Century 21 Centaland Property

Down Payment (HKD)

$6,640,000

Monthly Repayment (HKD)

$42,947

Loan Amount (HKD)

$9,960,000

Total Interest (HKD)

$2,924,104

Total Repayment (HKD)

$12,884,104

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$42,947	$17,845	$25,102	$9,934,898
1	2	$42,947	$17,800	$25,147	$9,909,751
1	3	$42,947	$17,755	$25,192	$9,884,559
1	4	$42,947	$17,710	$25,237	$9,859,322
1	5	$42,947	$17,665	$25,282	$9,834,039
1	6	$42,947	$17,619	$25,328	$9,808,712
1	7	$42,947	$17,574	$25,373	$9,783,339
1	8	$42,947	$17,528	$25,419	$9,757,920
1	9	$42,947	$17,483	$25,464	$9,732,456
1	10	$42,947	$17,437	$25,510	$9,706,946
1	11	$42,947	$17,392	$25,555	$9,681,391
1	12	$42,947	$17,346	$25,601	$9,655,790
2	13	$42,947	$17,300	$25,647	$9,630,143
2	14	$42,947	$17,254	$25,693	$9,604,450
2	15	$42,947	$17,208	$25,739	$9,578,711
2	16	$42,947	$17,162	$25,785	$9,552,925
2	17	$42,947	$17,116	$25,831	$9,527,094
2	18	$42,947	$17,069	$25,878	$9,501,216
2	19	$42,947	$17,023	$25,924	$9,475,292
2	20	$42,947	$16,977	$25,970	$9,449,322
2	21	$42,947	$16,930	$26,017	$9,423,305
2	22	$42,947	$16,883	$26,064	$9,397,241
2	23	$42,947	$16,837	$26,110	$9,371,131
2	24	$42,947	$16,790	$26,157	$9,344,974
3	25	$42,947	$16,743	$26,204	$9,318,770
3	26	$42,947	$16,696	$26,251	$9,292,519
3	27	$42,947	$16,649	$26,298	$9,266,221
3	28	$42,947	$16,602	$26,345	$9,239,876
3	29	$42,947	$16,555	$26,392	$9,213,484
3	30	$42,947	$16,507	$26,440	$9,187,045
3	31	$42,947	$16,460	$26,487	$9,160,558
3	32	$42,947	$16,413	$26,534	$9,134,023
3	33	$42,947	$16,365	$26,582	$9,107,441
3	34	$42,947	$16,317	$26,630	$9,080,812
3	35	$42,947	$16,270	$26,677	$9,054,135
3	36	$42,947	$16,222	$26,725	$9,027,410
4	37	$42,947	$16,174	$26,773	$9,000,637
4	38	$42,947	$16,126	$26,821	$8,973,816
4	39	$42,947	$16,078	$26,869	$8,946,947
4	40	$42,947	$16,030	$26,917	$8,920,030
4	41	$42,947	$15,982	$26,965	$8,893,065
4	42	$42,947	$15,933	$27,014	$8,866,051
4	43	$42,947	$15,885	$27,062	$8,838,989
4	44	$42,947	$15,837	$27,110	$8,811,879
4	45	$42,947	$15,788	$27,159	$8,784,719
4	46	$42,947	$15,739	$27,208	$8,757,512
4	47	$42,947	$15,691	$27,256	$8,730,255
4	48	$42,947	$15,642	$27,305	$8,702,950
5	49	$42,947	$15,593	$27,354	$8,675,596
5	50	$42,947	$15,544	$27,403	$8,648,193
5	51	$42,947	$15,495	$27,452	$8,620,740
5	52	$42,947	$15,445	$27,502	$8,593,239
5	53	$42,947	$15,396	$27,551	$8,565,688
5	54	$42,947	$15,347	$27,600	$8,538,088
5	55	$42,947	$15,297	$27,650	$8,510,438
5	56	$42,947	$15,248	$27,699	$8,482,739
5	57	$42,947	$15,198	$27,749	$8,454,990
5	58	$42,947	$15,149	$27,798	$8,427,192
5	59	$42,947	$15,099	$27,848	$8,399,343
5	60	$42,947	$15,049	$27,898	$8,371,445
6	61	$42,947	$14,999	$27,948	$8,343,497
6	62	$42,947	$14,949	$27,998	$8,315,499
6	63	$42,947	$14,899	$28,048	$8,287,450
6	64	$42,947	$14,848	$28,099	$8,259,352
6	65	$42,947	$14,798	$28,149	$8,231,203
6	66	$42,947	$14,748	$28,199	$8,203,003
6	67	$42,947	$14,697	$28,250	$8,174,753
6	68	$42,947	$14,646	$28,301	$8,146,453
6	69	$42,947	$14,596	$28,351	$8,118,101
6	70	$42,947	$14,545	$28,402	$8,089,699
6	71	$42,947	$14,494	$28,453	$8,061,246
6	72	$42,947	$14,443	$28,504	$8,032,742
7	73	$42,947	$14,392	$28,555	$8,004,187
7	74	$42,947	$14,341	$28,606	$7,975,581
7	75	$42,947	$14,290	$28,657	$7,946,924
7	76	$42,947	$14,238	$28,709	$7,918,215
7	77	$42,947	$14,187	$28,760	$7,889,455
7	78	$42,947	$14,135	$28,812	$7,860,643
7	79	$42,947	$14,084	$28,863	$7,831,780
7	80	$42,947	$14,032	$28,915	$7,802,865
7	81	$42,947	$13,980	$28,967	$7,773,898
7	82	$42,947	$13,928	$29,019	$7,744,879
7	83	$42,947	$13,876	$29,071	$7,715,808
7	84	$42,947	$13,824	$29,123	$7,686,685
8	85	$42,947	$13,772	$29,175	$7,657,510
8	86	$42,947	$13,720	$29,227	$7,628,283
8	87	$42,947	$13,667	$29,280	$7,599,003
8	88	$42,947	$13,615	$29,332	$7,569,671
8	89	$42,947	$13,562	$29,385	$7,540,287
8	90	$42,947	$13,510	$29,437	$7,510,849
8	91	$42,947	$13,457	$29,490	$7,481,359
8	92	$42,947	$13,404	$29,543	$7,451,816
8	93	$42,947	$13,351	$29,596	$7,422,220
8	94	$42,947	$13,298	$29,649	$7,392,572
8	95	$42,947	$13,245	$29,702	$7,362,870
8	96	$42,947	$13,192	$29,755	$7,333,114
9	97	$42,947	$13,138	$29,809	$7,303,306
9	98	$42,947	$13,085	$29,862	$7,273,444
9	99	$42,947	$13,032	$29,915	$7,243,528
9	100	$42,947	$12,978	$29,969	$7,213,559
9	101	$42,947	$12,924	$30,023	$7,183,537
9	102	$42,947	$12,871	$30,077	$7,153,460
9	103	$42,947	$12,817	$30,130	$7,123,330
9	104	$42,947	$12,763	$30,184	$7,093,145
9	105	$42,947	$12,709	$30,238	$7,062,907
9	106	$42,947	$12,654	$30,293	$7,032,614
9	107	$42,947	$12,600	$30,347	$7,002,267
9	108	$42,947	$12,546	$30,401	$6,971,866
10	109	$42,947	$12,491	$30,456	$6,941,410
10	110	$42,947	$12,437	$30,510	$6,910,900
10	111	$42,947	$12,382	$30,565	$6,880,335
10	112	$42,947	$12,327	$30,620	$6,849,715
10	113	$42,947	$12,272	$30,675	$6,819,041
10	114	$42,947	$12,217	$30,730	$6,788,311
10	115	$42,947	$12,162	$30,785	$6,757,527
10	116	$42,947	$12,107	$30,840	$6,726,687
10	117	$42,947	$12,052	$30,895	$6,695,792
10	118	$42,947	$11,997	$30,950	$6,664,841
10	119	$42,947	$11,941	$31,006	$6,633,836
10	120	$42,947	$11,886	$31,061	$6,602,774
11	121	$42,947	$11,830	$31,117	$6,571,657
11	122	$42,947	$11,774	$31,173	$6,540,484
11	123	$42,947	$11,718	$31,229	$6,509,256
11	124	$42,947	$11,662	$31,285	$6,477,971
11	125	$42,947	$11,606	$31,341	$6,446,630
11	126	$42,947	$11,550	$31,397	$6,415,234
11	127	$42,947	$11,494	$31,453	$6,383,781
11	128	$42,947	$11,438	$31,509	$6,352,271
11	129	$42,947	$11,381	$31,566	$6,320,705
11	130	$42,947	$11,325	$31,622	$6,289,083
11	131	$42,947	$11,268	$31,679	$6,257,404
11	132	$42,947	$11,211	$31,736	$6,225,668
12	133	$42,947	$11,154	$31,793	$6,193,875
12	134	$42,947	$11,097	$31,850	$6,162,026
12	135	$42,947	$11,040	$31,907	$6,130,119
12	136	$42,947	$10,983	$31,964	$6,098,155
12	137	$42,947	$10,926	$32,021	$6,066,134
12	138	$42,947	$10,868	$32,079	$6,034,055
12	139	$42,947	$10,811	$32,136	$6,001,919
12	140	$42,947	$10,753	$32,194	$5,969,726
12	141	$42,947	$10,696	$32,251	$5,937,475
12	142	$42,947	$10,638	$32,309	$5,905,165
12	143	$42,947	$10,580	$32,367	$5,872,799
12	144	$42,947	$10,522	$32,425	$5,840,374
13	145	$42,947	$10,464	$32,483	$5,807,891
13	146	$42,947	$10,406	$32,541	$5,775,349
13	147	$42,947	$10,348	$32,600	$5,742,750
13	148	$42,947	$10,289	$32,658	$5,710,092
13	149	$42,947	$10,231	$32,716	$5,677,376
13	150	$42,947	$10,172	$32,775	$5,644,601
13	151	$42,947	$10,113	$32,834	$5,611,767
13	152	$42,947	$10,054	$32,893	$5,578,874
13	153	$42,947	$9,995	$32,952	$5,545,923
13	154	$42,947	$9,936	$33,011	$5,512,912
13	155	$42,947	$9,877	$33,070	$5,479,842
13	156	$42,947	$9,818	$33,129	$5,446,713
14	157	$42,947	$9,759	$33,188	$5,413,525
14	158	$42,947	$9,699	$33,248	$5,380,277
14	159	$42,947	$9,640	$33,307	$5,346,970
14	160	$42,947	$9,580	$33,367	$5,313,603
14	161	$42,947	$9,520	$33,427	$5,280,176
14	162	$42,947	$9,460	$33,487	$5,246,689
14	163	$42,947	$9,400	$33,547	$5,213,143
14	164	$42,947	$9,340	$33,607	$5,179,536
14	165	$42,947	$9,280	$33,667	$5,145,869
14	166	$42,947	$9,220	$33,727	$5,112,142
14	167	$42,947	$9,159	$33,788	$5,078,354
14	168	$42,947	$9,099	$33,848	$5,044,506
15	169	$42,947	$9,038	$33,909	$5,010,597
15	170	$42,947	$8,977	$33,970	$4,976,627
15	171	$42,947	$8,916	$34,031	$4,942,596
15	172	$42,947	$8,855	$34,092	$4,908,505
15	173	$42,947	$8,794	$34,153	$4,874,352
15	174	$42,947	$8,733	$34,214	$4,840,138
15	175	$42,947	$8,672	$34,275	$4,805,863
15	176	$42,947	$8,611	$34,337	$4,771,527
15	177	$42,947	$8,549	$34,398	$4,737,129
15	178	$42,947	$8,487	$34,460	$4,702,669
15	179	$42,947	$8,426	$34,521	$4,668,148
15	180	$42,947	$8,364	$34,583	$4,633,564
16	181	$42,947	$8,302	$34,645	$4,598,919
16	182	$42,947	$8,240	$34,707	$4,564,212
16	183	$42,947	$8,178	$34,769	$4,529,443
16	184	$42,947	$8,115	$34,832	$4,494,611
16	185	$42,947	$8,053	$34,894	$4,459,717
16	186	$42,947	$7,990	$34,957	$4,424,760
16	187	$42,947	$7,928	$35,019	$4,389,741
16	188	$42,947	$7,865	$35,082	$4,354,659
16	189	$42,947	$7,802	$35,145	$4,319,514
16	190	$42,947	$7,739	$35,208	$4,284,306
16	191	$42,947	$7,676	$35,271	$4,249,035
16	192	$42,947	$7,613	$35,334	$4,213,701
17	193	$42,947	$7,550	$35,397	$4,178,303
17	194	$42,947	$7,486	$35,461	$4,142,842
17	195	$42,947	$7,423	$35,524	$4,107,318
17	196	$42,947	$7,359	$35,588	$4,071,730
17	197	$42,947	$7,295	$35,652	$4,036,078
17	198	$42,947	$7,231	$35,716	$4,000,362
17	199	$42,947	$7,167	$35,780	$3,964,583
17	200	$42,947	$7,103	$35,844	$3,928,739
17	201	$42,947	$7,039	$35,908	$3,892,831
17	202	$42,947	$6,975	$35,972	$3,856,858
17	203	$42,947	$6,910	$36,037	$3,820,822
17	204	$42,947	$6,846	$36,101	$3,784,720
18	205	$42,947	$6,781	$36,166	$3,748,554
18	206	$42,947	$6,716	$36,231	$3,712,323
18	207	$42,947	$6,651	$36,296	$3,676,027
18	208	$42,947	$6,586	$36,361	$3,639,667
18	209	$42,947	$6,521	$36,426	$3,603,241
18	210	$42,947	$6,456	$36,491	$3,566,750
18	211	$42,947	$6,390	$36,557	$3,530,193
18	212	$42,947	$6,325	$36,622	$3,493,571
18	213	$42,947	$6,259	$36,688	$3,456,883
18	214	$42,947	$6,194	$36,753	$3,420,130
18	215	$42,947	$6,128	$36,819	$3,383,310
18	216	$42,947	$6,062	$36,885	$3,346,425
19	217	$42,947	$5,996	$36,951	$3,309,474
19	218	$42,947	$5,929	$37,018	$3,272,456
19	219	$42,947	$5,863	$37,084	$3,235,372
19	220	$42,947	$5,797	$37,150	$3,198,222
19	221	$42,947	$5,730	$37,217	$3,161,005
19	222	$42,947	$5,663	$37,284	$3,123,722
19	223	$42,947	$5,597	$37,350	$3,086,371
19	224	$42,947	$5,530	$37,417	$3,048,954
19	225	$42,947	$5,463	$37,484	$3,011,470
19	226	$42,947	$5,396	$37,551	$2,973,918
19	227	$42,947	$5,328	$37,619	$2,936,300
19	228	$42,947	$5,261	$37,686	$2,898,613
20	229	$42,947	$5,193	$37,754	$2,860,860
20	230	$42,947	$5,126	$37,821	$2,823,039
20	231	$42,947	$5,058	$37,889	$2,785,149
20	232	$42,947	$4,990	$37,957	$2,747,193
20	233	$42,947	$4,922	$38,025	$2,709,168
20	234	$42,947	$4,854	$38,093	$2,671,074
20	235	$42,947	$4,786	$38,161	$2,632,913
20	236	$42,947	$4,717	$38,230	$2,594,683
20	237	$42,947	$4,649	$38,298	$2,556,385
20	238	$42,947	$4,580	$38,367	$2,518,018
20	239	$42,947	$4,511	$38,436	$2,479,583
20	240	$42,947	$4,443	$38,504	$2,441,078
21	241	$42,947	$4,374	$38,573	$2,402,505
21	242	$42,947	$4,304	$38,643	$2,363,862
21	243	$42,947	$4,235	$38,712	$2,325,151
21	244	$42,947	$4,166	$38,781	$2,286,370
21	245	$42,947	$4,096	$38,851	$2,247,519
21	246	$42,947	$4,027	$38,920	$2,208,599
21	247	$42,947	$3,957	$38,990	$2,169,609
21	248	$42,947	$3,887	$39,060	$2,130,549
21	249	$42,947	$3,817	$39,130	$2,091,419
21	250	$42,947	$3,747	$39,200	$2,052,219
21	251	$42,947	$3,677	$39,270	$2,012,949
21	252	$42,947	$3,607	$39,340	$1,973,609
22	253	$42,947	$3,536	$39,411	$1,934,198
22	254	$42,947	$3,465	$39,482	$1,894,716
22	255	$42,947	$3,395	$39,552	$1,855,164
22	256	$42,947	$3,324	$39,623	$1,815,541
22	257	$42,947	$3,253	$39,694	$1,775,847
22	258	$42,947	$3,182	$39,765	$1,736,081
22	259	$42,947	$3,110	$39,837	$1,696,245
22	260	$42,947	$3,039	$39,908	$1,656,337
22	261	$42,947	$2,968	$39,979	$1,616,357
22	262	$42,947	$2,896	$40,051	$1,576,306
22	263	$42,947	$2,824	$40,123	$1,536,184
22	264	$42,947	$2,752	$40,195	$1,495,989
23	265	$42,947	$2,680	$40,267	$1,455,722
23	266	$42,947	$2,608	$40,339	$1,415,383
23	267	$42,947	$2,536	$40,411	$1,374,972
23	268	$42,947	$2,463	$40,484	$1,334,489
23	269	$42,947	$2,391	$40,556	$1,293,933
23	270	$42,947	$2,318	$40,629	$1,253,304
23	271	$42,947	$2,246	$40,702	$1,212,602
23	272	$42,947	$2,173	$40,774	$1,171,828
23	273	$42,947	$2,100	$40,847	$1,130,981
23	274	$42,947	$2,026	$40,921	$1,090,060
23	275	$42,947	$1,953	$40,994	$1,049,066
23	276	$42,947	$1,880	$41,067	$1,007,998
24	277	$42,947	$1,806	$41,141	$966,857
24	278	$42,947	$1,732	$41,215	$925,643
24	279	$42,947	$1,658	$41,289	$884,354
24	280	$42,947	$1,584	$41,363	$842,992
24	281	$42,947	$1,510	$41,437	$801,555
24	282	$42,947	$1,436	$41,511	$760,044
24	283	$42,947	$1,362	$41,585	$718,459
24	284	$42,947	$1,287	$41,660	$676,799
24	285	$42,947	$1,213	$41,734	$635,065
24	286	$42,947	$1,138	$41,809	$593,255
24	287	$42,947	$1,063	$41,884	$551,371
24	288	$42,947	$988	$41,959	$509,412
25	289	$42,947	$913	$42,034	$467,378
25	290	$42,947	$837	$42,110	$425,268
25	291	$42,947	$762	$42,185	$383,083
25	292	$42,947	$686	$42,261	$340,822
25	293	$42,947	$611	$42,336	$298,486
25	294	$42,947	$535	$42,412	$256,074
25	295	$42,947	$459	$42,488	$213,586
25	296	$42,947	$383	$42,564	$171,021
25	297	$42,947	$306	$42,641	$128,381
25	298	$42,947	$230	$42,717	$85,664
25	299	$42,947	$153	$42,794	$42,870
25	300	$42,947	$77	$42,870	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 6,640,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 6,806,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.