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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 7,080,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 7,257,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$7,080,000
 
Monthly Repayment (HKD)
$45,793
Loan Amount (HKD)
$10,620,000
+
Total Interest (HKD)
$3,117,870
=
Total Repayment (HKD)
$13,737,870
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $45,793 $19,028 $26,765 $10,593,235
1 2 $45,793 $18,980 $26,813 $10,566,421
1 3 $45,793 $18,932 $26,861 $10,539,560
1 4 $45,793 $18,883 $26,910 $10,512,650
1 5 $45,793 $18,835 $26,958 $10,485,693
1 6 $45,793 $18,787 $27,006 $10,458,687
1 7 $45,793 $18,738 $27,054 $10,431,632
1 8 $45,793 $18,690 $27,103 $10,404,529
1 9 $45,793 $18,641 $27,151 $10,377,378
1 10 $45,793 $18,593 $27,200 $10,350,178
1 11 $45,793 $18,544 $27,249 $10,322,929
1 12 $45,793 $18,495 $27,298 $10,295,631
2 13 $45,793 $18,446 $27,347 $10,268,285
2 14 $45,793 $18,397 $27,396 $10,240,889
2 15 $45,793 $18,348 $27,445 $10,213,444
2 16 $45,793 $18,299 $27,494 $10,185,951
2 17 $45,793 $18,250 $27,543 $10,158,408
2 18 $45,793 $18,200 $27,592 $10,130,815
2 19 $45,793 $18,151 $27,642 $10,103,173
2 20 $45,793 $18,102 $27,691 $10,075,482
2 21 $45,793 $18,052 $27,741 $10,047,741
2 22 $45,793 $18,002 $27,791 $10,019,950
2 23 $45,793 $17,952 $27,840 $9,992,110
2 24 $45,793 $17,903 $27,890 $9,964,219
3 25 $45,793 $17,853 $27,940 $9,936,279
3 26 $45,793 $17,802 $27,990 $9,908,289
3 27 $45,793 $17,752 $28,041 $9,880,248
3 28 $45,793 $17,702 $28,091 $9,852,157
3 29 $45,793 $17,652 $28,141 $9,824,016
3 30 $45,793 $17,601 $28,192 $9,795,825
3 31 $45,793 $17,551 $28,242 $9,767,583
3 32 $45,793 $17,500 $28,293 $9,739,290
3 33 $45,793 $17,450 $28,343 $9,710,947
3 34 $45,793 $17,399 $28,394 $9,682,553
3 35 $45,793 $17,348 $28,445 $9,654,108
3 36 $45,793 $17,297 $28,496 $9,625,612
4 37 $45,793 $17,246 $28,547 $9,597,065
4 38 $45,793 $17,195 $28,598 $9,568,466
4 39 $45,793 $17,144 $28,649 $9,539,817
4 40 $45,793 $17,092 $28,701 $9,511,116
4 41 $45,793 $17,041 $28,752 $9,482,364
4 42 $45,793 $16,989 $28,804 $9,453,560
4 43 $45,793 $16,938 $28,855 $9,424,705
4 44 $45,793 $16,886 $28,907 $9,395,798
4 45 $45,793 $16,834 $28,959 $9,366,839
4 46 $45,793 $16,782 $29,011 $9,337,829
4 47 $45,793 $16,730 $29,063 $9,308,766
4 48 $45,793 $16,678 $29,115 $9,279,651
5 49 $45,793 $16,626 $29,167 $9,250,485
5 50 $45,793 $16,574 $29,219 $9,221,266
5 51 $45,793 $16,521 $29,271 $9,191,994
5 52 $45,793 $16,469 $29,324 $9,162,670
5 53 $45,793 $16,416 $29,376 $9,133,294
5 54 $45,793 $16,364 $29,429 $9,103,865
5 55 $45,793 $16,311 $29,482 $9,074,383
5 56 $45,793 $16,258 $29,535 $9,044,848
5 57 $45,793 $16,205 $29,588 $9,015,261
5 58 $45,793 $16,152 $29,641 $8,985,620
5 59 $45,793 $16,099 $29,694 $8,955,926
5 60 $45,793 $16,046 $29,747 $8,926,180
6 61 $45,793 $15,993 $29,800 $8,896,379
6 62 $45,793 $15,939 $29,854 $8,866,526
6 63 $45,793 $15,886 $29,907 $8,836,619
6 64 $45,793 $15,832 $29,961 $8,806,658
6 65 $45,793 $15,779 $30,014 $8,776,644
6 66 $45,793 $15,725 $30,068 $8,746,576
6 67 $45,793 $15,671 $30,122 $8,716,454
6 68 $45,793 $15,617 $30,176 $8,686,278
6 69 $45,793 $15,563 $30,230 $8,656,048
6 70 $45,793 $15,509 $30,284 $8,625,764
6 71 $45,793 $15,454 $30,338 $8,595,425
6 72 $45,793 $15,400 $30,393 $8,565,033
7 73 $45,793 $15,346 $30,447 $8,534,585
7 74 $45,793 $15,291 $30,502 $8,504,084
7 75 $45,793 $15,236 $30,556 $8,473,527
7 76 $45,793 $15,182 $30,611 $8,442,916
7 77 $45,793 $15,127 $30,666 $8,412,250
7 78 $45,793 $15,072 $30,721 $8,381,529
7 79 $45,793 $15,017 $30,776 $8,350,753
7 80 $45,793 $14,962 $30,831 $8,319,922
7 81 $45,793 $14,907 $30,886 $8,289,036
7 82 $45,793 $14,851 $30,942 $8,258,094
7 83 $45,793 $14,796 $30,997 $8,227,097
7 84 $45,793 $14,740 $31,053 $8,196,044
8 85 $45,793 $14,685 $31,108 $8,164,936
8 86 $45,793 $14,629 $31,164 $8,133,772
8 87 $45,793 $14,573 $31,220 $8,102,552
8 88 $45,793 $14,517 $31,276 $8,071,276
8 89 $45,793 $14,461 $31,332 $8,039,944
8 90 $45,793 $14,405 $31,388 $8,008,556
8 91 $45,793 $14,349 $31,444 $7,977,112
8 92 $45,793 $14,292 $31,501 $7,945,611
8 93 $45,793 $14,236 $31,557 $7,914,054
8 94 $45,793 $14,179 $31,614 $7,882,441
8 95 $45,793 $14,123 $31,670 $7,850,771
8 96 $45,793 $14,066 $31,727 $7,819,044
9 97 $45,793 $14,009 $31,784 $7,787,260
9 98 $45,793 $13,952 $31,841 $7,755,419
9 99 $45,793 $13,895 $31,898 $7,723,521
9 100 $45,793 $13,838 $31,955 $7,691,566
9 101 $45,793 $13,781 $32,012 $7,659,554
9 102 $45,793 $13,723 $32,070 $7,627,485
9 103 $45,793 $13,666 $32,127 $7,595,358
9 104 $45,793 $13,608 $32,185 $7,563,173
9 105 $45,793 $13,551 $32,242 $7,530,931
9 106 $45,793 $13,493 $32,300 $7,498,631
9 107 $45,793 $13,435 $32,358 $7,466,273
9 108 $45,793 $13,377 $32,416 $7,433,857
10 109 $45,793 $13,319 $32,474 $7,401,383
10 110 $45,793 $13,261 $32,532 $7,368,851
10 111 $45,793 $13,203 $32,590 $7,336,261
10 112 $45,793 $13,144 $32,649 $7,303,612
10 113 $45,793 $13,086 $32,707 $7,270,905
10 114 $45,793 $13,027 $32,766 $7,238,139
10 115 $45,793 $12,968 $32,825 $7,205,314
10 116 $45,793 $12,910 $32,883 $7,172,431
10 117 $45,793 $12,851 $32,942 $7,139,489
10 118 $45,793 $12,792 $33,001 $7,106,487
10 119 $45,793 $12,732 $33,060 $7,073,427
10 120 $45,793 $12,673 $33,120 $7,040,307
11 121 $45,793 $12,614 $33,179 $7,007,128
11 122 $45,793 $12,554 $33,238 $6,973,890
11 123 $45,793 $12,495 $33,298 $6,940,592
11 124 $45,793 $12,435 $33,358 $6,907,234
11 125 $45,793 $12,375 $33,417 $6,873,817
11 126 $45,793 $12,316 $33,477 $6,840,339
11 127 $45,793 $12,256 $33,537 $6,806,802
11 128 $45,793 $12,196 $33,597 $6,773,205
11 129 $45,793 $12,135 $33,658 $6,739,547
11 130 $45,793 $12,075 $33,718 $6,705,829
11 131 $45,793 $12,015 $33,778 $6,672,051
11 132 $45,793 $11,954 $33,839 $6,638,212
12 133 $45,793 $11,893 $33,899 $6,604,313
12 134 $45,793 $11,833 $33,960 $6,570,353
12 135 $45,793 $11,772 $34,021 $6,536,332
12 136 $45,793 $11,711 $34,082 $6,502,250
12 137 $45,793 $11,650 $34,143 $6,468,107
12 138 $45,793 $11,589 $34,204 $6,433,902
12 139 $45,793 $11,527 $34,265 $6,399,637
12 140 $45,793 $11,466 $34,327 $6,365,310
12 141 $45,793 $11,405 $34,388 $6,330,922
12 142 $45,793 $11,343 $34,450 $6,296,472
12 143 $45,793 $11,281 $34,512 $6,261,960
12 144 $45,793 $11,219 $34,574 $6,227,386
13 145 $45,793 $11,157 $34,635 $6,192,751
13 146 $45,793 $11,095 $34,698 $6,158,053
13 147 $45,793 $11,033 $34,760 $6,123,294
13 148 $45,793 $10,971 $34,822 $6,088,472
13 149 $45,793 $10,909 $34,884 $6,053,587
13 150 $45,793 $10,846 $34,947 $6,018,640
13 151 $45,793 $10,783 $35,010 $5,983,631
13 152 $45,793 $10,721 $35,072 $5,948,559
13 153 $45,793 $10,658 $35,135 $5,913,424
13 154 $45,793 $10,595 $35,198 $5,878,226
13 155 $45,793 $10,532 $35,261 $5,842,964
13 156 $45,793 $10,469 $35,324 $5,807,640
14 157 $45,793 $10,405 $35,388 $5,772,253
14 158 $45,793 $10,342 $35,451 $5,736,802
14 159 $45,793 $10,278 $35,514 $5,701,287
14 160 $45,793 $10,215 $35,578 $5,665,709
14 161 $45,793 $10,151 $35,642 $5,630,067
14 162 $45,793 $10,087 $35,706 $5,594,362
14 163 $45,793 $10,023 $35,770 $5,558,592
14 164 $45,793 $9,959 $35,834 $5,522,758
14 165 $45,793 $9,895 $35,898 $5,486,860
14 166 $45,793 $9,831 $35,962 $5,450,898
14 167 $45,793 $9,766 $36,027 $5,414,871
14 168 $45,793 $9,702 $36,091 $5,378,780
15 169 $45,793 $9,637 $36,156 $5,342,624
15 170 $45,793 $9,572 $36,221 $5,306,403
15 171 $45,793 $9,507 $36,286 $5,270,118
15 172 $45,793 $9,442 $36,351 $5,233,767
15 173 $45,793 $9,377 $36,416 $5,197,351
15 174 $45,793 $9,312 $36,481 $5,160,870
15 175 $45,793 $9,247 $36,546 $5,124,324
15 176 $45,793 $9,181 $36,612 $5,087,712
15 177 $45,793 $9,115 $36,677 $5,051,035
15 178 $45,793 $9,050 $36,743 $5,014,292
15 179 $45,793 $8,984 $36,809 $4,977,483
15 180 $45,793 $8,918 $36,875 $4,940,608
16 181 $45,793 $8,852 $36,941 $4,903,667
16 182 $45,793 $8,786 $37,007 $4,866,660
16 183 $45,793 $8,719 $37,073 $4,829,586
16 184 $45,793 $8,653 $37,140 $4,792,446
16 185 $45,793 $8,586 $37,206 $4,755,240
16 186 $45,793 $8,520 $37,273 $4,717,967
16 187 $45,793 $8,453 $37,340 $4,680,627
16 188 $45,793 $8,386 $37,407 $4,643,220
16 189 $45,793 $8,319 $37,474 $4,605,746
16 190 $45,793 $8,252 $37,541 $4,568,205
16 191 $45,793 $8,185 $37,608 $4,530,597
16 192 $45,793 $8,117 $37,676 $4,492,922
17 193 $45,793 $8,050 $37,743 $4,455,179
17 194 $45,793 $7,982 $37,811 $4,417,368
17 195 $45,793 $7,914 $37,878 $4,379,489
17 196 $45,793 $7,847 $37,946 $4,341,543
17 197 $45,793 $7,779 $38,014 $4,303,529
17 198 $45,793 $7,710 $38,082 $4,265,446
17 199 $45,793 $7,642 $38,151 $4,227,296
17 200 $45,793 $7,574 $38,219 $4,189,077
17 201 $45,793 $7,505 $38,287 $4,150,789
17 202 $45,793 $7,437 $38,356 $4,112,433
17 203 $45,793 $7,368 $38,425 $4,074,008
17 204 $45,793 $7,299 $38,494 $4,035,515
18 205 $45,793 $7,230 $38,563 $3,996,952
18 206 $45,793 $7,161 $38,632 $3,958,321
18 207 $45,793 $7,092 $38,701 $3,919,620
18 208 $45,793 $7,023 $38,770 $3,880,849
18 209 $45,793 $6,953 $38,840 $3,842,010
18 210 $45,793 $6,884 $38,909 $3,803,100
18 211 $45,793 $6,814 $38,979 $3,764,121
18 212 $45,793 $6,744 $39,049 $3,725,073
18 213 $45,793 $6,674 $39,119 $3,685,954
18 214 $45,793 $6,604 $39,189 $3,646,765
18 215 $45,793 $6,534 $39,259 $3,607,506
18 216 $45,793 $6,463 $39,329 $3,568,176
19 217 $45,793 $6,393 $39,400 $3,528,776
19 218 $45,793 $6,322 $39,471 $3,489,306
19 219 $45,793 $6,252 $39,541 $3,449,765
19 220 $45,793 $6,181 $39,612 $3,410,153
19 221 $45,793 $6,110 $39,683 $3,370,470
19 222 $45,793 $6,039 $39,754 $3,330,715
19 223 $45,793 $5,968 $39,825 $3,290,890
19 224 $45,793 $5,896 $39,897 $3,250,993
19 225 $45,793 $5,825 $39,968 $3,211,025
19 226 $45,793 $5,753 $40,040 $3,170,985
19 227 $45,793 $5,681 $40,112 $3,130,874
19 228 $45,793 $5,609 $40,183 $3,090,690
20 229 $45,793 $5,537 $40,255 $3,050,435
20 230 $45,793 $5,465 $40,328 $3,010,107
20 231 $45,793 $5,393 $40,400 $2,969,708
20 232 $45,793 $5,321 $40,472 $2,929,235
20 233 $45,793 $5,248 $40,545 $2,888,691
20 234 $45,793 $5,176 $40,617 $2,848,073
20 235 $45,793 $5,103 $40,690 $2,807,383
20 236 $45,793 $5,030 $40,763 $2,766,620
20 237 $45,793 $4,957 $40,836 $2,725,784
20 238 $45,793 $4,884 $40,909 $2,684,875
20 239 $45,793 $4,810 $40,982 $2,643,893
20 240 $45,793 $4,737 $41,056 $2,602,837
21 241 $45,793 $4,663 $41,129 $2,561,707
21 242 $45,793 $4,590 $41,203 $2,520,504
21 243 $45,793 $4,516 $41,277 $2,479,227
21 244 $45,793 $4,442 $41,351 $2,437,876
21 245 $45,793 $4,368 $41,425 $2,396,451
21 246 $45,793 $4,294 $41,499 $2,354,952
21 247 $45,793 $4,219 $41,574 $2,313,378
21 248 $45,793 $4,145 $41,648 $2,271,730
21 249 $45,793 $4,070 $41,723 $2,230,007
21 250 $45,793 $3,995 $41,797 $2,188,210
21 251 $45,793 $3,921 $41,872 $2,146,337
21 252 $45,793 $3,846 $41,947 $2,104,390
22 253 $45,793 $3,770 $42,023 $2,062,368
22 254 $45,793 $3,695 $42,098 $2,020,270
22 255 $45,793 $3,620 $42,173 $1,978,096
22 256 $45,793 $3,544 $42,249 $1,935,848
22 257 $45,793 $3,468 $42,325 $1,893,523
22 258 $45,793 $3,393 $42,400 $1,851,123
22 259 $45,793 $3,317 $42,476 $1,808,647
22 260 $45,793 $3,240 $42,552 $1,766,094
22 261 $45,793 $3,164 $42,629 $1,723,465
22 262 $45,793 $3,088 $42,705 $1,680,760
22 263 $45,793 $3,011 $42,782 $1,637,979
22 264 $45,793 $2,935 $42,858 $1,595,121
23 265 $45,793 $2,858 $42,935 $1,552,186
23 266 $45,793 $2,781 $43,012 $1,509,174
23 267 $45,793 $2,704 $43,089 $1,466,085
23 268 $45,793 $2,627 $43,166 $1,422,919
23 269 $45,793 $2,549 $43,244 $1,379,675
23 270 $45,793 $2,472 $43,321 $1,336,354
23 271 $45,793 $2,394 $43,399 $1,292,956
23 272 $45,793 $2,317 $43,476 $1,249,479
23 273 $45,793 $2,239 $43,554 $1,205,925
23 274 $45,793 $2,161 $43,632 $1,162,293
23 275 $45,793 $2,082 $43,710 $1,118,582
23 276 $45,793 $2,004 $43,789 $1,074,794
24 277 $45,793 $1,926 $43,867 $1,030,926
24 278 $45,793 $1,847 $43,946 $986,980
24 279 $45,793 $1,768 $44,025 $942,956
24 280 $45,793 $1,689 $44,103 $898,852
24 281 $45,793 $1,610 $44,182 $854,670
24 282 $45,793 $1,531 $44,262 $810,408
24 283 $45,793 $1,452 $44,341 $766,067
24 284 $45,793 $1,373 $44,420 $721,647
24 285 $45,793 $1,293 $44,500 $677,147
24 286 $45,793 $1,213 $44,580 $632,567
24 287 $45,793 $1,133 $44,660 $587,908
24 288 $45,793 $1,053 $44,740 $543,168
25 289 $45,793 $973 $44,820 $498,349
25 290 $45,793 $893 $44,900 $453,449
25 291 $45,793 $812 $44,980 $408,468
25 292 $45,793 $732 $45,061 $363,407
25 293 $45,793 $651 $45,142 $318,265
25 294 $45,793 $570 $45,223 $273,043
25 295 $45,793 $489 $45,304 $227,739
25 296 $45,793 $408 $45,385 $182,354
25 297 $45,793 $327 $45,466 $136,888
25 298 $45,793 $245 $45,548 $91,340
25 299 $45,793 $164 $45,629 $45,711
25 300 $45,793 $82 $45,711 $0