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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 24,000,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 24,600,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$24,000,000
 
Monthly Repayment (HKD)
$155,230
Loan Amount (HKD)
$36,000,000
+
Total Interest (HKD)
$10,569,050
=
Total Repayment (HKD)
$46,569,050
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $155,230 $64,500 $90,730 $35,909,270
1 2 $155,230 $64,337 $90,893 $35,818,377
1 3 $155,230 $64,175 $91,056 $35,727,322
1 4 $155,230 $64,011 $91,219 $35,636,103
1 5 $155,230 $63,848 $91,382 $35,544,721
1 6 $155,230 $63,684 $91,546 $35,453,175
1 7 $155,230 $63,520 $91,710 $35,361,465
1 8 $155,230 $63,356 $91,874 $35,269,591
1 9 $155,230 $63,191 $92,039 $35,177,552
1 10 $155,230 $63,026 $92,204 $35,085,348
1 11 $155,230 $62,861 $92,369 $34,992,979
1 12 $155,230 $62,696 $92,534 $34,900,445
2 13 $155,230 $62,530 $92,700 $34,807,745
2 14 $155,230 $62,364 $92,866 $34,714,878
2 15 $155,230 $62,197 $93,033 $34,621,846
2 16 $155,230 $62,031 $93,199 $34,528,646
2 17 $155,230 $61,864 $93,366 $34,435,280
2 18 $155,230 $61,697 $93,534 $34,341,746
2 19 $155,230 $61,529 $93,701 $34,248,045
2 20 $155,230 $61,361 $93,869 $34,154,176
2 21 $155,230 $61,193 $94,037 $34,060,139
2 22 $155,230 $61,024 $94,206 $33,965,933
2 23 $155,230 $60,856 $94,375 $33,871,558
2 24 $155,230 $60,687 $94,544 $33,777,015
3 25 $155,230 $60,517 $94,713 $33,682,302
3 26 $155,230 $60,347 $94,883 $33,587,419
3 27 $155,230 $60,177 $95,053 $33,492,366
3 28 $155,230 $60,007 $95,223 $33,397,143
3 29 $155,230 $59,837 $95,394 $33,301,750
3 30 $155,230 $59,666 $95,565 $33,206,185
3 31 $155,230 $59,494 $95,736 $33,110,450
3 32 $155,230 $59,323 $95,907 $33,014,542
3 33 $155,230 $59,151 $96,079 $32,918,463
3 34 $155,230 $58,979 $96,251 $32,822,212
3 35 $155,230 $58,806 $96,424 $32,725,788
3 36 $155,230 $58,634 $96,596 $32,629,192
4 37 $155,230 $58,461 $96,770 $32,532,422
4 38 $155,230 $58,287 $96,943 $32,435,479
4 39 $155,230 $58,114 $97,117 $32,338,363
4 40 $155,230 $57,940 $97,291 $32,241,072
4 41 $155,230 $57,765 $97,465 $32,143,607
4 42 $155,230 $57,591 $97,640 $32,045,968
4 43 $155,230 $57,416 $97,814 $31,948,153
4 44 $155,230 $57,240 $97,990 $31,850,163
4 45 $155,230 $57,065 $98,165 $31,751,998
4 46 $155,230 $56,889 $98,341 $31,653,657
4 47 $155,230 $56,713 $98,517 $31,555,140
4 48 $155,230 $56,536 $98,694 $31,456,446
5 49 $155,230 $56,359 $98,871 $31,357,575
5 50 $155,230 $56,182 $99,048 $31,258,527
5 51 $155,230 $56,005 $99,225 $31,159,302
5 52 $155,230 $55,827 $99,403 $31,059,899
5 53 $155,230 $55,649 $99,581 $30,960,318
5 54 $155,230 $55,471 $99,760 $30,860,558
5 55 $155,230 $55,292 $99,938 $30,760,620
5 56 $155,230 $55,113 $100,117 $30,660,502
5 57 $155,230 $54,933 $100,297 $30,560,206
5 58 $155,230 $54,754 $100,476 $30,459,729
5 59 $155,230 $54,574 $100,656 $30,359,073
5 60 $155,230 $54,393 $100,837 $30,258,236
6 61 $155,230 $54,213 $101,017 $30,157,218
6 62 $155,230 $54,032 $101,198 $30,056,020
6 63 $155,230 $53,850 $101,380 $29,954,640
6 64 $155,230 $53,669 $101,561 $29,853,079
6 65 $155,230 $53,487 $101,743 $29,751,335
6 66 $155,230 $53,304 $101,926 $29,649,409
6 67 $155,230 $53,122 $102,108 $29,547,301
6 68 $155,230 $52,939 $102,291 $29,445,010
6 69 $155,230 $52,756 $102,475 $29,342,535
6 70 $155,230 $52,572 $102,658 $29,239,877
6 71 $155,230 $52,388 $102,842 $29,137,035
6 72 $155,230 $52,204 $103,026 $29,034,009
7 73 $155,230 $52,019 $103,211 $28,930,798
7 74 $155,230 $51,834 $103,396 $28,827,402
7 75 $155,230 $51,649 $103,581 $28,723,821
7 76 $155,230 $51,464 $103,767 $28,620,054
7 77 $155,230 $51,278 $103,953 $28,516,102
7 78 $155,230 $51,091 $104,139 $28,411,963
7 79 $155,230 $50,905 $104,325 $28,307,638
7 80 $155,230 $50,718 $104,512 $28,203,125
7 81 $155,230 $50,531 $104,700 $28,098,426
7 82 $155,230 $50,343 $104,887 $27,993,539
7 83 $155,230 $50,155 $105,075 $27,888,464
7 84 $155,230 $49,967 $105,263 $27,783,200
8 85 $155,230 $49,778 $105,452 $27,677,748
8 86 $155,230 $49,589 $105,641 $27,572,107
8 87 $155,230 $49,400 $105,830 $27,466,277
8 88 $155,230 $49,210 $106,020 $27,360,258
8 89 $155,230 $49,020 $106,210 $27,254,048
8 90 $155,230 $48,830 $106,400 $27,147,648
8 91 $155,230 $48,640 $106,591 $27,041,057
8 92 $155,230 $48,449 $106,782 $26,934,276
8 93 $155,230 $48,257 $106,973 $26,827,303
8 94 $155,230 $48,066 $107,165 $26,720,138
8 95 $155,230 $47,874 $107,357 $26,612,781
8 96 $155,230 $47,681 $107,549 $26,505,233
9 97 $155,230 $47,489 $107,742 $26,397,491
9 98 $155,230 $47,296 $107,935 $26,289,556
9 99 $155,230 $47,102 $108,128 $26,181,428
9 100 $155,230 $46,908 $108,322 $26,073,106
9 101 $155,230 $46,714 $108,516 $25,964,591
9 102 $155,230 $46,520 $108,710 $25,855,880
9 103 $155,230 $46,325 $108,905 $25,746,975
9 104 $155,230 $46,130 $109,100 $25,637,875
9 105 $155,230 $45,935 $109,296 $25,528,579
9 106 $155,230 $45,739 $109,491 $25,419,088
9 107 $155,230 $45,543 $109,688 $25,309,400
9 108 $155,230 $45,346 $109,884 $25,199,516
10 109 $155,230 $45,149 $110,081 $25,089,435
10 110 $155,230 $44,952 $110,278 $24,979,157
10 111 $155,230 $44,754 $110,476 $24,868,681
10 112 $155,230 $44,556 $110,674 $24,758,007
10 113 $155,230 $44,358 $110,872 $24,647,135
10 114 $155,230 $44,159 $111,071 $24,536,065
10 115 $155,230 $43,960 $111,270 $24,424,795
10 116 $155,230 $43,761 $111,469 $24,313,326
10 117 $155,230 $43,561 $111,669 $24,201,657
10 118 $155,230 $43,361 $111,869 $24,089,788
10 119 $155,230 $43,161 $112,069 $23,977,719
10 120 $155,230 $42,960 $112,270 $23,865,449
11 121 $155,230 $42,759 $112,471 $23,752,977
11 122 $155,230 $42,557 $112,673 $23,640,305
11 123 $155,230 $42,356 $112,875 $23,527,430
11 124 $155,230 $42,153 $113,077 $23,414,353
11 125 $155,230 $41,951 $113,279 $23,301,074
11 126 $155,230 $41,748 $113,482 $23,187,591
11 127 $155,230 $41,544 $113,686 $23,073,906
11 128 $155,230 $41,341 $113,889 $22,960,016
11 129 $155,230 $41,137 $114,093 $22,845,923
11 130 $155,230 $40,932 $114,298 $22,731,625
11 131 $155,230 $40,727 $114,503 $22,617,122
11 132 $155,230 $40,522 $114,708 $22,502,414
12 133 $155,230 $40,317 $114,913 $22,387,501
12 134 $155,230 $40,111 $115,119 $22,272,382
12 135 $155,230 $39,905 $115,325 $22,157,056
12 136 $155,230 $39,698 $115,532 $22,041,524
12 137 $155,230 $39,491 $115,739 $21,925,785
12 138 $155,230 $39,284 $115,946 $21,809,839
12 139 $155,230 $39,076 $116,154 $21,693,684
12 140 $155,230 $38,868 $116,362 $21,577,322
12 141 $155,230 $38,659 $116,571 $21,460,751
12 142 $155,230 $38,451 $116,780 $21,343,972
12 143 $155,230 $38,241 $116,989 $21,226,983
12 144 $155,230 $38,032 $117,198 $21,109,784
13 145 $155,230 $37,822 $117,408 $20,992,376
13 146 $155,230 $37,611 $117,619 $20,874,757
13 147 $155,230 $37,401 $117,830 $20,756,927
13 148 $155,230 $37,189 $118,041 $20,638,887
13 149 $155,230 $36,978 $118,252 $20,520,635
13 150 $155,230 $36,766 $118,464 $20,402,171
13 151 $155,230 $36,554 $118,676 $20,283,494
13 152 $155,230 $36,341 $118,889 $20,164,605
13 153 $155,230 $36,128 $119,102 $20,045,503
13 154 $155,230 $35,915 $119,315 $19,926,188
13 155 $155,230 $35,701 $119,529 $19,806,659
13 156 $155,230 $35,487 $119,743 $19,686,916
14 157 $155,230 $35,272 $119,958 $19,566,958
14 158 $155,230 $35,057 $120,173 $19,446,785
14 159 $155,230 $34,842 $120,388 $19,326,397
14 160 $155,230 $34,626 $120,604 $19,205,794
14 161 $155,230 $34,410 $120,820 $19,084,974
14 162 $155,230 $34,194 $121,036 $18,963,938
14 163 $155,230 $33,977 $121,253 $18,842,685
14 164 $155,230 $33,760 $121,470 $18,721,214
14 165 $155,230 $33,542 $121,688 $18,599,526
14 166 $155,230 $33,324 $121,906 $18,477,620
14 167 $155,230 $33,106 $122,124 $18,355,496
14 168 $155,230 $32,887 $122,343 $18,233,153
15 169 $155,230 $32,668 $122,562 $18,110,590
15 170 $155,230 $32,448 $122,782 $17,987,808
15 171 $155,230 $32,228 $123,002 $17,864,806
15 172 $155,230 $32,008 $123,222 $17,741,584
15 173 $155,230 $31,787 $123,443 $17,618,140
15 174 $155,230 $31,566 $123,664 $17,494,476
15 175 $155,230 $31,344 $123,886 $17,370,590
15 176 $155,230 $31,122 $124,108 $17,246,482
15 177 $155,230 $30,900 $124,330 $17,122,152
15 178 $155,230 $30,677 $124,553 $16,997,599
15 179 $155,230 $30,454 $124,776 $16,872,823
15 180 $155,230 $30,230 $125,000 $16,747,823
16 181 $155,230 $30,007 $125,224 $16,622,600
16 182 $155,230 $29,782 $125,448 $16,497,152
16 183 $155,230 $29,557 $125,673 $16,371,479
16 184 $155,230 $29,332 $125,898 $16,245,581
16 185 $155,230 $29,107 $126,124 $16,119,458
16 186 $155,230 $28,881 $126,349 $15,993,108
16 187 $155,230 $28,654 $126,576 $15,866,532
16 188 $155,230 $28,428 $126,803 $15,739,730
16 189 $155,230 $28,200 $127,030 $15,612,700
16 190 $155,230 $27,973 $127,257 $15,485,442
16 191 $155,230 $27,745 $127,485 $15,357,957
16 192 $155,230 $27,516 $127,714 $15,230,243
17 193 $155,230 $27,288 $127,943 $15,102,300
17 194 $155,230 $27,058 $128,172 $14,974,129
17 195 $155,230 $26,829 $128,402 $14,845,727
17 196 $155,230 $26,599 $128,632 $14,717,095
17 197 $155,230 $26,368 $128,862 $14,588,233
17 198 $155,230 $26,137 $129,093 $14,459,141
17 199 $155,230 $25,906 $129,324 $14,329,816
17 200 $155,230 $25,674 $129,556 $14,200,260
17 201 $155,230 $25,442 $129,788 $14,070,472
17 202 $155,230 $25,210 $130,021 $13,940,452
17 203 $155,230 $24,977 $130,254 $13,810,198
17 204 $155,230 $24,743 $130,487 $13,679,711
18 205 $155,230 $24,509 $130,721 $13,548,991
18 206 $155,230 $24,275 $130,955 $13,418,036
18 207 $155,230 $24,041 $131,190 $13,286,846
18 208 $155,230 $23,806 $131,425 $13,155,422
18 209 $155,230 $23,570 $131,660 $13,023,762
18 210 $155,230 $23,334 $131,896 $12,891,866
18 211 $155,230 $23,098 $132,132 $12,759,734
18 212 $155,230 $22,861 $132,369 $12,627,365
18 213 $155,230 $22,624 $132,606 $12,494,758
18 214 $155,230 $22,386 $132,844 $12,361,915
18 215 $155,230 $22,148 $133,082 $12,228,833
18 216 $155,230 $21,910 $133,320 $12,095,513
19 217 $155,230 $21,671 $133,559 $11,961,954
19 218 $155,230 $21,432 $133,798 $11,828,155
19 219 $155,230 $21,192 $134,038 $11,694,117
19 220 $155,230 $20,952 $134,278 $11,559,839
19 221 $155,230 $20,711 $134,519 $11,425,320
19 222 $155,230 $20,470 $134,760 $11,290,561
19 223 $155,230 $20,229 $135,001 $11,155,559
19 224 $155,230 $19,987 $135,243 $11,020,316
19 225 $155,230 $19,745 $135,485 $10,884,831
19 226 $155,230 $19,502 $135,728 $10,749,103
19 227 $155,230 $19,259 $135,971 $10,613,131
19 228 $155,230 $19,015 $136,215 $10,476,916
20 229 $155,230 $18,771 $136,459 $10,340,457
20 230 $155,230 $18,527 $136,704 $10,203,754
20 231 $155,230 $18,282 $136,948 $10,066,805
20 232 $155,230 $18,036 $137,194 $9,929,611
20 233 $155,230 $17,791 $137,440 $9,792,172
20 234 $155,230 $17,544 $137,686 $9,654,486
20 235 $155,230 $17,298 $137,933 $9,516,553
20 236 $155,230 $17,050 $138,180 $9,378,374
20 237 $155,230 $16,803 $138,427 $9,239,947
20 238 $155,230 $16,555 $138,675 $9,101,271
20 239 $155,230 $16,306 $138,924 $8,962,348
20 240 $155,230 $16,058 $139,173 $8,823,175
21 241 $155,230 $15,808 $139,422 $8,683,753
21 242 $155,230 $15,558 $139,672 $8,544,081
21 243 $155,230 $15,308 $139,922 $8,404,159
21 244 $155,230 $15,057 $140,173 $8,263,986
21 245 $155,230 $14,806 $140,424 $8,123,563
21 246 $155,230 $14,555 $140,675 $7,982,887
21 247 $155,230 $14,303 $140,927 $7,841,960
21 248 $155,230 $14,050 $141,180 $7,700,780
21 249 $155,230 $13,797 $141,433 $7,559,347
21 250 $155,230 $13,544 $141,686 $7,417,660
21 251 $155,230 $13,290 $141,940 $7,275,720
21 252 $155,230 $13,036 $142,195 $7,133,526
22 253 $155,230 $12,781 $142,449 $6,991,076
22 254 $155,230 $12,526 $142,704 $6,848,372
22 255 $155,230 $12,270 $142,960 $6,705,412
22 256 $155,230 $12,014 $143,216 $6,562,195
22 257 $155,230 $11,757 $143,473 $6,418,723
22 258 $155,230 $11,500 $143,730 $6,274,993
22 259 $155,230 $11,243 $143,987 $6,131,005
22 260 $155,230 $10,985 $144,245 $5,986,760
22 261 $155,230 $10,726 $144,504 $5,842,256
22 262 $155,230 $10,467 $144,763 $5,697,493
22 263 $155,230 $10,208 $145,022 $5,552,471
22 264 $155,230 $9,948 $145,282 $5,407,189
23 265 $155,230 $9,688 $145,542 $5,261,647
23 266 $155,230 $9,427 $145,803 $5,115,844
23 267 $155,230 $9,166 $146,064 $4,969,779
23 268 $155,230 $8,904 $146,326 $4,823,453
23 269 $155,230 $8,642 $146,588 $4,676,865
23 270 $155,230 $8,379 $146,851 $4,530,014
23 271 $155,230 $8,116 $147,114 $4,382,900
23 272 $155,230 $7,853 $147,377 $4,235,523
23 273 $155,230 $7,589 $147,642 $4,087,881
23 274 $155,230 $7,324 $147,906 $3,939,975
23 275 $155,230 $7,059 $148,171 $3,791,804
23 276 $155,230 $6,794 $148,437 $3,643,368
24 277 $155,230 $6,528 $148,702 $3,494,665
24 278 $155,230 $6,261 $148,969 $3,345,696
24 279 $155,230 $5,994 $149,236 $3,196,461
24 280 $155,230 $5,727 $149,503 $3,046,958
24 281 $155,230 $5,459 $149,771 $2,897,186
24 282 $155,230 $5,191 $150,039 $2,747,147
24 283 $155,230 $4,922 $150,308 $2,596,839
24 284 $155,230 $4,653 $150,577 $2,446,261
24 285 $155,230 $4,383 $150,847 $2,295,414
24 286 $155,230 $4,113 $151,118 $2,144,297
24 287 $155,230 $3,842 $151,388 $1,992,908
24 288 $155,230 $3,571 $151,660 $1,841,249
25 289 $155,230 $3,299 $151,931 $1,689,317
25 290 $155,230 $3,027 $152,203 $1,537,114
25 291 $155,230 $2,754 $152,476 $1,384,638
25 292 $155,230 $2,481 $152,749 $1,231,888
25 293 $155,230 $2,207 $153,023 $1,078,865
25 294 $155,230 $1,933 $153,297 $925,568
25 295 $155,230 $1,658 $153,572 $771,996
25 296 $155,230 $1,383 $153,847 $618,149
25 297 $155,230 $1,108 $154,123 $464,027
25 298 $155,230 $831 $154,399 $309,628
25 299 $155,230 $555 $154,675 $154,953
25 300 $155,230 $278 $154,953 $0