Home
Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 34,400,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 35,260,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$34,400,000
 
Monthly Repayment (HKD)
$222,497
Loan Amount (HKD)
$51,600,000
+
Total Interest (HKD)
$15,148,971
=
Total Repayment (HKD)
$66,748,971
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $222,497 $92,450 $130,047 $51,469,953
1 2 $222,497 $92,217 $130,280 $51,339,674
1 3 $222,497 $91,984 $130,513 $51,209,161
1 4 $222,497 $91,750 $130,747 $51,078,414
1 5 $222,497 $91,515 $130,981 $50,947,433
1 6 $222,497 $91,281 $131,216 $50,816,217
1 7 $222,497 $91,046 $131,451 $50,684,766
1 8 $222,497 $90,810 $131,686 $50,553,080
1 9 $222,497 $90,574 $131,922 $50,421,158
1 10 $222,497 $90,338 $132,159 $50,288,999
1 11 $222,497 $90,101 $132,395 $50,156,604
1 12 $222,497 $89,864 $132,633 $50,023,971
2 13 $222,497 $89,626 $132,870 $49,891,101
2 14 $222,497 $89,388 $133,108 $49,757,992
2 15 $222,497 $89,150 $133,347 $49,624,645
2 16 $222,497 $88,911 $133,586 $49,491,060
2 17 $222,497 $88,671 $133,825 $49,357,235
2 18 $222,497 $88,432 $134,065 $49,223,170
2 19 $222,497 $88,192 $134,305 $49,088,865
2 20 $222,497 $87,951 $134,546 $48,954,319
2 21 $222,497 $87,710 $134,787 $48,819,532
2 22 $222,497 $87,468 $135,028 $48,684,504
2 23 $222,497 $87,226 $135,270 $48,549,234
2 24 $222,497 $86,984 $135,513 $48,413,721
3 25 $222,497 $86,741 $135,755 $48,277,966
3 26 $222,497 $86,498 $135,999 $48,141,967
3 27 $222,497 $86,254 $136,242 $48,005,725
3 28 $222,497 $86,010 $136,486 $47,869,239
3 29 $222,497 $85,766 $136,731 $47,732,508
3 30 $222,497 $85,521 $136,976 $47,595,532
3 31 $222,497 $85,275 $137,221 $47,458,311
3 32 $222,497 $85,029 $137,467 $47,320,844
3 33 $222,497 $84,783 $137,713 $47,183,131
3 34 $222,497 $84,536 $137,960 $47,045,170
3 35 $222,497 $84,289 $138,207 $46,906,963
3 36 $222,497 $84,042 $138,455 $46,768,508
4 37 $222,497 $83,794 $138,703 $46,629,805
4 38 $222,497 $83,545 $138,952 $46,490,854
4 39 $222,497 $83,296 $139,200 $46,351,653
4 40 $222,497 $83,047 $139,450 $46,212,203
4 41 $222,497 $82,797 $139,700 $46,072,504
4 42 $222,497 $82,547 $139,950 $45,932,554
4 43 $222,497 $82,296 $140,201 $45,792,353
4 44 $222,497 $82,045 $140,452 $45,651,901
4 45 $222,497 $81,793 $140,704 $45,511,197
4 46 $222,497 $81,541 $140,956 $45,370,242
4 47 $222,497 $81,288 $141,208 $45,229,033
4 48 $222,497 $81,035 $141,461 $45,087,572
5 49 $222,497 $80,782 $141,715 $44,945,858
5 50 $222,497 $80,528 $141,969 $44,803,889
5 51 $222,497 $80,274 $142,223 $44,661,666
5 52 $222,497 $80,019 $142,478 $44,519,188
5 53 $222,497 $79,764 $142,733 $44,376,455
5 54 $222,497 $79,508 $142,989 $44,233,467
5 55 $222,497 $79,252 $143,245 $44,090,222
5 56 $222,497 $78,995 $143,502 $43,946,720
5 57 $222,497 $78,738 $143,759 $43,802,961
5 58 $222,497 $78,480 $144,016 $43,658,945
5 59 $222,497 $78,222 $144,274 $43,514,671
5 60 $222,497 $77,964 $144,533 $43,370,138
6 61 $222,497 $77,705 $144,792 $43,225,346
6 62 $222,497 $77,445 $145,051 $43,080,295
6 63 $222,497 $77,186 $145,311 $42,934,984
6 64 $222,497 $76,925 $145,571 $42,789,413
6 65 $222,497 $76,664 $145,832 $42,643,580
6 66 $222,497 $76,403 $146,093 $42,497,487
6 67 $222,497 $76,141 $146,355 $42,351,132
6 68 $222,497 $75,879 $146,617 $42,204,514
6 69 $222,497 $75,616 $146,880 $42,057,634
6 70 $222,497 $75,353 $147,143 $41,910,491
6 71 $222,497 $75,090 $147,407 $41,763,084
6 72 $222,497 $74,826 $147,671 $41,615,413
7 73 $222,497 $74,561 $147,936 $41,467,477
7 74 $222,497 $74,296 $148,201 $41,319,276
7 75 $222,497 $74,030 $148,466 $41,170,810
7 76 $222,497 $73,764 $148,732 $41,022,078
7 77 $222,497 $73,498 $148,999 $40,873,079
7 78 $222,497 $73,231 $149,266 $40,723,814
7 79 $222,497 $72,963 $149,533 $40,574,281
7 80 $222,497 $72,696 $149,801 $40,424,480
7 81 $222,497 $72,427 $150,069 $40,274,410
7 82 $222,497 $72,158 $150,338 $40,124,072
7 83 $222,497 $71,889 $150,608 $39,973,464
7 84 $222,497 $71,619 $150,877 $39,822,587
8 85 $222,497 $71,349 $151,148 $39,671,439
8 86 $222,497 $71,078 $151,419 $39,520,021
8 87 $222,497 $70,807 $151,690 $39,368,331
8 88 $222,497 $70,535 $151,962 $39,216,369
8 89 $222,497 $70,263 $152,234 $39,064,135
8 90 $222,497 $69,990 $152,507 $38,911,629
8 91 $222,497 $69,717 $152,780 $38,758,849
8 92 $222,497 $69,443 $153,054 $38,605,795
8 93 $222,497 $69,169 $153,328 $38,452,467
8 94 $222,497 $68,894 $153,603 $38,298,865
8 95 $222,497 $68,619 $153,878 $38,144,987
8 96 $222,497 $68,343 $154,153 $37,990,833
9 97 $222,497 $68,067 $154,430 $37,836,404
9 98 $222,497 $67,790 $154,706 $37,681,697
9 99 $222,497 $67,513 $154,984 $37,526,714
9 100 $222,497 $67,235 $155,261 $37,371,453
9 101 $222,497 $66,957 $155,539 $37,215,913
9 102 $222,497 $66,679 $155,818 $37,060,095
9 103 $222,497 $66,399 $156,097 $36,903,998
9 104 $222,497 $66,120 $156,377 $36,747,621
9 105 $222,497 $65,839 $156,657 $36,590,964
9 106 $222,497 $65,559 $156,938 $36,434,026
9 107 $222,497 $65,278 $157,219 $36,276,807
9 108 $222,497 $64,996 $157,501 $36,119,307
10 109 $222,497 $64,714 $157,783 $35,961,524
10 110 $222,497 $64,431 $158,066 $35,803,458
10 111 $222,497 $64,148 $158,349 $35,645,110
10 112 $222,497 $63,864 $158,632 $35,486,477
10 113 $222,497 $63,580 $158,917 $35,327,561
10 114 $222,497 $63,295 $159,201 $35,168,359
10 115 $222,497 $63,010 $159,487 $35,008,873
10 116 $222,497 $62,724 $159,772 $34,849,100
10 117 $222,497 $62,438 $160,059 $34,689,042
10 118 $222,497 $62,151 $160,345 $34,528,696
10 119 $222,497 $61,864 $160,633 $34,368,064
10 120 $222,497 $61,576 $160,920 $34,207,143
11 121 $222,497 $61,288 $161,209 $34,045,934
11 122 $222,497 $60,999 $161,498 $33,884,437
11 123 $222,497 $60,710 $161,787 $33,722,650
11 124 $222,497 $60,420 $162,077 $33,560,573
11 125 $222,497 $60,129 $162,367 $33,398,206
11 126 $222,497 $59,838 $162,658 $33,235,548
11 127 $222,497 $59,547 $162,950 $33,072,598
11 128 $222,497 $59,255 $163,241 $32,909,357
11 129 $222,497 $58,963 $163,534 $32,745,823
11 130 $222,497 $58,670 $163,827 $32,581,996
11 131 $222,497 $58,376 $164,120 $32,417,875
11 132 $222,497 $58,082 $164,415 $32,253,461
12 133 $222,497 $57,787 $164,709 $32,088,751
12 134 $222,497 $57,492 $165,004 $31,923,747
12 135 $222,497 $57,197 $165,300 $31,758,447
12 136 $222,497 $56,901 $165,596 $31,592,851
12 137 $222,497 $56,604 $165,893 $31,426,959
12 138 $222,497 $56,307 $166,190 $31,260,769
12 139 $222,497 $56,009 $166,488 $31,094,281
12 140 $222,497 $55,711 $166,786 $30,927,495
12 141 $222,497 $55,412 $167,085 $30,760,410
12 142 $222,497 $55,112 $167,384 $30,593,026
12 143 $222,497 $54,813 $167,684 $30,425,342
12 144 $222,497 $54,512 $167,985 $30,257,357
13 145 $222,497 $54,211 $168,285 $30,089,072
13 146 $222,497 $53,910 $168,587 $29,920,485
13 147 $222,497 $53,608 $168,889 $29,751,596
13 148 $222,497 $53,305 $169,192 $29,582,404
13 149 $222,497 $53,002 $169,495 $29,412,910
13 150 $222,497 $52,698 $169,798 $29,243,111
13 151 $222,497 $52,394 $170,103 $29,073,009
13 152 $222,497 $52,089 $170,407 $28,902,601
13 153 $222,497 $51,784 $170,713 $28,731,888
13 154 $222,497 $51,478 $171,019 $28,560,870
13 155 $222,497 $51,172 $171,325 $28,389,545
13 156 $222,497 $50,865 $171,632 $28,217,913
14 157 $222,497 $50,557 $171,939 $28,045,973
14 158 $222,497 $50,249 $172,248 $27,873,726
14 159 $222,497 $49,940 $172,556 $27,701,170
14 160 $222,497 $49,631 $172,865 $27,528,304
14 161 $222,497 $49,322 $173,175 $27,355,129
14 162 $222,497 $49,011 $173,485 $27,181,644
14 163 $222,497 $48,700 $173,796 $27,007,848
14 164 $222,497 $48,389 $174,108 $26,833,740
14 165 $222,497 $48,077 $174,419 $26,659,321
14 166 $222,497 $47,765 $174,732 $26,484,589
14 167 $222,497 $47,452 $175,045 $26,309,544
14 168 $222,497 $47,138 $175,359 $26,134,185
15 169 $222,497 $46,824 $175,673 $25,958,512
15 170 $222,497 $46,509 $175,988 $25,782,525
15 171 $222,497 $46,194 $176,303 $25,606,222
15 172 $222,497 $45,878 $176,619 $25,429,603
15 173 $222,497 $45,561 $176,935 $25,252,668
15 174 $222,497 $45,244 $177,252 $25,075,416
15 175 $222,497 $44,927 $177,570 $24,897,846
15 176 $222,497 $44,609 $177,888 $24,719,958
15 177 $222,497 $44,290 $178,207 $24,541,751
15 178 $222,497 $43,971 $178,526 $24,363,226
15 179 $222,497 $43,651 $178,846 $24,184,380
15 180 $222,497 $43,330 $179,166 $24,005,213
16 181 $222,497 $43,009 $179,487 $23,825,726
16 182 $222,497 $42,688 $179,809 $23,645,917
16 183 $222,497 $42,366 $180,131 $23,465,786
16 184 $222,497 $42,043 $180,454 $23,285,333
16 185 $222,497 $41,720 $180,777 $23,104,556
16 186 $222,497 $41,396 $181,101 $22,923,455
16 187 $222,497 $41,071 $181,425 $22,742,029
16 188 $222,497 $40,746 $181,750 $22,560,279
16 189 $222,497 $40,420 $182,076 $22,378,203
16 190 $222,497 $40,094 $182,402 $22,195,801
16 191 $222,497 $39,767 $182,729 $22,013,072
16 192 $222,497 $39,440 $183,056 $21,830,015
17 193 $222,497 $39,112 $183,384 $21,646,631
17 194 $222,497 $38,784 $183,713 $21,462,918
17 195 $222,497 $38,454 $184,042 $21,278,875
17 196 $222,497 $38,125 $184,372 $21,094,504
17 197 $222,497 $37,794 $184,702 $20,909,801
17 198 $222,497 $37,463 $185,033 $20,724,768
17 199 $222,497 $37,132 $185,365 $20,539,403
17 200 $222,497 $36,800 $185,697 $20,353,707
17 201 $222,497 $36,467 $186,030 $20,167,677
17 202 $222,497 $36,134 $186,363 $19,981,314
17 203 $222,497 $35,800 $186,697 $19,794,618
17 204 $222,497 $35,465 $187,031 $19,607,586
18 205 $222,497 $35,130 $187,366 $19,420,220
18 206 $222,497 $34,795 $187,702 $19,232,518
18 207 $222,497 $34,458 $188,038 $19,044,480
18 208 $222,497 $34,121 $188,375 $18,856,104
18 209 $222,497 $33,784 $188,713 $18,667,392
18 210 $222,497 $33,446 $189,051 $18,478,341
18 211 $222,497 $33,107 $189,390 $18,288,951
18 212 $222,497 $32,768 $189,729 $18,099,223
18 213 $222,497 $32,428 $190,069 $17,909,154
18 214 $222,497 $32,087 $190,409 $17,718,744
18 215 $222,497 $31,746 $190,750 $17,527,994
18 216 $222,497 $31,404 $191,092 $17,336,902
19 217 $222,497 $31,062 $191,435 $17,145,467
19 218 $222,497 $30,719 $191,778 $16,953,689
19 219 $222,497 $30,375 $192,121 $16,761,568
19 220 $222,497 $30,031 $192,465 $16,569,103
19 221 $222,497 $29,686 $192,810 $16,376,293
19 222 $222,497 $29,341 $193,156 $16,183,137
19 223 $222,497 $28,995 $193,502 $15,989,635
19 224 $222,497 $28,648 $193,848 $15,795,787
19 225 $222,497 $28,301 $194,196 $15,601,591
19 226 $222,497 $27,953 $194,544 $15,407,047
19 227 $222,497 $27,604 $194,892 $15,212,155
19 228 $222,497 $27,255 $195,241 $15,016,913
20 229 $222,497 $26,905 $195,591 $14,821,322
20 230 $222,497 $26,555 $195,942 $14,625,380
20 231 $222,497 $26,204 $196,293 $14,429,088
20 232 $222,497 $25,852 $196,644 $14,232,443
20 233 $222,497 $25,500 $196,997 $14,035,446
20 234 $222,497 $25,147 $197,350 $13,838,097
20 235 $222,497 $24,793 $197,703 $13,640,393
20 236 $222,497 $24,439 $198,058 $13,442,336
20 237 $222,497 $24,084 $198,412 $13,243,923
20 238 $222,497 $23,729 $198,768 $13,045,155
20 239 $222,497 $23,373 $199,124 $12,846,031
20 240 $222,497 $23,016 $199,481 $12,646,551
21 241 $222,497 $22,658 $199,838 $12,446,713
21 242 $222,497 $22,300 $200,196 $12,246,516
21 243 $222,497 $21,942 $200,555 $12,045,961
21 244 $222,497 $21,582 $200,914 $11,845,047
21 245 $222,497 $21,222 $201,274 $11,643,773
21 246 $222,497 $20,862 $201,635 $11,442,138
21 247 $222,497 $20,500 $201,996 $11,240,142
21 248 $222,497 $20,139 $202,358 $11,037,784
21 249 $222,497 $19,776 $202,721 $10,835,064
21 250 $222,497 $19,413 $203,084 $10,631,980
21 251 $222,497 $19,049 $203,448 $10,428,532
21 252 $222,497 $18,684 $203,812 $10,224,720
22 253 $222,497 $18,319 $204,177 $10,020,543
22 254 $222,497 $17,953 $204,543 $9,816,000
22 255 $222,497 $17,587 $204,910 $9,611,090
22 256 $222,497 $17,220 $205,277 $9,405,813
22 257 $222,497 $16,852 $205,644 $9,200,169
22 258 $222,497 $16,484 $206,013 $8,994,156
22 259 $222,497 $16,115 $206,382 $8,787,774
22 260 $222,497 $15,745 $206,752 $8,581,022
22 261 $222,497 $15,374 $207,122 $8,373,900
22 262 $222,497 $15,003 $207,493 $8,166,407
22 263 $222,497 $14,631 $207,865 $7,958,542
22 264 $222,497 $14,259 $208,238 $7,750,304
23 265 $222,497 $13,886 $208,611 $7,541,693
23 266 $222,497 $13,512 $208,984 $7,332,709
23 267 $222,497 $13,138 $209,359 $7,123,350
23 268 $222,497 $12,763 $209,734 $6,913,616
23 269 $222,497 $12,387 $210,110 $6,703,507
23 270 $222,497 $12,010 $210,486 $6,493,021
23 271 $222,497 $11,633 $210,863 $6,282,157
23 272 $222,497 $11,256 $211,241 $6,070,916
23 273 $222,497 $10,877 $211,620 $5,859,297
23 274 $222,497 $10,498 $211,999 $5,647,298
23 275 $222,497 $10,118 $212,378 $5,434,920
23 276 $222,497 $9,738 $212,759 $5,222,161
24 277 $222,497 $9,356 $213,140 $5,009,020
24 278 $222,497 $8,974 $213,522 $4,795,498
24 279 $222,497 $8,592 $213,905 $4,581,594
24 280 $222,497 $8,209 $214,288 $4,367,306
24 281 $222,497 $7,825 $214,672 $4,152,634
24 282 $222,497 $7,440 $215,056 $3,937,578
24 283 $222,497 $7,055 $215,442 $3,722,136
24 284 $222,497 $6,669 $215,828 $3,506,308
24 285 $222,497 $6,282 $216,214 $3,290,094
24 286 $222,497 $5,895 $216,602 $3,073,492
24 287 $222,497 $5,507 $216,990 $2,856,502
24 288 $222,497 $5,118 $217,379 $2,639,123
25 289 $222,497 $4,728 $217,768 $2,421,355
25 290 $222,497 $4,338 $218,158 $2,203,197
25 291 $222,497 $3,947 $218,549 $1,984,648
25 292 $222,497 $3,556 $218,941 $1,765,707
25 293 $222,497 $3,164 $219,333 $1,546,374
25 294 $222,497 $2,771 $219,726 $1,326,648
25 295 $222,497 $2,377 $220,120 $1,106,528
25 296 $222,497 $1,983 $220,514 $886,014
25 297 $222,497 $1,587 $220,909 $665,105
25 298 $222,497 $1,192 $221,305 $443,800
25 299 $222,497 $795 $221,701 $222,099
25 300 $222,497 $398 $222,099 $0