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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 11,784,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 12,078,600
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$11,784,000
 
Monthly Repayment (HKD)
$76,218
Loan Amount (HKD)
$17,676,000
+
Total Interest (HKD)
$5,189,403
=
Total Repayment (HKD)
$22,865,403
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $76,218 $31,670 $44,549 $17,631,451
1 2 $76,218 $31,590 $44,628 $17,586,823
1 3 $76,218 $31,510 $44,708 $17,542,115
1 4 $76,218 $31,430 $44,788 $17,497,326
1 5 $76,218 $31,349 $44,869 $17,452,458
1 6 $76,218 $31,269 $44,949 $17,407,509
1 7 $76,218 $31,188 $45,030 $17,362,479
1 8 $76,218 $31,108 $45,110 $17,317,369
1 9 $76,218 $31,027 $45,191 $17,272,178
1 10 $76,218 $30,946 $45,272 $17,226,906
1 11 $76,218 $30,865 $45,353 $17,181,553
1 12 $76,218 $30,784 $45,434 $17,136,118
2 13 $76,218 $30,702 $45,516 $17,090,603
2 14 $76,218 $30,621 $45,597 $17,045,005
2 15 $76,218 $30,539 $45,679 $16,999,326
2 16 $76,218 $30,457 $45,761 $16,953,565
2 17 $76,218 $30,375 $45,843 $16,907,722
2 18 $76,218 $30,293 $45,925 $16,861,797
2 19 $76,218 $30,211 $46,007 $16,815,790
2 20 $76,218 $30,128 $46,090 $16,769,700
2 21 $76,218 $30,046 $46,172 $16,723,528
2 22 $76,218 $29,963 $46,255 $16,677,273
2 23 $76,218 $29,880 $46,338 $16,630,935
2 24 $76,218 $29,797 $46,421 $16,584,514
3 25 $76,218 $29,714 $46,504 $16,538,010
3 26 $76,218 $29,631 $46,587 $16,491,423
3 27 $76,218 $29,547 $46,671 $16,444,752
3 28 $76,218 $29,464 $46,754 $16,397,997
3 29 $76,218 $29,380 $46,838 $16,351,159
3 30 $76,218 $29,296 $46,922 $16,304,237
3 31 $76,218 $29,212 $47,006 $16,257,231
3 32 $76,218 $29,128 $47,090 $16,210,140
3 33 $76,218 $29,043 $47,175 $16,162,965
3 34 $76,218 $28,959 $47,259 $16,115,706
3 35 $76,218 $28,874 $47,344 $16,068,362
3 36 $76,218 $28,789 $47,429 $16,020,933
4 37 $76,218 $28,704 $47,514 $15,973,419
4 38 $76,218 $28,619 $47,599 $15,925,820
4 39 $76,218 $28,534 $47,684 $15,878,136
4 40 $76,218 $28,448 $47,770 $15,830,366
4 41 $76,218 $28,363 $47,855 $15,782,511
4 42 $76,218 $28,277 $47,941 $15,734,570
4 43 $76,218 $28,191 $48,027 $15,686,543
4 44 $76,218 $28,105 $48,113 $15,638,430
4 45 $76,218 $28,019 $48,199 $15,590,231
4 46 $76,218 $27,932 $48,286 $15,541,946
4 47 $76,218 $27,846 $48,372 $15,493,574
4 48 $76,218 $27,759 $48,459 $15,445,115
5 49 $76,218 $27,672 $48,546 $15,396,569
5 50 $76,218 $27,586 $48,632 $15,347,937
5 51 $76,218 $27,498 $48,720 $15,299,217
5 52 $76,218 $27,411 $48,807 $15,250,410
5 53 $76,218 $27,324 $48,894 $15,201,516
5 54 $76,218 $27,236 $48,982 $15,152,534
5 55 $76,218 $27,148 $49,070 $15,103,464
5 56 $76,218 $27,060 $49,158 $15,054,307
5 57 $76,218 $26,972 $49,246 $15,005,061
5 58 $76,218 $26,884 $49,334 $14,955,727
5 59 $76,218 $26,796 $49,422 $14,906,305
5 60 $76,218 $26,707 $49,511 $14,856,794
6 61 $76,218 $26,618 $49,600 $14,807,194
6 62 $76,218 $26,530 $49,688 $14,757,506
6 63 $76,218 $26,441 $49,777 $14,707,728
6 64 $76,218 $26,351 $49,867 $14,657,862
6 65 $76,218 $26,262 $49,956 $14,607,906
6 66 $76,218 $26,172 $50,046 $14,557,860
6 67 $76,218 $26,083 $50,135 $14,507,725
6 68 $76,218 $25,993 $50,225 $14,457,500
6 69 $76,218 $25,903 $50,315 $14,407,185
6 70 $76,218 $25,813 $50,405 $14,356,780
6 71 $76,218 $25,723 $50,495 $14,306,284
6 72 $76,218 $25,632 $50,586 $14,255,698
7 73 $76,218 $25,541 $50,677 $14,205,022
7 74 $76,218 $25,451 $50,767 $14,154,254
7 75 $76,218 $25,360 $50,858 $14,103,396
7 76 $76,218 $25,269 $50,949 $14,052,447
7 77 $76,218 $25,177 $51,041 $14,001,406
7 78 $76,218 $25,086 $51,132 $13,950,274
7 79 $76,218 $24,994 $51,224 $13,899,050
7 80 $76,218 $24,902 $51,316 $13,847,735
7 81 $76,218 $24,811 $51,407 $13,796,327
7 82 $76,218 $24,718 $51,500 $13,744,827
7 83 $76,218 $24,626 $51,592 $13,693,236
7 84 $76,218 $24,534 $51,684 $13,641,551
8 85 $76,218 $24,441 $51,777 $13,589,774
8 86 $76,218 $24,348 $51,870 $13,537,905
8 87 $76,218 $24,255 $51,963 $13,485,942
8 88 $76,218 $24,162 $52,056 $13,433,886
8 89 $76,218 $24,069 $52,149 $13,381,737
8 90 $76,218 $23,976 $52,242 $13,329,495
8 91 $76,218 $23,882 $52,336 $13,277,159
8 92 $76,218 $23,788 $52,430 $13,224,729
8 93 $76,218 $23,694 $52,524 $13,172,206
8 94 $76,218 $23,600 $52,618 $13,119,588
8 95 $76,218 $23,506 $52,712 $13,066,876
8 96 $76,218 $23,411 $52,807 $13,014,069
9 97 $76,218 $23,317 $52,901 $12,961,168
9 98 $76,218 $23,222 $52,996 $12,908,172
9 99 $76,218 $23,127 $53,091 $12,855,081
9 100 $76,218 $23,032 $53,186 $12,801,895
9 101 $76,218 $22,937 $53,281 $12,748,614
9 102 $76,218 $22,841 $53,377 $12,695,237
9 103 $76,218 $22,746 $53,472 $12,641,765
9 104 $76,218 $22,650 $53,568 $12,588,197
9 105 $76,218 $22,554 $53,664 $12,534,533
9 106 $76,218 $22,458 $53,760 $12,480,772
9 107 $76,218 $22,361 $53,857 $12,426,916
9 108 $76,218 $22,265 $53,953 $12,372,962
10 109 $76,218 $22,168 $54,050 $12,318,913
10 110 $76,218 $22,071 $54,147 $12,264,766
10 111 $76,218 $21,974 $54,244 $12,210,522
10 112 $76,218 $21,877 $54,341 $12,156,182
10 113 $76,218 $21,780 $54,438 $12,101,743
10 114 $76,218 $21,682 $54,536 $12,047,208
10 115 $76,218 $21,585 $54,633 $11,992,574
10 116 $76,218 $21,487 $54,731 $11,937,843
10 117 $76,218 $21,389 $54,829 $11,883,014
10 118 $76,218 $21,290 $54,928 $11,828,086
10 119 $76,218 $21,192 $55,026 $11,773,060
10 120 $76,218 $21,093 $55,125 $11,717,935
11 121 $76,218 $20,995 $55,223 $11,662,712
11 122 $76,218 $20,896 $55,322 $11,607,390
11 123 $76,218 $20,797 $55,421 $11,551,968
11 124 $76,218 $20,697 $55,521 $11,496,447
11 125 $76,218 $20,598 $55,620 $11,440,827
11 126 $76,218 $20,498 $55,720 $11,385,107
11 127 $76,218 $20,398 $55,820 $11,329,288
11 128 $76,218 $20,298 $55,920 $11,273,368
11 129 $76,218 $20,198 $56,020 $11,217,348
11 130 $76,218 $20,098 $56,120 $11,161,228
11 131 $76,218 $19,997 $56,221 $11,105,007
11 132 $76,218 $19,896 $56,322 $11,048,685
12 133 $76,218 $19,796 $56,422 $10,992,263
12 134 $76,218 $19,694 $56,524 $10,935,739
12 135 $76,218 $19,593 $56,625 $10,879,115
12 136 $76,218 $19,492 $56,726 $10,822,388
12 137 $76,218 $19,390 $56,828 $10,765,560
12 138 $76,218 $19,288 $56,930 $10,708,631
12 139 $76,218 $19,186 $57,032 $10,651,599
12 140 $76,218 $19,084 $57,134 $10,594,465
12 141 $76,218 $18,982 $57,236 $10,537,229
12 142 $76,218 $18,879 $57,339 $10,479,890
12 143 $76,218 $18,776 $57,442 $10,422,449
12 144 $76,218 $18,674 $57,544 $10,364,904
13 145 $76,218 $18,570 $57,648 $10,307,257
13 146 $76,218 $18,467 $57,751 $10,249,506
13 147 $76,218 $18,364 $57,854 $10,191,651
13 148 $76,218 $18,260 $57,958 $10,133,693
13 149 $76,218 $18,156 $58,062 $10,075,632
13 150 $76,218 $18,052 $58,166 $10,017,466
13 151 $76,218 $17,948 $58,270 $9,959,196
13 152 $76,218 $17,844 $58,374 $9,900,821
13 153 $76,218 $17,739 $58,479 $9,842,342
13 154 $76,218 $17,634 $58,584 $9,783,758
13 155 $76,218 $17,529 $58,689 $9,725,070
13 156 $76,218 $17,424 $58,794 $9,666,276
14 157 $76,218 $17,319 $58,899 $9,607,376
14 158 $76,218 $17,213 $59,005 $9,548,372
14 159 $76,218 $17,107 $59,111 $9,489,261
14 160 $76,218 $17,002 $59,216 $9,430,045
14 161 $76,218 $16,895 $59,323 $9,370,722
14 162 $76,218 $16,789 $59,429 $9,311,293
14 163 $76,218 $16,683 $59,535 $9,251,758
14 164 $76,218 $16,576 $59,642 $9,192,116
14 165 $76,218 $16,469 $59,749 $9,132,367
14 166 $76,218 $16,362 $59,856 $9,072,512
14 167 $76,218 $16,255 $59,963 $9,012,548
14 168 $76,218 $16,147 $60,071 $8,952,478
15 169 $76,218 $16,040 $60,178 $8,892,300
15 170 $76,218 $15,932 $60,286 $8,832,014
15 171 $76,218 $15,824 $60,394 $8,771,620
15 172 $76,218 $15,716 $60,502 $8,711,118
15 173 $76,218 $15,607 $60,611 $8,650,507
15 174 $76,218 $15,499 $60,719 $8,589,788
15 175 $76,218 $15,390 $60,828 $8,528,960
15 176 $76,218 $15,281 $60,937 $8,468,023
15 177 $76,218 $15,172 $61,046 $8,406,977
15 178 $76,218 $15,062 $61,156 $8,345,821
15 179 $76,218 $14,953 $61,265 $8,284,556
15 180 $76,218 $14,843 $61,375 $8,223,181
16 181 $76,218 $14,733 $61,485 $8,161,696
16 182 $76,218 $14,623 $61,595 $8,100,101
16 183 $76,218 $14,513 $61,705 $8,038,396
16 184 $76,218 $14,402 $61,816 $7,976,580
16 185 $76,218 $14,291 $61,927 $7,914,654
16 186 $76,218 $14,180 $62,038 $7,852,616
16 187 $76,218 $14,069 $62,149 $7,790,467
16 188 $76,218 $13,958 $62,260 $7,728,207
16 189 $76,218 $13,846 $62,372 $7,665,836
16 190 $76,218 $13,735 $62,483 $7,603,352
16 191 $76,218 $13,623 $62,595 $7,540,757
16 192 $76,218 $13,511 $62,707 $7,478,049
17 193 $76,218 $13,398 $62,820 $7,415,230
17 194 $76,218 $13,286 $62,932 $7,352,297
17 195 $76,218 $13,173 $63,045 $7,289,252
17 196 $76,218 $13,060 $63,158 $7,226,094
17 197 $76,218 $12,947 $63,271 $7,162,823
17 198 $76,218 $12,833 $63,385 $7,099,438
17 199 $76,218 $12,720 $63,498 $7,035,940
17 200 $76,218 $12,606 $63,612 $6,972,328
17 201 $76,218 $12,492 $63,726 $6,908,602
17 202 $76,218 $12,378 $63,840 $6,844,762
17 203 $76,218 $12,264 $63,954 $6,780,807
17 204 $76,218 $12,149 $64,069 $6,716,738
18 205 $76,218 $12,034 $64,184 $6,652,554
18 206 $76,218 $11,919 $64,299 $6,588,256
18 207 $76,218 $11,804 $64,414 $6,523,842
18 208 $76,218 $11,689 $64,529 $6,459,312
18 209 $76,218 $11,573 $64,645 $6,394,667
18 210 $76,218 $11,457 $64,761 $6,329,906
18 211 $76,218 $11,341 $64,877 $6,265,029
18 212 $76,218 $11,225 $64,993 $6,200,036
18 213 $76,218 $11,108 $65,110 $6,134,926
18 214 $76,218 $10,992 $65,226 $6,069,700
18 215 $76,218 $10,875 $65,343 $6,004,357
18 216 $76,218 $10,758 $65,460 $5,938,897
19 217 $76,218 $10,641 $65,577 $5,873,319
19 218 $76,218 $10,523 $65,695 $5,807,624
19 219 $76,218 $10,405 $65,813 $5,741,812
19 220 $76,218 $10,287 $65,931 $5,675,881
19 221 $76,218 $10,169 $66,049 $5,609,832
19 222 $76,218 $10,051 $66,167 $5,543,665
19 223 $76,218 $9,932 $66,286 $5,477,380
19 224 $76,218 $9,814 $66,404 $5,410,975
19 225 $76,218 $9,695 $66,523 $5,344,452
19 226 $76,218 $9,575 $66,643 $5,277,809
19 227 $76,218 $9,456 $66,762 $5,211,047
19 228 $76,218 $9,336 $66,882 $5,144,166
20 229 $76,218 $9,217 $67,001 $5,077,164
20 230 $76,218 $9,097 $67,121 $5,010,043
20 231 $76,218 $8,976 $67,242 $4,942,801
20 232 $76,218 $8,856 $67,362 $4,875,439
20 233 $76,218 $8,735 $67,483 $4,807,956
20 234 $76,218 $8,614 $67,604 $4,740,353
20 235 $76,218 $8,493 $67,725 $4,672,628
20 236 $76,218 $8,372 $67,846 $4,604,782
20 237 $76,218 $8,250 $67,968 $4,536,814
20 238 $76,218 $8,128 $68,090 $4,468,724
20 239 $76,218 $8,006 $68,212 $4,400,513
20 240 $76,218 $7,884 $68,334 $4,332,179
21 241 $76,218 $7,762 $68,456 $4,263,723
21 242 $76,218 $7,639 $68,579 $4,195,144
21 243 $76,218 $7,516 $68,702 $4,126,442
21 244 $76,218 $7,393 $68,825 $4,057,617
21 245 $76,218 $7,270 $68,948 $3,988,669
21 246 $76,218 $7,146 $69,072 $3,919,598
21 247 $76,218 $7,023 $69,195 $3,850,402
21 248 $76,218 $6,899 $69,319 $3,781,083
21 249 $76,218 $6,774 $69,444 $3,711,639
21 250 $76,218 $6,650 $69,568 $3,642,071
21 251 $76,218 $6,525 $69,693 $3,572,379
21 252 $76,218 $6,401 $69,817 $3,502,561
22 253 $76,218 $6,275 $69,943 $3,432,619
22 254 $76,218 $6,150 $70,068 $3,362,551
22 255 $76,218 $6,025 $70,193 $3,292,357
22 256 $76,218 $5,899 $70,319 $3,222,038
22 257 $76,218 $5,773 $70,445 $3,151,593
22 258 $76,218 $5,647 $70,571 $3,081,021
22 259 $76,218 $5,520 $70,698 $3,010,324
22 260 $76,218 $5,393 $70,825 $2,939,499
22 261 $76,218 $5,267 $70,951 $2,868,548
22 262 $76,218 $5,139 $71,079 $2,797,469
22 263 $76,218 $5,012 $71,206 $2,726,263
22 264 $76,218 $4,885 $71,333 $2,654,930
23 265 $76,218 $4,757 $71,461 $2,583,468
23 266 $76,218 $4,629 $71,589 $2,511,879
23 267 $76,218 $4,500 $71,718 $2,440,162
23 268 $76,218 $4,372 $71,846 $2,368,316
23 269 $76,218 $4,243 $71,975 $2,296,341
23 270 $76,218 $4,114 $72,104 $2,224,237
23 271 $76,218 $3,985 $72,233 $2,152,004
23 272 $76,218 $3,856 $72,362 $2,079,642
23 273 $76,218 $3,726 $72,492 $2,007,150
23 274 $76,218 $3,596 $72,622 $1,934,528
23 275 $76,218 $3,466 $72,752 $1,861,776
23 276 $76,218 $3,336 $72,882 $1,788,894
24 277 $76,218 $3,205 $73,013 $1,715,881
24 278 $76,218 $3,074 $73,144 $1,642,737
24 279 $76,218 $2,943 $73,275 $1,569,462
24 280 $76,218 $2,812 $73,406 $1,496,056
24 281 $76,218 $2,680 $73,538 $1,422,519
24 282 $76,218 $2,549 $73,669 $1,348,849
24 283 $76,218 $2,417 $73,801 $1,275,048
24 284 $76,218 $2,284 $73,934 $1,201,114
24 285 $76,218 $2,152 $74,066 $1,127,048
24 286 $76,218 $2,019 $74,199 $1,052,850
24 287 $76,218 $1,886 $74,332 $978,518
24 288 $76,218 $1,753 $74,465 $904,053
25 289 $76,218 $1,620 $74,598 $829,455
25 290 $76,218 $1,486 $74,732 $754,723
25 291 $76,218 $1,352 $74,866 $679,857
25 292 $76,218 $1,218 $75,000 $604,857
25 293 $76,218 $1,084 $75,134 $529,723
25 294 $76,218 $949 $75,269 $454,454
25 295 $76,218 $814 $75,404 $379,050
25 296 $76,218 $679 $75,539 $303,511
25 297 $76,218 $544 $75,674 $227,837
25 298 $76,218 $408 $75,810 $152,027
25 299 $76,218 $272 $75,946 $76,082
25 300 $76,218 $136 $76,082 $0