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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 9,800,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 10,045,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$9,800,000
 
Monthly Repayment (HKD)
$63,386
Loan Amount (HKD)
$14,700,000
+
Total Interest (HKD)
$4,315,695
=
Total Repayment (HKD)
$19,015,695
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $63,386 $26,338 $37,048 $14,662,952
1 2 $63,386 $26,271 $37,115 $14,625,837
1 3 $63,386 $26,205 $37,181 $14,588,656
1 4 $63,386 $26,138 $37,248 $14,551,409
1 5 $63,386 $26,071 $37,314 $14,514,094
1 6 $63,386 $26,004 $37,381 $14,476,713
1 7 $63,386 $25,937 $37,448 $14,439,265
1 8 $63,386 $25,870 $37,515 $14,401,750
1 9 $63,386 $25,803 $37,583 $14,364,167
1 10 $63,386 $25,736 $37,650 $14,326,517
1 11 $63,386 $25,668 $37,717 $14,288,800
1 12 $63,386 $25,601 $37,785 $14,251,015
2 13 $63,386 $25,533 $37,853 $14,213,162
2 14 $63,386 $25,465 $37,920 $14,175,242
2 15 $63,386 $25,397 $37,988 $14,137,254
2 16 $63,386 $25,329 $38,056 $14,099,197
2 17 $63,386 $25,261 $38,125 $14,061,073
2 18 $63,386 $25,193 $38,193 $14,022,880
2 19 $63,386 $25,124 $38,261 $13,984,618
2 20 $63,386 $25,056 $38,330 $13,946,289
2 21 $63,386 $24,987 $38,399 $13,907,890
2 22 $63,386 $24,918 $38,467 $13,869,423
2 23 $63,386 $24,849 $38,536 $13,830,886
2 24 $63,386 $24,780 $38,605 $13,792,281
3 25 $63,386 $24,711 $38,674 $13,753,607
3 26 $63,386 $24,642 $38,744 $13,714,863
3 27 $63,386 $24,572 $38,813 $13,676,050
3 28 $63,386 $24,503 $38,883 $13,637,167
3 29 $63,386 $24,433 $38,952 $13,598,215
3 30 $63,386 $24,363 $39,022 $13,559,192
3 31 $63,386 $24,294 $39,092 $13,520,100
3 32 $63,386 $24,224 $39,162 $13,480,938
3 33 $63,386 $24,153 $39,232 $13,441,706
3 34 $63,386 $24,083 $39,303 $13,402,403
3 35 $63,386 $24,013 $39,373 $13,363,030
3 36 $63,386 $23,942 $39,444 $13,323,587
4 37 $63,386 $23,871 $39,514 $13,284,072
4 38 $63,386 $23,801 $39,585 $13,244,487
4 39 $63,386 $23,730 $39,656 $13,204,831
4 40 $63,386 $23,659 $39,727 $13,165,104
4 41 $63,386 $23,587 $39,798 $13,125,306
4 42 $63,386 $23,516 $39,869 $13,085,437
4 43 $63,386 $23,445 $39,941 $13,045,496
4 44 $63,386 $23,373 $40,012 $13,005,483
4 45 $63,386 $23,301 $40,084 $12,965,399
4 46 $63,386 $23,230 $40,156 $12,925,243
4 47 $63,386 $23,158 $40,228 $12,885,015
4 48 $63,386 $23,086 $40,300 $12,844,715
5 49 $63,386 $23,013 $40,372 $12,804,343
5 50 $63,386 $22,941 $40,445 $12,763,899
5 51 $63,386 $22,869 $40,517 $12,723,382
5 52 $63,386 $22,796 $40,590 $12,682,792
5 53 $63,386 $22,723 $40,662 $12,642,130
5 54 $63,386 $22,650 $40,735 $12,601,395
5 55 $63,386 $22,577 $40,808 $12,560,586
5 56 $63,386 $22,504 $40,881 $12,519,705
5 57 $63,386 $22,431 $40,955 $12,478,751
5 58 $63,386 $22,358 $41,028 $12,437,723
5 59 $63,386 $22,284 $41,101 $12,396,621
5 60 $63,386 $22,211 $41,175 $12,355,446
6 61 $63,386 $22,137 $41,249 $12,314,197
6 62 $63,386 $22,063 $41,323 $12,272,875
6 63 $63,386 $21,989 $41,397 $12,231,478
6 64 $63,386 $21,915 $41,471 $12,190,007
6 65 $63,386 $21,840 $41,545 $12,148,462
6 66 $63,386 $21,766 $41,620 $12,106,842
6 67 $63,386 $21,691 $41,694 $12,065,148
6 68 $63,386 $21,617 $41,769 $12,023,379
6 69 $63,386 $21,542 $41,844 $11,981,535
6 70 $63,386 $21,467 $41,919 $11,939,617
6 71 $63,386 $21,392 $41,994 $11,897,623
6 72 $63,386 $21,317 $42,069 $11,855,554
7 73 $63,386 $21,241 $42,144 $11,813,409
7 74 $63,386 $21,166 $42,220 $11,771,189
7 75 $63,386 $21,090 $42,296 $11,728,894
7 76 $63,386 $21,014 $42,371 $11,686,522
7 77 $63,386 $20,938 $42,447 $11,644,075
7 78 $63,386 $20,862 $42,523 $11,601,552
7 79 $63,386 $20,786 $42,600 $11,558,952
7 80 $63,386 $20,710 $42,676 $11,516,276
7 81 $63,386 $20,633 $42,752 $11,473,524
7 82 $63,386 $20,557 $42,829 $11,430,695
7 83 $63,386 $20,480 $42,906 $11,387,789
7 84 $63,386 $20,403 $42,983 $11,344,807
8 85 $63,386 $20,326 $43,060 $11,301,747
8 86 $63,386 $20,249 $43,137 $11,258,611
8 87 $63,386 $20,172 $43,214 $11,215,397
8 88 $63,386 $20,094 $43,291 $11,172,105
8 89 $63,386 $20,017 $43,369 $11,128,736
8 90 $63,386 $19,939 $43,447 $11,085,290
8 91 $63,386 $19,861 $43,525 $11,041,765
8 92 $63,386 $19,783 $43,602 $10,998,163
8 93 $63,386 $19,705 $43,681 $10,954,482
8 94 $63,386 $19,627 $43,759 $10,910,723
8 95 $63,386 $19,548 $43,837 $10,866,886
8 96 $63,386 $19,470 $43,916 $10,822,970
9 97 $63,386 $19,391 $43,994 $10,778,975
9 98 $63,386 $19,312 $44,073 $10,734,902
9 99 $63,386 $19,233 $44,152 $10,690,750
9 100 $63,386 $19,154 $44,231 $10,646,518
9 101 $63,386 $19,075 $44,311 $10,602,208
9 102 $63,386 $18,996 $44,390 $10,557,818
9 103 $63,386 $18,916 $44,470 $10,513,348
9 104 $63,386 $18,836 $44,549 $10,468,799
9 105 $63,386 $18,757 $44,629 $10,424,170
9 106 $63,386 $18,677 $44,709 $10,379,461
9 107 $63,386 $18,597 $44,789 $10,334,672
9 108 $63,386 $18,516 $44,869 $10,289,802
10 109 $63,386 $18,436 $44,950 $10,244,853
10 110 $63,386 $18,355 $45,030 $10,199,822
10 111 $63,386 $18,275 $45,111 $10,154,711
10 112 $63,386 $18,194 $45,192 $10,109,520
10 113 $63,386 $18,113 $45,273 $10,064,247
10 114 $63,386 $18,032 $45,354 $10,018,893
10 115 $63,386 $17,951 $45,435 $9,973,458
10 116 $63,386 $17,869 $45,517 $9,927,941
10 117 $63,386 $17,788 $45,598 $9,882,343
10 118 $63,386 $17,706 $45,680 $9,836,663
10 119 $63,386 $17,624 $45,762 $9,790,902
10 120 $63,386 $17,542 $45,844 $9,745,058
11 121 $63,386 $17,460 $45,926 $9,699,132
11 122 $63,386 $17,378 $46,008 $9,653,124
11 123 $63,386 $17,295 $46,090 $9,607,034
11 124 $63,386 $17,213 $46,173 $9,560,861
11 125 $63,386 $17,130 $46,256 $9,514,605
11 126 $63,386 $17,047 $46,339 $9,468,266
11 127 $63,386 $16,964 $46,422 $9,421,845
11 128 $63,386 $16,881 $46,505 $9,375,340
11 129 $63,386 $16,797 $46,588 $9,328,752
11 130 $63,386 $16,714 $46,672 $9,282,080
11 131 $63,386 $16,630 $46,755 $9,235,325
11 132 $63,386 $16,547 $46,839 $9,188,486
12 133 $63,386 $16,463 $46,923 $9,141,563
12 134 $63,386 $16,379 $47,007 $9,094,556
12 135 $63,386 $16,294 $47,091 $9,047,465
12 136 $63,386 $16,210 $47,176 $9,000,289
12 137 $63,386 $16,126 $47,260 $8,953,029
12 138 $63,386 $16,041 $47,345 $8,905,684
12 139 $63,386 $15,956 $47,430 $8,858,254
12 140 $63,386 $15,871 $47,515 $8,810,740
12 141 $63,386 $15,786 $47,600 $8,763,140
12 142 $63,386 $15,701 $47,685 $8,715,455
12 143 $63,386 $15,615 $47,770 $8,667,685
12 144 $63,386 $15,530 $47,856 $8,619,829
13 145 $63,386 $15,444 $47,942 $8,571,887
13 146 $63,386 $15,358 $48,028 $8,523,859
13 147 $63,386 $15,272 $48,114 $8,475,745
13 148 $63,386 $15,186 $48,200 $8,427,545
13 149 $63,386 $15,099 $48,286 $8,379,259
13 150 $63,386 $15,013 $48,373 $8,330,886
13 151 $63,386 $14,926 $48,459 $8,282,427
13 152 $63,386 $14,839 $48,546 $8,233,881
13 153 $63,386 $14,752 $48,633 $8,185,247
13 154 $63,386 $14,665 $48,720 $8,136,527
13 155 $63,386 $14,578 $48,808 $8,087,719
13 156 $63,386 $14,490 $48,895 $8,038,824
14 157 $63,386 $14,403 $48,983 $7,989,841
14 158 $63,386 $14,315 $49,071 $7,940,771
14 159 $63,386 $14,227 $49,158 $7,891,612
14 160 $63,386 $14,139 $49,247 $7,842,366
14 161 $63,386 $14,051 $49,335 $7,793,031
14 162 $63,386 $13,963 $49,423 $7,743,608
14 163 $63,386 $13,874 $49,512 $7,694,096
14 164 $63,386 $13,785 $49,600 $7,644,496
14 165 $63,386 $13,696 $49,689 $7,594,807
14 166 $63,386 $13,607 $49,778 $7,545,028
14 167 $63,386 $13,518 $49,867 $7,495,161
14 168 $63,386 $13,429 $49,957 $7,445,204
15 169 $63,386 $13,339 $50,046 $7,395,158
15 170 $63,386 $13,250 $50,136 $7,345,022
15 171 $63,386 $13,160 $50,226 $7,294,796
15 172 $63,386 $13,070 $50,316 $7,244,480
15 173 $63,386 $12,980 $50,406 $7,194,074
15 174 $63,386 $12,889 $50,496 $7,143,578
15 175 $63,386 $12,799 $50,587 $7,092,991
15 176 $63,386 $12,708 $50,677 $7,042,314
15 177 $63,386 $12,617 $50,768 $6,991,545
15 178 $63,386 $12,527 $50,859 $6,940,686
15 179 $63,386 $12,435 $50,950 $6,889,736
15 180 $63,386 $12,344 $51,042 $6,838,695
16 181 $63,386 $12,253 $51,133 $6,787,562
16 182 $63,386 $12,161 $51,225 $6,736,337
16 183 $63,386 $12,069 $51,316 $6,685,021
16 184 $63,386 $11,977 $51,408 $6,633,612
16 185 $63,386 $11,885 $51,500 $6,582,112
16 186 $63,386 $11,793 $51,593 $6,530,519
16 187 $63,386 $11,701 $51,685 $6,478,834
16 188 $63,386 $11,608 $51,778 $6,427,056
16 189 $63,386 $11,515 $51,871 $6,375,186
16 190 $63,386 $11,422 $51,963 $6,323,222
16 191 $63,386 $11,329 $52,057 $6,271,166
16 192 $63,386 $11,236 $52,150 $6,219,016
17 193 $63,386 $11,142 $52,243 $6,166,773
17 194 $63,386 $11,049 $52,337 $6,114,436
17 195 $63,386 $10,955 $52,431 $6,062,005
17 196 $63,386 $10,861 $52,525 $6,009,481
17 197 $63,386 $10,767 $52,619 $5,956,862
17 198 $63,386 $10,673 $52,713 $5,904,149
17 199 $63,386 $10,578 $52,807 $5,851,342
17 200 $63,386 $10,484 $52,902 $5,798,440
17 201 $63,386 $10,389 $52,997 $5,745,443
17 202 $63,386 $10,294 $53,092 $5,692,351
17 203 $63,386 $10,199 $53,187 $5,639,164
17 204 $63,386 $10,104 $53,282 $5,585,882
18 205 $63,386 $10,008 $53,378 $5,532,505
18 206 $63,386 $9,912 $53,473 $5,479,031
18 207 $63,386 $9,817 $53,569 $5,425,462
18 208 $63,386 $9,721 $53,665 $5,371,797
18 209 $63,386 $9,624 $53,761 $5,318,036
18 210 $63,386 $9,528 $53,858 $5,264,179
18 211 $63,386 $9,432 $53,954 $5,210,225
18 212 $63,386 $9,335 $54,051 $5,156,174
18 213 $63,386 $9,238 $54,148 $5,102,026
18 214 $63,386 $9,141 $54,245 $5,047,782
18 215 $63,386 $9,044 $54,342 $4,993,440
18 216 $63,386 $8,947 $54,439 $4,939,001
19 217 $63,386 $8,849 $54,537 $4,884,464
19 218 $63,386 $8,751 $54,634 $4,829,830
19 219 $63,386 $8,653 $54,732 $4,775,098
19 220 $63,386 $8,555 $54,830 $4,720,268
19 221 $63,386 $8,457 $54,929 $4,665,339
19 222 $63,386 $8,359 $55,027 $4,610,312
19 223 $63,386 $8,260 $55,126 $4,555,187
19 224 $63,386 $8,161 $55,224 $4,499,962
19 225 $63,386 $8,062 $55,323 $4,444,639
19 226 $63,386 $7,963 $55,422 $4,389,217
19 227 $63,386 $7,864 $55,522 $4,333,695
19 228 $63,386 $7,765 $55,621 $4,278,074
20 229 $63,386 $7,665 $55,721 $4,222,353
20 230 $63,386 $7,565 $55,821 $4,166,533
20 231 $63,386 $7,465 $55,921 $4,110,612
20 232 $63,386 $7,365 $56,021 $4,054,591
20 233 $63,386 $7,264 $56,121 $3,998,470
20 234 $63,386 $7,164 $56,222 $3,942,248
20 235 $63,386 $7,063 $56,322 $3,885,926
20 236 $63,386 $6,962 $56,423 $3,829,503
20 237 $63,386 $6,861 $56,524 $3,772,978
20 238 $63,386 $6,760 $56,626 $3,716,352
20 239 $63,386 $6,658 $56,727 $3,659,625
20 240 $63,386 $6,557 $56,829 $3,602,796
21 241 $63,386 $6,455 $56,931 $3,545,866
21 242 $63,386 $6,353 $57,033 $3,488,833
21 243 $63,386 $6,251 $57,135 $3,431,698
21 244 $63,386 $6,148 $57,237 $3,374,461
21 245 $63,386 $6,046 $57,340 $3,317,121
21 246 $63,386 $5,943 $57,442 $3,259,679
21 247 $63,386 $5,840 $57,545 $3,202,134
21 248 $63,386 $5,737 $57,648 $3,144,485
21 249 $63,386 $5,634 $57,752 $3,086,733
21 250 $63,386 $5,530 $57,855 $3,028,878
21 251 $63,386 $5,427 $57,959 $2,970,919
21 252 $63,386 $5,323 $58,063 $2,912,856
22 253 $63,386 $5,219 $58,167 $2,854,690
22 254 $63,386 $5,115 $58,271 $2,796,419
22 255 $63,386 $5,010 $58,375 $2,738,043
22 256 $63,386 $4,906 $58,480 $2,679,563
22 257 $63,386 $4,801 $58,585 $2,620,978
22 258 $63,386 $4,696 $58,690 $2,562,289
22 259 $63,386 $4,591 $58,795 $2,503,494
22 260 $63,386 $4,485 $58,900 $2,444,594
22 261 $63,386 $4,380 $59,006 $2,385,588
22 262 $63,386 $4,274 $59,111 $2,326,476
22 263 $63,386 $4,168 $59,217 $2,267,259
22 264 $63,386 $4,062 $59,323 $2,207,935
23 265 $63,386 $3,956 $59,430 $2,148,506
23 266 $63,386 $3,849 $59,536 $2,088,969
23 267 $63,386 $3,743 $59,643 $2,029,327
23 268 $63,386 $3,636 $59,750 $1,969,577
23 269 $63,386 $3,529 $59,857 $1,909,720
23 270 $63,386 $3,422 $59,964 $1,849,756
23 271 $63,386 $3,314 $60,072 $1,789,684
23 272 $63,386 $3,207 $60,179 $1,729,505
23 273 $63,386 $3,099 $60,287 $1,669,218
23 274 $63,386 $2,991 $60,395 $1,608,823
23 275 $63,386 $2,882 $60,503 $1,548,320
23 276 $63,386 $2,774 $60,612 $1,487,709
24 277 $63,386 $2,665 $60,720 $1,426,988
24 278 $63,386 $2,557 $60,829 $1,366,159
24 279 $63,386 $2,448 $60,938 $1,305,221
24 280 $63,386 $2,339 $61,047 $1,244,174
24 281 $63,386 $2,229 $61,157 $1,183,018
24 282 $63,386 $2,120 $61,266 $1,121,752
24 283 $63,386 $2,010 $61,376 $1,060,376
24 284 $63,386 $1,900 $61,486 $998,890
24 285 $63,386 $1,790 $61,596 $937,294
24 286 $63,386 $1,679 $61,706 $875,588
24 287 $63,386 $1,569 $61,817 $813,771
24 288 $63,386 $1,458 $61,928 $751,843
25 289 $63,386 $1,347 $62,039 $689,805
25 290 $63,386 $1,236 $62,150 $627,655
25 291 $63,386 $1,125 $62,261 $565,394
25 292 $63,386 $1,013 $62,373 $503,021
25 293 $63,386 $901 $62,484 $440,537
25 294 $63,386 $789 $62,596 $377,940
25 295 $63,386 $677 $62,709 $315,232
25 296 $63,386 $565 $62,821 $252,411
25 297 $63,386 $452 $62,933 $189,478
25 298 $63,386 $339 $63,046 $126,431
25 299 $63,386 $227 $63,159 $63,272
25 300 $63,386 $113 $63,272 $0