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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 48,000,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 49,200,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$48,000,000
 
Monthly Repayment (HKD)
$310,460
Loan Amount (HKD)
$72,000,000
+
Total Interest (HKD)
$21,138,100
=
Total Repayment (HKD)
$93,138,100
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $310,460 $129,000 $181,460 $71,818,540
1 2 $310,460 $128,675 $181,785 $71,636,754
1 3 $310,460 $128,349 $182,111 $71,454,643
1 4 $310,460 $128,023 $182,437 $71,272,206
1 5 $310,460 $127,696 $182,764 $71,089,441
1 6 $310,460 $127,369 $183,092 $70,906,350
1 7 $310,460 $127,041 $183,420 $70,722,930
1 8 $310,460 $126,712 $183,748 $70,539,181
1 9 $310,460 $126,383 $184,078 $70,355,104
1 10 $310,460 $126,053 $184,407 $70,170,696
1 11 $310,460 $125,722 $184,738 $69,985,958
1 12 $310,460 $125,392 $185,069 $69,800,890
2 13 $310,460 $125,060 $185,400 $69,615,489
2 14 $310,460 $124,728 $185,733 $69,429,757
2 15 $310,460 $124,395 $186,065 $69,243,691
2 16 $310,460 $124,062 $186,399 $69,057,293
2 17 $310,460 $123,728 $186,733 $68,870,560
2 18 $310,460 $123,393 $187,067 $68,683,493
2 19 $310,460 $123,058 $187,402 $68,496,090
2 20 $310,460 $122,722 $187,738 $68,308,352
2 21 $310,460 $122,386 $188,075 $68,120,278
2 22 $310,460 $122,049 $188,412 $67,931,866
2 23 $310,460 $121,711 $188,749 $67,743,117
2 24 $310,460 $121,373 $189,087 $67,554,030
3 25 $310,460 $121,034 $189,426 $67,364,604
3 26 $310,460 $120,695 $189,765 $67,174,838
3 27 $310,460 $120,355 $190,105 $66,984,733
3 28 $310,460 $120,014 $190,446 $66,794,287
3 29 $310,460 $119,673 $190,787 $66,603,500
3 30 $310,460 $119,331 $191,129 $66,412,371
3 31 $310,460 $118,989 $191,472 $66,220,899
3 32 $310,460 $118,646 $191,815 $66,029,085
3 33 $310,460 $118,302 $192,158 $65,836,926
3 34 $310,460 $117,958 $192,503 $65,644,424
3 35 $310,460 $117,613 $192,847 $65,451,576
3 36 $310,460 $117,267 $193,193 $65,258,383
4 37 $310,460 $116,921 $193,539 $65,064,844
4 38 $310,460 $116,575 $193,886 $64,870,959
4 39 $310,460 $116,227 $194,233 $64,676,725
4 40 $310,460 $115,879 $194,581 $64,482,144
4 41 $310,460 $115,531 $194,930 $64,287,214
4 42 $310,460 $115,181 $195,279 $64,091,935
4 43 $310,460 $114,831 $195,629 $63,896,306
4 44 $310,460 $114,481 $195,979 $63,700,327
4 45 $310,460 $114,130 $196,331 $63,503,996
4 46 $310,460 $113,778 $196,682 $63,307,314
4 47 $310,460 $113,426 $197,035 $63,110,279
4 48 $310,460 $113,073 $197,388 $62,912,891
5 49 $310,460 $112,719 $197,741 $62,715,150
5 50 $310,460 $112,365 $198,096 $62,517,054
5 51 $310,460 $112,010 $198,451 $62,318,604
5 52 $310,460 $111,654 $198,806 $62,119,798
5 53 $310,460 $111,298 $199,162 $61,920,635
5 54 $310,460 $110,941 $199,519 $61,721,116
5 55 $310,460 $110,584 $199,877 $61,521,239
5 56 $310,460 $110,226 $200,235 $61,321,005
5 57 $310,460 $109,867 $200,594 $61,120,411
5 58 $310,460 $109,507 $200,953 $60,919,458
5 59 $310,460 $109,147 $201,313 $60,718,145
5 60 $310,460 $108,787 $201,674 $60,516,472
6 61 $310,460 $108,425 $202,035 $60,314,437
6 62 $310,460 $108,063 $202,397 $60,112,040
6 63 $310,460 $107,701 $202,760 $59,909,280
6 64 $310,460 $107,337 $203,123 $59,706,157
6 65 $310,460 $106,974 $203,487 $59,502,670
6 66 $310,460 $106,609 $203,851 $59,298,819
6 67 $310,460 $106,244 $204,217 $59,094,602
6 68 $310,460 $105,878 $204,583 $58,890,020
6 69 $310,460 $105,511 $204,949 $58,685,071
6 70 $310,460 $105,144 $205,316 $58,479,755
6 71 $310,460 $104,776 $205,684 $58,274,070
6 72 $310,460 $104,408 $206,053 $58,068,018
7 73 $310,460 $104,039 $206,422 $57,861,596
7 74 $310,460 $103,669 $206,792 $57,654,804
7 75 $310,460 $103,298 $207,162 $57,447,642
7 76 $310,460 $102,927 $207,533 $57,240,109
7 77 $310,460 $102,555 $207,905 $57,032,204
7 78 $310,460 $102,183 $208,278 $56,823,926
7 79 $310,460 $101,810 $208,651 $56,615,275
7 80 $310,460 $101,436 $209,025 $56,406,251
7 81 $310,460 $101,061 $209,399 $56,196,852
7 82 $310,460 $100,686 $209,774 $55,987,077
7 83 $310,460 $100,310 $210,150 $55,776,927
7 84 $310,460 $99,934 $210,527 $55,566,400
8 85 $310,460 $99,556 $210,904 $55,355,497
8 86 $310,460 $99,179 $211,282 $55,144,215
8 87 $310,460 $98,800 $211,660 $54,932,555
8 88 $310,460 $98,421 $212,040 $54,720,515
8 89 $310,460 $98,041 $212,419 $54,508,096
8 90 $310,460 $97,660 $212,800 $54,295,296
8 91 $310,460 $97,279 $213,181 $54,082,114
8 92 $310,460 $96,897 $213,563 $53,868,551
8 93 $310,460 $96,514 $213,946 $53,654,605
8 94 $310,460 $96,131 $214,329 $53,440,276
8 95 $310,460 $95,747 $214,713 $53,225,563
8 96 $310,460 $95,362 $215,098 $53,010,465
9 97 $310,460 $94,977 $215,483 $52,794,982
9 98 $310,460 $94,591 $215,869 $52,579,113
9 99 $310,460 $94,204 $216,256 $52,362,856
9 100 $310,460 $93,817 $216,644 $52,146,213
9 101 $310,460 $93,429 $217,032 $51,929,181
9 102 $310,460 $93,040 $217,421 $51,711,761
9 103 $310,460 $92,650 $217,810 $51,493,951
9 104 $310,460 $92,260 $218,200 $51,275,750
9 105 $310,460 $91,869 $218,591 $51,057,159
9 106 $310,460 $91,477 $218,983 $50,838,176
9 107 $310,460 $91,085 $219,375 $50,618,801
9 108 $310,460 $90,692 $219,768 $50,399,032
10 109 $310,460 $90,298 $220,162 $50,178,870
10 110 $310,460 $89,904 $220,557 $49,958,314
10 111 $310,460 $89,509 $220,952 $49,737,362
10 112 $310,460 $89,113 $221,348 $49,516,015
10 113 $310,460 $88,716 $221,744 $49,294,270
10 114 $310,460 $88,319 $222,141 $49,072,129
10 115 $310,460 $87,921 $222,539 $48,849,590
10 116 $310,460 $87,522 $222,938 $48,626,651
10 117 $310,460 $87,123 $223,338 $48,403,314
10 118 $310,460 $86,723 $223,738 $48,179,576
10 119 $310,460 $86,322 $224,139 $47,955,438
10 120 $310,460 $85,920 $224,540 $47,730,897
11 121 $310,460 $85,518 $224,942 $47,505,955
11 122 $310,460 $85,115 $225,345 $47,280,609
11 123 $310,460 $84,711 $225,749 $47,054,860
11 124 $310,460 $84,307 $226,154 $46,828,706
11 125 $310,460 $83,901 $226,559 $46,602,148
11 126 $310,460 $83,496 $226,965 $46,375,183
11 127 $310,460 $83,089 $227,371 $46,147,811
11 128 $310,460 $82,681 $227,779 $45,920,032
11 129 $310,460 $82,273 $228,187 $45,691,846
11 130 $310,460 $81,865 $228,596 $45,463,250
11 131 $310,460 $81,455 $229,005 $45,234,244
11 132 $310,460 $81,045 $229,416 $45,004,829
12 133 $310,460 $80,634 $229,827 $44,775,002
12 134 $310,460 $80,222 $230,238 $44,544,764
12 135 $310,460 $79,809 $230,651 $44,314,113
12 136 $310,460 $79,396 $231,064 $44,083,048
12 137 $310,460 $78,982 $231,478 $43,851,570
12 138 $310,460 $78,567 $231,893 $43,619,677
12 139 $310,460 $78,152 $232,308 $43,387,369
12 140 $310,460 $77,736 $232,725 $43,154,644
12 141 $310,460 $77,319 $233,142 $42,921,503
12 142 $310,460 $76,901 $233,559 $42,687,943
12 143 $310,460 $76,483 $233,978 $42,453,966
12 144 $310,460 $76,063 $234,397 $42,219,569
13 145 $310,460 $75,643 $234,817 $41,984,752
13 146 $310,460 $75,223 $235,238 $41,749,514
13 147 $310,460 $74,801 $235,659 $41,513,855
13 148 $310,460 $74,379 $236,081 $41,277,774
13 149 $310,460 $73,956 $236,504 $41,041,269
13 150 $310,460 $73,532 $236,928 $40,804,341
13 151 $310,460 $73,108 $237,353 $40,566,989
13 152 $310,460 $72,683 $237,778 $40,329,211
13 153 $310,460 $72,257 $238,204 $40,091,007
13 154 $310,460 $71,830 $238,631 $39,852,376
13 155 $310,460 $71,402 $239,058 $39,613,318
13 156 $310,460 $70,974 $239,486 $39,373,832
14 157 $310,460 $70,545 $239,916 $39,133,916
14 158 $310,460 $70,115 $240,345 $38,893,571
14 159 $310,460 $69,684 $240,776 $38,652,795
14 160 $310,460 $69,253 $241,207 $38,411,587
14 161 $310,460 $68,821 $241,640 $38,169,948
14 162 $310,460 $68,388 $242,073 $37,927,875
14 163 $310,460 $67,954 $242,506 $37,685,369
14 164 $310,460 $67,520 $242,941 $37,442,428
14 165 $310,460 $67,084 $243,376 $37,199,052
14 166 $310,460 $66,648 $243,812 $36,955,240
14 167 $310,460 $66,211 $244,249 $36,710,991
14 168 $310,460 $65,774 $244,686 $36,466,305
15 169 $310,460 $65,335 $245,125 $36,221,180
15 170 $310,460 $64,896 $245,564 $35,975,616
15 171 $310,460 $64,456 $246,004 $35,729,612
15 172 $310,460 $64,016 $246,445 $35,483,167
15 173 $310,460 $63,574 $246,886 $35,236,281
15 174 $310,460 $63,132 $247,329 $34,988,952
15 175 $310,460 $62,689 $247,772 $34,741,181
15 176 $310,460 $62,245 $248,216 $34,492,965
15 177 $310,460 $61,800 $248,660 $34,244,304
15 178 $310,460 $61,354 $249,106 $33,995,198
15 179 $310,460 $60,908 $249,552 $33,745,646
15 180 $310,460 $60,461 $249,999 $33,495,647
16 181 $310,460 $60,013 $250,447 $33,245,199
16 182 $310,460 $59,564 $250,896 $32,994,303
16 183 $310,460 $59,115 $251,346 $32,742,958
16 184 $310,460 $58,664 $251,796 $32,491,162
16 185 $310,460 $58,213 $252,247 $32,238,915
16 186 $310,460 $57,761 $252,699 $31,986,216
16 187 $310,460 $57,309 $253,152 $31,733,064
16 188 $310,460 $56,855 $253,605 $31,479,459
16 189 $310,460 $56,401 $254,060 $31,225,399
16 190 $310,460 $55,946 $254,515 $30,970,885
16 191 $310,460 $55,490 $254,971 $30,715,914
16 192 $310,460 $55,033 $255,428 $30,460,486
17 193 $310,460 $54,575 $255,885 $30,204,601
17 194 $310,460 $54,117 $256,344 $29,948,257
17 195 $310,460 $53,657 $256,803 $29,691,454
17 196 $310,460 $53,197 $257,263 $29,434,191
17 197 $310,460 $52,736 $257,724 $29,176,467
17 198 $310,460 $52,275 $258,186 $28,918,281
17 199 $310,460 $51,812 $258,648 $28,659,633
17 200 $310,460 $51,349 $259,112 $28,400,521
17 201 $310,460 $50,884 $259,576 $28,140,945
17 202 $310,460 $50,419 $260,041 $27,880,904
17 203 $310,460 $49,953 $260,507 $27,620,397
17 204 $310,460 $49,487 $260,974 $27,359,423
18 205 $310,460 $49,019 $261,441 $27,097,981
18 206 $310,460 $48,551 $261,910 $26,836,072
18 207 $310,460 $48,081 $262,379 $26,573,693
18 208 $310,460 $47,611 $262,849 $26,310,843
18 209 $310,460 $47,140 $263,320 $26,047,523
18 210 $310,460 $46,668 $263,792 $25,783,732
18 211 $310,460 $46,196 $264,264 $25,519,467
18 212 $310,460 $45,722 $264,738 $25,254,729
18 213 $310,460 $45,248 $265,212 $24,989,517
18 214 $310,460 $44,773 $265,687 $24,723,829
18 215 $310,460 $44,297 $266,163 $24,457,666
18 216 $310,460 $43,820 $266,640 $24,191,026
19 217 $310,460 $43,342 $267,118 $23,923,907
19 218 $310,460 $42,864 $267,597 $23,656,311
19 219 $310,460 $42,384 $268,076 $23,388,235
19 220 $310,460 $41,904 $268,556 $23,119,678
19 221 $310,460 $41,423 $269,038 $22,850,641
19 222 $310,460 $40,941 $269,520 $22,581,121
19 223 $310,460 $40,458 $270,002 $22,311,119
19 224 $310,460 $39,974 $270,486 $22,040,632
19 225 $310,460 $39,489 $270,971 $21,769,662
19 226 $310,460 $39,004 $271,456 $21,498,205
19 227 $310,460 $38,518 $271,943 $21,226,262
19 228 $310,460 $38,030 $272,430 $20,953,832
20 229 $310,460 $37,542 $272,918 $20,680,914
20 230 $310,460 $37,053 $273,407 $20,407,507
20 231 $310,460 $36,563 $273,897 $20,133,611
20 232 $310,460 $36,073 $274,388 $19,859,223
20 233 $310,460 $35,581 $274,879 $19,584,344
20 234 $310,460 $35,089 $275,372 $19,308,972
20 235 $310,460 $34,595 $275,865 $19,033,107
20 236 $310,460 $34,101 $276,359 $18,756,748
20 237 $310,460 $33,606 $276,854 $18,479,893
20 238 $310,460 $33,110 $277,351 $18,202,543
20 239 $310,460 $32,613 $277,847 $17,924,695
20 240 $310,460 $32,115 $278,345 $17,646,350
21 241 $310,460 $31,616 $278,844 $17,367,506
21 242 $310,460 $31,117 $279,344 $17,088,162
21 243 $310,460 $30,616 $279,844 $16,808,318
21 244 $310,460 $30,115 $280,345 $16,527,973
21 245 $310,460 $29,613 $280,848 $16,247,125
21 246 $310,460 $29,109 $281,351 $15,965,774
21 247 $310,460 $28,605 $281,855 $15,683,919
21 248 $310,460 $28,100 $282,360 $15,401,559
21 249 $310,460 $27,594 $282,866 $15,118,693
21 250 $310,460 $27,088 $283,373 $14,835,321
21 251 $310,460 $26,580 $283,880 $14,551,440
21 252 $310,460 $26,071 $284,389 $14,267,051
22 253 $310,460 $25,562 $284,899 $13,982,153
22 254 $310,460 $25,051 $285,409 $13,696,744
22 255 $310,460 $24,540 $285,920 $13,410,824
22 256 $310,460 $24,028 $286,433 $13,124,391
22 257 $310,460 $23,515 $286,946 $12,837,445
22 258 $310,460 $23,000 $287,460 $12,549,985
22 259 $310,460 $22,485 $287,975 $12,262,010
22 260 $310,460 $21,969 $288,491 $11,973,519
22 261 $310,460 $21,453 $289,008 $11,684,512
22 262 $310,460 $20,935 $289,526 $11,394,986
22 263 $310,460 $20,416 $290,044 $11,104,942
22 264 $310,460 $19,896 $290,564 $10,814,378
23 265 $310,460 $19,376 $291,085 $10,523,293
23 266 $310,460 $18,854 $291,606 $10,231,687
23 267 $310,460 $18,332 $292,129 $9,939,558
23 268 $310,460 $17,808 $292,652 $9,646,907
23 269 $310,460 $17,284 $293,176 $9,353,730
23 270 $310,460 $16,759 $293,702 $9,060,029
23 271 $310,460 $16,233 $294,228 $8,765,801
23 272 $310,460 $15,705 $294,755 $8,471,046
23 273 $310,460 $15,177 $295,283 $8,175,763
23 274 $310,460 $14,648 $295,812 $7,879,951
23 275 $310,460 $14,118 $296,342 $7,583,609
23 276 $310,460 $13,587 $296,873 $7,286,736
24 277 $310,460 $13,055 $297,405 $6,989,331
24 278 $310,460 $12,523 $297,938 $6,691,393
24 279 $310,460 $11,989 $298,472 $6,392,921
24 280 $310,460 $11,454 $299,006 $6,093,915
24 281 $310,460 $10,918 $299,542 $5,794,373
24 282 $310,460 $10,382 $300,079 $5,494,294
24 283 $310,460 $9,844 $300,616 $5,193,678
24 284 $310,460 $9,305 $301,155 $4,892,523
24 285 $310,460 $8,766 $301,695 $4,590,828
24 286 $310,460 $8,225 $302,235 $4,288,593
24 287 $310,460 $7,684 $302,777 $3,985,817
24 288 $310,460 $7,141 $303,319 $3,682,497
25 289 $310,460 $6,598 $303,863 $3,378,635
25 290 $310,460 $6,053 $304,407 $3,074,228
25 291 $310,460 $5,508 $304,952 $2,769,276
25 292 $310,460 $4,962 $305,499 $2,463,777
25 293 $310,460 $4,414 $306,046 $2,157,731
25 294 $310,460 $3,866 $306,594 $1,851,137
25 295 $310,460 $3,317 $307,144 $1,543,993
25 296 $310,460 $2,766 $307,694 $1,236,299
25 297 $310,460 $2,215 $308,245 $928,053
25 298 $310,460 $1,663 $308,798 $619,256
25 299 $310,460 $1,110 $309,351 $309,905
25 300 $310,460 $555 $309,905 $0