MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.

(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.

BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option



Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 88,000,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 90,200,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$88,000,000
 
Monthly Repayment (HKD)
$569,177
Loan Amount (HKD)
$132,000,000
+
Total Interest (HKD)
$38,753,183
=
Total Repayment (HKD)
$170,753,183
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $569,177 $236,500 $332,677 $131,667,323
1 2 $569,177 $235,904 $333,273 $131,334,049
1 3 $569,177 $235,307 $333,870 $131,000,179
1 4 $569,177 $234,709 $334,469 $130,665,710
1 5 $569,177 $234,109 $335,068 $130,330,642
1 6 $569,177 $233,509 $335,668 $129,994,974
1 7 $569,177 $232,908 $336,270 $129,658,705
1 8 $569,177 $232,305 $336,872 $129,321,833
1 9 $569,177 $231,702 $337,476 $128,984,357
1 10 $569,177 $231,097 $338,080 $128,646,277
1 11 $569,177 $230,491 $338,686 $128,307,591
1 12 $569,177 $229,884 $339,293 $127,968,298
2 13 $569,177 $229,277 $339,901 $127,628,397
2 14 $569,177 $228,668 $340,510 $127,287,887
2 15 $569,177 $228,057 $341,120 $126,946,767
2 16 $569,177 $227,446 $341,731 $126,605,036
2 17 $569,177 $226,834 $342,343 $126,262,693
2 18 $569,177 $226,221 $342,957 $125,919,737
2 19 $569,177 $225,606 $343,571 $125,576,165
2 20 $569,177 $224,991 $344,187 $125,231,979
2 21 $569,177 $224,374 $344,803 $124,887,176
2 22 $569,177 $223,756 $345,421 $124,541,754
2 23 $569,177 $223,137 $346,040 $124,195,714
2 24 $569,177 $222,517 $346,660 $123,849,055
3 25 $569,177 $221,896 $347,281 $123,501,773
3 26 $569,177 $221,274 $347,903 $123,153,870
3 27 $569,177 $220,651 $348,527 $122,805,344
3 28 $569,177 $220,026 $349,151 $122,456,193
3 29 $569,177 $219,401 $349,777 $122,106,416
3 30 $569,177 $218,774 $350,403 $121,756,013
3 31 $569,177 $218,146 $351,031 $121,404,982
3 32 $569,177 $217,517 $351,660 $121,053,322
3 33 $569,177 $216,887 $352,290 $120,701,032
3 34 $569,177 $216,256 $352,921 $120,348,110
3 35 $569,177 $215,624 $353,554 $119,994,557
3 36 $569,177 $214,990 $354,187 $119,640,370
4 37 $569,177 $214,356 $354,822 $119,285,548
4 38 $569,177 $213,720 $355,457 $118,930,091
4 39 $569,177 $213,083 $356,094 $118,573,997
4 40 $569,177 $212,445 $356,732 $118,217,264
4 41 $569,177 $211,806 $357,371 $117,859,893
4 42 $569,177 $211,166 $358,012 $117,501,881
4 43 $569,177 $210,524 $358,653 $117,143,228
4 44 $569,177 $209,882 $359,296 $116,783,933
4 45 $569,177 $209,238 $359,939 $116,423,993
4 46 $569,177 $208,593 $360,584 $116,063,409
4 47 $569,177 $207,947 $361,230 $115,702,179
4 48 $569,177 $207,300 $361,878 $115,340,301
5 49 $569,177 $206,651 $362,526 $114,977,775
5 50 $569,177 $206,002 $363,175 $114,614,600
5 51 $569,177 $205,351 $363,826 $114,250,774
5 52 $569,177 $204,699 $364,478 $113,886,296
5 53 $569,177 $204,046 $365,131 $113,521,165
5 54 $569,177 $203,392 $365,785 $113,155,379
5 55 $569,177 $202,737 $366,441 $112,788,939
5 56 $569,177 $202,080 $367,097 $112,421,842
5 57 $569,177 $201,422 $367,755 $112,054,087
5 58 $569,177 $200,764 $368,414 $111,685,673
5 59 $569,177 $200,103 $369,074 $111,316,599
5 60 $569,177 $199,442 $369,735 $110,946,864
6 61 $569,177 $198,780 $370,397 $110,576,467
6 62 $569,177 $198,116 $371,061 $110,205,406
6 63 $569,177 $197,451 $371,726 $109,833,680
6 64 $569,177 $196,785 $372,392 $109,461,288
6 65 $569,177 $196,118 $373,059 $109,088,229
6 66 $569,177 $195,450 $373,728 $108,714,501
6 67 $569,177 $194,780 $374,397 $108,340,104
6 68 $569,177 $194,109 $375,068 $107,965,036
6 69 $569,177 $193,437 $375,740 $107,589,296
6 70 $569,177 $192,764 $376,413 $107,212,883
6 71 $569,177 $192,090 $377,088 $106,835,796
6 72 $569,177 $191,414 $377,763 $106,458,033
7 73 $569,177 $190,737 $378,440 $106,079,593
7 74 $569,177 $190,059 $379,118 $105,700,475
7 75 $569,177 $189,380 $379,797 $105,320,677
7 76 $569,177 $188,700 $380,478 $104,940,200
7 77 $569,177 $188,018 $381,159 $104,559,040
7 78 $569,177 $187,335 $381,842 $104,177,198
7 79 $569,177 $186,651 $382,526 $103,794,671
7 80 $569,177 $185,965 $383,212 $103,411,460
7 81 $569,177 $185,279 $383,898 $103,027,561
7 82 $569,177 $184,591 $384,586 $102,642,975
7 83 $569,177 $183,902 $385,275 $102,257,700
7 84 $569,177 $183,212 $385,966 $101,871,734
8 85 $569,177 $182,520 $386,657 $101,485,077
8 86 $569,177 $181,827 $387,350 $101,097,727
8 87 $569,177 $181,133 $388,044 $100,709,683
8 88 $569,177 $180,438 $388,739 $100,320,944
8 89 $569,177 $179,742 $389,436 $99,931,509
8 90 $569,177 $179,044 $390,133 $99,541,375
8 91 $569,177 $178,345 $390,832 $99,150,543
8 92 $569,177 $177,645 $391,533 $98,759,010
8 93 $569,177 $176,943 $392,234 $98,366,776
8 94 $569,177 $176,240 $392,937 $97,973,840
8 95 $569,177 $175,536 $393,641 $97,580,199
8 96 $569,177 $174,831 $394,346 $97,185,853
9 97 $569,177 $174,125 $395,053 $96,790,800
9 98 $569,177 $173,417 $395,760 $96,395,040
9 99 $569,177 $172,708 $396,469 $95,998,570
9 100 $569,177 $171,997 $397,180 $95,601,390
9 101 $569,177 $171,286 $397,891 $95,203,499
9 102 $569,177 $170,573 $398,604 $94,804,895
9 103 $569,177 $169,859 $399,319 $94,405,576
9 104 $569,177 $169,143 $400,034 $94,005,542
9 105 $569,177 $168,427 $400,751 $93,604,791
9 106 $569,177 $167,709 $401,469 $93,203,323
9 107 $569,177 $166,989 $402,188 $92,801,135
9 108 $569,177 $166,269 $402,909 $92,398,226
10 109 $569,177 $165,547 $403,630 $91,994,596
10 110 $569,177 $164,824 $404,354 $91,590,242
10 111 $569,177 $164,099 $405,078 $91,185,164
10 112 $569,177 $163,373 $405,804 $90,779,360
10 113 $569,177 $162,646 $406,531 $90,372,829
10 114 $569,177 $161,918 $407,259 $89,965,570
10 115 $569,177 $161,188 $407,989 $89,557,581
10 116 $569,177 $160,457 $408,720 $89,148,861
10 117 $569,177 $159,725 $409,452 $88,739,409
10 118 $569,177 $158,991 $410,186 $88,329,223
10 119 $569,177 $158,257 $410,921 $87,918,302
10 120 $569,177 $157,520 $411,657 $87,506,645
11 121 $569,177 $156,783 $412,395 $87,094,251
11 122 $569,177 $156,044 $413,133 $86,681,117
11 123 $569,177 $155,304 $413,874 $86,267,244
11 124 $569,177 $154,562 $414,615 $85,852,629
11 125 $569,177 $153,819 $415,358 $85,437,271
11 126 $569,177 $153,075 $416,102 $85,021,168
11 127 $569,177 $152,330 $416,848 $84,604,321
11 128 $569,177 $151,583 $417,595 $84,186,726
11 129 $569,177 $150,835 $418,343 $83,768,383
11 130 $569,177 $150,085 $419,092 $83,349,291
11 131 $569,177 $149,334 $419,843 $82,929,448
11 132 $569,177 $148,582 $420,595 $82,508,853
12 133 $569,177 $147,828 $421,349 $82,087,504
12 134 $569,177 $147,073 $422,104 $81,665,400
12 135 $569,177 $146,317 $422,860 $81,242,540
12 136 $569,177 $145,560 $423,618 $80,818,922
12 137 $569,177 $144,801 $424,377 $80,394,545
12 138 $569,177 $144,040 $425,137 $79,969,408
12 139 $569,177 $143,279 $425,899 $79,543,510
12 140 $569,177 $142,515 $426,662 $79,116,848
12 141 $569,177 $141,751 $427,426 $78,689,422
12 142 $569,177 $140,985 $428,192 $78,261,229
12 143 $569,177 $140,218 $428,959 $77,832,270
12 144 $569,177 $139,449 $429,728 $77,402,542
13 145 $569,177 $138,680 $430,498 $76,972,045
13 146 $569,177 $137,908 $431,269 $76,540,776
13 147 $569,177 $137,136 $432,042 $76,108,734
13 148 $569,177 $136,361 $432,816 $75,675,918
13 149 $569,177 $135,586 $433,591 $75,242,327
13 150 $569,177 $134,809 $434,368 $74,807,959
13 151 $569,177 $134,031 $435,146 $74,372,812
13 152 $569,177 $133,251 $435,926 $73,936,886
13 153 $569,177 $132,470 $436,707 $73,500,179
13 154 $569,177 $131,688 $437,489 $73,062,690
13 155 $569,177 $130,904 $438,273 $72,624,417
13 156 $569,177 $130,119 $439,059 $72,185,358
14 157 $569,177 $129,332 $439,845 $71,745,513
14 158 $569,177 $128,544 $440,633 $71,304,880
14 159 $569,177 $127,755 $441,423 $70,863,457
14 160 $569,177 $126,964 $442,214 $70,421,243
14 161 $569,177 $126,171 $443,006 $69,978,238
14 162 $569,177 $125,378 $443,800 $69,534,438
14 163 $569,177 $124,583 $444,595 $69,089,843
14 164 $569,177 $123,786 $445,391 $68,644,452
14 165 $569,177 $122,988 $446,189 $68,198,263
14 166 $569,177 $122,189 $446,989 $67,751,274
14 167 $569,177 $121,388 $447,790 $67,303,484
14 168 $569,177 $120,585 $448,592 $66,854,893
15 169 $569,177 $119,782 $449,396 $66,405,497
15 170 $569,177 $118,977 $450,201 $65,955,296
15 171 $569,177 $118,170 $451,007 $65,504,289
15 172 $569,177 $117,362 $451,815 $65,052,473
15 173 $569,177 $116,552 $452,625 $64,599,848
15 174 $569,177 $115,741 $453,436 $64,146,413
15 175 $569,177 $114,929 $454,248 $63,692,164
15 176 $569,177 $114,115 $455,062 $63,237,102
15 177 $569,177 $113,300 $455,877 $62,781,225
15 178 $569,177 $112,483 $456,694 $62,324,530
15 179 $569,177 $111,665 $457,512 $61,867,018
15 180 $569,177 $110,845 $458,332 $61,408,686
16 181 $569,177 $110,024 $459,153 $60,949,532
16 182 $569,177 $109,201 $459,976 $60,489,556
16 183 $569,177 $108,377 $460,800 $60,028,756
16 184 $569,177 $107,552 $461,626 $59,567,130
16 185 $569,177 $106,724 $462,453 $59,104,678
16 186 $569,177 $105,896 $463,281 $58,641,396
16 187 $569,177 $105,066 $464,111 $58,177,285
16 188 $569,177 $104,234 $464,943 $57,712,342
16 189 $569,177 $103,401 $465,776 $57,246,566
16 190 $569,177 $102,567 $466,611 $56,779,955
16 191 $569,177 $101,731 $467,447 $56,312,509
16 192 $569,177 $100,893 $468,284 $55,844,225
17 193 $569,177 $100,054 $469,123 $55,375,102
17 194 $569,177 $99,214 $469,964 $54,905,138
17 195 $569,177 $98,372 $470,806 $54,434,333
17 196 $569,177 $97,528 $471,649 $53,962,683
17 197 $569,177 $96,683 $472,494 $53,490,189
17 198 $569,177 $95,837 $473,341 $53,016,849
17 199 $569,177 $94,989 $474,189 $52,542,660
17 200 $569,177 $94,139 $475,038 $52,067,621
17 201 $569,177 $93,288 $475,889 $51,591,732
17 202 $569,177 $92,435 $476,742 $51,114,990
17 203 $569,177 $91,581 $477,596 $50,637,394
17 204 $569,177 $90,725 $478,452 $50,158,942
18 205 $569,177 $89,868 $479,309 $49,679,633
18 206 $569,177 $89,009 $480,168 $49,199,465
18 207 $569,177 $88,149 $481,028 $48,718,436
18 208 $569,177 $87,287 $481,890 $48,236,546
18 209 $569,177 $86,424 $482,753 $47,753,793
18 210 $569,177 $85,559 $483,618 $47,270,174
18 211 $569,177 $84,692 $484,485 $46,785,690
18 212 $569,177 $83,824 $485,353 $46,300,337
18 213 $569,177 $82,955 $486,223 $45,814,114
18 214 $569,177 $82,084 $487,094 $45,327,021
18 215 $569,177 $81,211 $487,966 $44,839,054
18 216 $569,177 $80,337 $488,841 $44,350,214
19 217 $569,177 $79,461 $489,716 $43,860,497
19 218 $569,177 $78,583 $490,594 $43,369,903
19 219 $569,177 $77,704 $491,473 $42,878,430
19 220 $569,177 $76,824 $492,353 $42,386,077
19 221 $569,177 $75,942 $493,236 $41,892,841
19 222 $569,177 $75,058 $494,119 $41,398,722
19 223 $569,177 $74,173 $495,005 $40,903,717
19 224 $569,177 $73,286 $495,891 $40,407,826
19 225 $569,177 $72,397 $496,780 $39,911,046
19 226 $569,177 $71,507 $497,670 $39,413,376
19 227 $569,177 $70,616 $498,562 $38,914,814
19 228 $569,177 $69,722 $499,455 $38,415,360
20 229 $569,177 $68,828 $500,350 $37,915,010
20 230 $569,177 $67,931 $501,246 $37,413,764
20 231 $569,177 $67,033 $502,144 $36,911,619
20 232 $569,177 $66,133 $503,044 $36,408,575
20 233 $569,177 $65,232 $503,945 $35,904,630
20 234 $569,177 $64,329 $504,848 $35,399,782
20 235 $569,177 $63,425 $505,753 $34,894,029
20 236 $569,177 $62,518 $506,659 $34,387,370
20 237 $569,177 $61,611 $507,567 $33,879,804
20 238 $569,177 $60,701 $508,476 $33,371,328
20 239 $569,177 $59,790 $509,387 $32,861,941
20 240 $569,177 $58,878 $510,300 $32,351,641
21 241 $569,177 $57,963 $511,214 $31,840,427
21 242 $569,177 $57,047 $512,130 $31,328,298
21 243 $569,177 $56,130 $513,047 $30,815,250
21 244 $569,177 $55,211 $513,967 $30,301,284
21 245 $569,177 $54,290 $514,887 $29,786,396
21 246 $569,177 $53,367 $515,810 $29,270,586
21 247 $569,177 $52,443 $516,734 $28,753,852
21 248 $569,177 $51,517 $517,660 $28,236,192
21 249 $569,177 $50,590 $518,587 $27,717,605
21 250 $569,177 $49,661 $519,517 $27,198,088
21 251 $569,177 $48,730 $520,447 $26,677,641
21 252 $569,177 $47,797 $521,380 $26,156,261
22 253 $569,177 $46,863 $522,314 $25,633,947
22 254 $569,177 $45,927 $523,250 $25,110,697
22 255 $569,177 $44,990 $524,187 $24,586,510
22 256 $569,177 $44,051 $525,126 $24,061,383
22 257 $569,177 $43,110 $526,067 $23,535,316
22 258 $569,177 $42,167 $527,010 $23,008,306
22 259 $569,177 $41,223 $527,954 $22,480,352
22 260 $569,177 $40,277 $528,900 $21,951,452
22 261 $569,177 $39,330 $529,848 $21,421,605
22 262 $569,177 $38,380 $530,797 $20,890,808
22 263 $569,177 $37,429 $531,748 $20,359,060
22 264 $569,177 $36,477 $532,701 $19,826,359
23 265 $569,177 $35,522 $533,655 $19,292,704
23 266 $569,177 $34,566 $534,611 $18,758,093
23 267 $569,177 $33,608 $535,569 $18,222,524
23 268 $569,177 $32,649 $536,529 $17,685,995
23 269 $569,177 $31,687 $537,490 $17,148,505
23 270 $569,177 $30,724 $538,453 $16,610,053
23 271 $569,177 $29,760 $539,418 $16,070,635
23 272 $569,177 $28,793 $540,384 $15,530,251
23 273 $569,177 $27,825 $541,352 $14,988,899
23 274 $569,177 $26,855 $542,322 $14,446,576
23 275 $569,177 $25,883 $543,294 $13,903,283
23 276 $569,177 $24,910 $544,267 $13,359,015
24 277 $569,177 $23,935 $545,242 $12,813,773
24 278 $569,177 $22,958 $546,219 $12,267,554
24 279 $569,177 $21,979 $547,198 $11,720,356
24 280 $569,177 $20,999 $548,178 $11,172,178
24 281 $569,177 $20,017 $549,160 $10,623,017
24 282 $569,177 $19,033 $550,144 $10,072,873
24 283 $569,177 $18,047 $551,130 $9,521,743
24 284 $569,177 $17,060 $552,117 $8,969,625
24 285 $569,177 $16,071 $553,107 $8,416,519
24 286 $569,177 $15,080 $554,098 $7,862,421
24 287 $569,177 $14,087 $555,090 $7,307,330
24 288 $569,177 $13,092 $556,085 $6,751,245
25 289 $569,177 $12,096 $557,081 $6,194,164
25 290 $569,177 $11,098 $558,079 $5,636,085
25 291 $569,177 $10,098 $559,079 $5,077,005
25 292 $569,177 $9,096 $560,081 $4,516,924
25 293 $569,177 $8,093 $561,084 $3,955,840
25 294 $569,177 $7,088 $562,090 $3,393,750
25 295 $569,177 $6,080 $563,097 $2,830,653
25 296 $569,177 $5,072 $564,106 $2,266,548
25 297 $569,177 $4,061 $565,116 $1,701,431
25 298 $569,177 $3,048 $566,129 $1,135,303
25 299 $569,177 $2,034 $567,143 $568,159
25 300 $569,177 $1,018 $568,159 $0