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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 5,592,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 5,731,800
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$5,592,000
 
Monthly Repayment (HKD)
$36,169
Loan Amount (HKD)
$8,388,000
+
Total Interest (HKD)
$2,462,589
=
Total Repayment (HKD)
$10,850,589
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $36,169 $15,029 $21,140 $8,366,860
1 2 $36,169 $14,991 $21,178 $8,345,682
1 3 $36,169 $14,953 $21,216 $8,324,466
1 4 $36,169 $14,915 $21,254 $8,303,212
1 5 $36,169 $14,877 $21,292 $8,281,920
1 6 $36,169 $14,838 $21,330 $8,260,590
1 7 $36,169 $14,800 $21,368 $8,239,221
1 8 $36,169 $14,762 $21,407 $8,217,815
1 9 $36,169 $14,724 $21,445 $8,196,370
1 10 $36,169 $14,685 $21,483 $8,174,886
1 11 $36,169 $14,647 $21,522 $8,153,364
1 12 $36,169 $14,608 $21,561 $8,131,804
2 13 $36,169 $14,569 $21,599 $8,110,204
2 14 $36,169 $14,531 $21,638 $8,088,567
2 15 $36,169 $14,492 $21,677 $8,066,890
2 16 $36,169 $14,453 $21,715 $8,045,175
2 17 $36,169 $14,414 $21,754 $8,023,420
2 18 $36,169 $14,375 $21,793 $8,001,627
2 19 $36,169 $14,336 $21,832 $7,979,795
2 20 $36,169 $14,297 $21,871 $7,957,923
2 21 $36,169 $14,258 $21,911 $7,936,012
2 22 $36,169 $14,219 $21,950 $7,914,062
2 23 $36,169 $14,179 $21,989 $7,892,073
2 24 $36,169 $14,140 $22,029 $7,870,044
3 25 $36,169 $14,100 $22,068 $7,847,976
3 26 $36,169 $14,061 $22,108 $7,825,869
3 27 $36,169 $14,021 $22,147 $7,803,721
3 28 $36,169 $13,982 $22,187 $7,781,534
3 29 $36,169 $13,942 $22,227 $7,759,308
3 30 $36,169 $13,902 $22,267 $7,737,041
3 31 $36,169 $13,862 $22,306 $7,714,735
3 32 $36,169 $13,822 $22,346 $7,692,388
3 33 $36,169 $13,782 $22,386 $7,670,002
3 34 $36,169 $13,742 $22,427 $7,647,575
3 35 $36,169 $13,702 $22,467 $7,625,109
3 36 $36,169 $13,662 $22,507 $7,602,602
4 37 $36,169 $13,621 $22,547 $7,580,054
4 38 $36,169 $13,581 $22,588 $7,557,467
4 39 $36,169 $13,540 $22,628 $7,534,839
4 40 $36,169 $13,500 $22,669 $7,512,170
4 41 $36,169 $13,459 $22,709 $7,489,460
4 42 $36,169 $13,419 $22,750 $7,466,710
4 43 $36,169 $13,378 $22,791 $7,443,920
4 44 $36,169 $13,337 $22,832 $7,421,088
4 45 $36,169 $13,296 $22,873 $7,398,216
4 46 $36,169 $13,255 $22,913 $7,375,302
4 47 $36,169 $13,214 $22,955 $7,352,348
4 48 $36,169 $13,173 $22,996 $7,329,352
5 49 $36,169 $13,132 $23,037 $7,306,315
5 50 $36,169 $13,090 $23,078 $7,283,237
5 51 $36,169 $13,049 $23,119 $7,260,117
5 52 $36,169 $13,008 $23,161 $7,236,956
5 53 $36,169 $12,966 $23,202 $7,213,754
5 54 $36,169 $12,925 $23,244 $7,190,510
5 55 $36,169 $12,883 $23,286 $7,167,224
5 56 $36,169 $12,841 $23,327 $7,143,897
5 57 $36,169 $12,799 $23,369 $7,120,528
5 58 $36,169 $12,758 $23,411 $7,097,117
5 59 $36,169 $12,716 $23,453 $7,073,664
5 60 $36,169 $12,674 $23,495 $7,050,169
6 61 $36,169 $12,632 $23,537 $7,026,632
6 62 $36,169 $12,589 $23,579 $7,003,053
6 63 $36,169 $12,547 $23,621 $6,979,431
6 64 $36,169 $12,505 $23,664 $6,955,767
6 65 $36,169 $12,462 $23,706 $6,932,061
6 66 $36,169 $12,420 $23,749 $6,908,312
6 67 $36,169 $12,377 $23,791 $6,884,521
6 68 $36,169 $12,335 $23,834 $6,860,687
6 69 $36,169 $12,292 $23,877 $6,836,811
6 70 $36,169 $12,249 $23,919 $6,812,891
6 71 $36,169 $12,206 $23,962 $6,788,929
6 72 $36,169 $12,163 $24,005 $6,764,924
7 73 $36,169 $12,120 $24,048 $6,740,876
7 74 $36,169 $12,077 $24,091 $6,716,785
7 75 $36,169 $12,034 $24,134 $6,692,650
7 76 $36,169 $11,991 $24,178 $6,668,473
7 77 $36,169 $11,948 $24,221 $6,644,252
7 78 $36,169 $11,904 $24,264 $6,619,987
7 79 $36,169 $11,861 $24,308 $6,595,680
7 80 $36,169 $11,817 $24,351 $6,571,328
7 81 $36,169 $11,774 $24,395 $6,546,933
7 82 $36,169 $11,730 $24,439 $6,522,494
7 83 $36,169 $11,686 $24,482 $6,498,012
7 84 $36,169 $11,642 $24,526 $6,473,486
8 85 $36,169 $11,598 $24,570 $6,448,915
8 86 $36,169 $11,554 $24,614 $6,424,301
8 87 $36,169 $11,510 $24,658 $6,399,643
8 88 $36,169 $11,466 $24,703 $6,374,940
8 89 $36,169 $11,422 $24,747 $6,350,193
8 90 $36,169 $11,377 $24,791 $6,325,402
8 91 $36,169 $11,333 $24,836 $6,300,566
8 92 $36,169 $11,289 $24,880 $6,275,686
8 93 $36,169 $11,244 $24,925 $6,250,762
8 94 $36,169 $11,199 $24,969 $6,225,792
8 95 $36,169 $11,155 $25,014 $6,200,778
8 96 $36,169 $11,110 $25,059 $6,175,719
9 97 $36,169 $11,065 $25,104 $6,150,615
9 98 $36,169 $11,020 $25,149 $6,125,467
9 99 $36,169 $10,975 $25,194 $6,100,273
9 100 $36,169 $10,930 $25,239 $6,075,034
9 101 $36,169 $10,884 $25,284 $6,049,750
9 102 $36,169 $10,839 $25,329 $6,024,420
9 103 $36,169 $10,794 $25,375 $5,999,045
9 104 $36,169 $10,748 $25,420 $5,973,625
9 105 $36,169 $10,703 $25,466 $5,948,159
9 106 $36,169 $10,657 $25,512 $5,922,648
9 107 $36,169 $10,611 $25,557 $5,897,090
9 108 $36,169 $10,566 $25,603 $5,871,487
10 109 $36,169 $10,520 $25,649 $5,845,838
10 110 $36,169 $10,474 $25,695 $5,820,144
10 111 $36,169 $10,428 $25,741 $5,794,403
10 112 $36,169 $10,382 $25,787 $5,768,616
10 113 $36,169 $10,335 $25,833 $5,742,783
10 114 $36,169 $10,289 $25,879 $5,716,903
10 115 $36,169 $10,243 $25,926 $5,690,977
10 116 $36,169 $10,196 $25,972 $5,665,005
10 117 $36,169 $10,150 $26,019 $5,638,986
10 118 $36,169 $10,103 $26,065 $5,612,921
10 119 $36,169 $10,056 $26,112 $5,586,808
10 120 $36,169 $10,010 $26,159 $5,560,650
11 121 $36,169 $9,963 $26,206 $5,534,444
11 122 $36,169 $9,916 $26,253 $5,508,191
11 123 $36,169 $9,869 $26,300 $5,481,891
11 124 $36,169 $9,822 $26,347 $5,455,544
11 125 $36,169 $9,775 $26,394 $5,429,150
11 126 $36,169 $9,727 $26,441 $5,402,709
11 127 $36,169 $9,680 $26,489 $5,376,220
11 128 $36,169 $9,632 $26,536 $5,349,684
11 129 $36,169 $9,585 $26,584 $5,323,100
11 130 $36,169 $9,537 $26,631 $5,296,469
11 131 $36,169 $9,490 $26,679 $5,269,789
11 132 $36,169 $9,442 $26,727 $5,243,063
12 133 $36,169 $9,394 $26,775 $5,216,288
12 134 $36,169 $9,346 $26,823 $5,189,465
12 135 $36,169 $9,298 $26,871 $5,162,594
12 136 $36,169 $9,250 $26,919 $5,135,675
12 137 $36,169 $9,201 $26,967 $5,108,708
12 138 $36,169 $9,153 $27,016 $5,081,692
12 139 $36,169 $9,105 $27,064 $5,054,628
12 140 $36,169 $9,056 $27,112 $5,027,516
12 141 $36,169 $9,008 $27,161 $5,000,355
12 142 $36,169 $8,959 $27,210 $4,973,145
12 143 $36,169 $8,910 $27,258 $4,945,887
12 144 $36,169 $8,861 $27,307 $4,918,580
13 145 $36,169 $8,812 $27,356 $4,891,224
13 146 $36,169 $8,763 $27,405 $4,863,818
13 147 $36,169 $8,714 $27,454 $4,836,364
13 148 $36,169 $8,665 $27,503 $4,808,861
13 149 $36,169 $8,616 $27,553 $4,781,308
13 150 $36,169 $8,567 $27,602 $4,753,706
13 151 $36,169 $8,517 $27,652 $4,726,054
13 152 $36,169 $8,468 $27,701 $4,698,353
13 153 $36,169 $8,418 $27,751 $4,670,602
13 154 $36,169 $8,368 $27,800 $4,642,802
13 155 $36,169 $8,318 $27,850 $4,614,952
13 156 $36,169 $8,268 $27,900 $4,587,051
14 157 $36,169 $8,218 $27,950 $4,559,101
14 158 $36,169 $8,168 $28,000 $4,531,101
14 159 $36,169 $8,118 $28,050 $4,503,051
14 160 $36,169 $8,068 $28,101 $4,474,950
14 161 $36,169 $8,018 $28,151 $4,446,799
14 162 $36,169 $7,967 $28,201 $4,418,597
14 163 $36,169 $7,917 $28,252 $4,390,345
14 164 $36,169 $7,866 $28,303 $4,362,043
14 165 $36,169 $7,815 $28,353 $4,333,690
14 166 $36,169 $7,765 $28,404 $4,305,285
14 167 $36,169 $7,714 $28,455 $4,276,831
14 168 $36,169 $7,663 $28,506 $4,248,325
15 169 $36,169 $7,612 $28,557 $4,219,767
15 170 $36,169 $7,560 $28,608 $4,191,159
15 171 $36,169 $7,509 $28,659 $4,162,500
15 172 $36,169 $7,458 $28,711 $4,133,789
15 173 $36,169 $7,406 $28,762 $4,105,027
15 174 $36,169 $7,355 $28,814 $4,076,213
15 175 $36,169 $7,303 $28,865 $4,047,348
15 176 $36,169 $7,251 $28,917 $4,018,430
15 177 $36,169 $7,200 $28,969 $3,989,461
15 178 $36,169 $7,148 $29,021 $3,960,441
15 179 $36,169 $7,096 $29,073 $3,931,368
15 180 $36,169 $7,044 $29,125 $3,902,243
16 181 $36,169 $6,992 $29,177 $3,873,066
16 182 $36,169 $6,939 $29,229 $3,843,836
16 183 $36,169 $6,887 $29,282 $3,814,555
16 184 $36,169 $6,834 $29,334 $3,785,220
16 185 $36,169 $6,782 $29,387 $3,755,834
16 186 $36,169 $6,729 $29,439 $3,726,394
16 187 $36,169 $6,676 $29,492 $3,696,902
16 188 $36,169 $6,624 $29,545 $3,667,357
16 189 $36,169 $6,571 $29,598 $3,637,759
16 190 $36,169 $6,518 $29,651 $3,608,108
16 191 $36,169 $6,465 $29,704 $3,578,404
16 192 $36,169 $6,411 $29,757 $3,548,647
17 193 $36,169 $6,358 $29,811 $3,518,836
17 194 $36,169 $6,305 $29,864 $3,488,972
17 195 $36,169 $6,251 $29,918 $3,459,054
17 196 $36,169 $6,197 $29,971 $3,429,083
17 197 $36,169 $6,144 $30,025 $3,399,058
17 198 $36,169 $6,090 $30,079 $3,368,980
17 199 $36,169 $6,036 $30,133 $3,338,847
17 200 $36,169 $5,982 $30,187 $3,308,661
17 201 $36,169 $5,928 $30,241 $3,278,420
17 202 $36,169 $5,874 $30,295 $3,248,125
17 203 $36,169 $5,820 $30,349 $3,217,776
17 204 $36,169 $5,765 $30,403 $3,187,373
18 205 $36,169 $5,711 $30,458 $3,156,915
18 206 $36,169 $5,656 $30,512 $3,126,402
18 207 $36,169 $5,601 $30,567 $3,095,835
18 208 $36,169 $5,547 $30,622 $3,065,213
18 209 $36,169 $5,492 $30,677 $3,034,536
18 210 $36,169 $5,437 $30,732 $3,003,805
18 211 $36,169 $5,382 $30,787 $2,973,018
18 212 $36,169 $5,327 $30,842 $2,942,176
18 213 $36,169 $5,271 $30,897 $2,911,279
18 214 $36,169 $5,216 $30,953 $2,880,326
18 215 $36,169 $5,161 $31,008 $2,849,318
18 216 $36,169 $5,105 $31,064 $2,818,254
19 217 $36,169 $5,049 $31,119 $2,787,135
19 218 $36,169 $4,994 $31,175 $2,755,960
19 219 $36,169 $4,938 $31,231 $2,724,729
19 220 $36,169 $4,882 $31,287 $2,693,443
19 221 $36,169 $4,826 $31,343 $2,662,100
19 222 $36,169 $4,770 $31,399 $2,630,701
19 223 $36,169 $4,713 $31,455 $2,599,245
19 224 $36,169 $4,657 $31,512 $2,567,734
19 225 $36,169 $4,601 $31,568 $2,536,166
19 226 $36,169 $4,544 $31,625 $2,504,541
19 227 $36,169 $4,487 $31,681 $2,472,860
19 228 $36,169 $4,431 $31,738 $2,441,121
20 229 $36,169 $4,374 $31,795 $2,409,327
20 230 $36,169 $4,317 $31,852 $2,377,475
20 231 $36,169 $4,260 $31,909 $2,345,566
20 232 $36,169 $4,202 $31,966 $2,313,599
20 233 $36,169 $4,145 $32,023 $2,281,576
20 234 $36,169 $4,088 $32,081 $2,249,495
20 235 $36,169 $4,030 $32,138 $2,217,357
20 236 $36,169 $3,973 $32,196 $2,185,161
20 237 $36,169 $3,915 $32,254 $2,152,908
20 238 $36,169 $3,857 $32,311 $2,120,596
20 239 $36,169 $3,799 $32,369 $2,088,227
20 240 $36,169 $3,741 $32,427 $2,055,800
21 241 $36,169 $3,683 $32,485 $2,023,314
21 242 $36,169 $3,625 $32,544 $1,990,771
21 243 $36,169 $3,567 $32,602 $1,958,169
21 244 $36,169 $3,508 $32,660 $1,925,509
21 245 $36,169 $3,450 $32,719 $1,892,790
21 246 $36,169 $3,391 $32,777 $1,860,013
21 247 $36,169 $3,333 $32,836 $1,827,177
21 248 $36,169 $3,274 $32,895 $1,794,282
21 249 $36,169 $3,215 $32,954 $1,761,328
21 250 $36,169 $3,156 $33,013 $1,728,315
21 251 $36,169 $3,097 $33,072 $1,695,243
21 252 $36,169 $3,037 $33,131 $1,662,111
22 253 $36,169 $2,978 $33,191 $1,628,921
22 254 $36,169 $2,918 $33,250 $1,595,671
22 255 $36,169 $2,859 $33,310 $1,562,361
22 256 $36,169 $2,799 $33,369 $1,528,992
22 257 $36,169 $2,739 $33,429 $1,495,562
22 258 $36,169 $2,680 $33,489 $1,462,073
22 259 $36,169 $2,620 $33,549 $1,428,524
22 260 $36,169 $2,559 $33,609 $1,394,915
22 261 $36,169 $2,499 $33,669 $1,361,246
22 262 $36,169 $2,439 $33,730 $1,327,516
22 263 $36,169 $2,378 $33,790 $1,293,726
22 264 $36,169 $2,318 $33,851 $1,259,875
23 265 $36,169 $2,257 $33,911 $1,225,964
23 266 $36,169 $2,197 $33,972 $1,191,992
23 267 $36,169 $2,136 $34,033 $1,157,959
23 268 $36,169 $2,075 $34,094 $1,123,865
23 269 $36,169 $2,014 $34,155 $1,089,710
23 270 $36,169 $1,952 $34,216 $1,055,493
23 271 $36,169 $1,891 $34,278 $1,021,216
23 272 $36,169 $1,830 $34,339 $986,877
23 273 $36,169 $1,768 $34,400 $952,476
23 274 $36,169 $1,707 $34,462 $918,014
23 275 $36,169 $1,645 $34,524 $883,490
23 276 $36,169 $1,583 $34,586 $848,905
24 277 $36,169 $1,521 $34,648 $814,257
24 278 $36,169 $1,459 $34,710 $779,547
24 279 $36,169 $1,397 $34,772 $744,775
24 280 $36,169 $1,334 $34,834 $709,941
24 281 $36,169 $1,272 $34,897 $675,044
24 282 $36,169 $1,209 $34,959 $640,085
24 283 $36,169 $1,147 $35,022 $605,063
24 284 $36,169 $1,084 $35,085 $569,979
24 285 $36,169 $1,021 $35,147 $534,831
24 286 $36,169 $958 $35,210 $499,621
24 287 $36,169 $895 $35,273 $464,348
24 288 $36,169 $832 $35,337 $429,011
25 289 $36,169 $769 $35,400 $393,611
25 290 $36,169 $705 $35,463 $358,148
25 291 $36,169 $642 $35,527 $322,621
25 292 $36,169 $578 $35,591 $287,030
25 293 $36,169 $514 $35,654 $251,376
25 294 $36,169 $450 $35,718 $215,657
25 295 $36,169 $386 $35,782 $179,875
25 296 $36,169 $322 $35,846 $144,029
25 297 $36,169 $258 $35,911 $108,118
25 298 $36,169 $194 $35,975 $72,143
25 299 $36,169 $129 $36,039 $36,104
25 300 $36,169 $65 $36,104 $0