Century 21 Centaland Property

Down Payment (HKD)

$5,520,000

Monthly Repayment (HKD)

$35,703

Loan Amount (HKD)

$8,280,000

Total Interest (HKD)

$2,430,881

Total Repayment (HKD)

$10,710,881

Repayment Schedule
Year	Instalment	Repayment (HK$ )	Interest (HK$ )	Principal (HK$ )	Outstanding Amount (HK$ )
1	1	$35,703	$14,835	$20,868	$8,259,132
1	2	$35,703	$14,798	$20,905	$8,238,227
1	3	$35,703	$14,760	$20,943	$8,217,284
1	4	$35,703	$14,723	$20,980	$8,196,304
1	5	$35,703	$14,685	$21,018	$8,175,286
1	6	$35,703	$14,647	$21,056	$8,154,230
1	7	$35,703	$14,610	$21,093	$8,133,137
1	8	$35,703	$14,572	$21,131	$8,112,006
1	9	$35,703	$14,534	$21,169	$8,090,837
1	10	$35,703	$14,496	$21,207	$8,069,630
1	11	$35,703	$14,458	$21,245	$8,048,385
1	12	$35,703	$14,420	$21,283	$8,027,102
2	13	$35,703	$14,382	$21,321	$8,005,781
2	14	$35,703	$14,344	$21,359	$7,984,422
2	15	$35,703	$14,305	$21,398	$7,963,025
2	16	$35,703	$14,267	$21,436	$7,941,589
2	17	$35,703	$14,229	$21,474	$7,920,114
2	18	$35,703	$14,190	$21,513	$7,898,602
2	19	$35,703	$14,152	$21,551	$7,877,050
2	20	$35,703	$14,113	$21,590	$7,855,460
2	21	$35,703	$14,074	$21,629	$7,833,832
2	22	$35,703	$14,036	$21,667	$7,812,165
2	23	$35,703	$13,997	$21,706	$7,790,458
2	24	$35,703	$13,958	$21,745	$7,768,713
3	25	$35,703	$13,919	$21,784	$7,746,929
3	26	$35,703	$13,880	$21,823	$7,725,106
3	27	$35,703	$13,841	$21,862	$7,703,244
3	28	$35,703	$13,802	$21,901	$7,681,343
3	29	$35,703	$13,762	$21,941	$7,659,402
3	30	$35,703	$13,723	$21,980	$7,637,423
3	31	$35,703	$13,684	$22,019	$7,615,403
3	32	$35,703	$13,644	$22,059	$7,593,345
3	33	$35,703	$13,605	$22,098	$7,571,247
3	34	$35,703	$13,565	$22,138	$7,549,109
3	35	$35,703	$13,525	$22,177	$7,526,931
3	36	$35,703	$13,486	$22,217	$7,504,714
4	37	$35,703	$13,446	$22,257	$7,482,457
4	38	$35,703	$13,406	$22,297	$7,460,160
4	39	$35,703	$13,366	$22,337	$7,437,823
4	40	$35,703	$13,326	$22,377	$7,415,447
4	41	$35,703	$13,286	$22,417	$7,393,030
4	42	$35,703	$13,246	$22,457	$7,370,573
4	43	$35,703	$13,206	$22,497	$7,348,075
4	44	$35,703	$13,165	$22,538	$7,325,538
4	45	$35,703	$13,125	$22,578	$7,302,960
4	46	$35,703	$13,084	$22,618	$7,280,341
4	47	$35,703	$13,044	$22,659	$7,257,682
4	48	$35,703	$13,003	$22,700	$7,234,983
5	49	$35,703	$12,963	$22,740	$7,212,242
5	50	$35,703	$12,922	$22,781	$7,189,461
5	51	$35,703	$12,881	$22,822	$7,166,639
5	52	$35,703	$12,840	$22,863	$7,143,777
5	53	$35,703	$12,799	$22,904	$7,120,873
5	54	$35,703	$12,758	$22,945	$7,097,928
5	55	$35,703	$12,717	$22,986	$7,074,943
5	56	$35,703	$12,676	$23,027	$7,051,916
5	57	$35,703	$12,635	$23,068	$7,028,847
5	58	$35,703	$12,593	$23,110	$7,005,738
5	59	$35,703	$12,552	$23,151	$6,982,587
5	60	$35,703	$12,510	$23,192	$6,959,394
6	61	$35,703	$12,469	$23,234	$6,936,160
6	62	$35,703	$12,427	$23,276	$6,912,885
6	63	$35,703	$12,386	$23,317	$6,889,567
6	64	$35,703	$12,344	$23,359	$6,866,208
6	65	$35,703	$12,302	$23,401	$6,842,807
6	66	$35,703	$12,260	$23,443	$6,819,364
6	67	$35,703	$12,218	$23,485	$6,795,879
6	68	$35,703	$12,176	$23,527	$6,772,352
6	69	$35,703	$12,134	$23,569	$6,748,783
6	70	$35,703	$12,092	$23,611	$6,725,172
6	71	$35,703	$12,049	$23,654	$6,701,518
6	72	$35,703	$12,007	$23,696	$6,677,822
7	73	$35,703	$11,964	$23,739	$6,654,084
7	74	$35,703	$11,922	$23,781	$6,630,302
7	75	$35,703	$11,879	$23,824	$6,606,479
7	76	$35,703	$11,837	$23,866	$6,582,613
7	77	$35,703	$11,794	$23,909	$6,558,703
7	78	$35,703	$11,751	$23,952	$6,534,752
7	79	$35,703	$11,708	$23,995	$6,510,757
7	80	$35,703	$11,665	$24,038	$6,486,719
7	81	$35,703	$11,622	$24,081	$6,462,638
7	82	$35,703	$11,579	$24,124	$6,438,514
7	83	$35,703	$11,536	$24,167	$6,414,347
7	84	$35,703	$11,492	$24,211	$6,390,136
8	85	$35,703	$11,449	$24,254	$6,365,882
8	86	$35,703	$11,406	$24,297	$6,341,585
8	87	$35,703	$11,362	$24,341	$6,317,244
8	88	$35,703	$11,318	$24,385	$6,292,859
8	89	$35,703	$11,275	$24,428	$6,268,431
8	90	$35,703	$11,231	$24,472	$6,243,959
8	91	$35,703	$11,187	$24,516	$6,219,443
8	92	$35,703	$11,143	$24,560	$6,194,883
8	93	$35,703	$11,099	$24,604	$6,170,280
8	94	$35,703	$11,055	$24,648	$6,145,632
8	95	$35,703	$11,011	$24,692	$6,120,940
8	96	$35,703	$10,967	$24,736	$6,096,203
9	97	$35,703	$10,922	$24,781	$6,071,423
9	98	$35,703	$10,878	$24,825	$6,046,598
9	99	$35,703	$10,833	$24,869	$6,021,728
9	100	$35,703	$10,789	$24,914	$5,996,814
9	101	$35,703	$10,744	$24,959	$5,971,856
9	102	$35,703	$10,700	$25,003	$5,946,852
9	103	$35,703	$10,655	$25,048	$5,921,804
9	104	$35,703	$10,610	$25,093	$5,896,711
9	105	$35,703	$10,565	$25,138	$5,871,573
9	106	$35,703	$10,520	$25,183	$5,846,390
9	107	$35,703	$10,475	$25,228	$5,821,162
9	108	$35,703	$10,430	$25,273	$5,795,889
10	109	$35,703	$10,384	$25,319	$5,770,570
10	110	$35,703	$10,339	$25,364	$5,745,206
10	111	$35,703	$10,293	$25,409	$5,719,797
10	112	$35,703	$10,248	$25,455	$5,694,342
10	113	$35,703	$10,202	$25,501	$5,668,841
10	114	$35,703	$10,157	$25,546	$5,643,295
10	115	$35,703	$10,111	$25,592	$5,617,703
10	116	$35,703	$10,065	$25,638	$5,592,065
10	117	$35,703	$10,019	$25,684	$5,566,381
10	118	$35,703	$9,973	$25,730	$5,540,651
10	119	$35,703	$9,927	$25,776	$5,514,875
10	120	$35,703	$9,881	$25,822	$5,489,053
11	121	$35,703	$9,835	$25,868	$5,463,185
11	122	$35,703	$9,788	$25,915	$5,437,270
11	123	$35,703	$9,742	$25,961	$5,411,309
11	124	$35,703	$9,695	$26,008	$5,385,301
11	125	$35,703	$9,649	$26,054	$5,359,247
11	126	$35,703	$9,602	$26,101	$5,333,146
11	127	$35,703	$9,555	$26,148	$5,306,998
11	128	$35,703	$9,508	$26,195	$5,280,804
11	129	$35,703	$9,461	$26,241	$5,254,562
11	130	$35,703	$9,414	$26,289	$5,228,274
11	131	$35,703	$9,367	$26,336	$5,201,938
11	132	$35,703	$9,320	$26,383	$5,175,555
12	133	$35,703	$9,273	$26,430	$5,149,125
12	134	$35,703	$9,226	$26,477	$5,122,648
12	135	$35,703	$9,178	$26,525	$5,096,123
12	136	$35,703	$9,131	$26,572	$5,069,551
12	137	$35,703	$9,083	$26,620	$5,042,931
12	138	$35,703	$9,035	$26,668	$5,016,263
12	139	$35,703	$8,987	$26,715	$4,989,547
12	140	$35,703	$8,940	$26,763	$4,962,784
12	141	$35,703	$8,892	$26,811	$4,935,973
12	142	$35,703	$8,844	$26,859	$4,909,113
12	143	$35,703	$8,795	$26,907	$4,882,206
12	144	$35,703	$8,747	$26,956	$4,855,250
13	145	$35,703	$8,699	$27,004	$4,828,246
13	146	$35,703	$8,651	$27,052	$4,801,194
13	147	$35,703	$8,602	$27,101	$4,774,093
13	148	$35,703	$8,554	$27,149	$4,746,944
13	149	$35,703	$8,505	$27,198	$4,719,746
13	150	$35,703	$8,456	$27,247	$4,692,499
13	151	$35,703	$8,407	$27,296	$4,665,204
13	152	$35,703	$8,358	$27,344	$4,637,859
13	153	$35,703	$8,309	$27,393	$4,610,466
13	154	$35,703	$8,260	$27,443	$4,583,023
13	155	$35,703	$8,211	$27,492	$4,555,532
13	156	$35,703	$8,162	$27,541	$4,527,991
14	157	$35,703	$8,113	$27,590	$4,500,400
14	158	$35,703	$8,063	$27,640	$4,472,761
14	159	$35,703	$8,014	$27,689	$4,445,071
14	160	$35,703	$7,964	$27,739	$4,417,333
14	161	$35,703	$7,914	$27,789	$4,389,544
14	162	$35,703	$7,865	$27,838	$4,361,706
14	163	$35,703	$7,815	$27,888	$4,333,817
14	164	$35,703	$7,765	$27,938	$4,305,879
14	165	$35,703	$7,715	$27,988	$4,277,891
14	166	$35,703	$7,665	$28,038	$4,249,853
14	167	$35,703	$7,614	$28,089	$4,221,764
14	168	$35,703	$7,564	$28,139	$4,193,625
15	169	$35,703	$7,514	$28,189	$4,165,436
15	170	$35,703	$7,463	$28,240	$4,137,196
15	171	$35,703	$7,412	$28,290	$4,108,905
15	172	$35,703	$7,362	$28,341	$4,080,564
15	173	$35,703	$7,311	$28,392	$4,052,172
15	174	$35,703	$7,260	$28,443	$4,023,730
15	175	$35,703	$7,209	$28,494	$3,995,236
15	176	$35,703	$7,158	$28,545	$3,966,691
15	177	$35,703	$7,107	$28,596	$3,938,095
15	178	$35,703	$7,056	$28,647	$3,909,448
15	179	$35,703	$7,004	$28,699	$3,880,749
15	180	$35,703	$6,953	$28,750	$3,851,999
16	181	$35,703	$6,901	$28,801	$3,823,198
16	182	$35,703	$6,850	$28,853	$3,794,345
16	183	$35,703	$6,798	$28,905	$3,765,440
16	184	$35,703	$6,746	$28,957	$3,736,484
16	185	$35,703	$6,695	$29,008	$3,707,475
16	186	$35,703	$6,643	$29,060	$3,678,415
16	187	$35,703	$6,590	$29,112	$3,649,302
16	188	$35,703	$6,538	$29,165	$3,620,138
16	189	$35,703	$6,486	$29,217	$3,590,921
16	190	$35,703	$6,434	$29,269	$3,561,652
16	191	$35,703	$6,381	$29,322	$3,532,330
16	192	$35,703	$6,329	$29,374	$3,502,956
17	193	$35,703	$6,276	$29,427	$3,473,529
17	194	$35,703	$6,223	$29,480	$3,444,050
17	195	$35,703	$6,171	$29,532	$3,414,517
17	196	$35,703	$6,118	$29,585	$3,384,932
17	197	$35,703	$6,065	$29,638	$3,355,294
17	198	$35,703	$6,012	$29,691	$3,325,602
17	199	$35,703	$5,958	$29,745	$3,295,858
17	200	$35,703	$5,905	$29,798	$3,266,060
17	201	$35,703	$5,852	$29,851	$3,236,209
17	202	$35,703	$5,798	$29,905	$3,206,304
17	203	$35,703	$5,745	$29,958	$3,176,346
17	204	$35,703	$5,691	$30,012	$3,146,334
18	205	$35,703	$5,637	$30,066	$3,116,268
18	206	$35,703	$5,583	$30,120	$3,086,148
18	207	$35,703	$5,529	$30,174	$3,055,975
18	208	$35,703	$5,475	$30,228	$3,025,747
18	209	$35,703	$5,421	$30,282	$2,995,465
18	210	$35,703	$5,367	$30,336	$2,965,129
18	211	$35,703	$5,313	$30,390	$2,934,739
18	212	$35,703	$5,258	$30,445	$2,904,294
18	213	$35,703	$5,204	$30,499	$2,873,794
18	214	$35,703	$5,149	$30,554	$2,843,240
18	215	$35,703	$5,094	$30,609	$2,812,632
18	216	$35,703	$5,039	$30,664	$2,781,968
19	217	$35,703	$4,984	$30,719	$2,751,249
19	218	$35,703	$4,929	$30,774	$2,720,476
19	219	$35,703	$4,874	$30,829	$2,689,647
19	220	$35,703	$4,819	$30,884	$2,658,763
19	221	$35,703	$4,764	$30,939	$2,627,824
19	222	$35,703	$4,708	$30,995	$2,596,829
19	223	$35,703	$4,653	$31,050	$2,565,779
19	224	$35,703	$4,597	$31,106	$2,534,673
19	225	$35,703	$4,541	$31,162	$2,503,511
19	226	$35,703	$4,485	$31,217	$2,472,294
19	227	$35,703	$4,430	$31,273	$2,441,020
19	228	$35,703	$4,373	$31,329	$2,409,691
20	229	$35,703	$4,317	$31,386	$2,378,305
20	230	$35,703	$4,261	$31,442	$2,346,863
20	231	$35,703	$4,205	$31,498	$2,315,365
20	232	$35,703	$4,148	$31,555	$2,283,811
20	233	$35,703	$4,092	$31,611	$2,252,200
20	234	$35,703	$4,035	$31,668	$2,220,532
20	235	$35,703	$3,978	$31,724	$2,188,807
20	236	$35,703	$3,922	$31,781	$2,157,026
20	237	$35,703	$3,865	$31,838	$2,125,188
20	238	$35,703	$3,808	$31,895	$2,093,292
20	239	$35,703	$3,750	$31,952	$2,061,340
20	240	$35,703	$3,693	$32,010	$2,029,330
21	241	$35,703	$3,636	$32,067	$1,997,263
21	242	$35,703	$3,578	$32,125	$1,965,139
21	243	$35,703	$3,521	$32,182	$1,932,957
21	244	$35,703	$3,463	$32,240	$1,900,717
21	245	$35,703	$3,405	$32,297	$1,868,419
21	246	$35,703	$3,348	$32,355	$1,836,064
21	247	$35,703	$3,290	$32,413	$1,803,651
21	248	$35,703	$3,232	$32,471	$1,771,179
21	249	$35,703	$3,173	$32,530	$1,738,650
21	250	$35,703	$3,115	$32,588	$1,706,062
21	251	$35,703	$3,057	$32,646	$1,673,416
21	252	$35,703	$2,998	$32,705	$1,640,711
22	253	$35,703	$2,940	$32,763	$1,607,948
22	254	$35,703	$2,881	$32,822	$1,575,126
22	255	$35,703	$2,822	$32,881	$1,542,245
22	256	$35,703	$2,763	$32,940	$1,509,305
22	257	$35,703	$2,704	$32,999	$1,476,306
22	258	$35,703	$2,645	$33,058	$1,443,248
22	259	$35,703	$2,586	$33,117	$1,410,131
22	260	$35,703	$2,526	$33,176	$1,376,955
22	261	$35,703	$2,467	$33,236	$1,343,719
22	262	$35,703	$2,407	$33,295	$1,310,423
22	263	$35,703	$2,348	$33,355	$1,277,068
22	264	$35,703	$2,288	$33,415	$1,243,653
23	265	$35,703	$2,228	$33,475	$1,210,179
23	266	$35,703	$2,168	$33,535	$1,176,644
23	267	$35,703	$2,108	$33,595	$1,143,049
23	268	$35,703	$2,048	$33,655	$1,109,394
23	269	$35,703	$1,988	$33,715	$1,075,679
23	270	$35,703	$1,927	$33,776	$1,041,903
23	271	$35,703	$1,867	$33,836	$1,008,067
23	272	$35,703	$1,806	$33,897	$974,170
23	273	$35,703	$1,745	$33,958	$940,213
23	274	$35,703	$1,685	$34,018	$906,194
23	275	$35,703	$1,624	$34,079	$872,115
23	276	$35,703	$1,563	$34,140	$837,975
24	277	$35,703	$1,501	$34,202	$803,773
24	278	$35,703	$1,440	$34,263	$769,510
24	279	$35,703	$1,379	$34,324	$735,186
24	280	$35,703	$1,317	$34,386	$700,800
24	281	$35,703	$1,256	$34,447	$666,353
24	282	$35,703	$1,194	$34,509	$631,844
24	283	$35,703	$1,132	$34,571	$597,273
24	284	$35,703	$1,070	$34,633	$562,640
24	285	$35,703	$1,008	$34,695	$527,945
24	286	$35,703	$946	$34,757	$493,188
24	287	$35,703	$884	$34,819	$458,369
24	288	$35,703	$821	$34,882	$423,487
25	289	$35,703	$759	$34,944	$388,543
25	290	$35,703	$696	$35,007	$353,536
25	291	$35,703	$633	$35,070	$318,467
25	292	$35,703	$571	$35,132	$283,334
25	293	$35,703	$508	$35,195	$248,139
25	294	$35,703	$445	$35,258	$212,881
25	295	$35,703	$381	$35,322	$177,559
25	296	$35,703	$318	$35,385	$142,174
25	297	$35,703	$255	$35,448	$106,726
25	298	$35,703	$191	$35,512	$71,214
25	299	$35,703	$128	$35,575	$35,639
25	300	$35,703	$64	$35,639	$0

Property Price	HKD


Loan Ratio	%
Interest Ratio	%
Loan Period	Year(s)

	(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer)
	(New) Ad Valorem Stamp Duty Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
	(Scale 1) Ad Valorem Stamp Duty Applicable to all non-residential property, either by an individual or a company.
	BSD Buyer Stamp Duty Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident

Down Payment	HK$ 5,520,000
Agency Commission (HK$ )
Legal Fees (HK$ )

Stamp Duty (BSD)
Stamp Duty (SSD)

TOTAL	HK$ 5,658,000

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	SSD Special Stamp Duty if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property. Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department. For details, please contact our Mortgage Consultant.