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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 14,400,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 14,760,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$14,400,000
 
Monthly Repayment (HKD)
$93,138
Loan Amount (HKD)
$21,600,000
+
Total Interest (HKD)
$6,341,430
=
Total Repayment (HKD)
$27,941,430
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $93,138 $38,700 $54,438 $21,545,562
1 2 $93,138 $38,602 $54,536 $21,491,026
1 3 $93,138 $38,505 $54,633 $21,436,393
1 4 $93,138 $38,407 $54,731 $21,381,662
1 5 $93,138 $38,309 $54,829 $21,326,832
1 6 $93,138 $38,211 $54,928 $21,271,905
1 7 $93,138 $38,112 $55,026 $21,216,879
1 8 $93,138 $38,014 $55,125 $21,161,754
1 9 $93,138 $37,915 $55,223 $21,106,531
1 10 $93,138 $37,816 $55,322 $21,051,209
1 11 $93,138 $37,717 $55,421 $20,995,788
1 12 $93,138 $37,617 $55,521 $20,940,267
2 13 $93,138 $37,518 $55,620 $20,884,647
2 14 $93,138 $37,418 $55,720 $20,828,927
2 15 $93,138 $37,318 $55,820 $20,773,107
2 16 $93,138 $37,218 $55,920 $20,717,188
2 17 $93,138 $37,118 $56,020 $20,661,168
2 18 $93,138 $37,018 $56,120 $20,605,048
2 19 $93,138 $36,917 $56,221 $20,548,827
2 20 $93,138 $36,817 $56,321 $20,492,506
2 21 $93,138 $36,716 $56,422 $20,436,083
2 22 $93,138 $36,615 $56,523 $20,379,560
2 23 $93,138 $36,513 $56,625 $20,322,935
2 24 $93,138 $36,412 $56,726 $20,266,209
3 25 $93,138 $36,310 $56,828 $20,209,381
3 26 $93,138 $36,208 $56,930 $20,152,451
3 27 $93,138 $36,106 $57,032 $20,095,420
3 28 $93,138 $36,004 $57,134 $20,038,286
3 29 $93,138 $35,902 $57,236 $19,981,050
3 30 $93,138 $35,799 $57,339 $19,923,711
3 31 $93,138 $35,697 $57,441 $19,866,270
3 32 $93,138 $35,594 $57,544 $19,808,725
3 33 $93,138 $35,491 $57,647 $19,751,078
3 34 $93,138 $35,387 $57,751 $19,693,327
3 35 $93,138 $35,284 $57,854 $19,635,473
3 36 $93,138 $35,180 $57,958 $19,577,515
4 37 $93,138 $35,076 $58,062 $19,519,453
4 38 $93,138 $34,972 $58,166 $19,461,288
4 39 $93,138 $34,868 $58,270 $19,403,018
4 40 $93,138 $34,764 $58,374 $19,344,643
4 41 $93,138 $34,659 $58,479 $19,286,164
4 42 $93,138 $34,554 $58,584 $19,227,581
4 43 $93,138 $34,449 $58,689 $19,168,892
4 44 $93,138 $34,344 $58,794 $19,110,098
4 45 $93,138 $34,239 $58,899 $19,051,199
4 46 $93,138 $34,133 $59,005 $18,992,194
4 47 $93,138 $34,028 $59,110 $18,933,084
4 48 $93,138 $33,922 $59,216 $18,873,867
5 49 $93,138 $33,816 $59,322 $18,814,545
5 50 $93,138 $33,709 $59,429 $18,755,116
5 51 $93,138 $33,603 $59,535 $18,695,581
5 52 $93,138 $33,496 $59,642 $18,635,939
5 53 $93,138 $33,389 $59,749 $18,576,191
5 54 $93,138 $33,282 $59,856 $18,516,335
5 55 $93,138 $33,175 $59,963 $18,456,372
5 56 $93,138 $33,068 $60,070 $18,396,301
5 57 $93,138 $32,960 $60,178 $18,336,123
5 58 $93,138 $32,852 $60,286 $18,275,837
5 59 $93,138 $32,744 $60,394 $18,215,444
5 60 $93,138 $32,636 $60,502 $18,154,941
6 61 $93,138 $32,528 $60,610 $18,094,331
6 62 $93,138 $32,419 $60,719 $18,033,612
6 63 $93,138 $32,310 $60,828 $17,972,784
6 64 $93,138 $32,201 $60,937 $17,911,847
6 65 $93,138 $32,092 $61,046 $17,850,801
6 66 $93,138 $31,983 $61,155 $17,789,646
6 67 $93,138 $31,873 $61,265 $17,728,381
6 68 $93,138 $31,763 $61,375 $17,667,006
6 69 $93,138 $31,653 $61,485 $17,605,521
6 70 $93,138 $31,543 $61,595 $17,543,926
6 71 $93,138 $31,433 $61,705 $17,482,221
6 72 $93,138 $31,322 $61,816 $17,420,405
7 73 $93,138 $31,212 $61,927 $17,358,479
7 74 $93,138 $31,101 $62,037 $17,296,441
7 75 $93,138 $30,989 $62,149 $17,234,293
7 76 $93,138 $30,878 $62,260 $17,172,033
7 77 $93,138 $30,767 $62,372 $17,109,661
7 78 $93,138 $30,655 $62,483 $17,047,178
7 79 $93,138 $30,543 $62,595 $16,984,583
7 80 $93,138 $30,431 $62,707 $16,921,875
7 81 $93,138 $30,318 $62,820 $16,859,055
7 82 $93,138 $30,206 $62,932 $16,796,123
7 83 $93,138 $30,093 $63,045 $16,733,078
7 84 $93,138 $29,980 $63,158 $16,669,920
8 85 $93,138 $29,867 $63,271 $16,606,649
8 86 $93,138 $29,754 $63,385 $16,543,264
8 87 $93,138 $29,640 $63,498 $16,479,766
8 88 $93,138 $29,526 $63,612 $16,416,155
8 89 $93,138 $29,412 $63,726 $16,352,429
8 90 $93,138 $29,298 $63,840 $16,288,589
8 91 $93,138 $29,184 $63,954 $16,224,634
8 92 $93,138 $29,069 $64,069 $16,160,565
8 93 $93,138 $28,954 $64,184 $16,096,382
8 94 $93,138 $28,839 $64,299 $16,032,083
8 95 $93,138 $28,724 $64,414 $15,967,669
8 96 $93,138 $28,609 $64,529 $15,903,140
9 97 $93,138 $28,493 $64,645 $15,838,495
9 98 $93,138 $28,377 $64,761 $15,773,734
9 99 $93,138 $28,261 $64,877 $15,708,857
9 100 $93,138 $28,145 $64,993 $15,643,864
9 101 $93,138 $28,029 $65,110 $15,578,754
9 102 $93,138 $27,912 $65,226 $15,513,528
9 103 $93,138 $27,795 $65,343 $15,448,185
9 104 $93,138 $27,678 $65,460 $15,382,725
9 105 $93,138 $27,561 $65,577 $15,317,148
9 106 $93,138 $27,443 $65,695 $15,251,453
9 107 $93,138 $27,326 $65,813 $15,185,640
9 108 $93,138 $27,208 $65,930 $15,119,710
10 109 $93,138 $27,089 $66,049 $15,053,661
10 110 $93,138 $26,971 $66,167 $14,987,494
10 111 $93,138 $26,853 $66,286 $14,921,209
10 112 $93,138 $26,734 $66,404 $14,854,804
10 113 $93,138 $26,615 $66,523 $14,788,281
10 114 $93,138 $26,496 $66,642 $14,721,639
10 115 $93,138 $26,376 $66,762 $14,654,877
10 116 $93,138 $26,257 $66,881 $14,587,995
10 117 $93,138 $26,137 $67,001 $14,520,994
10 118 $93,138 $26,017 $67,121 $14,453,873
10 119 $93,138 $25,897 $67,242 $14,386,631
10 120 $93,138 $25,776 $67,362 $14,319,269
11 121 $93,138 $25,655 $67,483 $14,251,786
11 122 $93,138 $25,534 $67,604 $14,184,183
11 123 $93,138 $25,413 $67,725 $14,116,458
11 124 $93,138 $25,292 $67,846 $14,048,612
11 125 $93,138 $25,170 $67,968 $13,980,644
11 126 $93,138 $25,049 $68,089 $13,912,555
11 127 $93,138 $24,927 $68,211 $13,844,343
11 128 $93,138 $24,804 $68,334 $13,776,010
11 129 $93,138 $24,682 $68,456 $13,707,554
11 130 $93,138 $24,559 $68,579 $13,638,975
11 131 $93,138 $24,436 $68,702 $13,570,273
11 132 $93,138 $24,313 $68,825 $13,501,449
12 133 $93,138 $24,190 $68,948 $13,432,501
12 134 $93,138 $24,067 $69,072 $13,363,429
12 135 $93,138 $23,943 $69,195 $13,294,234
12 136 $93,138 $23,819 $69,319 $13,224,915
12 137 $93,138 $23,695 $69,443 $13,155,471
12 138 $93,138 $23,570 $69,568 $13,085,903
12 139 $93,138 $23,446 $69,693 $13,016,211
12 140 $93,138 $23,321 $69,817 $12,946,393
12 141 $93,138 $23,196 $69,942 $12,876,451
12 142 $93,138 $23,070 $70,068 $12,806,383
12 143 $93,138 $22,945 $70,193 $12,736,190
12 144 $93,138 $22,819 $70,319 $12,665,871
13 145 $93,138 $22,693 $70,445 $12,595,425
13 146 $93,138 $22,567 $70,571 $12,524,854
13 147 $93,138 $22,440 $70,698 $12,454,156
13 148 $93,138 $22,314 $70,824 $12,383,332
13 149 $93,138 $22,187 $70,951 $12,312,381
13 150 $93,138 $22,060 $71,078 $12,241,302
13 151 $93,138 $21,932 $71,206 $12,170,097
13 152 $93,138 $21,805 $71,333 $12,098,763
13 153 $93,138 $21,677 $71,461 $12,027,302
13 154 $93,138 $21,549 $71,589 $11,955,713
13 155 $93,138 $21,421 $71,717 $11,883,995
13 156 $93,138 $21,292 $71,846 $11,812,150
14 157 $93,138 $21,163 $71,975 $11,740,175
14 158 $93,138 $21,034 $72,104 $11,668,071
14 159 $93,138 $20,905 $72,233 $11,595,838
14 160 $93,138 $20,776 $72,362 $11,523,476
14 161 $93,138 $20,646 $72,492 $11,450,984
14 162 $93,138 $20,516 $72,622 $11,378,363
14 163 $93,138 $20,386 $72,752 $11,305,611
14 164 $93,138 $20,256 $72,882 $11,232,729
14 165 $93,138 $20,125 $73,013 $11,159,716
14 166 $93,138 $19,994 $73,144 $11,086,572
14 167 $93,138 $19,863 $73,275 $11,013,297
14 168 $93,138 $19,732 $73,406 $10,939,892
15 169 $93,138 $19,601 $73,537 $10,866,354
15 170 $93,138 $19,469 $73,669 $10,792,685
15 171 $93,138 $19,337 $73,801 $10,718,884
15 172 $93,138 $19,205 $73,933 $10,644,950
15 173 $93,138 $19,072 $74,066 $10,570,884
15 174 $93,138 $18,940 $74,199 $10,496,686
15 175 $93,138 $18,807 $74,332 $10,422,354
15 176 $93,138 $18,673 $74,465 $10,347,889
15 177 $93,138 $18,540 $74,598 $10,273,291
15 178 $93,138 $18,406 $74,732 $10,198,560
15 179 $93,138 $18,272 $74,866 $10,123,694
15 180 $93,138 $18,138 $75,000 $10,048,694
16 181 $93,138 $18,004 $75,134 $9,973,560
16 182 $93,138 $17,869 $75,269 $9,898,291
16 183 $93,138 $17,734 $75,404 $9,822,887
16 184 $93,138 $17,599 $75,539 $9,747,349
16 185 $93,138 $17,464 $75,674 $9,671,675
16 186 $93,138 $17,328 $75,810 $9,595,865
16 187 $93,138 $17,193 $75,946 $9,519,919
16 188 $93,138 $17,057 $76,082 $9,443,838
16 189 $93,138 $16,920 $76,218 $9,367,620
16 190 $93,138 $16,784 $76,354 $9,291,265
16 191 $93,138 $16,647 $76,491 $9,214,774
16 192 $93,138 $16,510 $76,628 $9,138,146
17 193 $93,138 $16,373 $76,766 $9,061,380
17 194 $93,138 $16,235 $76,903 $8,984,477
17 195 $93,138 $16,097 $77,041 $8,907,436
17 196 $93,138 $15,959 $77,179 $8,830,257
17 197 $93,138 $15,821 $77,317 $8,752,940
17 198 $93,138 $15,682 $77,456 $8,675,484
17 199 $93,138 $15,544 $77,595 $8,597,890
17 200 $93,138 $15,405 $77,734 $8,520,156
17 201 $93,138 $15,265 $77,873 $8,442,283
17 202 $93,138 $15,126 $78,012 $8,364,271
17 203 $93,138 $14,986 $78,152 $8,286,119
17 204 $93,138 $14,846 $78,292 $8,207,827
18 205 $93,138 $14,706 $78,432 $8,129,394
18 206 $93,138 $14,565 $78,573 $8,050,821
18 207 $93,138 $14,424 $78,714 $7,972,108
18 208 $93,138 $14,283 $78,855 $7,893,253
18 209 $93,138 $14,142 $78,996 $7,814,257
18 210 $93,138 $14,001 $79,138 $7,735,119
18 211 $93,138 $13,859 $79,279 $7,655,840
18 212 $93,138 $13,717 $79,421 $7,576,419
18 213 $93,138 $13,574 $79,564 $7,496,855
18 214 $93,138 $13,432 $79,706 $7,417,149
18 215 $93,138 $13,289 $79,849 $7,337,300
18 216 $93,138 $13,146 $79,992 $7,257,308
19 217 $93,138 $13,003 $80,135 $7,177,172
19 218 $93,138 $12,859 $80,279 $7,096,893
19 219 $93,138 $12,715 $80,423 $7,016,470
19 220 $93,138 $12,571 $80,567 $6,935,903
19 221 $93,138 $12,427 $80,711 $6,855,192
19 222 $93,138 $12,282 $80,856 $6,774,336
19 223 $93,138 $12,137 $81,001 $6,693,336
19 224 $93,138 $11,992 $81,146 $6,612,190
19 225 $93,138 $11,847 $81,291 $6,530,898
19 226 $93,138 $11,701 $81,437 $6,449,462
19 227 $93,138 $11,555 $81,583 $6,367,879
19 228 $93,138 $11,409 $81,729 $6,286,150
20 229 $93,138 $11,263 $81,875 $6,204,274
20 230 $93,138 $11,116 $82,022 $6,122,252
20 231 $93,138 $10,969 $82,169 $6,040,083
20 232 $93,138 $10,822 $82,316 $5,957,767
20 233 $93,138 $10,674 $82,464 $5,875,303
20 234 $93,138 $10,527 $82,612 $5,792,692
20 235 $93,138 $10,379 $82,760 $5,709,932
20 236 $93,138 $10,230 $82,908 $5,627,024
20 237 $93,138 $10,082 $83,056 $5,543,968
20 238 $93,138 $9,933 $83,205 $5,460,763
20 239 $93,138 $9,784 $83,354 $5,377,409
20 240 $93,138 $9,635 $83,504 $5,293,905
21 241 $93,138 $9,485 $83,653 $5,210,252
21 242 $93,138 $9,335 $83,803 $5,126,449
21 243 $93,138 $9,185 $83,953 $5,042,495
21 244 $93,138 $9,034 $84,104 $4,958,392
21 245 $93,138 $8,884 $84,254 $4,874,138
21 246 $93,138 $8,733 $84,405 $4,789,732
21 247 $93,138 $8,582 $84,556 $4,705,176
21 248 $93,138 $8,430 $84,708 $4,620,468
21 249 $93,138 $8,278 $84,860 $4,535,608
21 250 $93,138 $8,126 $85,012 $4,450,596
21 251 $93,138 $7,974 $85,164 $4,365,432
21 252 $93,138 $7,821 $85,317 $4,280,115
22 253 $93,138 $7,669 $85,470 $4,194,646
22 254 $93,138 $7,515 $85,623 $4,109,023
22 255 $93,138 $7,362 $85,776 $4,023,247
22 256 $93,138 $7,208 $85,930 $3,937,317
22 257 $93,138 $7,054 $86,084 $3,851,234
22 258 $93,138 $6,900 $86,238 $3,764,996
22 259 $93,138 $6,746 $86,392 $3,678,603
22 260 $93,138 $6,591 $86,547 $3,592,056
22 261 $93,138 $6,436 $86,702 $3,505,353
22 262 $93,138 $6,280 $86,858 $3,418,496
22 263 $93,138 $6,125 $87,013 $3,331,483
22 264 $93,138 $5,969 $87,169 $3,244,313
23 265 $93,138 $5,813 $87,325 $3,156,988
23 266 $93,138 $5,656 $87,482 $3,069,506
23 267 $93,138 $5,500 $87,639 $2,981,868
23 268 $93,138 $5,343 $87,796 $2,894,072
23 269 $93,138 $5,185 $87,953 $2,806,119
23 270 $93,138 $5,028 $88,110 $2,718,009
23 271 $93,138 $4,870 $88,268 $2,629,740
23 272 $93,138 $4,712 $88,426 $2,541,314
23 273 $93,138 $4,553 $88,585 $2,452,729
23 274 $93,138 $4,394 $88,744 $2,363,985
23 275 $93,138 $4,235 $88,903 $2,275,083
23 276 $93,138 $4,076 $89,062 $2,186,021
24 277 $93,138 $3,917 $89,221 $2,096,799
24 278 $93,138 $3,757 $89,381 $2,007,418
24 279 $93,138 $3,597 $89,541 $1,917,876
24 280 $93,138 $3,436 $89,702 $1,828,175
24 281 $93,138 $3,275 $89,863 $1,738,312
24 282 $93,138 $3,114 $90,024 $1,648,288
24 283 $93,138 $2,953 $90,185 $1,558,103
24 284 $93,138 $2,792 $90,346 $1,467,757
24 285 $93,138 $2,630 $90,508 $1,377,248
24 286 $93,138 $2,468 $90,671 $1,286,578
24 287 $93,138 $2,305 $90,833 $1,195,745
24 288 $93,138 $2,142 $90,996 $1,104,749
25 289 $93,138 $1,979 $91,159 $1,013,590
25 290 $93,138 $1,816 $91,322 $922,268
25 291 $93,138 $1,652 $91,486 $830,783
25 292 $93,138 $1,488 $91,650 $739,133
25 293 $93,138 $1,324 $91,814 $647,319
25 294 $93,138 $1,160 $91,978 $555,341
25 295 $93,138 $995 $92,143 $463,198
25 296 $93,138 $830 $92,308 $370,890
25 297 $93,138 $665 $92,474 $278,416
25 298 $93,138 $499 $92,639 $185,777
25 299 $93,138 $333 $92,805 $92,972
25 300 $93,138 $167 $92,972 $0