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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 32,000,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 32,800,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$32,000,000
 
Monthly Repayment (HKD)
$206,974
Loan Amount (HKD)
$48,000,000
+
Total Interest (HKD)
$14,092,066
=
Total Repayment (HKD)
$62,092,066
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $206,974 $86,000 $120,974 $47,879,026
1 2 $206,974 $85,783 $121,190 $47,757,836
1 3 $206,974 $85,566 $121,407 $47,636,429
1 4 $206,974 $85,349 $121,625 $47,514,804
1 5 $206,974 $85,131 $121,843 $47,392,961
1 6 $206,974 $84,912 $122,061 $47,270,900
1 7 $206,974 $84,694 $122,280 $47,148,620
1 8 $206,974 $84,475 $122,499 $47,026,121
1 9 $206,974 $84,255 $122,718 $46,903,403
1 10 $206,974 $84,035 $122,938 $46,780,464
1 11 $206,974 $83,815 $123,159 $46,657,306
1 12 $206,974 $83,594 $123,379 $46,533,926
2 13 $206,974 $83,373 $123,600 $46,410,326
2 14 $206,974 $83,152 $123,822 $46,286,504
2 15 $206,974 $82,930 $124,044 $46,162,461
2 16 $206,974 $82,708 $124,266 $46,038,195
2 17 $206,974 $82,485 $124,488 $45,913,707
2 18 $206,974 $82,262 $124,711 $45,788,995
2 19 $206,974 $82,039 $124,935 $45,664,060
2 20 $206,974 $81,815 $125,159 $45,538,901
2 21 $206,974 $81,591 $125,383 $45,413,518
2 22 $206,974 $81,366 $125,608 $45,287,911
2 23 $206,974 $81,141 $125,833 $45,162,078
2 24 $206,974 $80,915 $126,058 $45,036,020
3 25 $206,974 $80,690 $126,284 $44,909,736
3 26 $206,974 $80,463 $126,510 $44,783,226
3 27 $206,974 $80,237 $126,737 $44,656,489
3 28 $206,974 $80,010 $126,964 $44,529,525
3 29 $206,974 $79,782 $127,191 $44,402,333
3 30 $206,974 $79,554 $127,419 $44,274,914
3 31 $206,974 $79,326 $127,648 $44,147,266
3 32 $206,974 $79,097 $127,876 $44,019,390
3 33 $206,974 $78,868 $128,105 $43,891,284
3 34 $206,974 $78,639 $128,335 $43,762,949
3 35 $206,974 $78,409 $128,565 $43,634,384
3 36 $206,974 $78,178 $128,795 $43,505,589
4 37 $206,974 $77,948 $129,026 $43,376,563
4 38 $206,974 $77,716 $129,257 $43,247,306
4 39 $206,974 $77,485 $129,489 $43,117,817
4 40 $206,974 $77,253 $129,721 $42,988,096
4 41 $206,974 $77,020 $129,953 $42,858,143
4 42 $206,974 $76,788 $130,186 $42,727,957
4 43 $206,974 $76,554 $130,419 $42,597,538
4 44 $206,974 $76,321 $130,653 $42,466,885
4 45 $206,974 $76,087 $130,887 $42,335,998
4 46 $206,974 $75,852 $131,122 $42,204,876
4 47 $206,974 $75,617 $131,356 $42,073,519
4 48 $206,974 $75,382 $131,592 $41,941,928
5 49 $206,974 $75,146 $131,828 $41,810,100
5 50 $206,974 $74,910 $132,064 $41,678,036
5 51 $206,974 $74,673 $132,300 $41,545,736
5 52 $206,974 $74,436 $132,537 $41,413,198
5 53 $206,974 $74,199 $132,775 $41,280,423
5 54 $206,974 $73,961 $133,013 $41,147,411
5 55 $206,974 $73,722 $133,251 $41,014,160
5 56 $206,974 $73,484 $133,490 $40,880,670
5 57 $206,974 $73,245 $133,729 $40,746,941
5 58 $206,974 $73,005 $133,969 $40,612,972
5 59 $206,974 $72,765 $134,209 $40,478,763
5 60 $206,974 $72,524 $134,449 $40,344,314
6 61 $206,974 $72,284 $134,690 $40,209,624
6 62 $206,974 $72,042 $134,931 $40,074,693
6 63 $206,974 $71,800 $135,173 $39,939,520
6 64 $206,974 $71,558 $135,415 $39,804,105
6 65 $206,974 $71,316 $135,658 $39,668,447
6 66 $206,974 $71,073 $135,901 $39,532,546
6 67 $206,974 $70,829 $136,144 $39,396,402
6 68 $206,974 $70,585 $136,388 $39,260,013
6 69 $206,974 $70,341 $136,633 $39,123,381
6 70 $206,974 $70,096 $136,877 $38,986,503
6 71 $206,974 $69,851 $137,123 $38,849,380
6 72 $206,974 $69,605 $137,368 $38,712,012
7 73 $206,974 $69,359 $137,615 $38,574,397
7 74 $206,974 $69,112 $137,861 $38,436,536
7 75 $206,974 $68,865 $138,108 $38,298,428
7 76 $206,974 $68,618 $138,356 $38,160,073
7 77 $206,974 $68,370 $138,603 $38,021,469
7 78 $206,974 $68,122 $138,852 $37,882,617
7 79 $206,974 $67,873 $139,101 $37,743,517
7 80 $206,974 $67,624 $139,350 $37,604,167
7 81 $206,974 $67,374 $139,599 $37,464,568
7 82 $206,974 $67,124 $139,850 $37,324,718
7 83 $206,974 $66,873 $140,100 $37,184,618
7 84 $206,974 $66,622 $140,351 $37,044,267
8 85 $206,974 $66,371 $140,603 $36,903,664
8 86 $206,974 $66,119 $140,854 $36,762,810
8 87 $206,974 $65,867 $141,107 $36,621,703
8 88 $206,974 $65,614 $141,360 $36,480,343
8 89 $206,974 $65,361 $141,613 $36,338,730
8 90 $206,974 $65,107 $141,867 $36,196,864
8 91 $206,974 $64,853 $142,121 $36,054,743
8 92 $206,974 $64,598 $142,375 $35,912,367
8 93 $206,974 $64,343 $142,631 $35,769,737
8 94 $206,974 $64,087 $142,886 $35,626,851
8 95 $206,974 $63,831 $143,142 $35,483,709
8 96 $206,974 $63,575 $143,399 $35,340,310
9 97 $206,974 $63,318 $143,655 $35,196,655
9 98 $206,974 $63,061 $143,913 $35,052,742
9 99 $206,974 $62,803 $144,171 $34,908,571
9 100 $206,974 $62,545 $144,429 $34,764,142
9 101 $206,974 $62,286 $144,688 $34,619,454
9 102 $206,974 $62,027 $144,947 $34,474,507
9 103 $206,974 $61,767 $145,207 $34,329,300
9 104 $206,974 $61,507 $145,467 $34,183,833
9 105 $206,974 $61,246 $145,728 $34,038,106
9 106 $206,974 $60,985 $145,989 $33,892,117
9 107 $206,974 $60,723 $146,250 $33,745,867
9 108 $206,974 $60,461 $146,512 $33,599,355
10 109 $206,974 $60,199 $146,775 $33,452,580
10 110 $206,974 $59,936 $147,038 $33,305,543
10 111 $206,974 $59,672 $147,301 $33,158,241
10 112 $206,974 $59,409 $147,565 $33,010,676
10 113 $206,974 $59,144 $147,829 $32,862,847
10 114 $206,974 $58,879 $148,094 $32,714,753
10 115 $206,974 $58,614 $148,360 $32,566,393
10 116 $206,974 $58,348 $148,625 $32,417,768
10 117 $206,974 $58,082 $148,892 $32,268,876
10 118 $206,974 $57,815 $149,158 $32,119,717
10 119 $206,974 $57,548 $149,426 $31,970,292
10 120 $206,974 $57,280 $149,693 $31,820,598
11 121 $206,974 $57,012 $149,962 $31,670,637
11 122 $206,974 $56,743 $150,230 $31,520,406
11 123 $206,974 $56,474 $150,499 $31,369,907
11 124 $206,974 $56,204 $150,769 $31,219,138
11 125 $206,974 $55,934 $151,039 $31,068,098
11 126 $206,974 $55,664 $151,310 $30,916,788
11 127 $206,974 $55,393 $151,581 $30,765,208
11 128 $206,974 $55,121 $151,853 $30,613,355
11 129 $206,974 $54,849 $152,125 $30,461,230
11 130 $206,974 $54,576 $152,397 $30,308,833
11 131 $206,974 $54,303 $152,670 $30,156,163
11 132 $206,974 $54,030 $152,944 $30,003,219
12 133 $206,974 $53,756 $153,218 $29,850,001
12 134 $206,974 $53,481 $153,492 $29,696,509
12 135 $206,974 $53,206 $153,767 $29,542,742
12 136 $206,974 $52,931 $154,043 $29,388,699
12 137 $206,974 $52,655 $154,319 $29,234,380
12 138 $206,974 $52,378 $154,595 $29,079,785
12 139 $206,974 $52,101 $154,872 $28,924,913
12 140 $206,974 $51,824 $155,150 $28,769,763
12 141 $206,974 $51,546 $155,428 $28,614,335
12 142 $206,974 $51,267 $155,706 $28,458,629
12 143 $206,974 $50,988 $155,985 $28,302,644
12 144 $206,974 $50,709 $156,265 $28,146,379
13 145 $206,974 $50,429 $156,545 $27,989,834
13 146 $206,974 $50,148 $156,825 $27,833,009
13 147 $206,974 $49,867 $157,106 $27,675,903
13 148 $206,974 $49,586 $157,388 $27,518,516
13 149 $206,974 $49,304 $157,670 $27,360,846
13 150 $206,974 $49,022 $157,952 $27,202,894
13 151 $206,974 $48,739 $158,235 $27,044,659
13 152 $206,974 $48,455 $158,519 $26,886,141
13 153 $206,974 $48,171 $158,803 $26,727,338
13 154 $206,974 $47,886 $159,087 $26,568,251
13 155 $206,974 $47,601 $159,372 $26,408,879
13 156 $206,974 $47,316 $159,658 $26,249,221
14 157 $206,974 $47,030 $159,944 $26,089,277
14 158 $206,974 $46,743 $160,230 $25,929,047
14 159 $206,974 $46,456 $160,517 $25,768,530
14 160 $206,974 $46,169 $160,805 $25,607,725
14 161 $206,974 $45,881 $161,093 $25,446,632
14 162 $206,974 $45,592 $161,382 $25,285,250
14 163 $206,974 $45,303 $161,671 $25,123,579
14 164 $206,974 $45,013 $161,960 $24,961,619
14 165 $206,974 $44,723 $162,251 $24,799,368
14 166 $206,974 $44,432 $162,541 $24,636,827
14 167 $206,974 $44,141 $162,833 $24,473,994
14 168 $206,974 $43,849 $163,124 $24,310,870
15 169 $206,974 $43,557 $163,417 $24,147,453
15 170 $206,974 $43,264 $163,709 $23,983,744
15 171 $206,974 $42,971 $164,003 $23,819,741
15 172 $206,974 $42,677 $164,297 $23,655,445
15 173 $206,974 $42,383 $164,591 $23,490,854
15 174 $206,974 $42,088 $164,886 $23,325,968
15 175 $206,974 $41,792 $165,181 $23,160,787
15 176 $206,974 $41,496 $165,477 $22,995,310
15 177 $206,974 $41,200 $165,774 $22,829,536
15 178 $206,974 $40,903 $166,071 $22,663,466
15 179 $206,974 $40,605 $166,368 $22,497,097
15 180 $206,974 $40,307 $166,666 $22,330,431
16 181 $206,974 $40,009 $166,965 $22,163,466
16 182 $206,974 $39,710 $167,264 $21,996,202
16 183 $206,974 $39,410 $167,564 $21,828,639
16 184 $206,974 $39,110 $167,864 $21,660,775
16 185 $206,974 $38,809 $168,165 $21,492,610
16 186 $206,974 $38,508 $168,466 $21,324,144
16 187 $206,974 $38,206 $168,768 $21,155,376
16 188 $206,974 $37,903 $169,070 $20,986,306
16 189 $206,974 $37,600 $169,373 $20,816,933
16 190 $206,974 $37,297 $169,677 $20,647,256
16 191 $206,974 $36,993 $169,981 $20,477,276
16 192 $206,974 $36,688 $170,285 $20,306,991
17 193 $206,974 $36,383 $170,590 $20,136,401
17 194 $206,974 $36,078 $170,896 $19,965,505
17 195 $206,974 $35,772 $171,202 $19,794,303
17 196 $206,974 $35,465 $171,509 $19,622,794
17 197 $206,974 $35,158 $171,816 $19,450,978
17 198 $206,974 $34,850 $172,124 $19,278,854
17 199 $206,974 $34,541 $172,432 $19,106,422
17 200 $206,974 $34,232 $172,741 $18,933,681
17 201 $206,974 $33,923 $173,051 $18,760,630
17 202 $206,974 $33,613 $173,361 $18,587,269
17 203 $206,974 $33,302 $173,671 $18,413,598
17 204 $206,974 $32,991 $173,983 $18,239,615
18 205 $206,974 $32,679 $174,294 $18,065,321
18 206 $206,974 $32,367 $174,607 $17,890,714
18 207 $206,974 $32,054 $174,919 $17,715,795
18 208 $206,974 $31,741 $175,233 $17,540,562
18 209 $206,974 $31,427 $175,547 $17,365,016
18 210 $206,974 $31,112 $175,861 $17,189,154
18 211 $206,974 $30,797 $176,176 $17,012,978
18 212 $206,974 $30,482 $176,492 $16,836,486
18 213 $206,974 $30,165 $176,808 $16,659,678
18 214 $206,974 $29,849 $177,125 $16,482,553
18 215 $206,974 $29,531 $177,442 $16,305,111
18 216 $206,974 $29,213 $177,760 $16,127,350
19 217 $206,974 $28,895 $178,079 $15,949,272
19 218 $206,974 $28,576 $178,398 $15,770,874
19 219 $206,974 $28,256 $178,717 $15,592,156
19 220 $206,974 $27,936 $179,038 $15,413,119
19 221 $206,974 $27,615 $179,358 $15,233,760
19 222 $206,974 $27,294 $179,680 $15,054,081
19 223 $206,974 $26,972 $180,002 $14,874,079
19 224 $206,974 $26,649 $180,324 $14,693,755
19 225 $206,974 $26,326 $180,647 $14,513,108
19 226 $206,974 $26,003 $180,971 $14,332,137
19 227 $206,974 $25,678 $181,295 $14,150,842
19 228 $206,974 $25,354 $181,620 $13,969,222
20 229 $206,974 $25,028 $181,945 $13,787,276
20 230 $206,974 $24,702 $182,271 $13,605,005
20 231 $206,974 $24,376 $182,598 $13,422,407
20 232 $206,974 $24,048 $182,925 $13,239,482
20 233 $206,974 $23,721 $183,253 $13,056,229
20 234 $206,974 $23,392 $183,581 $12,872,648
20 235 $206,974 $23,063 $183,910 $12,688,738
20 236 $206,974 $22,734 $184,240 $12,504,498
20 237 $206,974 $22,404 $184,570 $12,319,929
20 238 $206,974 $22,073 $184,900 $12,135,028
20 239 $206,974 $21,742 $185,232 $11,949,797
20 240 $206,974 $21,410 $185,564 $11,764,233
21 241 $206,974 $21,078 $185,896 $11,578,337
21 242 $206,974 $20,745 $186,229 $11,392,108
21 243 $206,974 $20,411 $186,563 $11,205,546
21 244 $206,974 $20,077 $186,897 $11,018,649
21 245 $206,974 $19,742 $187,232 $10,831,417
21 246 $206,974 $19,406 $187,567 $10,643,849
21 247 $206,974 $19,070 $187,903 $10,455,946
21 248 $206,974 $18,734 $188,240 $10,267,706
21 249 $206,974 $18,396 $188,577 $10,079,129
21 250 $206,974 $18,058 $188,915 $9,890,214
21 251 $206,974 $17,720 $189,254 $9,700,960
21 252 $206,974 $17,381 $189,593 $9,511,368
22 253 $206,974 $17,041 $189,932 $9,321,435
22 254 $206,974 $16,701 $190,273 $9,131,163
22 255 $206,974 $16,360 $190,614 $8,940,549
22 256 $206,974 $16,018 $190,955 $8,749,594
22 257 $206,974 $15,676 $191,297 $8,558,297
22 258 $206,974 $15,334 $191,640 $8,366,657
22 259 $206,974 $14,990 $191,983 $8,174,673
22 260 $206,974 $14,646 $192,327 $7,982,346
22 261 $206,974 $14,302 $192,672 $7,789,674
22 262 $206,974 $13,956 $193,017 $7,596,657
22 263 $206,974 $13,611 $193,363 $7,403,294
22 264 $206,974 $13,264 $193,709 $7,209,585
23 265 $206,974 $12,917 $194,056 $7,015,529
23 266 $206,974 $12,569 $194,404 $6,821,125
23 267 $206,974 $12,221 $194,752 $6,626,372
23 268 $206,974 $11,872 $195,101 $6,431,271
23 269 $206,974 $11,523 $195,451 $6,235,820
23 270 $206,974 $11,173 $195,801 $6,040,019
23 271 $206,974 $10,822 $196,152 $5,843,867
23 272 $206,974 $10,470 $196,503 $5,647,364
23 273 $206,974 $10,118 $196,855 $5,450,509
23 274 $206,974 $9,765 $197,208 $5,253,301
23 275 $206,974 $9,412 $197,561 $5,055,739
23 276 $206,974 $9,058 $197,915 $4,857,824
24 277 $206,974 $8,704 $198,270 $4,659,554
24 278 $206,974 $8,348 $198,625 $4,460,929
24 279 $206,974 $7,992 $198,981 $4,261,948
24 280 $206,974 $7,636 $199,338 $4,062,610
24 281 $206,974 $7,279 $199,695 $3,862,915
24 282 $206,974 $6,921 $200,052 $3,662,863
24 283 $206,974 $6,563 $200,411 $3,462,452
24 284 $206,974 $6,204 $200,770 $3,261,682
24 285 $206,974 $5,844 $201,130 $3,060,552
24 286 $206,974 $5,483 $201,490 $2,859,062
24 287 $206,974 $5,122 $201,851 $2,657,211
24 288 $206,974 $4,761 $202,213 $2,454,998
25 289 $206,974 $4,399 $202,575 $2,252,423
25 290 $206,974 $4,036 $202,938 $2,049,485
25 291 $206,974 $3,672 $203,302 $1,846,184
25 292 $206,974 $3,308 $203,666 $1,642,518
25 293 $206,974 $2,943 $204,031 $1,438,487
25 294 $206,974 $2,577 $204,396 $1,234,091
25 295 $206,974 $2,211 $204,762 $1,029,329
25 296 $206,974 $1,844 $205,129 $824,199
25 297 $206,974 $1,477 $205,497 $618,702
25 298 $206,974 $1,109 $205,865 $412,837
25 299 $206,974 $740 $206,234 $206,603
25 300 $206,974 $370 $206,603 $0