Century 21 Centaland Property

Down Payment (HKD)

$8,520,000

Monthly Repayment (HKD)

$55,107

Loan Amount (HKD)

$12,780,000

Total Interest (HKD)

$3,752,013

Total Repayment (HKD)

$16,532,013

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$55,107	$22,898	$32,209	$12,747,791
1	2	$55,107	$22,840	$32,267	$12,715,524
1	3	$55,107	$22,782	$32,325	$12,683,199
1	4	$55,107	$22,724	$32,383	$12,650,817
1	5	$55,107	$22,666	$32,441	$12,618,376
1	6	$55,107	$22,608	$32,499	$12,585,877
1	7	$55,107	$22,550	$32,557	$12,553,320
1	8	$55,107	$22,491	$32,615	$12,520,705
1	9	$55,107	$22,433	$32,674	$12,488,031
1	10	$55,107	$22,374	$32,732	$12,455,299
1	11	$55,107	$22,316	$32,791	$12,422,508
1	12	$55,107	$22,257	$32,850	$12,389,658
2	13	$55,107	$22,198	$32,909	$12,356,749
2	14	$55,107	$22,139	$32,968	$12,323,782
2	15	$55,107	$22,080	$33,027	$12,290,755
2	16	$55,107	$22,021	$33,086	$12,257,669
2	17	$55,107	$21,962	$33,145	$12,224,524
2	18	$55,107	$21,902	$33,204	$12,191,320
2	19	$55,107	$21,843	$33,264	$12,158,056
2	20	$55,107	$21,783	$33,324	$12,124,732
2	21	$55,107	$21,723	$33,383	$12,091,349
2	22	$55,107	$21,664	$33,443	$12,057,906
2	23	$55,107	$21,604	$33,503	$12,024,403
2	24	$55,107	$21,544	$33,563	$11,990,840
3	25	$55,107	$21,484	$33,623	$11,957,217
3	26	$55,107	$21,423	$33,683	$11,923,534
3	27	$55,107	$21,363	$33,744	$11,889,790
3	28	$55,107	$21,303	$33,804	$11,855,986
3	29	$55,107	$21,242	$33,865	$11,822,121
3	30	$55,107	$21,181	$33,925	$11,788,196
3	31	$55,107	$21,121	$33,986	$11,754,210
3	32	$55,107	$21,060	$34,047	$11,720,163
3	33	$55,107	$20,999	$34,108	$11,686,054
3	34	$55,107	$20,938	$34,169	$11,651,885
3	35	$55,107	$20,876	$34,230	$11,617,655
3	36	$55,107	$20,815	$34,292	$11,583,363
4	37	$55,107	$20,754	$34,353	$11,549,010
4	38	$55,107	$20,692	$34,415	$11,514,595
4	39	$55,107	$20,630	$34,476	$11,480,119
4	40	$55,107	$20,569	$34,538	$11,445,581
4	41	$55,107	$20,507	$34,600	$11,410,981
4	42	$55,107	$20,445	$34,662	$11,376,319
4	43	$55,107	$20,383	$34,724	$11,341,594
4	44	$55,107	$20,320	$34,786	$11,306,808
4	45	$55,107	$20,258	$34,849	$11,271,959
4	46	$55,107	$20,196	$34,911	$11,237,048
4	47	$55,107	$20,133	$34,974	$11,202,075
4	48	$55,107	$20,070	$35,036	$11,167,038
5	49	$55,107	$20,008	$35,099	$11,131,939
5	50	$55,107	$19,945	$35,162	$11,096,777
5	51	$55,107	$19,882	$35,225	$11,061,552
5	52	$55,107	$19,819	$35,288	$11,026,264
5	53	$55,107	$19,755	$35,351	$10,990,913
5	54	$55,107	$19,692	$35,415	$10,955,498
5	55	$55,107	$19,629	$35,478	$10,920,020
5	56	$55,107	$19,565	$35,542	$10,884,478
5	57	$55,107	$19,501	$35,605	$10,848,873
5	58	$55,107	$19,438	$35,669	$10,813,204
5	59	$55,107	$19,374	$35,733	$10,777,471
5	60	$55,107	$19,310	$35,797	$10,741,674
6	61	$55,107	$19,245	$35,861	$10,705,812
6	62	$55,107	$19,181	$35,925	$10,669,887
6	63	$55,107	$19,117	$35,990	$10,633,897
6	64	$55,107	$19,052	$36,054	$10,597,843
6	65	$55,107	$18,988	$36,119	$10,561,724
6	66	$55,107	$18,923	$36,184	$10,525,540
6	67	$55,107	$18,858	$36,248	$10,489,292
6	68	$55,107	$18,793	$36,313	$10,452,979
6	69	$55,107	$18,728	$36,378	$10,416,600
6	70	$55,107	$18,663	$36,444	$10,380,156
6	71	$55,107	$18,598	$36,509	$10,343,647
6	72	$55,107	$18,532	$36,574	$10,307,073
7	73	$55,107	$18,467	$36,640	$10,270,433
7	74	$55,107	$18,401	$36,706	$10,233,728
7	75	$55,107	$18,335	$36,771	$10,196,956
7	76	$55,107	$18,270	$36,837	$10,160,119
7	77	$55,107	$18,204	$36,903	$10,123,216
7	78	$55,107	$18,137	$36,969	$10,086,247
7	79	$55,107	$18,071	$37,036	$10,049,211
7	80	$55,107	$18,005	$37,102	$10,012,109
7	81	$55,107	$17,938	$37,168	$9,974,941
7	82	$55,107	$17,872	$37,235	$9,937,706
7	83	$55,107	$17,805	$37,302	$9,900,405
7	84	$55,107	$17,738	$37,368	$9,863,036
8	85	$55,107	$17,671	$37,435	$9,825,601
8	86	$55,107	$17,604	$37,503	$9,788,098
8	87	$55,107	$17,537	$37,570	$9,750,528
8	88	$55,107	$17,470	$37,637	$9,712,891
8	89	$55,107	$17,402	$37,704	$9,675,187
8	90	$55,107	$17,335	$37,772	$9,637,415
8	91	$55,107	$17,267	$37,840	$9,599,575
8	92	$55,107	$17,199	$37,907	$9,561,668
8	93	$55,107	$17,131	$37,975	$9,523,692
8	94	$55,107	$17,063	$38,043	$9,485,649
8	95	$55,107	$16,995	$38,112	$9,447,537
8	96	$55,107	$16,927	$38,180	$9,409,358
9	97	$55,107	$16,858	$38,248	$9,371,109
9	98	$55,107	$16,790	$38,317	$9,332,792
9	99	$55,107	$16,721	$38,385	$9,294,407
9	100	$55,107	$16,652	$38,454	$9,255,953
9	101	$55,107	$16,584	$38,523	$9,217,430
9	102	$55,107	$16,515	$38,592	$9,178,838
9	103	$55,107	$16,445	$38,661	$9,140,176
9	104	$55,107	$16,376	$38,731	$9,101,446
9	105	$55,107	$16,307	$38,800	$9,062,646
9	106	$55,107	$16,237	$38,869	$9,023,776
9	107	$55,107	$16,168	$38,939	$8,984,837
9	108	$55,107	$16,098	$39,009	$8,945,828
10	109	$55,107	$16,028	$39,079	$8,906,749
10	110	$55,107	$15,958	$39,149	$8,867,601
10	111	$55,107	$15,888	$39,219	$8,828,382
10	112	$55,107	$15,818	$39,289	$8,789,093
10	113	$55,107	$15,747	$39,360	$8,749,733
10	114	$55,107	$15,677	$39,430	$8,710,303
10	115	$55,107	$15,606	$39,501	$8,670,802
10	116	$55,107	$15,535	$39,572	$8,631,231
10	117	$55,107	$15,464	$39,642	$8,591,588
10	118	$55,107	$15,393	$39,713	$8,551,875
10	119	$55,107	$15,322	$39,785	$8,512,090
10	120	$55,107	$15,251	$39,856	$8,472,234
11	121	$55,107	$15,179	$39,927	$8,432,307
11	122	$55,107	$15,108	$39,999	$8,392,308
11	123	$55,107	$15,036	$40,070	$8,352,238
11	124	$55,107	$14,964	$40,142	$8,312,095
11	125	$55,107	$14,893	$40,214	$8,271,881
11	126	$55,107	$14,820	$40,286	$8,231,595
11	127	$55,107	$14,748	$40,358	$8,191,237
11	128	$55,107	$14,676	$40,431	$8,150,806
11	129	$55,107	$14,604	$40,503	$8,110,303
11	130	$55,107	$14,531	$40,576	$8,069,727
11	131	$55,107	$14,458	$40,648	$8,029,078
11	132	$55,107	$14,385	$40,721	$7,988,357
12	133	$55,107	$14,312	$40,794	$7,947,563
12	134	$55,107	$14,239	$40,867	$7,906,696
12	135	$55,107	$14,166	$40,941	$7,865,755
12	136	$55,107	$14,093	$41,014	$7,824,741
12	137	$55,107	$14,019	$41,087	$7,783,654
12	138	$55,107	$13,946	$41,161	$7,742,493
12	139	$55,107	$13,872	$41,235	$7,701,258
12	140	$55,107	$13,798	$41,309	$7,659,949
12	141	$55,107	$13,724	$41,383	$7,618,567
12	142	$55,107	$13,650	$41,457	$7,577,110
12	143	$55,107	$13,576	$41,531	$7,535,579
12	144	$55,107	$13,501	$41,605	$7,493,973
13	145	$55,107	$13,427	$41,680	$7,452,293
13	146	$55,107	$13,352	$41,755	$7,410,539
13	147	$55,107	$13,277	$41,829	$7,368,709
13	148	$55,107	$13,202	$41,904	$7,326,805
13	149	$55,107	$13,127	$41,980	$7,284,825
13	150	$55,107	$13,052	$42,055	$7,242,771
13	151	$55,107	$12,977	$42,130	$7,200,640
13	152	$55,107	$12,901	$42,206	$7,158,435
13	153	$55,107	$12,826	$42,281	$7,116,154
13	154	$55,107	$12,750	$42,357	$7,073,797
13	155	$55,107	$12,674	$42,433	$7,031,364
13	156	$55,107	$12,598	$42,509	$6,988,855
14	157	$55,107	$12,522	$42,585	$6,946,270
14	158	$55,107	$12,445	$42,661	$6,903,609
14	159	$55,107	$12,369	$42,738	$6,860,871
14	160	$55,107	$12,292	$42,814	$6,818,057
14	161	$55,107	$12,216	$42,891	$6,775,166
14	162	$55,107	$12,139	$42,968	$6,732,198
14	163	$55,107	$12,062	$43,045	$6,689,153
14	164	$55,107	$11,985	$43,122	$6,646,031
14	165	$55,107	$11,907	$43,199	$6,602,832
14	166	$55,107	$11,830	$43,277	$6,559,555
14	167	$55,107	$11,753	$43,354	$6,516,201
14	168	$55,107	$11,675	$43,432	$6,472,769
15	169	$55,107	$11,597	$43,510	$6,429,259
15	170	$55,107	$11,519	$43,588	$6,385,672
15	171	$55,107	$11,441	$43,666	$6,342,006
15	172	$55,107	$11,363	$43,744	$6,298,262
15	173	$55,107	$11,284	$43,822	$6,254,440
15	174	$55,107	$11,206	$43,901	$6,210,539
15	175	$55,107	$11,127	$43,979	$6,166,560
15	176	$55,107	$11,048	$44,058	$6,122,501
15	177	$55,107	$10,969	$44,137	$6,078,364
15	178	$55,107	$10,890	$44,216	$6,034,148
15	179	$55,107	$10,811	$44,296	$5,989,852
15	180	$55,107	$10,732	$44,375	$5,945,477
16	181	$55,107	$10,652	$44,454	$5,901,023
16	182	$55,107	$10,573	$44,534	$5,856,489
16	183	$55,107	$10,493	$44,614	$5,811,875
16	184	$55,107	$10,413	$44,694	$5,767,181
16	185	$55,107	$10,333	$44,774	$5,722,407
16	186	$55,107	$10,253	$44,854	$5,677,553
16	187	$55,107	$10,172	$44,934	$5,632,619
16	188	$55,107	$10,092	$45,015	$5,587,604
16	189	$55,107	$10,011	$45,096	$5,542,508
16	190	$55,107	$9,930	$45,176	$5,497,332
16	191	$55,107	$9,849	$45,257	$5,452,075
16	192	$55,107	$9,768	$45,338	$5,406,736
17	193	$55,107	$9,687	$45,420	$5,361,317
17	194	$55,107	$9,606	$45,501	$5,315,816
17	195	$55,107	$9,524	$45,583	$5,270,233
17	196	$55,107	$9,443	$45,664	$5,224,569
17	197	$55,107	$9,361	$45,746	$5,178,823
17	198	$55,107	$9,279	$45,828	$5,132,995
17	199	$55,107	$9,197	$45,910	$5,087,085
17	200	$55,107	$9,114	$45,992	$5,041,092
17	201	$55,107	$9,032	$46,075	$4,995,018
17	202	$55,107	$8,949	$46,157	$4,948,860
17	203	$55,107	$8,867	$46,240	$4,902,620
17	204	$55,107	$8,784	$46,323	$4,856,298
18	205	$55,107	$8,701	$46,406	$4,809,892
18	206	$55,107	$8,618	$46,489	$4,763,403
18	207	$55,107	$8,534	$46,572	$4,716,830
18	208	$55,107	$8,451	$46,656	$4,670,175
18	209	$55,107	$8,367	$46,739	$4,623,435
18	210	$55,107	$8,284	$46,823	$4,576,612
18	211	$55,107	$8,200	$46,907	$4,529,705
18	212	$55,107	$8,116	$46,991	$4,482,714
18	213	$55,107	$8,032	$47,075	$4,435,639
18	214	$55,107	$7,947	$47,160	$4,388,480
18	215	$55,107	$7,863	$47,244	$4,341,236
18	216	$55,107	$7,778	$47,329	$4,293,907
19	217	$55,107	$7,693	$47,413	$4,246,494
19	218	$55,107	$7,608	$47,498	$4,198,995
19	219	$55,107	$7,523	$47,584	$4,151,412
19	220	$55,107	$7,438	$47,669	$4,103,743
19	221	$55,107	$7,353	$47,754	$4,055,989
19	222	$55,107	$7,267	$47,840	$4,008,149
19	223	$55,107	$7,181	$47,925	$3,960,224
19	224	$55,107	$7,095	$48,011	$3,912,212
19	225	$55,107	$7,009	$48,097	$3,864,115
19	226	$55,107	$6,923	$48,184	$3,815,931
19	227	$55,107	$6,837	$48,270	$3,767,662
19	228	$55,107	$6,750	$48,356	$3,719,305
20	229	$55,107	$6,664	$48,443	$3,670,862
20	230	$55,107	$6,577	$48,530	$3,622,333
20	231	$55,107	$6,490	$48,617	$3,573,716
20	232	$55,107	$6,403	$48,704	$3,525,012
20	233	$55,107	$6,316	$48,791	$3,476,221
20	234	$55,107	$6,228	$48,878	$3,427,343
20	235	$55,107	$6,141	$48,966	$3,378,376
20	236	$55,107	$6,053	$49,054	$3,329,323
20	237	$55,107	$5,965	$49,142	$3,280,181
20	238	$55,107	$5,877	$49,230	$3,230,951
20	239	$55,107	$5,789	$49,318	$3,181,633
20	240	$55,107	$5,700	$49,406	$3,132,227
21	241	$55,107	$5,612	$49,495	$3,082,732
21	242	$55,107	$5,523	$49,583	$3,033,149
21	243	$55,107	$5,434	$49,672	$2,983,476
21	244	$55,107	$5,345	$49,761	$2,933,715
21	245	$55,107	$5,256	$49,850	$2,883,865
21	246	$55,107	$5,167	$49,940	$2,833,925
21	247	$55,107	$5,077	$50,029	$2,783,896
21	248	$55,107	$4,988	$50,119	$2,733,777
21	249	$55,107	$4,898	$50,209	$2,683,568
21	250	$55,107	$4,808	$50,299	$2,633,269
21	251	$55,107	$4,718	$50,389	$2,582,881
21	252	$55,107	$4,628	$50,479	$2,532,402
22	253	$55,107	$4,537	$50,569	$2,481,832
22	254	$55,107	$4,447	$50,660	$2,431,172
22	255	$55,107	$4,356	$50,751	$2,380,421
22	256	$55,107	$4,265	$50,842	$2,329,579
22	257	$55,107	$4,174	$50,933	$2,278,647
22	258	$55,107	$4,083	$51,024	$2,227,622
22	259	$55,107	$3,991	$51,116	$2,176,507
22	260	$55,107	$3,900	$51,207	$2,125,300
22	261	$55,107	$3,808	$51,299	$2,074,001
22	262	$55,107	$3,716	$51,391	$2,022,610
22	263	$55,107	$3,624	$51,483	$1,971,127
22	264	$55,107	$3,532	$51,575	$1,919,552
23	265	$55,107	$3,439	$51,668	$1,867,885
23	266	$55,107	$3,347	$51,760	$1,816,124
23	267	$55,107	$3,254	$51,853	$1,764,272
23	268	$55,107	$3,161	$51,946	$1,712,326
23	269	$55,107	$3,068	$52,039	$1,660,287
23	270	$55,107	$2,975	$52,132	$1,608,155
23	271	$55,107	$2,881	$52,225	$1,555,930
23	272	$55,107	$2,788	$52,319	$1,503,611
23	273	$55,107	$2,694	$52,413	$1,451,198
23	274	$55,107	$2,600	$52,507	$1,398,691
23	275	$55,107	$2,506	$52,601	$1,346,091
23	276	$55,107	$2,412	$52,695	$1,293,396
24	277	$55,107	$2,317	$52,789	$1,240,606
24	278	$55,107	$2,223	$52,884	$1,187,722
24	279	$55,107	$2,128	$52,979	$1,134,744
24	280	$55,107	$2,033	$53,074	$1,081,670
24	281	$55,107	$1,938	$53,169	$1,028,501
24	282	$55,107	$1,843	$53,264	$975,237
24	283	$55,107	$1,747	$53,359	$921,878
24	284	$55,107	$1,652	$53,455	$868,423
24	285	$55,107	$1,556	$53,551	$814,872
24	286	$55,107	$1,460	$53,647	$761,225
24	287	$55,107	$1,364	$53,743	$707,482
24	288	$55,107	$1,268	$53,839	$653,643
25	289	$55,107	$1,171	$53,936	$599,708
25	290	$55,107	$1,074	$54,032	$545,675
25	291	$55,107	$978	$54,129	$491,546
25	292	$55,107	$881	$54,226	$437,320
25	293	$55,107	$784	$54,323	$382,997
25	294	$55,107	$686	$54,421	$328,577
25	295	$55,107	$589	$54,518	$274,059
25	296	$55,107	$491	$54,616	$219,443
25	297	$55,107	$393	$54,714	$164,729
25	298	$55,107	$295	$54,812	$109,918
25	299	$55,107	$197	$54,910	$55,008
25	300	$55,107	$99	$55,008	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 8,520,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 8,733,000

HOME	RENT	BUY	OUTDOOR AREA	OUR SERVICES	ABOUT US
	Property for Rent Popular Districts Residential Buildings	Property for Sale Popular Districts Residential Buildings	More	New Developments Mortgage & Stamp Duty Calculator	Company Profile Contact Us Careers

	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.