Home
Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 7,056,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 7,232,400
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$7,056,000
 
Monthly Repayment (HKD)
$45,638
Loan Amount (HKD)
$10,584,000
+
Total Interest (HKD)
$3,107,301
=
Total Repayment (HKD)
$13,691,301
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $45,638 $18,963 $26,675 $10,557,325
1 2 $45,638 $18,915 $26,722 $10,530,603
1 3 $45,638 $18,867 $26,770 $10,503,833
1 4 $45,638 $18,819 $26,818 $10,477,014
1 5 $45,638 $18,771 $26,866 $10,450,148
1 6 $45,638 $18,723 $26,914 $10,423,233
1 7 $45,638 $18,675 $26,963 $10,396,271
1 8 $45,638 $18,627 $27,011 $10,369,260
1 9 $45,638 $18,578 $27,059 $10,342,200
1 10 $45,638 $18,530 $27,108 $10,315,092
1 11 $45,638 $18,481 $27,156 $10,287,936
1 12 $45,638 $18,433 $27,205 $10,260,731
2 13 $45,638 $18,384 $27,254 $10,233,477
2 14 $45,638 $18,335 $27,303 $10,206,174
2 15 $45,638 $18,286 $27,352 $10,178,823
2 16 $45,638 $18,237 $27,401 $10,151,422
2 17 $45,638 $18,188 $27,450 $10,123,972
2 18 $45,638 $18,139 $27,499 $10,096,473
2 19 $45,638 $18,090 $27,548 $10,068,925
2 20 $45,638 $18,040 $27,598 $10,041,328
2 21 $45,638 $17,991 $27,647 $10,013,681
2 22 $45,638 $17,941 $27,696 $9,985,984
2 23 $45,638 $17,892 $27,746 $9,958,238
2 24 $45,638 $17,842 $27,796 $9,930,442
3 25 $45,638 $17,792 $27,846 $9,902,597
3 26 $45,638 $17,742 $27,896 $9,874,701
3 27 $45,638 $17,692 $27,945 $9,846,756
3 28 $45,638 $17,642 $27,996 $9,818,760
3 29 $45,638 $17,592 $28,046 $9,790,714
3 30 $45,638 $17,542 $28,096 $9,762,618
3 31 $45,638 $17,491 $28,146 $9,734,472
3 32 $45,638 $17,441 $28,197 $9,706,275
3 33 $45,638 $17,390 $28,247 $9,678,028
3 34 $45,638 $17,340 $28,298 $9,649,730
3 35 $45,638 $17,289 $28,349 $9,621,382
3 36 $45,638 $17,238 $28,399 $9,592,982
4 37 $45,638 $17,187 $28,450 $9,564,532
4 38 $45,638 $17,136 $28,501 $9,536,031
4 39 $45,638 $17,085 $28,552 $9,507,479
4 40 $45,638 $17,034 $28,603 $9,478,875
4 41 $45,638 $16,983 $28,655 $9,450,221
4 42 $45,638 $16,932 $28,706 $9,421,514
4 43 $45,638 $16,880 $28,757 $9,392,757
4 44 $45,638 $16,829 $28,809 $9,363,948
4 45 $45,638 $16,777 $28,861 $9,335,087
4 46 $45,638 $16,725 $28,912 $9,306,175
4 47 $45,638 $16,674 $28,964 $9,277,211
4 48 $45,638 $16,622 $29,016 $9,248,195
5 49 $45,638 $16,570 $29,068 $9,219,127
5 50 $45,638 $16,518 $29,120 $9,190,007
5 51 $45,638 $16,465 $29,172 $9,160,835
5 52 $45,638 $16,413 $29,225 $9,131,610
5 53 $45,638 $16,361 $29,277 $9,102,333
5 54 $45,638 $16,308 $29,329 $9,073,004
5 55 $45,638 $16,256 $29,382 $9,043,622
5 56 $45,638 $16,203 $29,435 $9,014,188
5 57 $45,638 $16,150 $29,487 $8,984,700
5 58 $45,638 $16,098 $29,540 $8,955,160
5 59 $45,638 $16,045 $29,593 $8,925,567
5 60 $45,638 $15,992 $29,646 $8,895,921
6 61 $45,638 $15,939 $29,699 $8,866,222
6 62 $45,638 $15,885 $29,752 $8,836,470
6 63 $45,638 $15,832 $29,806 $8,806,664
6 64 $45,638 $15,779 $29,859 $8,776,805
6 65 $45,638 $15,725 $29,913 $8,746,893
6 66 $45,638 $15,672 $29,966 $8,716,926
6 67 $45,638 $15,618 $30,020 $8,686,907
6 68 $45,638 $15,564 $30,074 $8,656,833
6 69 $45,638 $15,510 $30,128 $8,626,705
6 70 $45,638 $15,456 $30,181 $8,596,524
6 71 $45,638 $15,402 $30,236 $8,566,288
6 72 $45,638 $15,348 $30,290 $8,535,999
7 73 $45,638 $15,294 $30,344 $8,505,655
7 74 $45,638 $15,239 $30,398 $8,475,256
7 75 $45,638 $15,185 $30,453 $8,444,803
7 76 $45,638 $15,130 $30,507 $8,414,296
7 77 $45,638 $15,076 $30,562 $8,383,734
7 78 $45,638 $15,021 $30,617 $8,353,117
7 79 $45,638 $14,966 $30,672 $8,322,445
7 80 $45,638 $14,911 $30,727 $8,291,719
7 81 $45,638 $14,856 $30,782 $8,260,937
7 82 $45,638 $14,801 $30,837 $8,230,100
7 83 $45,638 $14,746 $30,892 $8,199,208
7 84 $45,638 $14,690 $30,947 $8,168,261
8 85 $45,638 $14,635 $31,003 $8,137,258
8 86 $45,638 $14,579 $31,058 $8,106,200
8 87 $45,638 $14,524 $31,114 $8,075,086
8 88 $45,638 $14,468 $31,170 $8,043,916
8 89 $45,638 $14,412 $31,226 $8,012,690
8 90 $45,638 $14,356 $31,282 $7,981,408
8 91 $45,638 $14,300 $31,338 $7,950,071
8 92 $45,638 $14,244 $31,394 $7,918,677
8 93 $45,638 $14,188 $31,450 $7,887,227
8 94 $45,638 $14,131 $31,506 $7,855,721
8 95 $45,638 $14,075 $31,563 $7,824,158
8 96 $45,638 $14,018 $31,619 $7,792,538
9 97 $45,638 $13,962 $31,676 $7,760,862
9 98 $45,638 $13,905 $31,733 $7,729,130
9 99 $45,638 $13,848 $31,790 $7,697,340
9 100 $45,638 $13,791 $31,847 $7,665,493
9 101 $45,638 $13,734 $31,904 $7,633,590
9 102 $45,638 $13,677 $31,961 $7,601,629
9 103 $45,638 $13,620 $32,018 $7,569,611
9 104 $45,638 $13,562 $32,075 $7,537,535
9 105 $45,638 $13,505 $32,133 $7,505,402
9 106 $45,638 $13,447 $32,190 $7,473,212
9 107 $45,638 $13,390 $32,248 $7,440,964
9 108 $45,638 $13,332 $32,306 $7,408,658
10 109 $45,638 $13,274 $32,364 $7,376,294
10 110 $45,638 $13,216 $32,422 $7,343,872
10 111 $45,638 $13,158 $32,480 $7,311,392
10 112 $45,638 $13,100 $32,538 $7,278,854
10 113 $45,638 $13,041 $32,596 $7,246,258
10 114 $45,638 $12,983 $32,655 $7,213,603
10 115 $45,638 $12,924 $32,713 $7,180,890
10 116 $45,638 $12,866 $32,772 $7,148,118
10 117 $45,638 $12,807 $32,831 $7,115,287
10 118 $45,638 $12,748 $32,889 $7,082,398
10 119 $45,638 $12,689 $32,948 $7,049,449
10 120 $45,638 $12,630 $33,007 $7,016,442
11 121 $45,638 $12,571 $33,067 $6,983,375
11 122 $45,638 $12,512 $33,126 $6,950,250
11 123 $45,638 $12,453 $33,185 $6,917,064
11 124 $45,638 $12,393 $33,245 $6,883,820
11 125 $45,638 $12,334 $33,304 $6,850,516
11 126 $45,638 $12,274 $33,364 $6,817,152
11 127 $45,638 $12,214 $33,424 $6,783,728
11 128 $45,638 $12,154 $33,483 $6,750,245
11 129 $45,638 $12,094 $33,543 $6,716,701
11 130 $45,638 $12,034 $33,604 $6,683,098
11 131 $45,638 $11,974 $33,664 $6,649,434
11 132 $45,638 $11,914 $33,724 $6,615,710
12 133 $45,638 $11,853 $33,785 $6,581,925
12 134 $45,638 $11,793 $33,845 $6,548,080
12 135 $45,638 $11,732 $33,906 $6,514,175
12 136 $45,638 $11,671 $33,966 $6,480,208
12 137 $45,638 $11,610 $34,027 $6,446,181
12 138 $45,638 $11,549 $34,088 $6,412,093
12 139 $45,638 $11,488 $34,149 $6,377,943
12 140 $45,638 $11,427 $34,211 $6,343,733
12 141 $45,638 $11,366 $34,272 $6,309,461
12 142 $45,638 $11,304 $34,333 $6,275,128
12 143 $45,638 $11,243 $34,395 $6,240,733
12 144 $45,638 $11,181 $34,456 $6,206,277
13 145 $45,638 $11,120 $34,518 $6,171,758
13 146 $45,638 $11,058 $34,580 $6,137,179
13 147 $45,638 $10,996 $34,642 $6,102,537
13 148 $45,638 $10,934 $34,704 $6,067,833
13 149 $45,638 $10,872 $34,766 $6,033,067
13 150 $45,638 $10,809 $34,828 $5,998,238
13 151 $45,638 $10,747 $34,891 $5,963,347
13 152 $45,638 $10,684 $34,953 $5,928,394
13 153 $45,638 $10,622 $35,016 $5,893,378
13 154 $45,638 $10,559 $35,079 $5,858,299
13 155 $45,638 $10,496 $35,142 $5,823,158
13 156 $45,638 $10,433 $35,205 $5,787,953
14 157 $45,638 $10,370 $35,268 $5,752,686
14 158 $45,638 $10,307 $35,331 $5,717,355
14 159 $45,638 $10,244 $35,394 $5,681,961
14 160 $45,638 $10,180 $35,457 $5,646,503
14 161 $45,638 $10,117 $35,521 $5,610,982
14 162 $45,638 $10,053 $35,585 $5,575,398
14 163 $45,638 $9,989 $35,648 $5,539,749
14 164 $45,638 $9,925 $35,712 $5,504,037
14 165 $45,638 $9,861 $35,776 $5,468,261
14 166 $45,638 $9,797 $35,840 $5,432,420
14 167 $45,638 $9,733 $35,905 $5,396,516
14 168 $45,638 $9,669 $35,969 $5,360,547
15 169 $45,638 $9,604 $36,033 $5,324,513
15 170 $45,638 $9,540 $36,098 $5,288,416
15 171 $45,638 $9,475 $36,163 $5,252,253
15 172 $45,638 $9,410 $36,227 $5,216,026
15 173 $45,638 $9,345 $36,292 $5,179,733
15 174 $45,638 $9,280 $36,357 $5,143,376
15 175 $45,638 $9,215 $36,422 $5,106,954
15 176 $45,638 $9,150 $36,488 $5,070,466
15 177 $45,638 $9,085 $36,553 $5,033,913
15 178 $45,638 $9,019 $36,619 $4,997,294
15 179 $45,638 $8,953 $36,684 $4,960,610
15 180 $45,638 $8,888 $36,750 $4,923,860
16 181 $45,638 $8,822 $36,816 $4,887,044
16 182 $45,638 $8,756 $36,882 $4,850,163
16 183 $45,638 $8,690 $36,948 $4,813,215
16 184 $45,638 $8,624 $37,014 $4,776,201
16 185 $45,638 $8,557 $37,080 $4,739,121
16 186 $45,638 $8,491 $37,147 $4,701,974
16 187 $45,638 $8,424 $37,213 $4,664,760
16 188 $45,638 $8,358 $37,280 $4,627,480
16 189 $45,638 $8,291 $37,347 $4,590,134
16 190 $45,638 $8,224 $37,414 $4,552,720
16 191 $45,638 $8,157 $37,481 $4,515,239
16 192 $45,638 $8,090 $37,548 $4,477,691
17 193 $45,638 $8,023 $37,615 $4,440,076
17 194 $45,638 $7,955 $37,683 $4,402,394
17 195 $45,638 $7,888 $37,750 $4,364,644
17 196 $45,638 $7,820 $37,818 $4,326,826
17 197 $45,638 $7,752 $37,885 $4,288,941
17 198 $45,638 $7,684 $37,953 $4,250,987
17 199 $45,638 $7,616 $38,021 $4,212,966
17 200 $45,638 $7,548 $38,089 $4,174,877
17 201 $45,638 $7,480 $38,158 $4,136,719
17 202 $45,638 $7,412 $38,226 $4,098,493
17 203 $45,638 $7,343 $38,295 $4,060,198
17 204 $45,638 $7,275 $38,363 $4,021,835
18 205 $45,638 $7,206 $38,432 $3,983,403
18 206 $45,638 $7,137 $38,501 $3,944,903
18 207 $45,638 $7,068 $38,570 $3,906,333
18 208 $45,638 $6,999 $38,639 $3,867,694
18 209 $45,638 $6,930 $38,708 $3,828,986
18 210 $45,638 $6,860 $38,777 $3,790,209
18 211 $45,638 $6,791 $38,847 $3,751,362
18 212 $45,638 $6,721 $38,916 $3,712,445
18 213 $45,638 $6,651 $38,986 $3,673,459
18 214 $45,638 $6,582 $39,056 $3,634,403
18 215 $45,638 $6,512 $39,126 $3,595,277
18 216 $45,638 $6,442 $39,196 $3,556,081
19 217 $45,638 $6,371 $39,266 $3,516,814
19 218 $45,638 $6,301 $39,337 $3,477,478
19 219 $45,638 $6,230 $39,407 $3,438,071
19 220 $45,638 $6,160 $39,478 $3,398,593
19 221 $45,638 $6,089 $39,549 $3,359,044
19 222 $45,638 $6,018 $39,619 $3,319,425
19 223 $45,638 $5,947 $39,690 $3,279,734
19 224 $45,638 $5,876 $39,761 $3,239,973
19 225 $45,638 $5,805 $39,833 $3,200,140
19 226 $45,638 $5,734 $39,904 $3,160,236
19 227 $45,638 $5,662 $39,976 $3,120,261
19 228 $45,638 $5,590 $40,047 $3,080,213
20 229 $45,638 $5,519 $40,119 $3,040,094
20 230 $45,638 $5,447 $40,191 $2,999,904
20 231 $45,638 $5,375 $40,263 $2,959,641
20 232 $45,638 $5,303 $40,335 $2,919,306
20 233 $45,638 $5,230 $40,407 $2,878,899
20 234 $45,638 $5,158 $40,480 $2,838,419
20 235 $45,638 $5,086 $40,552 $2,797,867
20 236 $45,638 $5,013 $40,625 $2,757,242
20 237 $45,638 $4,940 $40,698 $2,716,544
20 238 $45,638 $4,867 $40,771 $2,675,774
20 239 $45,638 $4,794 $40,844 $2,634,930
20 240 $45,638 $4,721 $40,917 $2,594,013
21 241 $45,638 $4,648 $40,990 $2,553,023
21 242 $45,638 $4,574 $41,064 $2,511,960
21 243 $45,638 $4,501 $41,137 $2,470,823
21 244 $45,638 $4,427 $41,211 $2,429,612
21 245 $45,638 $4,353 $41,285 $2,388,327
21 246 $45,638 $4,279 $41,359 $2,346,969
21 247 $45,638 $4,205 $41,433 $2,305,536
21 248 $45,638 $4,131 $41,507 $2,264,029
21 249 $45,638 $4,056 $41,581 $2,222,448
21 250 $45,638 $3,982 $41,656 $2,180,792
21 251 $45,638 $3,907 $41,730 $2,139,062
21 252 $45,638 $3,832 $41,805 $2,097,257
22 253 $45,638 $3,758 $41,880 $2,055,376
22 254 $45,638 $3,683 $41,955 $2,013,421
22 255 $45,638 $3,607 $42,030 $1,971,391
22 256 $45,638 $3,532 $42,106 $1,929,285
22 257 $45,638 $3,457 $42,181 $1,887,104
22 258 $45,638 $3,381 $42,257 $1,844,848
22 259 $45,638 $3,305 $42,332 $1,802,516
22 260 $45,638 $3,230 $42,408 $1,760,107
22 261 $45,638 $3,154 $42,484 $1,717,623
22 262 $45,638 $3,077 $42,560 $1,675,063
22 263 $45,638 $3,001 $42,637 $1,632,426
22 264 $45,638 $2,925 $42,713 $1,589,714
23 265 $45,638 $2,848 $42,789 $1,546,924
23 266 $45,638 $2,772 $42,866 $1,504,058
23 267 $45,638 $2,695 $42,943 $1,461,115
23 268 $45,638 $2,618 $43,020 $1,418,095
23 269 $45,638 $2,541 $43,097 $1,374,998
23 270 $45,638 $2,464 $43,174 $1,331,824
23 271 $45,638 $2,386 $43,251 $1,288,573
23 272 $45,638 $2,309 $43,329 $1,245,244
23 273 $45,638 $2,231 $43,407 $1,201,837
23 274 $45,638 $2,153 $43,484 $1,158,353
23 275 $45,638 $2,075 $43,562 $1,114,790
23 276 $45,638 $1,997 $43,640 $1,071,150
24 277 $45,638 $1,919 $43,719 $1,027,432
24 278 $45,638 $1,841 $43,797 $983,635
24 279 $45,638 $1,762 $43,875 $939,759
24 280 $45,638 $1,684 $43,954 $895,806
24 281 $45,638 $1,605 $44,033 $851,773
24 282 $45,638 $1,526 $44,112 $807,661
24 283 $45,638 $1,447 $44,191 $763,471
24 284 $45,638 $1,368 $44,270 $719,201
24 285 $45,638 $1,289 $44,349 $674,852
24 286 $45,638 $1,209 $44,429 $630,423
24 287 $45,638 $1,130 $44,508 $585,915
24 288 $45,638 $1,050 $44,588 $541,327
25 289 $45,638 $970 $44,668 $496,659
25 290 $45,638 $890 $44,748 $451,912
25 291 $45,638 $810 $44,828 $407,084
25 292 $45,638 $729 $44,908 $362,175
25 293 $45,638 $649 $44,989 $317,186
25 294 $45,638 $568 $45,069 $272,117
25 295 $45,638 $488 $45,150 $226,967
25 296 $45,638 $407 $45,231 $181,736
25 297 $45,638 $326 $45,312 $136,424
25 298 $45,638 $244 $45,393 $91,031
25 299 $45,638 $163 $45,475 $45,556
25 300 $45,638 $82 $45,556 $0