Century 21 Centaland Property

Down Payment (HKD)

$28,000,000

Monthly Repayment (HKD)

$181,102

Loan Amount (HKD)

$42,000,000

Total Interest (HKD)

$12,330,558

Total Repayment (HKD)

$54,330,558

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$181,102	$75,250	$105,852	$41,894,148
1	2	$181,102	$75,060	$106,042	$41,788,107
1	3	$181,102	$74,870	$106,232	$41,681,875
1	4	$181,102	$74,680	$106,422	$41,575,453
1	5	$181,102	$74,489	$106,613	$41,468,841
1	6	$181,102	$74,298	$106,804	$41,362,037
1	7	$181,102	$74,107	$106,995	$41,255,042
1	8	$181,102	$73,915	$107,187	$41,147,856
1	9	$181,102	$73,723	$107,379	$41,040,477
1	10	$181,102	$73,531	$107,571	$40,932,906
1	11	$181,102	$73,338	$107,764	$40,825,142
1	12	$181,102	$73,145	$107,957	$40,717,186
2	13	$181,102	$72,952	$108,150	$40,609,035
2	14	$181,102	$72,758	$108,344	$40,500,691
2	15	$181,102	$72,564	$108,538	$40,392,153
2	16	$181,102	$72,369	$108,733	$40,283,421
2	17	$181,102	$72,174	$108,927	$40,174,493
2	18	$181,102	$71,979	$109,123	$40,065,371
2	19	$181,102	$71,784	$109,318	$39,956,053
2	20	$181,102	$71,588	$109,514	$39,846,539
2	21	$181,102	$71,392	$109,710	$39,736,829
2	22	$181,102	$71,195	$109,907	$39,626,922
2	23	$181,102	$70,998	$110,104	$39,516,818
2	24	$181,102	$70,801	$110,301	$39,406,517
3	25	$181,102	$70,603	$110,499	$39,296,019
3	26	$181,102	$70,405	$110,696	$39,185,322
3	27	$181,102	$70,207	$110,895	$39,074,428
3	28	$181,102	$70,008	$111,094	$38,963,334
3	29	$181,102	$69,809	$111,293	$38,852,041
3	30	$181,102	$69,610	$111,492	$38,740,549
3	31	$181,102	$69,410	$111,692	$38,628,858
3	32	$181,102	$69,210	$111,892	$38,516,966
3	33	$181,102	$69,010	$112,092	$38,404,874
3	34	$181,102	$68,809	$112,293	$38,292,581
3	35	$181,102	$68,608	$112,494	$38,180,086
3	36	$181,102	$68,406	$112,696	$38,067,390
4	37	$181,102	$68,204	$112,898	$37,954,493
4	38	$181,102	$68,002	$113,100	$37,841,392
4	39	$181,102	$67,799	$113,303	$37,728,090
4	40	$181,102	$67,596	$113,506	$37,614,584
4	41	$181,102	$67,393	$113,709	$37,500,875
4	42	$181,102	$67,189	$113,913	$37,386,962
4	43	$181,102	$66,985	$114,117	$37,272,845
4	44	$181,102	$66,781	$114,321	$37,158,524
4	45	$181,102	$66,576	$114,526	$37,043,998
4	46	$181,102	$66,370	$114,731	$36,929,266
4	47	$181,102	$66,165	$114,937	$36,814,330
4	48	$181,102	$65,959	$115,143	$36,699,187
5	49	$181,102	$65,753	$115,349	$36,583,838
5	50	$181,102	$65,546	$115,556	$36,468,282
5	51	$181,102	$65,339	$115,763	$36,352,519
5	52	$181,102	$65,132	$115,970	$36,236,549
5	53	$181,102	$64,924	$116,178	$36,120,371
5	54	$181,102	$64,716	$116,386	$36,003,984
5	55	$181,102	$64,507	$116,595	$35,887,390
5	56	$181,102	$64,298	$116,804	$35,770,586
5	57	$181,102	$64,089	$117,013	$35,653,573
5	58	$181,102	$63,879	$117,223	$35,536,351
5	59	$181,102	$63,669	$117,433	$35,418,918
5	60	$181,102	$63,459	$117,643	$35,301,275
6	61	$181,102	$63,248	$117,854	$35,183,421
6	62	$181,102	$63,037	$118,065	$35,065,356
6	63	$181,102	$62,825	$118,276	$34,947,080
6	64	$181,102	$62,614	$118,488	$34,828,592
6	65	$181,102	$62,401	$118,701	$34,709,891
6	66	$181,102	$62,189	$118,913	$34,590,978
6	67	$181,102	$61,976	$119,126	$34,471,851
6	68	$181,102	$61,762	$119,340	$34,352,512
6	69	$181,102	$61,548	$119,554	$34,232,958
6	70	$181,102	$61,334	$119,768	$34,113,190
6	71	$181,102	$61,119	$119,982	$33,993,208
6	72	$181,102	$60,904	$120,197	$33,873,010
7	73	$181,102	$60,689	$120,413	$33,752,598
7	74	$181,102	$60,473	$120,628	$33,631,969
7	75	$181,102	$60,257	$120,845	$33,511,125
7	76	$181,102	$60,041	$121,061	$33,390,064
7	77	$181,102	$59,824	$121,278	$33,268,786
7	78	$181,102	$59,607	$121,495	$33,147,290
7	79	$181,102	$59,389	$121,713	$33,025,577
7	80	$181,102	$59,171	$121,931	$32,903,646
7	81	$181,102	$58,952	$122,149	$32,781,497
7	82	$181,102	$58,734	$122,368	$32,659,128
7	83	$181,102	$58,514	$122,588	$32,536,541
7	84	$181,102	$58,295	$122,807	$32,413,734
8	85	$181,102	$58,075	$123,027	$32,290,706
8	86	$181,102	$57,854	$123,248	$32,167,459
8	87	$181,102	$57,633	$123,468	$32,043,990
8	88	$181,102	$57,412	$123,690	$31,920,300
8	89	$181,102	$57,191	$123,911	$31,796,389
8	90	$181,102	$56,969	$124,133	$31,672,256
8	91	$181,102	$56,746	$124,356	$31,547,900
8	92	$181,102	$56,523	$124,579	$31,423,322
8	93	$181,102	$56,300	$124,802	$31,298,520
8	94	$181,102	$56,077	$125,025	$31,173,494
8	95	$181,102	$55,853	$125,249	$31,048,245
8	96	$181,102	$55,628	$125,474	$30,922,771
9	97	$181,102	$55,403	$125,699	$30,797,073
9	98	$181,102	$55,178	$125,924	$30,671,149
9	99	$181,102	$54,952	$126,149	$30,545,000
9	100	$181,102	$54,726	$126,375	$30,418,624
9	101	$181,102	$54,500	$126,602	$30,292,022
9	102	$181,102	$54,273	$126,829	$30,165,194
9	103	$181,102	$54,046	$127,056	$30,038,138
9	104	$181,102	$53,818	$127,284	$29,910,854
9	105	$181,102	$53,590	$127,512	$29,783,343
9	106	$181,102	$53,362	$127,740	$29,655,603
9	107	$181,102	$53,133	$127,969	$29,527,634
9	108	$181,102	$52,904	$128,198	$29,399,436
10	109	$181,102	$52,674	$128,428	$29,271,008
10	110	$181,102	$52,444	$128,658	$29,142,350
10	111	$181,102	$52,213	$128,888	$29,013,461
10	112	$181,102	$51,982	$129,119	$28,884,342
10	113	$181,102	$51,751	$129,351	$28,754,991
10	114	$181,102	$51,519	$129,583	$28,625,409
10	115	$181,102	$51,287	$129,815	$28,495,594
10	116	$181,102	$51,055	$130,047	$28,365,547
10	117	$181,102	$50,822	$130,280	$28,235,266
10	118	$181,102	$50,588	$130,514	$28,104,753
10	119	$181,102	$50,354	$130,748	$27,974,005
10	120	$181,102	$50,120	$130,982	$27,843,023
11	121	$181,102	$49,885	$131,216	$27,711,807
11	122	$181,102	$49,650	$131,452	$27,580,355
11	123	$181,102	$49,415	$131,687	$27,448,668
11	124	$181,102	$49,179	$131,923	$27,316,745
11	125	$181,102	$48,943	$132,159	$27,184,586
11	126	$181,102	$48,706	$132,396	$27,052,190
11	127	$181,102	$48,469	$132,633	$26,919,557
11	128	$181,102	$48,231	$132,871	$26,786,686
11	129	$181,102	$47,993	$133,109	$26,653,577
11	130	$181,102	$47,754	$133,348	$26,520,229
11	131	$181,102	$47,515	$133,586	$26,386,643
11	132	$181,102	$47,276	$133,826	$26,252,817
12	133	$181,102	$47,036	$134,066	$26,118,751
12	134	$181,102	$46,796	$134,306	$25,984,445
12	135	$181,102	$46,555	$134,546	$25,849,899
12	136	$181,102	$46,314	$134,787	$25,715,112
12	137	$181,102	$46,073	$135,029	$25,580,083
12	138	$181,102	$45,831	$135,271	$25,444,812
12	139	$181,102	$45,589	$135,513	$25,309,299
12	140	$181,102	$45,346	$135,756	$25,173,542
12	141	$181,102	$45,103	$135,999	$25,037,543
12	142	$181,102	$44,859	$136,243	$24,901,300
12	143	$181,102	$44,615	$136,487	$24,764,813
12	144	$181,102	$44,370	$136,732	$24,628,082
13	145	$181,102	$44,125	$136,977	$24,491,105
13	146	$181,102	$43,880	$137,222	$24,353,883
13	147	$181,102	$43,634	$137,468	$24,216,415
13	148	$181,102	$43,388	$137,714	$24,078,701
13	149	$181,102	$43,141	$137,961	$23,940,740
13	150	$181,102	$42,894	$138,208	$23,802,532
13	151	$181,102	$42,646	$138,456	$23,664,077
13	152	$181,102	$42,398	$138,704	$23,525,373
13	153	$181,102	$42,150	$138,952	$23,386,421
13	154	$181,102	$41,901	$139,201	$23,247,220
13	155	$181,102	$41,651	$139,451	$23,107,769
13	156	$181,102	$41,401	$139,700	$22,968,069
14	157	$181,102	$41,151	$139,951	$22,828,118
14	158	$181,102	$40,900	$140,201	$22,687,916
14	159	$181,102	$40,649	$140,453	$22,547,464
14	160	$181,102	$40,398	$140,704	$22,406,759
14	161	$181,102	$40,145	$140,956	$22,265,803
14	162	$181,102	$39,893	$141,209	$22,124,594
14	163	$181,102	$39,640	$141,462	$21,983,132
14	164	$181,102	$39,386	$141,715	$21,841,417
14	165	$181,102	$39,133	$141,969	$21,699,447
14	166	$181,102	$38,878	$142,224	$21,557,224
14	167	$181,102	$38,623	$142,479	$21,414,745
14	168	$181,102	$38,368	$142,734	$21,272,011
15	169	$181,102	$38,112	$142,990	$21,129,022
15	170	$181,102	$37,856	$143,246	$20,985,776
15	171	$181,102	$37,600	$143,502	$20,842,274
15	172	$181,102	$37,342	$143,759	$20,698,514
15	173	$181,102	$37,085	$144,017	$20,554,497
15	174	$181,102	$36,827	$144,275	$20,410,222
15	175	$181,102	$36,568	$144,534	$20,265,689
15	176	$181,102	$36,309	$144,793	$20,120,896
15	177	$181,102	$36,050	$145,052	$19,975,844
15	178	$181,102	$35,790	$145,312	$19,830,532
15	179	$181,102	$35,530	$145,572	$19,684,960
15	180	$181,102	$35,269	$145,833	$19,539,127
16	181	$181,102	$35,008	$146,094	$19,393,033
16	182	$181,102	$34,746	$146,356	$19,246,677
16	183	$181,102	$34,484	$146,618	$19,100,059
16	184	$181,102	$34,221	$146,881	$18,953,178
16	185	$181,102	$33,958	$147,144	$18,806,034
16	186	$181,102	$33,694	$147,408	$18,658,626
16	187	$181,102	$33,430	$147,672	$18,510,954
16	188	$181,102	$33,165	$147,936	$18,363,018
16	189	$181,102	$32,900	$148,201	$18,214,816
16	190	$181,102	$32,635	$148,467	$18,066,349
16	191	$181,102	$32,369	$148,733	$17,917,616
16	192	$181,102	$32,102	$148,999	$17,768,617
17	193	$181,102	$31,835	$149,266	$17,619,351
17	194	$181,102	$31,568	$149,534	$17,469,817
17	195	$181,102	$31,300	$149,802	$17,320,015
17	196	$181,102	$31,032	$150,070	$17,169,945
17	197	$181,102	$30,763	$150,339	$17,019,606
17	198	$181,102	$30,493	$150,608	$16,868,997
17	199	$181,102	$30,224	$150,878	$16,718,119
17	200	$181,102	$29,953	$151,149	$16,566,970
17	201	$181,102	$29,682	$151,419	$16,415,551
17	202	$181,102	$29,411	$151,691	$16,263,860
17	203	$181,102	$29,139	$151,962	$16,111,898
17	204	$181,102	$28,867	$152,235	$15,959,663
18	205	$181,102	$28,594	$152,507	$15,807,156
18	206	$181,102	$28,321	$152,781	$15,654,375
18	207	$181,102	$28,047	$153,054	$15,501,321
18	208	$181,102	$27,773	$153,329	$15,347,992
18	209	$181,102	$27,498	$153,603	$15,194,389
18	210	$181,102	$27,223	$153,879	$15,040,510
18	211	$181,102	$26,948	$154,154	$14,886,356
18	212	$181,102	$26,671	$154,430	$14,731,925
18	213	$181,102	$26,395	$154,707	$14,577,218
18	214	$181,102	$26,118	$154,984	$14,422,234
18	215	$181,102	$25,840	$155,262	$14,266,972
18	216	$181,102	$25,562	$155,540	$14,111,432
19	217	$181,102	$25,283	$155,819	$13,955,613
19	218	$181,102	$25,004	$156,098	$13,799,515
19	219	$181,102	$24,724	$156,378	$13,643,137
19	220	$181,102	$24,444	$156,658	$13,486,479
19	221	$181,102	$24,163	$156,939	$13,329,540
19	222	$181,102	$23,882	$157,220	$13,172,321
19	223	$181,102	$23,600	$157,501	$13,014,819
19	224	$181,102	$23,318	$157,784	$12,857,036
19	225	$181,102	$23,036	$158,066	$12,698,969
19	226	$181,102	$22,752	$158,350	$12,540,620
19	227	$181,102	$22,469	$158,633	$12,381,986
19	228	$181,102	$22,184	$158,917	$12,223,069
20	229	$181,102	$21,900	$159,202	$12,063,867
20	230	$181,102	$21,614	$159,487	$11,904,379
20	231	$181,102	$21,329	$159,773	$11,744,606
20	232	$181,102	$21,042	$160,059	$11,584,547
20	233	$181,102	$20,756	$160,346	$11,424,200
20	234	$181,102	$20,468	$160,634	$11,263,567
20	235	$181,102	$20,181	$160,921	$11,102,646
20	236	$181,102	$19,892	$161,210	$10,941,436
20	237	$181,102	$19,603	$161,498	$10,779,938
20	238	$181,102	$19,314	$161,788	$10,618,150
20	239	$181,102	$19,024	$162,078	$10,456,072
20	240	$181,102	$18,734	$162,368	$10,293,704
21	241	$181,102	$18,443	$162,659	$10,131,045
21	242	$181,102	$18,151	$162,950	$9,968,095
21	243	$181,102	$17,860	$163,242	$9,804,852
21	244	$181,102	$17,567	$163,535	$9,641,317
21	245	$181,102	$17,274	$163,828	$9,477,490
21	246	$181,102	$16,981	$164,121	$9,313,368
21	247	$181,102	$16,686	$164,415	$9,148,953
21	248	$181,102	$16,392	$164,710	$8,984,243
21	249	$181,102	$16,097	$165,005	$8,819,238
21	250	$181,102	$15,801	$165,301	$8,653,937
21	251	$181,102	$15,505	$165,597	$8,488,340
21	252	$181,102	$15,208	$165,894	$8,322,447
22	253	$181,102	$14,911	$166,191	$8,156,256
22	254	$181,102	$14,613	$166,489	$7,989,767
22	255	$181,102	$14,315	$166,787	$7,822,980
22	256	$181,102	$14,016	$167,086	$7,655,895
22	257	$181,102	$13,717	$167,385	$7,488,510
22	258	$181,102	$13,417	$167,685	$7,320,825
22	259	$181,102	$13,116	$167,985	$7,152,839
22	260	$181,102	$12,816	$168,286	$6,984,553
22	261	$181,102	$12,514	$168,588	$6,815,965
22	262	$181,102	$12,212	$168,890	$6,647,075
22	263	$181,102	$11,909	$169,193	$6,477,883
22	264	$181,102	$11,606	$169,496	$6,308,387
23	265	$181,102	$11,303	$169,799	$6,138,588
23	266	$181,102	$10,998	$170,104	$5,968,484
23	267	$181,102	$10,694	$170,408	$5,798,076
23	268	$181,102	$10,388	$170,714	$5,627,362
23	269	$181,102	$10,082	$171,020	$5,456,343
23	270	$181,102	$9,776	$171,326	$5,285,017
23	271	$181,102	$9,469	$171,633	$5,113,384
23	272	$181,102	$9,161	$171,940	$4,941,443
23	273	$181,102	$8,853	$172,248	$4,769,195
23	274	$181,102	$8,545	$172,557	$4,596,638
23	275	$181,102	$8,236	$172,866	$4,423,772
23	276	$181,102	$7,926	$173,176	$4,250,596
24	277	$181,102	$7,616	$173,486	$4,077,110
24	278	$181,102	$7,305	$173,797	$3,903,313
24	279	$181,102	$6,993	$174,108	$3,729,204
24	280	$181,102	$6,681	$174,420	$3,554,784
24	281	$181,102	$6,369	$174,733	$3,380,051
24	282	$181,102	$6,056	$175,046	$3,205,005
24	283	$181,102	$5,742	$175,360	$3,029,645
24	284	$181,102	$5,428	$175,674	$2,853,972
24	285	$181,102	$5,113	$175,988	$2,677,983
24	286	$181,102	$4,798	$176,304	$2,501,679
24	287	$181,102	$4,482	$176,620	$2,325,060
24	288	$181,102	$4,166	$176,936	$2,148,124
25	289	$181,102	$3,849	$177,253	$1,970,870
25	290	$181,102	$3,531	$177,571	$1,793,300
25	291	$181,102	$3,213	$177,889	$1,615,411
25	292	$181,102	$2,894	$178,208	$1,437,203
25	293	$181,102	$2,575	$178,527	$1,258,676
25	294	$181,102	$2,255	$178,847	$1,079,830
25	295	$181,102	$1,935	$179,167	$900,662
25	296	$181,102	$1,614	$179,488	$721,174
25	297	$181,102	$1,292	$179,810	$541,365
25	298	$181,102	$970	$180,132	$361,233
25	299	$181,102	$647	$180,455	$180,778
25	300	$181,102	$324	$180,778	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 28,000,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 28,700,000

HOME	RENT	BUY	OUTDOOR AREA	OUR SERVICES	ABOUT US
	Property for Rent Popular Districts Residential Buildings	Property for Sale Popular Districts Residential Buildings	More	New Developments Mortgage & Stamp Duty Calculator	Company Profile Contact Us Careers

	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.