Century 21 Centaland Property

Down Payment (HKD)

$24,520,000

Monthly Repayment (HKD)

$158,593

Loan Amount (HKD)

$36,780,000

Total Interest (HKD)

$10,798,046

Total Repayment (HKD)

$47,578,046

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$158,593	$65,898	$92,696	$36,687,304
1	2	$158,593	$65,731	$92,862	$36,594,442
1	3	$158,593	$65,565	$93,028	$36,501,414
1	4	$158,593	$65,398	$93,195	$36,408,218
1	5	$158,593	$65,231	$93,362	$36,314,856
1	6	$158,593	$65,064	$93,529	$36,221,327
1	7	$158,593	$64,897	$93,697	$36,127,630
1	8	$158,593	$64,729	$93,865	$36,033,765
1	9	$158,593	$64,560	$94,033	$35,939,732
1	10	$158,593	$64,392	$94,201	$35,845,531
1	11	$158,593	$64,223	$94,370	$35,751,160
1	12	$158,593	$64,054	$94,539	$35,656,621
2	13	$158,593	$63,885	$94,709	$35,561,912
2	14	$158,593	$63,715	$94,878	$35,467,034
2	15	$158,593	$63,545	$95,048	$35,371,986
2	16	$158,593	$63,375	$95,219	$35,276,767
2	17	$158,593	$63,204	$95,389	$35,181,378
2	18	$158,593	$63,033	$95,560	$35,085,818
2	19	$158,593	$62,862	$95,731	$34,990,086
2	20	$158,593	$62,691	$95,903	$34,894,183
2	21	$158,593	$62,519	$96,075	$34,798,108
2	22	$158,593	$62,347	$96,247	$34,701,862
2	23	$158,593	$62,174	$96,419	$34,605,442
2	24	$158,593	$62,001	$96,592	$34,508,850
3	25	$158,593	$61,828	$96,765	$34,412,085
3	26	$158,593	$61,655	$96,939	$34,315,147
3	27	$158,593	$61,481	$97,112	$34,218,034
3	28	$158,593	$61,307	$97,286	$34,120,748
3	29	$158,593	$61,133	$97,460	$34,023,288
3	30	$158,593	$60,958	$97,635	$33,925,653
3	31	$158,593	$60,783	$97,810	$33,827,843
3	32	$158,593	$60,608	$97,985	$33,729,857
3	33	$158,593	$60,433	$98,161	$33,631,697
3	34	$158,593	$60,257	$98,337	$33,533,360
3	35	$158,593	$60,081	$98,513	$33,434,847
3	36	$158,593	$59,904	$98,689	$33,336,158
4	37	$158,593	$59,727	$98,866	$33,237,291
4	38	$158,593	$59,550	$99,043	$33,138,248
4	39	$158,593	$59,373	$99,221	$33,039,027
4	40	$158,593	$59,195	$99,399	$32,939,629
4	41	$158,593	$59,017	$99,577	$32,840,052
4	42	$158,593	$58,838	$99,755	$32,740,297
4	43	$158,593	$58,660	$99,934	$32,640,363
4	44	$158,593	$58,481	$100,113	$32,540,250
4	45	$158,593	$58,301	$100,292	$32,439,958
4	46	$158,593	$58,122	$100,472	$32,339,486
4	47	$158,593	$57,942	$100,652	$32,238,834
4	48	$158,593	$57,761	$100,832	$32,138,002
5	49	$158,593	$57,581	$101,013	$32,036,989
5	50	$158,593	$57,400	$101,194	$31,935,795
5	51	$158,593	$57,218	$101,375	$31,834,420
5	52	$158,593	$57,037	$101,557	$31,732,863
5	53	$158,593	$56,855	$101,739	$31,631,125
5	54	$158,593	$56,672	$101,921	$31,529,203
5	55	$158,593	$56,490	$102,104	$31,427,100
5	56	$158,593	$56,307	$102,287	$31,324,813
5	57	$158,593	$56,124	$102,470	$31,222,343
5	58	$158,593	$55,940	$102,653	$31,119,690
5	59	$158,593	$55,756	$102,837	$31,016,852
5	60	$158,593	$55,572	$103,022	$30,913,831
6	61	$158,593	$55,387	$103,206	$30,810,625
6	62	$158,593	$55,202	$103,391	$30,707,234
6	63	$158,593	$55,017	$103,576	$30,603,657
6	64	$158,593	$54,832	$103,762	$30,499,895
6	65	$158,593	$54,646	$103,948	$30,395,947
6	66	$158,593	$54,459	$104,134	$30,291,813
6	67	$158,593	$54,273	$104,321	$30,187,493
6	68	$158,593	$54,086	$104,508	$30,082,985
6	69	$158,593	$53,899	$104,695	$29,978,290
6	70	$158,593	$53,711	$104,882	$29,873,408
6	71	$158,593	$53,523	$105,070	$29,768,338
6	72	$158,593	$53,335	$105,259	$29,663,079
7	73	$158,593	$53,146	$105,447	$29,557,632
7	74	$158,593	$52,957	$105,636	$29,451,996
7	75	$158,593	$52,768	$105,825	$29,346,171
7	76	$158,593	$52,579	$106,015	$29,240,156
7	77	$158,593	$52,389	$106,205	$29,133,951
7	78	$158,593	$52,198	$106,395	$29,027,556
7	79	$158,593	$52,008	$106,586	$28,920,970
7	80	$158,593	$51,817	$106,777	$28,814,193
7	81	$158,593	$51,625	$106,968	$28,707,225
7	82	$158,593	$51,434	$107,160	$28,600,065
7	83	$158,593	$51,242	$107,352	$28,492,714
7	84	$158,593	$51,049	$107,544	$28,385,170
8	85	$158,593	$50,857	$107,737	$28,277,433
8	86	$158,593	$50,664	$107,930	$28,169,503
8	87	$158,593	$50,470	$108,123	$28,061,380
8	88	$158,593	$50,277	$108,317	$27,953,063
8	89	$158,593	$50,083	$108,511	$27,844,552
8	90	$158,593	$49,888	$108,705	$27,735,847
8	91	$158,593	$49,693	$108,900	$27,626,947
8	92	$158,593	$49,498	$109,095	$27,517,852
8	93	$158,593	$49,303	$109,291	$27,408,561
8	94	$158,593	$49,107	$109,486	$27,299,074
8	95	$158,593	$48,911	$109,683	$27,189,392
8	96	$158,593	$48,714	$109,879	$27,079,513
9	97	$158,593	$48,517	$110,076	$26,969,437
9	98	$158,593	$48,320	$110,273	$26,859,163
9	99	$158,593	$48,123	$110,471	$26,748,693
9	100	$158,593	$47,925	$110,669	$26,638,024
9	101	$158,593	$47,726	$110,867	$26,527,157
9	102	$158,593	$47,528	$111,066	$26,416,091
9	103	$158,593	$47,329	$111,265	$26,304,826
9	104	$158,593	$47,129	$111,464	$26,193,362
9	105	$158,593	$46,930	$111,664	$26,081,699
9	106	$158,593	$46,730	$111,864	$25,969,835
9	107	$158,593	$46,529	$112,064	$25,857,771
9	108	$158,593	$46,329	$112,265	$25,745,506
10	109	$158,593	$46,127	$112,466	$25,633,040
10	110	$158,593	$45,926	$112,668	$25,520,372
10	111	$158,593	$45,724	$112,869	$25,407,503
10	112	$158,593	$45,522	$113,072	$25,294,431
10	113	$158,593	$45,319	$113,274	$25,181,157
10	114	$158,593	$45,116	$113,477	$25,067,679
10	115	$158,593	$44,913	$113,681	$24,953,999
10	116	$158,593	$44,709	$113,884	$24,840,114
10	117	$158,593	$44,505	$114,088	$24,726,026
10	118	$158,593	$44,301	$114,293	$24,611,733
10	119	$158,593	$44,096	$114,497	$24,497,236
10	120	$158,593	$43,891	$114,703	$24,382,533
11	121	$158,593	$43,685	$114,908	$24,267,625
11	122	$158,593	$43,479	$115,114	$24,152,511
11	123	$158,593	$43,273	$115,320	$24,037,191
11	124	$158,593	$43,067	$115,527	$23,921,664
11	125	$158,593	$42,860	$115,734	$23,805,930
11	126	$158,593	$42,652	$115,941	$23,689,989
11	127	$158,593	$42,445	$116,149	$23,573,840
11	128	$158,593	$42,236	$116,357	$23,457,483
11	129	$158,593	$42,028	$116,565	$23,340,918
11	130	$158,593	$41,819	$116,774	$23,224,143
11	131	$158,593	$41,610	$116,984	$23,107,160
11	132	$158,593	$41,400	$117,193	$22,989,967
12	133	$158,593	$41,190	$117,403	$22,872,564
12	134	$158,593	$40,980	$117,613	$22,754,950
12	135	$158,593	$40,769	$117,824	$22,637,126
12	136	$158,593	$40,558	$118,035	$22,519,091
12	137	$158,593	$40,347	$118,247	$22,400,844
12	138	$158,593	$40,135	$118,459	$22,282,385
12	139	$158,593	$39,923	$118,671	$22,163,714
12	140	$158,593	$39,710	$118,883	$22,044,831
12	141	$158,593	$39,497	$119,096	$21,925,734
12	142	$158,593	$39,284	$119,310	$21,806,424
12	143	$158,593	$39,070	$119,524	$21,686,901
12	144	$158,593	$38,856	$119,738	$21,567,163
13	145	$158,593	$38,641	$119,952	$21,447,211
13	146	$158,593	$38,426	$120,167	$21,327,043
13	147	$158,593	$38,211	$120,383	$21,206,661
13	148	$158,593	$37,995	$120,598	$21,086,063
13	149	$158,593	$37,779	$120,814	$20,965,248
13	150	$158,593	$37,563	$121,031	$20,844,218
13	151	$158,593	$37,346	$121,248	$20,722,970
13	152	$158,593	$37,129	$121,465	$20,601,505
13	153	$158,593	$36,911	$121,682	$20,479,823
13	154	$158,593	$36,693	$121,900	$20,357,922
13	155	$158,593	$36,475	$122,119	$20,235,803
13	156	$158,593	$36,256	$122,338	$20,113,466
14	157	$158,593	$36,037	$122,557	$19,990,909
14	158	$158,593	$35,817	$122,776	$19,868,132
14	159	$158,593	$35,597	$122,996	$19,745,136
14	160	$158,593	$35,377	$123,217	$19,621,919
14	161	$158,593	$35,156	$123,438	$19,498,482
14	162	$158,593	$34,935	$123,659	$19,374,823
14	163	$158,593	$34,713	$123,880	$19,250,943
14	164	$158,593	$34,491	$124,102	$19,126,840
14	165	$158,593	$34,269	$124,325	$19,002,516
14	166	$158,593	$34,046	$124,547	$18,877,969
14	167	$158,593	$33,823	$124,770	$18,753,198
14	168	$158,593	$33,599	$124,994	$18,628,204
15	169	$158,593	$33,376	$125,218	$18,502,986
15	170	$158,593	$33,151	$125,442	$18,377,544
15	171	$158,593	$32,926	$125,667	$18,251,877
15	172	$158,593	$32,701	$125,892	$18,125,985
15	173	$158,593	$32,476	$126,118	$17,999,867
15	174	$158,593	$32,250	$126,344	$17,873,523
15	175	$158,593	$32,023	$126,570	$17,746,953
15	176	$158,593	$31,797	$126,797	$17,620,156
15	177	$158,593	$31,569	$127,024	$17,493,132
15	178	$158,593	$31,342	$127,252	$17,365,881
15	179	$158,593	$31,114	$127,480	$17,238,401
15	180	$158,593	$30,885	$127,708	$17,110,693
16	181	$158,593	$30,657	$127,937	$16,982,756
16	182	$158,593	$30,427	$128,166	$16,854,590
16	183	$158,593	$30,198	$128,396	$16,726,194
16	184	$158,593	$29,968	$128,626	$16,597,569
16	185	$158,593	$29,737	$128,856	$16,468,712
16	186	$158,593	$29,506	$129,087	$16,339,625
16	187	$158,593	$29,275	$129,318	$16,210,307
16	188	$158,593	$29,043	$129,550	$16,080,757
16	189	$158,593	$28,811	$129,782	$15,950,975
16	190	$158,593	$28,579	$130,015	$15,820,960
16	191	$158,593	$28,346	$130,248	$15,690,713
16	192	$158,593	$28,113	$130,481	$15,560,232
17	193	$158,593	$27,879	$130,715	$15,429,517
17	194	$158,593	$27,645	$130,949	$15,298,568
17	195	$158,593	$27,410	$131,184	$15,167,384
17	196	$158,593	$27,175	$131,419	$15,035,966
17	197	$158,593	$26,939	$131,654	$14,904,312
17	198	$158,593	$26,704	$131,890	$14,772,422
17	199	$158,593	$26,467	$132,126	$14,640,296
17	200	$158,593	$26,231	$132,363	$14,507,933
17	201	$158,593	$25,993	$132,600	$14,375,333
17	202	$158,593	$25,756	$132,838	$14,242,495
17	203	$158,593	$25,518	$133,076	$14,109,419
17	204	$158,593	$25,279	$133,314	$13,976,105
18	205	$158,593	$25,041	$133,553	$13,842,552
18	206	$158,593	$24,801	$133,792	$13,708,760
18	207	$158,593	$24,562	$134,032	$13,574,728
18	208	$158,593	$24,321	$134,272	$13,440,456
18	209	$158,593	$24,081	$134,513	$13,305,943
18	210	$158,593	$23,840	$134,754	$13,171,190
18	211	$158,593	$23,598	$134,995	$13,036,194
18	212	$158,593	$23,357	$135,237	$12,900,957
18	213	$158,593	$23,114	$135,479	$12,765,478
18	214	$158,593	$22,871	$135,722	$12,629,756
18	215	$158,593	$22,628	$135,965	$12,493,791
18	216	$158,593	$22,385	$136,209	$12,357,582
19	217	$158,593	$22,141	$136,453	$12,221,129
19	218	$158,593	$21,896	$136,697	$12,084,432
19	219	$158,593	$21,651	$136,942	$11,947,490
19	220	$158,593	$21,406	$137,188	$11,810,302
19	221	$158,593	$21,160	$137,433	$11,672,869
19	222	$158,593	$20,914	$137,680	$11,535,189
19	223	$158,593	$20,667	$137,926	$11,397,263
19	224	$158,593	$20,420	$138,173	$11,259,090
19	225	$158,593	$20,173	$138,421	$11,120,669
19	226	$158,593	$19,925	$138,669	$10,982,000
19	227	$158,593	$19,676	$138,917	$10,843,082
19	228	$158,593	$19,427	$139,166	$10,703,916
20	229	$158,593	$19,178	$139,416	$10,564,500
20	230	$158,593	$18,928	$139,665	$10,424,835
20	231	$158,593	$18,678	$139,916	$10,284,919
20	232	$158,593	$18,427	$140,166	$10,144,753
20	233	$158,593	$18,176	$140,417	$10,004,336
20	234	$158,593	$17,924	$140,669	$9,863,667
20	235	$158,593	$17,672	$140,921	$9,722,745
20	236	$158,593	$17,420	$141,174	$9,581,572
20	237	$158,593	$17,167	$141,427	$9,440,145
20	238	$158,593	$16,914	$141,680	$9,298,465
20	239	$158,593	$16,660	$141,934	$9,156,532
20	240	$158,593	$16,405	$142,188	$9,014,344
21	241	$158,593	$16,151	$142,443	$8,871,901
21	242	$158,593	$15,895	$142,698	$8,729,203
21	243	$158,593	$15,640	$142,954	$8,586,249
21	244	$158,593	$15,384	$143,210	$8,443,039
21	245	$158,593	$15,127	$143,466	$8,299,573
21	246	$158,593	$14,870	$143,723	$8,155,850
21	247	$158,593	$14,613	$143,981	$8,011,869
21	248	$158,593	$14,355	$144,239	$7,867,630
21	249	$158,593	$14,096	$144,497	$7,723,133
21	250	$158,593	$13,837	$144,756	$7,578,376
21	251	$158,593	$13,578	$145,016	$7,433,361
21	252	$158,593	$13,318	$145,275	$7,288,085
22	253	$158,593	$13,058	$145,536	$7,142,550
22	254	$158,593	$12,797	$145,796	$6,996,753
22	255	$158,593	$12,536	$146,058	$6,850,696
22	256	$158,593	$12,274	$146,319	$6,704,376
22	257	$158,593	$12,012	$146,581	$6,557,795
22	258	$158,593	$11,749	$146,844	$6,410,951
22	259	$158,593	$11,486	$147,107	$6,263,844
22	260	$158,593	$11,223	$147,371	$6,116,473
22	261	$158,593	$10,959	$147,635	$5,968,838
22	262	$158,593	$10,694	$147,899	$5,820,939
22	263	$158,593	$10,429	$148,164	$5,672,774
22	264	$158,593	$10,164	$148,430	$5,524,345
23	265	$158,593	$9,898	$148,696	$5,375,649
23	266	$158,593	$9,631	$148,962	$5,226,687
23	267	$158,593	$9,364	$149,229	$5,077,458
23	268	$158,593	$9,097	$149,496	$4,927,961
23	269	$158,593	$8,829	$149,764	$4,778,197
23	270	$158,593	$8,561	$150,033	$4,628,165
23	271	$158,593	$8,292	$150,301	$4,477,863
23	272	$158,593	$8,023	$150,571	$4,327,293
23	273	$158,593	$7,753	$150,840	$4,176,452
23	274	$158,593	$7,483	$151,111	$4,025,342
23	275	$158,593	$7,212	$151,381	$3,873,960
23	276	$158,593	$6,941	$151,653	$3,722,307
24	277	$158,593	$6,669	$151,924	$3,570,383
24	278	$158,593	$6,397	$152,197	$3,418,187
24	279	$158,593	$6,124	$152,469	$3,265,717
24	280	$158,593	$5,851	$152,742	$3,112,975
24	281	$158,593	$5,577	$153,016	$2,959,959
24	282	$158,593	$5,303	$153,290	$2,806,669
24	283	$158,593	$5,029	$153,565	$2,653,104
24	284	$158,593	$4,753	$153,840	$2,499,264
24	285	$158,593	$4,478	$154,116	$2,345,148
24	286	$158,593	$4,202	$154,392	$2,190,756
24	287	$158,593	$3,925	$154,668	$2,036,088
24	288	$158,593	$3,648	$154,945	$1,881,142
25	289	$158,593	$3,370	$155,223	$1,725,919
25	290	$158,593	$3,092	$155,501	$1,570,418
25	291	$158,593	$2,814	$155,780	$1,414,638
25	292	$158,593	$2,535	$156,059	$1,258,579
25	293	$158,593	$2,255	$156,339	$1,102,241
25	294	$158,593	$1,975	$156,619	$945,622
25	295	$158,593	$1,694	$156,899	$788,723
25	296	$158,593	$1,413	$157,180	$631,543
25	297	$158,593	$1,132	$157,462	$474,081
25	298	$158,593	$849	$157,744	$316,337
25	299	$158,593	$567	$158,027	$158,310
25	300	$158,593	$284	$158,310	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 24,520,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 25,133,000

HOME	RENT	BUY	OUTDOOR AREA	OUR SERVICES	ABOUT US
	Property for Rent Popular Districts Residential Buildings	Property for Sale Popular Districts Residential Buildings	More	New Developments Mortgage & Stamp Duty Calculator	Company Profile Contact Us Careers

	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.