Home
Mortgage & Stamp Duty Calculator
MORTGAGE & STAMP DUTY CALCULATOR
Property Price HKD
Loan Ratio %
Interest Ratio %
Loan Period Year(s)


Stamp Duties

(Scale 2) Ad Valorem Stamp Duty
(For First –time and Change* of Residential Property Buyer)

(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option


Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
ESTIMATED INITIAL BUDGET
Down PaymentHK$ 9,880,000
Agency Commission (HK$ )
Legal Fees (HK$ )
Stamp Duty (BSD)
Stamp Duty (SSD)
TOTALHK$ 10,127,000
* Please go to government website for latest Stamp Duty Details.
CALCULATION RESULT
Down Payment (HKD)
$9,880,000
 
Monthly Repayment (HKD)
$63,903
Loan Amount (HKD)
$14,820,000
+
Total Interest (HKD)
$4,350,926
=
Total Repayment (HKD)
$19,170,926
Repayment Schedule
Year Instalment Repayment (HK$ ) Interest (HK$ ) Principal (HK$ ) Outstanding Amount (HK$ )
1 1 $63,903 $26,553 $37,351 $14,782,649
1 2 $63,903 $26,486 $37,418 $14,745,232
1 3 $63,903 $26,419 $37,485 $14,707,747
1 4 $63,903 $26,351 $37,552 $14,670,196
1 5 $63,903 $26,284 $37,619 $14,632,577
1 6 $63,903 $26,217 $37,686 $14,594,890
1 7 $63,903 $26,149 $37,754 $14,557,136
1 8 $63,903 $26,082 $37,822 $14,519,315
1 9 $63,903 $26,014 $37,889 $14,481,426
1 10 $63,903 $25,946 $37,957 $14,443,468
1 11 $63,903 $25,878 $38,025 $14,405,443
1 12 $63,903 $25,810 $38,093 $14,367,350
2 13 $63,903 $25,742 $38,162 $14,329,188
2 14 $63,903 $25,673 $38,230 $14,290,958
2 15 $63,903 $25,605 $38,298 $14,252,660
2 16 $63,903 $25,536 $38,367 $14,214,293
2 17 $63,903 $25,467 $38,436 $14,175,857
2 18 $63,903 $25,398 $38,505 $14,137,352
2 19 $63,903 $25,329 $38,574 $14,098,779
2 20 $63,903 $25,260 $38,643 $14,060,136
2 21 $63,903 $25,191 $38,712 $14,021,424
2 22 $63,903 $25,122 $38,781 $13,982,642
2 23 $63,903 $25,052 $38,851 $13,943,792
2 24 $63,903 $24,983 $38,920 $13,904,871
3 25 $63,903 $24,913 $38,990 $13,865,881
3 26 $63,903 $24,843 $39,060 $13,826,821
3 27 $63,903 $24,773 $39,130 $13,787,691
3 28 $63,903 $24,703 $39,200 $13,748,491
3 29 $63,903 $24,633 $39,270 $13,709,220
3 30 $63,903 $24,562 $39,341 $13,669,880
3 31 $63,903 $24,492 $39,411 $13,630,468
3 32 $63,903 $24,421 $39,482 $13,590,987
3 33 $63,903 $24,351 $39,553 $13,551,434
3 34 $63,903 $24,280 $39,623 $13,511,811
3 35 $63,903 $24,209 $39,694 $13,472,116
3 36 $63,903 $24,138 $39,766 $13,432,351
4 37 $63,903 $24,066 $39,837 $13,392,514
4 38 $63,903 $23,995 $39,908 $13,352,606
4 39 $63,903 $23,923 $39,980 $13,312,626
4 40 $63,903 $23,852 $40,051 $13,272,575
4 41 $63,903 $23,780 $40,123 $13,232,452
4 42 $63,903 $23,708 $40,195 $13,192,257
4 43 $63,903 $23,636 $40,267 $13,151,990
4 44 $63,903 $23,564 $40,339 $13,111,651
4 45 $63,903 $23,492 $40,411 $13,071,239
4 46 $63,903 $23,419 $40,484 $13,030,755
4 47 $63,903 $23,347 $40,556 $12,990,199
4 48 $63,903 $23,274 $40,629 $12,949,570
5 49 $63,903 $23,201 $40,702 $12,908,868
5 50 $63,903 $23,128 $40,775 $12,868,094
5 51 $63,903 $23,055 $40,848 $12,827,246
5 52 $63,903 $22,982 $40,921 $12,786,325
5 53 $63,903 $22,909 $40,994 $12,745,331
5 54 $63,903 $22,835 $41,068 $12,704,263
5 55 $63,903 $22,762 $41,141 $12,663,122
5 56 $63,903 $22,688 $41,215 $12,621,907
5 57 $63,903 $22,614 $41,289 $12,580,618
5 58 $63,903 $22,540 $41,363 $12,539,255
5 59 $63,903 $22,466 $41,437 $12,497,818
5 60 $63,903 $22,392 $41,511 $12,456,307
6 61 $63,903 $22,318 $41,586 $12,414,722
6 62 $63,903 $22,243 $41,660 $12,373,061
6 63 $63,903 $22,168 $41,735 $12,331,327
6 64 $63,903 $22,094 $41,809 $12,289,517
6 65 $63,903 $22,019 $41,884 $12,247,633
6 66 $63,903 $21,944 $41,959 $12,205,674
6 67 $63,903 $21,868 $42,035 $12,163,639
6 68 $63,903 $21,793 $42,110 $12,121,529
6 69 $63,903 $21,718 $42,185 $12,079,344
6 70 $63,903 $21,642 $42,261 $12,037,083
6 71 $63,903 $21,566 $42,337 $11,994,746
6 72 $63,903 $21,491 $42,412 $11,952,334
7 73 $63,903 $21,415 $42,488 $11,909,845
7 74 $63,903 $21,338 $42,565 $11,867,281
7 75 $63,903 $21,262 $42,641 $11,824,640
7 76 $63,903 $21,186 $42,717 $11,781,922
7 77 $63,903 $21,109 $42,794 $11,739,129
7 78 $63,903 $21,033 $42,870 $11,696,258
7 79 $63,903 $20,956 $42,947 $11,653,311
7 80 $63,903 $20,879 $43,024 $11,610,287
7 81 $63,903 $20,802 $43,101 $11,567,185
7 82 $63,903 $20,725 $43,179 $11,524,007
7 83 $63,903 $20,647 $43,256 $11,480,751
7 84 $63,903 $20,570 $43,333 $11,437,417
8 85 $63,903 $20,492 $43,411 $11,394,006
8 86 $63,903 $20,414 $43,489 $11,350,518
8 87 $63,903 $20,336 $43,567 $11,306,951
8 88 $63,903 $20,258 $43,645 $11,263,306
8 89 $63,903 $20,180 $43,723 $11,219,583
8 90 $63,903 $20,102 $43,801 $11,175,782
8 91 $63,903 $20,023 $43,880 $11,131,902
8 92 $63,903 $19,945 $43,958 $11,087,943
8 93 $63,903 $19,866 $44,037 $11,043,906
8 94 $63,903 $19,787 $44,116 $10,999,790
8 95 $63,903 $19,708 $44,195 $10,955,595
8 96 $63,903 $19,629 $44,274 $10,911,321
9 97 $63,903 $19,549 $44,354 $10,866,967
9 98 $63,903 $19,470 $44,433 $10,822,534
9 99 $63,903 $19,390 $44,513 $10,778,021
9 100 $63,903 $19,311 $44,592 $10,733,429
9 101 $63,903 $19,231 $44,672 $10,688,756
9 102 $63,903 $19,151 $44,752 $10,644,004
9 103 $63,903 $19,071 $44,833 $10,599,171
9 104 $63,903 $18,990 $44,913 $10,554,259
9 105 $63,903 $18,910 $44,993 $10,509,265
9 106 $63,903 $18,829 $45,074 $10,464,191
9 107 $63,903 $18,748 $45,155 $10,419,036
9 108 $63,903 $18,667 $45,236 $10,373,801
10 109 $63,903 $18,586 $45,317 $10,328,484
10 110 $63,903 $18,505 $45,398 $10,283,086
10 111 $63,903 $18,424 $45,479 $10,237,607
10 112 $63,903 $18,342 $45,561 $10,192,046
10 113 $63,903 $18,261 $45,642 $10,146,404
10 114 $63,903 $18,179 $45,724 $10,100,680
10 115 $63,903 $18,097 $45,806 $10,054,874
10 116 $63,903 $18,015 $45,888 $10,008,986
10 117 $63,903 $17,933 $45,970 $9,963,015
10 118 $63,903 $17,850 $46,053 $9,916,963
10 119 $63,903 $17,768 $46,135 $9,870,828
10 120 $63,903 $17,685 $46,218 $9,824,610
11 121 $63,903 $17,602 $46,301 $9,778,309
11 122 $63,903 $17,519 $46,384 $9,731,925
11 123 $63,903 $17,436 $46,467 $9,685,459
11 124 $63,903 $17,353 $46,550 $9,638,909
11 125 $63,903 $17,270 $46,633 $9,592,275
11 126 $63,903 $17,186 $46,717 $9,545,558
11 127 $63,903 $17,102 $46,801 $9,498,758
11 128 $63,903 $17,019 $46,884 $9,451,873
11 129 $63,903 $16,935 $46,968 $9,404,905
11 130 $63,903 $16,850 $47,053 $9,357,852
11 131 $63,903 $16,766 $47,137 $9,310,715
11 132 $63,903 $16,682 $47,221 $9,263,494
12 133 $63,903 $16,597 $47,306 $9,216,188
12 134 $63,903 $16,512 $47,391 $9,168,797
12 135 $63,903 $16,427 $47,476 $9,121,322
12 136 $63,903 $16,342 $47,561 $9,073,761
12 137 $63,903 $16,257 $47,646 $9,026,115
12 138 $63,903 $16,172 $47,731 $8,978,384
12 139 $63,903 $16,086 $47,817 $8,930,567
12 140 $63,903 $16,001 $47,902 $8,882,664
12 141 $63,903 $15,915 $47,988 $8,834,676
12 142 $63,903 $15,829 $48,074 $8,786,602
12 143 $63,903 $15,743 $48,160 $8,738,441
12 144 $63,903 $15,656 $48,247 $8,690,195
13 145 $63,903 $15,570 $48,333 $8,641,861
13 146 $63,903 $15,483 $48,420 $8,593,442
13 147 $63,903 $15,397 $48,507 $8,544,935
13 148 $63,903 $15,310 $48,593 $8,496,342
13 149 $63,903 $15,223 $48,680 $8,447,661
13 150 $63,903 $15,135 $48,768 $8,398,894
13 151 $63,903 $15,048 $48,855 $8,350,038
13 152 $63,903 $14,960 $48,943 $8,301,096
13 153 $63,903 $14,873 $49,030 $8,252,066
13 154 $63,903 $14,785 $49,118 $8,202,947
13 155 $63,903 $14,697 $49,206 $8,153,741
13 156 $63,903 $14,609 $49,294 $8,104,447
14 157 $63,903 $14,520 $49,383 $8,055,064
14 158 $63,903 $14,432 $49,471 $8,005,593
14 159 $63,903 $14,343 $49,560 $7,956,034
14 160 $63,903 $14,255 $49,649 $7,906,385
14 161 $63,903 $14,166 $49,737 $7,856,648
14 162 $63,903 $14,076 $49,827 $7,806,821
14 163 $63,903 $13,987 $49,916 $7,756,905
14 164 $63,903 $13,898 $50,005 $7,706,900
14 165 $63,903 $13,808 $50,095 $7,656,805
14 166 $63,903 $13,718 $50,185 $7,606,620
14 167 $63,903 $13,629 $50,275 $7,556,346
14 168 $63,903 $13,538 $50,365 $7,505,981
15 169 $63,903 $13,448 $50,455 $7,455,526
15 170 $63,903 $13,358 $50,545 $7,404,981
15 171 $63,903 $13,267 $50,636 $7,354,345
15 172 $63,903 $13,177 $50,727 $7,303,619
15 173 $63,903 $13,086 $50,817 $7,252,801
15 174 $63,903 $12,995 $50,908 $7,201,893
15 175 $63,903 $12,903 $51,000 $7,150,893
15 176 $63,903 $12,812 $51,091 $7,099,802
15 177 $63,903 $12,720 $51,183 $7,048,619
15 178 $63,903 $12,629 $51,274 $6,997,345
15 179 $63,903 $12,537 $51,366 $6,945,979
15 180 $63,903 $12,445 $51,458 $6,894,521
16 181 $63,903 $12,353 $51,550 $6,842,970
16 182 $63,903 $12,260 $51,643 $6,791,327
16 183 $63,903 $12,168 $51,735 $6,739,592
16 184 $63,903 $12,075 $51,828 $6,687,764
16 185 $63,903 $11,982 $51,921 $6,635,843
16 186 $63,903 $11,889 $52,014 $6,583,829
16 187 $63,903 $11,796 $52,107 $6,531,722
16 188 $63,903 $11,703 $52,200 $6,479,522
16 189 $63,903 $11,609 $52,294 $6,427,228
16 190 $63,903 $11,515 $52,388 $6,374,840
16 191 $63,903 $11,422 $52,481 $6,322,359
16 192 $63,903 $11,328 $52,576 $6,269,783
17 193 $63,903 $11,233 $52,670 $6,217,114
17 194 $63,903 $11,139 $52,764 $6,164,350
17 195 $63,903 $11,044 $52,859 $6,111,491
17 196 $63,903 $10,950 $52,953 $6,058,538
17 197 $63,903 $10,855 $53,048 $6,005,489
17 198 $63,903 $10,760 $53,143 $5,952,346
17 199 $63,903 $10,665 $53,238 $5,899,108
17 200 $63,903 $10,569 $53,334 $5,845,774
17 201 $63,903 $10,474 $53,429 $5,792,344
17 202 $63,903 $10,378 $53,525 $5,738,819
17 203 $63,903 $10,282 $53,621 $5,685,198
17 204 $63,903 $10,186 $53,717 $5,631,481
18 205 $63,903 $10,090 $53,813 $5,577,668
18 206 $63,903 $9,993 $53,910 $5,523,758
18 207 $63,903 $9,897 $54,006 $5,469,752
18 208 $63,903 $9,800 $54,103 $5,415,649
18 209 $63,903 $9,703 $54,200 $5,361,449
18 210 $63,903 $9,606 $54,297 $5,307,151
18 211 $63,903 $9,509 $54,394 $5,252,757
18 212 $63,903 $9,411 $54,492 $5,198,265
18 213 $63,903 $9,314 $54,590 $5,143,676
18 214 $63,903 $9,216 $54,687 $5,088,988
18 215 $63,903 $9,118 $54,785 $5,034,203
18 216 $63,903 $9,020 $54,883 $4,979,319
19 217 $63,903 $8,921 $54,982 $4,924,338
19 218 $63,903 $8,823 $55,080 $4,869,257
19 219 $63,903 $8,724 $55,179 $4,814,078
19 220 $63,903 $8,625 $55,278 $4,758,800
19 221 $63,903 $8,526 $55,377 $4,703,424
19 222 $63,903 $8,427 $55,476 $4,647,947
19 223 $63,903 $8,328 $55,576 $4,592,372
19 224 $63,903 $8,228 $55,675 $4,536,697
19 225 $63,903 $8,128 $55,775 $4,480,922
19 226 $63,903 $8,028 $55,875 $4,425,047
19 227 $63,903 $7,928 $55,975 $4,369,072
19 228 $63,903 $7,828 $56,075 $4,312,997
20 229 $63,903 $7,727 $56,176 $4,256,822
20 230 $63,903 $7,627 $56,276 $4,200,545
20 231 $63,903 $7,526 $56,377 $4,144,168
20 232 $63,903 $7,425 $56,478 $4,087,690
20 233 $63,903 $7,324 $56,579 $4,031,111
20 234 $63,903 $7,222 $56,681 $3,974,430
20 235 $63,903 $7,121 $56,782 $3,917,648
20 236 $63,903 $7,019 $56,884 $3,860,764
20 237 $63,903 $6,917 $56,986 $3,803,778
20 238 $63,903 $6,815 $57,088 $3,746,690
20 239 $63,903 $6,713 $57,190 $3,689,500
20 240 $63,903 $6,610 $57,293 $3,632,207
21 241 $63,903 $6,508 $57,395 $3,574,812
21 242 $63,903 $6,405 $57,498 $3,517,313
21 243 $63,903 $6,302 $57,601 $3,459,712
21 244 $63,903 $6,199 $57,704 $3,402,008
21 245 $63,903 $6,095 $57,808 $3,344,200
21 246 $63,903 $5,992 $57,911 $3,286,289
21 247 $63,903 $5,888 $58,015 $3,228,273
21 248 $63,903 $5,784 $58,119 $3,170,154
21 249 $63,903 $5,680 $58,223 $3,111,931
21 250 $63,903 $5,576 $58,328 $3,053,604
21 251 $63,903 $5,471 $58,432 $2,995,171
21 252 $63,903 $5,366 $58,537 $2,936,635
22 253 $63,903 $5,261 $58,642 $2,877,993
22 254 $63,903 $5,156 $58,747 $2,819,246
22 255 $63,903 $5,051 $58,852 $2,760,395
22 256 $63,903 $4,946 $58,957 $2,701,437
22 257 $63,903 $4,840 $59,063 $2,642,374
22 258 $63,903 $4,734 $59,169 $2,583,205
22 259 $63,903 $4,628 $59,275 $2,523,930
22 260 $63,903 $4,522 $59,381 $2,464,549
22 261 $63,903 $4,416 $59,487 $2,405,062
22 262 $63,903 $4,309 $59,594 $2,345,468
22 263 $63,903 $4,202 $59,701 $2,285,767
22 264 $63,903 $4,095 $59,808 $2,225,959
23 265 $63,903 $3,988 $59,915 $2,166,045
23 266 $63,903 $3,881 $60,022 $2,106,022
23 267 $63,903 $3,773 $60,130 $2,045,892
23 268 $63,903 $3,666 $60,238 $1,985,655
23 269 $63,903 $3,558 $60,345 $1,925,309
23 270 $63,903 $3,450 $60,454 $1,864,856
23 271 $63,903 $3,341 $60,562 $1,804,294
23 272 $63,903 $3,233 $60,670 $1,743,624
23 273 $63,903 $3,124 $60,779 $1,682,845
23 274 $63,903 $3,015 $60,888 $1,621,957
23 275 $63,903 $2,906 $60,997 $1,560,959
23 276 $63,903 $2,797 $61,106 $1,499,853
24 277 $63,903 $2,687 $61,216 $1,438,637
24 278 $63,903 $2,578 $61,326 $1,377,312
24 279 $63,903 $2,468 $61,435 $1,315,876
24 280 $63,903 $2,358 $61,545 $1,254,331
24 281 $63,903 $2,247 $61,656 $1,192,675
24 282 $63,903 $2,137 $61,766 $1,130,909
24 283 $63,903 $2,026 $61,877 $1,069,032
24 284 $63,903 $1,915 $61,988 $1,007,044
24 285 $63,903 $1,804 $62,099 $944,945
24 286 $63,903 $1,693 $62,210 $882,735
24 287 $63,903 $1,582 $62,322 $820,414
24 288 $63,903 $1,470 $62,433 $757,981
25 289 $63,903 $1,358 $62,545 $695,436
25 290 $63,903 $1,246 $62,657 $632,779
25 291 $63,903 $1,134 $62,769 $570,009
25 292 $63,903 $1,021 $62,882 $507,127
25 293 $63,903 $909 $62,994 $444,133
25 294 $63,903 $796 $63,107 $381,026
25 295 $63,903 $683 $63,220 $317,805
25 296 $63,903 $569 $63,334 $254,471
25 297 $63,903 $456 $63,447 $191,024
25 298 $63,903 $342 $63,561 $127,464
25 299 $63,903 $228 $63,675 $63,789
25 300 $63,903 $114 $63,789 $0