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Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 4,680,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 4,797,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$4,680,000
 
Monthly Repayment (HKD)
$30,270
Loan Amount (HKD)
$7,020,000
+
Total Interest (HKD)
$2,060,965
=
Total Repayment (HKD)
$9,080,965
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $30,270 $12,578 $17,692 $7,002,308
1 2 $30,270 $12,546 $17,724 $6,984,584
1 3 $30,270 $12,514 $17,756 $6,966,828
1 4 $30,270 $12,482 $17,788 $6,949,040
1 5 $30,270 $12,450 $17,820 $6,931,221
1 6 $30,270 $12,418 $17,851 $6,913,369
1 7 $30,270 $12,386 $17,883 $6,895,486
1 8 $30,270 $12,354 $17,915 $6,877,570
1 9 $30,270 $12,322 $17,948 $6,859,623
1 10 $30,270 $12,290 $17,980 $6,841,643
1 11 $30,270 $12,258 $18,012 $6,823,631
1 12 $30,270 $12,226 $18,044 $6,805,587
2 13 $30,270 $12,193 $18,077 $6,787,510
2 14 $30,270 $12,161 $18,109 $6,769,401
2 15 $30,270 $12,129 $18,141 $6,751,260
2 16 $30,270 $12,096 $18,174 $6,733,086
2 17 $30,270 $12,063 $18,206 $6,714,880
2 18 $30,270 $12,031 $18,239 $6,696,641
2 19 $30,270 $11,998 $18,272 $6,678,369
2 20 $30,270 $11,965 $18,304 $6,660,064
2 21 $30,270 $11,933 $18,337 $6,641,727
2 22 $30,270 $11,900 $18,370 $6,623,357
2 23 $30,270 $11,867 $18,403 $6,604,954
2 24 $30,270 $11,834 $18,436 $6,586,518
3 25 $30,270 $11,801 $18,469 $6,568,049
3 26 $30,270 $11,768 $18,502 $6,549,547
3 27 $30,270 $11,735 $18,535 $6,531,011
3 28 $30,270 $11,701 $18,568 $6,512,443
3 29 $30,270 $11,668 $18,602 $6,493,841
3 30 $30,270 $11,635 $18,635 $6,475,206
3 31 $30,270 $11,601 $18,668 $6,456,538
3 32 $30,270 $11,568 $18,702 $6,437,836
3 33 $30,270 $11,534 $18,735 $6,419,100
3 34 $30,270 $11,501 $18,769 $6,400,331
3 35 $30,270 $11,467 $18,803 $6,381,529
3 36 $30,270 $11,434 $18,836 $6,362,692
4 37 $30,270 $11,400 $18,870 $6,343,822
4 38 $30,270 $11,366 $18,904 $6,324,918
4 39 $30,270 $11,332 $18,938 $6,305,981
4 40 $30,270 $11,298 $18,972 $6,287,009
4 41 $30,270 $11,264 $19,006 $6,268,003
4 42 $30,270 $11,230 $19,040 $6,248,964
4 43 $30,270 $11,196 $19,074 $6,229,890
4 44 $30,270 $11,162 $19,108 $6,210,782
4 45 $30,270 $11,128 $19,142 $6,191,640
4 46 $30,270 $11,093 $19,177 $6,172,463
4 47 $30,270 $11,059 $19,211 $6,153,252
4 48 $30,270 $11,025 $19,245 $6,134,007
5 49 $30,270 $10,990 $19,280 $6,114,727
5 50 $30,270 $10,956 $19,314 $6,095,413
5 51 $30,270 $10,921 $19,349 $6,076,064
5 52 $30,270 $10,886 $19,384 $6,056,680
5 53 $30,270 $10,852 $19,418 $6,037,262
5 54 $30,270 $10,817 $19,453 $6,017,809
5 55 $30,270 $10,782 $19,488 $5,998,321
5 56 $30,270 $10,747 $19,523 $5,978,798
5 57 $30,270 $10,712 $19,558 $5,959,240
5 58 $30,270 $10,677 $19,593 $5,939,647
5 59 $30,270 $10,642 $19,628 $5,920,019
5 60 $30,270 $10,607 $19,663 $5,900,356
6 61 $30,270 $10,571 $19,698 $5,880,658
6 62 $30,270 $10,536 $19,734 $5,860,924
6 63 $30,270 $10,501 $19,769 $5,841,155
6 64 $30,270 $10,465 $19,804 $5,821,350
6 65 $30,270 $10,430 $19,840 $5,801,510
6 66 $30,270 $10,394 $19,876 $5,781,635
6 67 $30,270 $10,359 $19,911 $5,761,724
6 68 $30,270 $10,323 $19,947 $5,741,777
6 69 $30,270 $10,287 $19,983 $5,721,794
6 70 $30,270 $10,252 $20,018 $5,701,776
6 71 $30,270 $10,216 $20,054 $5,681,722
6 72 $30,270 $10,180 $20,090 $5,661,632
7 73 $30,270 $10,144 $20,126 $5,641,506
7 74 $30,270 $10,108 $20,162 $5,621,343
7 75 $30,270 $10,072 $20,198 $5,601,145
7 76 $30,270 $10,035 $20,234 $5,580,911
7 77 $30,270 $9,999 $20,271 $5,560,640
7 78 $30,270 $9,963 $20,307 $5,540,333
7 79 $30,270 $9,926 $20,343 $5,519,989
7 80 $30,270 $9,890 $20,380 $5,499,609
7 81 $30,270 $9,853 $20,416 $5,479,193
7 82 $30,270 $9,817 $20,453 $5,458,740
7 83 $30,270 $9,780 $20,490 $5,438,250
7 84 $30,270 $9,744 $20,526 $5,417,724
8 85 $30,270 $9,707 $20,563 $5,397,161
8 86 $30,270 $9,670 $20,600 $5,376,561
8 87 $30,270 $9,633 $20,637 $5,355,924
8 88 $30,270 $9,596 $20,674 $5,335,250
8 89 $30,270 $9,559 $20,711 $5,314,539
8 90 $30,270 $9,522 $20,748 $5,293,791
8 91 $30,270 $9,485 $20,785 $5,273,006
8 92 $30,270 $9,447 $20,822 $5,252,184
8 93 $30,270 $9,410 $20,860 $5,231,324
8 94 $30,270 $9,373 $20,897 $5,210,427
8 95 $30,270 $9,335 $20,935 $5,189,492
8 96 $30,270 $9,298 $20,972 $5,168,520
9 97 $30,270 $9,260 $21,010 $5,147,511
9 98 $30,270 $9,223 $21,047 $5,126,463
9 99 $30,270 $9,185 $21,085 $5,105,379
9 100 $30,270 $9,147 $21,123 $5,084,256
9 101 $30,270 $9,109 $21,161 $5,063,095
9 102 $30,270 $9,071 $21,199 $5,041,897
9 103 $30,270 $9,033 $21,236 $5,020,660
9 104 $30,270 $8,995 $21,275 $4,999,386
9 105 $30,270 $8,957 $21,313 $4,978,073
9 106 $30,270 $8,919 $21,351 $4,956,722
9 107 $30,270 $8,881 $21,389 $4,935,333
9 108 $30,270 $8,842 $21,427 $4,913,906
10 109 $30,270 $8,804 $21,466 $4,892,440
10 110 $30,270 $8,766 $21,504 $4,870,936
10 111 $30,270 $8,727 $21,543 $4,849,393
10 112 $30,270 $8,688 $21,581 $4,827,811
10 113 $30,270 $8,650 $21,620 $4,806,191
10 114 $30,270 $8,611 $21,659 $4,784,533
10 115 $30,270 $8,572 $21,698 $4,762,835
10 116 $30,270 $8,533 $21,736 $4,741,099
10 117 $30,270 $8,494 $21,775 $4,719,323
10 118 $30,270 $8,455 $21,814 $4,697,509
10 119 $30,270 $8,416 $21,854 $4,675,655
10 120 $30,270 $8,377 $21,893 $4,653,762
11 121 $30,270 $8,338 $21,932 $4,631,831
11 122 $30,270 $8,299 $21,971 $4,609,859
11 123 $30,270 $8,259 $22,011 $4,587,849
11 124 $30,270 $8,220 $22,050 $4,565,799
11 125 $30,270 $8,180 $22,089 $4,543,709
11 126 $30,270 $8,141 $22,129 $4,521,580
11 127 $30,270 $8,101 $22,169 $4,499,412
11 128 $30,270 $8,061 $22,208 $4,477,203
11 129 $30,270 $8,022 $22,248 $4,454,955
11 130 $30,270 $7,982 $22,288 $4,432,667
11 131 $30,270 $7,942 $22,328 $4,410,339
11 132 $30,270 $7,902 $22,368 $4,387,971
12 133 $30,270 $7,862 $22,408 $4,365,563
12 134 $30,270 $7,822 $22,448 $4,343,114
12 135 $30,270 $7,781 $22,488 $4,320,626
12 136 $30,270 $7,741 $22,529 $4,298,097
12 137 $30,270 $7,701 $22,569 $4,275,528
12 138 $30,270 $7,660 $22,610 $4,252,919
12 139 $30,270 $7,620 $22,650 $4,230,268
12 140 $30,270 $7,579 $22,691 $4,207,578
12 141 $30,270 $7,539 $22,731 $4,184,847
12 142 $30,270 $7,498 $22,772 $4,162,074
12 143 $30,270 $7,457 $22,813 $4,139,262
12 144 $30,270 $7,416 $22,854 $4,116,408
13 145 $30,270 $7,375 $22,895 $4,093,513
13 146 $30,270 $7,334 $22,936 $4,070,578
13 147 $30,270 $7,293 $22,977 $4,047,601
13 148 $30,270 $7,252 $23,018 $4,024,583
13 149 $30,270 $7,211 $23,059 $4,001,524
13 150 $30,270 $7,169 $23,100 $3,978,423
13 151 $30,270 $7,128 $23,142 $3,955,281
13 152 $30,270 $7,087 $23,183 $3,932,098
13 153 $30,270 $7,045 $23,225 $3,908,873
13 154 $30,270 $7,003 $23,266 $3,885,607
13 155 $30,270 $6,962 $23,308 $3,862,299
13 156 $30,270 $6,920 $23,350 $3,838,949
14 157 $30,270 $6,878 $23,392 $3,815,557
14 158 $30,270 $6,836 $23,434 $3,792,123
14 159 $30,270 $6,794 $23,476 $3,768,647
14 160 $30,270 $6,752 $23,518 $3,745,130
14 161 $30,270 $6,710 $23,560 $3,721,570
14 162 $30,270 $6,668 $23,602 $3,697,968
14 163 $30,270 $6,626 $23,644 $3,674,323
14 164 $30,270 $6,583 $23,687 $3,650,637
14 165 $30,270 $6,541 $23,729 $3,626,908
14 166 $30,270 $6,498 $23,772 $3,603,136
14 167 $30,270 $6,456 $23,814 $3,579,322
14 168 $30,270 $6,413 $23,857 $3,555,465
15 169 $30,270 $6,370 $23,900 $3,531,565
15 170 $30,270 $6,327 $23,942 $3,507,623
15 171 $30,270 $6,284 $23,985 $3,483,637
15 172 $30,270 $6,242 $24,028 $3,459,609
15 173 $30,270 $6,198 $24,071 $3,435,537
15 174 $30,270 $6,155 $24,115 $3,411,423
15 175 $30,270 $6,112 $24,158 $3,387,265
15 176 $30,270 $6,069 $24,201 $3,363,064
15 177 $30,270 $6,025 $24,244 $3,338,820
15 178 $30,270 $5,982 $24,288 $3,314,532
15 179 $30,270 $5,939 $24,331 $3,290,200
15 180 $30,270 $5,895 $24,375 $3,265,826
16 181 $30,270 $5,851 $24,419 $3,241,407
16 182 $30,270 $5,808 $24,462 $3,216,945
16 183 $30,270 $5,764 $24,506 $3,192,438
16 184 $30,270 $5,720 $24,550 $3,167,888
16 185 $30,270 $5,676 $24,594 $3,143,294
16 186 $30,270 $5,632 $24,638 $3,118,656
16 187 $30,270 $5,588 $24,682 $3,093,974
16 188 $30,270 $5,543 $24,727 $3,069,247
16 189 $30,270 $5,499 $24,771 $3,044,476
16 190 $30,270 $5,455 $24,815 $3,019,661
16 191 $30,270 $5,410 $24,860 $2,994,802
16 192 $30,270 $5,366 $24,904 $2,969,897
17 193 $30,270 $5,321 $24,949 $2,944,949
17 194 $30,270 $5,276 $24,994 $2,919,955
17 195 $30,270 $5,232 $25,038 $2,894,917
17 196 $30,270 $5,187 $25,083 $2,869,834
17 197 $30,270 $5,142 $25,128 $2,844,706
17 198 $30,270 $5,097 $25,173 $2,819,532
17 199 $30,270 $5,052 $25,218 $2,794,314
17 200 $30,270 $5,006 $25,263 $2,769,051
17 201 $30,270 $4,961 $25,309 $2,743,742
17 202 $30,270 $4,916 $25,354 $2,718,388
17 203 $30,270 $4,870 $25,399 $2,692,989
17 204 $30,270 $4,825 $25,445 $2,667,544
18 205 $30,270 $4,779 $25,491 $2,642,053
18 206 $30,270 $4,734 $25,536 $2,616,517
18 207 $30,270 $4,688 $25,582 $2,590,935
18 208 $30,270 $4,642 $25,628 $2,565,307
18 209 $30,270 $4,596 $25,674 $2,539,634
18 210 $30,270 $4,550 $25,720 $2,513,914
18 211 $30,270 $4,504 $25,766 $2,488,148
18 212 $30,270 $4,458 $25,812 $2,462,336
18 213 $30,270 $4,412 $25,858 $2,436,478
18 214 $30,270 $4,365 $25,905 $2,410,573
18 215 $30,270 $4,319 $25,951 $2,384,622
18 216 $30,270 $4,272 $25,997 $2,358,625
19 217 $30,270 $4,226 $26,044 $2,332,581
19 218 $30,270 $4,179 $26,091 $2,306,490
19 219 $30,270 $4,132 $26,137 $2,280,353
19 220 $30,270 $4,086 $26,184 $2,254,169
19 221 $30,270 $4,039 $26,231 $2,227,937
19 222 $30,270 $3,992 $26,278 $2,201,659
19 223 $30,270 $3,945 $26,325 $2,175,334
19 224 $30,270 $3,897 $26,372 $2,148,962
19 225 $30,270 $3,850 $26,420 $2,122,542
19 226 $30,270 $3,803 $26,467 $2,096,075
19 227 $30,270 $3,755 $26,514 $2,069,561
19 228 $30,270 $3,708 $26,562 $2,042,999
20 229 $30,270 $3,660 $26,610 $2,016,389
20 230 $30,270 $3,613 $26,657 $1,989,732
20 231 $30,270 $3,565 $26,705 $1,963,027
20 232 $30,270 $3,517 $26,753 $1,936,274
20 233 $30,270 $3,469 $26,801 $1,909,474
20 234 $30,270 $3,421 $26,849 $1,882,625
20 235 $30,270 $3,373 $26,897 $1,855,728
20 236 $30,270 $3,325 $26,945 $1,828,783
20 237 $30,270 $3,277 $26,993 $1,801,790
20 238 $30,270 $3,228 $27,042 $1,774,748
20 239 $30,270 $3,180 $27,090 $1,747,658
20 240 $30,270 $3,131 $27,139 $1,720,519
21 241 $30,270 $3,083 $27,187 $1,693,332
21 242 $30,270 $3,034 $27,236 $1,666,096
21 243 $30,270 $2,985 $27,285 $1,638,811
21 244 $30,270 $2,936 $27,334 $1,611,477
21 245 $30,270 $2,887 $27,383 $1,584,095
21 246 $30,270 $2,838 $27,432 $1,556,663
21 247 $30,270 $2,789 $27,481 $1,529,182
21 248 $30,270 $2,740 $27,530 $1,501,652
21 249 $30,270 $2,690 $27,579 $1,474,073
21 250 $30,270 $2,641 $27,629 $1,446,444
21 251 $30,270 $2,592 $27,678 $1,418,765
21 252 $30,270 $2,542 $27,728 $1,391,038
22 253 $30,270 $2,492 $27,778 $1,363,260
22 254 $30,270 $2,443 $27,827 $1,335,433
22 255 $30,270 $2,393 $27,877 $1,307,555
22 256 $30,270 $2,343 $27,927 $1,279,628
22 257 $30,270 $2,293 $27,977 $1,251,651
22 258 $30,270 $2,243 $28,027 $1,223,624
22 259 $30,270 $2,192 $28,078 $1,195,546
22 260 $30,270 $2,142 $28,128 $1,167,418
22 261 $30,270 $2,092 $28,178 $1,139,240
22 262 $30,270 $2,041 $28,229 $1,111,011
22 263 $30,270 $1,991 $28,279 $1,082,732
22 264 $30,270 $1,940 $28,330 $1,054,402
23 265 $30,270 $1,889 $28,381 $1,026,021
23 266 $30,270 $1,838 $28,432 $997,589
23 267 $30,270 $1,787 $28,483 $969,107
23 268 $30,270 $1,736 $28,534 $940,573
23 269 $30,270 $1,685 $28,585 $911,989
23 270 $30,270 $1,634 $28,636 $883,353
23 271 $30,270 $1,583 $28,687 $854,666
23 272 $30,270 $1,531 $28,739 $825,927
23 273 $30,270 $1,480 $28,790 $797,137
23 274 $30,270 $1,428 $28,842 $768,295
23 275 $30,270 $1,377 $28,893 $739,402
23 276 $30,270 $1,325 $28,945 $710,457
24 277 $30,270 $1,273 $28,997 $681,460
24 278 $30,270 $1,221 $29,049 $652,411
24 279 $30,270 $1,169 $29,101 $623,310
24 280 $30,270 $1,117 $29,153 $594,157
24 281 $30,270 $1,065 $29,205 $564,951
24 282 $30,270 $1,012 $29,258 $535,694
24 283 $30,270 $960 $29,310 $506,384
24 284 $30,270 $907 $29,363 $477,021
24 285 $30,270 $855 $29,415 $447,606
24 286 $30,270 $802 $29,468 $418,138
24 287 $30,270 $749 $29,521 $388,617
24 288 $30,270 $696 $29,574 $359,044
25 289 $30,270 $643 $29,627 $329,417
25 290 $30,270 $590 $29,680 $299,737
25 291 $30,270 $537 $29,733 $270,004
25 292 $30,270 $484 $29,786 $240,218
25 293 $30,270 $430 $29,839 $210,379
25 294 $30,270 $377 $29,893 $180,486
25 295 $30,270 $323 $29,947 $150,539
25 296 $30,270 $270 $30,000 $120,539
25 297 $30,270 $216 $30,054 $90,485
25 298 $30,270 $162 $30,108 $60,377
25 299 $30,270 $108 $30,162 $30,216
25 300 $30,270 $54 $30,216 $0