Century 21 Centaland Property

Down Payment (HKD)

$19,600,000

Monthly Repayment (HKD)

$126,771

Loan Amount (HKD)

$29,400,000

Total Interest (HKD)

$8,631,391

Total Repayment (HKD)

$38,031,391

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$126,771	$52,675	$74,096	$29,325,904
1	2	$126,771	$52,542	$74,229	$29,251,675
1	3	$126,771	$52,409	$74,362	$29,177,313
1	4	$126,771	$52,276	$74,495	$29,102,817
1	5	$126,771	$52,143	$74,629	$29,028,189
1	6	$126,771	$52,009	$74,762	$28,953,426
1	7	$126,771	$51,875	$74,896	$28,878,530
1	8	$126,771	$51,741	$75,031	$28,803,499
1	9	$126,771	$51,606	$75,165	$28,728,334
1	10	$126,771	$51,472	$75,300	$28,653,034
1	11	$126,771	$51,337	$75,435	$28,577,600
1	12	$126,771	$51,202	$75,570	$28,502,030
2	13	$126,771	$51,066	$75,705	$28,426,325
2	14	$126,771	$50,930	$75,841	$28,350,484
2	15	$126,771	$50,795	$75,977	$28,274,507
2	16	$126,771	$50,658	$76,113	$28,198,394
2	17	$126,771	$50,522	$76,249	$28,122,145
2	18	$126,771	$50,386	$76,386	$28,045,760
2	19	$126,771	$50,249	$76,523	$27,969,237
2	20	$126,771	$50,112	$76,660	$27,892,577
2	21	$126,771	$49,974	$76,797	$27,815,780
2	22	$126,771	$49,837	$76,935	$27,738,845
2	23	$126,771	$49,699	$77,073	$27,661,773
2	24	$126,771	$49,561	$77,211	$27,584,562
3	25	$126,771	$49,422	$77,349	$27,507,213
3	26	$126,771	$49,284	$77,488	$27,429,726
3	27	$126,771	$49,145	$77,626	$27,352,099
3	28	$126,771	$49,006	$77,765	$27,274,334
3	29	$126,771	$48,867	$77,905	$27,196,429
3	30	$126,771	$48,727	$78,044	$27,118,385
3	31	$126,771	$48,587	$78,184	$27,040,200
3	32	$126,771	$48,447	$78,324	$26,961,876
3	33	$126,771	$48,307	$78,465	$26,883,412
3	34	$126,771	$48,166	$78,605	$26,804,806
3	35	$126,771	$48,025	$78,746	$26,726,060
3	36	$126,771	$47,884	$78,887	$26,647,173
4	37	$126,771	$47,743	$79,028	$26,568,145
4	38	$126,771	$47,601	$79,170	$26,488,975
4	39	$126,771	$47,459	$79,312	$26,409,663
4	40	$126,771	$47,317	$79,454	$26,330,209
4	41	$126,771	$47,175	$79,596	$26,250,613
4	42	$126,771	$47,032	$79,739	$26,170,874
4	43	$126,771	$46,889	$79,882	$26,090,992
4	44	$126,771	$46,746	$80,025	$26,010,967
4	45	$126,771	$46,603	$80,168	$25,930,798
4	46	$126,771	$46,459	$80,312	$25,850,487
4	47	$126,771	$46,315	$80,456	$25,770,031
4	48	$126,771	$46,171	$80,600	$25,689,431
5	49	$126,771	$46,027	$80,744	$25,608,686
5	50	$126,771	$45,882	$80,889	$25,527,797
5	51	$126,771	$45,737	$81,034	$25,446,763
5	52	$126,771	$45,592	$81,179	$25,365,584
5	53	$126,771	$45,447	$81,325	$25,284,259
5	54	$126,771	$45,301	$81,470	$25,202,789
5	55	$126,771	$45,155	$81,616	$25,121,173
5	56	$126,771	$45,009	$81,763	$25,039,410
5	57	$126,771	$44,862	$81,909	$24,957,501
5	58	$126,771	$44,716	$82,056	$24,875,445
5	59	$126,771	$44,569	$82,203	$24,793,243
5	60	$126,771	$44,421	$82,350	$24,710,893
6	61	$126,771	$44,274	$82,498	$24,628,395
6	62	$126,771	$44,126	$82,645	$24,545,749
6	63	$126,771	$43,978	$82,794	$24,462,956
6	64	$126,771	$43,829	$82,942	$24,380,014
6	65	$126,771	$43,681	$83,090	$24,296,924
6	66	$126,771	$43,532	$83,239	$24,213,684
6	67	$126,771	$43,383	$83,388	$24,130,296
6	68	$126,771	$43,233	$83,538	$24,046,758
6	69	$126,771	$43,084	$83,688	$23,963,071
6	70	$126,771	$42,934	$83,837	$23,879,233
6	71	$126,771	$42,784	$83,988	$23,795,245
6	72	$126,771	$42,633	$84,138	$23,711,107
7	73	$126,771	$42,482	$84,289	$23,626,818
7	74	$126,771	$42,331	$84,440	$23,542,378
7	75	$126,771	$42,180	$84,591	$23,457,787
7	76	$126,771	$42,029	$84,743	$23,373,044
7	77	$126,771	$41,877	$84,895	$23,288,150
7	78	$126,771	$41,725	$85,047	$23,203,103
7	79	$126,771	$41,572	$85,199	$23,117,904
7	80	$126,771	$41,420	$85,352	$23,032,552
7	81	$126,771	$41,267	$85,505	$22,947,048
7	82	$126,771	$41,113	$85,658	$22,861,390
7	83	$126,771	$40,960	$85,811	$22,775,579
7	84	$126,771	$40,806	$85,965	$22,689,614
8	85	$126,771	$40,652	$86,119	$22,603,494
8	86	$126,771	$40,498	$86,273	$22,517,221
8	87	$126,771	$40,343	$86,428	$22,430,793
8	88	$126,771	$40,189	$86,583	$22,344,210
8	89	$126,771	$40,033	$86,738	$22,257,472
8	90	$126,771	$39,878	$86,893	$22,170,579
8	91	$126,771	$39,722	$87,049	$22,083,530
8	92	$126,771	$39,566	$87,205	$21,996,325
8	93	$126,771	$39,410	$87,361	$21,908,964
8	94	$126,771	$39,254	$87,518	$21,821,446
8	95	$126,771	$39,097	$87,675	$21,733,772
8	96	$126,771	$38,940	$87,832	$21,645,940
9	97	$126,771	$38,782	$87,989	$21,557,951
9	98	$126,771	$38,625	$88,147	$21,469,804
9	99	$126,771	$38,467	$88,305	$21,381,500
9	100	$126,771	$38,309	$88,463	$21,293,037
9	101	$126,771	$38,150	$88,621	$21,204,416
9	102	$126,771	$37,991	$88,780	$21,115,636
9	103	$126,771	$37,832	$88,939	$21,026,696
9	104	$126,771	$37,673	$89,098	$20,937,598
9	105	$126,771	$37,513	$89,258	$20,848,340
9	106	$126,771	$37,353	$89,418	$20,758,922
9	107	$126,771	$37,193	$89,578	$20,669,344
9	108	$126,771	$37,033	$89,739	$20,579,605
10	109	$126,771	$36,872	$89,900	$20,489,705
10	110	$126,771	$36,711	$90,061	$20,399,645
10	111	$126,771	$36,549	$90,222	$20,309,423
10	112	$126,771	$36,388	$90,384	$20,219,039
10	113	$126,771	$36,226	$90,546	$20,128,494
10	114	$126,771	$36,064	$90,708	$20,037,786
10	115	$126,771	$35,901	$90,870	$19,946,916
10	116	$126,771	$35,738	$91,033	$19,855,883
10	117	$126,771	$35,575	$91,196	$19,764,686
10	118	$126,771	$35,412	$91,360	$19,673,327
10	119	$126,771	$35,248	$91,523	$19,581,804
10	120	$126,771	$35,084	$91,687	$19,490,116
11	121	$126,771	$34,920	$91,852	$19,398,265
11	122	$126,771	$34,755	$92,016	$19,306,249
11	123	$126,771	$34,590	$92,181	$19,214,068
11	124	$126,771	$34,425	$92,346	$19,121,722
11	125	$126,771	$34,260	$92,512	$19,029,210
11	126	$126,771	$34,094	$92,677	$18,936,533
11	127	$126,771	$33,928	$92,843	$18,843,690
11	128	$126,771	$33,762	$93,010	$18,750,680
11	129	$126,771	$33,595	$93,176	$18,657,504
11	130	$126,771	$33,428	$93,343	$18,564,160
11	131	$126,771	$33,261	$93,511	$18,470,650
11	132	$126,771	$33,093	$93,678	$18,376,972
12	133	$126,771	$32,925	$93,846	$18,283,126
12	134	$126,771	$32,757	$94,014	$18,189,112
12	135	$126,771	$32,589	$94,182	$18,094,929
12	136	$126,771	$32,420	$94,351	$18,000,578
12	137	$126,771	$32,251	$94,520	$17,906,058
12	138	$126,771	$32,082	$94,690	$17,811,368
12	139	$126,771	$31,912	$94,859	$17,716,509
12	140	$126,771	$31,742	$95,029	$17,621,480
12	141	$126,771	$31,572	$95,199	$17,526,280
12	142	$126,771	$31,401	$95,370	$17,430,910
12	143	$126,771	$31,230	$95,541	$17,335,369
12	144	$126,771	$31,059	$95,712	$17,239,657
13	145	$126,771	$30,888	$95,884	$17,143,774
13	146	$126,771	$30,716	$96,055	$17,047,718
13	147	$126,771	$30,544	$96,227	$16,951,491
13	148	$126,771	$30,371	$96,400	$16,855,091
13	149	$126,771	$30,199	$96,573	$16,758,518
13	150	$126,771	$30,026	$96,746	$16,661,773
13	151	$126,771	$29,852	$96,919	$16,564,854
13	152	$126,771	$29,679	$97,093	$16,467,761
13	153	$126,771	$29,505	$97,267	$16,370,495
13	154	$126,771	$29,330	$97,441	$16,273,054
13	155	$126,771	$29,156	$97,615	$16,175,438
13	156	$126,771	$28,981	$97,790	$16,077,648
14	157	$126,771	$28,806	$97,966	$15,979,682
14	158	$126,771	$28,630	$98,141	$15,881,541
14	159	$126,771	$28,454	$98,317	$15,783,225
14	160	$126,771	$28,278	$98,493	$15,684,732
14	161	$126,771	$28,102	$98,669	$15,586,062
14	162	$126,771	$27,925	$98,846	$15,487,216
14	163	$126,771	$27,748	$99,023	$15,388,192
14	164	$126,771	$27,571	$99,201	$15,288,992
14	165	$126,771	$27,393	$99,379	$15,189,613
14	166	$126,771	$27,215	$99,557	$15,090,056
14	167	$126,771	$27,036	$99,735	$14,990,322
14	168	$126,771	$26,858	$99,914	$14,890,408
15	169	$126,771	$26,679	$100,093	$14,790,315
15	170	$126,771	$26,499	$100,272	$14,690,043
15	171	$126,771	$26,320	$100,452	$14,589,592
15	172	$126,771	$26,140	$100,632	$14,488,960
15	173	$126,771	$25,959	$100,812	$14,388,148
15	174	$126,771	$25,779	$100,993	$14,287,156
15	175	$126,771	$25,598	$101,173	$14,185,982
15	176	$126,771	$25,417	$101,355	$14,084,627
15	177	$126,771	$25,235	$101,536	$13,983,091
15	178	$126,771	$25,053	$101,718	$13,881,373
15	179	$126,771	$24,871	$101,901	$13,779,472
15	180	$126,771	$24,688	$102,083	$13,677,389
16	181	$126,771	$24,505	$102,266	$13,575,123
16	182	$126,771	$24,322	$102,449	$13,472,674
16	183	$126,771	$24,139	$102,633	$13,370,041
16	184	$126,771	$23,955	$102,817	$13,267,224
16	185	$126,771	$23,770	$103,001	$13,164,224
16	186	$126,771	$23,586	$103,185	$13,061,038
16	187	$126,771	$23,401	$103,370	$12,957,668
16	188	$126,771	$23,216	$103,555	$12,854,112
16	189	$126,771	$23,030	$103,741	$12,750,371
16	190	$126,771	$22,844	$103,927	$12,646,445
16	191	$126,771	$22,658	$104,113	$12,542,331
16	192	$126,771	$22,472	$104,300	$12,438,032
17	193	$126,771	$22,285	$104,486	$12,333,545
17	194	$126,771	$22,098	$104,674	$12,228,872
17	195	$126,771	$21,910	$104,861	$12,124,010
17	196	$126,771	$21,722	$105,049	$12,018,961
17	197	$126,771	$21,534	$105,237	$11,913,724
17	198	$126,771	$21,345	$105,426	$11,808,298
17	199	$126,771	$21,157	$105,615	$11,702,683
17	200	$126,771	$20,967	$105,804	$11,596,879
17	201	$126,771	$20,778	$105,994	$11,490,886
17	202	$126,771	$20,588	$106,183	$11,384,702
17	203	$126,771	$20,398	$106,374	$11,278,329
17	204	$126,771	$20,207	$106,564	$11,171,764
18	205	$126,771	$20,016	$106,755	$11,065,009
18	206	$126,771	$19,825	$106,946	$10,958,063
18	207	$126,771	$19,633	$107,138	$10,850,924
18	208	$126,771	$19,441	$107,330	$10,743,594
18	209	$126,771	$19,249	$107,522	$10,636,072
18	210	$126,771	$19,056	$107,715	$10,528,357
18	211	$126,771	$18,863	$107,908	$10,420,449
18	212	$126,771	$18,670	$108,101	$10,312,348
18	213	$126,771	$18,476	$108,295	$10,204,053
18	214	$126,771	$18,282	$108,489	$10,095,564
18	215	$126,771	$18,088	$108,683	$9,986,880
18	216	$126,771	$17,893	$108,878	$9,878,002
19	217	$126,771	$17,698	$109,073	$9,768,929
19	218	$126,771	$17,503	$109,269	$9,659,660
19	219	$126,771	$17,307	$109,464	$9,550,196
19	220	$126,771	$17,111	$109,661	$9,440,535
19	221	$126,771	$16,914	$109,857	$9,330,678
19	222	$126,771	$16,717	$110,054	$9,220,624
19	223	$126,771	$16,520	$110,251	$9,110,373
19	224	$126,771	$16,323	$110,449	$8,999,925
19	225	$126,771	$16,125	$110,646	$8,889,278
19	226	$126,771	$15,927	$110,845	$8,778,434
19	227	$126,771	$15,728	$111,043	$8,667,390
19	228	$126,771	$15,529	$111,242	$8,556,148
20	229	$126,771	$15,330	$111,442	$8,444,707
20	230	$126,771	$15,130	$111,641	$8,333,066
20	231	$126,771	$14,930	$111,841	$8,221,224
20	232	$126,771	$14,730	$112,042	$8,109,183
20	233	$126,771	$14,529	$112,242	$7,996,940
20	234	$126,771	$14,328	$112,443	$7,884,497
20	235	$126,771	$14,126	$112,645	$7,771,852
20	236	$126,771	$13,925	$112,847	$7,659,005
20	237	$126,771	$13,722	$113,049	$7,545,956
20	238	$126,771	$13,520	$113,251	$7,432,705
20	239	$126,771	$13,317	$113,454	$7,319,250
20	240	$126,771	$13,114	$113,658	$7,205,593
21	241	$126,771	$12,910	$113,861	$7,091,732
21	242	$126,771	$12,706	$114,065	$6,977,666
21	243	$126,771	$12,502	$114,270	$6,863,397
21	244	$126,771	$12,297	$114,474	$6,748,922
21	245	$126,771	$12,092	$114,679	$6,634,243
21	246	$126,771	$11,886	$114,885	$6,519,358
21	247	$126,771	$11,681	$115,091	$6,404,267
21	248	$126,771	$11,474	$115,297	$6,288,970
21	249	$126,771	$11,268	$115,504	$6,173,466
21	250	$126,771	$11,061	$115,711	$6,057,756
21	251	$126,771	$10,853	$115,918	$5,941,838
21	252	$126,771	$10,646	$116,126	$5,825,713
22	253	$126,771	$10,438	$116,334	$5,709,379
22	254	$126,771	$10,229	$116,542	$5,592,837
22	255	$126,771	$10,020	$116,751	$5,476,086
22	256	$126,771	$9,811	$116,960	$5,359,126
22	257	$126,771	$9,602	$117,170	$5,241,957
22	258	$126,771	$9,392	$117,379	$5,124,577
22	259	$126,771	$9,182	$117,590	$5,006,988
22	260	$126,771	$8,971	$117,800	$4,889,187
22	261	$126,771	$8,760	$118,012	$4,771,176
22	262	$126,771	$8,548	$118,223	$4,652,953
22	263	$126,771	$8,337	$118,435	$4,534,518
22	264	$126,771	$8,124	$118,647	$4,415,871
23	265	$126,771	$7,912	$118,860	$4,297,011
23	266	$126,771	$7,699	$119,072	$4,177,939
23	267	$126,771	$7,485	$119,286	$4,058,653
23	268	$126,771	$7,272	$119,500	$3,939,153
23	269	$126,771	$7,058	$119,714	$3,819,440
23	270	$126,771	$6,843	$119,928	$3,699,512
23	271	$126,771	$6,628	$120,143	$3,579,369
23	272	$126,771	$6,413	$120,358	$3,459,010
23	273	$126,771	$6,197	$120,574	$3,338,437
23	274	$126,771	$5,981	$120,790	$3,217,647
23	275	$126,771	$5,765	$121,006	$3,096,640
23	276	$126,771	$5,548	$121,223	$2,975,417
24	277	$126,771	$5,331	$121,440	$2,853,977
24	278	$126,771	$5,113	$121,658	$2,732,319
24	279	$126,771	$4,895	$121,876	$2,610,443
24	280	$126,771	$4,677	$122,094	$2,488,349
24	281	$126,771	$4,458	$122,313	$2,366,036
24	282	$126,771	$4,239	$122,532	$2,243,503
24	283	$126,771	$4,020	$122,752	$2,120,752
24	284	$126,771	$3,800	$122,972	$1,997,780
24	285	$126,771	$3,579	$123,192	$1,874,588
24	286	$126,771	$3,359	$123,413	$1,751,176
24	287	$126,771	$3,138	$123,634	$1,627,542
24	288	$126,771	$2,916	$123,855	$1,503,686
25	289	$126,771	$2,694	$124,077	$1,379,609
25	290	$126,771	$2,472	$124,300	$1,255,310
25	291	$126,771	$2,249	$124,522	$1,130,788
25	292	$126,771	$2,026	$124,745	$1,006,042
25	293	$126,771	$1,802	$124,969	$881,073
25	294	$126,771	$1,579	$125,193	$755,881
25	295	$126,771	$1,354	$125,417	$630,464
25	296	$126,771	$1,130	$125,642	$504,822
25	297	$126,771	$904	$125,867	$378,955
25	298	$126,771	$679	$126,092	$252,863
25	299	$126,771	$453	$126,318	$126,545
25	300	$126,771	$227	$126,545	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 19,600,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 20,090,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.