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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 13,120,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 13,448,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$13,120,000
 
Monthly Repayment (HKD)
$84,859
Loan Amount (HKD)
$19,680,000
+
Total Interest (HKD)
$5,777,747
=
Total Repayment (HKD)
$25,457,747
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $84,859 $35,260 $49,599 $19,630,401
1 2 $84,859 $35,171 $49,688 $19,580,713
1 3 $84,859 $35,082 $49,777 $19,530,936
1 4 $84,859 $34,993 $49,866 $19,481,070
1 5 $84,859 $34,904 $49,956 $19,431,114
1 6 $84,859 $34,814 $50,045 $19,381,069
1 7 $84,859 $34,724 $50,135 $19,330,934
1 8 $84,859 $34,635 $50,225 $19,280,710
1 9 $84,859 $34,545 $50,315 $19,230,395
1 10 $84,859 $34,454 $50,405 $19,179,990
1 11 $84,859 $34,364 $50,495 $19,129,495
1 12 $84,859 $34,274 $50,585 $19,078,910
2 13 $84,859 $34,183 $50,676 $19,028,234
2 14 $84,859 $34,092 $50,767 $18,977,467
2 15 $84,859 $34,001 $50,858 $18,926,609
2 16 $84,859 $33,910 $50,949 $18,875,660
2 17 $84,859 $33,819 $51,040 $18,824,620
2 18 $84,859 $33,727 $51,132 $18,773,488
2 19 $84,859 $33,636 $51,223 $18,722,265
2 20 $84,859 $33,544 $51,315 $18,670,950
2 21 $84,859 $33,452 $51,407 $18,619,543
2 22 $84,859 $33,360 $51,499 $18,568,043
2 23 $84,859 $33,268 $51,591 $18,516,452
2 24 $84,859 $33,175 $51,684 $18,464,768
3 25 $84,859 $33,083 $51,776 $18,412,992
3 26 $84,859 $32,990 $51,869 $18,361,122
3 27 $84,859 $32,897 $51,962 $18,309,160
3 28 $84,859 $32,804 $52,055 $18,257,105
3 29 $84,859 $32,711 $52,149 $18,204,957
3 30 $84,859 $32,617 $52,242 $18,152,715
3 31 $84,859 $32,524 $52,336 $18,100,379
3 32 $84,859 $32,430 $52,429 $18,047,950
3 33 $84,859 $32,336 $52,523 $17,995,427
3 34 $84,859 $32,242 $52,617 $17,942,809
3 35 $84,859 $32,148 $52,712 $17,890,098
3 36 $84,859 $32,053 $52,806 $17,837,291
4 37 $84,859 $31,958 $52,901 $17,784,391
4 38 $84,859 $31,864 $52,995 $17,731,395
4 39 $84,859 $31,769 $53,090 $17,678,305
4 40 $84,859 $31,674 $53,186 $17,625,119
4 41 $84,859 $31,578 $53,281 $17,571,839
4 42 $84,859 $31,483 $53,376 $17,518,462
4 43 $84,859 $31,387 $53,472 $17,464,990
4 44 $84,859 $31,291 $53,568 $17,411,423
4 45 $84,859 $31,195 $53,664 $17,357,759
4 46 $84,859 $31,099 $53,760 $17,303,999
4 47 $84,859 $31,003 $53,856 $17,250,143
4 48 $84,859 $30,907 $53,953 $17,196,190
5 49 $84,859 $30,810 $54,049 $17,142,141
5 50 $84,859 $30,713 $54,146 $17,087,995
5 51 $84,859 $30,616 $54,243 $17,033,752
5 52 $84,859 $30,519 $54,340 $16,979,411
5 53 $84,859 $30,421 $54,438 $16,924,974
5 54 $84,859 $30,324 $54,535 $16,870,438
5 55 $84,859 $30,226 $54,633 $16,815,805
5 56 $84,859 $30,128 $54,731 $16,761,075
5 57 $84,859 $30,030 $54,829 $16,706,246
5 58 $84,859 $29,932 $54,927 $16,651,319
5 59 $84,859 $29,834 $55,026 $16,596,293
5 60 $84,859 $29,735 $55,124 $16,541,169
6 61 $84,859 $29,636 $55,223 $16,485,946
6 62 $84,859 $29,537 $55,322 $16,430,624
6 63 $84,859 $29,438 $55,421 $16,375,203
6 64 $84,859 $29,339 $55,520 $16,319,683
6 65 $84,859 $29,239 $55,620 $16,264,063
6 66 $84,859 $29,140 $55,719 $16,208,344
6 67 $84,859 $29,040 $55,819 $16,152,525
6 68 $84,859 $28,940 $55,919 $16,096,605
6 69 $84,859 $28,840 $56,019 $16,040,586
6 70 $84,859 $28,739 $56,120 $15,984,466
6 71 $84,859 $28,639 $56,220 $15,928,246
6 72 $84,859 $28,538 $56,321 $15,871,925
7 73 $84,859 $28,437 $56,422 $15,815,503
7 74 $84,859 $28,336 $56,523 $15,758,980
7 75 $84,859 $28,235 $56,624 $15,702,356
7 76 $84,859 $28,133 $56,726 $15,645,630
7 77 $84,859 $28,032 $56,827 $15,588,802
7 78 $84,859 $27,930 $56,929 $15,531,873
7 79 $84,859 $27,828 $57,031 $15,474,842
7 80 $84,859 $27,726 $57,133 $15,417,709
7 81 $84,859 $27,623 $57,236 $15,360,473
7 82 $84,859 $27,521 $57,338 $15,303,134
7 83 $84,859 $27,418 $57,441 $15,245,693
7 84 $84,859 $27,315 $57,544 $15,188,149
8 85 $84,859 $27,212 $57,647 $15,130,502
8 86 $84,859 $27,109 $57,750 $15,072,752
8 87 $84,859 $27,005 $57,854 $15,014,898
8 88 $84,859 $26,902 $57,957 $14,956,941
8 89 $84,859 $26,798 $58,061 $14,898,879
8 90 $84,859 $26,694 $58,165 $14,840,714
8 91 $84,859 $26,590 $58,270 $14,782,445
8 92 $84,859 $26,485 $58,374 $14,724,071
8 93 $84,859 $26,381 $58,479 $14,665,592
8 94 $84,859 $26,276 $58,583 $14,607,009
8 95 $84,859 $26,171 $58,688 $14,548,321
8 96 $84,859 $26,066 $58,793 $14,489,527
9 97 $84,859 $25,960 $58,899 $14,430,628
9 98 $84,859 $25,855 $59,004 $14,371,624
9 99 $84,859 $25,749 $59,110 $14,312,514
9 100 $84,859 $25,643 $59,216 $14,253,298
9 101 $84,859 $25,537 $59,322 $14,193,976
9 102 $84,859 $25,431 $59,428 $14,134,548
9 103 $84,859 $25,324 $59,535 $14,075,013
9 104 $84,859 $25,218 $59,641 $14,015,372
9 105 $84,859 $25,111 $59,748 $13,955,623
9 106 $84,859 $25,004 $59,855 $13,895,768
9 107 $84,859 $24,897 $59,963 $13,835,806
9 108 $84,859 $24,789 $60,070 $13,775,736
10 109 $84,859 $24,682 $60,178 $13,715,558
10 110 $84,859 $24,574 $60,285 $13,655,272
10 111 $84,859 $24,466 $60,393 $13,594,879
10 112 $84,859 $24,357 $60,502 $13,534,377
10 113 $84,859 $24,249 $60,610 $13,473,767
10 114 $84,859 $24,140 $60,719 $13,413,049
10 115 $84,859 $24,032 $60,827 $13,352,221
10 116 $84,859 $23,923 $60,936 $13,291,285
10 117 $84,859 $23,814 $61,046 $13,230,239
10 118 $84,859 $23,704 $61,155 $13,169,084
10 119 $84,859 $23,595 $61,265 $13,107,820
10 120 $84,859 $23,485 $61,374 $13,046,445
11 121 $84,859 $23,375 $61,484 $12,984,961
11 122 $84,859 $23,265 $61,594 $12,923,367
11 123 $84,859 $23,154 $61,705 $12,861,662
11 124 $84,859 $23,044 $61,815 $12,799,846
11 125 $84,859 $22,933 $61,926 $12,737,920
11 126 $84,859 $22,822 $62,037 $12,675,883
11 127 $84,859 $22,711 $62,148 $12,613,735
11 128 $84,859 $22,600 $62,260 $12,551,476
11 129 $84,859 $22,488 $62,371 $12,489,104
11 130 $84,859 $22,376 $62,483 $12,426,622
11 131 $84,859 $22,264 $62,595 $12,364,027
11 132 $84,859 $22,152 $62,707 $12,301,320
12 133 $84,859 $22,040 $62,819 $12,238,501
12 134 $84,859 $21,927 $62,932 $12,175,569
12 135 $84,859 $21,815 $63,045 $12,112,524
12 136 $84,859 $21,702 $63,158 $12,049,367
12 137 $84,859 $21,588 $63,271 $11,986,096
12 138 $84,859 $21,475 $63,384 $11,922,712
12 139 $84,859 $21,362 $63,498 $11,859,214
12 140 $84,859 $21,248 $63,611 $11,795,603
12 141 $84,859 $21,134 $63,725 $11,731,877
12 142 $84,859 $21,020 $63,840 $11,668,038
12 143 $84,859 $20,905 $63,954 $11,604,084
12 144 $84,859 $20,791 $64,069 $11,540,015
13 145 $84,859 $20,676 $64,183 $11,475,832
13 146 $84,859 $20,561 $64,298 $11,411,534
13 147 $84,859 $20,446 $64,413 $11,347,120
13 148 $84,859 $20,330 $64,529 $11,282,591
13 149 $84,859 $20,215 $64,645 $11,217,947
13 150 $84,859 $20,099 $64,760 $11,153,187
13 151 $84,859 $19,983 $64,876 $11,088,310
13 152 $84,859 $19,867 $64,993 $11,023,318
13 153 $84,859 $19,750 $65,109 $10,958,209
13 154 $84,859 $19,633 $65,226 $10,892,983
13 155 $84,859 $19,517 $65,343 $10,827,640
13 156 $84,859 $19,400 $65,460 $10,762,181
14 157 $84,859 $19,282 $65,577 $10,696,604
14 158 $84,859 $19,165 $65,694 $10,630,909
14 159 $84,859 $19,047 $65,812 $10,565,097
14 160 $84,859 $18,929 $65,930 $10,499,167
14 161 $84,859 $18,811 $66,048 $10,433,119
14 162 $84,859 $18,693 $66,166 $10,366,953
14 163 $84,859 $18,574 $66,285 $10,300,668
14 164 $84,859 $18,455 $66,404 $10,234,264
14 165 $84,859 $18,336 $66,523 $10,167,741
14 166 $84,859 $18,217 $66,642 $10,101,099
14 167 $84,859 $18,098 $66,761 $10,034,338
14 168 $84,859 $17,978 $66,881 $9,967,457
15 169 $84,859 $17,858 $67,001 $9,900,456
15 170 $84,859 $17,738 $67,121 $9,833,335
15 171 $84,859 $17,618 $67,241 $9,766,094
15 172 $84,859 $17,498 $67,362 $9,698,732
15 173 $84,859 $17,377 $67,482 $9,631,250
15 174 $84,859 $17,256 $67,603 $9,563,647
15 175 $84,859 $17,135 $67,724 $9,495,923
15 176 $84,859 $17,014 $67,846 $9,428,077
15 177 $84,859 $16,892 $67,967 $9,360,110
15 178 $84,859 $16,770 $68,089 $9,292,021
15 179 $84,859 $16,648 $68,211 $9,223,810
15 180 $84,859 $16,526 $68,333 $9,155,477
16 181 $84,859 $16,404 $68,456 $9,087,021
16 182 $84,859 $16,281 $68,578 $9,018,443
16 183 $84,859 $16,158 $68,701 $8,949,742
16 184 $84,859 $16,035 $68,824 $8,880,918
16 185 $84,859 $15,912 $68,948 $8,811,970
16 186 $84,859 $15,788 $69,071 $8,742,899
16 187 $84,859 $15,664 $69,195 $8,673,704
16 188 $84,859 $15,540 $69,319 $8,604,385
16 189 $84,859 $15,416 $69,443 $8,534,943
16 190 $84,859 $15,292 $69,567 $8,465,375
16 191 $84,859 $15,167 $69,692 $8,395,683
16 192 $84,859 $15,042 $69,817 $8,325,866
17 193 $84,859 $14,917 $69,942 $8,255,924
17 194 $84,859 $14,792 $70,067 $8,185,857
17 195 $84,859 $14,666 $70,193 $8,115,664
17 196 $84,859 $14,541 $70,319 $8,045,346
17 197 $84,859 $14,415 $70,445 $7,974,901
17 198 $84,859 $14,288 $70,571 $7,904,330
17 199 $84,859 $14,162 $70,697 $7,833,633
17 200 $84,859 $14,035 $70,824 $7,762,809
17 201 $84,859 $13,908 $70,951 $7,691,858
17 202 $84,859 $13,781 $71,078 $7,620,780
17 203 $84,859 $13,654 $71,205 $7,549,575
17 204 $84,859 $13,526 $71,333 $7,478,242
18 205 $84,859 $13,399 $71,461 $7,406,782
18 206 $84,859 $13,270 $71,589 $7,335,193
18 207 $84,859 $13,142 $71,717 $7,263,476
18 208 $84,859 $13,014 $71,845 $7,191,631
18 209 $84,859 $12,885 $71,974 $7,119,656
18 210 $84,859 $12,756 $72,103 $7,047,553
18 211 $84,859 $12,627 $72,232 $6,975,321
18 212 $84,859 $12,497 $72,362 $6,902,959
18 213 $84,859 $12,368 $72,491 $6,830,468
18 214 $84,859 $12,238 $72,621 $6,757,847
18 215 $84,859 $12,108 $72,751 $6,685,095
18 216 $84,859 $11,977 $72,882 $6,612,214
19 217 $84,859 $11,847 $73,012 $6,539,201
19 218 $84,859 $11,716 $73,143 $6,466,058
19 219 $84,859 $11,585 $73,274 $6,392,784
19 220 $84,859 $11,454 $73,405 $6,319,379
19 221 $84,859 $11,322 $73,537 $6,245,842
19 222 $84,859 $11,190 $73,669 $6,172,173
19 223 $84,859 $11,058 $73,801 $6,098,372
19 224 $84,859 $10,926 $73,933 $6,024,440
19 225 $84,859 $10,794 $74,065 $5,950,374
19 226 $84,859 $10,661 $74,198 $5,876,176
19 227 $84,859 $10,528 $74,331 $5,801,845
19 228 $84,859 $10,395 $74,464 $5,727,381
20 229 $84,859 $10,262 $74,598 $5,652,783
20 230 $84,859 $10,128 $74,731 $5,578,052
20 231 $84,859 $9,994 $74,865 $5,503,187
20 232 $84,859 $9,860 $74,999 $5,428,188
20 233 $84,859 $9,726 $75,134 $5,353,054
20 234 $84,859 $9,591 $75,268 $5,277,786
20 235 $84,859 $9,456 $75,403 $5,202,383
20 236 $84,859 $9,321 $75,538 $5,126,844
20 237 $84,859 $9,186 $75,674 $5,051,171
20 238 $84,859 $9,050 $75,809 $4,975,362
20 239 $84,859 $8,914 $75,945 $4,899,417
20 240 $84,859 $8,778 $76,081 $4,823,336
21 241 $84,859 $8,642 $76,217 $4,747,118
21 242 $84,859 $8,505 $76,354 $4,670,764
21 243 $84,859 $8,368 $76,491 $4,594,274
21 244 $84,859 $8,231 $76,628 $4,517,646
21 245 $84,859 $8,094 $76,765 $4,440,881
21 246 $84,859 $7,957 $76,903 $4,363,978
21 247 $84,859 $7,819 $77,040 $4,286,938
21 248 $84,859 $7,681 $77,178 $4,209,760
21 249 $84,859 $7,542 $77,317 $4,132,443
21 250 $84,859 $7,404 $77,455 $4,054,988
21 251 $84,859 $7,265 $77,594 $3,977,394
21 252 $84,859 $7,126 $77,733 $3,899,661
22 253 $84,859 $6,987 $77,872 $3,821,788
22 254 $84,859 $6,847 $78,012 $3,743,777
22 255 $84,859 $6,708 $78,152 $3,665,625
22 256 $84,859 $6,568 $78,292 $3,587,334
22 257 $84,859 $6,427 $78,432 $3,508,902
22 258 $84,859 $6,287 $78,572 $3,430,329
22 259 $84,859 $6,146 $78,713 $3,351,616
22 260 $84,859 $6,005 $78,854 $3,272,762
22 261 $84,859 $5,864 $78,995 $3,193,766
22 262 $84,859 $5,722 $79,137 $3,114,630
22 263 $84,859 $5,580 $79,279 $3,035,351
22 264 $84,859 $5,438 $79,421 $2,955,930
23 265 $84,859 $5,296 $79,563 $2,876,367
23 266 $84,859 $5,153 $79,706 $2,796,661
23 267 $84,859 $5,011 $79,848 $2,716,813
23 268 $84,859 $4,868 $79,992 $2,636,821
23 269 $84,859 $4,724 $80,135 $2,556,686
23 270 $84,859 $4,581 $80,278 $2,476,408
23 271 $84,859 $4,437 $80,422 $2,395,986
23 272 $84,859 $4,293 $80,566 $2,315,419
23 273 $84,859 $4,148 $80,711 $2,234,709
23 274 $84,859 $4,004 $80,855 $2,153,853
23 275 $84,859 $3,859 $81,000 $2,072,853
23 276 $84,859 $3,714 $81,145 $1,991,708
24 277 $84,859 $3,568 $81,291 $1,910,417
24 278 $84,859 $3,423 $81,436 $1,828,981
24 279 $84,859 $3,277 $81,582 $1,747,399
24 280 $84,859 $3,131 $81,728 $1,665,670
24 281 $84,859 $2,984 $81,875 $1,583,795
24 282 $84,859 $2,838 $82,022 $1,501,774
24 283 $84,859 $2,691 $82,168 $1,419,605
24 284 $84,859 $2,543 $82,316 $1,337,290
24 285 $84,859 $2,396 $82,463 $1,254,826
24 286 $84,859 $2,248 $82,611 $1,172,215
24 287 $84,859 $2,100 $82,759 $1,089,457
24 288 $84,859 $1,952 $82,907 $1,006,549
25 289 $84,859 $1,803 $83,056 $923,494
25 290 $84,859 $1,655 $83,205 $840,289
25 291 $84,859 $1,506 $83,354 $756,935
25 292 $84,859 $1,356 $83,503 $673,432
25 293 $84,859 $1,207 $83,653 $589,780
25 294 $84,859 $1,057 $83,802 $505,977
25 295 $84,859 $907 $83,953 $422,025
25 296 $84,859 $756 $84,103 $337,922
25 297 $84,859 $605 $84,254 $253,668
25 298 $84,859 $454 $84,405 $169,263
25 299 $84,859 $303 $84,556 $84,707
25 300 $84,859 $152 $84,707 $0