Century 21 Centaland Property

Down Payment (HKD)

$3,520,000

Monthly Repayment (HKD)

$22,767

Loan Amount (HKD)

$5,280,000

Total Interest (HKD)

$1,550,127

Total Repayment (HKD)

$6,830,127

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$22,767	$9,460	$13,307	$5,266,693
1	2	$22,767	$9,436	$13,331	$5,253,362
1	3	$22,767	$9,412	$13,355	$5,240,007
1	4	$22,767	$9,388	$13,379	$5,226,628
1	5	$22,767	$9,364	$13,403	$5,213,226
1	6	$22,767	$9,340	$13,427	$5,199,799
1	7	$22,767	$9,316	$13,451	$5,186,348
1	8	$22,767	$9,292	$13,475	$5,172,873
1	9	$22,767	$9,268	$13,499	$5,159,374
1	10	$22,767	$9,244	$13,523	$5,145,851
1	11	$22,767	$9,220	$13,547	$5,132,304
1	12	$22,767	$9,195	$13,572	$5,118,732
2	13	$22,767	$9,171	$13,596	$5,105,136
2	14	$22,767	$9,147	$13,620	$5,091,515
2	15	$22,767	$9,122	$13,645	$5,077,871
2	16	$22,767	$9,098	$13,669	$5,064,201
2	17	$22,767	$9,073	$13,694	$5,050,508
2	18	$22,767	$9,049	$13,718	$5,036,789
2	19	$22,767	$9,024	$13,743	$5,023,047
2	20	$22,767	$9,000	$13,767	$5,009,279
2	21	$22,767	$8,975	$13,792	$4,995,487
2	22	$22,767	$8,950	$13,817	$4,981,670
2	23	$22,767	$8,925	$13,842	$4,967,829
2	24	$22,767	$8,901	$13,866	$4,953,962
3	25	$22,767	$8,876	$13,891	$4,940,071
3	26	$22,767	$8,851	$13,916	$4,926,155
3	27	$22,767	$8,826	$13,941	$4,912,214
3	28	$22,767	$8,801	$13,966	$4,898,248
3	29	$22,767	$8,776	$13,991	$4,884,257
3	30	$22,767	$8,751	$14,016	$4,870,241
3	31	$22,767	$8,726	$14,041	$4,856,199
3	32	$22,767	$8,701	$14,066	$4,842,133
3	33	$22,767	$8,675	$14,092	$4,828,041
3	34	$22,767	$8,650	$14,117	$4,813,924
3	35	$22,767	$8,625	$14,142	$4,799,782
3	36	$22,767	$8,600	$14,167	$4,785,615
4	37	$22,767	$8,574	$14,193	$4,771,422
4	38	$22,767	$8,549	$14,218	$4,757,204
4	39	$22,767	$8,523	$14,244	$4,742,960
4	40	$22,767	$8,498	$14,269	$4,728,691
4	41	$22,767	$8,472	$14,295	$4,714,396
4	42	$22,767	$8,447	$14,320	$4,700,075
4	43	$22,767	$8,421	$14,346	$4,685,729
4	44	$22,767	$8,395	$14,372	$4,671,357
4	45	$22,767	$8,370	$14,398	$4,656,960
4	46	$22,767	$8,344	$14,423	$4,642,536
4	47	$22,767	$8,318	$14,449	$4,628,087
4	48	$22,767	$8,292	$14,475	$4,613,612
5	49	$22,767	$8,266	$14,501	$4,599,111
5	50	$22,767	$8,240	$14,527	$4,584,584
5	51	$22,767	$8,214	$14,553	$4,570,031
5	52	$22,767	$8,188	$14,579	$4,555,452
5	53	$22,767	$8,162	$14,605	$4,540,847
5	54	$22,767	$8,136	$14,631	$4,526,215
5	55	$22,767	$8,109	$14,658	$4,511,558
5	56	$22,767	$8,083	$14,684	$4,496,874
5	57	$22,767	$8,057	$14,710	$4,482,163
5	58	$22,767	$8,031	$14,737	$4,467,427
5	59	$22,767	$8,004	$14,763	$4,452,664
5	60	$22,767	$7,978	$14,789	$4,437,875
6	61	$22,767	$7,951	$14,816	$4,423,059
6	62	$22,767	$7,925	$14,842	$4,408,216
6	63	$22,767	$7,898	$14,869	$4,393,347
6	64	$22,767	$7,871	$14,896	$4,378,452
6	65	$22,767	$7,845	$14,922	$4,363,529
6	66	$22,767	$7,818	$14,949	$4,348,580
6	67	$22,767	$7,791	$14,976	$4,333,604
6	68	$22,767	$7,764	$15,003	$4,318,601
6	69	$22,767	$7,737	$15,030	$4,303,572
6	70	$22,767	$7,711	$15,057	$4,288,515
6	71	$22,767	$7,684	$15,084	$4,273,432
6	72	$22,767	$7,657	$15,111	$4,258,321
7	73	$22,767	$7,629	$15,138	$4,243,184
7	74	$22,767	$7,602	$15,165	$4,228,019
7	75	$22,767	$7,575	$15,192	$4,212,827
7	76	$22,767	$7,548	$15,219	$4,197,608
7	77	$22,767	$7,521	$15,246	$4,182,362
7	78	$22,767	$7,493	$15,274	$4,167,088
7	79	$22,767	$7,466	$15,301	$4,151,787
7	80	$22,767	$7,439	$15,328	$4,136,458
7	81	$22,767	$7,411	$15,356	$4,121,102
7	82	$22,767	$7,384	$15,383	$4,105,719
7	83	$22,767	$7,356	$15,411	$4,090,308
7	84	$22,767	$7,328	$15,439	$4,074,869
8	85	$22,767	$7,301	$15,466	$4,059,403
8	86	$22,767	$7,273	$15,494	$4,043,909
8	87	$22,767	$7,245	$15,522	$4,028,387
8	88	$22,767	$7,218	$15,550	$4,012,838
8	89	$22,767	$7,190	$15,577	$3,997,260
8	90	$22,767	$7,162	$15,605	$3,981,655
8	91	$22,767	$7,134	$15,633	$3,966,022
8	92	$22,767	$7,106	$15,661	$3,950,360
8	93	$22,767	$7,078	$15,689	$3,934,671
8	94	$22,767	$7,050	$15,717	$3,918,954
8	95	$22,767	$7,021	$15,746	$3,903,208
8	96	$22,767	$6,993	$15,774	$3,887,434
9	97	$22,767	$6,965	$15,802	$3,871,632
9	98	$22,767	$6,937	$15,830	$3,855,802
9	99	$22,767	$6,908	$15,859	$3,839,943
9	100	$22,767	$6,880	$15,887	$3,824,056
9	101	$22,767	$6,851	$15,916	$3,808,140
9	102	$22,767	$6,823	$15,944	$3,792,196
9	103	$22,767	$6,794	$15,973	$3,776,223
9	104	$22,767	$6,766	$16,001	$3,760,222
9	105	$22,767	$6,737	$16,030	$3,744,192
9	106	$22,767	$6,708	$16,059	$3,728,133
9	107	$22,767	$6,680	$16,088	$3,712,045
9	108	$22,767	$6,651	$16,116	$3,695,929
10	109	$22,767	$6,622	$16,145	$3,679,784
10	110	$22,767	$6,593	$16,174	$3,663,610
10	111	$22,767	$6,564	$16,203	$3,647,407
10	112	$22,767	$6,535	$16,232	$3,631,174
10	113	$22,767	$6,506	$16,261	$3,614,913
10	114	$22,767	$6,477	$16,290	$3,598,623
10	115	$22,767	$6,448	$16,320	$3,582,303
10	116	$22,767	$6,418	$16,349	$3,565,954
10	117	$22,767	$6,389	$16,378	$3,549,576
10	118	$22,767	$6,360	$16,407	$3,533,169
10	119	$22,767	$6,330	$16,437	$3,516,732
10	120	$22,767	$6,301	$16,466	$3,500,266
11	121	$22,767	$6,271	$16,496	$3,483,770
11	122	$22,767	$6,242	$16,525	$3,467,245
11	123	$22,767	$6,212	$16,555	$3,450,690
11	124	$22,767	$6,182	$16,585	$3,434,105
11	125	$22,767	$6,153	$16,614	$3,417,491
11	126	$22,767	$6,123	$16,644	$3,400,847
11	127	$22,767	$6,093	$16,674	$3,384,173
11	128	$22,767	$6,063	$16,704	$3,367,469
11	129	$22,767	$6,033	$16,734	$3,350,735
11	130	$22,767	$6,003	$16,764	$3,333,972
11	131	$22,767	$5,973	$16,794	$3,317,178
11	132	$22,767	$5,943	$16,824	$3,300,354
12	133	$22,767	$5,913	$16,854	$3,283,500
12	134	$22,767	$5,883	$16,884	$3,266,616
12	135	$22,767	$5,853	$16,914	$3,249,702
12	136	$22,767	$5,822	$16,945	$3,232,757
12	137	$22,767	$5,792	$16,975	$3,215,782
12	138	$22,767	$5,762	$17,005	$3,198,776
12	139	$22,767	$5,731	$17,036	$3,181,740
12	140	$22,767	$5,701	$17,066	$3,164,674
12	141	$22,767	$5,670	$17,097	$3,147,577
12	142	$22,767	$5,639	$17,128	$3,130,449
12	143	$22,767	$5,609	$17,158	$3,113,291
12	144	$22,767	$5,578	$17,189	$3,096,102
13	145	$22,767	$5,547	$17,220	$3,078,882
13	146	$22,767	$5,516	$17,251	$3,061,631
13	147	$22,767	$5,485	$17,282	$3,044,349
13	148	$22,767	$5,454	$17,313	$3,027,037
13	149	$22,767	$5,423	$17,344	$3,009,693
13	150	$22,767	$5,392	$17,375	$2,992,318
13	151	$22,767	$5,361	$17,406	$2,974,912
13	152	$22,767	$5,330	$17,437	$2,957,475
13	153	$22,767	$5,299	$17,468	$2,940,007
13	154	$22,767	$5,268	$17,500	$2,922,508
13	155	$22,767	$5,236	$17,531	$2,904,977
13	156	$22,767	$5,205	$17,562	$2,887,414
14	157	$22,767	$5,173	$17,594	$2,869,821
14	158	$22,767	$5,142	$17,625	$2,852,195
14	159	$22,767	$5,110	$17,657	$2,834,538
14	160	$22,767	$5,079	$17,689	$2,816,850
14	161	$22,767	$5,047	$17,720	$2,799,130
14	162	$22,767	$5,015	$17,752	$2,781,378
14	163	$22,767	$4,983	$17,784	$2,763,594
14	164	$22,767	$4,951	$17,816	$2,745,778
14	165	$22,767	$4,920	$17,848	$2,727,931
14	166	$22,767	$4,888	$17,880	$2,710,051
14	167	$22,767	$4,856	$17,912	$2,692,139
14	168	$22,767	$4,823	$17,944	$2,674,196
15	169	$22,767	$4,791	$17,976	$2,656,220
15	170	$22,767	$4,759	$18,008	$2,638,212
15	171	$22,767	$4,727	$18,040	$2,620,172
15	172	$22,767	$4,694	$18,073	$2,602,099
15	173	$22,767	$4,662	$18,105	$2,583,994
15	174	$22,767	$4,630	$18,137	$2,565,857
15	175	$22,767	$4,597	$18,170	$2,547,687
15	176	$22,767	$4,565	$18,202	$2,529,484
15	177	$22,767	$4,532	$18,235	$2,511,249
15	178	$22,767	$4,499	$18,268	$2,492,981
15	179	$22,767	$4,467	$18,300	$2,474,681
15	180	$22,767	$4,434	$18,333	$2,456,347
16	181	$22,767	$4,401	$18,366	$2,437,981
16	182	$22,767	$4,368	$18,399	$2,419,582
16	183	$22,767	$4,335	$18,432	$2,401,150
16	184	$22,767	$4,302	$18,465	$2,382,685
16	185	$22,767	$4,269	$18,498	$2,364,187
16	186	$22,767	$4,236	$18,531	$2,345,656
16	187	$22,767	$4,203	$18,564	$2,327,091
16	188	$22,767	$4,169	$18,598	$2,308,494
16	189	$22,767	$4,136	$18,631	$2,289,863
16	190	$22,767	$4,103	$18,664	$2,271,198
16	191	$22,767	$4,069	$18,698	$2,252,500
16	192	$22,767	$4,036	$18,731	$2,233,769
17	193	$22,767	$4,002	$18,765	$2,215,004
17	194	$22,767	$3,969	$18,799	$2,196,206
17	195	$22,767	$3,935	$18,832	$2,177,373
17	196	$22,767	$3,901	$18,866	$2,158,507
17	197	$22,767	$3,867	$18,900	$2,139,608
17	198	$22,767	$3,833	$18,934	$2,120,674
17	199	$22,767	$3,800	$18,968	$2,101,706
17	200	$22,767	$3,766	$19,002	$2,082,705
17	201	$22,767	$3,732	$19,036	$2,063,669
17	202	$22,767	$3,697	$19,070	$2,044,600
17	203	$22,767	$3,663	$19,104	$2,025,496
17	204	$22,767	$3,629	$19,138	$2,006,358
18	205	$22,767	$3,595	$19,172	$1,987,185
18	206	$22,767	$3,560	$19,207	$1,967,979
18	207	$22,767	$3,526	$19,241	$1,948,737
18	208	$22,767	$3,491	$19,276	$1,929,462
18	209	$22,767	$3,457	$19,310	$1,910,152
18	210	$22,767	$3,422	$19,345	$1,890,807
18	211	$22,767	$3,388	$19,379	$1,871,428
18	212	$22,767	$3,353	$19,414	$1,852,013
18	213	$22,767	$3,318	$19,449	$1,832,565
18	214	$22,767	$3,283	$19,484	$1,813,081
18	215	$22,767	$3,248	$19,519	$1,793,562
18	216	$22,767	$3,213	$19,554	$1,774,009
19	217	$22,767	$3,178	$19,589	$1,754,420
19	218	$22,767	$3,143	$19,624	$1,734,796
19	219	$22,767	$3,108	$19,659	$1,715,137
19	220	$22,767	$3,073	$19,694	$1,695,443
19	221	$22,767	$3,038	$19,729	$1,675,714
19	222	$22,767	$3,002	$19,765	$1,655,949
19	223	$22,767	$2,967	$19,800	$1,636,149
19	224	$22,767	$2,931	$19,836	$1,616,313
19	225	$22,767	$2,896	$19,871	$1,596,442
19	226	$22,767	$2,860	$19,907	$1,576,535
19	227	$22,767	$2,825	$19,942	$1,556,593
19	228	$22,767	$2,789	$19,978	$1,536,614
20	229	$22,767	$2,753	$20,014	$1,516,600
20	230	$22,767	$2,717	$20,050	$1,496,551
20	231	$22,767	$2,681	$20,086	$1,476,465
20	232	$22,767	$2,645	$20,122	$1,456,343
20	233	$22,767	$2,609	$20,158	$1,436,185
20	234	$22,767	$2,573	$20,194	$1,415,991
20	235	$22,767	$2,537	$20,230	$1,395,761
20	236	$22,767	$2,501	$20,266	$1,375,495
20	237	$22,767	$2,464	$20,303	$1,355,192
20	238	$22,767	$2,428	$20,339	$1,334,853
20	239	$22,767	$2,392	$20,375	$1,314,478
20	240	$22,767	$2,355	$20,412	$1,294,066
21	241	$22,767	$2,319	$20,449	$1,273,617
21	242	$22,767	$2,282	$20,485	$1,253,132
21	243	$22,767	$2,245	$20,522	$1,232,610
21	244	$22,767	$2,208	$20,559	$1,212,051
21	245	$22,767	$2,172	$20,595	$1,191,456
21	246	$22,767	$2,135	$20,632	$1,170,823
21	247	$22,767	$2,098	$20,669	$1,150,154
21	248	$22,767	$2,061	$20,706	$1,129,448
21	249	$22,767	$2,024	$20,743	$1,108,704
21	250	$22,767	$1,986	$20,781	$1,087,924
21	251	$22,767	$1,949	$20,818	$1,067,106
21	252	$22,767	$1,912	$20,855	$1,046,250
22	253	$22,767	$1,875	$20,893	$1,025,358
22	254	$22,767	$1,837	$20,930	$1,004,428
22	255	$22,767	$1,800	$20,967	$983,460
22	256	$22,767	$1,762	$21,005	$962,455
22	257	$22,767	$1,724	$21,043	$941,413
22	258	$22,767	$1,687	$21,080	$920,332
22	259	$22,767	$1,649	$21,118	$899,214
22	260	$22,767	$1,611	$21,156	$878,058
22	261	$22,767	$1,573	$21,194	$856,864
22	262	$22,767	$1,535	$21,232	$835,632
22	263	$22,767	$1,497	$21,270	$814,362
22	264	$22,767	$1,459	$21,308	$793,054
23	265	$22,767	$1,421	$21,346	$771,708
23	266	$22,767	$1,383	$21,384	$750,324
23	267	$22,767	$1,344	$21,423	$728,901
23	268	$22,767	$1,306	$21,461	$707,440
23	269	$22,767	$1,267	$21,500	$685,940
23	270	$22,767	$1,229	$21,538	$664,402
23	271	$22,767	$1,190	$21,577	$642,825
23	272	$22,767	$1,152	$21,615	$621,210
23	273	$22,767	$1,113	$21,654	$599,556
23	274	$22,767	$1,074	$21,693	$577,863
23	275	$22,767	$1,035	$21,732	$556,131
23	276	$22,767	$996	$21,771	$534,361
24	277	$22,767	$957	$21,810	$512,551
24	278	$22,767	$918	$21,849	$490,702
24	279	$22,767	$879	$21,888	$468,814
24	280	$22,767	$840	$21,927	$446,887
24	281	$22,767	$801	$21,966	$424,921
24	282	$22,767	$761	$22,006	$402,915
24	283	$22,767	$722	$22,045	$380,870
24	284	$22,767	$682	$22,085	$358,785
24	285	$22,767	$643	$22,124	$336,661
24	286	$22,767	$603	$22,164	$314,497
24	287	$22,767	$563	$22,204	$292,293
24	288	$22,767	$524	$22,243	$270,050
25	289	$22,767	$484	$22,283	$247,767
25	290	$22,767	$444	$22,323	$225,443
25	291	$22,767	$404	$22,363	$203,080
25	292	$22,767	$364	$22,403	$180,677
25	293	$22,767	$324	$22,443	$158,234
25	294	$22,767	$284	$22,484	$135,750
25	295	$22,767	$243	$22,524	$113,226
25	296	$22,767	$203	$22,564	$90,662
25	297	$22,767	$162	$22,605	$68,057
25	298	$22,767	$122	$22,645	$45,412
25	299	$22,767	$81	$22,686	$22,726
25	300	$22,767	$41	$22,726	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 3,520,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 3,608,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.