918	$8,121	$48,797	$4,483,905
18	216	$56,918	$8,034	$48,884	$4,435,021
19	217	$56,918	$7,946	$48,972	$4,386,050
19	218	$56,918	$7,858	$49,059	$4,336,990
19	219	$56,918	$7,770	$49,147	$4,287,843
19	220	$56,918	$7,682	$49,235	$4,238,608
19	221	$56,918	$7,594	$49,324	$4,189,284
19	222	$56,918	$7,506	$49,412	$4,139,872
19	223	$56,918	$7,417	$49,500	$4,090,372
19	224	$56,918	$7,329	$49,589	$4,040,783
19	225	$56,918	$7,240	$49,678	$3,991,105
19	226	$56,918	$7,151	$49,767	$3,941,338
19	227	$56,918	$7,062	$49,856	$3,891,481
19	228	$56,918	$6,972	$49,945	$3,841,536
20	229	$56,918	$6,883	$50,035	$3,791,501
20	230	$56,918	$6,793	$50,125	$3,741,376
20	231	$56,918	$6,703	$50,214	$3,691,162
20	232	$56,918	$6,613	$50,304	$3,640,858
20	233	$56,918	$6,523	$50,395	$3,590,463
20	234	$56,918	$6,433	$50,485	$3,539,978
20	235	$56,918	$6,342	$50,575	$3,489,403
20	236	$56,918	$6,252	$50,666	$3,438,737
20	237	$56,918	$6,161	$50,757	$3,387,980
20	238	$56,918	$6,070	$50,848	$3,337,133
20	239	$56,918	$5,979	$50,939	$3,286,194
20	240	$56,918	$5,888	$51,030	$3,235,164
21	241	$56,918	$5,796	$51,121	$3,184,043
21	242	$56,918	$5,705	$51,213	$3,132,830
21	243	$56,918	$5,613	$51,305	$3,081,525
21	244	$56,918	$5,521	$51,397	$3,030,128
21	245	$56,918	$5,429	$51,489	$2,978,640
21	246	$56,918	$5,337	$51,581	$2,927,059
21	247	$56,918	$5,244	$51,673	$2,875,385
21	248	$56,918	$5,152	$51,766	$2,823,619
21	249	$56,918	$5,059	$51,859	$2,771,760
21	250	$56,918	$4,966	$51,952	$2,719,809
21	251	$56,918	$4,873	$52,045	$2,667,764
21	252	$56,918	$4,780	$52,138	$2,615,626
22	253	$56,918	$4,686	$52,231	$2,563,395
22	254	$56,918	$4,593	$52,325	$2,511,070
22	255	$56,918	$4,499	$52,419	$2,458,651
22	256	$56,918	$4,405	$52,513	$2,406,138
22	257	$56,918	$4,311	$52,607	$2,353,532
22	258	$56,918	$4,217	$52,701	$2,300,831
22	259	$56,918	$4,122	$52,795	$2,248,035
22	260	$56,918	$4,028	$52,890	$2,195,145
22	261	$56,918	$3,933	$52,985	$2,142,160
22	262	$56,918	$3,838	$53,080	$2,089,081
22	263	$56,918	$3,743	$53,175	$2,035,906
22	264	$56,918	$3,648	$53,270	$1,982,636
23	265	$56,918	$3,552	$53,366	$1,929,270
23	266	$56,918	$3,457	$53,461	$1,875,809
23	267	$56,918	$3,361	$53,557	$1,822,252
23	268	$56,918	$3,265	$53,653	$1,768,600
23	269	$56,918	$3,169	$53,749	$1,714,851
23	270	$56,918	$3,072	$53,845	$1,661,005
23	271	$56,918	$2,976	$53,942	$1,607,063
23	272	$56,918	$2,879	$54,038	$1,553,025
23	273	$56,918	$2,783	$54,135	$1,498,890
23	274	$56,918	$2,686	$54,232	$1,444,658
23	275	$56,918	$2,588	$54,329	$1,390,328
23	276	$56,918	$2,491	$54,427	$1,335,902
24	277	$56,918	$2,393	$54,524	$1,281,377
24	278	$56,918	$2,296	$54,622	$1,226,755
24	279	$56,918	$2,198	$54,720	$1,172,036
24	280	$56,918	$2,100	$54,818	$1,117,218
24	281	$56,918	$2,002	$54,916	$1,062,302
24	282	$56,918	$1,903	$55,014	$1,007,287
24	283	$56,918	$1,805	$55,113	$952,174
24	284	$56,918	$1,706	$55,212	$896,963
24	285	$56,918	$1,607	$55,311	$841,652
24	286	$56,918	$1,508	$55,410	$786,242
24	287	$56,918	$1,409	$55,509	$730,733
24	288	$56,918	$1,309	$55,608	$675,125
25	289	$56,918	$1,210	$55,708	$619,416
25	290	$56,918	$1,110	$55,808	$563,608
25	291	$56,918	$1,010	$55,908	$507,701
25	292	$56,918	$910	$56,008	$451,692
25	293	$56,918	$809	$56,108	$395,584
25	294	$56,918	$709	$56,209	$339,375
25	295	$56,918	$608	$56,310	$283,065
25	296	$56,918	$507	$56,411	$226,655
25	297	$56,918	$406	$56,512	$170,143
25	298	$56,918	$305	$56,613	$113,530
25	299	$56,918	$203	$56,714	$56,816
25	300	$56,918	$102	$56,816	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 8,800,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 9,020,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.