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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 4,760,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 4,879,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$4,760,000
 
Monthly Repayment (HKD)
$30,787
Loan Amount (HKD)
$7,140,000
+
Total Interest (HKD)
$2,096,195
=
Total Repayment (HKD)
$9,236,195
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $30,787 $12,793 $17,995 $7,122,005
1 2 $30,787 $12,760 $18,027 $7,103,978
1 3 $30,787 $12,728 $18,059 $7,085,919
1 4 $30,787 $12,696 $18,092 $7,067,827
1 5 $30,787 $12,663 $18,124 $7,049,703
1 6 $30,787 $12,631 $18,157 $7,031,546
1 7 $30,787 $12,598 $18,189 $7,013,357
1 8 $30,787 $12,566 $18,222 $6,995,135
1 9 $30,787 $12,533 $18,254 $6,976,881
1 10 $30,787 $12,500 $18,287 $6,958,594
1 11 $30,787 $12,467 $18,320 $6,940,274
1 12 $30,787 $12,435 $18,353 $6,921,922
2 13 $30,787 $12,402 $18,386 $6,903,536
2 14 $30,787 $12,369 $18,418 $6,885,118
2 15 $30,787 $12,336 $18,451 $6,866,666
2 16 $30,787 $12,303 $18,485 $6,848,182
2 17 $30,787 $12,270 $18,518 $6,829,664
2 18 $30,787 $12,236 $18,551 $6,811,113
2 19 $30,787 $12,203 $18,584 $6,792,529
2 20 $30,787 $12,170 $18,617 $6,773,912
2 21 $30,787 $12,137 $18,651 $6,755,261
2 22 $30,787 $12,103 $18,684 $6,736,577
2 23 $30,787 $12,070 $18,718 $6,717,859
2 24 $30,787 $12,036 $18,751 $6,699,108
3 25 $30,787 $12,003 $18,785 $6,680,323
3 26 $30,787 $11,969 $18,818 $6,661,505
3 27 $30,787 $11,935 $18,852 $6,642,653
3 28 $30,787 $11,901 $18,886 $6,623,767
3 29 $30,787 $11,868 $18,920 $6,604,847
3 30 $30,787 $11,834 $18,954 $6,585,893
3 31 $30,787 $11,800 $18,988 $6,566,906
3 32 $30,787 $11,766 $19,022 $6,547,884
3 33 $30,787 $11,732 $19,056 $6,528,829
3 34 $30,787 $11,697 $19,090 $6,509,739
3 35 $30,787 $11,663 $19,124 $6,490,615
3 36 $30,787 $11,629 $19,158 $6,471,456
4 37 $30,787 $11,595 $19,193 $6,452,264
4 38 $30,787 $11,560 $19,227 $6,433,037
4 39 $30,787 $11,526 $19,261 $6,413,775
4 40 $30,787 $11,491 $19,296 $6,394,479
4 41 $30,787 $11,457 $19,331 $6,375,149
4 42 $30,787 $11,422 $19,365 $6,355,784
4 43 $30,787 $11,387 $19,400 $6,336,384
4 44 $30,787 $11,353 $19,435 $6,316,949
4 45 $30,787 $11,318 $19,469 $6,297,480
4 46 $30,787 $11,283 $19,504 $6,277,975
4 47 $30,787 $11,248 $19,539 $6,258,436
4 48 $30,787 $11,213 $19,574 $6,238,862
5 49 $30,787 $11,178 $19,609 $6,219,252
5 50 $30,787 $11,143 $19,644 $6,199,608
5 51 $30,787 $11,108 $19,680 $6,179,928
5 52 $30,787 $11,072 $19,715 $6,160,213
5 53 $30,787 $11,037 $19,750 $6,140,463
5 54 $30,787 $11,002 $19,786 $6,120,677
5 55 $30,787 $10,966 $19,821 $6,100,856
5 56 $30,787 $10,931 $19,857 $6,081,000
5 57 $30,787 $10,895 $19,892 $6,061,107
5 58 $30,787 $10,859 $19,928 $6,041,180
5 59 $30,787 $10,824 $19,964 $6,021,216
5 60 $30,787 $10,788 $19,999 $6,001,217
6 61 $30,787 $10,752 $20,035 $5,981,182
6 62 $30,787 $10,716 $20,071 $5,961,111
6 63 $30,787 $10,680 $20,107 $5,941,004
6 64 $30,787 $10,644 $20,143 $5,920,861
6 65 $30,787 $10,608 $20,179 $5,900,681
6 66 $30,787 $10,572 $20,215 $5,880,466
6 67 $30,787 $10,536 $20,251 $5,860,215
6 68 $30,787 $10,500 $20,288 $5,839,927
6 69 $30,787 $10,463 $20,324 $5,819,603
6 70 $30,787 $10,427 $20,361 $5,799,242
6 71 $30,787 $10,390 $20,397 $5,778,845
6 72 $30,787 $10,354 $20,434 $5,758,412
7 73 $30,787 $10,317 $20,470 $5,737,942
7 74 $30,787 $10,280 $20,507 $5,717,435
7 75 $30,787 $10,244 $20,544 $5,696,891
7 76 $30,787 $10,207 $20,580 $5,676,311
7 77 $30,787 $10,170 $20,617 $5,655,694
7 78 $30,787 $10,133 $20,654 $5,635,039
7 79 $30,787 $10,096 $20,691 $5,614,348
7 80 $30,787 $10,059 $20,728 $5,593,620
7 81 $30,787 $10,022 $20,765 $5,572,854
7 82 $30,787 $9,985 $20,803 $5,552,052
7 83 $30,787 $9,947 $20,840 $5,531,212
7 84 $30,787 $9,910 $20,877 $5,510,335
8 85 $30,787 $9,873 $20,915 $5,489,420
8 86 $30,787 $9,835 $20,952 $5,468,468
8 87 $30,787 $9,798 $20,990 $5,447,478
8 88 $30,787 $9,760 $21,027 $5,426,451
8 89 $30,787 $9,722 $21,065 $5,405,386
8 90 $30,787 $9,685 $21,103 $5,384,283
8 91 $30,787 $9,647 $21,140 $5,363,143
8 92 $30,787 $9,609 $21,178 $5,341,965
8 93 $30,787 $9,571 $21,216 $5,320,748
8 94 $30,787 $9,533 $21,254 $5,299,494
8 95 $30,787 $9,495 $21,292 $5,278,202
8 96 $30,787 $9,457 $21,331 $5,256,871
9 97 $30,787 $9,419 $21,369 $5,235,502
9 98 $30,787 $9,380 $21,407 $5,214,095
9 99 $30,787 $9,342 $21,445 $5,192,650
9 100 $30,787 $9,303 $21,484 $5,171,166
9 101 $30,787 $9,265 $21,522 $5,149,644
9 102 $30,787 $9,226 $21,561 $5,128,083
9 103 $30,787 $9,188 $21,600 $5,106,483
9 104 $30,787 $9,149 $21,638 $5,084,845
9 105 $30,787 $9,110 $21,677 $5,063,168
9 106 $30,787 $9,072 $21,716 $5,041,452
9 107 $30,787 $9,033 $21,755 $5,019,698
9 108 $30,787 $8,994 $21,794 $4,997,904
10 109 $30,787 $8,955 $21,833 $4,976,071
10 110 $30,787 $8,915 $21,872 $4,954,199
10 111 $30,787 $8,876 $21,911 $4,932,288
10 112 $30,787 $8,837 $21,950 $4,910,338
10 113 $30,787 $8,798 $21,990 $4,888,348
10 114 $30,787 $8,758 $22,029 $4,866,319
10 115 $30,787 $8,719 $22,068 $4,844,251
10 116 $30,787 $8,679 $22,108 $4,822,143
10 117 $30,787 $8,640 $22,148 $4,799,995
10 118 $30,787 $8,600 $22,187 $4,777,808
10 119 $30,787 $8,560 $22,227 $4,755,581
10 120 $30,787 $8,520 $22,267 $4,733,314
11 121 $30,787 $8,481 $22,307 $4,711,007
11 122 $30,787 $8,441 $22,347 $4,688,660
11 123 $30,787 $8,401 $22,387 $4,666,274
11 124 $30,787 $8,360 $22,427 $4,643,847
11 125 $30,787 $8,320 $22,467 $4,621,380
11 126 $30,787 $8,280 $22,507 $4,598,872
11 127 $30,787 $8,240 $22,548 $4,576,325
11 128 $30,787 $8,199 $22,588 $4,553,737
11 129 $30,787 $8,159 $22,629 $4,531,108
11 130 $30,787 $8,118 $22,669 $4,508,439
11 131 $30,787 $8,078 $22,710 $4,485,729
11 132 $30,787 $8,037 $22,750 $4,462,979
12 133 $30,787 $7,996 $22,791 $4,440,188
12 134 $30,787 $7,955 $22,832 $4,417,356
12 135 $30,787 $7,914 $22,873 $4,394,483
12 136 $30,787 $7,873 $22,914 $4,371,569
12 137 $30,787 $7,832 $22,955 $4,348,614
12 138 $30,787 $7,791 $22,996 $4,325,618
12 139 $30,787 $7,750 $23,037 $4,302,581
12 140 $30,787 $7,709 $23,079 $4,279,502
12 141 $30,787 $7,667 $23,120 $4,256,382
12 142 $30,787 $7,626 $23,161 $4,233,221
12 143 $30,787 $7,585 $23,203 $4,210,018
12 144 $30,787 $7,543 $23,244 $4,186,774
13 145 $30,787 $7,501 $23,286 $4,163,488
13 146 $30,787 $7,460 $23,328 $4,140,160
13 147 $30,787 $7,418 $23,370 $4,116,791
13 148 $30,787 $7,376 $23,411 $4,093,379
13 149 $30,787 $7,334 $23,453 $4,069,926
13 150 $30,787 $7,292 $23,495 $4,046,430
13 151 $30,787 $7,250 $23,537 $4,022,893
13 152 $30,787 $7,208 $23,580 $3,999,313
13 153 $30,787 $7,165 $23,622 $3,975,692
13 154 $30,787 $7,123 $23,664 $3,952,027
13 155 $30,787 $7,081 $23,707 $3,928,321
13 156 $30,787 $7,038 $23,749 $3,904,572
14 157 $30,787 $6,996 $23,792 $3,880,780
14 158 $30,787 $6,953 $23,834 $3,856,946
14 159 $30,787 $6,910 $23,877 $3,833,069
14 160 $30,787 $6,868 $23,920 $3,809,149
14 161 $30,787 $6,825 $23,963 $3,785,186
14 162 $30,787 $6,782 $24,006 $3,761,181
14 163 $30,787 $6,739 $24,049 $3,737,132
14 164 $30,787 $6,696 $24,092 $3,713,041
14 165 $30,787 $6,653 $24,135 $3,688,906
14 166 $30,787 $6,609 $24,178 $3,664,728
14 167 $30,787 $6,566 $24,221 $3,640,507
14 168 $30,787 $6,523 $24,265 $3,616,242
15 169 $30,787 $6,479 $24,308 $3,591,934
15 170 $30,787 $6,436 $24,352 $3,567,582
15 171 $30,787 $6,392 $24,395 $3,543,187
15 172 $30,787 $6,348 $24,439 $3,518,747
15 173 $30,787 $6,304 $24,483 $3,494,265
15 174 $30,787 $6,261 $24,527 $3,469,738
15 175 $30,787 $6,217 $24,571 $3,445,167
15 176 $30,787 $6,173 $24,615 $3,420,552
15 177 $30,787 $6,128 $24,659 $3,395,894
15 178 $30,787 $6,084 $24,703 $3,371,191
15 179 $30,787 $6,040 $24,747 $3,346,443
15 180 $30,787 $5,996 $24,792 $3,321,652
16 181 $30,787 $5,951 $24,836 $3,296,816
16 182 $30,787 $5,907 $24,881 $3,271,935
16 183 $30,787 $5,862 $24,925 $3,247,010
16 184 $30,787 $5,818 $24,970 $3,222,040
16 185 $30,787 $5,773 $25,014 $3,197,026
16 186 $30,787 $5,728 $25,059 $3,171,966
16 187 $30,787 $5,683 $25,104 $3,146,862
16 188 $30,787 $5,638 $25,149 $3,121,713
16 189 $30,787 $5,593 $25,194 $3,096,519
16 190 $30,787 $5,548 $25,239 $3,071,279
16 191 $30,787 $5,503 $25,285 $3,045,995
16 192 $30,787 $5,457 $25,330 $3,020,665
17 193 $30,787 $5,412 $25,375 $2,995,290
17 194 $30,787 $5,367 $25,421 $2,969,869
17 195 $30,787 $5,321 $25,466 $2,944,403
17 196 $30,787 $5,275 $25,512 $2,918,891
17 197 $30,787 $5,230 $25,558 $2,893,333
17 198 $30,787 $5,184 $25,603 $2,867,730
17 199 $30,787 $5,138 $25,649 $2,842,080
17 200 $30,787 $5,092 $25,695 $2,816,385
17 201 $30,787 $5,046 $25,741 $2,790,644
17 202 $30,787 $5,000 $25,787 $2,764,856
17 203 $30,787 $4,954 $25,834 $2,739,023
17 204 $30,787 $4,907 $25,880 $2,713,143
18 205 $30,787 $4,861 $25,926 $2,687,216
18 206 $30,787 $4,815 $25,973 $2,661,244
18 207 $30,787 $4,768 $26,019 $2,635,225
18 208 $30,787 $4,721 $26,066 $2,609,159
18 209 $30,787 $4,675 $26,113 $2,583,046
18 210 $30,787 $4,628 $26,159 $2,556,887
18 211 $30,787 $4,581 $26,206 $2,530,680
18 212 $30,787 $4,534 $26,253 $2,504,427
18 213 $30,787 $4,487 $26,300 $2,478,127
18 214 $30,787 $4,440 $26,347 $2,451,780
18 215 $30,787 $4,393 $26,395 $2,425,385
18 216 $30,787 $4,345 $26,442 $2,398,943
19 217 $30,787 $4,298 $26,489 $2,372,454
19 218 $30,787 $4,251 $26,537 $2,345,917
19 219 $30,787 $4,203 $26,584 $2,319,333
19 220 $30,787 $4,155 $26,632 $2,292,701
19 221 $30,787 $4,108 $26,680 $2,266,022
19 222 $30,787 $4,060 $26,727 $2,239,295
19 223 $30,787 $4,012 $26,775 $2,212,519
19 224 $30,787 $3,964 $26,823 $2,185,696
19 225 $30,787 $3,916 $26,871 $2,158,825
19 226 $30,787 $3,868 $26,919 $2,131,905
19 227 $30,787 $3,820 $26,968 $2,104,938
19 228 $30,787 $3,771 $27,016 $2,077,922
20 229 $30,787 $3,723 $27,064 $2,050,857
20 230 $30,787 $3,674 $27,113 $2,023,744
20 231 $30,787 $3,626 $27,161 $1,996,583
20 232 $30,787 $3,577 $27,210 $1,969,373
20 233 $30,787 $3,528 $27,259 $1,942,114
20 234 $30,787 $3,480 $27,308 $1,914,806
20 235 $30,787 $3,431 $27,357 $1,887,450
20 236 $30,787 $3,382 $27,406 $1,860,044
20 237 $30,787 $3,333 $27,455 $1,832,589
20 238 $30,787 $3,283 $27,504 $1,805,085
20 239 $30,787 $3,234 $27,553 $1,777,532
20 240 $30,787 $3,185 $27,603 $1,749,930
21 241 $30,787 $3,135 $27,652 $1,722,278
21 242 $30,787 $3,086 $27,702 $1,694,576
21 243 $30,787 $3,036 $27,751 $1,666,825
21 244 $30,787 $2,986 $27,801 $1,639,024
21 245 $30,787 $2,937 $27,851 $1,611,173
21 246 $30,787 $2,887 $27,901 $1,583,273
21 247 $30,787 $2,837 $27,951 $1,555,322
21 248 $30,787 $2,787 $28,001 $1,527,321
21 249 $30,787 $2,736 $28,051 $1,499,270
21 250 $30,787 $2,686 $28,101 $1,471,169
21 251 $30,787 $2,636 $28,151 $1,443,018
21 252 $30,787 $2,585 $28,202 $1,414,816
22 253 $30,787 $2,535 $28,252 $1,386,563
22 254 $30,787 $2,484 $28,303 $1,358,260
22 255 $30,787 $2,434 $28,354 $1,329,907
22 256 $30,787 $2,383 $28,405 $1,301,502
22 257 $30,787 $2,332 $28,455 $1,273,047
22 258 $30,787 $2,281 $28,506 $1,244,540
22 259 $30,787 $2,230 $28,558 $1,215,983
22 260 $30,787 $2,179 $28,609 $1,187,374
22 261 $30,787 $2,127 $28,660 $1,158,714
22 262 $30,787 $2,076 $28,711 $1,130,003
22 263 $30,787 $2,025 $28,763 $1,101,240
22 264 $30,787 $1,973 $28,814 $1,072,426
23 265 $30,787 $1,921 $28,866 $1,043,560
23 266 $30,787 $1,870 $28,918 $1,014,642
23 267 $30,787 $1,818 $28,969 $985,673
23 268 $30,787 $1,766 $29,021 $956,652
23 269 $30,787 $1,714 $29,073 $927,578
23 270 $30,787 $1,662 $29,125 $898,453
23 271 $30,787 $1,610 $29,178 $869,275
23 272 $30,787 $1,557 $29,230 $840,045
23 273 $30,787 $1,505 $29,282 $810,763
23 274 $30,787 $1,453 $29,335 $781,428
23 275 $30,787 $1,400 $29,387 $752,041
23 276 $30,787 $1,347 $29,440 $722,601
24 277 $30,787 $1,295 $29,493 $693,109
24 278 $30,787 $1,242 $29,545 $663,563
24 279 $30,787 $1,189 $29,598 $633,965
24 280 $30,787 $1,136 $29,651 $604,313
24 281 $30,787 $1,083 $29,705 $574,609
24 282 $30,787 $1,030 $29,758 $544,851
24 283 $30,787 $976 $29,811 $515,040
24 284 $30,787 $923 $29,865 $485,175
24 285 $30,787 $869 $29,918 $455,257
24 286 $30,787 $816 $29,972 $425,285
24 287 $30,787 $762 $30,025 $395,260
24 288 $30,787 $708 $30,079 $365,181
25 289 $30,787 $654 $30,133 $335,048
25 290 $30,787 $600 $30,187 $304,861
25 291 $30,787 $546 $30,241 $274,620
25 292 $30,787 $492 $30,295 $244,325
25 293 $30,787 $438 $30,350 $213,975
25 294 $30,787 $383 $30,404 $183,571
25 295 $30,787 $329 $30,458 $153,113
25 296 $30,787 $274 $30,513 $122,600
25 297 $30,787 $220 $30,568 $92,032
25 298 $30,787 $165 $30,622 $61,410
25 299 $30,787 $110 $30,677 $30,732
25 300 $30,787 $55 $30,732 $0